The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 433,969 4,391 SH SOLE 4,391 0 0
ABBVIE INC COM 00287Y109 2,189,340 8,369 SH SOLE 8,369 0 0
AFLAC INC COM 001055102 210,962 1,887 SH SOLE 1,887 0 0
ALPHABET INC CAP STK CL C 02079K107 894,783 2,626 SH SOLE 2,626 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 30,735,420 326,903 SH SOLE 326,903 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 102,098,392 1,128,907 SH SOLE 1,128,907 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 24,434,590 271,164 SH SOLE 271,164 0 0
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072174 1,375,771 16,566 SH SOLE 16,566 0 0
AMGEN INC COM 031162100 516,742 1,226 SH SOLE 1,226 0 0
APPLE INC COM 037833100 1,569,895 4,714 SH SOLE 4,714 0 0
AT&T INC COM 00206R102 210,683 8,635 SH SOLE 8,635 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,367,752 4,755 SH SOLE 4,755 0 0
BROADCOM INC COM 11135F101 719,588 2,049 SH SOLE 2,049 0 0
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 23,608,882 945,111 SH SOLE 945,111 0 0
CAPITAL GRP FIXED INCM ETF T SHOR DUR MUN ETF 14020Y607 6,687,522 260,114 SH SOLE 260,114 0 0
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409 2,545,210 100,800 SH SOLE 100,800 0 0
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 10,556,893 406,974 SH SOLE 406,974 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 453,826 21,437 SH SOLE 21,437 0 0
CATERPILLAR INC COM 149123101 522,960 645 SH SOLE 645 0 0
CHEVRON CORPORATION COM 166764100 470,203 2,303 SH SOLE 2,303 0 0
COCA COLA CO COM 191216100 4,750,359 55,185 SH SOLE 55,185 0 0
CONOCOPHILLIPS COM 20825C104 227,147 1,815 SH SOLE 1,815 0 0
CORNING INC COM 219350105 311,825 2,028 SH SOLE 2,028 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 633,040 695 SH SOLE 695 0 0
DELTA AIR LINES INC COM NEW 247361702 211,396 2,533 SH SOLE 2,533 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 136,620,004 3,632,545 SH SOLE 3,632,545 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2,856,003 72,653 SH SOLE 72,653 0 0
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 1,710,116 42,572 SH SOLE 42,572 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 2,755,929 74,444 SH SOLE 74,444 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 404,249 11,158 SH SOLE 11,158 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 252,419 6,093 SH SOLE 6,093 0 0
DOVER CORP COM 260003108 312,816 1,672 SH SOLE 1,672 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 682,806 5,989 SH SOLE 5,989 0 0
EATON CORP PLC SHS G29183103 659,175 1,534 SH SOLE 1,534 0 0
ELI LILLY & CO COM 532457108 409,923 354 SH SOLE 354 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 1,072,677 6,591 SH SOLE 6,591 0 0
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 247,259 12,706 SH SOLE 12,706 0 0
FIRST TR EXCHNG TRADED FD VI SMITH OPPORT FXD 33740F805 2,238,220 54,234 SH SOLE 54,234 0 0
GENERAL MILLS INC COM 370334104 335,761 10,440 SH SOLE 10,440 0 0
HEARTBEAM INC COM 42238H108 33,964 92,645 SH SOLE 92,645 0 0
HERSHEY CO COM 427866108 278,339 1,766 SH SOLE 1,766 0 0
HOME DEPOT INC COM 437076102 1,079,071 3,793 SH SOLE 3,793 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 378,407 1,721 SH SOLE 1,721 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 357,887 1,720 SH SOLE 1,720 0 0
ISHARES TR CRE U S REIT ETF 464288521 13,101,256 212,752 SH SOLE 212,752 0 0
ISHARES TR JPMORGAN USD EMG 464288281 18,393,187 202,479 SH SOLE 202,479 0 0
ISHARES TR MSCI USA VALUE 46432F388 3,654,277 18,456 SH SOLE 18,456 0 0
ISHARES TR TIPS BD ETF 464287176 2,409,552 23,160 SH SOLE 23,160 0 0
ISHARES TR EAFE GRWTH ETF 464288885 2,156,202 17,994 SH SOLE 17,994 0 0
ISHARES TR BROAD USD HIGH 46435U853 337,018 9,435 SH SOLE 9,435 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 8,151,129 161,729 SH SOLE 161,729 0 0
ISHARES TR CORE S&P US GWT 464287671 436,428 2,253 SH SOLE 2,253 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 323,915 3,098 SH SOLE 3,098 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,381,025 4,415 SH SOLE 4,415 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,576,693 20,571 SH SOLE 20,571 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 251,737 1,015 SH SOLE 1,015 0 0
ISHARES TR CR 5 10 YR ETF 46435G417 1,828,674 44,235 SH SOLE 44,235 0 0
ISHARES TR NATIONAL MUN ETF 464288414 4,366,472 43,190 SH SOLE 43,190 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 4,906,753 103,847 SH SOLE 103,847 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 201,867 1,419 SH SOLE 1,419 0 0
ISHARES TR IBOXX INV CP ETF 464287242 222,987 2,182 SH SOLE 2,182 0 0
ISHARES TR EAFE VALUE ETF 464288877 219,218 2,770 SH SOLE 2,770 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 264,954 1,265 SH SOLE 1,265 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 351,139 1,580 SH SOLE 1,580 0 0
ISHARES TR CORE S&P SCP ETF 464287804 215,079 1,581 SH SOLE 1,581 0 0
ISHARES TR CORE S&P MCP ETF 464287507 227,725 3,165 SH SOLE 3,165 0 0
ISHARES TR S&P SML 600 GWT 464287887 902,498 5,629 SH SOLE 5,629 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 988,466 40,778 SH SOLE 40,778 0 0
ISHARES TR IBONDS 26 TRM TS 46436E858 1,453,197 63,514 SH SOLE 63,514 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 1,419,893 58,868 SH SOLE 58,868 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841 1,452,003 65,054 SH SOLE 65,054 0 0
ISHARES TR S&P MC 400VL ETF 464287705 730,138 5,302 SH SOLE 5,302 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 312,090 723 SH SOLE 723 0 0
JOHNSON & JOHNSON COM 478160104 860,934 3,252 SH SOLE 3,252 0 0
JPMORGAN CHASE & CO COM 46625H100 533,342 1,612 SH SOLE 1,612 0 0
KINDER MORGAN INC DEL COM 49456B101 459,484 15,240 SH SOLE 15,240 0 0
LOWES COS INC COM 548661107 561,580 3,047 SH SOLE 3,047 0 0
MEDICAL PROPERTIES TRUST INC COM 58463J304 69,200 20,000 SH SOLE 20,000 0 0
MERCK & CO INC COM 58933Y105 623,961 4,294 SH SOLE 4,294 0 0
MICRON TECHNOLOGY INC COM 595112103 448,528 421 SH SOLE 421 0 0
MICROSOFT CORP COM 594918104 3,503,764 6,831 SH SOLE 6,831 0 0
MORGAN STANLEY COM NEW 617446448 214,599 1,141 SH SOLE 1,141 0 0
NETFLIX INC. COM 64110L106 259,394 3,728 SH SOLE 3,728 0 0
NVIDIA CORPORATION COM 67066G104 510,468 2,235 SH SOLE 2,235 0 0
PEPSICO INC COM 713448108 227,589 1,796 SH SOLE 1,796 0 0
PFIZER INC COM 717081103 310,648 10,892 SH SOLE 10,892 0 0
PHILLIPS 66 COM 718546104 1,027,367 4,024 SH SOLE 4,024 0 0
PROCTER & GAMBLE CO COM 742718109 1,090,883 7,509 SH SOLE 7,509 0 0
RHYTHM PHARMACEUTICALS INC COM 76243J105 952,150 10,000 SH SOLE 10,000 0 0
ROCKWELL AUTOMATION INC COM 773903109 551,909 1,268 SH SOLE 1,268 0 0
RTX CORPORATION COM 75513E101 847,678 4,566 SH SOLE 4,566 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 262,805 9,567 SH SOLE 9,567 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 227,787 10,307 SH SOLE 10,307 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 231,517 7,717 SH SOLE 7,717 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 437,086 12,165 SH SOLE 12,165 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 1,133,411 47,030 SH SOLE 47,030 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 264,724 1,352 SH SOLE 1,352 0 0
SOUTHERN CO COM 842587107 1,574,749 18,998 SH SOLE 18,998 0 0
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 282,410 1,872 SH SOLE 1,872 0 0
SPDR GOLD TR GOLD SHS 78463V107 440,632 1,157 SH SOLE 1,157 0 0
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 1,229,837 24,494 SH SOLE 24,494 0 0
SPDR SERIES TRUST ST STR SP600SM C 78464A300 100,821,192 986,992 SH SOLE 986,992 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 113,411,259 921,443 SH SOLE 921,443 0 0
SPDR SERIES TRUST ST STR TIPS ETF 78464A656 31,945,393 1,310,849 SH SOLE 1,310,849 0 0
SPDR SERIES TRUST ST STR USD ETF 78468R515 258,116 10,813 SH SOLE 10,813 0 0
SPDR SERIES TRUST ST STR PR SP1500 78464A805 8,890,313 96,581 SH SOLE 96,581 0 0
SPDR SERIES TRUST SPDR S&P 500 ESG 78468R531 427,187 5,768 SH SOLE 5,768 0 0
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD AN 85208R101 593,267 14,282 SH SOLE 14,282 0 0
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 479,275 15,327 SH SOLE 15,327 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,256,420 2,959 SH SOLE 2,959 0 0
SUPERIOR GROUP OF CO INC COM 868358102 151,699 11,992 SH SOLE 11,992 0 0
TEXAS INSTRS INC COM 882508104 382,269 1,365 SH SOLE 1,365 0 0
THORNBURG ETF TR MULTI SECTOR BD 88521L207 3,971,835 161,631 SH SOLE 161,631 0 0
TURN THERAPEUTICS INC COM 90021W105 143,900 10,000 SH SOLE 10,000 0 0
UNITED PARCEL SVCS INC CL B 911312106 233,413 2,498 SH SOLE 2,498 0 0
US BANCORP COM NEW 902973304 222,260 3,848 SH SOLE 3,848 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 15,934,104 144,855 SH SOLE 144,855 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 54,424,376 746,972 SH SOLE 746,972 0 0
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 35,460,769 393,528 SH SOLE 393,528 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 571,417 6,375 SH SOLE 6,375 0 0
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 8,035,768 34,782 SH SOLE 34,782 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 26,809,944 71,638 SH SOLE 71,638 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,958,950 4,222 SH SOLE 4,222 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 1,170,476 5,417 SH SOLE 5,417 0 0
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 263,853 781 SH SOLE 781 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,110,326 18,721 SH SOLE 18,721 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 327,400 3,946 SH SOLE 3,946 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 344,094 2,180 SH SOLE 2,180 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,633,462 34,490 SH SOLE 34,490 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 219,584 2,843 SH SOLE 2,843 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 595,912 2,554 SH SOLE 2,554 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,935,672 22,783 SH SOLE 22,783 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,591,605 22,541 SH SOLE 22,541 0 0
WALMART INC COM 931142103 775,451 7,462 SH SOLE 7,462 0 0
WELLS FARGO & CO COM 949746101 288,180 3,600 SH SOLE 3,600 0 0
WHEATON PRECIOUS METALS CORP COM 962879102 252,619 1,889 SH SOLE 1,889 0 0