<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by Broadridge Transform (tm) - http://www.broadridge.com -->
<!-- Created: Wed Oct 14 23:14:00 UTC 2026 -->
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_Buffer20PercentageCapRate6PercentageMember_lbl" xml:lang="en-US">Buffer 20%, Cap Rate 6% [Member]</label>
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    <loc xlink:type="locator" xlink:label="ck0001080429_BufferFifteenPercentageMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_BufferFifteenPercentageMember"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_BufferHundredPercentageMember_lbl" xml:lang="en-US">Buffer 100% [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_BufferHundredPercentageMember" xlink:to="ck0001080429_BufferHundredPercentageMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_BufferMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_BufferMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_BufferMember_lbl" xml:lang="en-US">Buffer [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_BufferMember" xlink:to="ck0001080429_BufferMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_BufferTenPercentageMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_BufferTenPercentageMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_BufferTenPercentageMember_lbl" xml:lang="en-US">Buffer 10% [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_BufferTenPercentageMember" xlink:to="ck0001080429_BufferTenPercentageMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_BufferTwentyPercentageMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_BufferTwentyPercentageMember"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_BufferTwentyPercentageMember" xlink:to="ck0001080429_BufferTwentyPercentageMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_C000279439Member" xlink:href="ck0001080429-20261016.xsd#ck0001080429_C000279439Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_C000279439Member_lbl" xml:lang="en-US">C000279439 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_C000279439Member" xlink:to="ck0001080429_C000279439Member_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CREDITINGSTRATEGYPROTECTIONLEVELRISKMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CREDITINGSTRATEGYPROTECTIONLEVELRISKMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CREDITINGSTRATEGYPROTECTIONLEVELRISKMember_lbl" xml:lang="en-US">CREDITING STRATEGY &amp; PROTECTION LEVEL RISK [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CREDITINGSTRATEGYPROTECTIONLEVELRISKMember" xlink:to="ck0001080429_CREDITINGSTRATEGYPROTECTIONLEVELRISKMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CYBERSECURITYANDBUSINESSCONTINUITYRISKSMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CYBERSECURITYANDBUSINESSCONTINUITYRISKSMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CYBERSECURITYANDBUSINESSCONTINUITYRISKSMember_lbl" xml:lang="en-US">CYBERSECURITY AND BUSINESS CONTINUITY RISKS [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CYBERSECURITYANDBUSINESSCONTINUITYRISKSMember" xlink:to="ck0001080429_CYBERSECURITYANDBUSINESSCONTINUITYRISKSMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CapRate1YearIndexLinkedOptionMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CapRate1YearIndexLinkedOptionMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CapRate1YearIndexLinkedOptionMember_lbl" xml:lang="en-US">Cap Rate 1-Year Index Linked Option [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CapRate1YearIndexLinkedOptionMember" xlink:to="ck0001080429_CapRate1YearIndexLinkedOptionMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CapRate2YearIndexLinkedOptionMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CapRate2YearIndexLinkedOptionMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CapRate2YearIndexLinkedOptionMember_lbl" xml:lang="en-US">Cap Rate 2-Year Index-Linked Option [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CapRate2YearIndexLinkedOptionMember" xlink:to="ck0001080429_CapRate2YearIndexLinkedOptionMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CapRate3YearIndexLinkedOptionMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CapRate3YearIndexLinkedOptionMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CapRate3YearIndexLinkedOptionMember_lbl" xml:lang="en-US">Cap Rate 3-Year Index-Linked Option [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CapRate3YearIndexLinkedOptionMember" xlink:to="ck0001080429_CapRate3YearIndexLinkedOptionMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CapRate6YearIndexLinkedOptionMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CapRate6YearIndexLinkedOptionMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CapRate6YearIndexLinkedOptionMember_lbl" xml:lang="en-US">Cap Rate 6-Year Index-Linked Option [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CapRate6YearIndexLinkedOptionMember" xlink:to="ck0001080429_CapRate6YearIndexLinkedOptionMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CapRateOneYearMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CapRateOneYearMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CapRateOneYearMember_lbl" xml:lang="en-US">Cap Rate One Year [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CapRateOneYearMember" xlink:to="ck0001080429_CapRateOneYearMember_lbl"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CapRateSixYearMember" xlink:to="ck0001080429_CapRateSixYearMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CapRateTierOneMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CapRateTierOneMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CapRateTierOneMember_lbl" xml:lang="en-US">Cap Rate Tier One [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CapRateTierOneMember" xlink:to="ck0001080429_CapRateTierOneMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CapRateTierTwoMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CapRateTierTwoMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CapRateTierTwoMember_lbl" xml:lang="en-US">Cap Rate Tier Two [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CapRateTierTwoMember" xlink:to="ck0001080429_CapRateTierTwoMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CapRateWithDualDirectionBuffer1YearIndexLinkedOptionMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CapRateWithDualDirectionBuffer1YearIndexLinkedOptionMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CapRateWithDualDirectionBuffer1YearIndexLinkedOptionMember_lbl" xml:lang="en-US">Cap Rate with Dual Direction Buffer 1 Year Index Linked Option [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CapRateWithDualDirectionBuffer1YearIndexLinkedOptionMember" xlink:to="ck0001080429_CapRateWithDualDirectionBuffer1YearIndexLinkedOptionMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CapRateWithDualDirectionBuffer2YearIndexLinkedOptionMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CapRateWithDualDirectionBuffer2YearIndexLinkedOptionMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CapRateWithDualDirectionBuffer2YearIndexLinkedOptionMember_lbl" xml:lang="en-US">Cap Rate with Dual Direction Buffer 2 Year Index Linked Option [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CapRateWithDualDirectionBuffer2YearIndexLinkedOptionMember" xlink:to="ck0001080429_CapRateWithDualDirectionBuffer2YearIndexLinkedOptionMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CapRateWithDualDirectionBuffer3YearIndexLinkedOptionMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CapRateWithDualDirectionBuffer3YearIndexLinkedOptionMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CapRateWithDualDirectionBuffer3YearIndexLinkedOptionMember_lbl" xml:lang="en-US">Cap Rate with Dual Direction Buffer 3 Year Index Linked Option [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CapRateWithDualDirectionBuffer3YearIndexLinkedOptionMember" xlink:to="ck0001080429_CapRateWithDualDirectionBuffer3YearIndexLinkedOptionMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CapRateWithDualDirectionBuffer6YearIndexLinkedOptionMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CapRateWithDualDirectionBuffer6YearIndexLinkedOptionMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CapRateWithDualDirectionBuffer6YearIndexLinkedOptionMember_lbl" xml:lang="en-US">Cap Rate with Dual Direction Buffer 6 Year Index Linked Option [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CapRateWithDualDirectionBuffer6YearIndexLinkedOptionMember" xlink:to="ck0001080429_CapRateWithDualDirectionBuffer6YearIndexLinkedOptionMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CapRateWithDualDirectionBufferMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CapRateWithDualDirectionBufferMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CapRateWithDualDirectionBufferMember_lbl" xml:lang="en-US">Cap Rate with Dual Direction Buffer [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ck0001080429_CapRateWithDualDirectionBufferMember" xlink:to="ck0001080429_CapRateWithDualDirectionBufferMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ck0001080429_CapRateWithDualDirectionBufferStrategyMember" xlink:href="ck0001080429-20261016.xsd#ck0001080429_CapRateWithDualDirectionBufferStrategyMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ck0001080429_CapRateWithDualDirectionBufferStrategyMember_lbl" xml:lang="en-US">Cap Rate with Dual Direction Buffer Strategy [Member]</label>
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