The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 249,557 954 SH SOLE 730 0 224
ADVANCED MICRO DEVICES INC COM 007903107 204,940 335 SH SOLE 166 0 169
ALPHABET INC CAP STK CL A 02079K305 738,052 2,145 SH SOLE 1,895 0 250
AMAZON COM INC COM 023135106 273,069 1,096 SH SOLE 679 0 417
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 28,293,205 300,928 SH SOLE 300,744 0 184
AMERICAN CENTY ETF TR US SML CP VALU 025072877 36,036,561 305,991 SH SOLE 305,615 0 376
APPLE INC COM 037833100 1,614,412 4,848 SH SOLE 4,496 0 352
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 205,156 412 SH SOLE 402 0 10
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 64,141,700 926,100 SH SOLE 925,198 0 902
BROADSTONE NET LEASE INC COM 11135E203 845,783 45,718 SH SOLE 0 0 45,718
DELL TECHNOLOGIES INC CL C 24703L202 249,071 463 SH SOLE 463 0 0
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 46,143,507 1,369,650 SH SOLE 1,367,777 0 1,873
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 204,457 4,334 SH SOLE 4,334 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 365,508 6,646 SH SOLE 6,646 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 576,194 8,672 SH SOLE 8,672 0 0
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 1,310,111 29,474 SH SOLE 29,474 0 0
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 207,626 2,501 SH SOLE 2,501 0 0
EASTMAN KODAK CO COM NEW 277461406 106,690 11,160 SH SOLE 11,160 0 0
EATON CORP PLC SHS G29183103 526,825 1,226 SH SOLE 1,226 0 0
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790 29,594,908 355,494 SH SOLE 355,254 0 240
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782 37,185,602 460,446 SH SOLE 459,878 0 568
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 124,685,764 859,665 SH SOLE 858,284 0 1,381
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 50,932,319 1,111,089 SH SOLE 1,109,728 0 1,361
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 351,986 3,516 SH SOLE 3,516 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602 14,924,069 173,981 SH SOLE 173,872 0 109
HARTFORD INSURANCE GROUP INC COM 416515104 336,490 2,750 SH SOLE 2,750 0 0
HOME DEPOT INC COM 437076102 277,624 976 SH SOLE 905 0 71
ISHARES TR CORE S&P MCP ETF 464287507 275,641 3,831 SH SOLE 3,831 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 42,560,986 436,792 SH SOLE 435,538 0 1,254
ISHARES TR 3 7 YR TREAS BD 464288661 442,689 3,902 SH SOLE 3,902 0 0
ISHARES TR MSCI USA MMENTM 46432F396 105,209,764 331,536 SH SOLE 331,301 0 235
ISHARES TR RUSSELL 2000 ETF 464287655 910,090 3,275 SH SOLE 3,275 0 0
ISHARES TR MSCI ACWI ETF 464288257 516,421 3,253 SH SOLE 3,253 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,542,373 6,221 SH SOLE 6,221 0 0
ISHARES TR ESG OPTIMIZED 464288802 403,378 2,591 SH SOLE 2,591 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 16,775,604 391,131 SH SOLE 390,652 0 479
ISHARES TR RUSSELL 3000 ETF 464287689 2,236,030 5,180 SH SOLE 5,180 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 24,632,952 597,162 SH SOLE 595,588 0 1,574
ISHARES TR CORE S&P500 ETF 464287200 1,854,943 2,422 SH SOLE 2,422 0 0
ISHARES TR MSCI ACWI EX US 464288240 1,202,933 15,908 SH SOLE 15,908 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 2,067,204 21,762 SH SOLE 21,633 0 129
ISHARES TR NEW YORK MUN ETF 464288323 53,894,801 1,066,801 SH SOLE 1,066,801 0 0
ISHARES TR INTRM GOV CR ETF 464288612 494,428 4,797 SH SOLE 4,797 0 0
ISHARES TR RESIDENTIAL MULT 464288562 2,043,913 23,137 SH SOLE 19,033 0 4,104
ISHARES TR CORE S&P US VLU 464287663 21,748,619 197,213 SH SOLE 197,084 0 129
ISHARES TR SHRT NAT MUN ETF 464288158 200,279 1,916 SH SOLE 1,916 0 0
ISHARES TR CORE S&P SCP ETF 464287804 671,635 4,937 SH SOLE 4,937 0 0
ISHARES TR S&P 100 ETF 464287101 615,149 1,610 SH SOLE 1,610 0 0
JPMORGAN CHASE & CO COM 46625H100 272,604 824 SH SOLE 743 0 81
META PLATFORMS INC CL A 30303M102 219,730 303 SH SOLE 176 0 127
MICRON TECHNOLOGY INC COM 595112103 460,128 432 SH SOLE 275 0 157
MICROSOFT CORP COM 594918104 1,111,353 2,167 SH SOLE 1,874 0 293
NIO INC SPON ADS 62914V106 113,859 33,195 SH SOLE 0 0 33,195
NVIDIA CORPORATION COM 67066G104 487,592 2,135 SH SOLE 900 0 1,235
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 15,874,020 318,564 SH SOLE 318,370 0 194
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,100,731 37,555 SH SOLE 37,555 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 40,611,499 1,713,565 SH SOLE 1,708,567 0 4,998
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 288,450 8,840 SH SOLE 8,840 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 43,894,081 1,839,651 SH SOLE 1,834,699 0 4,952
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 11,617,599 487,111 SH SOLE 486,019 0 1,092
SPDR SERIES TRUST ST INTER BD ETF 78464A375 31,697,991 981,970 SH SOLE 979,135 0 2,835
SPDR SERIES TRUST ST STR SP600 SML 78468R853 389,826 7,375 SH SOLE 7,332 0 43
SPDR SERIES TRUST ST STR P400MID 78464A847 1,224,090 19,418 SH SOLE 19,303 0 115
SPDR SERIES TRUST ST STR P500ETF 78464A854 5,562,542 61,971 SH SOLE 61,401 0 570
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 9,703,605 12,724 SH SOLE 12,724 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 302,911 664 SH SOLE 664 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 614,693 1,360 SH SOLE 1,360 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,582,141 96,751 SH SOLE 93,871 0 2,880
VANGUARD STAR FDS VG TL INTL STK F 921909768 215,256 2,534 SH SOLE 2,534 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 655,716 9,286 SH SOLE 9,286 0 0
VISA INC COM CL A 92826C839 297,526 828 SH SOLE 722 0 106