SALUDA GRADE MORTGAGE FUNDING LLC ABS-15G

 

Exhibit 99.4 - Schedule 1

 

Loan ID Customer Loan ID Seller Loan ID Note Date Original Loan Amount Last Name Property State Occupancy Purpose Originator QM Status TPR QM Status Exception ID Exception Number Exception Date Exception Type Exception Subcategory Exception Exception Remedy Rebuttal TPR Response Compensating Factors Status Update Date Finding Status Initial Exception Grade Final Exception Grade Initial Loan Grade Final Loan Grade
1000065596 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1313385 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.
        2023-12-14 00:15 Cleared 1 1 1 1
1000065596 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1313386 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-14 00:15 Cleared 1 1 1 1
1000065596 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1316051 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-16 14:45 Cleared 1 1 1 1
1000065598 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1318493 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-16 00:06 Cleared 1 1 1 1
1000065598 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1318494 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-16 00:06 Cleared 1 1 1 1
1000065598 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1324945 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-19 22:27 Cleared 1 1 1 1
1000065606 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317175 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-15 16:13 Cleared 1 1 1 1
1000065606 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1318537 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-16 00:50 Cleared 1 1 1 1
1000065606 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1318538 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-16 00:50 Cleared 1 1 1 1
1000065600 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311518 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-15 19:53 Cleared 1 1 1 1
1000065600 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311519 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-15 19:53 Cleared 1 1 1 1
1000065600 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317915 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-15 19:53 Cleared 1 1 1 1
1000065587 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310182 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-19 16:32 Cleared 1 1 1 1
1000065587 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311857 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 18:16 Cleared 1 1 1 1
1000065587 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311858 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 18:16 Cleared 1 1 1 1
1000065588 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310207 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-16 15:40 Cleared 1 1 1 1
1000065588 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311330 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 16:36 Cleared 1 1 1 1
1000065588 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311331 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 16:36 Cleared 1 1 1 1
1000065615 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306428 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-15 18:04 Cleared 1 1 1 1
1000065615 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317546 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-15 18:13 Cleared 1 1 1 1
1000065615 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1318851 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-16 13:36 Cleared 1 1 1 1
1000065592 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317843 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-15 19:24 Cleared 1 1 1 1
1000065592 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1324734 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-19 21:37 Cleared 1 1 1 1
1000065592 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1325121 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-20 00:30 Cleared 1 1 1 1
1000065580 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1314884 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-14 17:21 Cleared 1 1 1 1
1000065580 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1314890 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-14 17:21 Cleared 1 1 1 1
1000065580 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317842 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-15 19:24 Cleared 1 1 1 1
1000065609 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306547 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-16 13:58 Cleared 1 1 1 1
1000065609 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312167 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-17 17:40 Cleared 1 1 1 1
1000065609 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1326076 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

    The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2023-12-20 15:00 Cleared 1 1 1 1
1000058638   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 11589081 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

    The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2026-09-24 18:55 Cleared 1 1 3 1
1000058638   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1199993 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-09 12:21 Cleared 1 1 3 1
1000058638   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1206689 3 of 3 xx/xx/xxxx Property No Property Findings Error.  Loan meets applicable appraisal guidelines.



        2023-10-17 20:51 Cleared 1 1 3 1
1000058640   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1201479 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 17:06 Cleared 1 1 1 1
1000058640   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1205730 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-11 15:51 Cleared 1 1 1 1
1000058640   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1205731 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

    Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Error.  - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

   2023-10-17 17:05 Cleared 1 1 1 1
1000058641   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1209319 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 20:32 Cleared 1 1 1 1
1000058641   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1215066 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-16 21:57 Cleared 1 1 1 1
1000058641   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1217446 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. Error.  Loan meets applicable appraisal guidelines.





        2023-10-17 17:05 Cleared 1 1 1 1
1000058642   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1208613 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 17:01 Cleared 1 1 1 1
1000058642   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1215862 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 13:16 Cleared 1 1 1 1
1000058642   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1217464 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. Error.  Loan meets applicable appraisal guidelines.





        2023-10-17 17:05 Cleared 1 1 1 1
1000058643   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1206879 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-11 21:26 Cleared 1 1 1 1
1000058643   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1209162 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-12 19:53 Cleared 1 1 1 1
1000058643   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1209164 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2026-09-24 18:54 Cleared 1 1 1 1
1000058644   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1201138 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-09 20:00 Cleared 1 1 1 1
1000058644   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1217483 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. Error.  Loan meets applicable appraisal guidelines.





        2023-10-17 17:05 Cleared 1 1 1 1
1000058644   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1219086 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 22:00 Cleared 1 1 1 1
1000058645   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1203853 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 20:18 Cleared 1 1 1 1
1000058645   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1205932 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-11 17:01 Cleared 1 1 1 1
1000058645   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1205936 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2026-09-25 18:55 Cleared 1 1 1 1
1000058647   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1208410 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 15:51 Cleared 1 1 1 1
1000058647   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1210810 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-13 14:59 Cleared 1 1 1 1
1000058647   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1217466 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. Error.  Loan meets applicable appraisal guidelines.





        2023-10-17 17:05 Cleared 1 1 1 1
1000058648   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1201235 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-09 21:00 Cleared 1 1 1 1
1000058648   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214516 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-16 19:03 Cleared 1 1 1 1
1000058648   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1217481 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. Error.  Loan meets applicable appraisal guidelines.





        2023-10-17 17:05 Cleared 1 1 1 1
1000065352 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303229 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-10 17:12 Cleared 1 1 1 1
1000065352 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303230 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-10 17:12 Cleared 1 1 1 1
1000065352 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307675 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 16:45 Cleared 1 1 1 1
1000058649   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1205095 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 16:01 Cleared 1 1 1 1
1000058649   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1209736 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-13 13:27 Cleared 1 1 1 1
1000058649   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1217465 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. Error.  Loan meets applicable appraisal guidelines.





        2023-10-17 17:05 Cleared 1 1 1 1
1000058651   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1199923 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-09 23:06 Cleared 1 1 3 1
1000058651   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1209288 2 of 3 xx/xx/xxxx Property No Property Findings Error.  Loan meets applicable appraisal guidelines.



        2023-10-17 19:25 Cleared 1 1 3 1
1000058651   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1209334 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-12 20:37 Cleared 1 1 3 1
1000058652   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1203997 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 21:12 Cleared 1 1 1 1
1000058652   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1210514 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-13 13:17 Cleared 1 1 1 1
1000058652   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1210515 3 of 3 xx/xx/xxxx Property No Property Findings Error.  Loan meets applicable appraisal guidelines.



        2023-10-17 19:25 Cleared 1 1 1 1
1000068243 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370554 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-13 18:41 Cleared 1 1 1 1
1000068243 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370889 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-14 15:13 Cleared 1 1 1 1
1000068243 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1373729 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 17:29 Cleared 1 1 1 1
1000058653   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1205530 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 18:41 Cleared 1 1 1 1
1000058653   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1211348 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-13 17:59 Cleared 1 1 1 1
1000058653   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1217470 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. Error.  Loan meets applicable appraisal guidelines.





        2023-10-17 17:05 Cleared 1 1 1 1
1000058655   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1203577 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 20:40 Cleared 1 1 1 1
1000058655   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1208850 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-12 18:07 Cleared 1 1 1 1
1000058655   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1209685 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

    Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Error.  - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

   2023-10-17 17:05 Cleared 1 1 1 1
1000058656   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1204460 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-11 05:54 Cleared 1 1 1 1
1000058656   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1211832 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 18:14 Cleared 1 1 1 1
1000058656   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1219070 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 21:45 Cleared 1 1 1 1
1000058657   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1199921 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2026-09-24 18:52 Cleared 1 1 3 1
1000058657   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1207884 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-12 19:15 Cleared 1 1 3 1
1000058657   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216072 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. Loan meets applicable appraisal guidelines. Loan meets applicable appraisal guidelines. Loan meets applicable appraisal guidelines. Error.  Loan meets applicable appraisal guidelines.











        2023-10-17 17:05 Cleared 1 1 3 1
1000058658   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1209010 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 19:09 Cleared 1 1 1 1
1000058658   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1212081 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 15:37 Cleared 1 1 1 1
1000058658   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1212082 3 of 3 xx/xx/xxxx Property No Property Findings Error.  Loan meets applicable appraisal guidelines.



        2023-10-17 19:25 Cleared 1 1 1 1
1000065353 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302642 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-09 17:27 Cleared 1 1 1 1
1000065353 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307921 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 17:34 Cleared 1 1 1 1
1000065353 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307922 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 17:34 Cleared 1 1 1 1
1000058659   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1201095 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-09 19:41 Cleared 1 1 1 1
1000058659   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1215025 2 of 3 xx/xx/xxxx Property No Property Findings Error.  Loan meets applicable appraisal guidelines.



        2023-10-17 19:25 Cleared 1 1 1 1
1000058659   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1215026 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-16 21:38 Cleared 1 1 1 1
1000065354 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307705 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 16:48 Cleared 1 1 1 1
1000065354 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307818 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 17:17 Cleared 1 1 1 1
1000065354 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307819 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 17:17 Cleared 1 1 1 1
1000058661   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1208284 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 15:07 Cleared 1 1 1 1
1000058661   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1218501 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 19:05 Cleared 1 1 1 1
1000058661   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1219062 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 21:43 Cleared 1 1 1 1
1000068244 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370544 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-13 18:21 Cleared 1 1 1 1
1000068244 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374466 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 22:01 Cleared 1 1 1 1
1000068244 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374468 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 22:02 Cleared 1 1 1 1
1000065356 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306608 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 02:57 Cleared 1 1 1 1
1000065356 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1315126 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-14 18:28 Cleared 1 1 1 1
1000065356 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1315646 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-14 21:00 Cleared 1 1 1 1
1000058664   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1205807 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 21:52 Cleared 1 1 1 1
1000058664   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216238 2 of 3 xx/xx/xxxx Property No Property Findings Error.  Loan meets applicable appraisal guidelines.



        2023-10-17 19:25 Cleared 1 1 1 1
1000058664   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216240 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 15:15 Cleared 1 1 1 1
1000058665   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1211790 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-13 20:12 Cleared 1 1 1 1
1000058665   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1218825 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 20:24 Cleared 1 1 1 1
1000058665   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1219061 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 21:42 Cleared 1 1 1 1
1000068247 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370687 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-17 15:58 Cleared 1 1 1 1
1000068247 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370835 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-14 04:47 Cleared 1 1 1 1
1000068247 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1375828 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-17 15:59 Cleared 1 1 1 1
1000065358 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1292846 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-05 22:01 Cleared 1 1 1 1
1000065358 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1293117 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-06 00:44 Cleared 1 1 1 1
1000065358 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1295479 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-06 21:06 Cleared 1 1 1 1
1000065359 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302653 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-09 17:42 Cleared 1 1 1 1
1000065359 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302654 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-09 17:42 Cleared 1 1 1 1
1000065359 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307866 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 17:23 Cleared 1 1 1 1
1000065360 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301546 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 20:15 Cleared 1 1 1 1
1000065360 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302197 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 19:04 Cleared 1 1 1 1
1000065360 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308573 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 19:04 Cleared 1 1 1 1
1000065361 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1305274 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-11 18:09 Cleared 1 1 1 1
1000065361 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306989 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 12:37 Cleared 1 1 1 1
1000065361 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309068 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 20:22 Cleared 1 1 1 1
1000058668   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1208914 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 18:30 Cleared 1 1 1 1
1000058668   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1217447 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. Error.  Loan meets applicable appraisal guidelines.





        2023-10-17 17:05 Cleared 1 1 1 1
1000058668   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1218573 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 19:21 Cleared 1 1 1 1
1000058670   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1208794 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 17:50 Cleared 1 1 1 1
1000058670   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214835 2 of 3 xx/xx/xxxx Property No Property Findings Error.  Loan meets applicable appraisal guidelines.



        2023-10-17 19:25 Cleared 1 1 1 1
1000058670   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214837 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-16 20:31 Cleared 1 1 1 1
1000068250 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379575 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 19:31 Cleared 1 1 1 1
1000068250 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380300 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 22:05 Cleared 1 1 1 1
1000068250 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380561 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 01:49 Cleared 1 1 1 1
1000058671   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1207150 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 02:39 Cleared 1 1 1 1
1000058671   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214432 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2026-09-25 18:55 Cleared 1 1 1 1
1000058671   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214568 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-16 19:14 Cleared 1 1 1 1
1000058709 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1208913 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 18:28 Cleared 1 1 1 1
1000058709 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1220706 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-18 17:48 Cleared 1 1 1 1
1000058709 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1222209 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-19 14:53 Cleared 1 1 1 1
1000058710 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1213363 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-16 12:09 Cleared 1 1 1 1
1000058710 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216370 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 15:43 Cleared 1 1 1 1
1000058710 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1224900 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-20 19:36 Cleared 1 1 1 1
1000058674   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1201198 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-09 20:41 Cleared 1 1 1 1
1000058674   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1212529 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-16 19:43 Cleared 1 1 1 1
1000058674   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214683 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2026-09-24 18:48 Cleared 1 1 1 1
1000065362 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1300500 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-08 15:16 Cleared 1 1 1 1
1000065362 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1300513 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-08 15:18 Cleared 1 1 1 1
1000065362 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1300514 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 15:18 Cleared 1 1 1 1
1000058675   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1207103 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 01:06 Cleared 1 1 1 1
1000058675   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1215694 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 12:20 Cleared 1 1 1 1
1000058675   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1217463 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. Error.  Loan meets applicable appraisal guidelines.





        2023-10-17 17:05 Cleared 1 1 1 1
1000065363 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302832 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-09 22:03 Cleared 1 1 1 1
1000065363 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302833 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-09 22:03 Cleared 1 1 1 1
1000065363 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308148 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 18:04 Cleared 1 1 1 1
1000068251 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379299 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 18:29 Cleared 1 1 1 1
1000068251 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379303 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 18:30 Cleared 1 1 1 1
1000068251 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379903 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 20:35 Cleared 1 1 1 1
1000058712 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1209122 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 19:44 Cleared 1 1 1 1
1000058712 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1220991 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-18 19:34 Cleared 1 1 1 1
1000058712 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1223084 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-19 20:12 Cleared 1 1 1 1
1000065364 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306563 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 01:21 Cleared 1 1 1 1
1000065364 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308477 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 18:48 Cleared 1 1 1 1
1000065364 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308976 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 20:07 Cleared 1 1 1 1
1000058676   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1202242 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 11:45 Cleared 1 1 1 1
1000058676   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214665 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-16 19:37 Cleared 1 1 1 1
1000058676   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1215145 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. Loan meets applicable appraisal guidelines. Loan meets applicable appraisal guidelines. Loan meets applicable appraisal guidelines. Error.  Loan meets applicable appraisal guidelines.











        2023-10-17 17:05 Cleared 1 1 1 1
1000065366 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 11631989 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

    The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2026-09-28 17:53 Cleared 1 1 2 1
1000065366 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308620 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 19:13 Cleared 1 1 2 1
1000065366 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311354 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 16:46 Cleared 1 1 2 1
1000060034   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1164373 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-09-19 18:02 Cleared 1 1 1 1
1000060034   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1167544 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-09-28 04:03 Cleared 1 1 1 1
1000060034   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1217918 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

    Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Error.  - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

   2023-10-17 17:13 Cleared 1 1 1 1
1000058677   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1203225 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-13 21:32 Cleared 1 1 1 1
1000058677   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1212605 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-15 15:51 Cleared 1 1 1 1
1000058677   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214805 3 of 3 xx/xx/xxxx Property No Property Findings Error.  Loan meets applicable appraisal guidelines.



        2023-10-17 19:25 Cleared 1 1 1 1
1000058715 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1213414 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-16 12:39 Cleared 1 1 1 1
1000058715 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1219087 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-18 15:50 Cleared 1 1 1 1
1000058715 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1220250 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-18 15:15 Cleared 1 1 1 1
1000058716 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214146 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-16 17:21 Cleared 1 1 1 1
1000058716 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1219784 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-18 12:43 Cleared 1 1 1 1
1000058716 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1219878 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-18 13:08 Cleared 1 1 1 1
1000065368 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1305163 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-18 22:44 Cleared 1 1 1 1
1000065368 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1305333 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-11 18:22 Cleared 1 1 1 1
1000065368 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309135 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 20:31 Cleared 1 1 1 1
1000058717 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1209225 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 20:11 Cleared 1 1 1 1
1000058717 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1221231 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-18 21:11 Cleared 1 1 1 1
1000058717 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1223068 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-19 20:11 Cleared 1 1 1 1
1000058681   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1201359 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-09 22:18 Cleared 1 1 1 1
1000058681   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1215996 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 14:03 Cleared 1 1 1 1
1000058681   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1217454 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. Error.  Loan meets applicable appraisal guidelines.





        2023-10-17 17:05 Cleared 1 1 1 1
1000065579 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1311639 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 17:44 Cleared 1 1 1 1
1000065579 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1311643 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 17:44 Cleared 1 1 1 1
1000065579 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1311649 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 17:44 Cleared 1 1 1 1
1000068253 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370677 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 18:36 Cleared 1 1 1 1
1000068253 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370733 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-13 23:34 Cleared 1 1 1 1
1000068253 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370734 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-13 23:34 Cleared 1 1 1 1
1000065371 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1295671 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-06 21:53 Cleared 1 1 1 1
1000065371 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300921 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 17:18 Cleared 1 1 1 1
1000065371 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309685 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 22:18 Cleared 1 1 1 1
1000058682   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1204309 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-11 03:29 Cleared 1 1 1 1
1000058682   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1213728 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-16 14:52 Cleared 1 1 1 1
1000058682   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1215142 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. Error.  Loan meets applicable appraisal guidelines.





        2023-10-17 19:25 Cleared 1 1 1 1
1000065372 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308762 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 19:35 Cleared 1 1 1 1
1000065372 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310451 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 11:43 Cleared 1 1 1 1
1000065372 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310452 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 11:43 Cleared 1 1 1 1
1000065374 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306525 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 00:25 Cleared 1 1 1 1
1000065374 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306526 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 00:25 Cleared 1 1 1 1
1000065374 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1314236 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-14 14:27 Cleared 1 1 1 1
1000058719 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1208504 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 16:27 Cleared 1 1 1 1
1000058719 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216395 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 15:43 Cleared 1 1 1 1
1000058719 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1219826 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-18 12:51 Cleared 1 1 1 1
1000058720 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1210333 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-13 11:39 Cleared 1 1 1 1
1000058720 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1210720 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-19 13:13 Cleared 1 1 1 1
1000058720 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216403 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 15:43 Cleared 1 1 1 1
1000058686   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1203063 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 15:55 Cleared 1 1 1 1
1000058686   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1209360 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-13 23:00 Cleared 1 1 1 1
1000058686   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214958 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

    Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Error.  - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

   2023-10-17 17:05 Cleared 1 1 1 1
1000068255 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370527 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-13 17:44 Cleared 1 1 1 1
1000068255 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370864 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-14 14:03 Cleared 1 1 1 1
1000068255 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1373471 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 16:06 Cleared 1 1 1 1
1000065375 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1293186 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-06 02:37 Cleared 1 1 1 1
1000065375 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308912 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 19:53 Cleared 1 1 1 1
1000065375 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310463 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 12:05 Cleared 1 1 1 1
1000058724 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1210373 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-13 12:09 Cleared 1 1 1 1
1000058724 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1213857 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-19 15:13 Cleared 1 1 1 1
1000058724 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216380 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 15:43 Cleared 1 1 1 1
1000058725 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1212172 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-14 01:04 Cleared 1 1 1 1
1000058725 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1225947 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-23 13:26 Cleared 1 1 1 1
1000058725 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1225948 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-23 13:26 Cleared 1 1 1 1
1000058689   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1200999 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 17:25 Cleared 1 1 1 1
1000058689   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1206342 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-11 18:56 Cleared 1 1 1 1
1000058689   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1206343 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2026-09-24 18:49 Cleared 1 1 1 1
1000065581 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309090 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 20:26 Cleared 1 1 1 1
1000065581 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309091 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 20:26 Cleared 1 1 1 1
1000065581 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310094 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-17 16:08 Cleared 1 1 1 1
1000065376 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308964 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 20:04 Cleared 1 1 1 1
1000065376 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310466 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 12:16 Cleared 1 1 1 1
1000065376 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310467 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 12:16 Cleared 1 1 1 1
1000058726 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1212174 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-14 01:29 Cleared 1 1 1 1
1000058726 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1216364 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 15:43 Cleared 1 1 1 1
1000058726 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1226127 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-23 14:38 Cleared 1 1 1 1
1000065378 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1299333 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-08 00:13 Cleared 1 1 1 1
1000065378 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1299334 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-08 00:13 Cleared 1 1 1 1
1000065378 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1299335 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 00:14 Cleared 1 1 1 1
1000065379 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1297283 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 14:55 Cleared 1 1 1 1
1000065379 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1297411 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-07 15:26 Cleared 1 1 1 1
1000065379 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1297421 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 15:30 Cleared 1 1 1 1
1000065584 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1315511 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-14 20:18 Cleared 1 1 1 1
1000065584 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1315512 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-14 20:19 Cleared 1 1 1 1
1000065584 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1317969 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-15 20:09 Cleared 1 1 1 1
1000065585 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308581 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 19:06 Cleared 1 1 1 1
1000065585 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317196 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-15 16:17 Cleared 1 1 1 1
1000065585 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1319644 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-17 16:56 Cleared 1 1 1 1
1000058728 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1210378 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-13 12:16 Cleared 1 1 1 1
1000058728 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1212310 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-18 21:47 Cleared 1 1 1 1
1000058728 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1223066 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-19 20:11 Cleared 1 1 1 1
1000068259 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370904 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 15:41 Cleared 1 1 1 1
1000068259 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370905 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-14 15:40 Cleared 1 1 1 1
1000068259 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1375756 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-17 15:37 Cleared 1 1 1 1
1000058692   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1204034 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 21:27 Cleared 1 1 1 1
1000058692   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216432 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 17:05 Cleared 1 1 1 1
1000058692   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1218063 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 16:46 Cleared 1 1 1 1
1000058693   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1203884 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 20:31 Cleared 1 1 1 1
1000058693   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1215953 2 of 3 xx/xx/xxxx Property No Property Findings Error.  Loan meets applicable appraisal guidelines.



        2023-10-17 19:25 Cleared 1 1 1 1
1000058693   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1219129 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 22:26 Cleared 1 1 1 1
1000058695   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1209009 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 19:09 Cleared 1 1 1 1
1000058695   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214377 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-16 18:26 Cleared 1 1 1 1
1000058695   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214957 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

    Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Error.  - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

   2023-10-17 17:05 Cleared 1 1 1 1
1000065380 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303103 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-10 14:51 Cleared 1 1 1 1
1000065380 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310487 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 12:36 Cleared 1 1 1 1
1000065380 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310488 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 12:36 Cleared 1 1 1 1
1000058696   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1204066 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 21:48 Cleared 1 1 1 1
1000058696   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1217438 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 17:05 Cleared 1 1 1 1
1000058696   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1218305 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 18:04 Cleared 1 1 1 1
1000058697   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1204119 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 22:47 Cleared 1 1 1 1
1000058697   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1217436 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 17:05 Cleared 1 1 1 1
1000058697   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1218762 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 20:09 Cleared 1 1 1 1
1000058698   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1201471 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 00:48 Cleared 1 1 1 1
1000058698   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1216448 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 17:05 Cleared 1 1 1 1
1000058698   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1218078 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 16:54 Cleared 1 1 1 1
1000058732 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1205805 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-16 14:56 Cleared 1 1 1 1
1000058732 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216369 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 15:43 Cleared 1 1 1 1
1000058732 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1221315 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-18 21:59 Cleared 1 1 1 1
1000058700   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1201631 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 04:27 Cleared 1 1 1 1
1000058700   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1215725 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 12:29 Cleared 1 1 1 1
1000058700   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1217442 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 17:05 Cleared 1 1 1 1
1000058701   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1204276 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-11 02:49 Cleared 1 1 1 1
1000058701   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214012 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-16 16:42 Cleared 1 1 1 1
1000058701   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214956 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 17:05 Cleared 1 1 1 1
1000065383 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298118 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-07 17:49 Cleared 1 1 1 1
1000065383 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309294 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 21:02 Cleared 1 1 1 1
1000065383 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310984 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 15:26 Cleared 1 1 1 1
1000065385 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301679 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 21:00 Cleared 1 1 1 1
1000065385 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311131 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 15:55 Cleared 1 1 1 1
1000065385 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311132 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 15:55 Cleared 1 1 1 1
1000065387 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303171 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-10 16:03 Cleared 1 1 1 1
1000065387 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303172 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-10 16:03 Cleared 1 1 1 1
1000065387 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311213 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 16:10 Cleared 1 1 1 1
1000065388 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1295604 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-06 21:39 Cleared 1 1 1 1
1000065388 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1311180 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 16:04 Cleared 1 1 1 1
1000065388 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1311181 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 16:04 Cleared 1 1 1 1
1000068262 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1381531 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 15:14 Cleared 1 1 1 1
1000068262 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1384510 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 14:40 Cleared 1 1 1 1
1000068262 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1384919 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 16:29 Cleared 1 1 1 1
1000065389 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301303 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 19:12 Cleared 1 1 1 1
1000065389 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311336 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 16:37 Cleared 1 1 1 1
1000065389 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1315291 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-14 19:21 Cleared 1 1 1 1
1000065390 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306719 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 05:48 Cleared 1 1 1 1
1000065390 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307725 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 16:54 Cleared 1 1 1 1
1000065390 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307726 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 16:56 Cleared 1 1 1 1
1000065391 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1295356 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-06 20:39 Cleared 1 1 1 1
1000065391 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1297589 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 16:10 Cleared 1 1 1 1
1000065391 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1297827 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 16:47 Cleared 1 1 1 1
1000065392 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303211 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-10 16:44 Cleared 1 1 1 1
1000065392 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303256 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-10 17:36 Cleared 1 1 1 1
1000065392 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317535 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-15 18:06 Cleared 1 1 1 1
1000068263 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374089 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 13:32 Cleared 1 1 1 1
1000068263 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382035 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 18:03 Cleared 1 1 1 1
1000068263 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1384826 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 15:57 Cleared 1 1 1 1
1000065393 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1296074 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-07 01:46 Cleared 1 1 1 1
1000065393 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1296785 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 12:21 Cleared 1 1 1 1
1000065393 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309829 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 22:56 Cleared 1 1 1 1
1000065394 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306425 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-11 23:31 Cleared 1 1 1 1
1000065394 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306426 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-11 23:31 Cleared 1 1 1 1
1000065394 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1315537 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-14 20:24 Cleared 1 1 1 1
1000068266 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374028 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 19:16 Cleared 1 1 1 1
1000068266 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382726 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-22 17:08 Cleared 1 1 1 1
1000068266 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382760 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 17:07 Cleared 1 1 1 1
1000068269 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1374363 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 12:59 Cleared 1 1 1 1
1000068269 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1377076 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 21:29 Cleared 1 1 1 1
1000068269 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1381805 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 16:51 Cleared 1 1 1 1
1000065396 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298299 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-07 18:37 Cleared 1 1 1 1
1000065396 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298320 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 18:43 Cleared 1 1 1 1
1000065396 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309834 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 22:57 Cleared 1 1 1 1
1000068270 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370499 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-13 16:41 Cleared 1 1 1 1
1000068270 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370642 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-13 21:18 Cleared 1 1 1 1
1000068270 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1378441 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 14:13 Cleared 1 1 1 1
1000068271 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374328 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 13:44 Cleared 1 1 1 1
1000068271 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1376449 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 18:46 Cleared 1 1 1 1
1000068271 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1381528 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 15:12 Cleared 1 1 1 1
1000068272 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371151 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 21:12 Cleared 1 1 1 1
1000068272 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379147 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 17:51 Cleared 1 1 1 1
1000068272 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379151 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 17:51 Cleared 1 1 1 1
1000065397 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1299381 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 00:45 Cleared 1 1 1 1
1000065397 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308543 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 19:00 Cleared 1 1 1 1
1000065397 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308608 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 19:11 Cleared 1 1 1 1
1000068274 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370505 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-13 17:03 Cleared 1 1 1 1
1000068274 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370693 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-13 22:25 Cleared 1 1 1 1
1000068274 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1381254 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 13:58 Cleared 1 1 1 1
1000065398 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300429 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 14:48 Cleared 1 1 1 1
1000065398 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301440 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-08 19:44 Cleared 1 1 1 1
1000065398 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308648 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 19:19 Cleared 1 1 1 1
1000058737 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1210996 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-13 15:46 Cleared 1 1 1 1
1000058737 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1225956 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-23 13:29 Cleared 1 1 1 1
1000058737 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1225957 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-23 13:29 Cleared 1 1 1 1
1000065400 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300945 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-08 17:24 Cleared 1 1 1 1
1000065400 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300963 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 17:30 Cleared 1 1 1 1
1000065400 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309075 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 20:23 Cleared 1 1 1 1
1000065401 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1298625 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-07 19:54 Cleared 1 1 1 1
1000065401 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1298628 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 19:54 Cleared 1 1 1 1
1000065401 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1300841 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-08 16:55 Cleared 1 1 1 1
1000068277 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370713 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-13 22:51 Cleared 1 1 3 1
1000068277 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370714 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-13 22:51 Cleared 1 1 3 1
1000068277 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370787 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 02:39 Cleared 1 1 3 1
1000068278 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380650 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 03:37 Cleared 1 1 1 1
1000068278 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1385191 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 18:00 Cleared 1 1 1 1
1000068278 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1386477 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-23 06:38 Cleared 1 1 1 1
1000065402 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302200 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-09 02:18 Cleared 1 1 1 1
1000065402 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306553 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 18:23 Cleared 1 1 1 1
1000065402 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309555 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 21:52 Cleared 1 1 1 1
1000065405 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1297410 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 15:26 Cleared 1 1 1 1
1000065405 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310687 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 14:10 Cleared 1 1 1 1
1000065405 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310688 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 14:11 Cleared 1 1 1 1
1000068281 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1373960 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 18:56 Cleared 1 1 1 1
1000068281 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379784 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 20:17 Cleared 1 1 1 1
1000068281 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379785 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 20:17 Cleared 1 1 1 1
1000065406 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1293007 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-05 23:29 Cleared 1 1 1 1
1000065406 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1294671 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-06 17:48 Cleared 1 1 1 1
1000065406 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1312036 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 18:46 Cleared 1 1 1 1
1000068282 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374745 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 19:45 Cleared 1 1 1 1
1000068282 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1378780 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 15:56 Cleared 1 1 1 1
1000068282 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382508 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 20:41 Cleared 1 1 1 1
1000058738 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214562 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-16 19:12 Cleared 1 1 1 1
1000058738 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1218037 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 16:41 Cleared 1 1 1 1
1000058738 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1218204 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 17:38 Cleared 1 1 1 1
1000068283 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371259 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 21:16 Cleared 1 1 1 1
1000068283 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374346 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 21:11 Cleared 1 1 1 1
1000068283 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374347 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 21:11 Cleared 1 1 1 1
1000068284 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371098 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 19:52 Cleared 1 1 1 1
1000068284 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374081 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 19:40 Cleared 1 1 1 1
1000068284 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374082 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 19:41 Cleared 1 1 1 1
1000068286 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374282 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 20:48 Cleared 1 1 1 1
1000068286 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1375700 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-17 15:14 Cleared 1 1 1 1
1000068286 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1375701 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 15:14 Cleared 1 1 1 1
1000065410 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298417 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 19:08 Cleared 1 1 1 1
1000065410 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300711 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 16:21 Cleared 1 1 1 1
1000065410 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1314718 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

    The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2023-12-14 16:47 Cleared 1 1 1 1
1000065412 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1298275 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 18:29 Cleared 1 1 1 1
1000065412 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1311189 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 16:05 Cleared 1 1 1 1
1000065412 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1311305 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 16:30 Cleared 1 1 1 1
1000068288 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372441 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 21:49 Cleared 1 1 1 1
1000068288 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382275 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 19:21 Cleared 1 1 1 1
1000068288 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382276 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 19:21 Cleared 1 1 1 1
1000065414 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1292420 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-06 19:58 Cleared 1 1 1 1
1000065414 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1295161 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-06 20:01 Cleared 1 1 1 1
1000065414 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1295173 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-06 20:03 Cleared 1 1 1 1
1000068290 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374378 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 21:26 Cleared 1 1 1 1
1000068290 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1376767 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 19:51 Cleared 1 1 1 1
1000068290 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1381413 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 14:39 Cleared 1 1 1 1
1000065416 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1298196 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 23:01 Cleared 1 1 1 1
1000065416 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1309850 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 23:02 Cleared 1 1 1 1
1000065416 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1309851 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 23:02 Cleared 1 1 1 1
1000065417 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1292735 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-06 20:34 Cleared 1 1 1 1
1000065417 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1292736 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-06 20:34 Cleared 1 1 1 1
1000065417 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1292798 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-06 19:21 Cleared 1 1 1 1
1000065418 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300607 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 15:49 Cleared 1 1 1 1
1000065418 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311724 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 17:53 Cleared 1 1 1 1
1000065418 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311729 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 17:53 Cleared 1 1 1 1
1000068291 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1375798 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 15:49 Cleared 1 1 4 1
1000068291 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382103 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 18:28 Cleared 1 1 4 1
1000068291 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382244 3 of 3 xx/xx/xxxx Compliance The Note is Missing The Note is missing. File is missing the executed Home Equity Line of Credit Agreement and Truth in Lending Disclosure  



   The HELOC Agreement & Home Equity Addendum (signed) was provided under #R012.

 - xx/xx/xxxx

 Documentation provided is sufficient.
 - xx/xx/xxxx

The Note has been provided. - xx/xx/xxxx

   2024-01-31 21:18 Resolved 4 1 4 1
1000068292 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371004 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 18:09 Cleared 1 1 1 1
1000068292 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1381612 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 15:45 Cleared 1 1 1 1
1000068292 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1381613 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 15:45 Cleared 1 1 1 1
1000068294 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1371025 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 18:32 Cleared 1 1 1 1
1000068294 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1380555 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 01:35 Cleared 1 1 1 1
1000068294 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1380559 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 01:37 Cleared 1 1 1 1
1000068295 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1372404 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 20:29 Cleared 1 1 1 1
1000068295 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1382351 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 19:52 Cleared 1 1 1 1
1000068295 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1382353 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 19:52 Cleared 1 1 1 1
1000065597 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1308598 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-18 20:19 Cleared 1 1 1 1
1000065597 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1322001 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-18 21:05 Cleared 1 1 1 1
1000065597 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1326074 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

    The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2023-12-20 14:59 Cleared 1 1 1 1
1000058703   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1203358 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-10 17:34 Cleared 1 1 1 1
1000058703   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214461 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-16 18:49 Cleared 1 1 1 1
1000058703   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1214955 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

    Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Error.  - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

Loan meets applicable appraisal guidelines. - xx/xx/xxxx

   2023-10-17 17:05 Cleared 1 1 1 1
1000065421 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301019 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-08 17:48 Cleared 1 1 1 1
1000065421 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309115 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 20:29 Cleared 1 1 1 1
1000065421 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311789 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 18:04 Cleared 1 1 1 1
1000068297 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1373915 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 18:40 Cleared 1 1 1 1
1000068297 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1376025 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 16:51 Cleared 1 1 1 1
1000068297 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382043 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 18:05 Cleared 1 1 1 1
1000068298 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1371052 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 19:02 Cleared 1 1 1 1
1000068298 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1371572 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-15 14:31 Cleared 1 1 1 1
1000068298 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1381618 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 15:48 Cleared 1 1 1 1
1000068300 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370901 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-14 15:33 Cleared 1 1 1 1
1000068300 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370902 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-14 15:34 Cleared 1 1 1 1
1000068300 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370912 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 15:56 Cleared 1 1 1 1
1000058740 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1212752 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-16 20:33 Cleared 1 1 1 1
1000058740 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1224152 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-20 14:25 Cleared 1 1 1 1
1000058740 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1224189 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-20 14:40 Cleared 1 1 1 1
1000068302 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372312 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 23:24 Cleared 1 1 1 1
1000068302 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372522 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 02:58 Cleared 1 1 1 1
1000068302 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372526 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 02:58 Cleared 1 1 1 1
1000065422 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302664 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-09 17:43 Cleared 1 1 1 1
1000065422 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312191 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 19:02 Cleared 1 1 1 1
1000065422 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1314830 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-14 17:08 Cleared 1 1 1 1
1000068303 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370846 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 16:53 Cleared 1 1 1 1
1000068303 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370977 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-14 17:15 Cleared 1 1 1 1
1000068303 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370978 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 15:01 Cleared 1 1 1 1
1000065423 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300538 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 15:27 Cleared 1 1 1 1
1000065423 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312321 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 19:23 Cleared 1 1 1 1
1000065423 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312323 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 19:24 Cleared 1 1 1 1
1000065604 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1316060 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-15 01:19 Cleared 1 1 1 1
1000065604 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1316061 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-15 01:19 Cleared 1 1 1 1
1000065604 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1317118 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-19 17:33 Cleared 1 1 1 1
1000068305 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370607 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-13 20:28 Cleared 1 1 1 1
1000068305 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1381372 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 14:30 Cleared 1 1 1 1
1000068305 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1381373 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 14:30 Cleared 1 1 1 1
1000065425 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1296061 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 01:27 Cleared 1 1 1 1
1000065425 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311445 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 17:06 Cleared 1 1 1 1
1000065425 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311468 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 17:09 Cleared 1 1 1 1
1000065426 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311515 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 17:18 Cleared 1 1 1 1
1000065426 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311516 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 17:18 Cleared 1 1 1 1
1000065426 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311517 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 17:18 Cleared 1 1 1 1
1000065427 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301645 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-08 20:48 Cleared 1 1 1 1
1000065427 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301648 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-08 20:49 Cleared 1 1 1 1
1000065427 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309767 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 22:39 Cleared 1 1 1 1
1000065605 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317405 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-15 17:31 Cleared 1 1 1 1
1000065605 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317690 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-19 17:45 Cleared 1 1 1 1
1000065605 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1323772 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-19 17:45 Cleared 1 1 1 1
1000068306 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371629 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-15 15:07 Cleared 1 1 1 1
1000068306 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372457 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 00:57 Cleared 1 1 1 1
1000068306 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372458 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 00:57 Cleared 1 1 1 1
1000058745 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1211346 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-16 18:04 Cleared 1 1 1 1
1000058745 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1220424 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-18 16:22 Cleared 1 1 1 1
1000058745 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1220425 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-18 16:23 Cleared 1 1 1 1
1000068308 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370561 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-13 18:55 Cleared 1 1 1 1
1000068308 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1378849 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 16:15 Cleared 1 1 1 1
1000068308 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1378850 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 16:15 Cleared 1 1 1 1
1000065428 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298973 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 21:26 Cleared 1 1 1 1
1000065428 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300919 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 17:17 Cleared 1 1 1 1
1000065428 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1305595 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-11 19:14 Cleared 1 1 1 1
1000058748 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1207013 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-11 22:32 Cleared 1 1 1 1
1000058748 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1218122 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 17:09 Cleared 1 1 1 1
1000058748 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1224248 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-20 15:06 Cleared 1 1 1 1
1000065429 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1295982 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 00:06 Cleared 1 1 1 1
1000065429 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309811 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 22:46 Cleared 1 1 1 1
1000065429 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311658 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 17:44 Cleared 1 1 1 1
1000068312 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374325 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 21:03 Cleared 1 1 1 1
1000068312 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1376518 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 18:59 Cleared 1 1 1 1
1000068312 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1381307 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 14:12 Cleared 1 1 1 1
1000068313 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370590 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-13 19:54 Cleared 1 1 1 1
1000068313 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382298 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 19:37 Cleared 1 1 1 1
1000068313 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382301 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 19:37 Cleared 1 1 1 1
1000058751 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1211578 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-13 19:06 Cleared 1 1 1 1
1000058751 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1212344 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-14 17:28 Cleared 1 1 1 1
1000058751 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216398 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 15:43 Cleared 1 1 1 1
1000058752 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1206740 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-11 20:35 Cleared 1 1 1 1
1000058752 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1222352 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-19 15:38 Cleared 1 1 1 1
1000058752 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1222445 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-19 16:11 Cleared 1 1 1 1
1000065432 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1299129 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 22:28 Cleared 1 1 1 1
1000065432 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1305864 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-11 20:29 Cleared 1 1 1 1
1000065432 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309855 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 23:05 Cleared 1 1 1 1
1000068314 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1373855 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 18:20 Cleared 1 1 1 1
1000068314 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382264 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 19:19 Cleared 1 1 1 1
1000068314 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382265 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 19:19 Cleared 1 1 1 1
1000065434 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302729 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-09 19:51 Cleared 1 1 1 1
1000065434 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302730 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-09 19:51 Cleared 1 1 1 1
1000065434 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1313007 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 21:30 Cleared 1 1 1 1
1000065435 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300997 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 17:43 Cleared 1 1 1 1
1000065435 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301994 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-08 22:47 Cleared 1 1 1 1
1000065435 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301995 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-08 22:47 Cleared 1 1 1 1
1000058757 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1212650 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-16 17:39 Cleared 1 1 1 1
1000058757 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1224858 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-20 19:16 Cleared 1 1 1 1
1000058757 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1224860 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-20 19:16 Cleared 1 1 1 1
1000058758 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1206192 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-11 18:12 Cleared 1 1 1 1
1000058758 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1224383 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-20 16:08 Cleared 1 1 1 1
1000058758 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1226374 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-23 16:24 Cleared 1 1 1 1
1000058759 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1218006 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 16:31 Cleared 1 1 1 1
1000058759 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1220064 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-18 14:04 Cleared 1 1 1 1
1000058759 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1223052 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-19 20:09 Cleared 1 1 1 1
1000065436 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1294579 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-06 17:28 Cleared 1 1 1 1
1000065436 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307796 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 17:11 Cleared 1 1 1 1
1000065436 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308562 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 19:02 Cleared 1 1 1 1
1000058760 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1206400 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-11 19:11 Cleared 1 1 1 1
1000058760 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1224755 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-20 18:37 Cleared 1 1 1 1
1000058760 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1224758 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-20 18:38 Cleared 1 1 1 1
1000068318 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372253 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 13:10 Cleared 1 1 1 1
1000068318 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374531 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 22:45 Cleared 1 1 1 1
1000068318 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1381810 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 16:54 Cleared 1 1 1 1
1000065437 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1295558 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-06 21:26 Cleared 1 1 1 1
1000065437 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298051 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 17:34 Cleared 1 1 1 1
1000065437 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301688 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-08 21:03 Cleared 1 1 1 1
1000058761 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1212177 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-16 17:10 Cleared 1 1 1 1
1000058761 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1220836 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-18 18:29 Cleared 1 1 1 1
1000058761 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1223049 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-19 20:08 Cleared 1 1 1 1
1000068319 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374275 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 12:22 Cleared 1 1 1 1
1000068319 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1375697 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 15:13 Cleared 1 1 1 1
1000068319 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382352 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 19:52 Cleared 1 1 1 1
1000068320 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1377200 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 15:27 Cleared 1 1 1 1
1000068320 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382920 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-20 02:58 Cleared 1 1 1 1
1000068320 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382921 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-20 02:59 Cleared 1 1 1 1
1000065611 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1315737 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-17 15:35 Cleared 1 1 1 1
1000065611 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317889 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-15 19:40 Cleared 1 1 1 1
1000065611 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1320775 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-18 14:08 Cleared 1 1 1 1
1000068324 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372507 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 02:30 Cleared 1 1 1 1
1000068324 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372508 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 02:30 Cleared 1 1 1 1
1000068324 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380051 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 21:04 Cleared 1 1 1 1
1000058764 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1212189 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-14 05:01 Cleared 1 1 1 1
1000058764 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216377 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 15:43 Cleared 1 1 1 1
1000058764 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1221043 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-18 19:58 Cleared 1 1 1 1
1000058765 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1208314 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 15:17 Cleared 1 1 1 1
1000058765 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216402 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 15:43 Cleared 1 1 1 1
1000058765 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1222831 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-19 18:44 Cleared 1 1 1 1
1000065612 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309886 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-16 13:42 Cleared 1 1 1 1
1000065612 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1313455 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-15 18:36 Cleared 1 1 1 1
1000065612 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317637 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-15 18:36 Cleared 1 1 1 1
1000058768 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1207104 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 01:11 Cleared 1 1 1 1
1000058768 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216086 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 14:30 Cleared 1 1 1 1
1000058768 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216184 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 14:59 Cleared 1 1 1 1
1000058769 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1219147 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-17 22:53 Cleared 1 1 1 1
1000058769 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1222634 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-19 17:25 Cleared 1 1 1 1
1000058769 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1222635 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-19 17:25 Cleared 1 1 1 1
1000065443 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302588 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-09 16:55 Cleared 1 1 1 1
1000065443 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302745 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-09 20:27 Cleared 1 1 1 1
1000065443 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309111 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 20:28 Cleared 1 1 1 1
1000065445 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1298236 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-11 16:32 Cleared 1 1 1 1
1000065445 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1299109 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 22:23 Cleared 1 1 1 1
1000065445 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1299110 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-07 22:24 Cleared 1 1 1 1
1000068329 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370949 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 16:37 Cleared 1 1 1 1
1000068329 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370968 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-14 17:11 Cleared 1 1 1 1
1000068329 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370970 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-14 17:11 Cleared 1 1 1 1
1000065449 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1298421 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 14:54 Cleared 1 1 1 1
1000065449 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1310845 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 14:55 Cleared 1 1 1 1
1000065449 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1310847 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 14:55 Cleared 1 1 1 1
1000065451 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1298526 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 19:31 Cleared 1 1 1 1
1000065451 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1310941 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 15:18 Cleared 1 1 1 1
1000065451 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1310943 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 15:19 Cleared 1 1 1 1
1000068330 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1374533 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 22:45 Cleared 1 1 1 1
1000068330 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1380496 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 00:09 Cleared 1 1 1 1
1000068330 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1380497 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 00:10 Cleared 1 1 1 1
1000065452 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1311014 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 15:32 Cleared 1 1 1 1
1000065452 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1314524 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-14 15:46 Cleared 1 1 1 1
1000065452 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1316604 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-15 12:13 Cleared 1 1 1 1
1000058775 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1208373 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 15:35 Cleared 1 1 1 1
1000058775 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1219018 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-19 20:49 Cleared 1 1 1 1
1000058775 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1221371 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-18 23:03 Cleared 1 1 1 1
1000068331 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371941 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-15 18:08 Cleared 1 1 1 1
1000068331 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1373361 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 15:33 Cleared 1 1 1 1
1000068331 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1381625 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 15:52 Cleared 1 1 1 1
1000065455 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1297393 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 15:23 Cleared 1 1 1 1
1000065455 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1308939 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 19:59 Cleared 1 1 1 1
1000065455 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1311317 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 16:31 Cleared 1 1 1 1
1000058777 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1210441 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-13 12:50 Cleared 1 1 1 1
1000058777 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1218904 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 20:48 Cleared 1 1 1 1
1000058777 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1219121 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 22:13 Cleared 1 1 1 1
1000065457 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1309148 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 20:34 Cleared 1 1 1 1
1000065457 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1309333 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 21:10 Cleared 1 1 1 1
1000065457 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1311400 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 16:54 Cleared 1 1 1 1
1000058705   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1204232 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-11 01:36 Cleared 1 1 1 1
1000058705   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1218848 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 20:32 Cleared 1 1 1 1
1000058705   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1218849 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 20:33 Cleared 1 1 1 1
1000068333 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1370842 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 17:35 Cleared 1 1 3 1
1000068333 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1385475 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-22 19:10 Cleared 1 1 3 1
1000068333 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1385507 3 of 3 xx/xx/xxxx Credit Missing VOM or VOR Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing.

  A VOR or VOM is not a required document for any purpose on Symmetry Program HELOCs.

 - xx/xx/xxxx

 1st and 2nd liens closed on the same day, no housing history would be available. Also, no housing history is required per guidleines. - xx/xx/xxxx

   2024-02-01 13:48 Resolved 3 1 3 1
1000068334 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370806 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 18:04 Cleared 1 1 1 1
1000068334 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1378986 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 17:00 Cleared 1 1 1 1
1000068334 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382866 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-20 00:15 Cleared 1 1 1 1
1000065613 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1310820 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 14:51 Cleared 1 1 1 1
1000065613 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1318208 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-15 21:19 Cleared 1 1 1 1
1000065613 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1321100 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-18 16:18 Cleared 1 1 1 1
1000068335 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1376691 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-17 19:34 Cleared 1 1 1 1
1000068335 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1380585 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 02:23 Cleared 1 1 1 1
1000068335 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1380590 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 02:31 Cleared 1 1 1 1
1000058706   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1203702 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 17:59 Cleared 1 1 1 1
1000058706   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1215933 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-17 13:40 Cleared 1 1 1 1
1000058706   xxxxx xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1215934 3 of 3 xx/xx/xxxx Property No Property Findings Error.  Loan meets applicable appraisal guidelines.



        2023-10-17 19:25 Cleared 1 1 1 1
1000065459 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1298987 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-14 15:49 Cleared 1 1 1 1
1000065459 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1311755 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 17:57 Cleared 1 1 1 1
1000065459 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1315279 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-14 19:15 Cleared 1 1 1 1
1000068338 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370717 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 20:10 Cleared 1 1 1 1
1000068338 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370868 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-14 14:11 Cleared 1 1 1 1
1000068338 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1379176 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 17:56 Cleared 1 1 1 1
1000065461 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1305219 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-11 17:57 Cleared 1 1 1 1
1000065461 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309460 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 21:31 Cleared 1 1 1 1
1000065461 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317686 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-15 18:46 Cleared 1 1 1 1
1000065462 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1299086 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 22:13 Cleared 1 1 1 1
1000065462 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1299096 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-07 22:14 Cleared 1 1 1 1
1000065462 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1304519 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-11 15:27 Cleared 1 1 1 1
1000068340 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370851 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 20:58 Cleared 1 1 1 1
1000068340 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371082 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-14 19:19 Cleared 1 1 1 1
1000068340 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382945 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-20 07:15 Cleared 1 1 1 1
1000068341 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1373176 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 14:37 Cleared 1 1 1 1
1000068341 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382040 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 18:05 Cleared 1 1 1 1
1000068341 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382940 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-20 05:03 Cleared 1 1 1 1
1000065463 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1299155 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 22:46 Cleared 1 1 1 1
1000065463 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300294 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 14:13 Cleared 1 1 1 1
1000065463 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308376 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 18:37 Cleared 1 1 1 1
1000058779 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1208484 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 16:21 Cleared 1 1 1 1
1000058779 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1221382 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-18 23:21 Cleared 1 1 1 1
1000058779 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1223145 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-19 20:45 Cleared 1 1 1 1
1000065464 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301180 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 18:40 Cleared 1 1 1 1
1000065464 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302585 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 20:08 Cleared 1 1 1 1
1000065464 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308973 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 20:06 Cleared 1 1 1 1
1000058780 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1209182 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-12 20:00 Cleared 1 1 1 1
1000058780 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216401 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 15:43 Cleared 1 1 1 1
1000058780 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1222842 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-19 18:46 Cleared 1 1 1 1
1000068343 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1371164 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 20:10 Cleared 1 1 1 1
1000068343 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1376504 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-17 18:58 Cleared 1 1 1 1
1000068343 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1376506 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 18:58 Cleared 1 1 1 1
1000058782 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1211072 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-13 16:17 Cleared 1 1 1 1
1000058782 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1225244 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-21 01:49 Cleared 1 1 1 1
1000058782 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1225245 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-21 01:50 Cleared 1 1 1 1
1000068344 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371152 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 19:32 Cleared 1 1 1 1
1000068344 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380130 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 21:21 Cleared 1 1 1 1
1000068344 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380218 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 21:45 Cleared 1 1 1 1
1000065466 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298399 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 21:06 Cleared 1 1 1 1
1000065466 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311335 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 16:37 Cleared 1 1 1 1
1000065466 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311337 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 16:37 Cleared 1 1 1 1
1000065467 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1296085 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 02:00 Cleared 1 1 1 1
1000065467 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310896 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 15:07 Cleared 1 1 1 1
1000065467 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310897 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 15:07 Cleared 1 1 1 1
1000065468 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1291990 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-06 17:13 Cleared 1 1 1 1
1000065468 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1292180 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-06 17:13 Cleared 1 1 1 1
1000065468 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1294515 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-06 17:13 Cleared 1 1 1 1
1000065470 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302925 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 18:55 Cleared 1 1 1 1
1000065470 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308518 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 18:56 Cleared 1 1 1 1
1000065470 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308520 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 18:56 Cleared 1 1 1 1
1000065471 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1293184 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-06 02:36 Cleared 1 1 1 1
1000065471 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1293185 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 21:02 Cleared 1 1 1 1
1000065471 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1304117 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-11 14:00 Cleared 1 1 1 1
1000068350 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1377393 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-17 23:53 Cleared 1 1 1 1
1000068350 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1377394 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 23:53 Cleared 1 1 1 1
1000068350 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1377787 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 21:34 Cleared 1 1 1 1
1000068351 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1371101 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 18:19 Cleared 1 1 1 1
1000068351 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1371189 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-14 22:13 Cleared 1 1 1 1
1000068351 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1371190 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-14 22:14 Cleared 1 1 1 1
1000068352 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370918 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 14:44 Cleared 1 1 1 1
1000068352 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1371145 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 14:49 Cleared 1 1 1 1
1000068352 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1371146 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-14 21:03 Cleared 1 1 1 1
1000065475 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303627 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 12:51 Cleared 1 1 1 1
1000065475 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310520 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 12:51 Cleared 1 1 1 1
1000065475 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310521 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 12:52 Cleared 1 1 1 1
1000058783 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1210927 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-13 15:25 Cleared 1 1 1 1
1000058783 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1213915 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-18 21:01 Cleared 1 1 1 1
1000058783 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216379 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 15:43 Cleared 1 1 1 1
1000065476 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1299131 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 22:30 Cleared 1 1 1 1
1000065476 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309518 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 21:43 Cleared 1 1 1 1
1000065476 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309522 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 21:43 Cleared 1 1 1 1
1000068353 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371769 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-15 16:20 Cleared 1 1 1 1
1000068353 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380493 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 00:06 Cleared 1 1 1 1
1000068353 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380494 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 00:06 Cleared 1 1 1 1
1000068354 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1376469 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-17 18:51 Cleared 1 1 1 1
1000068354 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1377339 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-17 23:22 Cleared 1 1 1 1
1000068354 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382540 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 20:52 Cleared 1 1 1 1
1000068355 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372125 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-15 19:58 Cleared 1 1 1 1
1000068355 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1373705 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 17:19 Cleared 1 1 1 1
1000068355 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380483 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 23:46 Cleared 1 1 1 1
1000065619 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307267 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 14:53 Cleared 1 1 1 1
1000065619 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317656 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-15 18:38 Cleared 1 1 1 1
1000065619 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317680 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-15 18:45 Cleared 1 1 1 1
1000058784 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1210491 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-10-13 13:11 Cleared 1 1 1 1
1000058784 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1216394 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-10-17 15:43 Cleared 1 1 1 1
1000058784 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1222501 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-10-19 16:33 Cleared 1 1 1 1
1000065480 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1305053 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-11 17:15 Cleared 1 1 1 1
1000065480 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308616 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 19:12 Cleared 1 1 1 1
1000065480 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308618 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 19:12 Cleared 1 1 1 1
1000065483 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303539 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-11 00:06 Cleared 1 1 1 1
1000065483 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310991 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 15:28 Cleared 1 1 1 1
1000065483 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310992 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 15:28 Cleared 1 1 1 1
1000065484 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298284 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 18:33 Cleared 1 1 1 1
1000065484 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301721 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 21:17 Cleared 1 1 1 1
1000065484 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306150 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-11 21:56 Cleared 1 1 1 1
1000065485 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301313 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 19:15 Cleared 1 1 1 1
1000065485 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308114 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 17:57 Cleared 1 1 1 1
1000065485 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308118 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 17:58 Cleared 1 1 1 1
1000068359 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1371059 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 21:35 Cleared 1 1 1 1
1000068359 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1379891 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 20:33 Cleared 1 1 1 1
1000068359 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1382416 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 20:11 Cleared 1 1 1 1
1000065486 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300746 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 16:30 Cleared 1 1 1 1
1000065486 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311102 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 15:51 Cleared 1 1 1 1
1000065486 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311103 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 15:50 Cleared 1 1 1 1
1000068363 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380449 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 23:12 Cleared 1 1 1 1
1000068363 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1385327 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 18:32 Cleared 1 1 1 1
1000068363 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1385781 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 20:31 Cleared 1 1 1 1
1000068366 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 11589100 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

    The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2026-09-24 18:56 Cleared 1 1 3 1
1000068366 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1371327 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 17:00 Cleared 1 1 3 1
1000068366 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1379010 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 17:08 Cleared 1 1 3 1
1000065491 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1299297 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 23:47 Cleared 1 1 1 1
1000065491 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1299298 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-07 23:48 Cleared 1 1 1 1
1000065491 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302015 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 22:56 Cleared 1 1 1 1
1000065492 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302050 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-08 23:14 Cleared 1 1 1 1
1000065492 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302051 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-08 23:14 Cleared 1 1 1 1
1000065492 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302690 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 16:50 Cleared 1 1 1 1
1000065621 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307347 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 15:12 Cleared 1 1 1 1
1000065621 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317946 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-15 20:02 Cleared 1 1 1 1
1000065621 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317947 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-15 20:03 Cleared 1 1 1 1
1000068368 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374753 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-17 02:15 Cleared 1 1 1 1
1000068368 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374754 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 02:15 Cleared 1 1 1 1
1000068368 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374762 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 16:21 Cleared 1 1 1 1
1000068369 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380614 1 of 3 xx/xx/xxxx Credit Final Settlement Statement Missing. The final Settlement Statement document is missing. Final Settlement Statement not found in the loan xxxxx.



  Not an error.  The final version of the HELOC settlement statement was provided under #R023.  The estimated statement is stamped as certifie/true by the closing agent, which is acceptable for Symmetry Program loans.

 - xx/xx/xxxx

 Explanation provided is sufficient. - xx/xx/xxxx

   2024-01-31 20:50 Resolved 3 1 3 1
1000068369 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380649 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 03:34 Cleared 1 1 3 1
1000068369 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1407716 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

    The loan meets all applicable compliance guidelines. - xx/xx/xxxx

   2024-02-01 15:24 Cleared 1 1 3 1
1000068372 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1377352 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 16:19 Cleared 1 1 1 1
1000068372 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380562 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 01:54 Cleared 1 1 1 1
1000068372 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380566 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 01:57 Cleared 1 1 1 1
1000065495 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1292887 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-06 13:59 Cleared 1 1 1 1
1000065495 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1294054 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-06 15:00 Cleared 1 1 1 1
1000065495 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1309858 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 23:08 Cleared 1 1 1 1
1000065496 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302215 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-09 03:28 Cleared 1 1 1 1
1000065496 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302216 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-09 03:28 Cleared 1 1 1 1
1000065496 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303446 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 23:18 Cleared 1 1 1 1
1000068376 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371139 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 19:42 Cleared 1 1 1 1
1000068376 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371453 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-15 13:12 Cleared 1 1 1 1
1000068376 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380013 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 20:56 Cleared 1 1 1 1
1000065623 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307422 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 15:31 Cleared 1 1 1 1
1000065623 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309662 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 22:13 Cleared 1 1 1 1
1000065623 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309663 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 22:13 Cleared 1 1 1 1
1000068378 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1376700 1 of 4 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 15:05 Cleared 1 1 3 2
1000068378 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1381794 2 of 4 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 16:46 Cleared 1 1 3 2
1000068378 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1385317 3 of 4 xx/xx/xxxx Credit Borrower 1 3rd Party VOE Prior to Close Missing Borrower 1 3rd party VOE prior to close missing. Unable to validate existence of business.  No verification included in loan xxxxx.



  The UW accepted xxxxx Statements that are in file as recent as 30 days prior to review showing B1 is actively working.  The documents are under E701-VOE Symmetry.
 - xx/xx/xxxx

 

Document Uploaded.  - xx/xx/xxxx

 Resolved: Business Invoice in file satisfies verification requirements for proof of existence of business.   - xx/xx/xxxx

Borrower 1 3rd Party VOE prior to close was provided. - xx/xx/xxxx

Document Uploaded.  - xx/xx/xxxx

   2024-02-02 16:24 Resolved 3 1 3 2
1000068378 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1388616 4 of 4 xx/xx/xxxx Credit Approval/Underwriting Summary Deficient Approval/Underwriting Summary is deficient.

  Once the Conditional Approval document is delivered to the Broker/applicant, an updated document is not sent/uploaded if the HELOC loan xxxxx change.

 - xx/xx/xxxx

 Per investor, the documentation provided in the file is sufficient. - xx/xx/xxxx

   2024-02-01 14:38 Acknowledged 2 2 3 2
1000068382 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1377423 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 00:30 Cleared 1 1 1 1
1000068382 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380606 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 02:45 Cleared 1 1 1 1
1000068382 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382178 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 18:45 Cleared 1 1 1 1
1000065500 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1296035 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 20:56 Cleared 1 1 1 1
1000065500 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1298880 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-07 20:57 Cleared 1 1 1 1
1000065500 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1298881 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 20:57 Cleared 1 1 1 1
1000065502 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306585 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 02:05 Cleared 1 1 1 1
1000065502 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308728 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 19:30 Cleared 1 1 1 1
1000065502 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308735 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 19:30 Cleared 1 1 1 1
1000068385 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 11589116 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

    The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2026-09-24 18:56 Cleared 1 1 3 1
1000068385 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370757 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 00:47 Cleared 1 1 3 1
1000068385 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374181 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 20:19 Cleared 1 1 3 1
1000068389 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1374142 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 20:04 Cleared 1 1 1 1
1000068389 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1374143 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 20:05 Cleared 1 1 1 1
1000068389 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1374191 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 20:22 Cleared 1 1 1 1
1000068390 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370726 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-13 23:23 Cleared 1 1 1 1
1000068390 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1374149 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 20:06 Cleared 1 1 1 1
1000068390 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1374153 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 20:06 Cleared 1 1 1 1
1000065626 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1307797 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 17:11 Cleared 1 1 1 1
1000065626 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310934 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 15:17 Cleared 1 1 1 1
1000065626 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1318085 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-15 20:46 Cleared 1 1 1 1
1000065503 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1299683 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 19:40 Cleared 1 1 1 1
1000065503 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308816 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 19:40 Cleared 1 1 1 1
1000065503 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308819 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 19:41 Cleared 1 1 1 1
1000068393 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379032 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 17:15 Cleared 1 1 2 2
1000068393 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379524 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 19:19 Cleared 1 1 2 2
1000068393 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1388615 3 of 3 xx/xx/xxxx Credit Approval/Underwriting Summary Deficient Approval/Underwriting Summary is deficient.

  Once the Conditional Approval document is delivered to the Broker/applicant, an updated document is not sent/uploaded if the HELOC loan xxxxx change.

 - xx/xx/xxxx

 Acknowledged - xx/xx/xxxx

   2024-02-01 16:27 Acknowledged 2 2 2 2
1000065505 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303265 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 22:56 Cleared 1 1 1 1
1000065505 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1304854 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 20:07 Cleared 1 1 1 1
1000065505 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1304856 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 20:07 Cleared 1 1 1 1
1000065507 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1295005 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-06 19:16 Cleared 1 1 1 1
1000065507 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1304850 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-11 16:29 Cleared 1 1 1 1
1000065507 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309590 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 21:59 Cleared 1 1 1 1
1000065627 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311512 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 17:18 Cleared 1 1 1 1
1000065627 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311514 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 17:18 Cleared 1 1 1 1
1000065627 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1318254 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-15 21:36 Cleared 1 1 1 1
1000065510 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1294516 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-06 17:13 Cleared 1 1 1 1
1000065510 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309697 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 22:22 Cleared 1 1 1 1
1000065510 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309739 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 22:31 Cleared 1 1 1 1
1000065629 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312052 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 18:47 Cleared 1 1 1 1
1000065629 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1349838 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

    The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2024-01-03 15:05 Cleared 1 1 1 1
1000065629 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1349839 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

    The loan meets all applicable compliance guidelines. - xx/xx/xxxx

   2024-01-03 15:05 Cleared 1 1 1 1
1000068398 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370563 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 13:45 Cleared 1 1 1 1
1000068398 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370651 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-13 21:37 Cleared 1 1 1 1
1000068398 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370652 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-13 21:37 Cleared 1 1 1 1
1000068400 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372974 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 16:37 Cleared 1 1 1 1
1000068400 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1373870 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 18:25 Cleared 1 1 1 1
1000068400 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1385779 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 20:31 Cleared 1 1 1 1
1000065630 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317700 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-15 18:49 Cleared 1 1 1 1
1000065630 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1324035 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-19 18:43 Cleared 1 1 1 1
1000065630 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1324655 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-19 21:05 Cleared 1 1 1 1
1000068402 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1372107 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-15 19:37 Cleared 1 1 1 1
1000068402 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1374611 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 23:22 Cleared 1 1 1 1
1000068402 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1374612 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 23:22 Cleared 1 1 1 1
1000068404 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1376208 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-17 17:43 Cleared 1 1 1 1
1000068404 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1377557 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 03:30 Cleared 1 1 1 1
1000068404 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1384832 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 16:00 Cleared 1 1 1 1
1000065516 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298952 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 21:14 Cleared 1 1 1 1
1000065516 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1304055 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-11 13:45 Cleared 1 1 1 1
1000065516 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312809 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 20:46 Cleared 1 1 1 1
1000065517 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1294235 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-06 15:54 Cleared 1 1 1 1
1000065517 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309503 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 21:40 Cleared 1 1 1 1
1000065517 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311241 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 16:13 Cleared 1 1 1 1
1000065518 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302797 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-09 21:17 Cleared 1 1 1 1
1000065518 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311262 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 16:22 Cleared 1 1 1 1
1000065518 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312399 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 19:37 Cleared 1 1 1 1
1000065522 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1297795 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 16:39 Cleared 1 1 1 1
1000065522 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1298783 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 20:25 Cleared 1 1 1 1
1000065522 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1301530 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-08 20:11 Cleared 1 1 1 1
1000068409 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1374221 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 22:19 Cleared 1 1 1 1
1000068409 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1374706 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 00:52 Cleared 1 1 1 1
1000068409 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1380515 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 00:41 Cleared 1 1 1 1
1000065633 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1308850 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-12 19:46 Cleared 1 1 1 1
1000065633 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1319538 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-17 14:47 Cleared 1 1 1 1
1000065633 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1319552 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-17 15:07 Cleared 1 1 1 1
1000068411 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372035 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-15 18:51 Cleared 1 1 1 1
1000068411 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374383 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 21:28 Cleared 1 1 1 1
1000068411 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374384 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 21:28 Cleared 1 1 1 1
1000068412 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1376045 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-17 16:56 Cleared 1 1 1 1
1000068412 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1377503 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 01:49 Cleared 1 1 1 1
1000068412 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1377504 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 01:50 Cleared 1 1 1 1
1000065634 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311006 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-16 01:05 Cleared 1 1 1 1
1000065634 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311050 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-15 21:27 Cleared 1 1 1 1
1000065634 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1318555 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-16 01:05 Cleared 1 1 1 1
1000065635 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1309178 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-20 15:00 Cleared 1 1 1 1
1000065635 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1309179 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-16 17:35 Cleared 1 1 1 1
1000065635 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1318475 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-15 23:42 Cleared 1 1 1 1
1000065523 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1298650 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-07 20:01 Cleared 1 1 1 1
1000065523 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1298651 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 20:01 Cleared 1 1 1 1
1000065523 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1301677 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 20:59 Cleared 1 1 1 1
1000068413 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372329 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 14:57 Cleared 1 1 1 1
1000068413 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379183 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 17:58 Cleared 1 1 1 1
1000068413 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1381565 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 15:25 Cleared 1 1 1 1
1000065525 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302125 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-09 00:08 Cleared 1 1 1 1
1000065525 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302126 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-09 00:09 Cleared 1 1 1 1
1000065525 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303255 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 20:20 Cleared 1 1 1 1
1000065638 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1310644 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 13:56 Cleared 1 1 1 1
1000065638 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311861 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. No property findings.



        2023-12-13 18:16 Cleared 1 1 1 1
1000065638 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1311967 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines. No credit findings.



        2023-12-13 18:33 Cleared 1 1 1 1
1000065529 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1304039 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-11 13:39 Cleared 1 1 1 1
1000065529 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312170 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 19:00 Cleared 1 1 1 1
1000065529 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312174 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 19:01 Cleared 1 1 1 1
1000065530 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1294113 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 23:07 Cleared 1 1 1 1
1000065530 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1294115 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 23:07 Cleared 1 1 1 1
1000065530 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298219 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 18:16 Cleared 1 1 1 1
1000065531 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1295176 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-06 20:03 Cleared 1 1 1 1
1000065531 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1300775 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-08 16:41 Cleared 1 1 1 1
1000065531 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1314855 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

    The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2023-12-14 17:14 Cleared 1 1 1 1
1000068418 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371720 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 13:37 Cleared 1 1 1 1
1000068418 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1384245 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-22 13:37 Cleared 1 1 1 1
1000068418 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1384246 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 13:38 Cleared 1 1 1 1
1000065535 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1294946 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-06 18:58 Cleared 1 1 1 1
1000065535 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1297587 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 16:10 Cleared 1 1 1 1
1000065535 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298023 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-07 17:29 Cleared 1 1 1 1
1000068420 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371104 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-14 19:59 Cleared 1 1 1 1
1000068420 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371168 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 21:40 Cleared 1 1 1 1
1000068420 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1375573 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-17 14:31 Cleared 1 1 1 1
1000065536 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1295985 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 18:46 Cleared 1 1 1 1
1000065536 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1309837 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 22:58 Cleared 1 1 1 1
1000065536 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1309839 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-12 22:59 Cleared 1 1 1 1
1000068423 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1374872 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 19:27 Cleared 1 1 1 1
1000068423 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1380313 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 22:10 Cleared 1 1 1 1
1000068423 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1380314 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 22:10 Cleared 1 1 1 1
1000068424 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370837 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 18:30 Cleared 1 1 1 1
1000068424 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1373892 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 18:30 Cleared 1 1 1 1
1000068424 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1373894 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 18:31 Cleared 1 1 1 1
1000068425 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1384850 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-22 16:02 Cleared 1 1 1 1
1000068425 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1384852 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 16:02 Cleared 1 1 1 1
1000068425 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1385683 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 20:07 Cleared 1 1 1 1
1000068426 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370781 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 02:24 Cleared 1 1 1 1
1000068426 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1373737 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 17:30 Cleared 1 1 1 1
1000068426 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1373740 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 17:31 Cleared 1 1 1 1
1000065639 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1314615 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-15 22:54 Cleared 1 1 1 1
1000065639 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1314647 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-15 22:01 Cleared 1 1 1 1
1000065639 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1320893 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-18 14:55 Cleared 1 1 1 1
1000068430 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1377276 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-17 22:44 Cleared 1 1 1 1
1000068430 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1380306 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 22:06 Cleared 1 1 1 1
1000068430 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1382605 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 21:14 Cleared 1 1 1 1
1000065538 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1299001 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 21:36 Cleared 1 1 1 1
1000065538 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1304659 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-11 15:53 Cleared 1 1 1 1
1000065538 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309222 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-12 20:49 Cleared 1 1 1 1
1000068432 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1370741 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 00:05 Cleared 1 1 1 1
1000068432 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1371187 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-14 22:11 Cleared 1 1 1 1
1000068432 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1371188 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-14 22:11 Cleared 1 1 1 1
1000068433 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370770 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 01:33 Cleared 1 1 1 1
1000068433 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1375567 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 14:30 Cleared 1 1 1 1
1000068433 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1375570 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-17 14:31 Cleared 1 1 1 1
1000065539 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1303652 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 19:33 Cleared 1 1 1 1
1000065539 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1306341 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-11 23:04 Cleared 1 1 1 1
1000065539 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1312821 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 20:46 Cleared 1 1 1 1
1000065541 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1296184 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 13:20 Cleared 1 1 1 1
1000065541 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300087 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-08 13:00 Cleared 1 1 1 1
1000065541 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300223 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-08 13:51 Cleared 1 1 1 1
1000065542 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298238 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 18:20 Cleared 1 1 1 1
1000065542 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298241 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 18:20 Cleared 1 1 1 1
1000065542 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1309997 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 00:40 Cleared 1 1 1 1
1000065640 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312936 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines. No Credit findings.



        2023-12-13 21:09 Cleared 1 1 1 1
1000065640 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312940 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. No property findings.



        2023-12-13 21:10 Cleared 1 1 1 1
1000065640 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1324905 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-19 22:15 Cleared 1 1 1 1
1000068436 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380491 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 18:21 Cleared 1 1 1 1
1000068436 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1383050 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-20 18:44 Cleared 1 1 1 1
1000068436 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1385288 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 18:21 Cleared 1 1 1 1
1000068437 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1377131 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-17 21:43 Cleared 1 1 1 1
1000068437 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1378553 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 14:51 Cleared 1 1 1 1
1000068437 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1378554 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 14:51 Cleared 1 1 1 1
1000068438 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1373582 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 21:58 Cleared 1 1 1 1
1000068438 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1374522 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 22:34 Cleared 1 1 1 1
1000068438 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1381900 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 17:18 Cleared 1 1 1 1
1000065547 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1303247 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-10 17:31 Cleared 1 1 1 1
1000065547 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1305508 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 15:10 Cleared 1 1 1 1
1000065547 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 1315281 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-14 19:18 Cleared 1 1 1 1
1000068439 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372043 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-15 19:00 Cleared 1 1 1 1
1000068439 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372044 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-15 19:00 Cleared 1 1 1 1
1000068439 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1381246 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 13:54 Cleared 1 1 1 1
1000068442 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372389 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-15 23:06 Cleared 1 1 1 1
1000068442 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1373126 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 14:14 Cleared 1 1 1 1
1000068442 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1381640 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 16:01 Cleared 1 1 1 1
1000068443 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372992 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 15:40 Cleared 1 1 1 1
1000068443 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374239 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 20:37 Cleared 1 1 1 1
1000068443 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1384272 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 13:47 Cleared 1 1 1 1
1000065555 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1294681 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 16:07 Cleared 1 1 1 1
1000065555 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1297509 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 15:53 Cleared 1 1 1 1
1000065555 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1297575 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-07 16:07 Cleared 1 1 1 1
1000068444 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1374774 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 21:50 Cleared 1 1 1 1
1000068444 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1376724 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-17 19:44 Cleared 1 1 1 1
1000068444 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1376725 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 19:44 Cleared 1 1 1 1
1000065642 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1313263 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. No property findings.



        2023-12-13 23:01 Cleared 1 1 1 1
1000065642 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1313265 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines. No credit findings.



        2023-12-13 23:01 Cleared 1 1 1 1
1000065642 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1319012 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-16 17:24 Cleared 1 1 1 1
1000065558 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301403 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-08 19:35 Cleared 1 1 1 1
1000065558 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1313113 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 21:58 Cleared 1 1 1 1
1000065558 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1313191 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 22:28 Cleared 1 1 1 1
1000065559 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298232 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 18:18 Cleared 1 1 1 1
1000065559 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306473 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 18:48 Cleared 1 1 1 1
1000065559 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312145 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 18:59 Cleared 1 1 1 1
1000068447 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1380474 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 15:41 Cleared 1 1 1 1
1000068447 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1383191 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-20 23:32 Cleared 1 1 1 1
1000068447 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1384967 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 16:47 Cleared 1 1 1 1
1000065560 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1295608 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-06 21:41 Cleared 1 1 1 1
1000065560 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1298171 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-08 19:43 Cleared 1 1 1 1
1000065560 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1301526 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-08 20:09 Cleared 1 1 1 1
1000068449 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1371343 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 15:47 Cleared 1 1 1 1
1000068449 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1379335 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 18:39 Cleared 1 1 1 1
1000068449 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1379336 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 18:39 Cleared 1 1 1 1
1000065562 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303679 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 16:24 Cleared 1 1 1 1
1000065562 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1306359 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 19:08 Cleared 1 1 1 1
1000065562 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1314866 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

    The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2023-12-14 17:17 Cleared 1 1 1 1
1000065564 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302478 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 19:22 Cleared 1 1 1 1
1000065564 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303278 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 16:31 Cleared 1 1 1 1
1000065564 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312364 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 19:30 Cleared 1 1 1 1
1000065565 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303657 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-11 05:01 Cleared 1 1 1 1
1000065565 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312508 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 19:53 Cleared 1 1 1 1
1000065565 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312540 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 19:58 Cleared 1 1 1 1
1000065646 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1315525 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines. No credit findings.



        2023-12-14 20:20 Cleared 1 1 1 1
1000065646 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1315526 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines. No property findings.



        2023-12-14 20:21 Cleared 1 1 1 1
1000065646 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1315977 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-14 23:46 Cleared 1 1 1 1
1000065567 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1292637 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 14:16 Cleared 1 1 1 1
1000065567 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1297115 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-07 14:16 Cleared 1 1 1 1
1000065567 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1297118 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-07 14:17 Cleared 1 1 1 1
1000068452 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370843 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 17:10 Cleared 1 1 1 1
1000068452 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371270 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-15 01:51 Cleared 1 1 1 1
1000068452 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371271 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-15 01:51 Cleared 1 1 1 1
1000065568 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1296077 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-13 20:52 Cleared 1 1 1 1
1000065568 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1300806 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 17:24 Cleared 1 1 1 1
1000065568 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1315346 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-14 19:37 Cleared 1 1 1 1
1000065570 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1311860 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 18:16 Cleared 1 1 1 1
1000065570 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1314345 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-14 14:59 Cleared 1 1 1 1
1000065570 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1314346 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-14 15:00 Cleared 1 1 1 1
1000065571 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1297945 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-07 17:15 Cleared 1 1 1 1
1000065571 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1299521 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-08 03:36 Cleared 1 1 1 1
1000065571 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1312864 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-13 20:53 Cleared 1 1 1 1
1000068455 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1371333 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 14:56 Cleared 1 1 1 1
1000068455 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1372502 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 02:21 Cleared 1 1 1 1
1000068455 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1379189 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 17:59 Cleared 1 1 1 1
1000068456 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1377568 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 16:43 Cleared 1 1 1 1
1000068456 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1379740 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 20:07 Cleared 1 1 1 1
1000068456 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1384598 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 15:10 Cleared 1 1 1 1
1000068458 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1378699 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 16:33 Cleared 1 1 1 1
1000068458 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1383245 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-21 01:00 Cleared 1 1 1 1
1000068458 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1384838 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 16:00 Cleared 1 1 1 1
1000065649 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1304672 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-11 15:57 Cleared 1 1 1 1
1000065649 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1304738 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-11 16:11 Cleared 1 1 1 1
1000065649 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1318490 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-16 00:01 Cleared 1 1 1 1
1000068459 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1383330 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-21 02:35 Cleared 1 1 1 1
1000068459 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1384935 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 16:33 Cleared 1 1 1 1
1000068459 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1385324 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 18:31 Cleared 1 1 1 1
1000068461 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371246 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 21:18 Cleared 1 1 1 1
1000068461 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371889 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-15 17:33 Cleared 1 1 1 1
1000068461 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374133 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 20:01 Cleared 1 1 1 1
1000068462 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1376908 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 20:10 Cleared 1 1 1 1
1000068462 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1377156 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 21:49 Cleared 1 1 1 1
1000068462 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1384869 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 16:05 Cleared 1 1 1 1
1000065572 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1302107 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-15 18:52 Cleared 1 1 1 1
1000065572 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1302672 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-09 18:06 Cleared 1 1 1 1
1000065572 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1317713 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-15 18:52 Cleared 1 1 1 1
1000065651 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1317197 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-15 16:17 Cleared 1 1 1 1
1000065651 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1318473 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-15 23:41 Cleared 1 1 1 1
1000065651 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1321285 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-18 17:18 Cleared 1 1 1 1
1000068464 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371888 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-17 17:59 Cleared 1 1 1 1
1000068464 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372251 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-15 21:27 Cleared 1 1 1 1
1000068464 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1376278 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-17 18:02 Cleared 1 1 1 1
1000065573 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1295269 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-14 18:49 Cleared 1 1 1 1
1000065573 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1295270 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-14 18:49 Cleared 1 1 1 1
1000065573 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1303356 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 18:38 Cleared 1 1 1 1
1000065574 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302534 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 18:45 Cleared 1 1 1 1
1000065574 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1314229 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-14 14:26 Cleared 1 1 1 1
1000065574 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1314230 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-14 14:26 Cleared 1 1 1 1
1000065575 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1301759 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-14 17:06 Cleared 1 1 1 1
1000065575 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1304985 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-11 17:01 Cleared 1 1 1 1
1000065575 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1314816 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-14 17:06 Cleared 1 1 1 1
1000068472 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1377277 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-17 22:45 Cleared 1 1 1 1
1000068472 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379779 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 20:14 Cleared 1 1 1 1
1000068472 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379781 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 20:15 Cleared 1 1 1 1
1000068473 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1371140 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 15:52 Cleared 1 1 1 1
1000068473 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1378765 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 15:52 Cleared 1 1 1 1
1000068473 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1380656 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 03:38 Cleared 1 1 1 1
1000068474 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1374500 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 18:57 Cleared 1 1 1 1
1000068474 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1375749 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-17 15:33 Cleared 1 1 1 1
1000068474 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1375750 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 15:33 Cleared 1 1 1 1
1000068475 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370641 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 21:02 Cleared 1 1 1 1
1000068475 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1370812 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-14 03:48 Cleared 1 1 1 1
1000068475 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374087 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 19:41 Cleared 1 1 1 1
1000068476 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1375905 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 16:25 Cleared 1 1 1 1
1000068476 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1375906 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-17 16:25 Cleared 1 1 1 1
1000068476 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1377041 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-17 21:19 Cleared 1 1 1 1
1000068477 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1374800 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 19:21 Cleared 1 1 1 1
1000068477 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1376165 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 17:33 Cleared 1 1 1 1
1000068477 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1379866 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 20:30 Cleared 1 1 1 1
1000065577 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302202 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2023-12-09 02:23 Cleared 1 1 1 1
1000065577 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1302203 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2023-12-09 02:23 Cleared 1 1 1 1
1000065577 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1303317 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2023-12-13 19:06 Cleared 1 1 1 1
1000068478 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371136 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 20:52 Cleared 1 1 1 1
1000068478 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374748 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 02:02 Cleared 1 1 1 1
1000068478 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1384227 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 13:25 Cleared 1 1 1 1
1000068479 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374000 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 21:37 Cleared 1 1 1 1
1000068479 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382058 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-19 18:11 Cleared 1 1 1 1
1000068479 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1382070 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 18:14 Cleared 1 1 1 1
1000068481 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1372614 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-17 22:58 Cleared 1 1 1 1
1000068481 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1372648 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 05:17 Cleared 1 1 1 1
1000068481 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1372651 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 05:17 Cleared 1 1 1 1
1000068482 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379041 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-18 17:19 Cleared 1 1 1 1
1000068482 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1385088 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-22 17:28 Cleared 1 1 1 1
1000068482 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1385089 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-22 17:28 Cleared 1 1 1 1
1000068485 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 11589137 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

    Loan meets applicable appraisal guidelines. - xx/xx/xxxx

   2026-09-24 18:57 Cleared 1 1 3 1
1000068485 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1376308 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 23:09 Cleared 1 1 3 1
1000068485 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1379340 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-18 18:40 Cleared 1 1 3 1
1000068487 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1383037 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-20 18:23 Cleared 1 1 1 1
1000068487 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1384996 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-22 16:56 Cleared 1 1 1 1
1000068487 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1385192 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-22 18:00 Cleared 1 1 1 1
1000068488 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371318 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-16 22:27 Cleared 1 1 1 1
1000068488 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371893 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-15 17:37 Cleared 1 1 1 1
1000068488 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374370 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 21:20 Cleared 1 1 1 1
1000068490 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372681 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 13:24 Cleared 1 1 1 1
1000068490 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374032 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-16 19:18 Cleared 1 1 1 1
1000068490 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374033 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 19:19 Cleared 1 1 1 1
1000068495 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1378930 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-18 16:39 Cleared 1 1 3 1
1000068495 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1381944 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 17:33 Cleared 1 1 3 1
1000068495 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1388643 3 of 3 xx/xx/xxxx Credit Approval/Underwriting Summary Not Provided The loan did not contain the Approval/Underwriting Summary.

  Agree with finding.

 - xx/xx/xxxx

 Documentation provided is sufficient. - xx/xx/xxxx

Approval/Underwriting Summary is fully present - xx/xx/xxxx

   2024-01-31 21:43 Resolved 2 1 3 1
1000068498 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1371110 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-14 20:16 Cleared 1 1 1 1
1000068498 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1372167 2 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-15 20:26 Cleared 1 1 1 1
1000068498 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 1374246 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-16 20:40 Cleared 1 1 1 1
1000068502 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1375862 1 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2024-01-17 16:07 Cleared 1 1 1 1
1000068502 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1381891 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2024-01-19 17:13 Cleared 1 1 1 1
1000068502 xxxxx   xx/xx/xxxx xxxxx xxxxx xx Primary Residence Other ATR/QM: Exempt ATR/QM: Exempt 1381892 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2024-01-19 17:13 Cleared 1 1 1 1
1000027571     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 242094 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2026-09-28 17:35 Cleared 1 1 1 1
1000027571     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 242124 2 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2026-09-28 17:35 Cleared 1 1 1 1
1000027571     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 243955 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2026-09-28 17:34 Cleared 1 1 1 1
1000028471     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 276882 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2026-09-28 17:36 Cleared 1 1 1 1
1000028471     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 298058 2 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2026-09-28 17:36 Cleared 1 1 1 1
1000028471     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 298060 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2026-09-28 17:36 Cleared 1 1 1 1
1000027537     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 404225 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-04-21 15:08 Cleared 1 1 1 1
1000027537     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 418233 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.      



     The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2022-10-04 14:11 Cleared 1 1 1 1
1000027537     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 418234 3 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2026-09-28 17:37 Cleared 1 1 1 1
1000029153     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 430481 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-05-04 20:53 Cleared 1 1 4 1
1000029153     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 442940 2 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2022-05-17 20:48 Cleared 1 1 4 1
1000029153     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 8325404 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

    The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2026-03-26 00:40 Cleared 1 1 4 1
1000029077     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 525355 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-07-01 16:51 Cleared 1 1 3 1
1000029077     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 531138 2 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2026-03-26 00:32 Cleared 1 1 3 1
1000029077     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 535398 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-07-07 23:12 Cleared 1 1 3 1
1000027549     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 543832 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-07-21 15:54 Cleared 1 1 3 1
1000027549     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 556269 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-07-19 13:00 Cleared 1 1 3 1
1000027549     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 8324954 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2026-03-26 00:27 Cleared 1 1 3 1
1000027853     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 603182 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-08-16 17:14 Cleared 1 1 1 1
1000027853     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 606044 2 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2022-08-16 19:54 Cleared 1 1 1 1
1000027853     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 606046 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-08-16 19:56 Cleared 1 1 1 1
1000029926     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 683399 1 of 4 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-10-07 15:12 Cleared 1 1 4 1
1000029926     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 683400 2 of 4 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2022-10-14 20:16 Cleared 1 1 4 1
1000029926     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 685446 3 of 4 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-10-10 14:23 Cleared 1 1 4 1
1000029926     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 688269 4 of 4 xx/xx/xxxx Property Missing Doc - Updated Completion Report (442/1004D) Missing The loan xxxxx did not contain the updated completion report (442/1004D) as required. Property located in FEMA declared disaster area. Inspection / Reinspection is needed.



  Document Uploaded.  - xx/xx/xxxx

 Documentation provided was sufficient. - xx/xx/xxxx

   2022-10-13 13:26 Resolved 3 1 4 1
1000028356     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 271862 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2026-09-28 17:38 Cleared 1 1 1 1
1000028356     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 274689 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2026-09-28 17:38 Cleared 1 1 1 1
1000028356     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 274690 3 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2026-09-28 17:38 Cleared 1 1 1 1
1000027599     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 416263 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-04-21 20:47 Cleared 1 1 1 1
1000027599     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 421846 2 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2026-09-28 17:45 Cleared 1 1 1 1
1000027599     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 425358 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.           





     The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2022-10-04 14:12 Cleared 1 1 1 1
1000028525     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 421596 1 of 3 xx/xx/xxxx Credit Missing credit report Credit Report is missing. Credit Report is missing.



    Documentation provided was sufficient. - xx/xx/xxxx

   2022-07-28 20:52 Resolved 4 1 4 1
1000028525     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 422767 2 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-04-26 17:25 Cleared 1 1 4 1
1000028525     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 469582 3 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2022-05-24 15:31 Cleared 1 1 4 1
1000028521     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 438595 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-05-06 17:56 Cleared 1 1 1 1
1000028521     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 451672 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.           





         2022-05-18 19:07 Cleared 1 1 1 1
1000028521     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 451673 3 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied. The appraised value was supported within xxxxx and all applicable appraisal guidelines were satisfied.



        2022-05-18 19:08 Cleared 1 1 1 1
1000029137     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 441670 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-05-09 17:50 Cleared 1 1 3 1
1000029137     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 450743 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.      



     The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2022-10-04 14:12 Cleared 1 1 3 1
1000029137     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 8324763 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2026-03-26 00:26 Cleared 1 1 3 1
1000029144     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 419851 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-04-25 20:01 Cleared 1 1 1 1
1000029144     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 424112 2 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2026-09-28 17:45 Cleared 1 1 1 1
1000029144     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 425513 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.           





     The loan meets all applicable credit guidelines. - xx/xx/xxxx

   2022-10-04 14:12 Cleared 1 1 1 1
1000028099     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 462762 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-05-18 19:00 Cleared 1 1 4 1
1000028099     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 465540 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-05-26 18:07 Cleared 1 1 4 1
1000028099     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 473300 3 of 3 xx/xx/xxxx Property Appraisal is Missing The file is missing the appraisal. Subject transaction closed on xx/xx/xxxx. Spring EQ HELOC matrix dated xx/xx/xxxx, loan xxxxx of xxxxx or less require and exterior or prior appraisal. The file contained an AVM Additional required appraisal documentation was not included.



    Documentation provided was sufficient. - xx/xx/xxxx

   2022-07-26 18:56 Resolved 4 1 4 1
1000028376     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 564222 1 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-07-26 23:31 Cleared 1 1 1 1
1000028376     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 564237 2 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2022-07-21 20:34 Cleared 1 1 1 1
1000028376     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 571949 3 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-07-26 19:40 Cleared 1 1 1 1
1000028916     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 511961 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-06-22 18:01 Cleared 1 1 1 1
1000028916     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 516294 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-06-28 18:51 Cleared 1 1 1 1
1000028916     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 516297 3 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2022-06-24 15:00 Cleared 1 1 1 1
1000028375     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 557164 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-07-25 11:49 Cleared 1 1 3 1
1000028375     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 568000 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-07-25 14:42 Cleared 1 1 3 1
1000028375     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 8324992 3 of 3 xx/xx/xxxx Property No Property Findings Loan meets applicable appraisal guidelines.

        2026-03-26 00:27 Cleared 1 1 3 1
1000029123     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 602740 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-08-16 20:33 Cleared 1 1 1 1
1000029123     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 607964 2 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2022-08-17 17:34 Cleared 1 1 1 1
1000029123     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 616378 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-08-22 22:31 Cleared 1 1 1 1
1000028345     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 603005 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-08-16 05:34 Cleared 1 1 1 1
1000028345     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 607221 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-08-17 14:20 Cleared 1 1 1 1
1000028345     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 607224 3 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2022-08-22 18:41 Cleared 1 1 1 1
1000028968     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 530752 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-07-08 16:45 Cleared 1 1 1 1
1000028968     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 538440 2 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2022-07-11 14:56 Cleared 1 1 1 1
1000028968     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Purchase ATR/QM: Exempt ATR/QM: Exempt 541291 3 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-07-12 14:12 Cleared 1 1 1 1
1000028156     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 608702 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-08-22 20:47 Cleared 1 1 1 1
1000028156     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 617866 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-08-23 18:24 Cleared 1 1 1 1
1000028156     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 617870 3 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2022-08-23 18:25 Cleared 1 1 1 1
1000029238     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 606139 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-08-19 18:24 Cleared 1 1 1 1
1000029238     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 614744 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-08-22 15:47 Cleared 1 1 1 1
1000029238     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 614749 3 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2022-08-22 15:47 Cleared 1 1 1 1
1000029951     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 682798 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-10-07 18:44 Cleared 1 1 4 1
1000029951     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 684751 2 of 3 xx/xx/xxxx Credit Liabilities - Excluded Debts There was no explanation or support for the omission of one or more debts from the initial application. Co-signed auto loan for xxxxx xxxxx is omitted from debt ratios.  Missing xxxx xxxxx statement from xxxxx account to confirm 12 consecutive months paid by the co-signor.

  Document Uploaded. The non-borrower Dec xxxxx bank statement has been uploaded for review and documents the xxx xxxxx payment on xx/xx/xxxx. - xx/xx/xxxx
 Documentation provided was sufficient. - xx/xx/xxxx

   2022-10-13 17:38 Resolved 3 1 4 1
1000029951     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 694267 3 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

    The appraised value was supported within xxxxx and all applicable appraisal guidelines were satisfied. - xx/xx/xxxx

   2022-10-14 20:41 Cleared   1 4 1
1000028019     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 681666 1 of 3 xx/xx/xxxx Compliance No Compliance Findings The loan meets all applicable compliance guidelines.

        2022-10-07 01:49 Cleared 1 1 1 1
1000028019     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 685470 2 of 3 xx/xx/xxxx Credit No Credit Findings The loan meets all applicable credit guidelines.

        2022-10-10 14:34 Cleared 1 1 1 1
1000028019     xx/xx/xxxx xxxxx xxxxx xx Primary Residence Refinance ATR/QM: Exempt ATR/QM: Exempt 685477 3 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied.

        2022-10-10 14:35 Cleared 1 1 1 1