The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101 600,297 3,657 SH SOLE 3,657 0 0
ABIVAX SA SPONSORED ADS ADR 00370M103 506,883 5,119 SH SOLE 5,119 0 0
ACCO BRANDS CORP COM Stock 00081T108 51,866 12,349 SH SOLE 12,349 0 0
ADOBE INC COM Stock 00724F101 911,772 3,800 SH SOLE 3,800 0 0
AERCAP HOLDINGS NV SHS Stock N00985106 418,074 2,913 SH SOLE 2,913 0 0
ALLSTATE CORP COM Stock 020002101 609,006 2,745 SH SOLE 2,745 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 2,105,447 6,119 SH SOLE 6,119 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 401,758 1,179 SH SOLE 1,179 0 0
ALPS O'SHARES U.S. QUALITY DIVIDEND ETF ETF 00162Q387 393,817 6,621 SH SOLE 6,621 0 0
ALTRIA GROUP INC COM Stock 02209S103 611,708 9,084 SH SOLE 9,084 0 0
AMAZON COM INC COM Stock 023135106 2,082,924 8,360 SH SOLE 8,360 0 0
AMERICAN EXPRESS CO COM Stock 025816109 212,870 700 SH SOLE 700 0 0
AMPHENOL CORP NEW CL A Stock 032095101 576,781 6,842 SH SOLE 6,842 0 0
APPLE INC COM Stock 037833100 3,384,147 10,162 SH SOLE 10,162 0 0
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH ADR 03938L203 360,930 5,408 SH SOLE 5,408 0 0
ARGENX SE SPONSORED ADR ADR 04016X101 512,058 534 SH SOLE 534 0 0
ASCENDIS PHARMA A/S ORD SHS Stock K08588103 560,234 2,459 SH SOLE 2,459 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS ADR 00215W100 492,350 11,074 SH SOLE 11,074 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 662,698 2,568 SH SOLE 2,568 0 0
BANCO BILBAO VIZCAYA ARGENTARI SPONSORED ADR ADR 05946K101 1,176,030 42,197 SH SOLE 42,197 0 0
BANK OF NY MELLON CORP COM Stock 064058100 628,417 4,345 SH SOLE 4,345 0 0
BARCLAYS PLC ADR ADR 06738E204 791,153 32,598 SH SOLE 32,598 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 679,702 1,365 SH SOLE 1,365 0 0
BLOOM ENERGY CORP COM CL A Stock 093712107 296,923 1,072 SH SOLE 1,072 0 0
BRINKER INTL INC COM Stock 109641100 674,065 3,483 SH SOLE 3,483 0 0
BRITISH AMERN TOB PLC SPONSORED ADR ADR 110448107 410,611 7,548 SH SOLE 7,548 0 0
BROADCOM INC COM Stock 11135F101 840,638 2,394 SH SOLE 2,394 0 0
BROADRIDGE FINL SOLUTIONS INC COM Stock 11133T103 675,170 4,191 SH SOLE 4,191 0 0
BROWN FORMAN CORP CL B Stock 115637209 556,043 21,223 SH SOLE 21,223 0 0
CARDINAL HEALTH INC COM Stock 14149Y108 1,109,163 4,985 SH SOLE 4,985 0 0
CARPENTER TECHNOLOGY CORP COM Stock 144285103 427,313 1,099 SH SOLE 1,099 0 0
CEMEX SAB DE CV SPON ADR NEW ADR 151290889 449,081 47,222 SH SOLE 47,222 0 0
CENCORA INC COM Stock 03073E105 531,743 1,771 SH SOLE 1,771 0 0
CENTENE CORP DEL COM Stock 15135B101 540,071 8,694 SH SOLE 8,694 0 0
CHEVRON CORP NEW COM Stock 166764100 275,684 1,350 SH SOLE 1,350 0 0
CHINA YUCHAI INTL LTD COM Stock G21082105 592,363 19,090 SH SOLE 19,090 0 0
CINCINNATI FINL CORP COM Stock 172062101 486,716 3,054 SH SOLE 3,054 0 0
CNO FINL GROUP INC COM Stock 12621E103 356,613 6,740 SH SOLE 6,740 0 0
COCA COLA CO COM Stock 191216100 292,500 3,398 SH SOLE 3,398 0 0
COINBASE GLOBAL INC COM CL A Stock 19260Q107 851,334 4,567 SH SOLE 4,567 0 0
COMPANIA DE MINAS BUENAVENTURA SPONSORED ADR ADR 204448104 794,616 25,162 SH SOLE 25,162 0 0
COMPASS PATHWAYS PLC SPONSORED ADS ADR 20451W101 405,644 32,608 SH SOLE 32,608 0 0
COPA HOLDINGS SA CL A Stock P31076105 451,850 3,427 SH SOLE 3,427 0 0
CORNING INC COM Stock 219350105 47,676,524 310,071 SH SOLE 310,071 0 0
CVS HEALTH CORP COM Stock 126650100 638,990 7,457 SH SOLE 7,457 0 0
DELTA AIR LINES INC DEL COM NEW Stock 247361702 513,112 6,148 SH SOLE 6,148 0 0
DICKS SPORTING GOODS INC COM Stock 253393102 339,888 2,531 SH SOLE 2,531 0 0
DOLLAR TREE INC COM Stock 256746108 549,918 4,823 SH SOLE 4,823 0 0
DUPONT DE NEMOURS INC COM Stock 26614N201 308,359 2,374 SH SOLE 2,374 0 0
EBAY INC. COM Stock 278642103 290,259 2,737 SH SOLE 2,737 0 0
ELBIT SYS LTD ORD Stock M3760D101 484,227 710 SH SOLE 710 0 0
ELEVANCE HEALTH INC FORMERLY A COM Stock 036752103 688,211 1,770 SH SOLE 1,770 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 213,148 3,466 SH SOLE 3,466 0 0
ENI SPA SPONSORED ADR ADR 26874R108 465,025 8,564 SH SOLE 8,564 0 0
EQUINOR ASA SPONSORED ADR ADR 29446M102 522,496 12,560 SH SOLE 12,560 0 0
EXPEDIA GROUP INC COM NEW Stock 30212P303 587,293 2,230 SH SOLE 2,230 0 0
EXPEDITORS INTL WASH INC COM Stock 302130109 648,271 3,511 SH SOLE 3,511 0 0
EXXON MOBIL CORP COM Stock 30233Q108 266,926 1,640 SH SOLE 1,640 0 0
FACEBOOK INC CL A Stock 30303M102 1,235,533 1,704 SH SOLE 1,704 0 0
FIDELITY TOTAL BOND ETF ETF 316188309 552,618 12,763 SH SOLE 12,763 0 0
FISERV INC COM Stock 337738108 558,154 12,354 SH SOLE 12,354 0 0
FOMENTO ECONOMICO MEXICANO S A SPON ADR UNITS ADR 344419106 416,620 3,514 SH SOLE 3,514 0 0
FRANKLIN/LIBERTYQ INTL EQUITY HEDGED ETF ETF 35473P108 355,787 8,340 SH SOLE 8,340 0 0
GARRETT MOTION INC COM Stock 366505105 431,369 16,572 SH SOLE 16,572 0 0
GE VERNOVA INC COM SHS Stock 36828A101 428,706 451 SH SOLE 451 0 0
GENERAL MTRS CO COM Stock 37045V100 327,866 4,258 SH SOLE 4,258 0 0
GENTEX CORP COM Stock 371901109 520,847 23,958 SH SOLE 23,958 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 308,823 343 SH SOLE 343 0 0
GSK PLC SPONSORED ADR ADR 37733W204 450,775 9,358 SH SOLE 9,358 0 0
HANOVER INS GROUP INC COM Stock 410867105 561,637 2,623 SH SOLE 2,623 0 0
HARTFORD FINL SVCS GROUP INC COM Stock 416515104 535,692 4,378 SH SOLE 4,378 0 0
HUMANA INC COM Stock 444859102 968,425 2,538 SH SOLE 2,538 0 0
ILLUMINA INC COM Stock 452327109 422,015 1,542 SH SOLE 1,542 0 0
INTERCONTINENTAL HOTELS GROUP SPONSORED ADS ADR 45857P806 397,337 2,471 SH SOLE 2,471 0 0
INVESCO NASDAQ 100 ETF ETF 46138G649 292,759 961 SH SOLE 961 0 0
INVESCO QQQ TRUST ETF 46090E103 865,063 1,169 SH SOLE 1,169 0 0
INVESCO S&P 500 EQUAL WEIGHT REAL ESTATE ETF ETF 46137V290 223,437 6,721 SH SOLE 6,721 0 0
INVESCO S&P 500 INDUSTRIALS ETF ETF 46137V324 1,374,990 23,739 SH SOLE 23,739 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 3,428,775 48,628 SH SOLE 48,628 0 0
INVESCO S&P 500 QUALITY ETF ETF 46137V241 18,910,353 224,909 SH SOLE 224,909 0 0
INVESCO S&P 500 TOP 50 ETF ETF 46137V233 265,254 4,170 SH SOLE 4,170 0 0
INVESCO S&P MIDCAP QUALITY ETF ETF 46137V472 6,750,836 60,464 SH SOLE 60,464 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 10,963,670 217,749 SH SOLE 217,749 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 3,272,667 36,644 SH SOLE 36,644 0 0
ISHARES BITCOIN TRUST REGISTERED ETF 46438F101 337,298 7,125 SH SOLE 7,125 0 0
ISHARES BITCOIN TRUST REGISTERED Call 46438F901 142,020 3,000 SH Call SOLE 0 0 3,000
ISHARES BITCOIN TRUST REGISTERED Call 46438F901 47,340 1,000 SH Call SOLE 0 0 1,000
ISHARES BITCOIN TRUST REGISTERED Call 46438F901 710,100 15,000 SH Call SOLE 0 0 15,000
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND ETF 46435G672 673,613 13,691 SH SOLE 13,691 0 0
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 1,304,928 6,735 SH SOLE 6,735 0 0
ISHARES CURRENCY HEDGED MSCI EAFE ETF ETF 46434V803 7,964,335 171,682 SH SOLE 171,682 0 0
ISHARES MSCI USA SMALL-CAP MIN VOL FACTOR ETF ETF 46435G433 1,194,840 26,859 SH SOLE 26,859 0 0
ISHARES RESIDENTIAL AND MULTISECTOR REAL ESTATE ETF ETF 464288562 1,284,932 14,545 SH SOLE 14,545 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 283,088 2,260 SH SOLE 2,260 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 234,261 843 SH SOLE 843 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 3,938,894 28,609 SH SOLE 28,609 0 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 9,416,061 31,929 SH SOLE 31,929 0 0
ISHARES SILVER TRUST ETF 46428Q109 140,036 2,569 SH SOLE 2,569 0 0
ISHARES SILVER TRUST Call 46428Q909 545,100 10,000 SH Call SOLE 0 0 10,000
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760 356,892 1,723 SH SOLE 1,723 0 0
JOHNSON & JOHNSON COM Stock 478160104 531,863 2,009 SH SOLE 2,009 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 506,427 1,531 SH SOLE 1,531 0 0
KIMBERLY CLARK CORP COM Stock 494368103 486,858 4,997 SH SOLE 4,997 0 0
LAS VEGAS SANDS CORP COM Stock 517834107 488,505 12,920 SH SOLE 12,920 0 0
LILLY ELI & CO COM Stock 532457108 2,159,277 1,866 SH SOLE 1,866 0 0
LILLY ELI & CO COM Call 532457908 115,708 100 SH Call SOLE 0 0 100
LOCKHEED MARTIN CORP COM Stock 539830109 543,370 1,067 SH SOLE 1,067 0 0
M & T BK CORP COM Stock 55261F104 310,160 1,425 SH SOLE 1,425 0 0
MCCORMICK & CO INC COM NON VTG Stock 579780206 515,226 11,104 SH SOLE 11,104 0 0
MCKESSON CORP COM Stock 58155Q103 592,544 694 SH SOLE 694 0 0
MECHANICS BANCORP CL A Stock 43785V102 199,551 13,501 SH SOLE 13,501 0 0
MERCURY GENL CORP NEW COM Stock 589400100 531,813 5,380 SH SOLE 5,380 0 0
MESA LABS INC COM Stock 59064R109 352,787 2,715 SH SOLE 2,715 0 0
MICRON TECHNOLOGY INC COM Stock 595112103 2,281,466 2,142 SH SOLE 2,142 0 0
MICRON TECHNOLOGY INC COM Call 595112903 1,065,110 1,000 SH Call SOLE 0 0 1,000
MICRON TECHNOLOGY INC COM Call 595112903 2,130,220 2,000 SH Call SOLE 0 0 2,000
MICRON TECHNOLOGY INC COM Call 595112903 2,556,264 2,400 SH Call SOLE 0 0 2,400
MICROSOFT CORP COM Stock 594918104 2,612,558 5,094 SH SOLE 5,094 0 0
MITSUBISHI UFJ FINANCIAL GROUP SPONSORED ADS ADR 606822104 1,094,372 47,437 SH SOLE 47,437 0 0
MOLINA HEALTHCARE INC COM Stock 60855R100 522,862 2,765 SH SOLE 2,765 0 0
NEXTERA ENERGY INC COM Stock 65339F101 622,822 8,223 SH SOLE 8,223 0 0
NOKIA CORP SPONSORED ADR ADR 654902204 585,463 57,738 SH SOLE 57,738 0 0
NORWEGIAN CRUISE LINE HLDGS LT SHS Stock G66721104 424,774 28,975 SH SOLE 28,975 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 490,726 3,442 SH SOLE 3,442 0 0
NVIDIA CORPORATION COM Stock 67066G104 4,446,935 19,472 SH SOLE 19,472 0 0
OLD REP INTL CORP COM Stock 680223104 535,100 14,342 SH SOLE 14,342 0 0
OMEGA HEALTHCARE INVS INC COM REIT 681936100 4,101,800 88,573 SH SOLE 88,573 0 0
OMNICOM GROUP INC COM Stock 681919106 594,120 8,069 SH SOLE 8,069 0 0
OWENS CORNING NEW COM Stock 690742101 425,984 3,649 SH SOLE 3,649 0 0
PACER INDUSTRIAL REAL ESTATE ETF 69374H766 921,685 24,666 SH SOLE 24,666 0 0
PACER US CASH COWS 100 ETF ETF 69374H881 11,271,214 168,832 SH SOLE 168,832 0 0
PAYCHEX INC COM Stock 704326107 574,748 5,835 SH SOLE 5,835 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 724,021 13,783 SH SOLE 13,783 0 0
PETROLEO BRASILEIRO S A SPONSORED ADR ADR 71654V408 466,632 22,359 SH SOLE 22,359 0 0
QUALYS INC COM Stock 74758T303 370,282 1,978 SH SOLE 1,978 0 0
REALTY INCOME CORP COM REIT 756109104 1,661,599 30,600 SH SOLE 30,600 0 0
REYNOLDS CONSUMER PRODS INC COM Stock 76171L106 456,182 21,100 SH SOLE 21,100 0 0
ROIVANT SCIENCES LTD SHS Stock G76279101 444,874 12,165 SH SOLE 12,165 0 0
RYDER SYS INC COM Stock 783549108 491,139 2,155 SH SOLE 2,155 0 0
SALESFORCE COM INC COM Stock 79466L302 206,613 900 SH SOLE 900 0 0
SANDISK CORP COM Stock 80004C200 521,967 300 SH SOLE 300 0 0
SANDISK CORP COM Call 80004C900 695,956 400 SH Call SOLE 0 0 400
SANDISK CORP COM Call 80004C900 695,956 400 SH Call SOLE 0 0 400
SASOL LTD SPONSORED ADR ADR 803866300 517,448 37,442 SH SOLE 37,442 0 0
SCHWAB CHARLES CORP COM Stock 808513105 241,465 2,470 SH SOLE 2,470 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 6,179,461 171,986 SH SOLE 171,986 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508 1,016,768 29,887 SH SOLE 29,887 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 8,130,349 249,934 SH SOLE 249,934 0 0
SELECTIVE INS GROUP INC COM Stock 816300107 494,076 5,910 SH SOLE 5,910 0 0
SIRIUSXM HOLDINGS INC COMMON STOCK Stock 829933100 546,749 21,126 SH SOLE 21,126 0 0
SK TELECOM LTD SPONSORED ADR ADR 78440P306 493,872 14,147 SH SOLE 14,147 0 0
SMITH A O CORP COM Stock 831865209 520,239 9,229 SH SOLE 9,229 0 0
SONOCO PRODS CO COM Stock 835495102 285,597 5,850 SH SOLE 5,850 0 0
SPDR GOLD SHARES ETF 78463V107 5,669,135 14,886 SH SOLE 14,886 0 0
SPDR S&P 500 ETF ETF 78462F103 287,310 377 SH SOLE 377 0 0
STATE STREET SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF ETF 78464A375 11,268,914 349,099 SH SOLE 349,099 0 0
STATE STREET SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 670,715 7,286 SH SOLE 7,286 0 0
STATE STREET SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201 240,789 2,251 SH SOLE 2,251 0 0
STATE STREET SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 288,778 2,827 SH SOLE 2,827 0 0
STMICROELECTRONICS N V NY REGISTRY ADR 861012102 329,925 6,183 SH SOLE 6,183 0 0
SUMITOMO MITSUI FIN GRP INC SPONSORED ADR ADR 86562M209 711,411 27,457 SH SOLE 27,457 0 0
SUN COMMUNITIES INC REIT 866674104 970,911 8,764 SH SOLE 8,764 0 0
SYNCHRONY FINANCIAL COM Stock 87165B103 535,611 7,547 SH SOLE 7,547 0 0
TAIWAN SEMICONDUCTOR MANUFACT SPONSORED ADS ADR 874039100 813,843 1,784 SH SOLE 1,784 0 0
TASKUS INC CLASS A COM Stock 87652V109 86,114 10,998 SH SOLE 10,998 0 0
TD SYNNEX CORPORATION COM Stock 87162W100 399,402 1,555 SH SOLE 1,555 0 0
TECHNIPFMC PLC COM Stock G87110105 340,143 5,008 SH SOLE 5,008 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 467,650 2,389 SH SOLE 2,389 0 0
TESLA INC COM Stock 88160R101 325,387 917 SH SOLE 917 0 0
THE CIGNA GROUP COM Stock 125523100 537,408 1,977 SH SOLE 1,977 0 0
TORONTO DOMINION BK ONT COM NEW Stock 891160509 220,088 1,873 SH SOLE 1,873 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109 611,058 1,714 SH SOLE 1,714 0 0
ULTRAPAR PARTICIPACOES SA SP ADR REP COM ADR 90400P101 688,417 94,046 SH SOLE 94,046 0 0
UNION PAC CORP COM Stock 907818108 583,980 2,146 SH SOLE 2,146 0 0
UNITED AIRLS HLDGS INC COM Stock 910047109 466,545 4,205 SH SOLE 4,205 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 497,288 5,322 SH SOLE 5,322 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 691,805 1,885 SH SOLE 1,885 0 0
VALERO ENERGY CORP COM Stock 91913Y100 435,674 1,124 SH SOLE 1,124 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 209,429 2,966 SH SOLE 2,966 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 737,766 2,526 SH SOLE 2,526 0 0
VANGUARD S&P 500 ETF ETF 922908363 699,981 999 SH SOLE 999 0 0
VANGUARD SMALL-CAP VALUE INDEX ETF 922908611 954,275 4,131 SH SOLE 4,131 0 0
VANGUARD TOTAL STOCK INDEX ETF 922908769 1,657,314 4,428 SH SOLE 4,428 0 0
VEEVA SYS INC CL A COM Stock 922475108 298,581 1,046 SH SOLE 1,046 0 0
VENTAS HEALTHCARE INC COM REIT 92276F100 1,292,686 15,204 SH SOLE 15,204 0 0
VEON LTD SPONSORED ADS ADR 91822M502 542,794 7,342 SH SOLE 7,342 0 0
VERSANT MEDIA GROUP INC COM CL A Stock 925283103 528,724 16,679 SH SOLE 16,679 0 0
VORNADO RLTY TR SH BEN INT REIT 929042109 505,625 14,924 SH SOLE 14,924 0 0
WEST PHARMACEUTICAL SVSC INC COM Stock 955306105 344,807 930 SH SOLE 930 0 0
WESTERN DIGITAL CORP COM Stock 958102105 394,017 867 SH SOLE 867 0 0
WEYERHAEUSER (PLUM CREEK TIMBER) REIT 962166104 517,107 27,145 SH SOLE 27,145 0 0
WISDOMTREE DYNAMIC INTERNATIONAL EQUITY FUND ETF 97717X263 8,785,712 192,542 SH SOLE 192,542 0 0
WISDOMTREE US QUALITY DIVIDEND GROWTH FUND ETF 97717X669 5,182,687 53,298 SH SOLE 53,298 0 0
ZIONS BANCORPORATION NATL ASSN COM Stock 989701107 522,000 8,332 SH SOLE 8,332 0 0
ZOETIS INC CL A Stock 98978V103 153,626 2,200 SH SOLE 2,200 0 0
ZOETIS INC CL A Call 98978V903 69,830 1,000 SH Call SOLE 0 0 1,000
ZOETIS INC CL A Call 98978V903 69,830 1,000 SH Call SOLE 0 0 1,000