FORM 3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
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1. Name and Address of Reporting Person *
Arrington XRP Capital Fund, LP

(Last) (First) (Middle)
C/O ARRINGTON XRP CAPITAL FUND, LP
382 NE 191ST ST., SUITE 52895

(Street)
MIAMI FL 33179-3899

(City) (State) (Zip)
2. Date of Event Requiring Statement (Month/Day/Year)
10/09/2026
3. Issuer Name and Ticker or Trading Symbol
Evernorth Holdings Inc. [ XRPN ]
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director X 10% Owner
Officer (give title below) Other (specify below)
5. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
Form filed by One Reporting Person
X Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Common Stock 4,704,137
D (1) (3) (4)
 
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year) 3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Class C Common Stock   (1) (2) (3) (4)   (1) (2) (3) (4) Class A Common Stock 29,033,708 (1) (2) (3) (4) (1) (2) (3) (4) D  
Warrants 10/09/2026 10/09/2031 Class A Common Stock 84,653 (1) (5) 11.5 D  
Explanation of Responses:
1. This Form 3 is being filed by Arrington XRP Capital Fund, LP (the "Fund"). The Fund is controlled by Arrington Capital Management, LLC ("Arrington GP"). Accordingly, all of the securities held by the Fund may be deemed to be beneficially held by Arrington GP. The Fund and Arrington GP under this Form 3 each disclaim beneficial ownership of the reported securities except to the extent of their respective pecuniary interest therein and the filing of this Form 3 shall not be construed as an admission that any such reporting person is the beneficial owner of any such securities.
2. Each share of Class C Common Stock is convertible into one share of Class A Common Stock at the holder's election, subject to the issuer's Amended and Restated Articles of Incorporation, which provide that no such conversion shall be given effect to the extent it would cause the RippleWorks Attributed Ownership Percentage (as defined therein) to exceed 19.9%. The Class C Common Stock is non-voting and has no expiration date.
3. Pursuant to a letter agreement, dated October 17, 2025, between the Fund and RippleWorks Inc. ("RippleWorks"), the Fund and RippleWorks have agreed to certain arrangements with respect to 1,199,503 shares of Class A Common Stock and 29,033,708 shares of Class C Common Stock held by the Fund (collectively, the "DAT Side Pocket Shares") as of the date of this Form 3. Under the letter agreement: (i) RippleWorks has the right to direct the voting of the DAT Side Pocket Shares that are entitled to vote, and the Fund votes such shares in accordance with RippleWorks' instructions; if RippleWorks does not timely provide voting instructions, the Fund votes such shares in accordance with the Issuer's board of directors' recommendation, or, if the board has made no recommendation, in the Fund's sole discretion; and (ii) the Fund is required to consult with RippleWorks regarding the disposition of the DAT Side Pocket Shares.
4. (Continued from footnote 3) RippleWorks may therefore be deemed to share voting and dispositive power over the DAT Side Pocket Shares.
5. Each warrant is exercisable for one share of Class A Common Stock. The warrants are non-redeemable private placement warrants held by the Fund and have no voting rights.
Arrington XRP Capital Fund, LP, By: /s/ Jack Michael Arrington, Name: Jack Michael Arrington, Title: Managing Member, Arrington Capital Management, LLC, its general partner 10/19/2026
** Signature of Reporting Person Date
Arrington Capital Management, LLC, By: /s/ Jack Michael Arrington, Name: Jack Michael Arrington, Title: Managing Member 10/19/2026
** Signature of Reporting Person Date
By: /s/ Jack Michael Arrington, Name: Jack Michael Arrington 10/19/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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