SALUDA GRADE MORTGAGE FUNDING LLC ABS-15G

 

Exhibit 99.4 - Schedule 5

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As
1000065596   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.810% Manual Underwriting Out of Scope No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 28.87% 36.03% 23.08% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2022, 2021 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 169022.88 46.6 No 66.85 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065598   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.850% Manual Underwriting Out of Scope No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 07/01/2023 Monthly 0.00% 44.09% 30.52% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2022, 2021 Borrower - Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 118621.46 28.8 No 55.35 N/A No No No Borrower As Individual N/A N/A N/A
1000065606   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.000% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     36.00% 44.66% 19.91% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       725                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 74.99 N/A No No No Borrower As Individual N/A N/A N/A
1000065600   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.780% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 08/01/2023 Monthly 0.00% 39.72% 28.05% No               Retired           1YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, Military and Government Assistance - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023 Borrower - 3 YRS Executed 4506T Verified - 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 58122.00 29.5 No 46.5 N/A No No No Borrower As Individual N/A N/A N/A
1000065587   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.540% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 04/01/2023 Monthly 34.94% 34.68% 25.59% No No             Employed Not Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 148447.48 42.3 No 69.28 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065588   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 6.860% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 31.49% 17.86% No No             Employed Employed         2YR Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 30 30 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 118890.00 32.2 No 39.56 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065615   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     43.50% 44.90% 34.22% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 42523.12 28.1 No 65.57 N/A No No No Borrower As Individual N/A N/A N/A
1000065592   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     33.00% 37.97% 31.63% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 206 28 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 55078.75 29.2 No 76.7 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065580   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.180% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.81% 25.89% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2021, 2022 Borrower - Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       753                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 124690.50 25.9 No 70.93 N/A No No No Borrower As Individual N/A N/A N/A
1000065609   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.000% Manual Underwriting Out of Scope No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     38.74% 40.66% 25.60% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 1 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2021, 2022, 2023 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       762                 No                                       NA     0       0     0     0   1 0 0 0 0 0 0 0 1 0 0 Unknown No     No US Citizen US Citizen xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 80447.42 8.9 No 61.15 N/A No No No Borrower As Individual N/A N/A N/A
1000058638 xxxxx   xxxxx   xxxxx No xxxxx       xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 2.840% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.68% 45.00% 38.54% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 34 Other NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2021, 2019, 2020 Borrower - Executed 4506T Verified - 2021, 2019, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       729                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0   66.03 N/A No No   Borrower As Individual N/A N/A N/A
1000058640 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 3.490% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 41.67% 31.51% No No             Self-Employed Self-Employed         Full Doc 0 0 NA NA N/A 0 N/A 0   2   2 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 60.00%   Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - null Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified - 2019, 2020 || Co Borrower - SESCorp - null Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1) - 2019, 2020 Borrower - null Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1) - 2019, 2020 || Co Borrower - null Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1) - 2019, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       745                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 172214.00 53.4   78.52 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058641 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 4.750% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 42.44% 33.06% No               Employed           2YR Full Doc 0 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 114 28 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage, Overtime and Bonus - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2021, 2020 Borrower - 3 YRS Executed 4506T Verified - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       734                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 72456.52 41.3   48.6 N/A No No   Borrower As Individual N/A N/A N/A
1000058642 xxxxx   xxxxx   xxxxx No xxxxx   xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 4.770% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     32.08% 31.70% 25.96% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2020, 2021, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2020, 2021, 2022 Borrower - 2020, 2021, 2022 || Co Borrower - 2020, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     805                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 47862.00 7.7   0 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058643 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 4.890% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     7.35% 33.96% 27.97% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2021, 2022 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2021, 2022 Borrower - Executed 4506T Verified - 2021, 2022 || Co Borrower - Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No   US Citizen xxxxx Missing     xxxxx       N/A       xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No Unknown N/A .00 0.0 181978.25 40.5   60.48 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058644 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 5.480% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 04/01/2023 Monthly 30.72% 31.21% 23.32% No No             Retired Retired         1YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Other - 1 YR W2 1099 Verified, Award Letter Verified - 2021, 2022 || Co Borrower - SSI and Disability - Award Letter Verified - 2021, 2022 Borrower - 2021, 2022 || Co Borrower - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   WA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 73393.90 45.9   53.8 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058645 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 5.400% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     24.66% 28.22% 17.78% No               Employed           Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2021, 2022 Borrower - Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       816                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 53075.00 49.9   56.81 N/A No No   Borrower As Individual N/A N/A N/A
1000058647 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 5.730% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     40.54% 41.22% 31.78% No No 3 - Verified<2Mos   5 - Stated, 2YRs Verified + CPA Letter   3 - Stated, 3rd Party Verification   Employed Employed Employed   28.11   2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2020, 2021, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2020, 2021, 2022 || Co Borrower 2 - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2020, 2021, 2022 Borrower - 2020, 2021, 2022 || Co Borrower - 2020, 2021, 2022 || Co Borrower 2 - 2020, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx   721 795 796 779       795   No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A     US Citizen US Citizen xxxxx Missing     United States       N/A                               Fee Simple   No No N/A .00 0.0 147110.00 44.7   43.96 N/A No No   Borrower As Individual Borrower As Individual Borrower As Individual N/A
1000058648 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 5.630% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.04% 42.63% 27.69% No No             Self-Employed Unknown         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 2 0 1 0 NA NA No No 0 No Yes Yes 0 20 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S, 1065), Executed 4506T Verified, Business Bank Statements Verified - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S, 1065), Executed 4506T Verified - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified - 2019, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     745                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 151012.00 18.1   74.54 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065352   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 5.630% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 28.00% 29.50% 25.03% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified Borrower || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 48530.00 19.9 No 49.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058649 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 6.010% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.85% 44.70% 35.41% No No             Self-Employed Employed         2YR Full Doc 0 2 NA NA N/A 0 N/A 0 2 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0   0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, null CPA Letter Verified, 3 YRS Executed 4506T Verified - 2022, 2021, 2020 || Co Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2022, 2021, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2021, 2020 || Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 47728.00 6.6   64.41 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058651 xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 6.360% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     14.00% 28.33% 26.01% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, SESCorp, SEPartnership, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, K1, 1065), 3 YRS Executed 4506T Verified - 2020, 2019 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, K1, 1065), 3 YRS Executed 4506T Verified - 2020, 2019 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 497404.00 48.7   50.39 N/A No No   Borrower As Individual N/A N/A N/A
1000058652 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 5.810% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 39.02% 44.54% 23.79% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2020, 2021, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2020, 2021, 2022 Borrower - Executed 4506T Verified - 2020, 2021, 2022 || Co Borrower - Executed 4506T Verified - 2020, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     746                 No                                       NA     0       0     0     0   1 0 0 0 0 0 0 0 1 0 0 Unknown No     No   Permanent Non-US Citizen xxxxx Global Entry Card   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx   xxxxx xxxxx Global Entry Card   N/A xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A .00 0.0 385837.00 71.4   63.2 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000068243   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 5.810% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 25.93% 20.40% No No             Employed Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     725                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 61.16 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058653 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 6.780% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 11/01/2023 Monthly 32.63% 39.22% 32.21% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2020, 2021, 2022 Borrower - Executed 4506T Verified - 2020, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       729                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 9153.42 2.5   61.44 N/A No No   Borrower As Individual N/A N/A N/A
1000058655 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A Appendix Q Documentation .00 xx/xx/xxxx 6.140% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     22.18% 24.40% 9.86% Yes               Self-Employed           Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       809                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 394811.00 143.7   51.71 N/A No No   Borrower As Individual N/A N/A N/A
1000058656 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 6.780% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 35.93% 19.49% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), CPA Letter Verified, 3 YRS Executed 4506T Verified - 2021, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified - 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       812                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 497533.00 82.2   42.86 N/A No No   Borrower As Individual N/A N/A N/A
1000058657 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 6.360% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 35.51% 36.23% 16.03% No No             Employed Not Employed         1YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 0 0 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2021, 2022, 2020 || Co Borrower Borrower - 2021, 2022, 2020 || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     734                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing   xxxxx xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 123890.07 38.9   71.0 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058658 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 6.360% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 38.33% 34.44% No No             Employed Employed         1YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 1 0 1 0 1 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 202 33 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2020, 2021, 2022 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2020, 2021, 2022 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2020, 2021, 2022 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2020, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     727                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 74859.94 13.6   72.96 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065353   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 6.630% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     37.06% 36.90% 30.85% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021 Borrower - 3 YRS Executed 4506T Verified - 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       707                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other 257 xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 48427.00 24.7 No 60.71 N/A No No No Borrower As Individual N/A N/A N/A
1000058659 xxxxx   xxxxx   xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 6.630% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 35.65% 25.34% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 112830.40 49.0   41.07 N/A No No   Borrower As Individual N/A N/A N/A
1000065354   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 6.600% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     40.00% 35.70% 27.38% No No             Employed Not Employed         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified || Co Borrower Borrower - 2 YRS Personal Tax Returns Verified || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       733                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 11136.00 2.9 No 74.85 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058661 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.060% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 33.23% 21.03% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2020, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 296591.00 44.3   66.79 N/A No No   Borrower As Individual N/A N/A N/A
1000068244   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.060% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 31.19% 25.60% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 100 1 Other NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2021, 2020 Borrower - 3 YRS Executed 4506T Verified - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 48039.37 43.0 No 74.23 N/A No No No Borrower As Individual N/A N/A N/A
1000065356   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.230% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.41% 38.43% No No             Self-Employed Self-Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 2 2 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2020, 2021, 2022 || Co Borrower - SESoleProprietor, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2022, 2021, 2020 Borrower - 3 YRS Executed 4506T Verified - 2020, 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     725                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 68097.00 17.7 No 64.52 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058664 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx   xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.280% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 28.36% 43.75% 34.11% No No             Employed Employed         1YR Full Doc 1 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Commission - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2021, 2022 || Co Borrower - Wage - 1 Month Paystubs Verified, Executed 4506T Verified - 2022 Borrower - Executed 4506T Verified - 2021, 2022 || Co Borrower - Executed 4506T Verified - 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     764                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 96740.44 22.9   57.53 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058665 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.290% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 0.00% 44.80% 28.86% No               Self-Employed           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 2 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2020, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       725                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A       xxxxx xxxxx       xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 43678.40 6.5   66.57 N/A No No   Borrower As Individual N/A N/A N/A
1000068247   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.230% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes   xxxxx xxxxx   Annually 0.00% 24.97% 18.32% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 72.38 N/A No No No Borrower As Individual N/A N/A N/A
1000065358   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.160% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     15.00% 15.92% 13.26% No               Employed           2YR Full Doc 0 0   NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 168 34 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - null Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2022, 2021, 2020 Borrower - Executed 4506T Verified - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       809                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 47535.00 16.9 No 32.7 N/A No No No Borrower As Individual N/A N/A N/A
1000065359   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.290% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 02/01/2023 Monthly 44.02% 39.96% 31.82% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2020, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2020, 2021 Borrower - Executed 4506T Verified - 2020, 2021 || Co Borrower - Executed 4506T Verified - 2020, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     743                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 48360.00 22.5 No 60.42 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065360   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.290% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.99% 40.46% No No             Self-Employed Self-Employed         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 2 2 2 2 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 1000.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 2 YRS W2 1099 Verified, Executed 4506T Verified - 2019, 2020, 2021 || Co Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 2 YRS W2 1099 Verified, Executed 4506T Verified - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), Executed 4506T Verified - 2019, 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), Executed 4506T Verified - 2019, 2020, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     733                 No                                       NA     0       0     0     0   1 0 0 0 0 0 0 0 1 0 0 Unknown No     No US Citizen US Citizen xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other   CA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 48487.00 8.5 No 27.32 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065361   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.290% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.19% 34.82% 28.07% No               Self-Employed           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 50.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2021, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified - 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       721                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 57866.00 22.0 No 73.96 N/A No No No Borrower As Individual N/A N/A N/A
1000058668 xxxxx   xxxxx   xxxxx No         xx/xx/xxxx Non-QM: Lender documented all ATR UW factors No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.290% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 45.08% 38.37% No No             Self-Employed Self-Employed         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 2 2 2 2 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 111269.00 15.2   69.32 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058670 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.290% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     22.00% 39.41% 32.71% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 4 Work Number No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 48301.00 18.4   17.86 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000068250   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.280% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 35.79% 28.63% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 276 35 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Child Support - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2021, 2020 Borrower - 3 YRS Executed 4506T Verified - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       710                 No                                       7 xx/xx/xxxx xx/xx/xxxx 1 58     0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 67.89 N/A No No No Borrower As Individual N/A N/A N/A
1000058671 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.210% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 42.76% 29.18% No No             Employed Employed         2YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 19 FNMA 1005 Yes 1 12 Work Number No 0     Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 38787.51 14.7   69.37 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058709   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.210% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 29.76% 24.82% No               Self-Employed           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2020, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 47553.00 9.2   60.21 N/A No No   Borrower As Individual N/A N/A N/A
1000058710   xxxxx xxxxx   xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.250% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     38.00% 38.80% 28.72% No               Employed           1YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2022, 2021, 2020 Borrower - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0   0 N/A No No   Borrower As Individual N/A N/A N/A
1000058674 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.210% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     29.65% 32.87% 25.79% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 24 24 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 97473.00 27.0   58.96 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065362   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.220% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.07% 32.47% No No             Self-Employed Self-Employed         2YR Full Doc 2 0 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 24 24 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage, Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     702                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 113163.70 23.6 No 82.77 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058675 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.130% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.91% 44.95% 29.73% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage, Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 34066.00 40.6   0 N/A No No   Borrower As Individual N/A N/A N/A
1000065363   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.200% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.75% 28.87% No No             Employed Not Employed         2YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 2 0 0 0 1 0 NA NA No No 0 No Yes N/A 12 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 43 36 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2020, 2021 || Co Borrower - Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2020, 2021 || Co Borrower - Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     736                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A 11592.84 4.8 64582.84 26.5 No 88.74 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068251   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.210% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 22.22% 19.07% No No             Self-Employed Employed         2YR Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2020 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2020, 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2020, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     808                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 75.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058712   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.220% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 33.53% 18.74% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 44 37 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2020, 2021, 2022, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2020, 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       736                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 199853.60 20.0   70.26 N/A No No   Borrower As Individual N/A N/A N/A
1000065364   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.540% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.90% 25.30% No               Retired           1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2022, 2021 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       740                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 60613.00 42.9 No 64.86 N/A No No No Borrower As Individual N/A N/A N/A
1000058676 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.220% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     43.00% 43.67% 28.28% No No             Self-Employed Self-Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 2 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 || Co Borrower - SESCorp, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified - 2021, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified - 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 341138.30 86.3   0 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065366   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.220% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 33.61% 27.54% No No             Retired Retired         1YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 1 Month Paystubs Verified - 2022 || Co Borrower - SSI and Disability, Retirement - 1 Month Paystubs Verified, Award Letter Verified - 2022 Borrower - 2022 || Co Borrower - 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 8.52 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000060034 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.200% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 05/01/2023 Monthly 40.11% 39.67% 29.67% No               Employed           Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 27 27 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2020, 2021, 2022 Borrower - 2 YRS Executed 4506T Verified - 2020, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       713                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing   xxxxx xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0   0 N/A No No   Borrower As Individual N/A N/A N/A
1000058677 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.160% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 30.28% 19.11% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS IRS Transcripts Verified - 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS IRS Transcripts Verified - 2022, 2021 Borrower - 3 YRS IRS Transcripts Verified - 2022, 2021 || Co Borrower - 3 YRS IRS Transcripts Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     810                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 294543.00 41.5   75.67 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058715   xxxxx xxxxx xxxxx xxxxx No xxxxx   xxxxx   xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.160% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     47.00% 44.80% 35.41% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 121 25 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022, 2021 Borrower - Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 82532.00 30.9   72.41 N/A No No   Borrower As Individual N/A N/A N/A
1000058716   xxxxx xxxxx xxxxx xxxxx No xxxxx   xxxxx   xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.220% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     27.00% 28.14% 18.01% No No             Employed Not Employed         1YR Full Doc 1 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2022, 2021 || Co Borrower - N/A - Executed 4506T Verified Borrower - Executed 4506T Verified - 2022, 2021 || Co Borrower - Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 97445.00 26.7   79.64 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065368   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.160% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 33.72% 28.37% No               Employed           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 144 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 77816.34 20.5 No 60.11 N/A No No No Borrower As Individual N/A N/A N/A
1000058717   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.200% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 11/01/2023 Monthly 0.00% 43.04% 32.56% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Lease Agreements Verified - 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2020, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       735                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 202316.84 41.8   69.7 N/A No No   Borrower As Individual N/A N/A N/A
1000058681 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.160% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     36.95% 43.37% 22.74% No No             Self-Employed Employed         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 2 2 2 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified - 2022, 2021 || Co Borrower - Wage, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified - 2022, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 491364.00 71.1   0 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065579   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.160% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.97% 25.82% No               Self-Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2020, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       783                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 48545.00 7.4 No 51.71 N/A No No No Borrower As Individual N/A N/A N/A
1000068253   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.160% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     40.69% 43.19% 30.65% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 36 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 2 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       755                 No                                       13 xx/xx/xxxx xx/xx/xxxx 1   25   0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 47634.00 14.6 No 71.79 N/A No No No Borrower As Individual N/A N/A N/A
1000065371   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.160% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 33.48% 28.45% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2022, 2021 Borrower - Executed 4506T Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       759                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 48675.00 23.5 No 53.65 N/A No No No Borrower As Individual N/A N/A N/A
1000058682 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.200% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     28.38% 43.42% 23.31% No               Self-Employed           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No   xxxxx No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 191403.08 48.3   22.22 N/A No No   Borrower As Individual N/A N/A N/A
1000065372   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.200% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 41.24% 26.28% No               Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       747                 No                                             0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 72317.50 35.8 No 77.95 N/A No No No Borrower As Individual N/A N/A N/A
1000065374   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.200% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 36.53% 36.22% 28.03% No               Retired           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       719                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 23146.00 8.1 No 65.05 N/A No No No Borrower As Individual N/A N/A N/A
1000058719   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.200% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 42.32% 46.81% 38.46% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 67979.00 23.4   79.14 N/A No No   Borrower As Individual N/A N/A N/A
1000058720   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.200% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     43.97% 44.92% 38.58% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2021, 2022, 2023 Borrower - Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 36228.00 10.4   72.66 N/A No No   Borrower As Individual N/A N/A N/A
1000058686 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.180% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 40.15% 24.49% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2021, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2021, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       742                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No Permanent Resident Alien Permanent Non-US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-551 Permanent Resident Card    xx/xx/xxxx                                                                               Fee Simple   No No N/A .00 0.0 .00 0.0   59.18 N/A No No   Borrower As Individual N/A N/A N/A
1000068255   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.180% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 36.80% 34.13% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       713                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 48047.00 22.6 No 84.33 N/A No No No Borrower As Individual N/A N/A N/A
1000065375   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.360% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 40.88% 30.51% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing   xxxxx xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 2927.97 0.7 No 58.72 N/A No No No Borrower As Individual N/A N/A N/A
1000058724   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.180% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 19.87% 38.10% 31.92% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified - 2022, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified - 2022, 2023 Borrower - 2022, 2023 || Co Borrower - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     742                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 48017.00 13.7   79.4 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058725   xxxxx xxxxx   xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.180% Manual Underwriting   No xxxxx $0.00 xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 42.18% 34.74% No No             Self-Employed Employed         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 2 2 2 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 50.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified - 2022, 2021, 2020 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2020, 2021, 2022, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1) - 2022, 2021, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified - 2020, 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     743                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A 25.00 0.0 20464.09 7.3   79.04 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058689 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.630% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     36.17% 39.45% 23.13% No               Self-Employed           Full Doc 0 0 NA NA N/A 0 N/A 0 0 2 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified - 2020, 2021 Borrower - 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified - 2020, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0   58.81 N/A No No   Borrower As Individual N/A N/A N/A
1000065581   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.440% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 33.99% 27.84% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2021 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2021 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2021 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     721                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 7000.00 1.8 No 64.34 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065376   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.360% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.68% 42.64% 31.19% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 92906.00 28.5 No 70.34 N/A No No No Borrower As Individual N/A N/A N/A
1000058726   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.630% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 32.36% 25.58% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2022, 2021 Borrower - 2023, 2022, 2021 || Co Borrower - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     744                 No                                       NA     0       0     0     0   2 0 0 0 0 0 0 0 2 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 94151.80 33.1   65.97 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065378   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.440% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     20.18% 39.94% 36.21% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2021, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2021, 2022 Borrower - Executed 4506T Verified - 2021, 2022 || Co Borrower - Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       750                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 59688.50 16.8 No 89.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065379   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.360% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     35.00% 31.77% 15.41% No               Employed           1YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2021 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       723                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 51.4 N/A No No No Borrower As Individual N/A N/A N/A
1000065584   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.360% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.80% 34.43% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2021, 2022 Borrower - Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 42214.46 23.7 No 82.86 N/A No No No Borrower As Individual N/A N/A N/A
1000065585   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.440% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 04/01/2023 Monthly 0.00% 44.93% 34.85% No No             Retired Retired         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2023, 2022 || Co Borrower - SSI and Disability, Retirement, Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2022 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2022 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     788                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 44958.75 25.8 No 84.43 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058728   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.440% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 33.33% 29.01% No No             Employed Employed         2YR Full Doc 0 0 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 19 26 Work Number Yes 17 26 Work Number No 0   N/A Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022, 2021 Borrower - Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 47895.00 15.6   77.02 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000068259   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.440% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     36.46% 36.46% 26.48% No               Employed           1YR Full Doc 1 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2022, 2023 Borrower - Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       706                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 47953.00 33.5 No 46.09 N/A No No No Borrower As Individual N/A N/A N/A
1000058692 xxxxx   xxxxx   xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.540% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     41.00% 43.84% 18.07% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1) - 2021, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1) - 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 73150.49 12.7   0 N/A No No   Borrower As Individual N/A N/A N/A
1000058693 xxxxx   xxxxx   xxxxx No xxxxx   xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.440% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 01/01/2023 Monthly 25.00% 29.23% 16.32% No No             Employed Not Employed         1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 293982.00 47.0   23.26 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058695 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.070% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.00% 40.32% 29.05% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 186900.00 46.1   0 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065380   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.510% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.55% 40.07% 32.45% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other Fraud Report xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 50076.00 18.5 No 67.23 N/A No No No Borrower As Individual N/A N/A N/A
1000058696 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.630% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     43.00% 40.10% 27.08% No               Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified - 2022, 2021, 2020 Borrower - 2 YRS Personal Tax Returns Verified - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       807                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 47649.00 11.7   48.69 N/A No No   Borrower As Individual N/A N/A N/A
1000058697 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.510% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 06/01/2023 Monthly 24.00% 23.14% 17.70% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, SESCorp, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified() - 2022, 2021, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified() - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       703                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 242040.50 23.5   0 N/A No No   Borrower As Individual N/A N/A N/A
1000058698 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.510% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     13.55% 44.12% 24.41% No No             Employed Not Employed         1YR Full Doc 1 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2022, 2023 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2022, 2023 || Co Borrower - Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 248693.00 41.7   73.26 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058732   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.510% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     35.00% 31.87% 26.15% No No             Self-Employed Self-Employed         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 2 2 2 2 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 51.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESCorp, Other REO Net Rental Income(Loss), SESoleProprietor, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2020, 2021 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2020, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2020, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other   N/A xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 47447.25 12.6   69.2 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058700 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.510% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 21.90% 21.74% 14.38% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No   US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 192610.20 46.2   0 N/A No No   Borrower As Individual N/A N/A N/A
1000058701 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.050% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 0.00% 36.51% 26.94% No No             Employed Self-Employed         Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 2 2 1 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 0 Yes 24 24 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022, 2021 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2021, 2020 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 82450.95 23.4   73.04 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065383   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.630% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 38.00% 39.91% 25.41% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 97873.00 44.3 No 56.82 N/A No No No Borrower As Individual N/A N/A N/A
1000065385   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.180% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     31.90% 31.00% 24.48% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Part-Time, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2022, 2021 || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2022, 2021 Borrower - 2022, 2021 || Co Borrower - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other Fraud Report xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other Fraud Report WA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 48195.69 29.5 No 41.4 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065387   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 6.860% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     37.00% 37.47% 32.14% No No             Employed Retired         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified || Co Borrower - SSI and Disability - Award Letter Verified Borrower || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       728                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 48146.00 16.9 No 12.81 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065388   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 6.860% Manual Underwriting   No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 0.00% 35.51% 30.98% No No             Employed Employed         2YR Full Doc 0 0 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number Yes 24 24 Work Number No 0     Borrower - Wage, Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 48240.00 21.2 No 66.7 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068262   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 6.860% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 33.66% 15.58% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     749                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 77027.18 37.2 No 74.72 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065389   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.610% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     33.00% 34.61% 29.09% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified Borrower || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 88963.31 28.0 No 89.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065390   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.050% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     38.68% 40.69% 29.61% No No             Self-Employed Self-Employed         2YR Full Doc 1 0 NA NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     750                 No                                       13 xx/xx/xxxx xx/xx/xxxx 1   82   0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 82612.67 18.2 No 66.74 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065391   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 6.860% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.00% 44.57% 30.25% No               Employed           Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       729                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 36578.60 24.0 No 86.25 N/A No No No Borrower As Individual N/A N/A N/A
1000065392   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.050% Manual Underwriting   No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 0.00% 36.17% 28.66% No No             Retired Retired         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes N/A 2 0 Yes N/A 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023 || Co Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023 Borrower - 3 YRS Executed 4506T Verified - 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 97496.00 23.6 No 31.38 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068263   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx     38.82% 39.81% 27.85% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 149 36 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       714                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 28751.85 28.6 No 56.46 N/A No No No Borrower As Individual N/A N/A N/A
1000065393   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.220% Manual Underwriting   No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     33.00% 44.30% 34.66% No No             Self-Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 2 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified Borrower - 2 YRS Personal Tax Returns Verified || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     730                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 95028.80 27.0 No 54.83 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065394   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2024 Annually 0.00% 41.37% 34.11% No No             Employed Employed         1YR Full Doc 2 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 18 18 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified Borrower - Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     722                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 38425.50 13.3 No 69.82 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068266   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 27.61% 22.98% No No             Self-Employed Retired         ALT DOC 2 0 2+ Months NA N/A 0 N/A 0 2 2 2 2 3 0 NA NA No No 0 No No N/A 0 0 Yes Yes 1 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021, 2020 || Co Borrower - SEPartnership, Investment Income - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S), 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2023, 2021, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S), 3 YRS Executed 4506T Verified - 2023, 2022, 2021, 2020 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S), 3 YRS Executed 4506T Verified - 2023, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 47456.00 12.2 No 14.67 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068269   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.070% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.92% 44.92% 37.40% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2021, 2022 Borrower - Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 25340.00 8.8 No 70.2 N/A No No No Borrower As Individual N/A N/A N/A
1000065396   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.540% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.00% 43.89% 34.83% No No             Employed Not Employed         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified || Co Borrower Borrower || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 117474.00 22.3 No 55.93 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068270   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.070% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 38.93% 35.68% Yes Yes             Employed Employed         1YR Full Doc 1 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 24.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     776                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 89.98 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068271   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.220% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.79% 35.33% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 54658.00 24.5 No 89.95 N/A No No No Borrower As Individual N/A N/A N/A
1000068272   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     32.54% 33.97% 26.43% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       710                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 48647.75 31.6 No 51.59 N/A No No No Borrower As Individual N/A N/A N/A
1000065397   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.220% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     33.00% 34.07% 29.78% No No             Employed Employed         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified Borrower || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 48.73 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068274   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.220% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 40.44% 33.45% No No             Employed Employed         1YR Full Doc 0 1 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 47690.00 11.1 No 75.75 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065398   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.540% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     41.00% 41.74% 35.80% No               Retired           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 0 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, Other, Retirement - 2 YRS Personal Tax Returns Verified, Award Letter Verified Borrower - 2 YRS Personal Tax Returns Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 32.72 N/A No No No Borrower As Individual N/A N/A N/A
1000058737   xxxxx xxxxx   xxxxx No xxxxx xxxxx xxxxx   xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.220% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 37.72% 32.18% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 36 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2022 Borrower - Executed 4506T Verified - 2023, 2022 || Co Borrower - Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 58099.00 19.1   60.68 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065400   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.810% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     35.00% 40.21% 32.04% No               Employed           Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       722                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 43.12 N/A No No No Borrower As Individual N/A N/A N/A
1000065401   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.220% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     40.00% 42.08% 33.06% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Award Letter Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       757                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 96913.80 24.9 No 55.72 N/A No No No Borrower As Individual N/A N/A N/A
1000068277   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00   0.000% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 06/01/2023 Monthly 44.23% 42.51% 37.30% No No             Employed Employed         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 27 27 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 82.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068278   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.220% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 0.00% 30.69% 23.97% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen ITIN-Legal Residency not validated xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 57134.41 14.0 No 89.99 N/A No No No Borrower As Individual N/A N/A N/A
1000065402   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.540% Manual Underwriting Out of Scope No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.20% 39.16% 27.10% No               Retired           1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Other REO Net Rental Income(Loss), Investment Income, Investment Income, Investment Income - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 36.8 N/A No No No Borrower As Individual N/A N/A N/A
1000065405   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.540% Manual Underwriting Out of Scope No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.99% 44.93% 31.11% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       750                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 35724.62 17.0 No 58.66 N/A No No No Borrower As Individual N/A N/A N/A
1000068281   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.610% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 23.56% 18.40% No No             Employed Not Employed         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     733                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   UT xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 60000.05 32.8 No 74.46 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065406   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.680% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 06/01/2023 Monthly 32.00% 32.73% 24.11% No No             Not Employed Employed         1YR Full Doc 1 1 NA 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 315 28 Other No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified - 2022 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022, 2021 Borrower - Executed 4506T Verified - 2022 || Co Borrower - Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 111550.00 27.9 No 67.35 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068282   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.540% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.36% 42.88% 33.98% No               Employed           1YR Full Doc 1 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2021, 2022, 2023 Borrower - Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       710                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 8701.74 2.7 No 46.97 N/A No No No Borrower As Individual N/A N/A N/A
1000058738   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.610% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Annually 0.00% 43.88% 37.79% No No             Retired Self-Employed         2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 2 0 3 0 Yes NA No No 0 No Yes N/A 3 0 No N/A 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 Yes 36 Yes 36 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2022, 2023 || Co Borrower - SESoleProprietor, Part-Time - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A 212040.76 81.0 267300.76 102.1   51.77 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000068283   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.680% Manual Underwriting Manual Underwriting No xxxxx $100,000.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 32.85% 19.37% No No             Self-Employed Employed         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 2 0 2 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A Yes 27 27 Work Number No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 1040 Schedule E Verified - 2021, 2022, 2023 || Co Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1040 Schedule E Verified - 2021, 2022, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 1040 Schedule E Verified - 2021, 2022, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 1040 Schedule E Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     701                 No                                       7 xx/xx/xxxx xx/xx/xxxx 1 100     0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 48010.00 27.2 No 59.19 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068284   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.680% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     23.23% 40.42% 31.40% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 2 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 52033.17 24.6 No 84.06 N/A No No No Borrower As Individual N/A N/A N/A
1000068286   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.820% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.60% 43.45% 34.03% No No             Employed Employed         1YR Full Doc 1 1 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - Wage - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     731                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 66.11 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065410   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.680% Manual Underwriting   No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 0.00% 37.79% 31.43% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation, SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2021, 2022, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 47770.00 19.7 No 53.66 N/A No No No Borrower As Individual N/A N/A N/A
1000065412   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.810% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.68% 43.60% 33.55% Unknown Unknown             Retired           1YR Full Doc 2 2 NA NA N/A 0 N/A 0 1 0 1 0 0 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Award Letter Verified - 2022, 2021 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Award Letter Verified - 2022, 2021 Borrower - 1 YR Personal Tax Returns Verified - 2022, 2021 || Co Borrower - 1 YR Personal Tax Returns Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No   xxxxx No US Citizen US Citizen xxxxx Missing     xxxxx       N/A       xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 16586.00 7.6 No 0.0 N/A No No No Borrower As Individual N/A N/A N/A
1000068288   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.780% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     10.74% 35.48% 26.35% No No             Employed Not Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Not Required   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other   N/A xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 46904.00 6.0 No 52.38 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065414   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.780% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.83% 42.79% 37.58% No No             Retired Retired         Retirement Income Doc Verified 2 2 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 2 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other   CA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 48108.00 14.8 No 68.58 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068290   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.820% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 12/31/2023 Monthly 0.00% 30.33% 26.01% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 48083.67 16.1 No 89.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065416   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.820% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     10.07% 43.67% 31.95% No               Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - Written VOE Verified - 2021, 2022, 2023 Borrower - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       731                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 58085.00 36.9 No 70.71 N/A No No No Borrower As Individual N/A N/A N/A
1000065417   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.850% Manual Underwriting   No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.70% 37.71% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx       xxxxx       N/A     xxxxx xxxxx xxxxx       xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 38126.00 14.0 No 54.02 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065418   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.850% Manual Underwriting Out of Scope No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 38.37% 30.33% No               Retired           Retirement Income Doc Verified 2 0 NA NA N/A 0 N/A 0 1 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 46105.00 28.7 No 74.19 N/A No No No Borrower As Individual N/A N/A N/A
1000068291   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.820% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.71% 34.33% No               Employed           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 3 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       743                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 35803.00 9.9 No 79.98 N/A No No No Borrower As Individual N/A N/A N/A
1000068292   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.810% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.80% 36.75% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 18 18 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Not Required   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 49279.94 22.3 No 78.17 N/A No No No Borrower As Individual N/A N/A N/A
1000068294   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.810% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 28.67% 25.07% No No             Employed Employed         2YR Full Doc 1 1 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 180 34 FNMA 1005 No 0     Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     702                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Not Required   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other   N/A xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 48485.00 34.3 No 46.41 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068295   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.86% 32.60% No               Self-Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2022, 2021 Borrower - 2 YRS Personal Tax Returns Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 13.43 N/A No No No Borrower As Individual N/A N/A N/A
1000065597   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.810% Manual Underwriting Out of Scope No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 07/01/2023 Monthly 13.86% 24.41% 13.55% No No             Employed Employed         2YR Full Doc 1 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 28 Other Yes 360 28 Other No 0     Borrower - Wage, Commission - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 422303.00 54.4 No 80.91 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058703 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.820% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 27.93% 27.93% 20.34% No No             Self-Employed Self-Employed         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 2 2 2 2 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 50.00% 100.00%   N/A 0 N/A N/A N/A 0 Yes 12 Yes 12 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), CPA Letter Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2022, 2021 || Co Borrower - SESCorp, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), CPA Letter Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2022, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2022, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 36710.52 12.3   0 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065421   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.820% Manual Underwriting Out of Scope No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 41.48% 32.93% No               Retired           Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - Award Letter Verified - 2023 Borrower - 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 47601.00 19.1 No 51.03 N/A No No No Borrower As Individual N/A N/A N/A
1000068297   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 39.20% 21.87% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       757                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Not Required   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 19727.37 12.1 No 79.03 N/A No No No Borrower As Individual N/A N/A N/A
1000068298   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.820% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 21.59% 18.65% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0   NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2021, 2022, 2023 Borrower - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Not Required   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 146189.00 20.3 No 37.91 N/A No No No Borrower As Individual N/A N/A N/A
1000068300   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.850% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.90% 42.90% 35.67% No No             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     701                 No                                       7 xx/xx/xxxx xx/xx/xxxx 0 112     0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 27416.02 12.4 No 67.67 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058740   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     31.78% 44.22% 25.39% No No             Retired Retired         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 0 0 Yes Yes No No 0 No Yes N/A 6 0 Yes N/A 6 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, Award Letter Verified, Personal Bank Statements Verified - 2021 || Co Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, Award Letter Verified, Personal Bank Statements Verified - 2021 Borrower - 1 YR Personal Tax Returns Verified - 2021 || Co Borrower - 1 YR Personal Tax Returns Verified - 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 140514.07 22.1   21.21 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000068302   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.850% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     12.39% 44.27% 39.06% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 44066.46 12.5 No 89.83 N/A No No No Borrower As Individual N/A N/A N/A
1000065422   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.03% 33.23% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     730                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 8583.79 2.8 No 51.72 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068303   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx $65,368.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 10/01/2023 Monthly 4.43% 40.17% 29.59% No               Employed           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 2+ Months Paystubs Verified, Executed 4506T Verified - 2021, 2022, 2023 Borrower - Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing   xxxxx xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 15509.85 6.3 No 89.99 N/A No No No Borrower As Individual N/A N/A N/A
1000065423   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.940% Manual Underwriting Out of Scope No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 28.53% 24.88% No No             Employed Not Employed         2YR Full Doc 2 1 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No Yes N/A 2 0 Yes N/A 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2022, 2021, 2023 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2022, 2021, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 48566.00 22.8 No 74.02 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065604   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 40.79% 29.68% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 29 29 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 126913.50 40.3 No 81.78 N/A No No No Borrower As Individual N/A N/A N/A
1000068305   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.850% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 05/25/2023 Monthly 0.00% 32.22% 24.76% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2021, 2022, 2023 Borrower - 2021, 2022, 2023 || Co Borrower - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 116971.84 28.1 No 79.44 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065425   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     14.27% 44.48% 32.72% No No             Retired           1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023 Borrower - 3 YRS Executed 4506T Verified - 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       795                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                 xxxxx                                                                 Fee Simple   No No N/A .00 0.0 47595.00 34.6 No 57.16 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065426   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Annually 0.00% 44.18% 36.41% No No             Employed Not Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2021, 2023 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2022, 2021, 2023 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 48115.50 18.6 No 53.8 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065427   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     23.09% 34.31% 28.65% No No             Employed Employed         2YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 29 Work Number Yes 2 18 Work Number No 0     Borrower - Wage, Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2021, 2022, 2023 || Co Borrower - Wage, Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2021, 2022, 2023 Borrower - 2021, 2022, 2023 || Co Borrower - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     735                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 57303.00 20.1 No 59.27 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065605   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 45.00% 19.55% No No             Employed Employed         1YR Full Doc 2 1 2+ Months 2+ Months N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 39 39 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2022 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 50291.72 9.8 No 67.76 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068306   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 0.00% 38.55% 34.36% No No             Self-Employed Self-Employed         2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 2 2 2 2 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 90.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2021 || Co Borrower - Wage, SESoleProprietor, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065), 3 YRS Executed 4506T Verified - 2022, 2023, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065), 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Not Required   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other   N/A xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 145449.25 22.0 No 54.14 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058745   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Annually 43.00% 42.15% 28.98% No               Employed           W2/1099 Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       761                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 175129.00 31.4   76.24 N/A No No   Borrower As Individual N/A N/A N/A
1000068308   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.32% 39.52% 32.09% No No             Employed Not Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 140 32 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 77467.00 22.7 No 70.66 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065428   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     13.36% 44.46% 31.45% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 24777.35 12.2 No 57.01 N/A No No No Borrower As Individual N/A N/A N/A
1000058748   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 09/01/2023 Monthly 0.00% 40.51% 34.39% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2022, 2021 Borrower - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 48330.50 19.0   69.56 N/A No No   Borrower As Individual N/A N/A N/A
1000065429   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx No   xxxxx xxxxx   Annually 16.26% 42.88% 37.58% No No             Employed           2YR Full Doc 1 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 224 30 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       734                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                 xxxxx                                                                 Fee Simple   No No N/A .00 0.0 47870.00 22.1 No 55.03 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068312   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 41.65% 27.21% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       739                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 112050.45 42.5 No 65.62 N/A No No No Borrower As Individual N/A N/A N/A
1000068313   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.940% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 02/01/2024 Annually 0.00% 38.46% 31.74% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 30 Work Number NA 0 0 N/A No 0     Borrower - Commission, Wage, Other, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 36623.00 16.1 No 78.13 N/A No No No Borrower As Individual N/A N/A N/A
1000058751   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     42.00% 42.29% 35.14% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2022, 2021 Borrower - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       753                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 48336.00 22.9   59.25 N/A No No   Borrower As Individual N/A N/A N/A
1000058752   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 31.00% 43.83% 28.94% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 86902.04 19.8   55.44 N/A No No   Borrower As Individual N/A N/A N/A
1000065432   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     26.97% 40.85% 32.77% No No             Employed Employed         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 36 Other Yes 36 36 Other No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     728                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 49418.61 17.6 No 57.81 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068314   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 07/01/2023 Monthly 33.37% 37.83% 31.98% No No             Employed Employed         2YR Full Doc 1 0 2+ Months NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 2.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 46014.00 9.6 No 72.64 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065434   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 82.25% 44.96% 27.20% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Award Letter Verified - 2021, 2022 Borrower - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 45218.50 20.5 No 59.17 N/A No No No Borrower As Individual N/A N/A N/A
1000065435   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting   No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 0.00% 29.45% 23.38% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 48697.00 25.8 No 42.94 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058757   xxxxx xxxxx   xxxxx No xxxxx   xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     28.90% 41.98% 33.64% No               Employed           2YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 82 30 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Child Support - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2022 Borrower - Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       754                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 47153.00 25.9   34.88 N/A No No   Borrower As Individual N/A N/A N/A
1000058758   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.000% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 0.00% 34.64% 14.09% No No             Self-Employed Self-Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2020, 2021 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2020, 2021 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     744                 No                                       NA     0       0     0     0   2 0 0 0 0 0 0 0 2 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 125329.81 26.2   51.48 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058759   xxxxx xxxxx   xxxxx No xxxxx   xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     13.34% 42.19% 32.95% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2022, 2021 Borrower - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       733                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 48351.00 24.4   11.36 N/A No No   Borrower As Individual N/A N/A N/A
1000065436   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 20.99% 39.32% 34.80% No               Employed           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 36 Other NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified - 2021, 2022, 2023 Borrower - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       736                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 54.56 N/A No No No Borrower As Individual N/A N/A N/A
1000058760   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.000% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A   xxxxx xxxxx   Monthly 0.00% 39.24% 30.11% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 120 120 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 2021, 2022, 2023 Borrower - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       797                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0   59.46 N/A No No   Borrower As Individual N/A N/A N/A
1000068318   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     28.12% 34.04% 26.87% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       721                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Not Required   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 95805.01 30.3 No 73.91 N/A No No No Borrower As Individual N/A N/A N/A
1000065437   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 0.00% 43.39% 37.62% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 1 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       788                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No Unknown N/A .00 0.0 40078.60 13.3 No 38.1 N/A No No No Borrower As Individual N/A N/A N/A
1000058761   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     40.40% 40.40% 36.70% No No             Employed Employed         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2022 Borrower || Co Borrower - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     764                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0   7.4 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000068319   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     38.12% 42.22% 29.66% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 6500.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 30 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2021, 2022, 2023 Borrower - Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       735                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 321.12 0.1 No 79.44 N/A No No No Borrower As Individual N/A N/A N/A
1000068320   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.58% 32.49% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       704                 No                                       7 xx/xx/xxxx xx/xx/xxxx 1 61     0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 72222.00 28.6 No 71.62 N/A No No No Borrower As Individual N/A N/A N/A
1000065611   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2024 Annually 0.00% 44.60% 36.34% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     761                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 41103.86 16.6 No 82.3 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068324   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 22.37% 13.87% No               Employed           1YR Full Doc 1 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       711                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 48150.00 24.5 No 78.97 N/A No No No Borrower As Individual N/A N/A N/A
1000058764   xxxxx xxxxx xxxxx xxxxx No xxxxx   xxxxx   xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     33.50% 44.69% 39.78% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2022, 2021 Borrower - Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       716                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 36230.01 16.7   82.14 N/A No No   Borrower As Individual N/A N/A N/A
1000058765   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     32.93% 38.67% 26.48% No No             Self-Employed Not Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2020, 2021 || Co Borrower - Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2020, 2021 || Co Borrower - Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   WA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 494051.41 49.0   51.19 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065612   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     36.95% 38.69% 25.85% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 9850.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2021, 2022, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 78.3 N/A No No No Borrower As Individual N/A N/A N/A
1000058768   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 09/01/2023 Monthly 13.35% 20.94% 17.94% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 131 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 2 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     803                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   NV xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 48562.00 18.4   69.97 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000058769   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 40.50% 31.21% No No             Employed Retired         2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 2 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 82 31 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2021 || Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2022, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     711                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   NV xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 15642.55 7.2   80.22 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065443   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 40.41% 31.48% No               Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       737                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 60.5 N/A No No No Borrower As Individual N/A N/A N/A
1000065445   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx     40.94% 42.71% 30.81% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 1 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 29 29 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2023, 2022, 2021 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       716                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 52012.28 17.0 No 52.58 N/A No No No Borrower As Individual N/A N/A N/A
1000068329   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Annually 0.00% 38.75% 29.42% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       708                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Not Required   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 50000.00 19.3 No 83.72 N/A No No No Borrower As Individual N/A N/A N/A
1000065449   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 37.52% 27.40% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 60 60 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 2021, 2022, 2023 Borrower - 2021, 2022, 2023 || Co Borrower - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 21.05 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065451   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.970% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.58% 37.04% No No             Employed Retired         1YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified - 2023, 2022, 2021 || Co Borrower - SSI and Disability - Award Letter Verified - 2023 Borrower - 2023, 2022, 2021 || Co Borrower - 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     706                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 72.45 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068330   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.66% 44.44% 16.82% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2022, 2021 Borrower - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 36008.93 21.4 No 89.79 N/A No No No Borrower As Individual N/A N/A N/A
1000065452   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.93% 32.97% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 120 120 FNMA 1005 Yes 5 120 FNMA 1005 No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 11.84 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058775   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 0.00% 44.43% 28.34% No               Employed           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       746                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 34980.96 15.4   70.38 N/A No No   Borrower As Individual N/A N/A N/A
1000068331   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 38.29% 27.37% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       701                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 1271.46 0.5 No 73.95 N/A No No No Borrower As Individual N/A N/A N/A
1000065455   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 0.00% 44.71% 34.47% No No             Self-Employed Employed         2YR Full Doc 0 0 NA 2+ Months N/A 0 N/A 0 2 1 1 0 0 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1) - 2022, 2021 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2+ Months Paystubs Verified, Award Letter Verified - 2022, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1) - 2022, 2021 || Co Borrower - 1 YR Personal Tax Returns Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 14.23 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058777   xxxxx xxxxx   xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 0.00% 41.68% 27.48% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 36 Work Number Yes 36 36 Work Number No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     748                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A     xxxxx xxxxx xxxxx Passport   N/A xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                         Fee Simple   No No N/A .00 0.0 3057.51 0.3   82.5 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065457   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 37.14% 27.27% No               Employed           1YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2022, 2021 Borrower - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       743                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 79.2 N/A No No No Borrower As Individual N/A N/A N/A
1000058705 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     31.37% 31.22% 24.39% No No             Employed Employed         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2021, 2022, 2023 || Co Borrower - Wage - 2021, 2022, 2023 Borrower - 2021, 2022, 2023 || Co Borrower - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     734                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   CA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 146597.00 18.4   80.98 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000068333   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     35.94% 34.11% 31.72% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 101 34 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022, 2021 Borrower - Executed 4506T Verified - 2022, 2023 || Co Borrower - Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     710                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No Permanent Resident Alien Permanent Non-US Citizen xxxxx Missing     xxxxx       I-151 Permanent Resident Card   xx/xx/xxxx xxxxx xxxxx xxxxx Missing     xxxxx xx/xx/xxxx     I-551 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A .00 0.0 68625.00 28.5 No 79.93 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068334   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.31% 35.83% 24.86% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No Permanent Resident Alien Permanent Non-US Citizen xxxxx Missing     xxxxx       I-151 Permanent Resident Card   xx/xx/xxxx xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 47299.00 7.1 No 37.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065613   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Annually 41.00% 44.36% 28.39% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Lease Agreements Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       706                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 246802.00 46.3 No 40.11 N/A No No No Borrower As Individual N/A N/A N/A
1000068335   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 44.25% 38.35% No No             Employed Employed         1YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 252 31 FNMA 1005 Yes 112 31 Work Number No 0     Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2022, 2021 Borrower - 2023, 2022, 2021 || Co Borrower - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     715                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 10760.51 3.0 No 77.95 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058706 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     44.17% 44.96% 29.92% No               Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2023, 2022, 2021 Borrower - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing   xxxxx xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 30473.85 19.1   56.3 N/A No No   Borrower As Individual N/A N/A N/A
1000065459   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.05% 35.10% 27.20% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2021, 2022, 2023 Borrower - Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 80.69 N/A No No No Borrower As Individual N/A N/A N/A
1000068338   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting   No xxxxx $0.00 xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.08% 38.33% No No             Employed Employed         1YR Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 28 FNMA 1005 Yes 28 28 FNMA 1005 No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - Wage, Commission - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     737                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 15312.71 5.0 No 89.92 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065461   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.020% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     46.93% 33.61% 23.36% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 50.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022, 2021 Borrower - Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       726                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 11406.15 13.1 No 64.04 N/A No No No Borrower As Individual N/A N/A N/A
1000065462   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No Yes No N/A N/A .00 xx/xx/xxxx 8.020% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.51% 32.80% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 85 31 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2022, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 1040 Schedule E Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 37795.94 18.4 No 84.11 N/A No No No Borrower As Individual N/A N/A N/A
1000068340   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $220,000.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2024 Annually 29.06% 44.10% 28.90% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     721                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 69.15 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068341   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.37% 33.50% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     756                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 147.38 0.1 No 89.68 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065463   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.050% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 39.25% 33.32% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       754                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 50.4 N/A No No No Borrower As Individual N/A N/A N/A
1000058779   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 10/01/2023 Monthly 44.64% 44.10% 24.56% No               Employed           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 1 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       740                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No Non Permanent Resident Alien Non-Permanent Non-US Citizen xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx Work Visa   xx/xx/xxxx                                                                               Fee Simple   No No N/A .00 0.0 193951.50 39.3   80.33 N/A No No   Borrower As Individual N/A N/A N/A
1000065464   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.63% 26.07% No No             Self-Employed Not Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 5.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     757                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 71.37 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058780   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 09/01/2023 Annually 42.87% 44.97% 29.28% No               Self-Employed           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, Executed 4506T Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       743                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A .00 0.0 836.14 0.3   72.78 N/A No No   Borrower As Individual N/A N/A N/A
1000068343   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.01% 38.29% No No             Employed Employed         1YR Full Doc 1 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     715                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 45953.44 9.6 No 76.25 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058782   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 36.69% 20.47% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 30912.99 4.3   28.87 N/A No No   Borrower As Individual N/A N/A N/A
1000068344   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 10/01/2023 Annually 44.99% 44.69% 37.82% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Commission, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     719                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 47720.80 15.7 No 84.12 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065466   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 41.59% 33.56% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 72884.00 28.7 No 78.54 N/A No No No Borrower As Individual N/A N/A N/A
1000065467   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx   Annually 0.00% 42.29% 28.93% No No             Retired Retired         1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 1 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2022 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2022 Borrower - 3 YRS Executed 4506T Verified - 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     743                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A 1515.83 0.4 2659.84 0.8 No 75.39 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065468   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting   No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 41.56% 30.65% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0   0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 39663.66 18.8 No 84.13 N/A No No No Borrower As Individual N/A N/A N/A
1000065470   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.42% 28.63% No               Employed           1YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 66.71 N/A No No No Borrower As Individual N/A N/A N/A
1000065471   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 37.50% 21.65% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 36 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       759                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen ITIN-Legal Residency not validated xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 63.57 N/A No No No Borrower As Individual N/A N/A N/A
1000068350   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 37.04% 23.27% No No             Employed Employed         1YR Full Doc 1 0 2+ Months NA N/A 0 Yes 55 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 116 31 FNMA 1005 Yes 15 15 FNMA 1005 No 0     Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 132378.89 38.7 No 27.24 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068351   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     23.20% 37.35% 32.81% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 1 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Commission - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       684                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 68.17 N/A No No No Borrower As Individual N/A N/A N/A
1000068352   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $250,000.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 24.68% 15.40% No No             Employed Not Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     729                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 243559.00 69.7 No 56.07 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065475   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     37.31% 43.33% 35.46% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 83.62 N/A No No No Borrower As Individual N/A N/A N/A
1000058783   xxxxx xxxxx xxxxx xxxxx No xxxxx   xxxxx   xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 12.97% 10.46% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2022, 2021 Borrower - Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No Permanent Resident Alien Permanent Non-US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                                               Fee Simple   No No N/A .00 0.0 294328.00 15.7   89.99 N/A No No   Borrower As Individual N/A N/A N/A
1000065476   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.56% 31.96% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 23.81 N/A No No No Borrower As Individual N/A N/A N/A
1000068353   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 10/01/2023 Monthly 0.00% 43.25% 28.53% No               Employed           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 1 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       735                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 96246.42 27.2 No 81.18 N/A No No No Borrower As Individual N/A N/A N/A
1000068354   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.020% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 0.00% 43.86% 34.10% No               Employed           1YR Full Doc 1 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Commission - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 66652.25 26.6 No 83.24 N/A No No No Borrower As Individual N/A N/A N/A
1000068355   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting   No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.71% 30.90% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Commission - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     721                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 96792.50 38.0 No 76.73 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065619   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.020% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Annually 46.00% 41.57% 32.45% No No             Employed Retired         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 40.77 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000058784   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 41.00% 44.19% 32.73% No No             Employed Employed         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - Award Letter Verified || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Award Letter Verified Borrower || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     766                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   FL xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 145386.00 41.1   86.28 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000065480   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.050% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx No   xxxxx xxxxx   Monthly 42.48% 42.50% 37.20% No No             Employed Employed         1YR Full Doc 1 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 32 FNMA 1005 No 0   N/A Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2022 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     765                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other 260 xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other 260 CA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 80.83 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065483   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.020% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 42.13% 35.08% 29.19% No No             Employed Employed         2YR Full Doc 0 0 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 59 59 Work Number Yes 42 42 Work Number No 0     Borrower - Wage, Overtime and Bonus - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage, Overtime and Bonus - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     766                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No Permanent Resident Alien Permanent Non-US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx xxxxx xxxxx xxxxx Real ID Driver's License   FL xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A .00 0.0 .00 0.0 No 73.25 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065484   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.020% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.22% 30.04% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 102 32 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2022, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 49039.00 29.9 No 69.44 N/A No No No Borrower As Individual N/A N/A N/A
1000065485   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     17.14% 16.19% 10.08% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 55.12 N/A No No No Borrower As Individual N/A N/A N/A
1000068359   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx 09/01/2023 Monthly 0.00% 44.25% 38.74% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2021 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       776                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 89.99 N/A No No No Borrower As Individual N/A N/A N/A
1000065486   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.020% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 41.56% 42.03% 37.70% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 32 32 Work Number No 0     Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2021, 2022, 2023 || Co Borrower - Commission, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     719                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 69.34 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068363   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.040% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.49% 37.79% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 32 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       708                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other DataVerify Drive Report xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 2103.92 0.5 No 78.57 N/A No No No Borrower As Individual N/A N/A N/A
1000068366   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 11/01/2023 Monthly 44.80% 45.03% 40.99% No No             Employed Employed         2YR Full Doc 2 2 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 2 32 Other No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 2 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     717                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 80.95 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065491   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 10/01/2023 Monthly 0.00% 24.69% 16.59% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 Other Yes 17 17 Other No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022, 2021 Borrower - Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 127161.69 32.4 No 77.52 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065492   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.020% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.19% 36.18% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2022, 2021 Borrower - Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 45007.81 11.6 No 62.47 N/A No No No Borrower As Individual N/A N/A N/A
1000065621   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 43.00% 44.30% 32.07% No No             Self-Employed Not Employed         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 50.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified - 2022 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified - 2022 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     735                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 55.34 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068368   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.050% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.47% 29.26% No No             Self-Employed Employed         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 10.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2020 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2020 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     746                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 107978.65 21.4 No 72.21 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068369   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.020% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 0.00% 31.04% 26.95% No               Employed           2YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 32 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other DataVerify Drive Report xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 83276.00 23.6 No 89.99 N/A No No No Borrower As Individual N/A N/A N/A
1000068372   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.020% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 43.63% 43.70% 33.92% No No             Employed Not Employed         2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 30 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, SSI and Disability, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, Written VOE Verified - 2021, 2022, 2023 || Co Borrower Borrower - 2021, 2022, 2023 || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     814                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other DataVerify Drive Report xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other DataVerify Drive Report NV xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 144379.83 32.5 No 89.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065495   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.020% Manual Underwriting   No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 0.00% 44.52% 34.14% No No             Retired Retired         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 55650.00 26.3 No 76.68 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065496   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.050% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 10/01/2023 Monthly 0.00% 36.48% 27.71% No No             Employed Employed         2YR Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2023, 2022, 2021 Borrower - Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 96335.00 18.7 No 66.5 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068376   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.020% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.57% 39.58% 32.97% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       700                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 27173.47 10.1 No 83.15 N/A No No No Borrower As Individual N/A N/A N/A
1000065623   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.050% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Annually 34.00% 37.78% 28.64% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 82.21 N/A No No No Borrower As Individual N/A N/A N/A
1000068378   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.020% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     25.90% 33.19% 22.92% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 148064.00 37.0 No 89.98 N/A No No No Borrower As Individual N/A N/A N/A
1000068382   xxxxx xxxxx   xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.050% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 42.52% 37.44% No No             Employed Employed         1YR Full Doc 1 1 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 44 36 Work Number NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified - 2023, 2022, 2021, 2020 || Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified - 2023, 2022 Borrower - 2023, 2022, 2021, 2020 || Co Borrower - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 89.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065500   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 39.82% 33.16% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 240 32 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2022, 2021 Borrower - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 47487.00 17.3 No 9.26 N/A No No No Borrower As Individual N/A N/A N/A
1000065502   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.97% 29.75% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 60 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       748                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 42134.71 20.2 No 18.75 N/A No No No Borrower As Individual N/A N/A N/A
1000068385   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.050% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.89% 37.72% No No             Retired Employed         1YR Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Missing 0 0 N/A No 0     Borrower - Retirement - Award Letter Verified - 2023 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified - 2023, 2022, 2021 Borrower - 2023 || Co Borrower - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     705                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 19741.26 9.1 No 80.09 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068389   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.050% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 11/01/2023 Monthly 42.24% 44.35% 39.43% No Yes             Employed Employed         2YR Full Doc 2 1 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 17 Other Yes 360 31 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     788                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   FL xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 58477.00 17.4 No 89.63 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068390   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.050% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.93% 35.51% No               Employed           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, Personal Bank Statements Verified - 2023, 2022 Borrower - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 13422.44 5.1 No 87.62 N/A No No No Borrower As Individual N/A N/A N/A
1000065626   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.050% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     31.00% 34.37% 25.05% No No             Employed Not Employed         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     711                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 60.57 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065503   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.050% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     20.22% 31.19% 22.99% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       758                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 73.48 N/A No No No Borrower As Individual N/A N/A N/A
1000068393   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting   No xxxxx $100,000.00 xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes xxxxx xxxxx xxxxx 02/01/2024 Monthly 0.00% 43.24% 36.87% No No             Employed           2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 84 84 Work Number Yes 60 60 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                 xxxxx                                                                 Fee Simple   No No N/A .00 0.0 47123.00 6.3 No 89.99 N/A No No No Borrower As Individual N/A N/A N/A
1000065505   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.79% 32.53% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       715                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 57.89 N/A No No No Borrower As Individual N/A N/A N/A
1000065507   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 40.00% 35.02% 30.12% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS IRS Transcripts Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       774                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 18162.51 4.4 No 25.61 N/A No No No Borrower As Individual N/A N/A N/A
1000065627   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 37.00% 38.58% 28.82% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     774                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 83.94 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065510   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.43% 43.88% 35.90% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 1 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - Wage, Part-Time - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing 164   xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 32190.18 9.6 No 3.77 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065629   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Annually 42.00% 44.39% 28.29% No No             Self-Employed Retired         2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     704                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 64.29 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068398   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 10/01/2023 Monthly 0.00% 43.63% 36.94% No No             Employed Not Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     748                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 35374.22 9.0 No 85.1 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068400   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.90% 38.00% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 32 32 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Commission, Child Support - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       743                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 23577.80 8.5 No 10.64 N/A No No No Borrower As Individual N/A N/A N/A
1000065630   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 21.78% 38.07% 30.75% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 70.61 N/A No No No Borrower As Individual N/A N/A N/A
1000068402   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 39.27% 31.42% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       727                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 32782.34 15.2 No 81.42 N/A No No No Borrower As Individual N/A N/A N/A
1000068404   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 0.00% 42.35% 34.45% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other DataVerify Drive Report xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 86.84 N/A No No No Borrower As Individual N/A N/A N/A
1000065516   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.080% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     37.00% 36.15% 27.75% No               Employed           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 33 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Commission - 2+ Months Paystubs Verified, Written VOE Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       712                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 48393.00 23.2 No 74.37 N/A No No No Borrower As Individual N/A N/A N/A
1000065517   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     41.60% 39.56% 30.09% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 Work Number NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       799                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 47918.00 25.4 No 10.31 N/A No No No Borrower As Individual N/A N/A N/A
1000065518   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 29.64% 25.96% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   AZ xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 47890.00 16.0 No 58.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065522   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 11/01/2023 Monthly 0.00% 43.17% 34.37% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 1 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Lease Agreements Verified - 2023, 2022 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 123300.00 31.0 No 18.26 Unable to Determine No No No Borrower As Individual N/A N/A N/A
1000068409   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $50,000.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.82% 33.70% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2020, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 27267.46 5.0 No 6.67 N/A No No No Borrower As Individual N/A N/A N/A
1000065633   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.14% 40.29% 30.17% No No             Self-Employed Not Employed         2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp, SESoleProprietor, SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     763                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   OR xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 83.41 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068411   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.79% 34.65% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 100883.80 24.2 No 89.99 N/A No No No Borrower As Individual N/A N/A N/A
1000068412   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 35.32% 31.60% No No             Employed Employed         2YR Full Doc 2 1 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 36 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     703                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other DataVerify Drive Report xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other DataVerify Drive Report UT xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 68340.00 20.2 No 81.65 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065634   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.210% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 33.59% 16.85% No No             Employed Employed         2YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 97096.00 49.4 No 77.93 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065635   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     28.91% 39.36% 29.20% No               Self-Employed           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       723                 No                                       NA     0       0     0     0   1 0 0 0 0 0 0 0 1 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 66.54 N/A No No No Borrower As Individual N/A N/A N/A
1000065523   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     25.20% 32.60% 26.94% No No             Employed Employed         1YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 61 61 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2022, 2021 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 2023, 2022, 2021 Borrower - 2023, 2022, 2021 || Co Borrower - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     735                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A     xxxxx xxxxx xxxxx Passport   MN xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                         Fee Simple   No No N/A .00 0.0 48441.00 26.6 No 13.7 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068413   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     16.44% 44.61% 34.43% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 34 FNMA 1005 Yes 34 34 FNMA 1005 No 0     Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 88.5 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065525   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2024 Annually 12.20% 33.26% 22.79% No               Retired           Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       749                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 6431.70 2.4 No 61.92 N/A No No No Borrower As Individual N/A N/A N/A
1000065638   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 41.15% 19.78% No No             Retired Employed         1YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 1 0 0 0 1 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 8 Work Number No 0   N/A Borrower - Retirement, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2021, 2022 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2022 || Co Borrower - Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     716                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other DRIVE xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other DRIVE CA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 113395.74 14.9 No 64.17 N/A No No No Borrower As Individual Borrower As Individual Borrower As Individual N/A
1000065529   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.60% 42.20% 29.63% No No             Retired Retired         Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2022, 2023 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2022, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   OR xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 4519.38 2.6 No 69.39 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065530   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx Yes 18.000% xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 12/01/2023 Monthly 0.00% 32.50% 27.28% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   AZ xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 54444.83 17.6 No 10.23 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065531   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.210% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 36.49% 32.27% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 34 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   CA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 89.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068418   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $65,000.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     43.99% 44.96% 37.53% No No             Employed Employed         2YR Full Doc 1 0 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 96 32 FNMA 1005 Yes 32 32 FNMA 1005 No 0     Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified - 2023, 2022, 2021 || Co Borrower - Wage, Overtime and Bonus - Less than 1 Month Paystubs Verified, Written VOE Verified - 2023, 2021, 2022 Borrower - 2023, 2022, 2021 || Co Borrower - 2023, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     728                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 46709.21 13.1 No 84.38 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065535   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 45.00% 22.54% No No             Employed Self-Employed         2YR Full Doc 2 0 1 Month NA Yes 5 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 1000.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2021 || Co Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2022, 2021 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     791                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   NJ xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 107674.75 37.7 No 62.72 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068420   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.210% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 0.00% 36.52% 30.14% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 88 33 Other Yes 148 33 Other No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     726                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 5716.88 1.9 No 89.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065536   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting   No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.36% 39.26% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2022, 2021 Borrower - 2023, 2022, 2021 || Co Borrower - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     754                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   IL xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 45081.00 18.5 No 10.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068423   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting   No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.52% 34.36% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 9 9 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2022 Borrower - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       733                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 195520.00 27.9 No 11.08 N/A No No No Borrower As Individual N/A N/A N/A
1000068424   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $50,000.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 39.47% 25.35% No No             Retired Retired         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Award Letter Verified - 2022, 2023 || Co Borrower - SSI and Disability, Retirement - Award Letter Verified - 2022, 2023 Borrower - 2022, 2023 || Co Borrower - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     796                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 48595.00 31.9 No 54.65 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068425   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.210% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 0.00% 44.17% 37.34% No Unknown             Employed Unknown         1YR Full Doc 1 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified - 2023, 2022 Borrower - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       712                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A       xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 44798.65 22.5 No 16.95 N/A No No No Borrower As Individual N/A N/A N/A
1000068426   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 0.00% 37.36% 30.83% No No             Employed Employed         1YR Full Doc 1 0 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 31 Work Number Yes 24 31 Work Number No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2022, 2021 || Co Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified - 2023, 2022, 2021 Borrower - 2023, 2022, 2021 || Co Borrower - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     700                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 48119.00 22.4 No 11.63 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065639   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.210% Manual Underwriting   No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 41.13% 20.54% No No             Self-Employed Self-Employed         2YR Full Doc 2 2 Missing NA N/A 0 N/A 0 2 2 2 2 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 70.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 47.24 0.0 No 85.31 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068430   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 39.32% 29.64% No No             Self-Employed Employed         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 33 33 Work Number No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 68.38 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065538   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.210% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 41.84% 23.89% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 24 Work Number NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       704                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 56097.90 31.5 No 63.67 N/A No No No Borrower As Individual N/A N/A N/A
1000068432   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.210% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 12/01/2023 Monthly 44.70% 44.20% 27.56% No               Retired           1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Investment Income - 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023 Borrower - 2 YRS Executed 4506T Verified - 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 213325.00 32.8 No 66.95 N/A No No No Borrower As Individual N/A N/A N/A
1000068433   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.210% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 41.17% 32.47% No               Self-Employed           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 1001.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       723                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 97554.00 32.2 No 78.17 N/A No No No Borrower As Individual N/A N/A N/A
1000065539   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.210% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Annually 31.00% 35.03% 29.43% No No             Employed Employed         1YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     766                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   CO xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 82.31 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065541   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.210% Manual Underwriting   No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     0.00% 41.59% 34.09% No No             Retired Employed         1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 45 45 Work Number No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2020, 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2020, 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     717                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   OR xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 47923.73 20.9 No 69.56 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065542   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.210% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 0.00% 44.74% 35.48% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 209 25 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     711                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   WA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 38926.26 14.2 No 62.76 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065640   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.210% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 10/31/2023 Annually 29.58% 44.85% 22.37% No No             Self-Employed Employed         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 34 Work Number No 0   N/A Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   TN xxxxx xx/xx/xxxx     N/A   xx/xx/xxxx                                                     Fee Simple   No No N/A .00 0.0 .00 0.0 No 42.22 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068436   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 30.08% 27.45% No No             Employed Not Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2021, 2022 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2023, 2021, 2022 || Co Borrower - Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     701                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 65846.50 10.4 No 72.48 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068437   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.210% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 41.93% 29.80% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       719                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other DataVerify Drive Report xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 21117.99 6.2 No 72.89 N/A No No No Borrower As Individual N/A N/A N/A
1000068438   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $80,000.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.04% 33.93% No No             Employed Employed         2YR Full Doc 1 1 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 33 Other Yes 9 9 Other No 0     Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2021, 2022, 2023 Borrower - Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     726                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   WA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 47591.06 14.8 No 15.09 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065547   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Annually 44.23% 43.45% 38.32% No No             Employed Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   UT xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 6.78 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068439   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     27.88% 35.98% 29.21% No No             Employed Retired         1YR Full Doc 1 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 34 Work Number NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   GA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 48190.00 29.7 No 81.67 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068442   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.10% 32.94% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       729                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 20121.70 6.3 No 89.98 N/A No No No Borrower As Individual N/A N/A N/A
1000068443   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.23% 37.92% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Not Required   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other   N/A xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 61349.50 20.8 No 89.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065555   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.03% 40.23% 32.54% No               Retired           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Investment Income - Award Letter Verified, Personal Bank Statements Verified - 2023 Borrower - 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       734                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 30891.53 10.3 No 53.63 N/A No No No Borrower As Individual N/A N/A N/A
1000068444   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 35.59% 27.15% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     701                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Other DataVerify Drive Report xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other DataVerify Drive Report CA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 122575.00 40.7 No 73.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065642   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 40.67% 40.98% 35.26% No No             Employed Employed         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 6 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     700                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   NC xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 27085.96 13.9 No 56.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065558   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.180% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 42.99% 28.74% No Unknown             Retired Unknown         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023 Borrower - 3 YRS Executed 4506T Verified - 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       783                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A       xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 70147.00 29.9 No 13.51 N/A No No No Borrower As Individual N/A N/A N/A
1000065559   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.180% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 0.00% 42.24% 27.37% No               Employed           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       725                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 18314.28 9.1 No 77.56 N/A No No No Borrower As Individual N/A N/A N/A
1000068447   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.97% 38.27% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Commission, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     716                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 14184.54 4.0 No 83.71 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065560   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 31.06% 25.72% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 33 Work Number Yes 33 33 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     727                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   OH xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 48241.00 18.3 No 71.29 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068449   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2024 Monthly 44.93% 43.47% 39.04% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 33 FNMA 1005 Yes 2 33 FNMA 1005 No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 2 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     729                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 40350.31 10.3 No 83.48 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065562   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.180% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 38.46% 32.46% No No             Employed Employed         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   CA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 20573.56 5.6 No 69.44 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065564   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.180% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.39% 32.60% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 33 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 47478.05 15.7 No 63.37 N/A No No No Borrower As Individual N/A N/A N/A
1000065565   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Annually 35.20% 44.94% 34.24% No No             Self-Employed Self-Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 2 2 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 41 Work Number NA 0 0 N/A No 0     Borrower - Wage, SECorporation - 2 YRS Business Tax Returns Verified(), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No   US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A       xxxxx xxxxx Real ID Driver's License   CA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 63051.75 16.4 No 52.04 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065646   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.180% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Annually 44.89% 44.19% 31.03% No No             Self-Employed Self-Employed         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 2 2 2 2 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 Yes 0 Yes 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), CPA Letter Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), CPA Letter Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified - 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     764                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   OR xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 185943.00 37.5 No 86.82 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065567   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.180% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     40.11% 37.44% 31.37% No No             Employed Employed         2YR Full Doc 0 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 288 34 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 2 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     726                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx   xxxxx Standard Driver's License - Not for federal Use   OR xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A .00 0.0 15674.15 5.7 No 72.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068452   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.83% 40.64% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 2 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     709                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 47492.50 22.1 No 74.69 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065568   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.180% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 36.24% 28.27% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 1 FNMA 1005 Yes 33 33 FNMA 1005 No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2022, 2021 Borrower - Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     781                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Enhanced Driver's License (MI, MN, NY, VT, WA)   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Enhanced Driver's License (MI, MN, NY, VT, WA)   WA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 104991.14 35.9 No 68.55 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065570   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.180% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 28.43% 22.38% No No             Employed Employed         2YR Full Doc 1 1 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 60 Work Number NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 2022, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified - 2022, 2023 Borrower - 2022, 2023 || Co Borrower - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     819                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   MN xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 48469.00 22.9 No 70.39 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065571   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 43.76% 36.40% No No             Employed Employed         1YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 34 Work Number NA 0 0 N/A No 0     Borrower - Wage, Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2021, 2022, 2023 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2021, 2022, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2021, 2022, 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     731                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 105266.80 27.7 No 56.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068455   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting   No xxxxx   xxxxx   xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     21.39% 43.87% 29.54% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       729                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 47210.64 23.8 No 89.67 N/A No No No Borrower As Individual N/A N/A N/A
1000068456   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $27,518.05 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 0.00% 44.84% 33.54% No               Employed           2YR Full Doc 1 0 2+ Months NA N/A 0 N/A 0 1 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 96 96 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2022, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       734                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No   US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 27518.05 12.0 No 67.91 N/A No No No Borrower As Individual N/A N/A N/A
1000068458   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.260% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.93% 32.62% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       730                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 35758.01 17.1 No 44.11 N/A No No No Borrower As Individual N/A N/A N/A
1000065649   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 0.00% 44.99% 34.04% No No             Retired Employed         1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2022, 2023 || Co Borrower - Wage, Retirement, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 96258.68 28.9 No 88.07 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068459   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 0.00% 33.74% 21.79% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 14053.36 8.9 No 89.1 N/A No No No Borrower As Individual N/A N/A N/A
1000068461   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 40.07% 32.82% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 72 34 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2021, 2022, 2023 Borrower - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       718                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 72775.00 29.8 No 81.75 N/A No No No Borrower As Individual N/A N/A N/A
1000068462   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 36.92% 31.37% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 84 84 FNMA 1005 Yes 96 96 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     753                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   UT xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 68340.00 16.3 No 73.47 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065572   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2024 Monthly 0.00% 39.26% 29.36% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 24 24 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2023, 2022 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2021, 2022, 2023 Borrower - Executed 4506T Verified - 2023, 2022 || Co Borrower - Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   NV xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 3321.05 1.4 No 45.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065651   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 34.45% 25.08% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Missing 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       737                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 48584.00 35.1 No 50.42 N/A No No No Borrower As Individual N/A N/A N/A
1000068464   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 21.68% 43.82% 31.28% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No Unknown US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 89.99 Unable to Determine No No No Borrower As Individual N/A N/A N/A
1000065573   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 41.97% 31.09% No               Employed           2YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 34 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 37982.78 24.2 No 76.54 N/A No No No Borrower As Individual N/A N/A N/A
1000065574   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     27.11% 26.50% 19.01% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 153 33 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     736                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   NV xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 97707.00 30.9 No 79.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000065575   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2024 Monthly 40.17% 43.00% 24.05% No               Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 34 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Commission - Written VOE Verified, Executed 4506T Verified - 2021, 2022, 2023 Borrower - Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 27855.78 16.4 No 62.98 N/A No No No Borrower As Individual N/A N/A N/A
1000068472   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 11/01/2023 Monthly 29.34% 33.48% 18.09% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 .00 0.0 No 64.97 N/A No No No Borrower As Individual N/A N/A N/A
1000068473   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.190% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     24.93% 44.92% 27.66% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 100 33 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2021, 2022, 2023 Borrower - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       757                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 91494.20 27.3 No 82.62 N/A No No No Borrower As Individual N/A N/A N/A
1000068474   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     5.02% 42.71% 24.09% No No             Retired Employed         2YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     743                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A     xxxxx xxxxx xxxxx Missing     xxxxx       N/A                                                         Fee Simple   No No N/A .00 0.0 224669.89 42.5 No 41.96 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068475   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.67% 10.51% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 39 35 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2021, 2022 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       753                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 75730.61 51.5 No 69.57 N/A No No No Borrower As Individual N/A N/A N/A
1000068476   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 25.38% 20.10% No No             Employed Employed         1YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 120 31 Work Number Yes 46 31 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2022, 2021 Borrower - 2023, 2022, 2021 || Co Borrower - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     722                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   WA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 19121.75 5.2 No 52.34 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068477   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 01/01/2024 Annually 29.12% 44.96% 30.16% No               Employed           2YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 33 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 147195.00 39.9 No 77.89 N/A No No No Borrower As Individual N/A N/A N/A
1000065577   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.230% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 42.66% 25.45% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       753                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 77473.00 36.6 No 69.26 N/A No No No Borrower As Individual N/A N/A N/A
1000068478   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 40.04% 31.78% No No             Employed Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     764                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Not Required   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other   N/A xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 49970.22 14.4 No 89.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068479   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     12.08% 42.40% 27.48% No No             Employed Employed         2YR Full Doc 2 1 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 18 Work Number Yes 27 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     770                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   AR xxxxx xx/xx/xxxx     I-151 Permanent Resident Card   xx/xx/xxxx                                                     Fee Simple   No No N/A .00 0.0 .00 0.0 No 82.31 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068481   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     35.11% 38.26% 31.83% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 241 34 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       726                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 47754.00 26.9 No 39.8 N/A No No No Borrower As Individual N/A N/A N/A
1000068482   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 0.00% 43.62% 36.59% No               Employed           1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 20292.03 4.0 No 89.19 N/A No No No Borrower As Individual N/A N/A N/A
1000068485   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.230% Manual Underwriting Manual Underwriting No xxxxx $175,000.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 12/01/2023 Monthly 0.00% 44.59% 29.45% No No             Self-Employed Self-Employed         2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 2 2 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2021 || Co Borrower - SESoleProprietor, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     731                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   AZ xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 .00 0.0 No 70.46 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068487   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.230% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     45.88% 43.62% 30.62% No               Employed           1YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       750                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 22007.32 16.8 No 25.0 N/A No No No Borrower As Individual N/A N/A N/A
1000068488   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.230% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 29.61% 22.34% No               Self-Employed           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership, SESCorp, SECorporation, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), 3 YRS Executed 4506T Verified - 2021, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), 3 YRS Executed 4506T Verified - 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       779                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 47328.00 27.5 No 54.37 N/A No No No Borrower As Individual N/A N/A N/A
1000068490   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.230% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.54% 29.04% No No             Employed Not Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 || Co Borrower - 3 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Not Required   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other   N/A xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 20050.00 4.7 No 68.78 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068495   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.230% Manual Underwriting Manual Underwriting No xxxxx $54,942.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 44.98% 26.61% No No             Retired Retired         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2023 Borrower - 3 YRS Executed 4506T Verified - 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   WA xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A .00 0.0 48132.22 32.5 No 66.18 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000068498   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.260% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     0.00% 37.00% 27.37% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Missing     xxxxx       N/A                                                                                   Fee Simple   No No N/A .00 0.0 28375.42 15.3 No 84.37 N/A No No No Borrower As Individual N/A N/A N/A
1000068502   xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 8.240% Manual Underwriting Manual Underwriting No xxxxx $75,000.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Annually 0.00% 37.74% 30.90% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A .00 0.0 48755.00 15.3 No 64.88 N/A No No No Borrower As Individual N/A N/A N/A
1000027571     xxxxx xxxxx xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     31.01% 29.21% 27.80% No   1 - Not Stated Not Verified 1 - Not Stated Not Verified         Employed           Full Doc 2 0 2+ Months NA   0     0 0 0 0 1 0 NA NA No No 0 No No   0 0 No       0.00% 0.00%     NA 0   NA     NA 0 No   NA 0 0   NA   0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified Borrower - Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       695                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen           xxxxx                                                                                           Fee Simple   No   N/A 53567.25 18.0 53567.25 18.0   84.96 N/A No No No Borrower As Individual N/A N/A N/A
1000028471     xxxxx xxxxx xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     26.24% 24.49% 19.57% No   1 - Not Stated Not Verified 1 - Not Stated Not Verified         Employed           Full Doc 2 0 2+ Months NA   0     0 0 0 0 1 0 NA NA No No 0 No No   0 0 No       0.00% 0.00%     NA 0   NA     NA 0 No   NA 0 0   NA   0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified Borrower - Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       658                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen         xxxxx                                                                                           Fee Simple   No   N/A 48770.30 76.0 48770.30 76.0   37.88 N/A No No No Borrower As Individual N/A N/A N/A
1000027537     xxxxx   xxxxx No     xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     34.08% 25.28% 28.23% No               Employed           Full Doc 0 0 1 Month NA   0     0 0 0 0 2 0 NA NA No No 0 No No   0 0 No       0.00% 0.00%     N/A 0   N/A     NA 0 No   Yes 0 0   NA   0   No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2020, 2021, 2022 Borrower - 2 YRS Executed 4506T Verified - 2020, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       696                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen           xxxxx                                                                                           Fee Simple   No   N/A .00 0.0 .00 0.0   89.86 N/A No No No Borrower As Individual N/A N/A N/A
1000029153     xxxxx   xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 05/01/2022 Monthly 41.18% 42.41% 35.68% No No 1 - Not Stated Not Verified 1 - Not Stated Not Verified         Employed Employed         Full Doc 2 2 1 Month 1 Month   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%   N/A 0   N/A   0 NA 0 No 0 NA 0 0   NA 0 0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2021 Borrower - 2021 || Co Borrower - 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     759                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen           xxxxx             xxxxx           xxxxx                                                                 Fee Simple   No   N/A 44993.55 8.0 44993.55 8.0   93.67 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000029077     xxxxx xxxxx xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A   xxxxx xxxxx   Annually 45.35% 31.71% 31.71% No No             Self-Employed Retired         2YR Full Doc 0 0 NA NA   0     2 0 2 0 0 1 NA Yes No No 0 No No   0 0 No   0 0 0.00% 125.00% 0.00%   N/A 0   N/A   0 NA 0 No 0 NA 0 0   NA 0 0   No 0     Borrower - SESoleProprietor, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - 2021, 2020, 2019 || Co Borrower - Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2021, 2020 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - 2021, 2020, 2019 || Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     744                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen         xxxxx             xxxxx xxxxx         xxxxx                                                                 Fee Simple   No   N/A 8482.05 2.2 8482.05 2.2   81.58 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000027549     xxxxx xxxxx xxxxx No     xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     24.54% 20.68% 20.68% No No             Employed Employed         Full Doc 0 2 NA 2+ Months   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%   N/A 0   N/A   0 NA 0 No 0 Yes 0 0   NA 0 0   No 0     Borrower - Wage - Written VOE Verified - 2022, 2021, 2020 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2022, 2021, 2020 Borrower - 2022, 2021, 2020 || Co Borrower - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     645                 No                                       NA     0       0     0     0   11 3 5 0 0 0 0 0 11 3 5 Unknown No     No US Citizen           xxxxx             xxxxx           xxxxx                                                                 Fee Simple   No   N/A 62962.55 79.5 62962.55 79.5   74.44 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000027853     xxxxx xxxxx xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 01/01/2023 Annually 39.08% 38.94% 34.67% No No             Employed Employed         2YR Full Doc 0 2 NA 1 Month   0     0 0 0 0 2 0 NA NA No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%   N/A 0   N/A   0 NA 0 No 0 Yes 0 0   NA 0 0   No 0   N/A Borrower - Wage, Overtime and Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified - 2020, 2021, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2020, 2021, 2022 Borrower - 2 YRS Executed 4506T Verified - 2020, 2021, 2022 || Co Borrower - 2 YRS Executed 4506T Verified - 2020, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     679                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen           xxxxx             xxxxx           xxxxx                                                                 Fee Simple   No   N/A .00 0.0 31288.42 48.2   89.86 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000029926     xxxxx xxxxx xxxxx No     xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     30.41% 24.50% 24.50% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A   0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A     0.00% 0.00%     N/A 0 N/A N/A N/A   NA 0 No   NA 0 0 N/A NA   0 N/A No 0     Borrower - Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2020, 2021, 2022 Borrower - 2 YRS Executed 4506T Verified - 2020, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen         xxxxx                                                                                           Fee Simple   No   N/A .00 0.0 36613.85 9.2   79.99 N/A No No No Borrower As Individual N/A N/A N/A
1000028356     xxxxx xxxxx xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx   Monthly 36.45% 36.45% 29.69% No               Employed           Written Verification of Employment 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No       0.00% 0.00%     NA 0   NA     NA 0 No   Yes 0 0   NA   0   No 0     Borrower - Wage, Overtime and Bonus - Written VOE Verified - 2021, 2020, 2019 Borrower - 2021, 2020, 2019 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       693                 No                                             0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen           xxxxx                                                                                           Fee Simple   No   N/A 97398.30 28.0 97398.30 28.0   83.11 N/A No No   Borrower As Individual N/A N/A N/A
1000027599     xxxxx   xxxxx       xxxxx   xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx Yes   xxxxx xxxxx   Monthly 49.46% 49.46% 43.66% No No 1 - Not Stated Not Verified 1 - Not Stated Not Verified         Employed Employed         Full Doc 2 2 1 Month 1 Month   0     0 0 0 0 1 2 NA NA No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%   N/A 0   N/A   0 NA 0 No 0 Yes 0 0   Yes 12 0   No 0   No Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     706                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No   xxxxx No US Citizen           xxxxx             xxxxx           xxxxx                                                                 Fee Simple   No   N/A .00 0.0 .00 0.0   0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000028525     xxxxx xxxxx xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx   Monthly 49.15% 47.41% 42.61% No   1 - Not Stated Not Verified 1 - Not Stated Not Verified         Employed           Full Doc 2 0 1 Month NA   0     0 0 0 0 2 0 NA NA No No 0 No No   0 0 No       0.00% 0.00%     N/A 0   N/A     NA 0 No   NA 0 0   NA   0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2019, 2020 Borrower - 2 YRS Executed 4506T Verified - 2019, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       703                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen         xxxxx                                                                                           Fee Simple   No   N/A .00 0.0 .00 0.0   80.03 N/A No No No Borrower As Individual N/A N/A N/A
1000028521     xxxxx xxxxx xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 34.79% 29.87% 29.87% No   1 - Not Stated Not Verified 1 - Not Stated Not Verified         Employed           Full Doc 0 0 1 Month NA   0     0 0 0 0 2 2 NA NA No No 0 No No   0 0 No       0.00% 0.00%     N/A 0   N/A     NA 0 No   Yes 0 0   NA   0   No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2019, 2020 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2019, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       692                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen           xxxxx                                                                                           Fee Simple   No   N/A .00 0.0 -620.00 0.0   89.84 N/A No No No Borrower As Individual N/A N/A N/A
1000029137     xxxxx   xxxxx         xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     44.74% 41.05% 41.05% No   1 - Not Stated Not Verified 1 - Not Stated Not Verified         Employed           Full Doc 2 0 2+ Months NA   0     0 0 0 0 1 0 NA NA No No 0 No No   0 0 No       0.00% 0.00%     N/A 0   N/A     NA 0 No   Yes 0 0   NA   0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2019, 2020, 2021 Borrower - Executed 4506T Verified - 2019, 2020, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       707                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen           xxxxx                                                                                           Fee Simple   No   N/A .00 0.0 .00 0.0   94.99 N/A No No No Borrower As Individual N/A N/A N/A
1000029144     xxxxx   xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A   xxxxx xxxxx   Monthly 15.89% 15.36% 12.81% No   1 - Not Stated Not Verified 1 - Not Stated Not Verified         Self-Employed           Full Doc 0 0 NA NA   0     2 2 0 0 2 2 NA NA No No 0 No No   0 0 No       0.00% 100.00%     N/A 0   N/A     Yes 12 No   NA 0 0   NA   0   No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), CPA Letter Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2019, 2020, 2021 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2019, 2020, 2021 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen           xxxxx                                                                                           Fee Simple   No   N/A 111508.20 123.0 111508.20 123.0   95 N/A No No No Borrower As Individual N/A N/A N/A
1000028099     xxxxx   xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     45.00% 46.45% 46.45% No No 1 - Not Stated Not Verified 1 - Not Stated Not Verified         Employed Employed         Full Doc 2 2 2+ Months 2+ Months   0     0 0 0 0 2 2 NA NA No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%   N/A 0   N/A   0 NA 0 No 0 NA 0 0   NA 0 0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2020, 2021, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2020, 2021, 2022 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2020, 2021, 2022 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2020, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen         xxxxx             xxxxx xxxxx         xxxxx                                                                 Fee Simple   No   N/A 40685.95 105.0 40685.95 105.0   54.16 N/A No No   Borrower As Individual Borrower As Individual N/A N/A
1000028376     xxxxx xxxxx xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A xxxxx xxxxx xxxxx 06/01/2022 Annually 36.91% 36.63% 32.19% No               Employed           2YR Full Doc 2 0 1 Month NA   0     0 0 0 0 2 0 NA NA No No 0 No No   0 0 No       0.00% 0.00%     N/A 0   N/A     NA 0 No   Yes 0 0   NA   0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2022, 2021, 2020 Borrower - 2 YRS Executed 4506T Verified - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       685                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen           xxxxx                                                                                           Fee Simple   No   N/A 48917.10 95.2 48917.10 95.2   94.95 N/A No No No Borrower As Individual N/A N/A N/A
1000028916     xxxxx xxxxx xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx 07/01/2022 Monthly 46.84% 42.26% 42.26% No   1 - Not Stated Not Verified 1 - Not Stated Not Verified         Employed           Written Verification of Employment 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No       0.00% 0.00%     N/A 0   N/A     NA 0 No   Yes 0 0   NA   0   No 0   N/A Borrower - Wage, Overtime and Bonus - Written VOE Verified - 2022, 2021, 2020 Borrower - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       748                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen         xxxxx                                                                                           Fee Simple   No   N/A .00 0.0 .00 0.0   89.93 N/A No No No Borrower As Individual N/A N/A N/A
1000028375     xxxxx xxxxx xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx   Monthly 41.43% 34.29% 34.29% No               Employed           Full Doc 0 0 2+ Months NA   0     0 0 0 0 0 2 NA NA No No 0 No No   0 0 No       0.00% 0.00%     N/A 0   N/A     NA 0 No   Yes 0 0   NA   0   No 0     Borrower - Wage, Wage, Overtime and Bonus - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS IRS Transcripts Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       666                 No                                       NA     0       0     0     0   0 0 8 0 0 0 0 0 0 0 8 Unknown No     No US Citizen           xxxxx                                                                                           Fee Simple   No   N/A .00 0.0 67978.30 81.7   51.14 N/A No No No Borrower As Individual N/A N/A N/A
1000029123     xxxxx xxxxx xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $121.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A xxxxx xxxxx xxxxx 09/01/2022 Monthly 18.81% 16.07% 16.07% No               Employed           Full Doc 2 0 2+ Months NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No       0.00% 0.00%     N/A 0   N/A     NA 0 No   Yes 0 0   NA   0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       631                 No                                       13 xx/xx/xxxx xx/xx/xxxx 1       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen         xxxxx                                                                                           Fee Simple   No   N/A .00 0.0 49081.05 11.1   47.52 N/A No No   Borrower As Individual N/A N/A N/A
1000028345     xxxxx   xxxxx No     xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     42.47% 39.74% 36.50% No No             Employed Employed         Full Doc 2 2 NA 1 Month   0     0 0 0 0 1 1 NA NA No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%   N/A 0   N/A   0 NA 0 No 0 Yes 0 0   NA 0 0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified, IRS Transcripts Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     646                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen         xxxxx             xxxxx xxxxx         xxxxx                                                                 Fee Simple   No   N/A .00 0.0 94430.56 24.0   60.13 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000028968     xxxxx xxxxx xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     44.81% 35.34% 35.34% No No             Self-Employed Employed         Full Doc 0 0 NA NA   0     0 0 0 0 0 2 NA NA No No 0 No No   0 0 No   0 0 0.00% 100.00% 0.00%   N/A 0   N/A   0 NA 0 No 0 Yes 0 0   Yes 24 0   No 0     Borrower - Wage, Overtime and Bonus, SECorporation - Written VOE Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - Written VOE Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS IRS Transcripts Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     668                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen           xxxxx             xxxxx           xxxxx                                                                 Fee Simple   No   N/A 240579.55 33.0 240579.55 33.0   89.97 N/A No No No Borrower As Individual Borrower As Individual N/A N/A
1000028156     xxxxx xxxxx xxxxx       xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No   Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     43.06% 32.28% 32.28% No               Employed           Full Doc 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No       0.00% 0.00%     N/A 0   N/A     NA 0 No   Yes 0 0   NA   0   No 0   N/A Borrower - Wage - Written VOE Verified - 2022, 2021, 2020 Borrower - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       652                 No                                       NA     0       0     0     0   1 0 0 0 0 0 0 0 1 0 0 Unknown No     No US Citizen           xxxxx                                                                                           Fee Simple   No   N/A .00 0.0 6585.08 2.6   89.86 N/A No No No Borrower As Individual N/A N/A N/A
1000029238     xxxxx xxxxx xxxxx No     xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     40.83% 27.62% 27.62% No               Employed           Full Doc 2 0 1 Month NA   0     0 0 0 0 2 0 NA NA No No 0 No No   0 0 No       0.00% 0.00%     N/A 0   N/A     NA 0 No   NA 0 0   NA   0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2022, 2021, 2020 Borrower - 2 YRS Executed 4506T Verified - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       667                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen           xxxxx                                                                                           Fee Simple   No   N/A .00 0.0 141269.30 22.5   54.4 N/A No No No Borrower As Individual N/A N/A N/A
1000029951     xxxxx xxxxx xxxxx No     xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx   xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx N/A     xxxxx     39.91% 29.66% 29.66% No               Self-Employed           Full Doc 0 0 NA NA N/A 0 N/A   2 0 0 0 0 0 Yes NA No No 0 No No N/A 0 0 No N/A     0.00% 100.00%     Borrower Prepared 6 Borrower N/A N/A   NA 0 No   NA 0 0 N/A NA   0 N/A No 0     Borrower - SESoleProprietor, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, Award Letter Verified - 2022, 2021, 2020 Borrower - 2 YRS Personal Tax Returns Verified - 2022, 2021, 2020 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       663                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen           xxxxx                                                                                           Fee Simple   No   N/A .00 0.0 41946.30 73.2   66.09 N/A No No No Borrower As Individual N/A N/A N/A
1000028019     xxxxx xxxxx xxxxx No     xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Appendix Q Documentation .00   0.000% Manual Underwriting Manual Underwriting No xxxxx $0.00 xxxxx xxxxx xxxxx No   xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx   N/A     xxxxx     27.50% 21.87% 21.87% No               Employed           2YR Full Doc 2 0 1 Month NA N/A 0 N/A   0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A     0.00% 0.00%     N/A 0 N/A N/A N/A   NA 0 No   Yes 31 31 Other NA   0 N/A No 0     Borrower - Wage, Commission, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2020, 2021, 2022 Borrower - 2 YRS Executed 4506T Verified - 2020, 2021, 2022 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       700                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen           xxxxx                                                                                           Fee Simple   No   N/A .00 0.0 142749.25 105.5   87.77 N/A No No No Borrower As Individual N/A N/A N/A