The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 499,312 1,451 SH SOLE 0 0 1,451
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 265,073 4,070 SH SOLE 0 0 4,070
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,490,186 13,624 SH SOLE 0 0 13,624
APPLE INC COM 037833100 795,599 2,389 SH SOLE 0 0 2,389
COSTCO WHOLESALE CORPORATION COM 22160K105 204,827 225 SH SOLE 0 0 225
DBX ETF TR XTRACK MSCI EAFE 233051200 351,680 6,400 SH SOLE 0 0 6,400
DFA INVT DIMENSIONS GROUP IN U.S. SML CP VAL 25239Y170 785,252 20,957 SH SOLE 0 0 20,957
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 928,343 23,616 SH SOLE 0 0 23,616
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,625,763 29,104 SH SOLE 0 0 29,104
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 3,122,233 75,362 SH SOLE 0 0 75,362
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 2,940,526 63,275 SH SOLE 0 0 63,275
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 289,839 6,521 SH SOLE 0 0 6,521
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,217,612 23,255 SH SOLE 0 0 23,255
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 1,144,234 20,804 SH SOLE 0 0 20,804
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 487,519 13,169 SH SOLE 0 0 13,169
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 253,392 5,849 SH SOLE 0 0 5,849
ISHARES INC CORE MSCI EMKT 46434G103 651,647 8,029 SH SOLE 0 0 8,029
ISHARES INC EM MKT SM-CP ETF 464286475 852,300 11,325 SH SOLE 0 0 11,325
ISHARES INC MSCI EMRG CHN 46434G764 3,189,083 32,187 SH SOLE 0 0 32,187
ISHARES TR 1 3 YR TREAS BD 464287457 247,504 3,048 SH SOLE 0 0 3,048
ISHARES TR CORE MSCI EAFE 46432F842 3,294,603 34,007 SH SOLE 0 0 34,007
ISHARES TR CORE S&P MCP ETF 464287507 661,804 9,198 SH SOLE 0 0 9,198
ISHARES TR CORE S&P SCP ETF 464287804 1,730,099 12,718 SH SOLE 0 0 12,718
ISHARES TR CORE S&P TTL STK 464287150 516,038 3,103 SH SOLE 0 0 3,103
ISHARES TR CORE S&P500 ETF 464287200 30,984,784 40,458 SH SOLE 0 0 40,458
ISHARES TR EAFE VALUE ETF 464288877 1,465,037 18,512 SH SOLE 0 0 18,512
ISHARES TR ISHS 1-5YR INVS 464288646 1,007,956 19,675 SH SOLE 0 0 19,675
ISHARES TR MSCI EAFE ETF 464287465 233,753 2,250 SH SOLE 0 0 2,250
ISHARES TR RUS 1000 ETF 464287622 654,157 1,572 SH SOLE 0 0 1,572
ISHARES TR RUS 1000 VAL ETF 464287598 400,407 1,615 SH SOLE 0 0 1,615
ISHARES TR SP SMCP600VL ETF 464287879 1,128,204 8,807 SH SOLE 0 0 8,807
ISHARES TR ULTRA SHORT DUR 46434V878 5,814,932 115,376 SH SOLE 0 0 115,376
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695 293,774 27,656 SH SOLE 0 0 27,656
MICROSOFT CORP COM 594918104 529,397 1,032 SH SOLE 0 0 1,032
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 280,386 2,789 SH SOLE 0 0 2,789
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 427,392 10,447 SH SOLE 0 0 10,447
SPDR INDEX SHS FDS ST MAR DIVID ETF 78463X533 1,085,011 27,017 SH SOLE 0 0 27,017
SPDR INDEX SHS FDS ST MARKE CAP ETF 78463X756 877,892 12,347 SH SOLE 0 0 12,347
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 2,822,116 95,374 SH SOLE 0 0 95,374
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 216,414 426 SH SOLE 0 0 426
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,013,247 1,329 SH SOLE 0 0 1,329
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 274,952 419 SH SOLE 0 0 419
TJX COS INC NEW COM 872540109 247,074 1,867 SH SOLE 0 0 1,867
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,747,383 22,871 SH SOLE 0 0 22,871
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1,045,818 21,106 SH SOLE 0 0 21,106
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 315,977 4,029 SH SOLE 0 0 4,029
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 655,446 2,304 SH SOLE 0 0 2,304
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 2,546,201 11,021 SH SOLE 0 0 11,021
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 2,293,649 6,129 SH SOLE 0 0 6,129
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 4,166,155 19,281 SH SOLE 0 0 19,281
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 948,600 10,584 SH SOLE 0 0 10,584
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 32,878,361 46,911 SH SOLE 0 0 46,911
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 548,974 12,911 SH SOLE 0 0 12,911
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 323,172 2,047 SH SOLE 0 0 2,047