The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 2,374,968 21,713 SH SOLE 21,713 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 4,092,591 45,252 SH SOLE 45,252 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,801,498 32,279 SH SOLE 32,279 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,320,671 11,156 SH SOLE 11,156 0 0
ISHARES TR CORE MSCI EAFE 46432F842 11,823,429 122,042 SH SOLE 122,042 0 0
ISHARES TR CORE S&P MCP ETF 464287507 4,441,761 61,734 SH SOLE 61,734 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,230,920 16,399 SH SOLE 16,399 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 2,480,373 20,210 SH SOLE 20,210 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 2,505,572 25,714 SH SOLE 25,714 0 0
ISHARES TR MSCI USA MMENTM 46432F396 3,246,706 10,231 SH SOLE 10,231 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 5,025,513 22,613 SH SOLE 22,613 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,115,619 20,926 SH SOLE 20,926 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 3,110,901 29,758 SH SOLE 29,758 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 2,599,764 31,635 SH SOLE 31,635 0 0
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 2,774,339 96,768 SH SOLE 96,768 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,641,245 78,254 SH SOLE 78,254 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 4,465,293 20,665 SH SOLE 20,665 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,321,236 14,741 SH SOLE 14,741 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,631,773 18,023 SH SOLE 18,023 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1,159,912 26,794 SH SOLE 26,794 0 0
ISHARES INC CORE MSCI EMKT 46434G103 2,275,239 28,034 SH SOLE 28,034 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,820,425 2,377 SH SOLE 2,377 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,236,243 44,809 SH SOLE 44,809 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,599,089 11,612 SH SOLE 11,612 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 4,107,751 81,503 SH SOLE 81,503 0 0
SPDR SERIES TRUST ST STR CONV ETF 78464A359 502,055 4,962 SH SOLE 4,962 0 0
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 1,154,276 28,215 SH SOLE 28,215 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 628,661 8,138 SH SOLE 8,138 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 217,140 5,264 SH SOLE 5,264 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,052,668 99,882 SH SOLE 99,882 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,497,873 11,693 SH SOLE 11,693 0 0
ISHARES GOLD TR ISHARES NEW 464285204 1,718,747 22,007 SH SOLE 22,007 0 0
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 508,775 1,446 SH SOLE 1,446 0 0
IM GLOBAL PARTNER FUNDS IMGP DBI MAN ETF 53700T827 523,538 16,094 SH SOLE 16,094 0 0
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 2,861,642 31,227 SH SOLE 31,227 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 901,848 12,856 SH SOLE 12,856 0 0
ISHARES INC MSCI EMRG CHN 46434G764 587,941 5,934 SH SOLE 5,934 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,453,005 30,680 SH SOLE 30,680 0 0
APPLE INC COM 037833100 753,624 2,263 SH SOLE 2,263 0 0
ADVANCED MICRO DEVICES INC COM 007903107 215,340 352 SH SOLE 352 0 0
ALPHABET INC CAP STK CL A 02079K305 314,145 913 SH SOLE 913 0 0
ALPHABET INC CAP STK CL C 02079K107 283,496 832 SH SOLE 832 0 0
AMAZON COM INC COM 023135106 466,409 1,872 SH SOLE 1,872 0 0
BROADCOM INC COM 11135F101 260,232 741 SH SOLE 741 0 0
JPMORGAN CHASE & CO COM 46625H100 242,829 734 SH SOLE 734 0 0
META PLATFORMS INC CL A 30303M102 348,086 480 SH SOLE 480 0 0
MICROSOFT CORP COM 594918104 431,862 842 SH SOLE 842 0 0
NVIDIA CORPORATION COM 67066G104 891,596 3,904 SH SOLE 3,904 0 0
SALESFORCE INC COM 79466L302 207,990 906 SH SOLE 906 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 342,055 914 SH SOLE 914 0 0
DATADOG INC CL A COM 23804L103 11,098,593 40,528 SH SOLE 40,528 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 206,396 279 SH SOLE 279 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 619,256 812 SH SOLE 812 0 0
ISHARES TR NEW YORK MUN ETF 464288323 494,439 9,787 SH SOLE 9,787 0 0