The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 1,458,240 59,764 SH SOLE 0 0 59,764
ABBOTT LABORATORIES COM 002824100 2,024,901 20,489 SH SOLE 0 0 20,489
ABBVIE INC COM 00287Y109 6,043,293 23,102 SH SOLE 0 0 23,102
ADVANCED MICRO DEVICES INC COM 007903107 281,410 460 SH SOLE 0 0 460
AIR PRODUCTS AND CHEMICALS I COM 009158106 401,644 1,444 SH SOLE 0 0 1,444
ALLSTATE CORP COM 020002101 203,002 915 SH SOLE 0 0 915
ALPHABET INC CAP STK CL C 02079K107 9,379,300 27,526 SH SOLE 0 0 27,526
ALPHABET INC CAP STK CL A 02079K305 5,005,631 14,548 SH SOLE 0 0 14,548
ALTRIA GROUP INC COM 02209S103 300,202 4,458 SH SOLE 0 0 4,458
AMAZON COM INC COM 023135106 6,058,402 24,316 SH SOLE 0 0 24,316
AMERICAN CENTY ETF TR US SML CP VALU 025072877 873,322 7,415 SH SOLE 0 0 7,415
AMERICAN ELEC PWR CO INC COM 025537101 574,027 4,838 SH SOLE 0 0 4,838
AMERICAN EXPRESS CO COM 025816109 492,815 1,621 SH SOLE 0 0 1,621
AMERICAN TOWER CORP COM 03027X100 686,201 4,192 SH SOLE 0 0 4,192
AMGEN INC COM 031162100 2,954,582 7,010 SH SOLE 0 0 7,010
AMPHENOL CORP CL A 032095101 223,333 2,649 SH SOLE 0 0 2,649
APPLE INC COM 037833100 32,917,560 98,846 SH SOLE 0 0 98,846
APPLIED MATLS INC COM 038222105 354,812 694 SH SOLE 0 0 694
ARISTA NETWORKS INC COM SHS 040413205 660,650 3,245 SH SOLE 0 0 3,245
AUTOMATIC DATA PROCESSING IN COM 053015103 776,503 3,009 SH SOLE 0 0 3,009
BANK OF AMER CORP COM 060505104 263,410 4,839 SH SOLE 0 0 4,839
BANK OF NY MELLON CORP COM 064058100 1,007,977 6,969 SH SOLE 0 0 6,969
BERKSHIRE HATHAWAY INC DEL CL A 084670108 6,723,045 9 SH SOLE 0 0 9
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,164,239 10,371 SH SOLE 0 0 10,371
BLACKROCK INC COM 09290D101 753,639 712 SH SOLE 0 0 712
BOOKING HOLDINGS INC COM 09857L108 1,117,440 6,859 SH SOLE 0 0 6,859
BORGWARNER INC COM 099724106 294,251 4,895 SH SOLE 0 0 4,895
BRISTOL-MYERS SQUIBB CO COM 110122108 840,349 13,467 SH SOLE 0 0 13,467
BROADCOM INC COM 11135F101 1,230,247 3,503 SH SOLE 0 0 3,503
CAPITAL GROUP INTL FOCUS EQT SHS CREAT UNIT 14019W109 1,807,312 52,707 SH SOLE 0 0 52,707
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 830,383 17,508 SH SOLE 0 0 17,508
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 1,822,469 49,999 SH SOLE 0 0 49,999
CATERPILLAR INC COM 149123101 6,224,869 7,678 SH SOLE 0 0 7,678
CHEVRON CORPORATION COM 166764100 2,709,376 13,268 SH SOLE 0 0 13,268
CISCO SYS INC COM 17275R102 2,915,208 27,085 SH SOLE 0 0 27,085
COCA COLA CO COM 191216100 1,917,560 22,276 SH SOLE 0 0 22,276
COLGATE PALMOLIVE CO COM 194162103 682,219 7,996 SH SOLE 0 0 7,996
COMMUNITY FINANCIAL SYSTEM I COM 203607106 380,103 6,384 SH SOLE 0 0 6,384
CONOCOPHILLIPS COM 20825C104 286,844 2,292 SH SOLE 0 0 2,292
CONSOLIDATED EDISON INC COM 209115104 653,796 6,397 SH SOLE 0 0 6,397
CONSTELLATION ENERGY CORP COM 21037T109 225,824 889 SH SOLE 0 0 889
CORNING INC COM 219350105 2,026,736 13,181 SH SOLE 0 0 13,181
COSTCO WHOLESALE CORPORATION COM 22160K105 2,603,377 2,860 SH SOLE 0 0 2,860
CROWDSTRIKE HLDGS INC CL A 22788C105 384,417 1,452 SH SOLE 0 0 1,452
DEERE &CO COM 244199105 2,406,117 3,583 SH SOLE 0 0 3,583
DISNEY WALT CO COM 254687106 554,681 5,288 SH SOLE 0 0 5,288
DUKE ENERGY CORP NEW COM NEW 26441C204 1,901,588 16,679 SH SOLE 0 0 16,679
EMERSON ELEC CO COM 291011104 4,466,129 28,795 SH SOLE 0 0 28,795
ENBRIDGE INC COM 29250N105 507,858 10,924 SH SOLE 0 0 10,924
ENTERPRISE PRODS PARTNERS L COM 293792107 507,322 14,247 SH SOLE 0 0 14,247
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 7,803,639 47,949 SH SOLE 0 0 47,949
META PLATFORMS INC CL A 30303M102 1,250,104 1,724 SH SOLE 0 0 1,724
ONEOK INC NEW COM 30609A109 717,339 8,413 SH SOLE 0 0 8,413
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 250,714 3,069 SH SOLE 0 0 3,069
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 646,419 2,154 SH SOLE 0 0 2,154
FIDELITY COVINGTON TRUST ENH MID COR ETF 31609A503 3,285,410 81,362 SH SOLE 0 0 81,362
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 280,194 1,029 SH SOLE 0 0 1,029
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 238,166 13,969 SH SOLE 0 0 13,969
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 303,841 6,270 SH SOLE 0 0 6,270
FIRST TR EXCHNG TRADED FD VI FT VEST U.S EQT 33740F433 239,897 5,720 SH SOLE 0 0 5,720
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F516 200,528 4,350 SH SOLE 0 0 4,350
FIRSTENERGY CORP COM 337932107 429,285 9,907 SH SOLE 0 0 9,907
GE VERNOVA INC COM 36828A101 394,628 415 SH SOLE 0 0 415
GENERAL DYNAMICS CORP COM 369550108 311,920 940 SH SOLE 0 0 940
GE AEROSPACE COM NEW 369604301 709,506 2,272 SH SOLE 0 0 2,272
GILEAD SCIENCES INC COM 375558103 1,605,192 10,769 SH SOLE 0 0 10,769
GOLDMAN SACHS ETF TR HEDGE IND ETF 381430545 227,039 1,334 SH SOLE 0 0 1,334
HEALTHPEAK PROPERTIES INC COM 42250P103 208,287 10,430 SH SOLE 0 0 10,430
HERSHEY CO COM 427866108 257,692 1,635 SH SOLE 0 0 1,635
HOME DEPOT INC COM 437076102 429,295 1,509 SH SOLE 0 0 1,509
HONEYWELL AEROSPACE INC COM 43849R105 308,700 1,992 SH SOLE 0 0 1,992
HONEYWELL INTL INC COM 438516205 424,430 2,012 SH SOLE 0 0 2,012
INTEL CORP COM 458140100 1,824,466 15,175 SH SOLE 0 0 15,175
INTERNATIONAL BUSINESS MACHS COM 459200101 2,423,802 11,021 SH SOLE 0 0 11,021
INVESCO QQQ TR UNIT SER 1 46090E103 7,647,294 10,337 SH SOLE 0 0 10,337
INTUITIVE SURGICAL INC COM NEW 46120E602 828,712 2,038 SH SOLE 0 0 2,038
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738 1,784,015 23,382 SH SOLE 0 0 23,382
ISHARES TR CORE S&P TTL STK 464287150 23,007,844 138,368 SH SOLE 0 0 138,368
ISHARES TR SELECT DIVID ETF 464287168 2,119,676 13,939 SH SOLE 0 0 13,939
ISHARES TR CORE S&P500 ETF 464287200 5,659,543 7,390 SH SOLE 0 0 7,390
ISHARES TR S&P 500 GRWT ETF 464287309 2,832,257 19,909 SH SOLE 0 0 19,909
ISHARES TR S&P 500 VAL ETF 464287408 1,052,918 4,612 SH SOLE 0 0 4,612
ISHARES TR CORE S&P MCP ETF 464287507 800,883 11,131 SH SOLE 0 0 11,131
ISHARES TR ISHARES SEMICDTR 464287523 342,564 602 SH SOLE 0 0 602
ISHARES TR ISHARES BIOTECH 464287556 235,700 1,120 SH SOLE 0 0 1,120
ISHARES TR RUS 1000 VAL ETF 464287598 856,350 3,454 SH SOLE 0 0 3,454
ISHARES TR RUS 1000 GRW ETF 464287614 840,116 6,707 SH SOLE 0 0 6,707
ISHARES TR RUS 2000 VAL ETF 464287630 494,068 2,359 SH SOLE 0 0 2,359
ISHARES TR RUS 2000 GRW ETF 464287648 310,955 871 SH SOLE 0 0 871
ISHARES TR CORE S&P US GWT 464287671 6,017,309 31,057 SH SOLE 0 0 31,057
ISHARES TR U.S. TECH ETF 464287721 216,158 816 SH SOLE 0 0 816
ISHARES TR CORE S&P SCP ETF 464287804 2,587,645 19,021 SH SOLE 0 0 19,021
ISHARES TR S&P SML 600 GWT 464287887 233,825 1,458 SH SOLE 0 0 1,458
ISHARES TR INTL SEL DIV ETF 464288448 2,402,054 56,934 SH SOLE 0 0 56,934
ISHARES TR CORE HIGH DV ETF 46429B663 1,459,543 52,201 SH SOLE 0 0 52,201
ISHARES TR MSCI USA MIN ETF 46429B697 540,969 5,552 SH SOLE 0 0 5,552
ISHARES TR CORE MSCI EAFE 46432F842 327,479 3,380 SH SOLE 0 0 3,380
ISHARES INC CORE MSCI EMKT 46434G103 573,307 7,064 SH SOLE 0 0 7,064
ISHARES TR CORE DIV GRWTH 46434V621 5,875,649 77,937 SH SOLE 0 0 77,937
ISHARES TR IBONDS DEC2026 46435GAA0 1,417,415 58,474 SH SOLE 0 0 58,474
ISHARES TR IBONDS DEC 27 46435U283 225,519 8,935 SH SOLE 0 0 8,935
ISHARES TR IBONDS DEC 28 46435U325 227,643 9,055 SH SOLE 0 0 9,055
ISHARES TR IBDS DEC28 ETF 46435U515 2,606,646 104,433 SH SOLE 0 0 104,433
ISHARES TR IBONDS 27 ETF 46435UAA9 2,479,256 102,789 SH SOLE 0 0 102,789
ISHARES TR IBONDS DEC 2029 46436E163 225,414 9,115 SH SOLE 0 0 9,115
ISHARES TR IBONDS DEC 29 46436E205 2,471,057 108,905 SH SOLE 0 0 108,905
ISHARES TR IBONDS DEC 2032 46436E312 734,883 30,531 SH SOLE 0 0 30,531
ISHARES TR IBONDS DEC 2031 46436E486 1,155,619 57,608 SH SOLE 0 0 57,608
ISHARES TR IBONDS DEC 2030 46436E726 1,865,218 88,232 SH SOLE 0 0 88,232
ISHARES TR IBONDS DEC 2031 46438G356 221,817 8,995 SH SOLE 0 0 8,995
ISHARES TR IBONDS DEC 2030 46438G687 223,500 8,940 SH SOLE 0 0 8,940
JPMORGAN CHASE &CO COM 46625H100 5,717,000 17,281 SH SOLE 0 0 17,281
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 334,879 5,957 SH SOLE 0 0 5,957
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842 2,791,043 61,414 SH SOLE 0 0 61,414
JOHNSON &JOHNSON COM 478160104 4,918,405 18,578 SH SOLE 0 0 18,578
KIMBERLY-CLARK CORP COM 494368103 599,487 6,153 SH SOLE 0 0 6,153
KRATOS DEFENSE &SEC SOLUTIO COM NEW 50077B207 510,914 11,968 SH SOLE 0 0 11,968
KRYSTAL BIOTECH INC COM 501147102 1,235,460 3,715 SH SOLE 0 0 3,715
L3HARRIS TECHNOLOGIES INC COM 502431109 421,468 1,780 SH SOLE 0 0 1,780
LABCORP HOLDINGS INC COM SHS 504922105 1,051,008 3,411 SH SOLE 0 0 3,411
ELI LILLY &CO COM 532457108 2,103,489 1,818 SH SOLE 0 0 1,818
LOCKHEED MARTIN CORP COM 539830109 1,594,124 3,130 SH SOLE 0 0 3,130
LOWES COS INC COM 548661107 1,707,193 9,264 SH SOLE 0 0 9,264
M &T BK CORP COM 55261F104 478,068 2,197 SH SOLE 0 0 2,197
MFS ACTIVE EXCHANGE TRADED F BLEND INTL ETF 55286W801 2,956,714 97,517 SH SOLE 0 0 97,517
MASTERCARD INCORPORATED CL A 57636Q104 347,426 630 SH SOLE 0 0 630
MCCORMICK &CO INC COM NON VTG 579780206 201,515 4,343 SH SOLE 0 0 4,343
MCDONALDS CORP COM 580135101 1,473,749 6,382 SH SOLE 0 0 6,382
MERCK &CO INC COM 58933Y105 1,161,831 7,996 SH SOLE 0 0 7,996
METTLER TOLEDO INTERNATIONAL COM 592688105 317,300 210 SH SOLE 0 0 210
MICROSOFT CORP COM 594918104 9,370,043 18,269 SH SOLE 0 0 18,269
NBT BANCORP INC COM 628778102 379,295 7,562 SH SOLE 0 0 7,562
NETFLIX INC. COM 64110L106 276,183 3,969 SH SOLE 0 0 3,969
NEXTERA ENERGY INC COM 65339F101 955,517 12,616 SH SOLE 0 0 12,616
NORFOLK SOUTHN CORP COM 655844108 693,643 2,245 SH SOLE 0 0 2,245
NORTHROP GRUMMAN CORP COM 666807102 1,031,323 2,133 SH SOLE 0 0 2,133
NVIDIA CORPORATION COM 67066G104 22,844,338 100,028 SH SOLE 0 0 100,028
ORACLE CORP COM 68389X105 463,388 3,375 SH SOLE 0 0 3,375
PALANTIR TECHNOLOGIES INC CL A 69608A108 627,553 3,355 SH SOLE 0 0 3,355
PALO ALTO NETWORKS INC COM 697435105 4,919,890 12,383 SH SOLE 0 0 12,383
PAYCHEX INC COM 704326107 1,271,155 12,905 SH SOLE 0 0 12,905
PEPSICO INC COM 713448108 668,244 5,273 SH SOLE 0 0 5,273
PFIZER INC COM 717081103 806,785 28,288 SH SOLE 0 0 28,288
PROCTER &GAMBLE CO COM 742718109 4,752,424 32,712 SH SOLE 0 0 32,712
PROSHARES TR S&P 500 DV ARIST 74348A467 271,587 5,020 SH SOLE 0 0 5,020
PUBLIC SVC ENTERPRISE GROUP COM 744573106 653,500 9,704 SH SOLE 0 0 9,704
QUALCOMM INC COM 747525103 1,440,879 7,829 SH SOLE 0 0 7,829
RBB FD INC MOTLEY FOL ETF 74933W601 421,826 5,268 SH SOLE 0 0 5,268
RTX CORPORATION COM 75513E101 2,306,370 12,423 SH SOLE 0 0 12,423
S&P GLOBAL INC COM 78409V104 202,209 513 SH SOLE 0 0 513
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 11,500,397 15,080 SH SOLE 0 0 15,080
SPDR GOLD TR GOLD SHS 78463V107 558,311 1,466 SH SOLE 0 0 1,466
SPDR SERIES TRUST ST STR PR SP1500 78464A805 987,724 10,730 SH SOLE 0 0 10,730
SPDR SERIES TRUST ST STR P500ETF 78464A854 732,375 8,159 SH SOLE 0 0 8,159
SPDR SERIES TRUST ST STR SP BIOT 78464A870 302,643 1,919 SH SOLE 0 0 1,919
SALESFORCE INC COM 79466L302 1,540,154 6,709 SH SOLE 0 0 6,709
CHARLES SCHWAB CORP (THE) COM 808513105 262,185 2,682 SH SOLE 0 0 2,682
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1,339,103 6,841 SH SOLE 0 0 6,841
SERVICENOW INC COM 81762P102 362,497 2,705 SH SOLE 0 0 2,705
SOUTHERN CO COM 842587107 1,309,020 15,792 SH SOLE 0 0 15,792
STARBUCKS CORP COM 855244109 340,374 3,623 SH SOLE 0 0 3,623
SYSCO CORP COM 871829107 297,439 3,815 SH SOLE 0 0 3,815
TJX COS INC NEW COM 872540109 363,637 2,748 SH SOLE 0 0 2,748
TESLA INC COM 88160R101 1,470,510 4,145 SH SOLE 0 0 4,145
TEXAS INSTRS INC COM 882508104 367,758 1,313 SH SOLE 0 0 1,313
THERMO FISHER SCIENTIFIC INC COM 883556102 3,312,470 4,907 SH SOLE 0 0 4,907
3M CO COM 88579Y101 203,054 1,237 SH SOLE 0 0 1,237
TOMPKINS FINL CORP COM 890110109 11,067,800 114,990 SH SOLE 0 0 114,990
TRAVELERS COMPANIES INC COM 89417E109 684,760 1,921 SH SOLE 0 0 1,921
US BANCORP COM NEW 902973304 469,416 8,127 SH SOLE 0 0 8,127
UNION PAC CORP COM 907818108 1,567,469 5,760 SH SOLE 0 0 5,760
UNITEDHEALTH GROUP INC COM 91324P102 624,059 1,700 SH SOLE 0 0 1,700
VALERO ENERGY CORP COM 91913Y100 349,625 902 SH SOLE 0 0 902
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 2,187,239 20,691 SH SOLE 0 0 20,691
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,821,038 12,091 SH SOLE 0 0 12,091
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,715,040 30,380 SH SOLE 0 0 30,380
VEEVA SYS INC CL A COM 922475108 401,343 1,406 SH SOLE 0 0 1,406
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,110,731 1,585 SH SOLE 0 0 1,585
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 1,557,438 17,284 SH SOLE 0 0 17,284
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 212,385 747 SH SOLE 0 0 747
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 2,314,775 6,185 SH SOLE 0 0 6,185
VERIZON COMMUNICATIONS INC COM 92343V104 3,029,045 66,035 SH SOLE 0 0 66,035
VICI PPTYS INC COM 925652109 287,373 12,511 SH SOLE 0 0 12,511
VISA INC COM CL A 92826C839 2,123,214 5,909 SH SOLE 0 0 5,909
WEC ENERGY GROUP INC COM 92939U106 1,170,816 11,618 SH SOLE 0 0 11,618
WALMART INC COM 931142103 303,102 2,917 SH SOLE 0 0 2,917
WELLTOWER INC COM 95040Q104 2,023,185 8,787 SH SOLE 0 0 8,787
WESCO INTL INC COM 95082P105 2,168,188 6,030 SH SOLE 0 0 6,030
EATON CORP PLC SHS G29183103 256,203 596 SH SOLE 0 0 596
LINDE PLC SHS G54950103 299,288 631 SH SOLE 0 0 631