| SitusAMC Loan ID |
Customer Loan ID |
Seller Loan ID |
Investor Loan Number |
TILA Status Loan Designation |
Exempt QM/ATR Equivalency |
CDFI Bank Originated Loan |
Application Date |
TRID Tested |
GSE |
HOEPA Fees |
TILA Fees |
Rate Lock Date |
Calculated APR |
Original P&I |
Qualifying P&I |
Qualifying Rate |
Is Borrower Non Occupant |
Is Co Borrower Non Occupant |
Borrower Employment Indicator |
Co Borrower Employment Indicator |
Co Borrower 2 Employment Indicator |
Co Borrower 3 Employment Indicator |
Co Borrower2 Length of Employment |
Co Borrower3 Length of Employment |
Borrower Foreign National Indicator |
Co Borrower Foreign National Indicator |
Co Borrower 2 Foreign National Indicator |
Co Borrower 3 Foreign National Indicator |
Borrower Country Name |
Co Borrower Country Name |
Co Borrower2 Country Name |
Co Borrower3 Country Name |
Residual Income |
Num Units |
Annual Property Tax |
Annual Insurance Costs |
Monthly Property Tax |
Monthly Insurance Costs |
HOA Name |
HOA Address State |
Fee Amount |
Next Due Date |
HOA Payment Frequency |
Investor DTI |
QM DTI |
Non QM DTI |
Original Credit Report Date |
Qualifying Credit Score |
Third Wage Earner Original FICO Equifax |
Third Wage Earner Original FICO Experian |
Third Wage Earner Original FICO Transunion |
Fourth Wage Earner Original FICO Equifax |
Fourth Wage Earner Original FICO Experian |
Fourth Wage Earner Original FICO Transunion |
Most Recent Updated Credit Report Date |
Primary Wage Earner Updated FICO Equifax |
Primary Wage Earner Updated FICO Experian |
Primary Wage Earner Updated FICO Transunion |
Secondary Wage Earner Updated FICO Equifax |
Secondary Wage Earner Updated FICO Experian |
Secondary Wage Earner Updated FICO Transunion |
Third Wage Earner Updated FICO Equifax |
Third Wage Earner Updated FICO Experian |
Third Wage Earner Updated FICO Transunion |
Fourth Wage Earner Updated FICO Equifax |
Fourth Wage Earner Updated FICO Experian |
Fourth Wage Earner Updated FICO Transunion |
Most Recent Updated Co Borrower 2 FICO |
Most Recent Updated Co Borrower 3 FICO |
Co Borrower 2 Asset Verification Level |
Co Borrower 3 Asset Verification Level |
Co Borrower 2 Income Verification Level |
Co Borrower 3 Income Verification Level |
Co Borrower 2 Employment Verification Level |
Co Borrower 3 Employment Verification Level |
Asset Depletion Flag |
Bank Statements Flag |
Number of Statements |
Type of Statements |
Percent of Income From Statements |
Borrower Business Ownership % |
CoBorrower Business Ownership % |
P&L Type |
Income Doc Detail |
Tax Return Doc Details |
Document Level |
Document Type |
Most Recent Bankruptcy Type |
Most Recent Bankruptcy Filing Date |
Most Recent Bankruptcy Discharge Date |
Number of Bankruptcy Events |
Months Bankruptcy (7, 11) |
Months Bankruptcy (13) |
Most Recent Deed-in -Lieu Date |
Number of Deed-in-Lieu Events |
Months Deed-in-Lieu |
Most Recent Short Sale Date |
Number of Short Sale Events |
Months Short Sale (or Pre FC) |
Most Recent Foreclosure Date |
Number of Foreclosure Events |
Months Foreclosure |
Prior Mortgage/Rent Late 30d in 24m |
Prior Mortgage/Rent Late 60d in 24m |
Prior Mortgage/Rent Late 90d in 24m |
Has ACH |
Guideline Name |
UW Guideline Author |
ATR QM Total Points and Fees Audit |
Loan Regulation Benchmark Date |
Benchmark Rate |
HUD 1 Page 1 Credits Total |
Collateral Underwriter Risk Score |
AUS Decision System |
Property Inspection Waiver (PIW) |
Rating Result |
Eligible For Rep and Warrant Relief Per Collateral Advisor |
Is Equity Shared Loan |
Investor Qualifying Rate |
Borrower Years of W2s |
CoBorrower Years of W2s |
Years of Personal Tax Returns |
Years of Business Tax Returns |
Years of 4506T |
Years of Tax Transcripts |
Months of Personal Bank Statements |
Months of Business Bank Statements |
Months of Profit and Loss Statements |
Expense Letter |
Total DSCR |
Total Inverse DSCR |
Subordinate Lien Type |
Is Shared Appreciation Mortgage |
Duration of Payout Months |
Seller VSH Indicator |
Seller Indicated VSH Guideline |
Validated VSH |
IO Remaining Amortization Term at Recast |
Maturity Date |
Borrower Own Funds Cash Amount |
Borrower Own Funds Percent |
Is the Note an eNote |
Borrower WVOE - # of Months of Income provided |
Co Borrower WVOE - # of Months of Income provided |
Co Borrower2 WVOE - # of Months of Income provided |
Co Borrower3 WVOE - # of Months of Income provided |
Were the origination guidelines utilized for this diligence review? |
Title Evidence |
Ownership Type |
Borrower Type |
Borrower Designation |
Co Borrower Type |
Co Borrower Designation |
Co Borrower2 Type |
Co Borrower2 Designation |
Co Borrower3 Type |
Co Borrower3 Designation |
Senior Lien Position |
Senior Lien Original Loan Amount |
Senior Lien Original Interest Rate |
Senior Lien Note Projected Closing Date |
Senior Lien Current Balance |
Senior Lien Current P&I |
Loan Closed in the Name of an Entity |
Note Executed by |
Assumable Mortgage Flag |
Leasehold Flag |
Buydown Flag |
Borrower Experian FICO Model Used |
Borrower Equifax FICO Model Used |
Borrower TransUnion FICO Model Used |
Co Borrower Experian FICO Model Used |
Co Borrower Equifax FICO Model Used |
Co Borrower TransUnion FICO Model Used |
Co Borrower2 Experian FICO Model Used |
Co Borrower2 Equifax FICO Model Used |
Co Borrower2 TransUnion FICO Model Used |
Co Borrower3 Experian FICO Model Used |
Co Borrower3 Equifax FICO Model Used |
Co Borrower3 TransUnion FICO Model Used |
Borrower Documentation Used to Determine Legal Residency |
Co Borrower Documentation Used to Determine Legal Residency |
Co Borrower2 Documentation Used to Determine Legal Residency |
Co Borrower3 Documentation Used to Determine Legal Residency |
Delayed Financing? |
Months Reserves |
Correspondent Type |
Departure Residence |
Rate Increase on Default |
Default Interest Rate |
Default Interest Accrual Start Days |
MERS Min Number |
Co Borrower Other Income |
Co Borrower Wage Income |
Primary Housing Lates 0 6 Months 30 |
Primary Housing Lates 0 6 Months 60 |
Primary Housing Lates 0 6 Months 90 |
Primary Housing Lates 7 12 Months 30 |
Primary Housing Lates 7 12 Months 60 |
Primary Housing Lates 7 12 Months 90 |
Primary Housing Lates 13 24 Months 30 |
Primary Housing Lates 13 24 Months 60 |
Primary Housing Lates 13 24 Months 90 |
Primary Housing Lates 25 36 Months 30 |
Primary Housing Lates 25 36 Months 60 |
Primary Housing Lates 25 36 Months 90 |
Borrower 1 ITIN Flag |
Borrower 2 ITIN Flag |
Borrower 3 ITIN Flag |
Borrower 4 ITIN Flag |
Total Number of Mortgaged Properties |
Amortization Term Less IO |
Flood Zone Designation |
Flood Policy Expiration Date |
Flood Policy Coverage Amount |
