v3.26.3
Reinsurance - Effects of Reinsurance on Premiums Written, Premiums Earned and Insurance Benefits and Losses Incurred (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Reinsurance [Abstract]    
Direct premiums written $ 232,093 $ 210,306
Assumed premiums written 42,453 27,834
Ceded premiums written (74,399) (59,215)
Net premiums written 200,147 178,925
Direct premiums earned 234,140 210,284
Assumed premiums earned 36,401 27,519
Ceded premiums earned (74,399) (59,215)
Net premiums earned 196,142 178,588
Provision for benefits and losses incurred 177,294 161,296
Reinsurance loss recoveries (44,619) (39,552)
Total insurance benefits and losses incurred [1] 132,675 [2] 121,744 [3]
Net of LFPB remeasurement gain 4,866 2,334
American Southern [Member]    
Reinsurance [Abstract]    
Direct premiums written 54,146 45,837
Assumed premiums written 42,453 27,834
Ceded premiums written (6,165) (5,979)
Net premiums written 90,434 67,692
Direct premiums earned 54,268 46,149
Assumed premiums earned 36,401 27,519
Ceded premiums earned (6,165) (5,979)
Net premiums earned 84,504 67,689
Provision for benefits and losses incurred 69,390 58,024
Reinsurance loss recoveries (4,136) (2,257)
Total insurance benefits and losses incurred 65,254 55,767
Bankers Fidelity [Member]    
Reinsurance [Abstract]    
Direct premiums written 177,947 164,469
Assumed premiums written 0 0
Ceded premiums written (68,234) (53,236)
Net premiums written 109,713 111,233
Direct premiums earned 179,872 164,135
Assumed premiums earned 0 0
Ceded premiums earned (68,234) (53,236)
Net premiums earned 111,638 110,899
Provision for benefits and losses incurred 107,904 103,272
Reinsurance loss recoveries (40,483) (37,295)
Total insurance benefits and losses incurred $ 67,421 $ 65,977
[1] This line is net of LFPB remeasurement gain of $4,866 and $2,334 for 2025 and 2024, respectively.
[2] This line is net of LFPB remeasurement gain of $4,866 for 2025.
[3] This line is net of LFPB remeasurement gain of $2,334 for 2024.