The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 58,100,739 822,840 SH SOLE 2,157 0 21,849
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 26,237,870 442,385 SH SOLE 1,224 0 8,489
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 88,379,048 980,791 SH SOLE 3,111 0 33,774
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 97,236,626 450,003 SH SOLE 1,225 0 14,377
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 26,434,324 217,102 SH SOLE 562 0 4,981
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 23,647,663 186,908 SH SOLE 469 0 4,911
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 64,687,017 1,123,819 SH SOLE 13,811 0 99,130
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 41,699,103 572,947 SH SOLE 4,335 0 60,404
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 24,192,794 488,250 SH SOLE 4,300 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 28,441,683 38,447 SH SOLE 0 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 11,016,312 14,445 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 113,206,884 2,546,837 SH SOLE 0 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 13,038,700 260,046 SH SOLE 1,767 0 10,977
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887 1,763,246 35,314 SH SOLE 0 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,679,763 20,697 SH SOLE 0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,231,413 12,051 SH SOLE 0 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 459,936 12,618 SH SOLE 0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,999,728 122,955 SH SOLE 0 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,083,561 63,854 SH SOLE 0 0 0
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 27,487,820 671,910 SH SOLE 0 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 6,197,565 26,756 SH SOLE 0 0 1,618
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,527,744 34,693 SH SOLE 0 0 0
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 8,051,337 28,301 SH SOLE 0 0 1,320
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 16,614,435 44,395 SH SOLE 0 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,624,034 46,913 SH SOLE 0 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,578,655 65,662 SH SOLE 0 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2,168,594 50,083 SH SOLE 0 0 0
CHEVRON CORPORATION COM 166764100 1,297,751 6,355 SH SOLE 174 0 0
JOHNSON & JOHNSON COM 478160104 1,009,406 3,813 SH SOLE 176 0 0
ALTRIA GROUP INC COM 02209S103 218,182 3,240 SH SOLE 0 0 0
AMAZON COM INC COM 023135106 2,952,206 11,849 SH SOLE 0 0 0
CONOCOPHILLIPS COM 20825C104 508,815 4,066 SH SOLE 0 0 0
DEERE & CO COM 244199105 353,907 527 SH SOLE 0 0 0
INTEL CORP COM 458140100 578,907 4,815 SH SOLE 0 0 0
NVIDIA CORPORATION COM 67066G104 6,268,829 27,449 SH SOLE 0 0 0
ORACLE CORP COM 68389X105 262,106 1,909 SH SOLE 0 0 0
PHILLIPS 66 COM 718546104 387,050 1,516 SH SOLE 0 0 0
VALERO ENERGY CORP COM 91913Y100 266,288 687 SH SOLE 0 0 0
XCEL ENERGY INC COM 98389B100 369,527 5,243 SH SOLE 0 0 0
CATERPILLAR INC COM 149123101 1,020,785 1,259 SH SOLE 0 0 0
MICROSOFT CORP COM 594918104 4,095,135 7,984 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7,450,904 201,267 SH SOLE 0 0 0
VANECK MERK GOLD ETF GOLD SHS 921078101 380,526 9,537 SH SOLE 0 0 0
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 5,753,451 16,352 SH SOLE 0 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 20,768,550 566,518 SH SOLE 0 0 0
CULLEN FROST BANKERS INC COM 229899109 308,241 2,019 SH SOLE 0 0 0
FIRST FINL BANKSHARES INC COM 32020R109 1,550,632 48,854 SH SOLE 0 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,273,756 82,772 SH SOLE 0 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,030,040 67,668 SH SOLE 0 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 1,962,589 15,617 SH SOLE 0 0 0
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 1,067,300 13,610 SH SOLE 0 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,425,809 27,065 SH SOLE 0 0 0
3M CO COM 88579Y101 480,303 2,926 SH SOLE 0 0 0
ABBOTT LABORATORIES COM 002824100 215,351 2,179 SH SOLE 0 0 0
ABBVIE INC COM 00287Y109 502,514 1,921 SH SOLE 0 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,184,979 1,937 SH SOLE 0 0 0
ALPHABET INC CAP STK CL A 02079K305 2,810,101 8,167 SH SOLE 0 0 0
ALPHABET INC CAP STK CL C 02079K107 1,074,012 3,152 SH SOLE 0 0 0
AMGEN INC COM 031162100 422,946 1,003 SH SOLE 0 0 0
AMPHENOL CORP CL A 032095101 330,372 3,919 SH SOLE 0 0 0
APPLE INC COM 037833100 9,328,938 28,013 SH SOLE 0 0 0
APPLIED MATLS INC COM 038222105 836,618 1,636 SH SOLE 0 0 0
ARISTA NETWORKS INC COM SHS 040413205 365,851 1,797 SH SOLE 0 0 0
BANK OF AMER CORP COM 060505104 605,262 11,120 SH SOLE 0 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,328,931 2,669 SH SOLE 0 0 0
BOEING CO COM 097023105 237,958 1,279 SH SOLE 0 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 201,178 3,224 SH SOLE 0 0 0
BROADCOM INC COM 11135F101 1,824,432 5,195 SH SOLE 0 0 0
CISCO SYS INC COM 17275R102 522,113 4,851 SH SOLE 0 0 0
CITIGROUP INC COM NEW 172967424 283,043 2,186 SH SOLE 0 0 0
COCA COLA CO COM 191216100 398,148 4,625 SH SOLE 0 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 393,385 432 SH SOLE 0 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 246,747 932 SH SOLE 0 0 0
DELL TECHNOLOGIES INC CL C 24703L202 270,051 502 SH SOLE 0 0 0
EATON CORP PLC SHS G29183103 227,317 529 SH SOLE 0 0 0
ELI LILLY & CO COM 532457108 1,123,525 971 SH SOLE 0 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 2,635,164 16,293 SH SOLE 0 0 0
FIFTH THIRD BANCORP COM 316773100 295,691 5,846 SH SOLE 0 0 0
GE AEROSPACE COM NEW 369604301 552,129 1,768 SH SOLE 0 0 0
GE VERNOVA INC COM 36828A101 385,930 406 SH SOLE 0 0 0
GENERAL MTRS CO COM 37045V100 208,593 2,709 SH SOLE 0 0 0
GILEAD SCIENCES INC COM 375558103 212,992 1,429 SH SOLE 0 0 0
HUNTINGTON BANCSHARES INC COM 446150104 192,887 12,640 SH SOLE 0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 720,131 3,274 SH SOLE 0 0 0
JPMORGAN CHASE & CO COM 46625H100 1,311,296 3,964 SH SOLE 75 0 0
KLA CORP COM NEW 482480100 274,077 1,406 SH SOLE 0 0 0
LAM RESEARCH CORP COM NEW 512807306 357,419 1,088 SH SOLE 0 0 0
LINDE PLC SHS G54950103 220,710 465 SH SOLE 0 0 0
MARATHON PETE CORP COM 56585A102 609,342 1,541 SH SOLE 0 0 0
MARVELL TECHNOLOGY INC COM 573874104 276,628 1,047 SH SOLE 0 0 0
MASTERCARD INCORPORATED CL A 57636Q104 420,772 763 SH SOLE 0 0 0
MERCK & CO INC COM 58933Y105 672,931 4,631 SH SOLE 0 0 0
META PLATFORMS INC CL A 30303M102 1,333,311 1,839 SH SOLE 0 0 0
MICRON TECHNOLOGY INC COM 595112103 1,324,997 1,244 SH SOLE 0 0 0
MORGAN STANLEY COM NEW 617446448 337,227 1,793 SH SOLE 0 0 0
NETFLIX INC. COM 64110L106 318,955 4,584 SH SOLE 0 0 0
NEWMONT CORP COM 651639106 238,408 2,067 SH SOLE 0 0 0
NEXTERA ENERGY INC COM 65339F101 330,664 4,366 SH SOLE 0 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 503,352 2,691 SH SOLE 0 0 0
PALO ALTO NETWORKS INC COM 697435105 342,879 863 SH SOLE 0 0 0
PEPSICO INC COM 713448108 252,938 1,996 SH SOLE 0 0 0
PHILIP MORRIS INTL INC COM 718172109 398,756 2,090 SH SOLE 0 0 0
PROCTER & GAMBLE CO COM 742718109 334,612 2,303 SH SOLE 0 0 0
PROLOGIS INC. COM 74340W103 210,659 1,622 SH SOLE 0 0 0
QUALCOMM INC COM 747525103 277,701 1,509 SH SOLE 0 0 0
RTX CORPORATION COM 75513E101 510,639 2,751 SH SOLE 0 0 0
SALESFORCE INC COM 79466L302 211,204 920 SH SOLE 0 0 0
SANDISK CORP COM 80004C200 207,047 119 SH SOLE 0 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 401,218 435 SH SOLE 0 0 0
SOUTHERN CO COM 842587107 267,154 3,223 SH SOLE 0 0 0
TESLA INC COM 88160R101 1,070,462 3,017 SH SOLE 0 0 0
TEXAS INSTRS INC COM 882508104 261,324 933 SH SOLE 0 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 320,528 356 SH SOLE 0 0 0
HOME DEPOT INC COM 437076102 356,225 1,252 SH SOLE 0 0 0
DISNEY WALT CO COM 254687106 214,523 2,045 SH SOLE 0 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 271,370 402 SH SOLE 0 0 0
UNION PAC CORP COM 907818108 375,812 1,381 SH SOLE 0 0 0
UNITED RENTALS INC COM 911363109 258,201 258 SH SOLE 0 0 0
UNITEDHEALTH GROUP INC COM 91324P102 347,258 946 SH SOLE 0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 243,537 5,309 SH SOLE 0 0 0
VISA INC COM CL A 92826C839 671,030 1,867 SH SOLE 0 0 0
WALMART INC COM 931142103 786,711 7,570 SH SOLE 0 0 0
WELLS FARGO & CO COM 949746101 372,781 4,657 SH SOLE 0 0 0
WELLTOWER INC COM 95040Q104 242,212 1,052 SH SOLE 0 0 0
WESTERN DIGITAL CORP COM 958102105 351,298 773 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 12,838,681 154,627 SH SOLE 0 0 0
ISHARES TR CORE S&P MCP ETF 464287507 260,027 3,614 SH SOLE 0 0 0
SPDR SERIES TRUST ST STR SP DIV 78464A763 216,790 1,480 SH SOLE 0 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,488,312 6,003 SH SOLE 0 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,166,812 7,259 SH SOLE 0 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 435,663 1,378 SH SOLE 0 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 216,620 7,391 SH SOLE 0 0 0
ASML HLDG NV N Y REGISTRY SHS N07059210 235,517 130 SH SOLE 0 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 9,633,132 123,013 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 324,409 7,830 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 2,855,077 51,910 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,391,961 17,979 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,081,679 16,281 SH SOLE 0 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 335,120 1,611 SH SOLE 0 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,144,712 2,800 SH SOLE 0 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,201,621 21,192 SH SOLE 0 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 241,370 1,927 SH SOLE 0 0 0
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 6,547,625 209,390 SH SOLE 0 0 0
ISHARES TR SELECT DIVID ETF 464287168 495,444 3,258 SH SOLE 0 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 116,986 10,587 SH SOLE 0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,594,584 3,702 SH SOLE 0 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 213,812 3,048 SH SOLE 0 0 0
ANGEL STUDIOS INC. CL A COM 034948109 62,466 13,376 SH SOLE 0 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 10,045,669 163,344 SH SOLE 0 0 0
META PLATFORMS INC CL A 30303M102 227,707 314 SH SOLE 0 0 0