The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFFIRM HLDGS INC COM CL A 00827B106 420,711 6,077 SH SOLE 0 0 0 6,077
ALPHABET INC CAP STK CL C 02079K107 2,050,200 6,017 SH SOLE 0 0 0 6,017
AMAZON COM INC COM 023135106 1,558,725 6,256 SH SOLE 0 0 0 6,256
AMPHENOL CORP CL A 032095101 799,080 9,479 SH SOLE 0 0 0 9,479
APPLE INC COM 037833100 909,705 2,732 SH SOLE 0 0 0 2,732
ATMOS ENERGY CORP COM 049560105 1,517,993 9,703 SH SOLE 0 0 0 9,703
AUTOMATIC DATA PROCESSING IN COM 053015103 216,512 839 SH SOLE 0 0 0 839
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,625,080 3,264 SH SOLE 0 0 0 3,264
BLACKSTONE INC COM 09260D107 950,299 8,478 SH SOLE 0 0 0 8,478
BOEING CO COM 097023105 764,666 4,110 SH SOLE 0 0 0 4,110
BROADCOM INC COM 11135F101 2,536,294 7,222 SH SOLE 0 0 0 7,222
CANADIAN NAT RES LTD MED TER COM 136385101 431,914 9,176 SH SOLE 0 0 0 9,176
CAPITAL GROUP CORE EQUITY ET SHS CREAT UNIT 14020V108 437,346 9,828 SH SOLE 0 0 0 9,828
CHEVRON CORPORATION COM 166764100 1,482,360 7,259 SH SOLE 0 0 0 7,259
CLOUDFLARE INC CL A COM 18915M107 754,292 2,172 SH SOLE 0 0 0 2,172
COMCAST CORP NEW CL A 20030N101 669,816 30,782 SH SOLE 0 0 0 30,782
COMMERCIAL BANCGROUP INC COM 20112C106 3,904,392 124,542 SH SOLE 0 0 0 124,542
DFA INVT DIMENSIONS GROUP IN U.S. SML CP VAL 25239Y170 4,264,686 113,816 SH SOLE 0 0 0 113,816
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 9,874,506 262,550 SH SOLE 0 0 0 262,550
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 15,992,754 359,792 SH SOLE 0 0 0 359,792
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 12,646,371 318,388 SH SOLE 0 0 0 318,388
DISNEY WALT CO COM 254687106 706,292 6,733 SH SOLE 0 0 0 6,733
DUKE ENERGY CORP NEW COM NEW 26441C204 308,739 2,708 SH SOLE 0 0 0 2,708
ELI LILLY & CO COM 532457108 1,463,706 1,265 SH SOLE 0 0 0 1,265
EOG RES INC COM 26875P101 205,951 1,495 SH SOLE 0 0 0 1,495
GE AEROSPACE COM NEW 369604301 1,016,192 3,254 SH SOLE 0 0 0 3,254
GSK PLC SPONSORED ADR 37733W204 363,202 7,540 SH SOLE 0 0 0 7,540
ISHARES TR CORE S&P500 ETF 464287200 689,265 900 SH SOLE 0 0 0 900
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 4,112,610 81,648 SH SOLE 0 0 0 81,648
JPMORGAN CHASE & CO COM 46625H100 1,648,012 4,981 SH SOLE 0 0 0 4,981
MEDTRONIC PLC SHS G5960L103 373,808 4,332 SH SOLE 0 0 0 4,332
MERCADOLIBRE INC COM 58733R102 330,149 191 SH SOLE 0 0 0 191
META PLATFORMS INC CL A 30303M102 3,301,538 4,553 SH SOLE 0 0 0 4,553
MICROSOFT CORP COM 594918104 3,098,947 6,042 SH SOLE 0 0 0 6,042
MORGAN STANLEY ETF TRUST EATO VANC BD ETF 61774R841 8,267,862 171,568 SH SOLE 0 0 0 171,568
NETFLIX INC. COM 64110L106 640,484 9,205 SH SOLE 0 0 0 9,205
PGIM ETF TR PGIM ULTRA SH BD 69344A107 2,511,974 50,788 SH SOLE 0 0 0 50,788
PHILIP MORRIS INTL INC COM 718172109 1,602,316 8,397 SH SOLE 0 0 0 8,397
PROSPECT CAP CORP COM 74348T102 41,600 20,000 SH SOLE 0 0 0 20,000
ROYAL CARIBBEAN GROUP COM V7780T103 802,897 3,020 SH SOLE 0 0 0 3,020
RTX CORPORATION COM 75513E101 741,857 3,996 SH SOLE 0 0 0 3,996
SALESFORCE INC COM 79466L302 1,806,027 7,867 SH SOLE 0 0 0 7,867
SAP SE SPON ADR 803054204 1,830,663 8,781 SH SOLE 0 0 0 8,781
SEA LTD SPONSORD ADS 81141R100 276,892 2,844 SH SOLE 0 0 0 2,844
SHOPIFY INC CL A SUB VTG SHS 82509L107 472,632 3,187 SH SOLE 0 0 0 3,187
SMARTFINANCIAL INC COM NEW 83190L208 10,925,228 220,400 SH SOLE 0 0 0 220,400
STARBUCKS CORP COM 855244109 839,814 8,938 SH SOLE 0 0 0 8,938
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 2,082,964 4,566 SH SOLE 0 0 0 4,566
TC ENERGY CORP COM 87807B107 369,619 6,397 SH SOLE 0 0 0 6,397
TOAST INC CL A 888787108 335,124 11,560 SH SOLE 0 0 0 11,560
UBER TECHNOLOGIES INC COM 90353T100 903,715 13,191 SH SOLE 0 0 0 13,191
UNION PAC CORP COM 907818108 1,016,678 3,736 SH SOLE 0 0 0 3,736
UNITEDHEALTH GROUP INC COM 91324P102 898,612 2,448 SH SOLE 0 0 0 2,448
US BANCORP COM NEW 902973304 1,456,938 25,224 SH SOLE 0 0 0 25,224
VALE S A SPONSORED ADS 91912E105 262,112 19,546 SH SOLE 0 0 0 19,546
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 305,027 1,560 SH SOLE 0 0 0 1,560
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 8,447,848 190,224 SH SOLE 0 0 0 190,224
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 8,272,984 143,728 SH SOLE 0 0 0 143,728
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 8,380,637 147,911 SH SOLE 0 0 0 147,911
VERTEX PHARMACEUTICALS INC COM 92532F100 1,427,271 2,730 SH SOLE 0 0 0 2,730
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 1,149,043 22,803 SH SOLE 0 0 0 22,803