The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 505,314 826 SH SOLE 0 0 826
ALPHABET INC CAP STK CL C 02079K107 641,820 1,884 SH SOLE 0 0 1,884
ALPHABET INC CAP STK CL A 02079K305 617,939 1,796 SH SOLE 0 0 1,796
ALTRIA GROUP INC COM 02209S103 972,204 14,437 SH SOLE 0 0 14,437
AMAZON COM INC COM 023135106 1,796,792 7,212 SH SOLE 0 0 7,212
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281 16,062,441 182,507 SH SOLE 0 0 182,507
AMERICAN CENTY ETF TR AVAN RE INTL ETF 025072299 7,493,537 94,069 SH SOLE 0 0 94,069
AMERICAN CENTY ETF TR AVA RES MAR ETF 025072315 2,807,218 35,485 SH SOLE 0 0 35,485
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 202,405 2,238 SH SOLE 0 0 2,238
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 24,270,159 616,150 SH SOLE 0 0 616,150
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 11,284,528 120,023 SH SOLE 0 0 120,023
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 38,625,607 428,650 SH SOLE 0 0 428,650
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 12,752,614 116,590 SH SOLE 0 0 116,590
AMERICAN CENTY ETF TR US SML CP VALU 025072877 23,516,096 199,678 SH SOLE 0 0 199,678
AMERICAN CENTY ETF TR US EQT ETF 025072885 41,885,481 327,000 SH SOLE 0 0 327,000
APPLE INC COM 037833100 2,690,534 8,079 SH SOLE 0 0 8,079
BANK OF AMER CORP COM 060505104 232,319 4,268 SH SOLE 0 0 4,268
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 579,116 1,163 SH SOLE 0 0 1,163
THE CIGNA GROUP COM 125523100 270,443 995 SH SOLE 0 0 995
CITIGROUP INC COM NEW 172967424 452,703 3,496 SH SOLE 0 0 3,496
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 10,136,780 197,175 SH SOLE 0 0 197,175
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 40,927,220 781,650 SH SOLE 0 0 781,650
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 275,675 6,654 SH SOLE 0 0 6,654
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,221,165 31,065 SH SOLE 0 0 31,065
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 569,271 12,807 SH SOLE 0 0 12,807
EXXON MOBIL CORP COM 30231G102 995,482 6,117 SH SOLE 0 0 6,117
META PLATFORMS INC CL A 30303M102 694,083 957 SH SOLE 0 0 957
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 1,689,534 23,259 SH SOLE 0 0 23,259
GOLDMAN SACHS ETF TR INNOVAT EQ ETF 38149W820 3,580,984 44,198 SH SOLE 0 0 44,198
INTERCONTINENTAL EXCHANGE IN COM 45866F104 513,861 3,380 SH SOLE 0 0 3,380
INVESCO QQQ TR UNIT SER 1 46090E103 566,094 765 SH SOLE 0 0 765
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 44,341,052 145,552 SH SOLE 0 0 145,552
ISHARES GOLD TR ISHARES NEW 464285204 9,946,582 127,357 SH SOLE 0 0 127,357
ISHARES TR CORE S&P500 ETF 464287200 647,909 846 SH SOLE 0 0 846
ISHARES TR RUS 1000 GRW ETF 464287614 13,030,410 104,027 SH SOLE 0 0 104,027
ISHARES TR CORE 80 20 ETF 464289859 223,992 2,303 SH SOLE 0 0 2,303
ISHARES TR MSCI INDIA SM CP 46429B614 4,465,602 64,907 SH SOLE 0 0 64,907
ISHARES U S ETF TR SHOR MAT MUN ETF 46431W838 2,122,973 42,776 SH SOLE 0 0 42,776
ISHARES TR CORE MSCI EAFE 46432F842 1,930,829 19,930 SH SOLE 0 0 19,930
ISHARES INC CORE MSCI EMKT 46434G103 349,986 4,312 SH SOLE 0 0 4,312
ISHARES TR IBONDS DEC2026 46435GAA0 256,338 10,575 SH SOLE 0 0 10,575
ISHARES TR IBDS DEC28 ETF 46435U515 253,644 10,162 SH SOLE 0 0 10,162
ISHARES TR ESG AWR US AGRGT 46435U549 382,544 8,454 SH SOLE 0 0 8,454
ISHARES TR IBONDS 27 ETF 46435UAA9 255,817 10,606 SH SOLE 0 0 10,606
ISHARES TR IBONDS DEC 29 46436E205 252,086 11,110 SH SOLE 0 0 11,110
ISHARES TR ESG SELE SCR ETF 46436E544 3,289,217 68,134 SH SOLE 0 0 68,134
ISHARES TR ESG SELECT SCRE 46436E569 828,968 14,219 SH SOLE 0 0 14,219
ISHARES TR 0-3 MTH TREASURY 46436E718 12,106,080 120,243 SH SOLE 0 0 120,243
ISHARES TR ESG MSCI USA ETF 46436E767 6,163,037 90,553 SH SOLE 0 0 90,553
ISHARES TR IBONDS 29 TRM TS 46436E825 248,290 11,698 SH SOLE 0 0 11,698
ISHARES TR IBONDS 28 TRM TS 46436E833 250,431 11,430 SH SOLE 0 0 11,430
ISHARES TR IBONDS 27 TRM TS 46436E841 252,350 11,306 SH SOLE 0 0 11,306
ISHARES TR IBONDS 26 TRM TS 46436E858 252,298 11,027 SH SOLE 0 0 11,027
JPMORGAN CHASE & CO COM 46625H100 1,701,302 5,143 SH SOLE 0 0 5,143
JOHNSON & JOHNSON COM 478160104 487,022 1,840 SH SOLE 0 0 1,840
IDAHO COPPER CORP COM NEW SHS 481159200 45,071 14,263 SH SOLE 0 0 14,263
ELI LILLY & CO COM 532457108 227,602 197 SH SOLE 0 0 197
MERCK & CO INC COM 58933Y105 243,597 1,676 SH SOLE 0 0 1,676
MICROSOFT CORP COM 594918104 1,337,664 2,608 SH SOLE 0 0 2,608
NVIDIA CORPORATION COM 67066G104 1,064,619 4,662 SH SOLE 0 0 4,662
PHILIP MORRIS INTL INC COM 718172109 2,116,537 11,092 SH SOLE 0 0 11,092
REGENERON PHARMACEUTICALS COM 75886F107 235,822 311 SH SOLE 0 0 311
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 321,067 421 SH SOLE 0 0 421
SPDR GOLD TR GOLD SHS 78463V107 500,805 1,315 SH SOLE 0 0 1,315
SPDR SERIES TRUST ST STR SP600SM C 78464A300 935,388 9,157 SH SOLE 0 0 9,157
SPDR SERIES TRUST ST STR P500ETF 78464A854 46,558,655 518,702 SH SOLE 0 0 518,702
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,472,563 96,648 SH SOLE 0 0 96,648
TESLA INC COM 88160R101 640,077 1,804 SH SOLE 0 0 1,804
UBER TECHNOLOGIES INC COM 90353T100 527,116 7,694 SH SOLE 0 0 7,694
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 238,447 1,022 SH SOLE 0 0 1,022
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 259,492 3,675 SH SOLE 0 0 3,675
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,419,011 9,143 SH SOLE 0 0 9,143
VANGUARD WORLD FD INF TECH ETF 92204A702 1,952,786 15,539 SH SOLE 0 0 15,539
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 40,415,465 313,468 SH SOLE 0 0 313,468
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 705,200 2,050 SH SOLE 0 0 2,050
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,063,205 1,517 SH SOLE 0 0 1,517
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 241,315 2,678 SH SOLE 0 0 2,678
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 594,652 2,752 SH SOLE 0 0 2,752
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 10,496,496 28,048 SH SOLE 0 0 28,048
VISA INC COM CL A 92826C839 456,874 1,271 SH SOLE 0 0 1,271
WALMART INC COM 931142103 244,316 2,351 SH SOLE 0 0 2,351
ARCH CAP GROUP LTD ORD G0450A105 212,705 2,303 SH SOLE 0 0 2,303