v3.26.3
Credit Arrangements - Financial Structure of Statutory Business Trusts (Details)
$ / shares in Units, $ in Thousands
12 Months Ended
Dec. 31, 2025
USD ($)
$ / shares
shares
Dec. 31, 2024
USD ($)
Junior Subordinated Debentures [Member]    
Credit Arrangements [Abstract]    
Number of consecutive quarters for which interest payments can be deferred 20  
Junior Subordinated Debentures [Member] | Atlantic American Statutory Trust I [Member]    
Credit Arrangements [Abstract]    
Balance December 31, 2025 [1],[2] $ 18,042  
Less: Treasury debt [1],[2],[3] 0  
Net balance December 31, 2025 [1],[2] 18,042  
Net balance December 31, 2024 [1],[2] $ 18,042 $ 18,042
Coupon rate 3-Month SOFR + 0.26161 spread adj + 4.00%  
Treasury debt [1],[2],[3] $ 0  
Interest payable Quarterly  
Maturity date Dec. 04, 2032  
Redeemable by issuer Yes  
Junior Subordinated Debentures [Member] | Atlantic American Statutory Trust II [Member]    
Credit Arrangements [Abstract]    
Balance December 31, 2025 [1],[2] $ 23,196  
Less: Treasury debt [1],[2],[3] (7,500)  
Net balance December 31, 2025 [1],[2] 15,696  
Net balance December 31, 2024 [1],[2] $ 15,696 $ 15,696
Coupon rate 3-Month SOFR + 0.26161 spread adj + 4.10%  
Treasury debt [1],[2],[3] $ 7,500  
Interest payable Quarterly  
Maturity date May 15, 2033  
Redeemable by issuer Yes  
Trust Preferred Securities [Member] | Atlantic American Statutory Trust I [Member]    
Credit Arrangements [Abstract]    
Coupon rate 3-Month SOFR + 0.26161 spread adj + 4.00%  
Distribution payable Quarterly  
Distribution guaranteed by [4] Atlantic American Corporation  
Issuance date Dec. 04, 2002  
Securities issued | shares 17,500  
Liquidation preference per security | $ / shares $ 1  
Liquidation value $ 17,500  
Trust Preferred Securities [Member] | Atlantic American Statutory Trust II [Member]    
Credit Arrangements [Abstract]    
Coupon rate 3-Month SOFR + 0.26161 spread adj + 4.10%  
Distribution payable Quarterly  
Distribution guaranteed by [4] Atlantic American Corporation  
Issuance date May 15, 2003  
Securities issued | shares 22,500  
Liquidation preference per security | $ / shares $ 1  
Liquidation value $ 22,500  
[1] For each of the respective debentures, the Company has the right at any time, and from time to time, to defer payments of interest on the Junior Subordinated Debentures for a period not exceeding 20 consecutive quarters up to the debentures’ respective maturity dates. During any such period, interest will continue to accrue and the Company may not declare or pay any cash dividends or distributions on, or purchase, the Company’s common stock nor make any principal, interest or premium payments on or repurchase any debt securities that rank equally with or junior to the Junior Subordinated Debentures. The Company has the right at any time to dissolve each of the trusts and cause the Junior Subordinated Debentures to be distributed to the holders of the Trust Preferred Securities.
[2] The Junior Subordinated Debentures are unsecured and rank junior and subordinate in right of payment to all senior debt of the Parent and are effectively subordinated to all existing and future liabilities of its subsidiaries.
[3] In 2014, the Company acquired $7,500 of the Junior Subordinated Debentures.
[4] The Parent has guaranteed, on a subordinated basis, all of the obligations under the Trust Preferred Securities, including payment of the redemption price and any accumulated and unpaid distributions to the extent of available funds and upon dissolution, winding up or liquidation.