v3.26.3
Segment Information - Assets, Revenue Income (Loss) Before Income Taxes for Each Business Unit (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Segment Information [Abstract]      
Insurance premiums, net $ 196,142 $ 178,588  
Insurance benefits and losses incurred 137,541 124,078  
Future policy benefit remeasurement gain (4,866) (2,334)  
Expenses deferred (19,932) (19,239)  
Amortization and depreciation expense 13,255 15,962  
Other expenses 76,721 71,240  
Total benefits and expenses 202,719 189,707  
Underwriting income (loss) 3,557 (902)  
Net investment income (loss) 10,266 9,791  
Other income (loss) 12 9  
Subtotal 3,701 (1,319)  
Net realized gains (losses) (471) 1,210  
Unrealized gains (losses) on equity securities 4,491 (1,516)  
Income (loss) before income taxes 7,721 (1,625)  
Total revenues 210,440 188,082  
Intangibles 2,544 2,544  
Total assets 433,937 382,039 $ 378,534
American Southern [Member]      
Segment Information [Abstract]      
Insurance premiums, net 84,504 67,689  
Bankers Fidelity [Member]      
Segment Information [Abstract]      
Insurance premiums, net 111,638 110,899  
Operating Segments [Member] | American Southern [Member]      
Segment Information [Abstract]      
Insurance premiums, net 84,504 67,689  
Insurance benefits and losses incurred 65,254 55,767  
Future policy benefit remeasurement gain 0 0  
Expenses deferred (9,634) (8,498)  
Amortization and depreciation expense 10,108 8,390  
Other expenses 18,032 15,673  
Total benefits and expenses 83,760 71,332  
Underwriting income (loss) 744 (3,643)  
Net investment income (loss) 4,357 4,151  
Other income (loss) 7 5  
Subtotal 5,108 513  
Net realized gains (losses) (475) 666  
Unrealized gains (losses) on equity securities 85 (291)  
Income (loss) before income taxes 4,718 888  
Total revenues 88,478 72,220  
Intangibles 1,350 1,350  
Total assets 173,673 147,214  
Operating Segments [Member] | Bankers Fidelity [Member]      
Segment Information [Abstract]      
Insurance premiums, net 111,638 110,899  
Insurance benefits and losses incurred 72,287 68,311  
Future policy benefit remeasurement gain (4,866) (2,334)  
Expenses deferred (10,298) (10,741)  
Amortization and depreciation expense 3,058 7,571  
Other expenses 48,644 45,351  
Total benefits and expenses 108,825 108,158  
Underwriting income (loss) 2,813 2,741  
Net investment income (loss) 5,818 5,544  
Other income (loss) 3 5  
Subtotal 8,634 8,290  
Net realized gains (losses) 4 544  
Unrealized gains (losses) on equity securities 4,238 (1,039)  
Income (loss) before income taxes 12,876 7,795  
Total revenues 121,701 115,953  
Intangibles 1,194 1,194  
Total assets 229,001 202,751  
Corporate and Other [Member]      
Segment Information [Abstract]      
Insurance premiums, net 0 0  
Insurance benefits and losses incurred 0 0  
Future policy benefit remeasurement gain 0 0  
Expenses deferred 0 0  
Amortization and depreciation expense 89 1  
Other expenses 22,961 23,357  
Total benefits and expenses 23,050 23,358  
Underwriting income (loss) 0 0  
Net investment income (loss) 3,314 3,705  
Other income (loss) 9,695 9,531  
Subtotal (10,041) (10,122)  
Net realized gains (losses) 0 0  
Unrealized gains (losses) on equity securities 168 (186)  
Income (loss) before income taxes (9,873) (10,308)  
Total revenues 13,177 13,050  
Intangibles 0 0  
Total assets 164,475 156,964  
Adjustments & Eliminations [Member]      
Segment Information [Abstract]      
Insurance premiums, net 0 0  
Insurance benefits and losses incurred 0 0  
Future policy benefit remeasurement gain 0 0  
Expenses deferred 0 0  
Amortization and depreciation expense 0 0  
Other expenses (12,916) (13,141)  
Total benefits and expenses (12,916) (13,141)  
Underwriting income (loss) 0 0  
Net investment income (loss) (3,223) (3,609)  
Other income (loss) (9,693) (9,532)  
Subtotal 0 0  
Net realized gains (losses) 0 0  
Unrealized gains (losses) on equity securities 0 0  
Income (loss) before income taxes 0 0  
Total revenues (12,916) (13,141)  
Intangibles 0 0  
Total assets $ (133,212) $ (124,890)