The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 1,613,404 4,735 SH SOLE 0 0 4,735
AMAZON COM INC COM 023135106 213,023 855 SH SOLE 0 0 855
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,901,952 21,107 SH SOLE 0 0 21,107
AMERICAN EXPRESS CO COM 025816109 545,860 1,795 SH SOLE 0 0 1,795
AMGEN INC COM 031162100 563,559 1,337 SH SOLE 0 0 1,337
APPLE INC COM 037833100 3,269,923 9,819 SH SOLE 0 0 9,819
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,553,604 3,120 SH SOLE 0 0 3,120
BLACKROCK INC COM 09290D101 514,329 486 SH SOLE 0 0 486
BONDBLOXX ETF TRUST BLOOMBERG TWO YR 09789C853 248,564 5,142 SH SOLE 0 0 5,142
BONDBLOXX ETF TRUST BLOOMBERG THREE 09789C846 356,855 7,450 SH SOLE 0 0 7,450
BOOKING HOLDINGS INC COM 09857L108 222,046 1,363 SH SOLE 0 0 1,363
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 152,991 13,065 SH SOLE 0 0 13,065
CARDINAL HEALTH INC COM 14149Y108 271,450 1,220 SH SOLE 0 0 1,220
CHEVRON CORPORATION COM 166764100 356,142 1,744 SH SOLE 0 0 1,744
CHUBB LIMITED COM H1467J104 325,901 1,002 SH SOLE 0 0 1,002
COCA COLA CO COM 191216100 441,935 5,134 SH SOLE 0 0 5,134
COSTCO WHOLESALE CORPORATION COM 22160K105 628,135 690 SH SOLE 0 0 690
DANAHER CORP DEL COM 235851102 687,027 3,101 SH SOLE 0 0 3,101
DISNEY WALT CO COM 254687106 250,291 2,386 SH SOLE 0 0 2,386
DOMINION ENERGY INC COM 25746U109 373,166 6,166 SH SOLE 0 0 6,166
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 798,614 4,907 SH SOLE 0 0 4,907
GILEAD SCIENCES INC COM 375558103 355,072 2,382 SH SOLE 0 0 2,382
HOME DEPOT INC COM 437076102 558,169 1,962 SH SOLE 0 0 1,962
HONEYWELL INTL INC COM 438516205 283,292 1,343 SH SOLE 0 0 1,343
ILLINOIS TOOL WKS INC COM 452308109 396,211 1,540 SH SOLE 0 0 1,540
INTERNATIONAL BUSINESS MACHS COM 459200101 449,977 2,046 SH SOLE 0 0 2,046
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,009,009 14,465 SH SOLE 0 0 14,465
INVESCO QQQ TR UNIT SER 1 46090E103 3,220,219 4,353 SH SOLE 0 0 4,353
ISHARES TR 0-3 MTH TREASURY 46436E718 635,593 6,313 SH SOLE 0 0 6,313
ISHARES TR ISHS 1-5YR INVS 464288646 336,888 6,576 SH SOLE 0 0 6,576
ISHARES TR CORE S&P SCP ETF 464287804 962,483 7,075 SH SOLE 0 0 7,075
JOHNSON & JOHNSON COM 478160104 1,126,204 4,254 SH SOLE 0 0 4,254
JPMORGAN CHASE & CO COM 46625H100 2,000,529 6,047 SH SOLE 0 0 6,047
LOWES COS INC COM 548661107 369,501 2,005 SH SOLE 0 0 2,005
MICROSOFT CORP COM 594918104 3,309,231 6,452 SH SOLE 0 0 6,452
NEXTERA ENERGY INC COM 65339F101 588,500 7,770 SH SOLE 0 0 7,770
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534 312,737 5,785 SH SOLE 0 0 5,785
NORTHERN LTS FD TR IV INSPIRE 500 ETF 66537J796 465,359 1,710 SH SOLE 0 0 1,710
NVIDIA CORPORATION COM 67066G104 1,417,098 6,205 SH SOLE 0 0 6,205
ORACLE CORP COM 68389X105 758,583 5,525 SH SOLE 0 0 5,525
PACER FDS TR US LRG CP CASH 69374H360 5,175,028 129,765 SH SOLE 0 0 129,765
PACER FDS TR US CASH COWS 100 69374H881 6,487,002 97,169 SH SOLE 0 0 97,169
PENTAIR PLC SHS G7S00T104 272,634 5,145 SH SOLE 0 0 5,145
PROCTER & GAMBLE CO COM 742718109 603,929 4,157 SH SOLE 0 0 4,157
RTX CORPORATION COM 75513E101 420,869 2,267 SH SOLE 0 0 2,267
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 421,459 12,956 SH SOLE 0 0 12,956
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,488,215 50,775 SH SOLE 0 0 50,775
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 322,612 9,483 SH SOLE 0 0 9,483
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 3,898,923 23,150 SH SOLE 0 0 23,150
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 307,235 6,119 SH SOLE 0 0 6,119
SPDR SERIES TRUST ST STR P400MID 78464A847 3,290,688 52,200 SH SOLE 0 0 52,200
SPDR SERIES TRUST ST STR P500ETF 78464A854 8,807,251 98,120 SH SOLE 0 0 98,120
SPDR SERIES TRUST ST STR RATE ETF 78468R200 3,166,004 102,659 SH SOLE 0 0 102,659
SPDR SERIES TRUST ST STR SP600 SML 78468R853 2,518,779 47,650 SH SOLE 0 0 47,650
SPDR SERIES TRUST STATE STREET SPD 78468R390 2,597,970 103,670 SH SOLE 0 0 103,670
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 302,124 10,538 SH SOLE 0 0 10,538
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 776,329 31,869 SH SOLE 0 0 31,869
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 8,234,879 10,798 SH SOLE 0 0 10,798
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 3,807,605 5,798 SH SOLE 0 0 5,798
THERMO FISHER SCIENTIFIC INC COM 883556102 1,043,627 1,546 SH SOLE 0 0 1,546
TJX COS INC NEW COM 872540109 553,717 4,185 SH SOLE 0 0 4,185
VANECK ETF TRUST PREFERRED SECURT 92189F429 394,463 22,515 SH SOLE 0 0 22,515
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 351,886 2,890 SH SOLE 0 0 2,890
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,669,449 2,382 SH SOLE 0 0 2,382
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 3,745,020 10,007 SH SOLE 0 0 10,007
VANGUARD MALVERN FDS CORE BD ETF 922020748 7,900,678 107,317 SH SOLE 0 0 107,317
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,438,592 43,910 SH SOLE 0 0 43,910
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3,418,638 60,336 SH SOLE 0 0 60,336
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 815,418 3,495 SH SOLE 0 0 3,495
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,382,365 75,122 SH SOLE 0 0 75,122
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 2,215,758 21,910 SH SOLE 0 0 21,910
VANGUARD WORLD FD INF TECH ETF 92204A702 6,056,037 48,190 SH SOLE 0 0 48,190
VERIZON COMMUNICATIONS INC COM 92343V104 424,756 9,260 SH SOLE 0 0 9,260
VISA INC COM CL A 92826C839 1,107,814 3,083 SH SOLE 0 0 3,083
WALMART INC COM 931142103 790,831 7,610 SH SOLE 0 0 7,610
WISDOMTREE TR INTL SMCAP DIV 97717W760 355,299 4,075 SH SOLE 0 0 4,075