The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
NOVO-NORDISK A S ADR 670100205 602,580 15,895 SH SOLE Human Investing 0 0 15,895
ALPHABET INC CAP STK CL A 02079K305 2,774,361 8,063 SH SOLE Human Investing 0 0 8,063
ALPHABET INC CAP STK CL C 02079K107 719,337 2,111 SH SOLE Human Investing 0 0 2,111
MASTERCARD INCORPORATED CL A 57636Q104 219,654 398 SH SOLE Human Investing 0 0 398
META PLATFORMS INC CL A 30303M102 591,349 815 SH SOLE Human Investing 0 0 815
TOAST INC CL A 888787108 388,640 13,406 SH SOLE Human Investing 0 0 13,406
NIKE INC CL B 654106103 830,749 23,467 SH SOLE Human Investing 0 0 23,467
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,457,882 4,936 SH SOLE Human Investing 0 0 4,936
ABBOTT LABORATORIES COM 002824100 340,361 3,444 SH SOLE Human Investing 0 0 3,444
ABBVIE INC COM 00287Y109 2,516,082 9,618 SH SOLE Human Investing 0 0 9,618
ADVANCED MICRO DEVICES INC COM 007903107 496,200 811 SH SOLE Human Investing 0 0 811
AMAZON COM INC COM 023135106 1,701,700 6,830 SH SOLE Human Investing 0 0 6,830
AMGEN INC COM 031162100 1,541,450 3,657 SH SOLE Human Investing 0 0 3,657
APPLE INC COM 037833100 6,469,691 19,427 SH SOLE Human Investing 0 0 19,427
APPLIED MATLS INC COM 038222105 374,422 732 SH SOLE Human Investing 0 0 732
BLOCK H & R INC COM 093671105 1,045,501 25,594 SH SOLE Human Investing 0 0 25,594
BROADCOM INC COM 11135F101 8,874,818 25,271 SH SOLE Human Investing 0 0 25,271
CAPITAL ONE FINL CORP COM 14040H105 256,419 1,328 SH SOLE Human Investing 0 0 1,328
CATERPILLAR INC COM 149123101 616,518 760 SH SOLE Human Investing 0 0 760
CISCO SYS INC COM 17275R102 515,778 4,792 SH SOLE Human Investing 0 0 4,792
COSTCO WHOLESALE CORPORATION COM 22160K105 224,322 246 SH SOLE Human Investing 0 0 246
ELI LILLY & CO COM 532457108 2,787,104 2,409 SH SOLE Human Investing 0 0 2,409
EMERSON ELEC CO COM 291011104 212,581 1,371 SH SOLE Human Investing 0 0 1,371
FORTINET INC COM 34959E109 366,280 2,049 SH SOLE Human Investing 0 0 2,049
HOME DEPOT INC COM 437076102 718,664 2,526 SH SOLE Human Investing 0 0 2,526
HP INC COM 40434L105 387,758 12,396 SH SOLE Human Investing 0 0 12,396
INTEL CORP COM 458140100 631,088 5,249 SH SOLE Human Investing 0 0 5,249
INTERDIGITAL INC COM 45867G101 978,210 3,000 SH SOLE Human Investing 0 0 3,000
INTERNATIONAL BUSINESS MACHS COM 459200101 366,887 1,668 SH SOLE Human Investing 0 0 1,668
JOHNSON & JOHNSON COM 478160104 979,477 3,700 SH SOLE Human Investing 0 0 3,700
JPMORGAN CHASE & CO COM 46625H100 578,291 1,748 SH SOLE Human Investing 0 0 1,748
MCDONALDS CORP COM 580135101 499,781 2,164 SH SOLE Human Investing 0 0 2,164
MCKESSON CORP COM 58155Q103 537,135 629 SH SOLE Human Investing 0 0 629
MERCK & CO INC COM 58933Y105 556,614 3,831 SH SOLE Human Investing 0 0 3,831
MICRON TECHNOLOGY INC COM 595112103 552,175 518 SH SOLE Human Investing 0 0 518
MICROSOFT CORP COM 594918104 17,439 34 SH DFND 1 0 0 34
MICROSOFT CORP COM 594918104 4,715,174 9,193 SH SOLE Human Investing 0 0 9,193
NVIDIA CORPORATION COM 67066G104 1,996,231 8,741 SH SOLE Human Investing 0 0 8,741
ORACLE CORP COM 68389X105 271,997 1,981 SH SOLE Human Investing 0 0 1,981
PALO ALTO NETWORKS INC COM 697435105 217,901 548 SH SOLE Human Investing 0 0 548
PAYCHEX INC COM 704326107 374,218 3,799 SH SOLE Human Investing 0 0 3,799
PHILIP MORRIS INTL INC COM 718172109 476,154 2,495 SH SOLE Human Investing 0 0 2,495
PROCTER & GAMBLE CO COM 742718109 215,974 1,487 SH SOLE Human Investing 0 0 1,487
QUALCOMM INC COM 747525103 830,743 4,514 SH SOLE Human Investing 0 0 4,514
RTX CORPORATION COM 75513E101 246,571 1,328 SH SOLE Human Investing 0 0 1,328
STARBUCKS CORP COM 855244109 260,076 2,768 SH SOLE Human Investing 0 0 2,768
TESLA INC COM 88160R101 445,672 1,256 SH SOLE Human Investing 0 0 1,256
TEXAS INSTRS INC COM 882508104 593,343 2,118 SH SOLE Human Investing 0 0 2,118
THERMO FISHER SCIENTIFIC INC COM 883556102 501,563 743 SH SOLE Human Investing 0 0 743
UNITED RENTALS INC COM 911363109 230,180 230 SH SOLE Human Investing 0 0 230
VISA INC COM CL A 92826C839 339,424 945 SH SOLE Human Investing 0 0 945
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 271,305 1,667 SH SOLE Human Investing 0 0 1,667
ISHARES TR CORE DIV GRWTH 46434V621 1,285,943 17,057 SH SOLE Human Investing 0 0 17,057
ISHARES TR CORE HIGH DV ETF 46429B663 849,043 30,366 SH SOLE Human Investing 0 0 30,366
ISHARES TR CORE MSCI EAFE 46432F842 953,470 9,842 SH SOLE Human Investing 0 0 9,842
ISHARES INC CORE MSCI EMKT 46434G103 53,699 662 SH DFND 1 0 0 662
ISHARES INC CORE MSCI EMKT 46434G103 992,517 12,229 SH SOLE Human Investing 0 0 12,229
ISHARES TR CORE MSCI INTL 46435G326 67,068 750 SH DFND 1 0 0 750
ISHARES TR CORE MSCI INTL 46435G326 1,102,080 12,316 SH SOLE Human Investing 0 0 12,316
ISHARES TR CORE S&P MCP ETF 464287507 2,574,103 35,776 SH DFND 1 0 0 35,776
ISHARES TR CORE S&P MCP ETF 464287507 39,112,829 543,611 SH SOLE Human Investing 0 0 543,611
ISHARES TR CORE S&P SCP ETF 464287804 1,305,514 9,597 SH DFND 1 0 0 9,597
ISHARES TR CORE S&P SCP ETF 464287804 19,613,740 144,176 SH SOLE Human Investing 0 0 144,176
ISHARES TR CORE S&P TTL STK 464287150 1,545 9 SH DFND 1 0 0 9
ISHARES TR CORE S&P TTL STK 464287150 1,405,355 8,452 SH SOLE Human Investing 0 0 8,452
ISHARES TR CORE S&P500 ETF 464287200 45,485 59 SH DFND 1 0 0 59
ISHARES TR CORE S&P500 ETF 464287200 30,141,605 39,357 SH SOLE Human Investing 0 0 39,357
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,122,719 4,812 SH DFND 1 0 0 4,812
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 34,571,772 148,180 SH SOLE Human Investing 0 0 148,180
DIREXION SHARES ETF TRUST DLY PANW BEAR 1X 25461A361 137,958 14,918 SH SOLE Human Investing 0 0 14,918
ISHARES TR ESG AWR US AGRGT 46435U549 4 0 SH DFND 1 0 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 288,570 6,377 SH SOLE Human Investing 0 0 6,377
ISHARES TR ESG EAFE ETF 46436E759 27,299 322 SH DFND 1 0 0 322
ISHARES TR ESG EAFE ETF 46436E759 304,569 3,598 SH SOLE Human Investing 0 0 3,598
VANGUARD WORLD FD ESG INTL STK ETF 921910725 1,085,573 13,391 SH DFND 1 0 0 13,391
VANGUARD WORLD FD ESG INTL STK ETF 921910725 5,147,932 63,500 SH SOLE Human Investing 0 0 63,500
ISHARES TR ESG SELECT SCRE 46436E569 353,217 6,059 SH DFND 1 0 0 6,059
ISHARES TR ESG SELECT SCRE 46436E569 644,915 11,062 SH SOLE Human Investing 0 0 11,062
VANGUARD WORLD FD ESG US CORP BD 921910691 471,204 7,909 SH DFND 1 0 0 7,909
VANGUARD WORLD FD ESG US CORP BD 921910691 3,865,114 64,873 SH SOLE Human Investing 0 0 64,873
VANGUARD WORLD FD ESG US STK ETF 921910733 3,011,855 22,223 SH DFND 1 0 0 22,223
VANGUARD WORLD FD ESG US STK ETF 921910733 17,088,424 126,086 SH SOLE Human Investing 0 0 126,086
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,310,259 22,092 SH DFND 1 0 0 22,092
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 19,870,996 335,036 SH SOLE Human Investing 0 0 335,036
SPDR GOLD TR GOLD SHS 78463V107 665,709 1,748 SH SOLE Human Investing 0 0 1,748
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,108,101 7,140 SH DFND 1 0 0 7,140
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 35,925,530 231,479 SH SOLE Human Investing 0 0 231,479
VANGUARD WORLD FD INF TECH ETF 92204A702 215,148 1,712 SH SOLE Human Investing 0 0 1,712
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 317,246 5,599 SH DFND 1 0 0 5,599
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3,188,635 56,277 SH SOLE Human Investing 0 0 56,277
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,928,299 26,466 SH DFND 1 0 0 26,466
VANGUARD BD INDEX FDS INTERMED TERM 921937819 19,370,810 265,863 SH SOLE Human Investing 0 0 265,863
ISHARES TR INTL DIV GRWTH 46435G524 4 0 SH DFND 1 0 0 0
ISHARES TR INTL DIV GRWTH 46435G524 622,244 7,010 SH SOLE Human Investing 0 0 7,010
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 397,350 4,208 SH DFND 1 0 0 4,208
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 12,100,632 128,158 SH SOLE Human Investing 0 0 128,158
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 318,488 11,594 SH SOLE Human Investing 0 0 11,594
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 415,826 4,112 SH DFND 1 0 0 4,112
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 14,559,538 143,969 SH SOLE Human Investing 0 0 143,969
ISHARES SILVER TR ISHARES 46428Q109 579,769 10,636 SH SOLE Human Investing 0 0 10,636
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 273,451 777 SH DFND 1 0 0 777
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 7,212,695 20,499 SH SOLE Human Investing 0 0 20,499
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 677,833 8,644 SH SOLE Human Investing 0 0 8,644
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 834,607 2,934 SH SOLE Human Investing 0 0 2,934
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 71,427 191 SH DFND 1 0 0 191
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 8,424,127 22,510 SH SOLE Human Investing 0 0 22,510
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 144,532 1,613 SH DFND 1 0 0 1,613
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,225,181 47,140 SH SOLE Human Investing 0 0 47,140
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 783,754 8,643 SH SOLE Human Investing 0 0 8,643
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 15,892,754 22,676 SH DFND 1 0 0 22,676
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 215,971,025 308,151 SH SOLE Human Investing 0 0 308,151
ISHARES TR S&P 500 GRWT ETF 464287309 11,523 81 SH DFND 1 0 0 81
ISHARES TR S&P 500 GRWT ETF 464287309 272,855 1,918 SH SOLE Human Investing 0 0 1,918
ISHARES TR S&P 500 VAL ETF 464287408 214,127 938 SH SOLE Human Investing 0 0 938
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,870,734 32,501 SH DFND 1 0 0 32,501
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 19,019,211 330,424 SH SOLE Human Investing 0 0 330,424
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,480,220 45,553 SH DFND 1 0 0 45,553
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 35,124,119 459,740 SH SOLE Human Investing 0 0 459,740
ISHARES TR SHRT NAT MUN ETF 464288158 1,485,322 14,208 SH SOLE Human Investing 0 0 14,208
EATON CORP PLC SHS G29183103 245,211 571 SH SOLE Human Investing 0 0 571
TRANE TECHNOLOGIES PLC SHS G8994E103 325,426 720 SH SOLE Human Investing 0 0 720
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 229,239 1,250 SH SOLE Human Investing 0 0 1,250
INFOSYS LTD SPONSORED ADR 456788108 159,954 14,866 SH SOLE Human Investing 0 0 14,866
SPDR SERIES TRUST ST STR SP500FF 78468R796 621,482 9,947 SH SOLE Human Investing 0 0 9,947
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,368,346 28,892 SH SOLE Human Investing 0 0 28,892
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 5,435,316 77,481 SH SOLE Human Investing 0 0 77,481
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,976,570 63,507 SH DFND 1 0 0 63,507
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 30,775,450 656,613 SH SOLE Human Investing 0 0 656,613
ISHARES TR U.S. TECH ETF 464287721 7,947 30 SH DFND 1 0 0 30
ISHARES TR U.S. TECH ETF 464287721 477,880 1,804 SH SOLE Human Investing 0 0 1,804
INVESCO QQQ TR UNIT SER 1 46090E103 302,566 409 SH SOLE Human Investing 0 0 409
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 216,161 4,863 SH SOLE Human Investing 0 0 4,863
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 324,284 10,809 SH DFND 1 0 0 10,809
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,562,091 52,070 SH SOLE Human Investing 0 0 52,070
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 53,200 1,564 SH DFND 1 0 0 1,564
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 185,207 5,444 SH SOLE Human Investing 0 0 5,444
SCHWAB STRATEGIC TR US REIT ETF 808524847 526,958 23,909 SH SOLE Human Investing 0 0 23,909
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 5,477,791 77,578 SH DFND 1 0 0 77,578
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 80,971,358 1,146,741 SH SOLE Human Investing 0 0 1,146,741
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,658,430 31,290 SH SOLE Human Investing 0 0 31,290