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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
WORLD GOLD TR SPDR GLD MINIS 98149E303 17,097,120 208,045 SH SOLE 0 0 208,045
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 8,010,864 141,385 SH SOLE 0 0 141,385
VANGUARD WORLD FD INF TECH ETF 92204A702 13,362,596 106,331 SH SOLE 0 0 106,331
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 66,323,426 94,631 SH SOLE 0 0 94,631
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2,056,822 41,510 SH SOLE 0 0 41,510
ISHARES INC CORE MSCI EMKT 46434G103 5,748,157 70,825 SH SOLE 0 0 70,825
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 6,301,869 157,902 SH SOLE 0 0 157,902
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,184,003 101,742 SH SOLE 0 0 101,742
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,229,811 71,317 SH SOLE 0 0 71,317
APPLE INC COM 037833100 2,353,119 7,066 SH SOLE 0 0 7,066