The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 320,209 3,240 SH SOLE 0 0 3,240
ABBVIE INC COM 00287Y109 1,423,573 5,442 SH SOLE 0 0 5,442
ADVANCED MICRO DEVICES INC COM 007903107 1,436,412 2,348 SH SOLE 0 0 2,348
ALPHABET INC CAP STK CL C 02079K107 48,612,489 142,666 SH SOLE 0 0 142,666
ALPHABET INC CAP STK CL A 02079K305 12,427,582 36,118 SH SOLE 0 0 36,118
ALTRIA GROUP INC COM 02209S103 780,570 11,591 SH SOLE 0 0 11,591
AMAZON COM INC COM 023135106 5,625,807 22,580 SH SOLE 0 0 22,580
AMERICAN CENTY ETF TR US EQT ETF 025072885 21,600,574 168,636 SH SOLE 0 0 168,636
AMERICAN EXPRESS CO COM 025816109 931,432 3,063 SH SOLE 0 0 3,063
APOLLO GLOBAL MGMT INC COM 03769M106 203,221 1,751 SH SOLE 0 0 1,751
APPLE INC COM 037833100 23,233,228 69,765 SH SOLE 0 0 69,765
APPLIED MATLS INC COM 038222105 499,107 976 SH SOLE 0 0 976
ARISTA NETWORKS INC COM SHS 040413205 287,469 1,412 SH SOLE 0 0 1,412
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 203,493 4,577 SH SOLE 0 0 4,577
ASML HLDG NV N Y REGISTRY SHS N07059210 726,480 401 SH SOLE 0 0 401
ASTRAZENECA PLC ORD G0593M107 384,110 2,355 SH SOLE 0 0 2,355
AUTOMATIC DATA PROCESSING IN COM 053015103 250,576 971 SH SOLE 0 0 971
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 268,109 9,620 SH SOLE 0 0 9,620
BANK OF AMER CORP COM 060505104 239,274 4,396 SH SOLE 0 0 4,396
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,874,535 5,770 SH SOLE 0 0 5,770
BLACKROCK INC COM 09290D101 204,250 193 SH SOLE 0 0 193
BNY MELLON ETF TRUST CORE BOND ETF 09661T602 39,337,914 981,779 SH SOLE 0 0 981,779
BONDBLOXX ETF TRUST BBB RATED 1 5 YE 09789C754 39,046,413 783,121 SH SOLE 0 0 783,121
BONDBLOXX ETF TRUST IR M TAX AWARE 09789C697 753,846 15,914 SH SOLE 0 0 15,914
BONDBLOXX ETF TRUST BLOOMBERG ONE YR 09789C861 62,015,850 1,260,741 SH SOLE 0 0 1,260,741
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788 37,468,915 745,650 SH SOLE 0 0 745,650
BONDBLOXX ETF TRUST IR M TAXAWARE 09789C721 11,795,009 236,610 SH SOLE 0 0 236,610
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 263,773 6,224 SH SOLE 0 0 6,224
BROADCOM INC COM 11135F101 2,259,556 6,434 SH SOLE 0 0 6,434
CANADIAN IMPERIAL BANK OF CO COM 136069101 268,998 2,441 SH SOLE 0 0 2,441
CANDEL THERAPEUTICS INC COM 137404109 2,068,947 198,175 SH SOLE 0 0 198,175
CATERPILLAR INC COM 149123101 486,474 600 SH SOLE 0 0 600
CHEVRON CORPORATION COM 166764100 1,816,040 8,893 SH SOLE 0 0 8,893
CHUBB LIMITED COM H1467J104 210,176 646 SH SOLE 0 0 646
CISCO SYS INC COM 17275R102 443,866 4,124 SH SOLE 0 0 4,124
COCA COLA CO COM 191216100 351,493 4,082 SH SOLE 0 0 4,082
COLGATE PALMOLIVE CO COM 194162103 240,261 2,816 SH SOLE 0 0 2,816
COMFORT SYS USA INC COM 199908104 263,000 159 SH SOLE 0 0 159
CONOCOPHILLIPS COM 20825C104 1,140,117 9,110 SH SOLE 0 0 9,110
COSTCO WHOLESALE CORPORATION COM 22160K105 1,327,276 1,458 SH SOLE 0 0 1,458
CROWDSTRIKE HLDGS INC CL A 22788C105 274,811 1,038 SH SOLE 0 0 1,038
DEERE & CO COM 244199105 343,181 511 SH SOLE 0 0 511
DELL TECHNOLOGIES INC CL C 24703L202 1,883,595 3,501 SH SOLE 0 0 3,501
DIAGEO PLC SPON ADR NEW 25243Q205 565,302 6,604 SH SOLE 0 0 6,604
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 27,864,018 359,907 SH SOLE 0 0 359,907
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 389,284 4,688 SH SOLE 0 0 4,688
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 362,489 8,025 SH SOLE 0 0 8,025
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 19,460,554 537,139 SH SOLE 0 0 537,139
DIMENSIONAL ETF TRUST EMER MARK SU ETF 25434V682 282,606 5,845 SH SOLE 0 0 5,845
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 583,491 14,843 SH SOLE 0 0 14,843
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 984,202 20,865 SH SOLE 0 0 20,865
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 1,346,362 27,172 SH SOLE 0 0 27,172
DISNEY WALT CO COM 254687106 300,592 2,865 SH SOLE 0 0 2,865
EATON CORP PLC SHS G29183103 265,561 618 SH SOLE 0 0 618
ELI LILLY & CO COM 532457108 1,305,186 1,128 SH SOLE 0 0 1,128
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 1,276,774 7,845 SH SOLE 0 0 7,845
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 201,308 1,902 SH SOLE 0 0 1,902
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543 381,486 10,734 SH SOLE 0 0 10,734
FIFTH THIRD BANCORP COM 316773100 357,532 7,021 SH SOLE 0 0 7,021
FIRST CTZNS BANCSHARES INC D CL A 31946M103 857,043 416 SH SOLE 0 0 416
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 818,843 48,026 SH SOLE 0 0 48,026
GE AEROSPACE COM NEW 369604301 294,177 942 SH SOLE 0 0 942
GE VERNOVA INC COM 36828A101 243,325 256 SH SOLE 0 0 256
GILEAD SCIENCES INC COM 375558103 217,170 1,457 SH SOLE 0 0 1,457
GOLDMAN SACHS GROUP INC COM 38141G104 546,519 607 SH SOLE 0 0 607
HALEON PLC SPON ADS 405552100 149,976 16,664 SH SOLE 0 0 16,664
HOME DEPOT INC COM 437076102 694,440 2,441 SH SOLE 0 0 2,441
HOWMET AEROSPACE INC COM 443201108 279,558 1,236 SH SOLE 0 0 1,236
HSBC HLDGS PLC SPON ADR NEW 404280406 248,871 2,506 SH SOLE 0 0 2,506
ILLUMINA INC COM 452327109 208,818 763 SH SOLE 0 0 763
INTEL CORP COM 458140100 629,164 5,233 SH SOLE 0 0 5,233
INTERNATIONAL BUSINESS MACHS COM 459200101 335,613 1,526 SH SOLE 0 0 1,526
INTUITIVE SURGICAL INC COM NEW 46120E602 277,322 682 SH SOLE 0 0 682
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636 112,099,607 5,041,629 SH SOLE 0 0 5,041,629
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 528,352 6,057 SH SOLE 0 0 6,057
INVESCO QQQ TR UNIT SER 1 46090E103 1,294,645 1,750 SH SOLE 0 0 1,750
ISHARES INC CORE MSCI EMKT 46434G103 2,304,863 28,399 SH SOLE 0 0 28,399
ISHARES TR CORE UNIVRSL USD 46434V613 10,806,478 245,100 SH SOLE 0 0 245,100
ISHARES TR CORE US AGGBD ET 464287226 21,007,536 222,208 SH SOLE 0 0 222,208
ISHARES TR CORE MSCI EURO 46434V738 15,278,894 207,312 SH SOLE 0 0 207,312
ISHARES TR PFD AND INCM SEC 464288687 10,759,626 364,733 SH SOLE 0 0 364,733
ISHARES TR CORE S&P TTL STK 464287150 190,418,696 1,145,169 SH SOLE 0 0 1,145,169
ISHARES TR 0-5 YR TIPS ETF 46429B747 337,095 3,381 SH SOLE 0 0 3,381
ISHARES TR CORE MSCI EAFE 46432F842 10,757,652 111,041 SH SOLE 0 0 111,041
ISHARES TR CORE MSCI INTL 46435G326 6,160,430 68,847 SH SOLE 0 0 68,847
ISHARES TR RUSSELL 3000 ETF 464287689 16,858,913 39,056 SH SOLE 0 0 39,056
ISHARES TR RUS 1000 GRW ETF 464287614 442,919 3,536 SH SOLE 0 0 3,536
ISHARES TR CORE S&P SCP ETF 464287804 239,975 1,764 SH SOLE 0 0 1,764
ISHARES TR ESG AWR MSCI USA 46435G425 341,106 2,045 SH SOLE 0 0 2,045
ISHARES TR RUS MID CAP ETF 464287499 420,437 3,940 SH SOLE 0 0 3,940
ISHARES TR USD GRN BOND ETF 46435U440 702,792 15,406 SH SOLE 0 0 15,406
ISHARES TR CORE MSCI PAC 46434V696 985,063 11,574 SH SOLE 0 0 11,574
ISHARES TR SELECT DIVID ETF 464287168 212,746 1,399 SH SOLE 0 0 1,399
ISHARES TR RUS 1000 ETF 464287622 1,780,204 4,278 SH SOLE 0 0 4,278
ISHARES TR CORE S&P500 ETF 464287200 657,865 859 SH SOLE 0 0 859
ISHARES TR RUSSELL 2000 ETF 464287655 2,495,730 8,981 SH SOLE 0 0 8,981
ISHARES TR TRUST ISHARE 0-1 464288679 253,736 2,300 SH SOLE 0 0 2,300
ISHARES TR RUS MDCP VAL ETF 464287473 205,426 1,278 SH SOLE 0 0 1,278
ISHARES TR ISHS 1-5YR INVS 464288646 267,933 5,230 SH SOLE 0 0 5,230
JOHNSON & JOHNSON COM 478160104 664,762 2,511 SH SOLE 0 0 2,511
JPMORGAN CHASE & CO COM 46625H100 1,489,397 4,502 SH SOLE 0 0 4,502
KLA CORP COM NEW 482480100 576,086 2,954 SH SOLE 0 0 2,954
LAM RESEARCH CORP COM NEW 512807306 481,036 1,464 SH SOLE 0 0 1,464
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 100,676 17,882 SH SOLE 0 0 17,882
LOWES COS INC COM 548661107 350,704 1,903 SH SOLE 0 0 1,903
MARATHON PETE CORP COM 56585A102 219,854 556 SH SOLE 0 0 556
MARRIOTT INTL INC NEW CL A 571903202 597,526 1,680 SH SOLE 0 0 1,680
MARVELL TECHNOLOGY INC COM 573874104 250,735 949 SH SOLE 0 0 949
MASTERCARD INCORPORATED CL A 57636Q104 470,404 853 SH SOLE 0 0 853
MCDONALDS CORP COM 580135101 280,361 1,214 SH SOLE 0 0 1,214
MERCK & CO INC COM 58933Y105 387,922 2,668 SH SOLE 0 0 2,668
META PLATFORMS INC CL A 30303M102 5,332,974 7,354 SH SOLE 0 0 7,354
MICRON TECHNOLOGY INC COM 595112103 2,439,102 2,290 SH SOLE 0 0 2,290
MICROSOFT CORP COM 594918104 23,809,590 46,420 SH SOLE 0 0 46,420
MORGAN STANLEY COM NEW 617446448 697,589 3,709 SH SOLE 0 0 3,709
NETFLIX INC. COM 64110L106 530,617 7,626 SH SOLE 0 0 7,626
NEWMONT CORP COM 651639106 255,939 2,219 SH SOLE 0 0 2,219
NEXTERA ENERGY INC COM 65339F101 460,719 6,079 SH SOLE 0 0 6,079
NOMURA HLDGS INC SPONSORED ADR 65535H208 98,074 10,028 SH SOLE 0 0 10,028
NORFOLK SOUTHN CORP COM 655844108 223,523 723 SH SOLE 0 0 723
NOVARTIS AG SPONSORED ADR 66987V109 289,702 2,032 SH SOLE 0 0 2,032
NVIDIA CORPORATION COM 67066G104 6,588,256 28,842 SH SOLE 0 0 28,842
ORACLE CORP COM 68389X105 396,248 2,886 SH SOLE 0 0 2,886
PALANTIR TECHNOLOGIES INC CL A 69608A108 338,748 1,811 SH SOLE 0 0 1,811
PALO ALTO NETWORKS INC COM 697435105 452,933 1,140 SH SOLE 0 0 1,140
PEPSICO INC COM 713448108 204,146 1,611 SH SOLE 0 0 1,611
PFIZER INC COM 717081103 260,692 9,138 SH SOLE 0 0 9,138
PHILIP MORRIS INTL INC COM 718172109 2,393,646 12,544 SH SOLE 0 0 12,544
PHILLIPS 66 COM 718546104 940,817 3,685 SH SOLE 0 0 3,685
PPG INDS INC COM 693506107 268,337 2,572 SH SOLE 0 0 2,572
PROCTER & GAMBLE CO COM 742718109 1,093,813 7,529 SH SOLE 0 0 7,529
QUALCOMM INC COM 747525103 238,700 1,297 SH SOLE 0 0 1,297
REDDIT INC CL A 75734B100 702,657 4,933 SH SOLE 0 0 4,933
RTX CORPORATION COM 75513E101 316,162 1,703 SH SOLE 0 0 1,703
SALESFORCE INC COM 79466L302 213,541 930 SH SOLE 0 0 930
SANDISK CORP COM 80004C200 283,602 163 SH SOLE 0 0 163
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 203,130 6,771 SH SOLE 0 0 6,771
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 258,696 7,200 SH SOLE 0 0 7,200
SERIES PORTFOLIOS TR ELM MAR NAV ETF 81752T429 3,769,720 129,100 SH SOLE 0 0 129,100
SHOPIFY INC CL A SUB VTG SHS 82509L107 328,962 2,217 SH SOLE 0 0 2,217
SPDR GOLD TR GOLD SHS 78463V107 404,071 1,061 SH SOLE 0 0 1,061
SPDR SERIES TRUST SST SPDR BLOOMBE 78464A151 932,226 31,199 SH SOLE 0 0 31,199
SPDR SERIES TRUST ST STR NUVEE ETF 78468R721 343,101 8,022 SH SOLE 0 0 8,022
STARBUCKS CORP COM 855244109 278,122 2,960 SH SOLE 0 0 2,960
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,257,532 2,960 SH SOLE 0 0 2,960
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 648,829 988 SH SOLE 0 0 988
STRATEGY INC CL A NEW 594972408 284,135 1,856 SH SOLE 0 0 1,856
T ROWE PRICE EXCHANGE-TRADED CAP APPRECIATION 87283Q867 399,790 9,458 SH SOLE 0 0 9,458
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 840,642 1,842 SH SOLE 0 0 1,842
TESLA INC COM 88160R101 514,120 1,449 SH SOLE 0 0 1,449
TEXAS INSTRS INC COM 882508104 420,135 1,500 SH SOLE 0 0 1,500
THERMO FISHER SCIENTIFIC INC COM 883556102 669,658 992 SH SOLE 0 0 992
UNION PAC CORP COM 907818108 248,999 915 SH SOLE 0 0 915
UNITED RENTALS INC COM 911363109 216,168 216 SH SOLE 0 0 216
UNITEDHEALTH GROUP INC COM 91324P102 228,691 623 SH SOLE 0 0 623
VANECK ETF TRUST PREFERRED SECURT 92189F429 22,507,756 1,284,689 SH SOLE 0 0 1,284,689
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 13,603,080 128,683 SH SOLE 0 0 128,683
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 6,464,463 92,152 SH SOLE 0 0 92,152
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 1,539,800 17,088 SH SOLE 0 0 17,088
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 638,516 2,955 SH SOLE 0 0 2,955
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 2,977,188 10,465 SH SOLE 0 0 10,465
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,097,231 4,737 SH SOLE 0 0 4,737
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 76,059,358 203,237 SH SOLE 0 0 203,237
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 441,572 1,255 SH SOLE 0 0 1,255
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,425,165 13,448 SH SOLE 0 0 13,448
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 228,027 987 SH SOLE 0 0 987
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 33,693,721 568,095 SH SOLE 0 0 568,095
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 32,400,872 279,776 SH SOLE 0 0 279,776
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 208,835 2,517 SH SOLE 0 0 2,517
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,554,345 42,218 SH SOLE 0 0 42,218
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 36,403,569 419,396 SH SOLE 0 0 419,396
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,868,705 24,509 SH SOLE 0 0 24,509
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 804,920 3,450 SH SOLE 0 0 3,450
VANGUARD STAR FDS VG TL INTL STK F 921909768 7,996,010 94,115 SH SOLE 0 0 94,115
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 75,989,478 1,076,186 SH SOLE 0 0 1,076,186
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 528,611 3,406 SH SOLE 0 0 3,406
VANGUARD WORLD FD INF TECH ETF 92204A702 531,835 4,232 SH SOLE 0 0 4,232
VANGUARD WORLD FD ESG INTL STK ETF 921910725 204,459 2,522 SH SOLE 0 0 2,522
VISA INC COM CL A 92826C839 757,827 2,109 SH SOLE 0 0 2,109
VIVANI MEDICAL INC COMMON STOCK 92854B109 753,022 607,276 SH SOLE 0 0 607,276
WALMART INC COM 931142103 539,760 5,194 SH SOLE 0 0 5,194
WIPRO LTD SPON ADR 1 SH 97651M109 21,429 12,987 SH SOLE 0 0 12,987