Exhibit 99.3 Schedule 1

 

Loan Number (Selling Lender) Loan Number (Purchasing Lender) Data Field Tape Data IB Review Value Discrepancy Comments
XXXX 3083427 Original Note Balance XXXX XXXX Review Value captured from the Note. Source of Tape Value is unknown.
XXXX 3083427 Loan Purpose Cash Out Refinance Rate and Term Refinance Cash proceeds were used to payoff an existing first lien with limited cash to borrower.
XXXX 3083427 Original Loan to Value 52.94% 53.14% Variance is non-material.
XXXX 3083427 Original Combined Loan to Value 52.94% 53.14% Variance is non-material.
XXXX 3084102 Original Loan to Value 66.33% 60.47% Approved Value (redacted), non-material variance is due to rounding. Source of Tape Value is unknown.
XXXX 3084102 Original Combined Loan to Value 66.33% 60.47% Approved Value (redacted), non-material variance is due to rounding. Source of Tape Value is unknown.
XXXX 3084102 Appraised Value XXXX XXXX Review Value captured from the appraisal.
XXXX 3084102 Investor DTI (DSCR Ratio) 1.51184 1.21449 Source of Tape Value is unknown. Approved Value (redacted), variance is non-material.
XXXX 3086811 Total Debt to Income Ratio 40.07% 41.24% Tape Source unknown. Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3088473 Loan Purpose Cash Out Refinance Rate and Term Refinance Source of tape is unknown. Loan Purpose verified per Loan Approval and final CD.
XXXX 3088473 Investor DTI (DSCR Ratio) 1.03000 1.01419 Non-material variance due to evidence of two flood insurance policy premiums.
XXXX 3089169 Property Type PUD - Detached Single Family - Detached Per the Appraisal the Property Type is Single Family - Detached.
XXXX 3089664 Loan Purpose Cash Out Refinance Rate and Term Refinance Loan proceeds were used to payoff existing first lien with limited cash back to borrower.
XXXX 3091104 Loan Purpose Cash Out Refinance Rate and Term Refinance Loan proceeds were used to payoff the existing first lien with cash back to borrower < (redacted). Source of Tape Value is unknown.
XXXX 3091104 Original Loan to Value 75.00% 77.92% Tape source unknown, review value matches approval.
XXXX 3091104 Original Combined Loan to Value 75.00% 77.92% Tape source unknown, review value matches approval.
XXXX 3091104 Total Debt to Income Ratio 32.20% 32.87% Variance < (redacted) is non-material.
XXXX 3091104 U/W Doc Type Full Asset Utilization The borrowers were qualified on asset utilization, self employment income, and retirement. 
XXXX 3091104 Appraised Value XXXX XXXX Tape source unknown. Review Value captured per the appraisal.
XXXX 3091557 Property Type Single Family - Detached PUD - Detached Documents in file verify subject is a PUD detached. 
XXXX 3091623 Total Debt to Income Ratio 20.32% 25.32% Tape source unknown. Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3091623 Appraised Value XXXX XXXX Review Value is the appraisal value. Tape Value is the sales price.
XXXX 3092973 Property Type Single Family - Detached PUD - Detached Property Type verified per Appraisal.
XXXX 3093165 Loan Type Conventional Non-QM Loan was approved under the DSCR loan program. Source of Tape Value is unknown.
XXXX 3093312 Amortization Type Fixed Rate Fixed (IO) Per the Note the Amortization Type is Fixed (IO)
XXXX 3093312 Investor DTI (DSCR Ratio) 0.93000 0.96301 DSCR is .963%, calculated using the IO payment. $XXXX market rent / $XXXX total ITIA. Tape value .93% source unknown.  Approval and DSCR calculator reflect .96%.
XXXX 3093357 Amortization Type Fixed Rate Fixed (IO) Unknown source of tape data. Fixed Rate Interest Only per the Note.
XXXX 3093357 Original Loan to Value 69.56% 69.57% Non-material variance is due to rounding.
XXXX 3093357 Original Combined Loan to Value 69.56% 69.57% Non-material variance is due to rounding.
XXXX 3093357 Total Debt to Income Ratio 42.31% 48.96% Received updated (redacted) with an approved DTI (redacted), non-material variance due to rounding. Source of Tape Value is unknown.
XXXX 3093357 U/W Doc Type 24-mo Bank Statement-Business 12-mo Bank Statement-Business Tape source unknown. UW Doc type verified per loan approval and docs in file.
XXXX 3093681 Total Debt to Income Ratio 31.22% 49.31% Tape source is unknown. Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3093681 U/W Doc Type Full Full/Alternate (redacted) months delf employment documented in file.
XXXX 3093867 Property Type Single Family - Detached Single Family - Attached Property type verified per appraisal.
XXXX 3093867 Loan Type Conventional Non-QM Loan was approved under the non-qm DSCR loan program.
XXXX 3093924 Original Note Balance XXXX XXXX Tape source unknown.  Original note amount verified per note.
XXXX 3093924 Loan Purpose Cash Out Refinance Rate and Term Refinance Tape source unknown. Loan proceeds were used to payoff a seasoned first lien with borrower bringing cash to close.
XXXX 3093924 Escrow Impounds? Yes No Tape source unknown.  Impounds have been waived per final CD/Waiver.
XXXX 3093924 Original Loan to Value 79.82% 80.00% Tape source unknown.  Approved LTV (redacted), no variance.
XXXX 3093924 Original Combined Loan to Value 79.82% 80.00% Tape source unknown.  Approved CLTV (redacted), no variance.
XXXX 3093924 Total Debt to Income Ratio 14.51% 14.36% Tape source unknown.  Lender approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3095829 Loan Purpose Cash Out Refinance Rate and Term Refinance Cash proceeds were used to payoff a seasoned first lien used to acquire the subject property.
XXXX 3095829 Total Debt to Income Ratio 30.02% 36.49% Tape source unknown.  Approved DTI (redacted), no variance.
XXXX 3096042 Property Type Single Family - Detached PUD - Detached Per title, the subject is a to PUD. Recorded DOT with PUD Rider provided.
XXXX 3096042 Amortization Type Fixed Rate Fixed (IO) Per the Note the Amortization Type is Fixed (IO)
XXXX 3096042 Investor DTI (DSCR Ratio) 0.91200 0.90078 Variance is non-material.
XXXX 3096078 Loan Type Conventional Non-QM Loan was approved under the Non-QM DSCR loan program.
XXXX 3096180 Property Type Single Family - Detached PUD - Detached Per appraisal and title, property is a PUD.
XXXX 3096180 Amortization Type Fixed Rate Fixed (IO) Per Note, IO period of (redacted) months included in loan.
XXXX 3096180 Loan Purpose Cash Out Refinance Rate and Term Refinance Source of tape is unknown. Loan proceeds were used to payoff existing first lien with borrower bringing cash to close.
XXXX 3096180 Original Loan to Value 53.52% 53.51% Non-material variance is due to rounding.
XXXX 3096180 Original Combined Loan to Value 53.52% 53.51% Non-material variance is due to rounding.
XXXX 3096180 Total Debt to Income Ratio 35.25% 40.56% Tape source unknown. Lender approved DTI is (redacted), variance < (redacted) is non-material.
XXXX 3096180 Representative Credit Score 793 788 Tape is (redacted) high score.  Review is the lower mid score of both borrowers.
XXXX 3096408 Property Type Single Family - Detached Single Family - Attached The appraisal confirms the property is an end unit semi detached Townhouse
XXXX 3096408 Escrow Impounds? No Yes The final CD and IEADS confirm loan is escrowed.
XXXX 3096471 Total Debt to Income Ratio 42.43% 42.04% Variance < (redacted) is non-material.
XXXX 3096471 Representative Credit Score 792 796 Tape source unknown. Review is mid score of primary wage earner per credit report.
XXXX 3096594 Representative Credit Score 678 675 Tape source unknown.  Review credit score verified per credit report, tape value score not reflected.
XXXX 3096594 Investor DTI (DSCR Ratio) 1.26000 1.25328 Variance is non-material.
XXXX 3096699 Total Debt to Income Ratio 34.06% 33.88% Source of tape is unknown.  Approved DTI is (redacted), variance < (redacted) is non-material.
XXXX 3097302 Original Note Balance XXXX XXXX Source of Data Tape is unknown. Review Value captured as per the Note.
XXXX 3097302 Original Interest Rate 6.6750% 6.7500% Source of Data Tape is unknown. Review Value captured as per the Note.
XXXX 3097302 Original Loan to Value 80.00% 79.14% Approved Value (redacted), non-material variance due to rounding. Source of Tape Value is unknown.
XXXX 3097302 Original Combined Loan to Value 80.80% 79.14% Approved Value (redacted), non-material variance due to rounding. Source of Tape Value is unknown.
XXXX 3097302 Total Debt to Income Ratio 44.33% 44.02% Approved DTI (redacted), variance < (redacted) is non-material. 
XXXX 3097314 Loan Purpose Cash Out Refinance Rate and Term Refinance Loan proceeds were used to payoff existing first lien with borrower bringing cash to close.
XXXX 3097314 Investor DTI (DSCR Ratio) 1.00000 1.08548 Tape source unknown.  Per the approval the origination DSCR was (redacted), no variance.
XXXX 3097965 Appraised Value XXXX XXXX Tape reflects the sales price. Review Value is the appraisal value.
XXXX 3098157 Total Debt to Income Ratio 32.53% 32.56% Variance < (redacted) is non-material.
XXXX 3098280 Loan Purpose Cash Out Refinance Rate and Term Refinance Tape source unknown.  Loan purpose per loan approval and final CD is rate and term refinance with cash out of only (redacted) with GL max of (redacted).
XXXX 3098280 Original Loan to Value 69.54% 69.55% Non-material variance is due to rounding.
XXXX 3098280 Original Combined Loan to Value 69.54% 69.55% Non-material variance is due to rounding.
XXXX 3098280 Investor DTI (DSCR Ratio) 0.77000 0.76749 Non-material variance is due to rounding.
XXXX 3098538 Total Debt to Income Ratio 27.71% 39.14% Tape source unknown.  Lender approved DTI (redacted), no variance.  
XXXX 3098538 Representative Credit Score 790 792 Tape is lowest mid score of both borrowers.  Review is mid score of primary wage earner per guidelines.
XXXX 3098553 Total Debt to Income Ratio 47.88% 44.71% Revised approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3098721 Prepayment Penalty Clause? Yes No Loan was originally locked with a prepayment penalty, but final lock reflects prepayment penalty waived.
XXXX 3098721 Total Debt to Income Ratio 50.00% 30.96% Approved DTI (redacted), variance < (redacted) is non-material. Source of Tape Value is unknown.
XXXX 3098784 Loan Purpose Cash Out Refinance Rate and Term Refinance Approved as Limited cash-out refinance. Tape value per lock confirmation.
XXXX 3098988 Property Type Single Family - Detached PUD - Attached Per Appraisal and Title, property type is PUD - Attached.
XXXX 3098988 Loan Purpose Cash Out Refinance Rate and Term Refinance Loan proceeds were used to payoff an existing first lien with cash back to borrower < (redacted).
XXXX 3098988 Total Debt to Income Ratio 36.37% 36.48% Variance < (redacted) is non-material (Max (redacted)).
XXXX 3099030 Total Debt to Income Ratio 24.00% 26.89% Tape source unknown.  Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3099030 Approval Back-end Ratio 24.000 26.340 Tape source unknown.  Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3099057 Total Debt to Income Ratio 34.11% 43.27% Tape source is unknown. The 1008 and approval both reflect DTI of 42.088% which is within 1% of review DTI, 42.13%. (Max 45%)
XXXX 3099234 Total Debt to Income Ratio 30.00% 26.70% Tape source unknown.  Lender approved DTI per 1008 is 26.70%.  Review calculated DTI of 26.70% no variance.
XXXX 3099276 Property Type Condo Condohotel Per appraisal project is a Condohotel 
XXXX 3099276 Original Loan to Value 42.94% 46.67% Review LTV/CLTV is based on the purchase price of $XXXX XX/XX.XX vs current value of $XXXX as of XX/XX/XX. 
XXXX 3099276 Original Combined Loan to Value 42.94% 46.67% Review LTV/CLTV is based on the purchase price of $XXXX XX/XX.XX vs current value of $XXXX as of XX/XX/XX. 
XXXX 3099288 Property Type Condo Condohotel Appraisal confirms property is a Condotel.
XXXX 3099288 Investor DTI (DSCR Ratio) 1.22000 1.21464 Lender wksht used higher rental income with DSCR 1.48. Review used lower amount per guidelines DSCR 1.21.
XXXX 3099384 Sales Price XXXX XXXX Review Value is the Final Sales Price.  Tape value is Sales Price at application.
XXXX 3099384 Total Debt to Income Ratio 44.89% 44.99% Variance < (redacted) is non-material/due. Max (redacted) DTI.
XXXX 3099384 Appraised Value XXXX XXXX Review Value is the appraisal value. Tape value was final Sales Price.
XXXX 3099609 Total Debt to Income Ratio 45.10% 45.16% Tape source unknown. Lender approved DTI is (redacted), no variance.
XXXX 3099609 Approval Back-end Ratio 45.100 45.160 Tape source unknown. Lender approved DTI is (redacted), no variance.
XXXX 3099738 Appraised Value XXXX XXXX Tape is sales price.  Review is appraised value per appraisal.
XXXX 3100080 Total Debt to Income Ratio 29.23% 32.83% Approved DTI (redacted), variance < (redacted) is non-material. Tape source unknown.
XXXX 3100098 Escrow Impounds? Yes No Escrow waiver in file.
XXXX 3100098 Total Debt to Income Ratio 40.00% 32.43% Review Value matches to the approved DTI. Source of Tape Value is unknown.
XXXX 3100152 Original Note Balance XXXX XXXX Review Value captured from the Note. Source of Tape Value is unknown.
XXXX 3100152 Loan Purpose Cash Out Refinance Rate and Term Refinance Tape value cash-out refinance - source unknown. Loan proceeds were used to payoff existing lien with borrower bringing cash to close.
XXXX 3100152 Original Loan to Value 71.17% 72.99% Approved Value (redacted), non-material variance is due to rounding. Source of Tape Value is unknown.
XXXX 3100152 Original Combined Loan to Value 71.17% 72.99% Approved Value (redacted), non-material variance is due to rounding. Source of Tape Value is unknown.
XXXX 3100152 Total Debt to Income Ratio 46.29% 49.89% Approved DTI (redacted), no variance. Source of Tape Value is unknown.
XXXX 3100182 Total Debt to Income Ratio 32.01% 36.47% Tape source unknown.  DTI per the approval is (redacted), variance < (redacted) is non-material.
XXXX 3100182 Appraised Value XXXX XXXX Review Value is second appraisal value. Tape Value is the first appraisal value.
XXXX 3100293 Original Note Balance XXXX XXXX Review Value captured from the Note. Unable to determine source of data tape.
XXXX 3100293 Original Loan to Value 73.42% 73.45% Tape source unknown.  Approval reflects LTV (redacted), variance is non-material.
XXXX 3100293 Original Combined Loan to Value 73.42% 73.45% Tape source unknown.  Approval reflects CLTV (redacted), variance is non-material.
XXXX 3100293 Total Debt to Income Ratio 24.00% 33.83% Review Value matches to the approval. Source of Tape Value is unknown.
XXXX 3100293 U/W Doc Type Full Full/Alternate The loan was approved utilizing Alt Doc - (redacted) year self-employed income.  
XXXX 3100530 Property Type PUD - Detached PUD - Attached Property type verified per appraisal.
XXXX 3100530 Appraised Value XXXX XXXX Tape is sales price.  Review is appraised value verified per appraisal.
XXXX 3100608 Amortization Type Fixed Rate Fixed (IO) Per Note, IO period of (redacted) months.
XXXX 3100608 Total Debt to Income Ratio 34.56% 33.91% The source of the tape is unknown. Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3100608 U/W Doc Type Full Asset Utilization The borrowers were qualified using asset utilization and wage income.
XXXX 3102657 Total Debt to Income Ratio 35.70% 37.51% Tape source is unknown. Approved DTI of (redacted), variance < (redacted) is non-material.
XXXX 3102798 Total Debt to Income Ratio 28.71% 28.72% Non-material variance is due to rounding.
XXXX 3102834 Property Type Single Family - Detached PUD - Detached Per Appraisal, property type is PUD - Detached.
XXXX 3102834 Escrow Impounds? Yes No Final CD does not include escrow impounds.
XXXX 3102834 Total Debt to Income Ratio 35.00% 34.61% Tape source unknown.  Lender approved DTI (redacted), variance < (redacted) is non-material.  DTI remains under GL max of (redacted).
XXXX 3102885 Total Debt to Income Ratio 23.40% 19.91% QC Review 19.91% - Variance in REO fees for (redacted)of $XXXX vs lender value of $XXXX.  Tape value and lender approved DTI per 1008 is 23.40%. (Taxes page x, insurance estimate page xxxx as not insured and HOA page xxx-xxx).  DTI is under GL max of 50%.    
XXXX 3102885 Appraised Value XXXX XXXX QC Review $XXXX is Appraised value. Tape value $XXXX is sales price.
XXXX 3102948 Total Debt to Income Ratio 21.72% 22.52% Tape source unknown.  Lender approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3102948 Approval Back-end Ratio 21.72 22.47 (redacted) DTI (redacted), source of Tape Value is unknown.
XXXX 3103068 Total Debt to Income Ratio 46.57% 48.43% Tape source unknown.  Lender approved DTI is (redacted), variance < (redacted) is non-material.
XXXX 3103068 Representative Credit Score 770 800 Tape value reflects the credit score from the initial credit report.  An updated credit report for each borrower was pulled, review value reflects the score from the updated report.
XXXX 3103113 Total Debt to Income Ratio 25.88% 26.06% Tape source unknown. Lender approved DTI (redacted), no variance. 
XXXX 3103320 Escrow Impounds? Yes No Escrows removed on COC issued (redacted). Tape value matches lock confirmation.
XXXX 3103320 Total Debt to Income Ratio 29.77% 29.67% Variance < (redacted) is non-material.
XXXX 3103320 Representative Credit Score 814 780 Review score is borrowers mid score per credit report. Source of Tape Value is unknown.
XXXX 3103362 Investor DTI (DSCR Ratio) 1.00000 1.02308 Lender approved DSCR is (redacted), no variance.  Source of Tape Value is unknown.
XXXX 3103395 Original Loan to Value 69.82% 69.81% Non-material variance is due to rounding.
XXXX 3103395 Original Combined Loan to Value 69.82% 69.81% Non-material variance is due to rounding.
XXXX 3103395 Investor DTI (DSCR Ratio) 1.02000 1.01975 Non-material variance is due to rounding.
XXXX 3103509 Property Type Single Family - Detached PUD - Detached The appraisal (pg xxx) confirms the property is a detached PUD. 
XXXX 3103509 Amortization Type Fixed Rate Fixed (IO) The Note (pg xx) confirms the amortization type is interest only. 
XXXX 3103509 Original Loan to Value 23.21% 20.16% The LTV is calculated using the loan amount of $XXXX/$XXXX appraised value. Tape value per loan approval p629.
XXXX 3103509 Original Combined Loan to Value 23.21% 20.16% The CLTV is calculated using the loan amount of $XXXX/$XXXX appraised value. Tape value per loan approval p629.
XXXX 3103509 Appraised Value XXXX XXXX The appraisal (pg xxx) reflects a value of $XXXX. Tape value - unknown source.
XXXX 3103509 Investor DTI (DSCR Ratio) 1.24000 1.32405 QC review 1.325. Lender 1.36%. Tape value 1.24%DSCR - source unknown.  
XXXX 3103578 Total Debt to Income Ratio 36.81% 36.71% 36.55%DTI due to monthly payments on CBR differ from final 1003.  Tape value 36.81%DTI matches 1008 and approval using monthly revolving payments on final 1003.
XXXX 3103785 Property Type Single Family - Detached Single Family - Attached Per appraisal subject is an attached rowhouse.
XXXX 3103842 Property Type Single Family - Detached PUD - Detached Per Appraisal and Title, property type is PUD - Detached.
XXXX 3103842 Total Debt to Income Ratio 46.32% 47.94% Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3103842 Appraised Value XXXX XXXX Review Value is the appraisal value. Tape Value is the sales price.
XXXX 3103911 Original Interest Rate 6.8750% 7.1250% Tape Value is the Initial Rate on Application. Review Value captured from the Note.
XXXX 3103911 Escrow Impounds? No Yes Taxes are escrowed per CD signed at closing and IEAD.
XXXX 3103911 Total Debt to Income Ratio 40.63% 35.62% Source of tape is unknown. Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3103911 U/W Doc Type 12-mo Bank Statement-Business 12 Month 1099 The loan was approved utilizing the personal bank statement program using (redacted) in lieu with (redacted) mths statements. 
XXXX 3103959 Property Type Single Family - Detached PUD - Detached Per Appraisal, property type is PUD - Detached.
XXXX 3103959 Total Debt to Income Ratio 48.12% 48.36% Variance < (redacted) is non-material.
XXXX 3103986 Original Note Balance XXXX XXXX Tape source unknown.  Note balance verified per note.
XXXX 3103986 Escrow Impounds? No Yes PCCD correction to escrow for flood insurance. 
XXXX 3103986 Original Loan to Value 32.00% 38.39% Tape source unknown. Approval reflects (redacted) , no variance.
XXXX 3103986 Original Combined Loan to Value 32.00% 38.39% Tape source unknown. Approval reflects (redacted), no variance.
XXXX 3103986 Total Debt to Income Ratio 25.11% 34.74% Tape source unknown.  Lender approved DTI (redacted), no variance.  
XXXX 3104040 Property Type PUD - Detached PUD - Attached Per the appraisal, the subject is an attached/end unit PUD.  
XXXX 3104073 Representative Credit Score 774 764 (redacted) mid-score based on most current  credit report dated (redacted).  Tape value (redacted) mid-score based on initial credit report dated (redacted). Min required (redacted).
XXXX 3104073 Investor DTI (DSCR Ratio) 1.00000 1.04872 Approval (redacted) DSCR, variance is non-material. Min DSCR required (redacted).
XXXX 3104094 Total Debt to Income Ratio 31.15% 31.11% Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3104136 Total Debt to Income Ratio 44.79% 36.41% Source of tape is unknown.  Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3104178 Total Debt to Income Ratio 33.19% 33.51% Variance < (redacted) is non-material.
XXXX 3104253 Investor DTI (DSCR Ratio) 1.31700 1.28517 Review Value matches to the approved value. Source of Tape Value is unknown.
XXXX 3104286 Total Debt to Income Ratio 32.02% 44.87% Tape source unknown.  Per the approval documents, the DTI is 44.874%.
XXXX 3104286 Approval Back-end Ratio 32.020 44.874 Tape source unknown.  Per the approval documents, the DTI is 44.874%.
XXXX 3104394 Original Note Balance XXXX XXXX Original Note balance verified per Note. Tape value - source unknown.   
XXXX 3104394 Loan Purpose Cash Out Refinance Rate and Term Refinance Loan purpose verified per loan approval and final CD.  Tape value - source unknown. 
XXXX 3104394 Original Loan to Value 71.11% 71.61% LTV calculated by using loan amount / appraised value. Tape value - source unknown. 
XXXX 3104394 Original Combined Loan to Value 71.11% 71.61% OCLTV calculated by using loan amount / appraised value. Tape value - source unknown. 
XXXX 3104394 Representative Credit Score 801 765 Review Value is the lowest usable score for all borrowers. Tape value - source unknown.
XXXX 3104394 Appraised Value XXXX XXXX Appraised value verified per appraisal. Tape value - source unknown. 
XXXX 3104394 Investor DTI (DSCR Ratio) 1.00000 1.28476 Lender approved DSCR (redacted) variance is non material. Tape value - source unknown.
XXXX 3104424 Loan Type Conventional Non-QM
XXXX 3104424 Total Debt to Income Ratio 44.66% 44.68% Tape source unknown.  Lender approved DTI is (redacted), variance < (redacted) is non-material.
XXXX 3104625 Total Debt to Income Ratio 14.35% 13.34% Tape source unknown, DTI per the approval is (redacted), variance < (redacted) is non-material
XXXX 3104652 Property Type Single Family - Detached PUD - Detached Property Type verified as Detached PUD per appraisal and title commitment
XXXX 3104652 Loan Type Conventional Non-QM
XXXX 3104652 Loan Purpose Cash Out Refinance Rate and Term Refinance QC review rate/term refinance pr final CD. Tape value cash-out refinance-source unknown.  Lock confirmation reflects No cash-out refi.
XXXX 3104652 Total Debt to Income Ratio 30.32% 30.28% QC Review DTI 30.28%. Lender DTI 30.327%.  Tape value 30.32%DTI per lock confirmation.  Non-material variance.
XXXX 3104655 Property Type Single Family - Detached PUD - Detached Property type verified per the Appraisal and Title Commitment.
XXXX 3104745 Total Debt to Income Ratio 27.67% 29.69% Tape source unknown.  Lender approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3104745 U/W Doc Type Full Full/Alternate Borrower was qualified under the (redacted) year alt documentation program, as confirmed on approval.  Full doc according to guidelines requires (redacted) years.
XXXX 3104748 Total Debt to Income Ratio 32.54% 0.00% Source of Tape Value is unknown. The loan was approved under the DSCR loan program.
XXXX 3104748 Investor DTI (DSCR Ratio) 1.65000 1.25105 Review Value matches to the approved value. Source of Tape Value is unknown.
XXXX 3104820 Property Type PUD - Detached Single Family - Detached Per Appraisal and Title, property type is Single Family Detached. No reference to PUD in file.
XXXX 3104820 Original Note Balance XXXX XXXX Tape Value is from the initial application. Review Value captured per the Note.
XXXX 3104820 Loan Purpose Cash Out Refinance Rate and Term Refinance Per guidelines, Rate/Term Refi -Pay off subordinate liens (no seasoning or max HELOC draw requirements)
XXXX 3104820 Original Loan to Value 80.00% 78.85% Review Value matches the approved value. Source of Tape Value is unknown.
XXXX 3104820 Original Combined Loan to Value 80.00% 78.85% Review Value matches the approved value. Source of Tape Value is unknown.
XXXX 3104820 Total Debt to Income Ratio 25.24% 46.79% Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3104820 Appraised Value XXXX XXXX Tape Value is the initial estimated value. Review Value is the Appraisal Value.
XXXX 3104853 Loan Purpose Cash Out Refinance Rate and Term Refinance Loan proceeds were used to payoff an existing lien with borrower bringing cash to close.
XXXX 3104853 Total Debt to Income Ratio 49.83% 48.91% Approved DTI (redacted), variance < (redacted) is non-material. Tape Value source unknown. 
XXXX 3104853 Representative Credit Score 803 792 Review Value matches to the approval. Tape Value source unknown. 
XXXX 3104853 U/W Doc Type Full Asset Utilization QC review included Asset Utilization, Wage earner income and trust income used to qualify. Tape value Full doc - source unknown.
XXXX 3104961 Total Debt to Income Ratio 26.47% 26.23% Variance < (redacted) is non-material.
XXXX 3104961 U/W Doc Type Full Full/Alternate Lender qualified as Full income doc type. Review considered Full/Alternative as less than 2 yr income documentation was required.
XXXX 3104985 Amortization Type Fixed Rate Fixed (IO) Per Note, IO period of (redacted) months included in term.
XXXX 3104985 Loan Purpose Cash Out Refinance Rate and Term Refinance Per Final CD, all proceeds used to pay off prior mortgage.  Approval reflects rate/term.
XXXX 3104985 Original Loan to Value 68.13% 69.24% Tape is LTV calculated on higher appraisal.  Review is LTV calculated on lower of two appraisals.
XXXX 3104985 Original Combined Loan to Value 68.13% 69.24% Tape is OCLTV calculated on higher appraisal.  Review is OCLTV calculated on lower of two appraisals.
XXXX 3104985 Total Debt to Income Ratio 49.34% 44.11% Tape source unknown.  Lender approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3104985 Appraised Value XXXX XXXX Two Appraisals in file. Data tape is the higher appraisal value. Reviewer used lower appraisal value which matches the approval.
XXXX 3105003 Representative Credit Score 733 739 Review is mid score per credit report. Source of Tape Value is unknown.
XXXX 3105003 Investor DTI (DSCR Ratio) 1.25000 1.27775 Variance is non-material.
XXXX 3105027 Total Debt to Income Ratio 37.77% 38.26% Source of tape is unknown. Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3105075 Escrow Impounds? Yes No The final CD confirms no escrow impounds. 
XXXX 3105075 Original Loan to Value 66.67% 67.80% Tape value appears to use the $XXXX valuation from initial application.  Review value is based on the documented appraised value.
XXXX 3105075 Original Combined Loan to Value 66.67% 67.80% Tape value appears to use the $XXXX valuation from initial application.  Review value is based on the documented appraised value.
XXXX 3105075 Total Debt to Income Ratio 26.26% 26.70% Less than 3%, non-material. 
XXXX 3105075 U/W Doc Type 12-mo Bank Statement-Business 12-mo Bank Statement-Personal The bank statements provided were personal statements.  The file included 3 months of business statements to support the transfers. 
XXXX 3105075 Appraised Value XXXX XXXX Tape value reflects the initial estimated value.  Review value is per the appraisal in file.
XXXX 3105102 Loan Purpose Cash Out Refinance Rate and Term Refinance QC Review is Rate and Term Refinance purpose verified per loan approval and final CD. Tape value - source unknown. 
XXXX 3105102 Total Debt to Income Ratio 46.99% 47.40% Variance < (redacted) is non-material.
XXXX 3105132 Escrow Impounds? No Yes Escrow waiver in file.
XXXX 3105132 Total Debt to Income Ratio 23.00% 27.24% Lender approved DTI (redacted), variance < (redacted) is non-material. Source of Tape Value is unknown.
XXXX 3105132 Appraised Value XXXX XXXX Review Value is the appraisal value. Tape Value is the sales price.
XXXX 3105228 Original Note Balance XXXX XXXX Review Value captured from the Note. Source of Tape Value is unknown. 
XXXX 3105228 Sales Price XXXX XXXX Tape Value is sales price prior to additional amendment. Review Value is the final sales.
XXXX 3105228 Total Debt to Income Ratio 28.55% 31.30% Source of tape is unknown.  Approved DTI (redacted), variance < (redacted) is non-material. 
XXXX 3105276 Original Note Balance XXXX XXXX Review Value captured from the Note. Source of Tape Value is unknown.
XXXX 3105276 Loan Purpose Cash Out Refinance Rate and Term Refinance The loan approval, (redacted) and final CD confirm the transaction is rate and term. Tape value cash-out refi -source unknown.  Lock confirmation reflects No cash-out.
XXXX 3105276 Original Loan to Value 70.00% 70.75% Review Value matches to the loan approval. Source of Tape Value is unknown.
XXXX 3105276 Original Combined Loan to Value 70.00% 70.75% Review Value matches to the loan approval. Source of Tape Value is unknown.
XXXX 3105276 Appraised Value XXXX XXXX Review Value captured from the appraisal. Source of Tape Value is unknown.
XXXX 3105276 Investor DTI (DSCR Ratio) 1.44000 1.43760 Non-material variance is due to rounding.
XXXX 3105279 Investor DTI (DSCR Ratio) 2.32000 1.29470 Approved DSCR (redacted), no variance.   Tape Value source is unknown.
XXXX 3105297 Total Debt to Income Ratio 19.21% 22.56% Source of tape is unknown. Approved DTI (redacted), no variance.
XXXX 3105297 Representative Credit Score 754 774 Source of tape is unknown.  Borrower mid fico used.
XXXX 3105312 Original Loan to Value 20.83% 20.53% Review Value matches to the approved value. Source of Tape Value is unknown.
XXXX 3105312 Original Combined Loan to Value 20.83% 20.53% Approved Value (redacted), non-material variance < (redacted) is due to rounding. Source of Tape Value is unknown.
XXXX 3105312 Total Debt to Income Ratio 28.87% 35.09% Approved DTI (redacted), variance < (redacted) is non-material. Source of Tape Value is unknown.
XXXX 3105312 Appraised Value XXXX XXXX Review Value is the appraisal value. Tape Value is the estimated value  at application.
XXXX 3105363 Total Debt to Income Ratio 41.85% 42.73% QC review 42.73%DTI matches 1008. Tape value 41.85%DTI matches lock confirmation.
XXXX 3105363 Representative Credit Score 801 816 Review value 816 is mid score of primary wage earner. Tape value 801 is lowest mid score of both borrowers.  
XXXX 3105408 Total Debt to Income Ratio 24.22% 22.58% Tape source unknown.  Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3105408 Representative Credit Score 670 674 Tape is lowest mid score.  Review is the highest representative score when borrowers have (redacted) ownership interest in a business.
XXXX 3105429 Property Type Single Family - Detached PUD - Detached Appraisal and Title verify property is PUD detached 
XXXX 3105429 Amortization Type Fixed Rate Fixed (IO) Note provides a (redacted)-IO period.
XXXX 3105429 Investor DTI (DSCR Ratio) 1.00700 0.93774 Meets requirements. 
XXXX 3105516 Property Type PUD - Detached PUD - Attached Appraisal reflects semi-detached PUD is a townhome.
XXXX 3105516 Original Loan to Value 40.32% 40.31% Approved value (redacted), non-material variance is due to rounding.
XXXX 3105516 Original Combined Loan to Value 40.32% 40.31% Approved value (redacted), non-material variance is due to rounding.
XXXX 3105516 Investor DTI (DSCR Ratio) 1.01694 1.00988 Variance is non-material.
XXXX 3105612 Loan Purpose Cash Out Refinance Rate and Term Refinance Tape source unknown. Loan proceeds were used to payoff existing first lien with borrower bringing cash to close.
XXXX 3105612 Total Debt to Income Ratio 19.09% 23.86% Review Value matches to the approved value. Source of Tape Value is unknown.
XXXX 3105621 Original Note Balance XXXX XXXX Review Value captured from the Note. Tape Value is from the initial application.
XXXX 3105621 Loan Purpose Cash Out Refinance Rate and Term Refinance Tape source unknown. Loan proceeds were used to payoff existing first lien with limited cash back to borrower.
XXXX 3105621 Original Loan to Value 62.14% 62.75% Tape source unknown.  Approved Value (redacted), no variance.
XXXX 3105621 Original Combined Loan to Value 62.14% 62.75% Tape source unknown.  Approved Value (redacted), no variance.
XXXX 3105621 Total Debt to Income Ratio 25.09% 34.35% Tape source unknown.  Approved DTI (redacted), no variance.
XXXX 3105654 Original Note Balance XXXX XXXX Review value Note Balance $XXXX per Note. Tape value $XXXX matches original amount applied for.
XXXX 3105654 Sales Price XXXX XXXX Initial Sales Price on Application was $XXXX. Price updated to $XXXX prior to closing per final CD and PSA addendum.
XXXX 3105654 Appraised Value XXXX XXXX Data Tape is initial sales price of $XXXX. Appraised Value is $XXXX verified per appraisal.
XXXX 3105690 Original Loan to Value 54.93% 54.92% Non-material variance due to rounding.
XXXX 3105690 Original Combined Loan to Value 54.93% 54.92% Non-material variance due to rounding.
XXXX 3105690 Total Debt to Income Ratio 43.11% 38.83% Revised approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3105717 Original Interest Rate 6.1250% 6.3750% Interest rate of 6.375 verified per Executed Note.
XXXX 3105717 Total Debt to Income Ratio 44.20% 44.84% Tape source unknown.  Lender approved DTI per 1008 is 44.83%.  Review calculated DTI of 44.83% with no variance.
XXXX 3105717 Appraised Value XXXX XXXX Tape is sales price.  Review is appraised value per appraisal.
XXXX 3106056 Total Debt to Income Ratio 44.50% 44.90% Lender approved DTI (redacted), variance < (redacted) is non-material. (redacted) max limit.
XXXX 3106071 Property Type PUD - Detached PUD - Attached The appraisal confirmed the property is an Attached PUD. 
XXXX 3106071 Investor DTI (DSCR Ratio) 1.00000 1.07353 QC review 1.07%DSCR. Tape value per 1008. Non-material variance.
XXXX 3106080 Amortization Type Fixed Rate Fixed (IO) The note provides an interest only period of (redacted) months.
XXXX 3106080 Investor DTI (DSCR Ratio) 1.30000 1.33999 Variance is non-material.
XXXX 3106116 Total Debt to Income Ratio 33.08% 34.18% Tape source unknown.  Approved DTI is (redacted), non-material variance is due to rounding.
XXXX 3106137 Investor DTI (DSCR Ratio) 1.51000 1.50967 Non-material variance is due to rounding.
XXXX 3106227 Original Note Balance XXXX XXXX Note balance verified per Note. Tape value per lock confirmation.
XXXX 3106227 Loan Purpose Cash Out Refinance Rate and Term Refinance Tape source unknown. Loan purpose verified per loan approval and final CD.
XXXX 3106227 Original Loan to Value 70.85% 71.18% LTV calculated with loan amount / appraised value. Tape value per lock confirmation.
XXXX 3106227 Original Combined Loan to Value 70.85% 71.18% CLTV calculated with loan amount / appraised value. Tape value per lock confirmation.
XXXX 3106227 Total Debt to Income Ratio 31.16% 34.53% Lender approved DTI per 1008 is 35.51%.  Review calculated DTI of 34.53%.  Variance due to new tradeline estimated pmt on 1003 vs CBR supplemental with actual payment. Variance is non-material. Tape value per lock confirmation.
XXXX 3106260 Appraised Value XXXX XXXX Tape is original purchase price (redacted).  Review is appraised value per appraisal.
XXXX 3106299 Total Debt to Income Ratio 43.72% 44.83% Lender approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3106320 Investor DTI (DSCR Ratio) 1.00500 1.05155 DSCR (redacted) per review and lender approval. Tape value source is unknown.
XXXX 3106608 Total Debt to Income Ratio 14.00% 24.79% Tape source unknown.  Approved DTI is (redacted), variance < (redacted) is non-material.
XXXX 3106608 Representative Credit Score 792 781 Tape value reflects the mid score for (redacted).  Review value reflects the mid score for (redacted), the primary wage earner, in accordance with guidelines.
XXXX 3106674 Investor DTI (DSCR Ratio) 1.47645 1.78324 Lender DSCR 1.34 used income ($) used 25% vacancy factor -Review DSCR 1.78 used income from 1007 p xxx.  Tape value 1.476%DSCR per lock confirmation.
XXXX 3107034 Total Debt to Income Ratio 10.76% 11.10% Tape source unknown.  DTI per the approval is (redacted), variance < (redacted) is non-material.  
XXXX 3107169 Investor DTI (DSCR Ratio) 0.85000 0.83768 Review Value is based on the updated insurance policy premium received via trailing docs ((redacted) Min Required).
XXXX 3107199 Total Debt to Income Ratio 30.18% 32.71% Variance < (redacted) is non-material.
XXXX 3107406 Original Interest Rate 8.2500% 7.3750% Review Value captured as per the Note. Tape Value is the original locked rate.
XXXX 3107406 Total Debt to Income Ratio 25.00% 41.15% Final qualifying DTI (redacted), no variance. Tape Value is lenders initial calculated DTI.
XXXX 3107406 Representative Credit Score 661 716 Tape source unknown. Review is borrowers mid score per credit report.
XXXX 3107436 Property Type Unspecified Two Family Property type verified per appraisal.
XXXX 3107436 Amortization Type Fixed Rate Fixed (IO) Tape source unknown.  Amortization  verified per Note. Lock confirmation 30Yr Fixed IO.
XXXX 3107436 Original Note Balance XXXX XXXX Note balance verified per Note. Tape value $XXXX per lock confirmation.
XXXX 3107436 Sales Price XXXX XXXX Sales price verified per purchase agreement addendum. Tape value per lock confirmation.
XXXX 3107436 Escrow Impounds? Yes No Tape source unknown.  No escrow impounds verified per final CD.
XXXX 3107436 Original Loan to Value 75.00% 70.00% LTV calculated on loan amount / appraised value. Tape value 75%LTV per lock confirmation.
XXXX 3107436 Original Combined Loan to Value 75.00% 70.00% OCLTV calculated on loan amount / appraised value. Tape value 75%CLTV per lock confirmation. 
XXXX 3107436 Appraised Value XXXX XXXX Appraised value verified per appraisal. Tape value $XXXX per lock confirmation.
XXXX 3107496 Property Type Unspecified PUD - Attached Tape value null.  Per Appraisal subject is an Attached Townhouse 
XXXX 3107496 Investor DTI (DSCR Ratio) 1.06000 1.05763 Non-material variance is due to rounding.
XXXX 3107592 Investor DTI (DSCR Ratio) 1.10000 1.11757 Variance is non-material. Min req'd DSCR (redacted)
XXXX 3107664 Property Type PUD - Detached PUD - Attached Tape source unknown. Per Appraisal, unit is attached.
XXXX 3107664 Amortization Type Fixed Rate Fixed (IO) Tape source unknown.  Amortization is fixed IO per note.
XXXX 3107664 Original Note Balance XXXX XXXX Tape is interim Loan Amount.  Review is final loan amount verified per Note.
XXXX 3107664 Original Loan to Value 68.06% 68.34% Tape is LTV based in interim loan amount.  Review LTV is calculated on final loan amount / lowest appraised value.
XXXX 3107664 Original Combined Loan to Value 68.06% 68.34% Tape is OCLTV based in interim loan amount.  Review OCLTV is calculated on final loan amount / lowest appraised value.
XXXX 3107724 Investor DTI (DSCR Ratio) 2.78200 2.84365 Lender approved DSCR per worksheet of (redacted), no variance. Source of Tape Value is unknown.
XXXX 3108051 Original Loan to Value 58.14% 62.19% Tape source unknown, LTV per the 1008 is 62.189%.
XXXX 3108051 Original Combined Loan to Value 58.14% 62.19% Tape source unknown, CLTV per the 1008 is 62.189%.
XXXX 3108051 Appraised Value XXXX XXXX Tape source unknown, review value is from the appraisal.  
XXXX 3108204 Investor DTI (DSCR Ratio) 1.00000 1.02712 Lender approved DSCR is (redacted), no variance. Source of Tape Value is unknown.
XXXX 3108456 Total Debt to Income Ratio 41.48% 37.52% Revised DTI (redacted), variance < (redacted) is non-material.
XXXX 3108576 Appraised Value XXXX XXXX Tape source unknown.  Appraised value verified per appraisal.
XXXX 3108963 Total Debt to Income Ratio 28.62% 22.57% Review 22.57%DTI matches UAS approval and 1008.  Tape value 28.62%DTI per lock confirmation.  
XXXX 3108963 Appraised Value XXXX XXXX Sales Price was $XXXX. Appraisal Value was $XXXX.
XXXX 3109671 Amortization Type Fixed Rate Fixed (IO) Note provides a (redacted) Year IO Period. Source of Tape Value is unknown.
XXXX 3109671 Investor DTI (DSCR Ratio) 1.62000 1.62343 Variance is non-material. 
XXXX 3109683 Representative Credit Score 699 688 Tape source unknown.  Review is mid score per credit report.
XXXX 3109917 Total Debt to Income Ratio 20.86% 20.67% Review Value matches to the approved value. Source of Tape Value is unknown.
XXXX 3109917 Appraised Value XXXX XXXX Tape value is the initial estimated value.  Review value taken from the appraisal.
XXXX 3110448 Property Type Single Family - Detached PUD - Detached Tape source unknown.  Property type verified per appraisal.
XXXX 3110448 Total Debt to Income Ratio 29.04% 28.55% Approved DTI (redacted), variance < (redacted) is non-material. Source of Tape Value is unknown.
XXXX 3110913 Investor DTI (DSCR Ratio) 1.00000 1.06369 Variance is non-material. Source of Tape Value is unknown. 
XXXX 3111060 Total Debt to Income Ratio 49.96% 49.65% Lender approved DTI  (redacted), no variance. Source of Tape Value is unknown.
XXXX 3111060 U/W Doc Type 12 Month 1099 Full/Alternate Review doc type verified per UW Summary and income docs. Tape Value source is unknown.
XXXX 3111828 Investor DTI (DSCR Ratio) 1.24000 1.10043 Lender approved DSCR per worksheet is (redacted), no variance.
XXXX 3112131 Investor DTI (DSCR Ratio) 1.47427 1.54365 Lender approved DSCR of (redacted), no variance.
XXXX 3112251 Investor DTI (DSCR Ratio) 1.11280 1.13307 Source of tape is unknown.  Approved DSCR per the approval matches the review DSCR of (redacted).
XXXX 3112560 Investor DTI (DSCR Ratio) 1.49525 1.50784 Non-material variance is due to rounding.
XXXX 3112977 Total Debt to Income Ratio 35.00% 20.51% Lender approved DTI is (redacted), variance is non-material. Source of Tape Value is unknown.
XXXX 3112977 Representative Credit Score 805 801 Tape is highest score and matches lock confirmation.  Review is mid score verified per Credit Report.
XXXX 3112977 Appraised Value XXXX XXXX Review Value captured from the appraisal. Source of Tape Value is unknown.
XXXX 3113298 Investor DTI (DSCR Ratio) 1.20000 1.21451 Lender approved DSCR of (redacted) , no variance. 
XXXX 3114774 Total Debt to Income Ratio 13.00% 12.59% Tape source appears to be rounded.  Approved DTI (redacted), variance < (redacted) is non-material.
XXXX 3114846 Total Debt to Income Ratio 43.44% 43.32% Variance < (redacted) is non-material (Max (redacted)).
XXXX 3114876 Total Debt to Income Ratio 48.00% 46.14% Tape value 48% per lock confirmation.  Lender approved DTI per 1008 is 37.27%.  Review calculated DTI of 37.33%.  Variance is non-material.

XXXX 3114882 Escrow Impounds? No Yes Tape source unknown.  Loan is impounded for taxes and insurance per escrow disclosure and final CD.
XXXX 3114882 Original Loan to Value 68.44% 68.45% Non-material variance is due to rounding.
XXXX 3114882 Original Combined Loan to Value 68.44% 68.45% Non-material variance is due to rounding.
XXXX 3115125 Total Debt to Income Ratio 16.56% 16.60% Variance < (redacted) is non-material.
XXXX 3115533 Property Type Condo Condohotel Per Appraisal the subject property is a Condotel 
XXXX 3115533 Total Debt to Income Ratio 31.52% 31.58% Variance < (redacted) is non-material.
XXXX 3117882 Amortization Type Fixed Rate Fixed (IO) Per Note, IO period included.
XXXX 3117882 Interest Only Term In Months 120 60 Per Note, IO period is (redacted) months. 
XXXX 3117882 Total Debt to Income Ratio 47.30% 53.04% Investor Acknowledged Exception, DTI with fully amortized payment (redacted), which is within (redacted).  Tape Value is based on the IO payment.