The Securities and Exchange Commission has not necessarily
reviewed the information in this filing and has not determined
if it is accurate and complete.
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| ABACUS FCF ETF TR | ABACUS FCF REAL | 89628W708 | 206,434 | 6,760 | SH | SOLE | 0 | 0 | 6,760 | ||
| ABACUS FCF ETF TR | LEADERS ETF | 89628W302 | 599,572 | 7,463 | SH | SOLE | 0 | 0 | 7,463 | ||
| ABBOTT LABORATORIES | COM | 002824100 | 225,454 | 2,281 | SH | SOLE | 0 | 0 | 2,281 | ||
| ABBVIE INC | COM | 00287Y109 | 989,036 | 3,781 | SH | SOLE | 0 | 0 | 3,781 | ||
| ADVANCED MICRO DEVICES INC | COM | 007903107 | 2,194,242 | 3,587 | SH | SOLE | 0 | 0 | 3,587 | ||
| AGNICO EAGLE MINES LTD | COM | 008474108 | 280,770 | 1,532 | SH | SOLE | 0 | 0 | 1,532 | ||
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 | 368,432 | 3,426 | SH | SOLE | 0 | 0 | 3,426 | ||
| ALPHABET INC | CAP STK CL A | 02079K305 | 7,362,216 | 21,397 | SH | SOLE | 0 | 0 | 21,397 | ||
| ALPHABET INC | CAP STK CL C | 02079K107 | 3,812,397 | 11,189 | SH | SOLE | 0 | 0 | 11,189 | ||
| AMAZON COM INC | COM | 023135106 | 4,016,457 | 16,121 | SH | SOLE | 0 | 0 | 16,121 | ||
| AMBEV SA | SPONSORED ADR | 02319V103 | 62,757 | 21,492 | SH | SOLE | 0 | 0 | 21,492 | ||
| AMERICAN EXPRESS CO | COM | 025816109 | 422,097 | 1,388 | SH | SOLE | 0 | 0 | 1,388 | ||
| AMGEN INC | COM | 031162100 | 387,861 | 920 | SH | SOLE | 0 | 0 | 920 | ||
| AMPHENOL CORP | CL A | 032095101 | 573,662 | 6,805 | SH | SOLE | 0 | 0 | 6,805 | ||
| ANALOG DEVICES INC | COM | 032654105 | 289,543 | 730 | SH | SOLE | 0 | 0 | 730 | ||
| ANGLOGOLD ASHANTI PLC | COM SHS | G0378L100 | 226,044 | 2,406 | SH | SOLE | 0 | 0 | 2,406 | ||
| APPLE INC | COM | 037833100 | 9,329,939 | 28,016 | SH | SOLE | 0 | 0 | 28,016 | ||
| APPLIED MATLS INC | COM | 038222105 | 722,379 | 1,413 | SH | SOLE | 0 | 0 | 1,413 | ||
| ARISTA NETWORKS INC | COM SHS | 040413205 | 364,345 | 1,790 | SH | SOLE | 0 | 0 | 1,790 | ||
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 | 1,491,195 | 823 | SH | SOLE | 0 | 0 | 823 | ||
| ASTRAZENECA PLC | ORD | G0593M107 | 541,829 | 3,356 | SH | SOLE | 0 | 0 | 3,356 | ||
| AT&T INC | COM | 00206R102 | 341,459 | 13,994 | SH | SOLE | 0 | 0 | 13,994 | ||
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | 250,112 | 969 | SH | SOLE | 0 | 0 | 969 | ||
| BANCO BILBAO VIZCAYA ARGENTA | SPONSORED ADR | 05946K101 | 374,852 | 13,450 | SH | SOLE | 0 | 0 | 13,450 | ||
| BANCO BRADESCO S A | SP ADR PFD NEW | 059460303 | 103,488 | 29,400 | SH | SOLE | 0 | 0 | 29,400 | ||
| BANCO SANTANDER S.A. | ADR | 05964H105 | 557,100 | 40,282 | SH | SOLE | 0 | 0 | 40,282 | ||
| BANK OF AMER CORP | COM | 060505104 | 481,943 | 8,854 | SH | SOLE | 0 | 0 | 8,854 | ||
| BANK OF NY MELLON CORP | COM | 064058100 | 253,392 | 1,752 | SH | SOLE | 0 | 0 | 1,752 | ||
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 2,580,447 | 5,182 | SH | SOLE | 0 | 0 | 5,182 | ||
| BHP BILLITON LIMITED | SPONSORED ADS | 088606108 | 578,269 | 6,816 | SH | SOLE | 0 | 0 | 6,816 | ||
| BLACKROCK ETF TRUST | ISHA US AWAR ETF | 09290C509 | 641,763 | 7,858 | SH | SOLE | 0 | 0 | 7,858 | ||
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 | 2,050,879 | 29,611 | SH | SOLE | 0 | 0 | 29,611 | ||
| BLACKROCK ETF TRUST | ISHA I IN TE ETF | 09290C780 | 1,581,710 | 33,518 | SH | SOLE | 0 | 0 | 33,518 | ||
| BLACKROCK ETF TRUST II | ISHA FLEX IN ETF | 092528603 | 1,622,487 | 31,945 | SH | SOLE | 0 | 0 | 31,945 | ||
| BLACKROCK INC | COM | 09290D101 | 265,612 | 251 | SH | SOLE | 0 | 0 | 251 | ||
| BOEING CO | COM | 097023105 | 226,392 | 1,217 | SH | SOLE | 0 | 0 | 1,217 | ||
| BOOKING HOLDINGS INC | COM | 09857L108 | 370,624 | 2,275 | SH | SOLE | 0 | 0 | 2,275 | ||
| BP PLC | SPONSORED ADR | 055622104 | 223,865 | 5,089 | SH | SOLE | 0 | 0 | 5,089 | ||
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 | 286,144 | 5,260 | SH | SOLE | 0 | 0 | 5,260 | ||
| BROADCOM INC | COM | 11135F101 | 2,285,439 | 6,508 | SH | SOLE | 0 | 0 | 6,508 | ||
| CATERPILLAR INC | COM | 149123101 | 1,213,207 | 1,496 | SH | SOLE | 0 | 0 | 1,496 | ||
| CHARLES SCHWAB CORP (THE) | COM | 808513105 | 276,387 | 2,828 | SH | SOLE | 0 | 0 | 2,828 | ||
| CHEVRON CORPORATION | COM | 166764100 | 765,716 | 3,750 | SH | SOLE | 0 | 0 | 3,750 | ||
| CHUBB LIMITED | COM | H1467J104 | 282,317 | 868 | SH | SOLE | 0 | 0 | 868 | ||
| CIA ENERGETICA DE MINAS GERA | SP ADR N-V PFD | 204409601 | 26,722 | 12,725 | SH | SOLE | 0 | 0 | 12,725 | ||
| CISCO SYS INC | COM | 17275R102 | 429,263 | 3,988 | SH | SOLE | 0 | 0 | 3,988 | ||
| CITIGROUP INC | COM NEW | 172967424 | 319,059 | 2,464 | SH | SOLE | 0 | 0 | 2,464 | ||
| COCA COLA CO | COM | 191216100 | 1,807,727 | 21,001 | SH | SOLE | 0 | 0 | 21,001 | ||
| COLGATE PALMOLIVE CO | COM | 194162103 | 392,222 | 4,597 | SH | SOLE | 0 | 0 | 4,597 | ||
| COMFORT SYS USA INC | COM | 199908104 | 213,378 | 129 | SH | SOLE | 0 | 0 | 129 | ||
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 | 1,582,280 | 1,738 | SH | SOLE | 0 | 0 | 1,738 | ||
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 | 545,237 | 2,059 | SH | SOLE | 0 | 0 | 2,059 | ||
| DBX ETF TR | XTRACK MSCI EAFE | 233051200 | 285,300 | 5,192 | SH | SOLE | 0 | 0 | 5,192 | ||
| DEERE & CO | COM | 244199105 | 207,146 | 308 | SH | SOLE | 0 | 0 | 308 | ||
| DELL TECHNOLOGIES INC | CL C | 24703L202 | 295,456 | 549 | SH | SOLE | 0 | 0 | 549 | ||
| DEUTSCHE BK AG | NAMEN AKT | D18190898 | 292,324 | 8,145 | SH | SOLE | 0 | 0 | 8,145 | ||
| EATON CORP PLC | SHS | G29183103 | 227,656 | 530 | SH | SOLE | 0 | 0 | 530 | ||
| ELI LILLY & CO | COM | 532457108 | 2,866,949 | 2,478 | SH | SOLE | 0 | 0 | 2,478 | ||
| EMERSON ELEC CO | COM | 291011104 | 1,106,221 | 7,132 | SH | SOLE | 0 | 0 | 7,132 | ||
| ENI SPA | SPONSORED ADR | 26874R108 | 254,938 | 4,695 | SH | SOLE | 0 | 0 | 4,695 | ||
| EXXONMOBIL HOLDINGS CORP | COM SHS | 30233Q108 | 1,695,619 | 10,419 | SH | SOLE | 0 | 0 | 10,419 | ||
| FERGUSON ENTERPRISES INC | COMMON STOCK NEW | 31488V107 | 215,941 | 970 | SH | SOLE | 0 | 0 | 970 | ||
| FIDELITY COVINGTON TRUST | BLUE CHIP GRWTH | 316092352 | 1,674,686 | 26,494 | SH | SOLE | 0 | 0 | 26,494 | ||
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 | 1,425,912 | 32,931 | SH | SOLE | 0 | 0 | 32,931 | ||
| FIFTH THIRD BANCORP | COM | 316773100 | 453,450 | 8,965 | SH | SOLE | 0 | 0 | 8,965 | ||
| GE AEROSPACE | COM NEW | 369604301 | 575,813 | 1,844 | SH | SOLE | 0 | 0 | 1,844 | ||
| GE VERNOVA INC | COM | 36828A101 | 530,373 | 558 | SH | SOLE | 0 | 0 | 558 | ||
| GILEAD SCIENCES INC | COM | 375558103 | 239,580 | 1,607 | SH | SOLE | 0 | 0 | 1,607 | ||
| GOLD FIELDS LTD | SPONSORED ADR | 38059T106 | 209,857 | 5,810 | SH | SOLE | 0 | 0 | 5,810 | ||
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 | 234,029 | 3,663 | SH | SOLE | 0 | 0 | 3,663 | ||
| HOME DEPOT INC | COM | 437076102 | 475,084 | 1,670 | SH | SOLE | 0 | 0 | 1,670 | ||
| HSBC HLDGS PLC | SPON ADR NEW | 404280406 | 1,067,582 | 10,750 | SH | SOLE | 0 | 0 | 10,750 | ||
| ING GROEP N.V. | SPONSORED ADR | 456837103 | 390,003 | 10,986 | SH | SOLE | 0 | 0 | 10,986 | ||
| INTEL CORP | COM | 458140100 | 550,076 | 4,575 | SH | SOLE | 0 | 0 | 4,575 | ||
| INTERCONTINENTAL HOTELS GROU | SPONSORED ADS | 45857P806 | 212,899 | 1,324 | SH | SOLE | 0 | 0 | 1,324 | ||
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 249,904 | 1,136 | SH | SOLE | 0 | 0 | 1,136 | ||
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 | 318,668 | 784 | SH | SOLE | 0 | 0 | 784 | ||
| ISHARES GOLD TR | ISHARES NEW | 464285204 | 851,134 | 10,898 | SH | SOLE | 0 | 0 | 10,898 | ||
| ISHARES INC | CORE MSCI EMKT | 46434G103 | 3,682,082 | 45,368 | SH | SOLE | 0 | 0 | 45,368 | ||
| ISHARES INC | EMNG MKTS EQT | 46434G889 | 1,229,129 | 17,181 | SH | SOLE | 0 | 0 | 17,181 | ||
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | 255,960 | 4,726 | SH | SOLE | 0 | 0 | 4,726 | ||
| ISHARES TR | 10-20 YR TRS ETF | 464288653 | 2,212,102 | 24,000 | SH | SOLE | 0 | 0 | 24,000 | ||
| ISHARES TR | CALIF MUN BD ETF | 464288356 | 2,608,253 | 48,194 | SH | SOLE | 0 | 0 | 48,194 | ||
| ISHARES TR | CORE MSCI EAFE | 46432F842 | 5,830,583 | 60,184 | SH | SOLE | 0 | 0 | 60,184 | ||
| ISHARES TR | CORE MSCI INTL | 46435G326 | 1,095,056 | 12,238 | SH | SOLE | 0 | 0 | 12,238 | ||
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | 14,152,807 | 148,993 | SH | SOLE | 0 | 0 | 148,993 | ||
| ISHARES TR | CORE S&P SCP ETF | 464287804 | 391,780 | 2,880 | SH | SOLE | 0 | 0 | 2,880 | ||
| ISHARES TR | CORE S&P TTL STK | 464287150 | 2,341,414 | 14,081 | SH | SOLE | 0 | 0 | 14,081 | ||
| ISHARES TR | CORE S&P500 ETF | 464287200 | 33,952,289 | 44,333 | SH | SOLE | 0 | 0 | 44,333 | ||
| ISHARES TR | CORE US AGGBD ET | 464287226 | 2,238,005 | 23,673 | SH | SOLE | 0 | 0 | 23,673 | ||
| ISHARES TR | EAFE VALUE ETF | 464288877 | 910,347 | 11,503 | SH | SOLE | 0 | 0 | 11,503 | ||
| ISHARES TR | ESG ADVAN ETF | 46436E619 | 512,184 | 12,321 | SH | SOLE | 0 | 0 | 12,321 | ||
| ISHARES TR | ESG AWR MSCI USA | 46435G425 | 580,130 | 3,478 | SH | SOLE | 0 | 0 | 3,478 | ||
| ISHARES TR | ESG AWR MSCI USA | 46436E221 | 233,043 | 6,427 | SH | SOLE | 0 | 0 | 6,427 | ||
| ISHARES TR | ESG AWR US AGRGT | 46435U549 | 927,127 | 20,489 | SH | SOLE | 0 | 0 | 20,489 | ||
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 | 468,754 | 19,188 | SH | SOLE | 0 | 0 | 19,188 | ||
| ISHARES TR | ESG AWRE USD ETF | 46435G193 | 672,878 | 30,662 | SH | SOLE | 0 | 0 | 30,662 | ||
| ISHARES TR | ESG EAFE ETF | 46436E759 | 267,155 | 3,156 | SH | SOLE | 0 | 0 | 3,156 | ||
| ISHARES TR | ESG MSCI KLD ETF | 464288570 | 485,464 | 3,321 | SH | SOLE | 0 | 0 | 3,321 | ||
| ISHARES TR | ESG MSCI USA ETF | 46436E767 | 330,772 | 4,860 | SH | SOLE | 0 | 0 | 4,860 | ||
| ISHARES TR | ESG OPTIMIZED | 464288802 | 311,360 | 2,000 | SH | SOLE | 0 | 0 | 2,000 | ||
| ISHARES TR | HDG MSCI EAFE | 46434V803 | 3,599,929 | 77,601 | SH | SOLE | 0 | 0 | 77,601 | ||
| ISHARES TR | MSCI ACWI ETF | 464288257 | 332,771 | 2,096 | SH | SOLE | 0 | 0 | 2,096 | ||
| ISHARES TR | MSCI USA VALUE | 46432F388 | 1,477,913 | 7,464 | SH | SOLE | 0 | 0 | 7,464 | ||
| ISHARES TR | NATIONAL MUN ETF | 464288414 | 4,821,624 | 47,692 | SH | SOLE | 0 | 0 | 47,692 | ||
| ISHARES TR | RUS 2000 VAL ETF | 464287630 | 287,784 | 1,374 | SH | SOLE | 0 | 0 | 1,374 | ||
| ISHARES TR | RUS MID CAP ETF | 464287499 | 227,612 | 2,133 | SH | SOLE | 0 | 0 | 2,133 | ||
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | 277,345 | 2,653 | SH | SOLE | 0 | 0 | 2,653 | ||
| ISHARES TR | SYSTEMATIC BD ET | 46435U796 | 4,435,143 | 52,624 | SH | SOLE | 0 | 0 | 52,624 | ||
| ISHARES TR | U.S. FIN SVC ETF | 464287770 | 410,152 | 4,561 | SH | SOLE | 0 | 0 | 4,561 | ||
| ISHARES TR | US CONSM STAPLES | 464287812 | 412,625 | 5,834 | SH | SOLE | 0 | 0 | 5,834 | ||
| ISHARES TR | US TREAS BD ETF | 46429B267 | 10,291,366 | 470,570 | SH | SOLE | 0 | 0 | 470,570 | ||
| ISHARES TR | MBS ETF | 464288588 | 6,298,477 | 70,280 | SH | SOLE | 0 | 0 | 70,280 | ||
| ISHARES TR | S&P 500 GRWT ETF | 464287309 | 306,997 | 2,158 | SH | SOLE | 0 | 0 | 2,158 | ||
| J P MORGAN EXCHANGE TRADED F | ACTIVE VALUE ETF | 46641Q167 | 1,821,246 | 22,846 | SH | SOLE | 0 | 0 | 22,846 | ||
| JOHNSON & JOHNSON | COM | 478160104 | 1,716,505 | 6,484 | SH | SOLE | 0 | 0 | 6,484 | ||
| JPMORGAN CHASE & CO | COM | 46625H100 | 2,399,845 | 7,254 | SH | SOLE | 0 | 0 | 7,254 | ||
| KLA CORP | COM NEW | 482480100 | 436,292 | 2,238 | SH | SOLE | 0 | 0 | 2,238 | ||
| LAM RESEARCH CORP | COM NEW | 512807306 | 658,695 | 2,005 | SH | SOLE | 0 | 0 | 2,005 | ||
| LINDE PLC | SHS | G54950103 | 589,235 | 1,241 | SH | SOLE | 0 | 0 | 1,241 | ||
| LLOYDS BANKING GROUP PLC | SPONSORED ADR | 539439109 | 159,335 | 28,301 | SH | SOLE | 0 | 0 | 28,301 | ||
| LOANDEPOT INC | COM CL A | 53946R106 | 7,155 | 12,108 | SH | SOLE | 0 | 0 | 12,108 | ||
| MARATHON PETE CORP | COM | 56585A102 | 438,242 | 1,108 | SH | SOLE | 0 | 0 | 1,108 | ||
| MARVELL TECHNOLOGY INC | COM | 573874104 | 285,617 | 1,081 | SH | SOLE | 0 | 0 | 1,081 | ||
| MASTERCARD INCORPORATED | CL A | 57636Q104 | 976,532 | 1,771 | SH | SOLE | 0 | 0 | 1,771 | ||
| MCDONALDS CORP | COM | 580135101 | 314,688 | 1,363 | SH | SOLE | 0 | 0 | 1,363 | ||
| MERCK & CO INC | COM | 58933Y105 | 441,574 | 3,039 | SH | SOLE | 0 | 0 | 3,039 | ||
| META PLATFORMS INC | CL A | 30303M102 | 3,681,991 | 5,077 | SH | SOLE | 0 | 0 | 5,077 | ||
| MICRON TECHNOLOGY INC | COM | 595112103 | 1,665,260 | 1,563 | SH | SOLE | 0 | 0 | 1,563 | ||
| MICROSOFT CORP | COM | 594918104 | 7,267,207 | 14,169 | SH | SOLE | 0 | 0 | 14,169 | ||
| MICROVAST HOLDINGS INC | COM | 59516C106 | 6,492 | 10,155 | SH | SOLE | 0 | 0 | 10,155 | ||
| MITSUBISHI UFJ FINANCIAL GRO | SPONSORED ADS | 606822104 | 914,956 | 39,660 | SH | SOLE | 0 | 0 | 39,660 | ||
| MIZUHO FINANCIAL GROUP INC | SPONSORED ADR | 60687Y109 | 190,104 | 17,204 | SH | SOLE | 0 | 0 | 17,204 | ||
| MORGAN STANLEY | COM NEW | 617446448 | 224,937 | 1,196 | SH | SOLE | 0 | 0 | 1,196 | ||
| NATWEST GROUP PLC | SPONS ADR | 639057207 | 197,599 | 10,887 | SH | SOLE | 0 | 0 | 10,887 | ||
| NETFLIX INC | COM | 64110L106 | 1,038,224 | 14,921 | SH | SOLE | 0 | 0 | 14,921 | ||
| NEWMONT CORP | COM | 651639106 | 270,818 | 2,348 | SH | SOLE | 0 | 0 | 2,348 | ||
| NEXTERA ENERGY INC | COM | 65339F101 | 214,735 | 2,835 | SH | SOLE | 0 | 0 | 2,835 | ||
| NOVARTIS AG | SPONSORED ADR | 66987V109 | 505,838 | 3,548 | SH | SOLE | 0 | 0 | 3,548 | ||
| NOVO-NORDISK A S | ADR | 670100205 | 219,994 | 5,803 | SH | SOLE | 0 | 0 | 5,803 | ||
| NVIDIA CORPORATION | COM | 67066G104 | 10,203,743 | 44,679 | SH | SOLE | 0 | 0 | 44,679 | ||
| ORACLE CORP | COM | 68389X105 | 252,714 | 1,841 | SH | SOLE | 0 | 0 | 1,841 | ||
| OREILLY AUTOMOTIVE INC | COM | 67103H107 | 200,628 | 2,349 | SH | SOLE | 0 | 0 | 2,349 | ||
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | 784,860 | 4,196 | SH | SOLE | 0 | 0 | 4,196 | ||
| PALO ALTO NETWORKS INC | COM | 697435105 | 334,710 | 842 | SH | SOLE | 0 | 0 | 842 | ||
| PHILIP MORRIS INTL INC | COM | 718172109 | 358,079 | 1,877 | SH | SOLE | 0 | 0 | 1,877 | ||
| PHILLIPS 66 | COM | 718546104 | 399,364 | 1,564 | SH | SOLE | 0 | 0 | 1,564 | ||
| PROCTER & GAMBLE CO | COM | 742718109 | 695,355 | 4,786 | SH | SOLE | 0 | 0 | 4,786 | ||
| PROLOGIS INC. | COM | 74340W103 | 223,877 | 1,724 | SH | SOLE | 0 | 0 | 1,724 | ||
| QUANTA SVCS INC | COM | 74762E102 | 215,241 | 335 | SH | SOLE | 0 | 0 | 335 | ||
| ROYAL BK CDA | COM | 780087102 | 243,575 | 1,239 | SH | SOLE | 0 | 0 | 1,239 | ||
| RTX CORPORATION | COM | 75513E101 | 599,307 | 3,228 | SH | SOLE | 0 | 0 | 3,228 | ||
| S&P GLOBAL INC | COM | 78409V104 | 254,334 | 645 | SH | SOLE | 0 | 0 | 645 | ||
| SALESFORCE INC | COM | 79466L302 | 325,236 | 1,417 | SH | SOLE | 0 | 0 | 1,417 | ||
| SANDISK CORP | COM | 80004C200 | 330,579 | 190 | SH | SOLE | 0 | 0 | 190 | ||
| SAP SE | SPON ADR | 803054204 | 437,808 | 2,100 | SH | SOLE | 0 | 0 | 2,100 | ||
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 229,100 | 8,340 | SH | SOLE | 0 | 0 | 8,340 | ||
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 | 4,826,406 | 97,033 | SH | SOLE | 0 | 0 | 97,033 | ||
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | 1,667,671 | 69,894 | SH | SOLE | 0 | 0 | 69,894 | ||
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | 458,978 | 13,779 | SH | SOLE | 0 | 0 | 13,779 | ||
| SELECT SECTOR SPDR TR | ST STR TECHN ETF | 81369Y803 | 286,774 | 1,465 | SH | SOLE | 0 | 0 | 1,465 | ||
| SERVICENOW INC | COM | 81762P102 | 216,017 | 1,612 | SH | SOLE | 0 | 0 | 1,612 | ||
| SHELL PLC | SPON ADS | 780259305 | 459,377 | 4,833 | SH | SOLE | 0 | 0 | 4,833 | ||
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 | 318,104 | 2,145 | SH | SOLE | 0 | 0 | 2,145 | ||
| SONY GROUP CORP | SPONSORED ADR | 835699307 | 427,822 | 18,182 | SH | SOLE | 0 | 0 | 18,182 | ||
| SPDR GOLD TR | GOLD SHS | 78463V107 | 380,840 | 1,000 | SH | SOLE | 0 | 0 | 1,000 | ||
| SPDR SERIES TRUST | ST NUVE HIGH ETF | 78464A284 | 1,597,744 | 68,076 | SH | SOLE | 0 | 0 | 68,076 | ||
| SPDR SERIES TRUST | ST NUVE TERM ETF | 78468R739 | 1,468,396 | 31,477 | SH | SOLE | 0 | 0 | 31,477 | ||
| SPDR SERIES TRUST | ST STR P500ETF | 78464A854 | 460,828 | 5,134 | SH | SOLE | 0 | 0 | 5,134 | ||
| SPOTIFY TECHNOLOGY S A | SHS | L8681T102 | 211,036 | 433 | SH | SOLE | 0 | 0 | 433 | ||
| STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 949,298 | 1,245 | SH | SOLE | 0 | 0 | 1,245 | ||
| STRYKER CORPORATION | COM | 863667101 | 205,394 | 746 | SH | SOLE | 0 | 0 | 746 | ||
| SUMITOMO MITSUI FIN GRP INC | SPONSORED ADR | 86562M209 | 703,560 | 27,154 | SH | SOLE | 0 | 0 | 27,154 | ||
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 | 1,777,772 | 3,897 | SH | SOLE | 0 | 0 | 3,897 | ||
| TCW ETF TRUST | TRANS SYSTE ETF | 29287L205 | 962,523 | 9,150 | SH | SOLE | 0 | 0 | 9,150 | ||
| TESLA INC | COM | 88160R101 | 1,389,780 | 3,917 | SH | SOLE | 0 | 0 | 3,917 | ||
| TEXAS INSTRS INC | COM | 882508104 | 406,993 | 1,453 | SH | SOLE | 0 | 0 | 1,453 | ||
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | 471,279 | 698 | SH | SOLE | 0 | 0 | 698 | ||
| TJX COS INC NEW | COM | 872540109 | 341,785 | 2,583 | SH | SOLE | 0 | 0 | 2,583 | ||
| TOTALENERGIES SE | ACT | F92124100 | 218,538 | 2,556 | SH | SOLE | 0 | 0 | 2,556 | ||
| TOYOTA MOTOR CORP | ADS | 892331307 | 313,284 | 1,711 | SH | SOLE | 0 | 0 | 1,711 | ||
| UBS GROUP AG | SHS | H42097107 | 379,168 | 7,878 | SH | SOLE | 0 | 0 | 7,878 | ||
| UNILEVER PLC | SPON ADR NEW | 904767803 | 386,650 | 6,367 | SH | SOLE | 0 | 0 | 6,367 | ||
| UNION PAC CORP | COM | 907818108 | 975,904 | 3,586 | SH | SOLE | 0 | 0 | 3,586 | ||
| UNITED RENTALS INC | COM | 911363109 | 204,843 | 205 | SH | SOLE | 0 | 0 | 205 | ||
| UNITEDHEALTH GROUP INC | COM | 91324P102 | 421,870 | 1,149 | SH | SOLE | 0 | 0 | 1,149 | ||
| VALE S A | SPONSORED ADS | 91912E105 | 221,734 | 16,535 | SH | SOLE | 0 | 0 | 16,535 | ||
| VALERO ENERGY CORP | COM | 91913Y100 | 262,241 | 677 | SH | SOLE | 0 | 0 | 677 | ||
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | 424,737 | 5,829 | SH | SOLE | 0 | 0 | 5,829 | ||
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | 3,571,629 | 46,749 | SH | SOLE | 0 | 0 | 46,749 | ||
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 2,499,837 | 35,636 | SH | SOLE | 0 | 0 | 35,636 | ||
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 | 923,509 | 3,987 | SH | SOLE | 0 | 0 | 3,987 | ||
| VANGUARD INDEX FDS | MRNGSTR GRWT ETF | 922908736 | 303,722 | 3,371 | SH | SOLE | 0 | 0 | 3,371 | ||
| VANGUARD INDEX FDS | MRNGSTR MD CP VA | 922908512 | 660,819 | 3,380 | SH | SOLE | 0 | 0 | 3,380 | ||
| VANGUARD INDEX FDS | MRNGSTR SML CAP | 922908751 | 1,999,396 | 7,028 | SH | SOLE | 0 | 0 | 7,028 | ||
| VANGUARD INDEX FDS | MRNGSTR SML CP V | 922908611 | 15,465,891 | 66,943 | SH | SOLE | 0 | 0 | 66,943 | ||
| VANGUARD INDEX FDS | MRNGSTR TTL STK | 922908769 | 6,512,063 | 17,401 | SH | SOLE | 0 | 0 | 17,401 | ||
| VANGUARD INDEX FDS | MRNGSTR VAL ETF | 922908744 | 12,654,399 | 58,563 | SH | SOLE | 0 | 0 | 58,563 | ||
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | 4,978,807 | 55,548 | SH | SOLE | 0 | 0 | 55,548 | ||
| VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 10,316,371 | 14,720 | SH | SOLE | 0 | 0 | 14,720 | ||
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 952,731 | 11,483 | SH | SOLE | 0 | 0 | 11,483 | ||
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | 2,399,078 | 15,453 | SH | SOLE | 0 | 0 | 15,453 | ||
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 | 4,986,382 | 117,271 | SH | SOLE | 0 | 0 | 117,271 | ||
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 425,198 | 8,978 | SH | SOLE | 0 | 0 | 8,978 | ||
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 802,376 | 9,444 | SH | SOLE | 0 | 0 | 9,444 | ||
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 1,504,205 | 21,303 | SH | SOLE | 0 | 0 | 21,303 | ||
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | 244,124 | 5,322 | SH | SOLE | 0 | 0 | 5,322 | ||
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 | 260,312 | 498 | SH | SOLE | 0 | 0 | 498 | ||
| VERTIV HOLDINGS CO | COM CL A | 92537N108 | 212,594 | 881 | SH | SOLE | 0 | 0 | 881 | ||
| VISA INC | COM CL A | 92826C839 | 1,128,236 | 3,140 | SH | SOLE | 0 | 0 | 3,140 | ||
| WALMART INC | COM | 931142103 | 909,377 | 8,751 | SH | SOLE | 0 | 0 | 8,751 | ||
| WELLS FARGO & CO | COM | 949746101 | 449,334 | 5,613 | SH | SOLE | 0 | 0 | 5,613 | ||
| WELLTOWER INC | COM | 95040Q104 | 230,037 | 999 | SH | SOLE | 0 | 0 | 999 | ||