Exhibit 99.4 Schedule 3
| ALT ID | Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| 3133326 | XXXXXX | XXXXXX | Closed | 2026-07-30 08:33 | 2026-07-30 08:33 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-07/30/2026 | Acknowledged-S&P value
equals B, secondary product within tolerance. This finding will be rated a B
for S&P. All other agencies will be rated as A. - Due Diligence
Vendor-07/30/2026 |
XX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Investor Post-Close | No | ||||||
| 3133314 | XXXXXX | XXXXXX | Closed | 2026-07-28 12:54 | 2026-07-30 07:19 | Waived | 2 - Non-Material | Credit | Eligibility | Audited FICO is less than Guideline FICO | Waived-Audited FICO of 646 is less than Guideline FICO of 660 Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/28/2026 | Waived-Audited FICO of 646
is less than Guideline FICO of 660 Lender provided approved exception dated
prior to consummation and all lender compensating factors have been
documented and validated. - Due Diligence Vendor-07/28/2026 |
1) >= 4 months Addt'l
Reserves and <= $1.0M (from cash out) 2) DSCR Ratio > 1.15% 3) > 5 Yrs Investor Experience (since 2017 per fraud report) |
XX | Investment | Refinance | Cash Out - Other | XXXXXXX | Originator Pre-Close | Yes |