Exhibit 99.3 Schedule 1
| Loan Number (Selling Lender) | Loan Number (Purchasing Lender) | Data Field | Tape Data | IB Review Value | Discrepancy Comments |
| XXXX | 3083427 | Original Note Balance | XXXX | XXXX | Review Value captured from the Note. Source of Tape Value is unknown. |
| XXXX | 3083427 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Cash proceeds were used to payoff an existing first lien with limited cash to borrower. |
| XXXX | 3083427 | Original Loan to Value | 52.94% | 53.14% | Variance is non-material. |
| XXXX | 3083427 | Original Combined Loan to Value | 52.94% | 53.14% | Variance is non-material. |
| XXXX | 3084102 | Original Loan to Value | 66.33% | 60.47% | Approved Value (redacted), non-material variance is due to rounding. Source of Tape Value is unknown. |
| XXXX | 3084102 | Original Combined Loan to Value | 66.33% | 60.47% | Approved Value (redacted), non-material variance is due to rounding. Source of Tape Value is unknown. |
| XXXX | 3084102 | Appraised Value | XXXX | XXXX | Review Value captured from the appraisal. |
| XXXX | 3084102 | Investor DTI (DSCR Ratio) | 1.51184 | 1.21449 | Source of Tape Value is unknown. Approved Value (redacted), variance is non-material. |
| XXXX | 3086811 | Total Debt to Income Ratio | 40.07% | 41.24% | Tape Source unknown. Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3088473 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Source of tape is unknown. Loan Purpose verified per Loan Approval and final CD. |
| XXXX | 3088473 | Investor DTI (DSCR Ratio) | 1.03000 | 1.01419 | Non-material variance due to evidence of two flood insurance policy premiums. |
| XXXX | 3089169 | Property Type | PUD - Detached | Single Family - Detached | Per the Appraisal the Property Type is Single Family - Detached. |
| XXXX | 3089664 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Loan proceeds were used to payoff existing first lien with limited cash back to borrower. |
| XXXX | 3091104 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Loan proceeds were used to payoff the existing first lien with cash back to borrower < (redacted). Source of Tape Value is unknown. |
| XXXX | 3091104 | Original Loan to Value | 75.00% | 77.92% | Tape source unknown, review value matches approval. |
| XXXX | 3091104 | Original Combined Loan to Value | 75.00% | 77.92% | Tape source unknown, review value matches approval. |
| XXXX | 3091104 | Total Debt to Income Ratio | 32.20% | 32.87% | Variance < (redacted) is non-material. |
| XXXX | 3091104 | U/W Doc Type | Full | Asset Utilization | The borrowers were qualified on asset utilization, self employment income, and retirement. |
| XXXX | 3091104 | Appraised Value | XXXX | XXXX | Tape source unknown. Review Value captured per the appraisal. |
| XXXX | 3091557 | Property Type | Single Family - Detached | PUD - Detached | Documents in file verify subject is a PUD detached. |
| XXXX | 3091623 | Total Debt to Income Ratio | 20.32% | 25.32% | Tape source unknown. Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3091623 | Appraised Value | XXXX | XXXX | Review Value is the appraisal value. Tape Value is the sales price. |
| XXXX | 3092973 | Property Type | Single Family - Detached | PUD - Detached | Property Type verified per Appraisal. |
| XXXX | 3093165 | Loan Type | Conventional | Non-QM | Loan was approved under the DSCR loan program. Source of Tape Value is unknown. |
| XXXX | 3093312 | Amortization Type | Fixed Rate | Fixed (IO) | Per the Note the Amortization Type is Fixed (IO) |
| XXXX | 3093312 | Investor DTI (DSCR Ratio) | 0.93000 | 0.96301 | DSCR is .963%, calculated using the IO payment. $XXXX market rent / $XXXX total ITIA. Tape value .93% source unknown. Approval and DSCR calculator reflect .96%. |
| XXXX | 3093357 | Amortization Type | Fixed Rate | Fixed (IO) | Unknown source of tape data. Fixed Rate Interest Only per the Note. |
| XXXX | 3093357 | Original Loan to Value | 69.56% | 69.57% | Non-material variance is due to rounding. |
| XXXX | 3093357 | Original Combined Loan to Value | 69.56% | 69.57% | Non-material variance is due to rounding. |
| XXXX | 3093357 | Total Debt to Income Ratio | 42.31% | 48.96% | Received updated (redacted) with an approved DTI (redacted), non-material variance due to rounding. Source of Tape Value is unknown. |
| XXXX | 3093357 | U/W Doc Type | 24-mo Bank Statement-Business | 12-mo Bank Statement-Business | Tape source unknown. UW Doc type verified per loan approval and docs in file. |
| XXXX | 3093681 | Total Debt to Income Ratio | 31.22% | 49.31% | Tape source is unknown. Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3093681 | U/W Doc Type | Full | Full/Alternate | (redacted) months delf employment documented in file. |
| XXXX | 3093867 | Property Type | Single Family - Detached | Single Family - Attached | Property type verified per appraisal. |
| XXXX | 3093867 | Loan Type | Conventional | Non-QM | Loan was approved under the non-qm DSCR loan program. |
| XXXX | 3093924 | Original Note Balance | XXXX | XXXX | Tape source unknown. Original note amount verified per note. |
| XXXX | 3093924 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Tape source unknown. Loan proceeds were used to payoff a seasoned first lien with borrower bringing cash to close. |
| XXXX | 3093924 | Escrow Impounds? | Yes | No | Tape source unknown. Impounds have been waived per final CD/Waiver. |
| XXXX | 3093924 | Original Loan to Value | 79.82% | 80.00% | Tape source unknown. Approved LTV (redacted), no variance. |
| XXXX | 3093924 | Original Combined Loan to Value | 79.82% | 80.00% | Tape source unknown. Approved CLTV (redacted), no variance. |
| XXXX | 3093924 | Total Debt to Income Ratio | 14.51% | 14.36% | Tape source unknown. Lender approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3095829 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Cash proceeds were used to payoff a seasoned first lien used to acquire the subject property. |
| XXXX | 3095829 | Total Debt to Income Ratio | 30.02% | 36.49% | Tape source unknown. Approved DTI (redacted), no variance. |
| XXXX | 3096042 | Property Type | Single Family - Detached | PUD - Detached | Per title, the subject is a to PUD. Recorded DOT with PUD Rider provided. |
| XXXX | 3096042 | Amortization Type | Fixed Rate | Fixed (IO) | Per the Note the Amortization Type is Fixed (IO) |
| XXXX | 3096042 | Investor DTI (DSCR Ratio) | 0.91200 | 0.90078 | Variance is non-material. |
| XXXX | 3096078 | Loan Type | Conventional | Non-QM | Loan was approved under the Non-QM DSCR loan program. |
| XXXX | 3096180 | Property Type | Single Family - Detached | PUD - Detached | Per appraisal and title, property is a PUD. |
| XXXX | 3096180 | Amortization Type | Fixed Rate | Fixed (IO) | Per Note, IO period of (redacted) months included in loan. |
| XXXX | 3096180 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Source of tape is unknown. Loan proceeds were used to payoff existing first lien with borrower bringing cash to close. |
| XXXX | 3096180 | Original Loan to Value | 53.52% | 53.51% | Non-material variance is due to rounding. |
| XXXX | 3096180 | Original Combined Loan to Value | 53.52% | 53.51% | Non-material variance is due to rounding. |
| XXXX | 3096180 | Total Debt to Income Ratio | 35.25% | 40.56% | Tape source unknown. Lender approved DTI is (redacted), variance < (redacted) is non-material. |
| XXXX | 3096180 | Representative Credit Score | 793 | 788 | Tape is (redacted) high score. Review is the lower mid score of both borrowers. |
| XXXX | 3096408 | Property Type | Single Family - Detached | Single Family - Attached | The appraisal confirms the property is an end unit semi detached Townhouse |
| XXXX | 3096408 | Escrow Impounds? | No | Yes | The final CD and IEADS confirm loan is escrowed. |
| XXXX | 3096471 | Total Debt to Income Ratio | 42.43% | 42.04% | Variance < (redacted) is non-material. |
| XXXX | 3096471 | Representative Credit Score | 792 | 796 | Tape source unknown. Review is mid score of primary wage earner per credit report. |
| XXXX | 3096594 | Representative Credit Score | 678 | 675 | Tape source unknown. Review credit score verified per credit report, tape value score not reflected. |
| XXXX | 3096594 | Investor DTI (DSCR Ratio) | 1.26000 | 1.25328 | Variance is non-material. |
| XXXX | 3096699 | Total Debt to Income Ratio | 34.06% | 33.88% | Source of tape is unknown. Approved DTI is (redacted), variance < (redacted) is non-material. |
| XXXX | 3097302 | Original Note Balance | XXXX | XXXX | Source of Data Tape is unknown. Review Value captured as per the Note. |
| XXXX | 3097302 | Original Interest Rate | 6.6750% | 6.7500% | Source of Data Tape is unknown. Review Value captured as per the Note. |
| XXXX | 3097302 | Original Loan to Value | 80.00% | 79.14% | Approved Value (redacted), non-material variance due to rounding. Source of Tape Value is unknown. |
| XXXX | 3097302 | Original Combined Loan to Value | 80.80% | 79.14% | Approved Value (redacted), non-material variance due to rounding. Source of Tape Value is unknown. |
| XXXX | 3097302 | Total Debt to Income Ratio | 44.33% | 44.02% | Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3097314 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Loan proceeds were used to payoff existing first lien with borrower bringing cash to close. |
| XXXX | 3097314 | Investor DTI (DSCR Ratio) | 1.00000 | 1.08548 | Tape source unknown. Per the approval the origination DSCR was (redacted), no variance. |
| XXXX | 3097965 | Appraised Value | XXXX | XXXX | Tape reflects the sales price. Review Value is the appraisal value. |
| XXXX | 3098157 | Total Debt to Income Ratio | 32.53% | 32.56% | Variance < (redacted) is non-material. |
| XXXX | 3098280 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Tape source unknown. Loan purpose per loan approval and final CD is rate and term refinance with cash out of only (redacted) with GL max of (redacted). |
| XXXX | 3098280 | Original Loan to Value | 69.54% | 69.55% | Non-material variance is due to rounding. |
| XXXX | 3098280 | Original Combined Loan to Value | 69.54% | 69.55% | Non-material variance is due to rounding. |
| XXXX | 3098280 | Investor DTI (DSCR Ratio) | 0.77000 | 0.76749 | Non-material variance is due to rounding. |
| XXXX | 3098538 | Total Debt to Income Ratio | 27.71% | 39.14% | Tape source unknown. Lender approved DTI (redacted), no variance. |
| XXXX | 3098538 | Representative Credit Score | 790 | 792 | Tape is lowest mid score of both borrowers. Review is mid score of primary wage earner per guidelines. |
| XXXX | 3098553 | Total Debt to Income Ratio | 47.88% | 44.71% | Revised approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3098721 | Prepayment Penalty Clause? | Yes | No | Loan was originally locked with a prepayment penalty, but final lock reflects prepayment penalty waived. |
| XXXX | 3098721 | Total Debt to Income Ratio | 50.00% | 30.96% | Approved DTI (redacted), variance < (redacted) is non-material. Source of Tape Value is unknown. |
| XXXX | 3098784 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Approved as Limited cash-out refinance. Tape value per lock confirmation. |
| XXXX | 3098988 | Property Type | Single Family - Detached | PUD - Attached | Per Appraisal and Title, property type is PUD - Attached. |
| XXXX | 3098988 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Loan proceeds were used to payoff an existing first lien with cash back to borrower < (redacted). |
| XXXX | 3098988 | Total Debt to Income Ratio | 36.37% | 36.48% | Variance < (redacted) is non-material (Max (redacted)). |
| XXXX | 3099030 | Total Debt to Income Ratio | 24.00% | 26.89% | Tape source unknown. Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3099030 | Approval Back-end Ratio | 24.000 | 26.340 | Tape source unknown. Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3099057 | Total Debt to Income Ratio | 34.11% | 43.27% | Tape source is unknown. The 1008 and approval both reflect DTI of 42.088% which is within 1% of review DTI, 42.13%. (Max 45%) |
| XXXX | 3099234 | Total Debt to Income Ratio | 30.00% | 26.70% | Tape source unknown. Lender approved DTI per 1008 is 26.70%. Review calculated DTI of 26.70% no variance. |
| XXXX | 3099276 | Property Type | Condo | Condohotel | Per appraisal project is a Condohotel |
| XXXX | 3099276 | Original Loan to Value | 42.94% | 46.67% | Review LTV/CLTV is based on the purchase price of $XXXX XX/XX.XX vs current value of $XXXX as of XX/XX/XX. |
| XXXX | 3099276 | Original Combined Loan to Value | 42.94% | 46.67% | Review LTV/CLTV is based on the purchase price of $XXXX XX/XX.XX vs current value of $XXXX as of XX/XX/XX. |
| XXXX | 3099288 | Property Type | Condo | Condohotel | Appraisal confirms property is a Condotel. |
| XXXX | 3099288 | Investor DTI (DSCR Ratio) | 1.22000 | 1.21464 | Lender wksht used higher rental income with DSCR 1.48. Review used lower amount per guidelines DSCR 1.21. |
| XXXX | 3099384 | Sales Price | XXXX | XXXX | Review Value is the Final Sales Price. Tape value is Sales Price at application. |
| XXXX | 3099384 | Total Debt to Income Ratio | 44.89% | 44.99% | Variance < (redacted) is non-material/due. Max (redacted) DTI. |
| XXXX | 3099384 | Appraised Value | XXXX | XXXX | Review Value is the appraisal value. Tape value was final Sales Price. |
| XXXX | 3099609 | Total Debt to Income Ratio | 45.10% | 45.16% | Tape source unknown. Lender approved DTI is (redacted), no variance. |
| XXXX | 3099609 | Approval Back-end Ratio | 45.100 | 45.160 | Tape source unknown. Lender approved DTI is (redacted), no variance. |
| XXXX | 3099738 | Appraised Value | XXXX | XXXX | Tape is sales price. Review is appraised value per appraisal. |
| XXXX | 3100080 | Total Debt to Income Ratio | 29.23% | 32.83% | Approved DTI (redacted), variance < (redacted) is non-material. Tape source unknown. |
| XXXX | 3100098 | Escrow Impounds? | Yes | No | Escrow waiver in file. |
| XXXX | 3100098 | Total Debt to Income Ratio | 40.00% | 32.43% | Review Value matches to the approved DTI. Source of Tape Value is unknown. |
| XXXX | 3100152 | Original Note Balance | XXXX | XXXX | Review Value captured from the Note. Source of Tape Value is unknown. |
| XXXX | 3100152 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Tape value cash-out refinance - source unknown. Loan proceeds were used to payoff existing lien with borrower bringing cash to close. |
| XXXX | 3100152 | Original Loan to Value | 71.17% | 72.99% | Approved Value (redacted), non-material variance is due to rounding. Source of Tape Value is unknown. |
| XXXX | 3100152 | Original Combined Loan to Value | 71.17% | 72.99% | Approved Value (redacted), non-material variance is due to rounding. Source of Tape Value is unknown. |
| XXXX | 3100152 | Total Debt to Income Ratio | 46.29% | 49.89% | Approved DTI (redacted), no variance. Source of Tape Value is unknown. |
| XXXX | 3100182 | Total Debt to Income Ratio | 32.01% | 36.47% | Tape source unknown. DTI per the approval is (redacted), variance < (redacted) is non-material. |
| XXXX | 3100182 | Appraised Value | XXXX | XXXX | Review Value is second appraisal value. Tape Value is the first appraisal value. |
| XXXX | 3100293 | Original Note Balance | XXXX | XXXX | Review Value captured from the Note. Unable to determine source of data tape. |
| XXXX | 3100293 | Original Loan to Value | 73.42% | 73.45% | Tape source unknown. Approval reflects LTV (redacted), variance is non-material. |
| XXXX | 3100293 | Original Combined Loan to Value | 73.42% | 73.45% | Tape source unknown. Approval reflects CLTV (redacted), variance is non-material. |
| XXXX | 3100293 | Total Debt to Income Ratio | 24.00% | 33.83% | Review Value matches to the approval. Source of Tape Value is unknown. |
| XXXX | 3100293 | U/W Doc Type | Full | Full/Alternate | The loan was approved utilizing Alt Doc - (redacted) year self-employed income. |
| XXXX | 3100530 | Property Type | PUD - Detached | PUD - Attached | Property type verified per appraisal. |
| XXXX | 3100530 | Appraised Value | XXXX | XXXX | Tape is sales price. Review is appraised value verified per appraisal. |
| XXXX | 3100608 | Amortization Type | Fixed Rate | Fixed (IO) | Per Note, IO period of (redacted) months. |
| XXXX | 3100608 | Total Debt to Income Ratio | 34.56% | 33.91% | The source of the tape is unknown. Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3100608 | U/W Doc Type | Full | Asset Utilization | The borrowers were qualified using asset utilization and wage income. |
| XXXX | 3102657 | Total Debt to Income Ratio | 35.70% | 37.51% | Tape source is unknown. Approved DTI of (redacted), variance < (redacted) is non-material. |
| XXXX | 3102798 | Total Debt to Income Ratio | 28.71% | 28.72% | Non-material variance is due to rounding. |
| XXXX | 3102834 | Property Type | Single Family - Detached | PUD - Detached | Per Appraisal, property type is PUD - Detached. |
| XXXX | 3102834 | Escrow Impounds? | Yes | No | Final CD does not include escrow impounds. |
| XXXX | 3102834 | Total Debt to Income Ratio | 35.00% | 34.61% | Tape source unknown. Lender approved DTI (redacted), variance < (redacted) is non-material. DTI remains under GL max of (redacted). |
| XXXX | 3102885 | Total Debt to Income Ratio | 23.40% | 19.91% | QC Review 19.91% - Variance in REO fees for (redacted)of $XXXX vs lender value of $XXXX. Tape value and lender approved DTI per 1008 is 23.40%. (Taxes page x, insurance estimate page xxxx as not insured and HOA page xxx-xxx). DTI is under GL max of 50%. |
| XXXX | 3102885 | Appraised Value | XXXX | XXXX | QC Review $XXXX is Appraised value. Tape value $XXXX is sales price. |
| XXXX | 3102948 | Total Debt to Income Ratio | 21.72% | 22.52% | Tape source unknown. Lender approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3102948 | Approval Back-end Ratio | 21.72 | 22.47 | (redacted) DTI (redacted), source of Tape Value is unknown. |
| XXXX | 3103068 | Total Debt to Income Ratio | 46.57% | 48.43% | Tape source unknown. Lender approved DTI is (redacted), variance < (redacted) is non-material. |
| XXXX | 3103068 | Representative Credit Score | 770 | 800 | Tape value reflects the credit score from the initial credit report. An updated credit report for each borrower was pulled, review value reflects the score from the updated report. |
| XXXX | 3103113 | Total Debt to Income Ratio | 25.88% | 26.06% | Tape source unknown. Lender approved DTI (redacted), no variance. |
| XXXX | 3103320 | Escrow Impounds? | Yes | No | Escrows removed on COC issued (redacted). Tape value matches lock confirmation. |
| XXXX | 3103320 | Total Debt to Income Ratio | 29.77% | 29.67% | Variance < (redacted) is non-material. |
| XXXX | 3103320 | Representative Credit Score | 814 | 780 | Review score is borrowers mid score per credit report. Source of Tape Value is unknown. |
| XXXX | 3103362 | Investor DTI (DSCR Ratio) | 1.00000 | 1.02308 | Lender approved DSCR is (redacted), no variance. Source of Tape Value is unknown. |
| XXXX | 3103395 | Original Loan to Value | 69.82% | 69.81% | Non-material variance is due to rounding. |
| XXXX | 3103395 | Original Combined Loan to Value | 69.82% | 69.81% | Non-material variance is due to rounding. |
| XXXX | 3103395 | Investor DTI (DSCR Ratio) | 1.02000 | 1.01975 | Non-material variance is due to rounding. |
| XXXX | 3103509 | Property Type | Single Family - Detached | PUD - Detached | The appraisal (pg xxx) confirms the property is a detached PUD. |
| XXXX | 3103509 | Amortization Type | Fixed Rate | Fixed (IO) | The Note (pg xx) confirms the amortization type is interest only. |
| XXXX | 3103509 | Original Loan to Value | 23.21% | 20.16% | The LTV is calculated using the loan amount of $XXXX/$XXXX appraised value. Tape value per loan approval p629. |
| XXXX | 3103509 | Original Combined Loan to Value | 23.21% | 20.16% | The CLTV is calculated using the loan amount of $XXXX/$XXXX appraised value. Tape value per loan approval p629. |
| XXXX | 3103509 | Appraised Value | XXXX | XXXX | The appraisal (pg xxx) reflects a value of $XXXX. Tape value - unknown source. |
| XXXX | 3103509 | Investor DTI (DSCR Ratio) | 1.24000 | 1.32405 | QC review 1.325. Lender 1.36%. Tape value 1.24%DSCR - source unknown. |
| XXXX | 3103578 | Total Debt to Income Ratio | 36.81% | 36.71% | 36.55%DTI due to monthly payments on CBR differ from final 1003. Tape value 36.81%DTI matches 1008 and approval using monthly revolving payments on final 1003. |
| XXXX | 3103785 | Property Type | Single Family - Detached | Single Family - Attached | Per appraisal subject is an attached rowhouse. |
| XXXX | 3103842 | Property Type | Single Family - Detached | PUD - Detached | Per Appraisal and Title, property type is PUD - Detached. |
| XXXX | 3103842 | Total Debt to Income Ratio | 46.32% | 47.94% | Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3103842 | Appraised Value | XXXX | XXXX | Review Value is the appraisal value. Tape Value is the sales price. |
| XXXX | 3103911 | Original Interest Rate | 6.8750% | 7.1250% | Tape Value is the Initial Rate on Application. Review Value captured from the Note. |
| XXXX | 3103911 | Escrow Impounds? | No | Yes | Taxes are escrowed per CD signed at closing and IEAD. |
| XXXX | 3103911 | Total Debt to Income Ratio | 40.63% | 35.62% | Source of tape is unknown. Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3103911 | U/W Doc Type | 12-mo Bank Statement-Business | 12 Month 1099 | The loan was approved utilizing the personal bank statement program using (redacted) in lieu with (redacted) mths statements. |
| XXXX | 3103959 | Property Type | Single Family - Detached | PUD - Detached | Per Appraisal, property type is PUD - Detached. |
| XXXX | 3103959 | Total Debt to Income Ratio | 48.12% | 48.36% | Variance < (redacted) is non-material. |
| XXXX | 3103986 | Original Note Balance | XXXX | XXXX | Tape source unknown. Note balance verified per note. |
| XXXX | 3103986 | Escrow Impounds? | No | Yes | PCCD correction to escrow for flood insurance. |
| XXXX | 3103986 | Original Loan to Value | 32.00% | 38.39% | Tape source unknown. Approval reflects (redacted) , no variance. |
| XXXX | 3103986 | Original Combined Loan to Value | 32.00% | 38.39% | Tape source unknown. Approval reflects (redacted), no variance. |
| XXXX | 3103986 | Total Debt to Income Ratio | 25.11% | 34.74% | Tape source unknown. Lender approved DTI (redacted), no variance. |
| XXXX | 3104040 | Property Type | PUD - Detached | PUD - Attached | Per the appraisal, the subject is an attached/end unit PUD. |
| XXXX | 3104073 | Representative Credit Score | 774 | 764 | (redacted) mid-score based on most current credit report dated (redacted). Tape value (redacted) mid-score based on initial credit report dated (redacted). Min required (redacted). |
| XXXX | 3104073 | Investor DTI (DSCR Ratio) | 1.00000 | 1.04872 | Approval (redacted) DSCR, variance is non-material. Min DSCR required (redacted). |
| XXXX | 3104094 | Total Debt to Income Ratio | 31.15% | 31.11% | Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3104136 | Total Debt to Income Ratio | 44.79% | 36.41% | Source of tape is unknown. Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3104178 | Total Debt to Income Ratio | 33.19% | 33.51% | Variance < (redacted) is non-material. |
| XXXX | 3104253 | Investor DTI (DSCR Ratio) | 1.31700 | 1.28517 | Review Value matches to the approved value. Source of Tape Value is unknown. |
| XXXX | 3104286 | Total Debt to Income Ratio | 32.02% | 44.87% | Tape source unknown. Per the approval documents, the DTI is 44.874%. |
| XXXX | 3104286 | Approval Back-end Ratio | 32.020 | 44.874 | Tape source unknown. Per the approval documents, the DTI is 44.874%. |
| XXXX | 3104394 | Original Note Balance | XXXX | XXXX | Original Note balance verified per Note. Tape value - source unknown. |
| XXXX | 3104394 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Loan purpose verified per loan approval and final CD. Tape value - source unknown. |
| XXXX | 3104394 | Original Loan to Value | 71.11% | 71.61% | LTV calculated by using loan amount / appraised value. Tape value - source unknown. |
| XXXX | 3104394 | Original Combined Loan to Value | 71.11% | 71.61% | OCLTV calculated by using loan amount / appraised value. Tape value - source unknown. |
| XXXX | 3104394 | Representative Credit Score | 801 | 765 | Review Value is the lowest usable score for all borrowers. Tape value - source unknown. |
| XXXX | 3104394 | Appraised Value | XXXX | XXXX | Appraised value verified per appraisal. Tape value - source unknown. |
| XXXX | 3104394 | Investor DTI (DSCR Ratio) | 1.00000 | 1.28476 | Lender approved DSCR (redacted) variance is non material. Tape value - source unknown. |
| XXXX | 3104424 | Loan Type | Conventional | Non-QM | |
| XXXX | 3104424 | Total Debt to Income Ratio | 44.66% | 44.68% | Tape source unknown. Lender approved DTI is (redacted), variance < (redacted) is non-material. |
| XXXX | 3104625 | Total Debt to Income Ratio | 14.35% | 13.34% | Tape source unknown, DTI per the approval is (redacted), variance < (redacted) is non-material |
| XXXX | 3104652 | Property Type | Single Family - Detached | PUD - Detached | Property Type verified as Detached PUD per appraisal and title commitment |
| XXXX | 3104652 | Loan Type | Conventional | Non-QM | |
| XXXX | 3104652 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | QC review rate/term refinance pr final CD. Tape value cash-out refinance-source unknown. Lock confirmation reflects No cash-out refi. |
| XXXX | 3104652 | Total Debt to Income Ratio | 30.32% | 30.28% | QC Review DTI 30.28%. Lender DTI 30.327%. Tape value 30.32%DTI per lock confirmation. Non-material variance. |
| XXXX | 3104655 | Property Type | Single Family - Detached | PUD - Detached | Property type verified per the Appraisal and Title Commitment. |
| XXXX | 3104745 | Total Debt to Income Ratio | 27.67% | 29.69% | Tape source unknown. Lender approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3104745 | U/W Doc Type | Full | Full/Alternate | Borrower was qualified under the (redacted) year alt documentation program, as confirmed on approval. Full doc according to guidelines requires (redacted) years. |
| XXXX | 3104748 | Total Debt to Income Ratio | 32.54% | 0.00% | Source of Tape Value is unknown. The loan was approved under the DSCR loan program. |
| XXXX | 3104748 | Investor DTI (DSCR Ratio) | 1.65000 | 1.25105 | Review Value matches to the approved value. Source of Tape Value is unknown. |
| XXXX | 3104820 | Property Type | PUD - Detached | Single Family - Detached | Per Appraisal and Title, property type is Single Family Detached. No reference to PUD in file. |
| XXXX | 3104820 | Original Note Balance | XXXX | XXXX | Tape Value is from the initial application. Review Value captured per the Note. |
| XXXX | 3104820 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Per guidelines, Rate/Term Refi -Pay off subordinate liens (no seasoning or max HELOC draw requirements) |
| XXXX | 3104820 | Original Loan to Value | 80.00% | 78.85% | Review Value matches the approved value. Source of Tape Value is unknown. |
| XXXX | 3104820 | Original Combined Loan to Value | 80.00% | 78.85% | Review Value matches the approved value. Source of Tape Value is unknown. |
| XXXX | 3104820 | Total Debt to Income Ratio | 25.24% | 46.79% | Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3104820 | Appraised Value | XXXX | XXXX | Tape Value is the initial estimated value. Review Value is the Appraisal Value. |
| XXXX | 3104853 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Loan proceeds were used to payoff an existing lien with borrower bringing cash to close. |
| XXXX | 3104853 | Total Debt to Income Ratio | 49.83% | 48.91% | Approved DTI (redacted), variance < (redacted) is non-material. Tape Value source unknown. |
| XXXX | 3104853 | Representative Credit Score | 803 | 792 | Review Value matches to the approval. Tape Value source unknown. |
| XXXX | 3104853 | U/W Doc Type | Full | Asset Utilization | QC review included Asset Utilization, Wage earner income and trust income used to qualify. Tape value Full doc - source unknown. |
| XXXX | 3104961 | Total Debt to Income Ratio | 26.47% | 26.23% | Variance < (redacted) is non-material. |
| XXXX | 3104961 | U/W Doc Type | Full | Full/Alternate | Lender qualified as Full income doc type. Review considered Full/Alternative as less than 2 yr income documentation was required. |
| XXXX | 3104985 | Amortization Type | Fixed Rate | Fixed (IO) | Per Note, IO period of (redacted) months included in term. |
| XXXX | 3104985 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Per Final CD, all proceeds used to pay off prior mortgage. Approval reflects rate/term. |
| XXXX | 3104985 | Original Loan to Value | 68.13% | 69.24% | Tape is LTV calculated on higher appraisal. Review is LTV calculated on lower of two appraisals. |
| XXXX | 3104985 | Original Combined Loan to Value | 68.13% | 69.24% | Tape is OCLTV calculated on higher appraisal. Review is OCLTV calculated on lower of two appraisals. |
| XXXX | 3104985 | Total Debt to Income Ratio | 49.34% | 44.11% | Tape source unknown. Lender approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3104985 | Appraised Value | XXXX | XXXX | Two Appraisals in file. Data tape is the higher appraisal value. Reviewer used lower appraisal value which matches the approval. |
| XXXX | 3105003 | Representative Credit Score | 733 | 739 | Review is mid score per credit report. Source of Tape Value is unknown. |
| XXXX | 3105003 | Investor DTI (DSCR Ratio) | 1.25000 | 1.27775 | Variance is non-material. |
| XXXX | 3105027 | Total Debt to Income Ratio | 37.77% | 38.26% | Source of tape is unknown. Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3105075 | Escrow Impounds? | Yes | No | The final CD confirms no escrow impounds. |
| XXXX | 3105075 | Original Loan to Value | 66.67% | 67.80% | Tape value appears to use the $XXXX valuation from initial application. Review value is based on the documented appraised value. |
| XXXX | 3105075 | Original Combined Loan to Value | 66.67% | 67.80% | Tape value appears to use the $XXXX valuation from initial application. Review value is based on the documented appraised value. |
| XXXX | 3105075 | Total Debt to Income Ratio | 26.26% | 26.70% | Less than 3%, non-material. |
| XXXX | 3105075 | U/W Doc Type | 12-mo Bank Statement-Business | 12-mo Bank Statement-Personal | The bank statements provided were personal statements. The file included 3 months of business statements to support the transfers. |
| XXXX | 3105075 | Appraised Value | XXXX | XXXX | Tape value reflects the initial estimated value. Review value is per the appraisal in file. |
| XXXX | 3105102 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | QC Review is Rate and Term Refinance purpose verified per loan approval and final CD. Tape value - source unknown. |
| XXXX | 3105102 | Total Debt to Income Ratio | 46.99% | 47.40% | Variance < (redacted) is non-material. |
| XXXX | 3105132 | Escrow Impounds? | No | Yes | Escrow waiver in file. |
| XXXX | 3105132 | Total Debt to Income Ratio | 23.00% | 27.24% | Lender approved DTI (redacted), variance < (redacted) is non-material. Source of Tape Value is unknown. |
| XXXX | 3105132 | Appraised Value | XXXX | XXXX | Review Value is the appraisal value. Tape Value is the sales price. |
| XXXX | 3105228 | Original Note Balance | XXXX | XXXX | Review Value captured from the Note. Source of Tape Value is unknown. |
| XXXX | 3105228 | Sales Price | XXXX | XXXX | Tape Value is sales price prior to additional amendment. Review Value is the final sales. |
| XXXX | 3105228 | Total Debt to Income Ratio | 28.55% | 31.30% | Source of tape is unknown. Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3105276 | Original Note Balance | XXXX | XXXX | Review Value captured from the Note. Source of Tape Value is unknown. |
| XXXX | 3105276 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | The loan approval, (redacted) and final CD confirm the transaction is rate and term. Tape value cash-out refi -source unknown. Lock confirmation reflects No cash-out. |
| XXXX | 3105276 | Original Loan to Value | 70.00% | 70.75% | Review Value matches to the loan approval. Source of Tape Value is unknown. |
| XXXX | 3105276 | Original Combined Loan to Value | 70.00% | 70.75% | Review Value matches to the loan approval. Source of Tape Value is unknown. |
| XXXX | 3105276 | Appraised Value | XXXX | XXXX | Review Value captured from the appraisal. Source of Tape Value is unknown. |
| XXXX | 3105276 | Investor DTI (DSCR Ratio) | 1.44000 | 1.43760 | Non-material variance is due to rounding. |
| XXXX | 3105279 | Investor DTI (DSCR Ratio) | 2.32000 | 1.29470 | Approved DSCR (redacted), no variance. Tape Value source is unknown. |
| XXXX | 3105297 | Total Debt to Income Ratio | 19.21% | 22.56% | Source of tape is unknown. Approved DTI (redacted), no variance. |
| XXXX | 3105297 | Representative Credit Score | 754 | 774 | Source of tape is unknown. Borrower mid fico used. |
| XXXX | 3105312 | Original Loan to Value | 20.83% | 20.53% | Review Value matches to the approved value. Source of Tape Value is unknown. |
| XXXX | 3105312 | Original Combined Loan to Value | 20.83% | 20.53% | Approved Value (redacted), non-material variance < (redacted) is due to rounding. Source of Tape Value is unknown. |
| XXXX | 3105312 | Total Debt to Income Ratio | 28.87% | 35.09% | Approved DTI (redacted), variance < (redacted) is non-material. Source of Tape Value is unknown. |
| XXXX | 3105312 | Appraised Value | XXXX | XXXX | Review Value is the appraisal value. Tape Value is the estimated value at application. |
| XXXX | 3105363 | Total Debt to Income Ratio | 41.85% | 42.73% | QC review 42.73%DTI matches 1008. Tape value 41.85%DTI matches lock confirmation. |
| XXXX | 3105363 | Representative Credit Score | 801 | 816 | Review value 816 is mid score of primary wage earner. Tape value 801 is lowest mid score of both borrowers. |
| XXXX | 3105408 | Total Debt to Income Ratio | 24.22% | 22.58% | Tape source unknown. Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3105408 | Representative Credit Score | 670 | 674 | Tape is lowest mid score. Review is the highest representative score when borrowers have (redacted) ownership interest in a business. |
| XXXX | 3105429 | Property Type | Single Family - Detached | PUD - Detached | Appraisal and Title verify property is PUD detached |
| XXXX | 3105429 | Amortization Type | Fixed Rate | Fixed (IO) | Note provides a (redacted)-IO period. |
| XXXX | 3105429 | Investor DTI (DSCR Ratio) | 1.00700 | 0.93774 | Meets requirements. |
| XXXX | 3105516 | Property Type | PUD - Detached | PUD - Attached | Appraisal reflects semi-detached PUD is a townhome. |
| XXXX | 3105516 | Original Loan to Value | 40.32% | 40.31% | Approved value (redacted), non-material variance is due to rounding. |
| XXXX | 3105516 | Original Combined Loan to Value | 40.32% | 40.31% | Approved value (redacted), non-material variance is due to rounding. |
| XXXX | 3105516 | Investor DTI (DSCR Ratio) | 1.01694 | 1.00988 | Variance is non-material. |
| XXXX | 3105612 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Tape source unknown. Loan proceeds were used to payoff existing first lien with borrower bringing cash to close. |
| XXXX | 3105612 | Total Debt to Income Ratio | 19.09% | 23.86% | Review Value matches to the approved value. Source of Tape Value is unknown. |
| XXXX | 3105621 | Original Note Balance | XXXX | XXXX | Review Value captured from the Note. Tape Value is from the initial application. |
| XXXX | 3105621 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Tape source unknown. Loan proceeds were used to payoff existing first lien with limited cash back to borrower. |
| XXXX | 3105621 | Original Loan to Value | 62.14% | 62.75% | Tape source unknown. Approved Value (redacted), no variance. |
| XXXX | 3105621 | Original Combined Loan to Value | 62.14% | 62.75% | Tape source unknown. Approved Value (redacted), no variance. |
| XXXX | 3105621 | Total Debt to Income Ratio | 25.09% | 34.35% | Tape source unknown. Approved DTI (redacted), no variance. |
| XXXX | 3105654 | Original Note Balance | XXXX | XXXX | Review value Note Balance $XXXX per Note. Tape value $XXXX matches original amount applied for. |
| XXXX | 3105654 | Sales Price | XXXX | XXXX | Initial Sales Price on Application was $XXXX. Price updated to $XXXX prior to closing per final CD and PSA addendum. |
| XXXX | 3105654 | Appraised Value | XXXX | XXXX | Data Tape is initial sales price of $XXXX. Appraised Value is $XXXX verified per appraisal. |
| XXXX | 3105690 | Original Loan to Value | 54.93% | 54.92% | Non-material variance due to rounding. |
| XXXX | 3105690 | Original Combined Loan to Value | 54.93% | 54.92% | Non-material variance due to rounding. |
| XXXX | 3105690 | Total Debt to Income Ratio | 43.11% | 38.83% | Revised approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3105717 | Original Interest Rate | 6.1250% | 6.3750% | Interest rate of 6.375 verified per Executed Note. |
| XXXX | 3105717 | Total Debt to Income Ratio | 44.20% | 44.84% | Tape source unknown. Lender approved DTI per 1008 is 44.83%. Review calculated DTI of 44.83% with no variance. |
| XXXX | 3105717 | Appraised Value | XXXX | XXXX | Tape is sales price. Review is appraised value per appraisal. |
| XXXX | 3106056 | Total Debt to Income Ratio | 44.50% | 44.90% | Lender approved DTI (redacted), variance < (redacted) is non-material. (redacted) max limit. |
| XXXX | 3106071 | Property Type | PUD - Detached | PUD - Attached | The appraisal confirmed the property is an Attached PUD. |
| XXXX | 3106071 | Investor DTI (DSCR Ratio) | 1.00000 | 1.07353 | QC review 1.07%DSCR. Tape value per 1008. Non-material variance. |
| XXXX | 3106080 | Amortization Type | Fixed Rate | Fixed (IO) | The note provides an interest only period of (redacted) months. |
| XXXX | 3106080 | Investor DTI (DSCR Ratio) | 1.30000 | 1.33999 | Variance is non-material. |
| XXXX | 3106116 | Total Debt to Income Ratio | 33.08% | 34.18% | Tape source unknown. Approved DTI is (redacted), non-material variance is due to rounding. |
| XXXX | 3106137 | Investor DTI (DSCR Ratio) | 1.51000 | 1.50967 | Non-material variance is due to rounding. |
| XXXX | 3106227 | Original Note Balance | XXXX | XXXX | Note balance verified per Note. Tape value per lock confirmation. |
| XXXX | 3106227 | Loan Purpose | Cash Out Refinance | Rate and Term Refinance | Tape source unknown. Loan purpose verified per loan approval and final CD. |
| XXXX | 3106227 | Original Loan to Value | 70.85% | 71.18% | LTV calculated with loan amount / appraised value. Tape value per lock confirmation. |
| XXXX | 3106227 | Original Combined Loan to Value | 70.85% | 71.18% | CLTV calculated with loan amount / appraised value. Tape value per lock confirmation. |
| XXXX | 3106227 | Total Debt to Income Ratio | 31.16% | 34.53% | Lender approved DTI per 1008 is 35.51%. Review calculated DTI of 34.53%. Variance due to new tradeline estimated pmt on 1003 vs CBR supplemental with actual payment. Variance is non-material. Tape value per lock confirmation. |
| XXXX | 3106260 | Appraised Value | XXXX | XXXX | Tape is original purchase price (redacted). Review is appraised value per appraisal. |
| XXXX | 3106299 | Total Debt to Income Ratio | 43.72% | 44.83% | Lender approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3106320 | Investor DTI (DSCR Ratio) | 1.00500 | 1.05155 | DSCR (redacted) per review and lender approval. Tape value source is unknown. |
| XXXX | 3106608 | Total Debt to Income Ratio | 14.00% | 24.79% | Tape source unknown. Approved DTI is (redacted), variance < (redacted) is non-material. |
| XXXX | 3106608 | Representative Credit Score | 792 | 781 | Tape value reflects the mid score for (redacted). Review value reflects the mid score for (redacted), the primary wage earner, in accordance with guidelines. |
| XXXX | 3106674 | Investor DTI (DSCR Ratio) | 1.47645 | 1.78324 | Lender DSCR 1.34 used income ($) used 25% vacancy factor -Review DSCR 1.78 used income from 1007 p xxx. Tape value 1.476%DSCR per lock confirmation. |
| XXXX | 3107034 | Total Debt to Income Ratio | 10.76% | 11.10% | Tape source unknown. DTI per the approval is (redacted), variance < (redacted) is non-material. |
| XXXX | 3107169 | Investor DTI (DSCR Ratio) | 0.85000 | 0.83768 | Review Value is based on the updated insurance policy premium received via trailing docs ((redacted) Min Required). |
| XXXX | 3107199 | Total Debt to Income Ratio | 30.18% | 32.71% | Variance < (redacted) is non-material. |
| XXXX | 3107406 | Original Interest Rate | 8.2500% | 7.3750% | Review Value captured as per the Note. Tape Value is the original locked rate. |
| XXXX | 3107406 | Total Debt to Income Ratio | 25.00% | 41.15% | Final qualifying DTI (redacted), no variance. Tape Value is lenders initial calculated DTI. |
| XXXX | 3107406 | Representative Credit Score | 661 | 716 | Tape source unknown. Review is borrowers mid score per credit report. |
| XXXX | 3107436 | Property Type | Unspecified | Two Family | Property type verified per appraisal. |
| XXXX | 3107436 | Amortization Type | Fixed Rate | Fixed (IO) | Tape source unknown. Amortization verified per Note. Lock confirmation 30Yr Fixed IO. |
| XXXX | 3107436 | Original Note Balance | XXXX | XXXX | Note balance verified per Note. Tape value $XXXX per lock confirmation. |
| XXXX | 3107436 | Sales Price | XXXX | XXXX | Sales price verified per purchase agreement addendum. Tape value per lock confirmation. |
| XXXX | 3107436 | Escrow Impounds? | Yes | No | Tape source unknown. No escrow impounds verified per final CD. |
| XXXX | 3107436 | Original Loan to Value | 75.00% | 70.00% | LTV calculated on loan amount / appraised value. Tape value 75%LTV per lock confirmation. |
| XXXX | 3107436 | Original Combined Loan to Value | 75.00% | 70.00% | OCLTV calculated on loan amount / appraised value. Tape value 75%CLTV per lock confirmation. |
| XXXX | 3107436 | Appraised Value | XXXX | XXXX | Appraised value verified per appraisal. Tape value $XXXX per lock confirmation. |
| XXXX | 3107496 | Property Type | Unspecified | PUD - Attached | Tape value null. Per Appraisal subject is an Attached Townhouse |
| XXXX | 3107496 | Investor DTI (DSCR Ratio) | 1.06000 | 1.05763 | Non-material variance is due to rounding. |
| XXXX | 3107592 | Investor DTI (DSCR Ratio) | 1.10000 | 1.11757 | Variance is non-material. Min req'd DSCR (redacted) |
| XXXX | 3107664 | Property Type | PUD - Detached | PUD - Attached | Tape source unknown. Per Appraisal, unit is attached. |
| XXXX | 3107664 | Amortization Type | Fixed Rate | Fixed (IO) | Tape source unknown. Amortization is fixed IO per note. |
| XXXX | 3107664 | Original Note Balance | XXXX | XXXX | Tape is interim Loan Amount. Review is final loan amount verified per Note. |
| XXXX | 3107664 | Original Loan to Value | 68.06% | 68.34% | Tape is LTV based in interim loan amount. Review LTV is calculated on final loan amount / lowest appraised value. |
| XXXX | 3107664 | Original Combined Loan to Value | 68.06% | 68.34% | Tape is OCLTV based in interim loan amount. Review OCLTV is calculated on final loan amount / lowest appraised value. |
| XXXX | 3107724 | Investor DTI (DSCR Ratio) | 2.78200 | 2.84365 | Lender approved DSCR per worksheet of (redacted), no variance. Source of Tape Value is unknown. |
| XXXX | 3108051 | Original Loan to Value | 58.14% | 62.19% | Tape source unknown, LTV per the 1008 is 62.189%. |
| XXXX | 3108051 | Original Combined Loan to Value | 58.14% | 62.19% | Tape source unknown, CLTV per the 1008 is 62.189%. |
| XXXX | 3108051 | Appraised Value | XXXX | XXXX | Tape source unknown, review value is from the appraisal. |
| XXXX | 3108204 | Investor DTI (DSCR Ratio) | 1.00000 | 1.02712 | Lender approved DSCR is (redacted), no variance. Source of Tape Value is unknown. |
| XXXX | 3108456 | Total Debt to Income Ratio | 41.48% | 37.52% | Revised DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3108576 | Appraised Value | XXXX | XXXX | Tape source unknown. Appraised value verified per appraisal. |
| XXXX | 3108963 | Total Debt to Income Ratio | 28.62% | 22.57% | Review 22.57%DTI matches UAS approval and 1008. Tape value 28.62%DTI per lock confirmation. |
| XXXX | 3108963 | Appraised Value | XXXX | XXXX | Sales Price was $XXXX. Appraisal Value was $XXXX. |
| XXXX | 3109671 | Amortization Type | Fixed Rate | Fixed (IO) | Note provides a (redacted) Year IO Period. Source of Tape Value is unknown. |
| XXXX | 3109671 | Investor DTI (DSCR Ratio) | 1.62000 | 1.62343 | Variance is non-material. |
| XXXX | 3109683 | Representative Credit Score | 699 | 688 | Tape source unknown. Review is mid score per credit report. |
| XXXX | 3109917 | Total Debt to Income Ratio | 20.86% | 20.67% | Review Value matches to the approved value. Source of Tape Value is unknown. |
| XXXX | 3109917 | Appraised Value | XXXX | XXXX | Tape value is the initial estimated value. Review value taken from the appraisal. |
| XXXX | 3110448 | Property Type | Single Family - Detached | PUD - Detached | Tape source unknown. Property type verified per appraisal. |
| XXXX | 3110448 | Total Debt to Income Ratio | 29.04% | 28.55% | Approved DTI (redacted), variance < (redacted) is non-material. Source of Tape Value is unknown. |
| XXXX | 3110913 | Investor DTI (DSCR Ratio) | 1.00000 | 1.06369 | Variance is non-material. Source of Tape Value is unknown. |
| XXXX | 3111060 | Total Debt to Income Ratio | 49.96% | 49.65% | Lender approved DTI (redacted), no variance. Source of Tape Value is unknown. |
| XXXX | 3111060 | U/W Doc Type | 12 Month 1099 | Full/Alternate | Review doc type verified per UW Summary and income docs. Tape Value source is unknown. |
| XXXX | 3111828 | Investor DTI (DSCR Ratio) | 1.24000 | 1.10043 | Lender approved DSCR per worksheet is (redacted), no variance. |
| XXXX | 3112131 | Investor DTI (DSCR Ratio) | 1.47427 | 1.54365 | Lender approved DSCR of (redacted), no variance. |
| XXXX | 3112251 | Investor DTI (DSCR Ratio) | 1.11280 | 1.13307 | Source of tape is unknown. Approved DSCR per the approval matches the review DSCR of (redacted). |
| XXXX | 3112560 | Investor DTI (DSCR Ratio) | 1.49525 | 1.50784 | Non-material variance is due to rounding. |
| XXXX | 3112977 | Total Debt to Income Ratio | 35.00% | 20.51% | Lender approved DTI is (redacted), variance is non-material. Source of Tape Value is unknown. |
| XXXX | 3112977 | Representative Credit Score | 805 | 801 | Tape is highest score and matches lock confirmation. Review is mid score verified per Credit Report. |
| XXXX | 3112977 | Appraised Value | XXXX | XXXX | Review Value captured from the appraisal. Source of Tape Value is unknown. |
| XXXX | 3113298 | Investor DTI (DSCR Ratio) | 1.20000 | 1.21451 | Lender approved DSCR of (redacted) , no variance. |
| XXXX | 3114774 | Total Debt to Income Ratio | 13.00% | 12.59% | Tape source appears to be rounded. Approved DTI (redacted), variance < (redacted) is non-material. |
| XXXX | 3114846 | Total Debt to Income Ratio | 43.44% | 43.32% | Variance < (redacted) is non-material (Max (redacted)). |
| XXXX | 3114876 | Total Debt to Income Ratio | 48.00% | 46.14% | Tape value 48% per lock
confirmation. Lender approved DTI per
1008 is 37.27%. Review calculated DTI
of 37.33%. Variance is non-material. |
| XXXX | 3114882 | Escrow Impounds? | No | Yes | Tape source unknown. Loan is impounded for taxes and insurance per escrow disclosure and final CD. |
| XXXX | 3114882 | Original Loan to Value | 68.44% | 68.45% | Non-material variance is due to rounding. |
| XXXX | 3114882 | Original Combined Loan to Value | 68.44% | 68.45% | Non-material variance is due to rounding. |
| XXXX | 3115125 | Total Debt to Income Ratio | 16.56% | 16.60% | Variance < (redacted) is non-material. |
| XXXX | 3115533 | Property Type | Condo | Condohotel | Per Appraisal the subject property is a Condotel |
| XXXX | 3115533 | Total Debt to Income Ratio | 31.52% | 31.58% | Variance < (redacted) is non-material. |
| XXXX | 3117882 | Amortization Type | Fixed Rate | Fixed (IO) | Per Note, IO period included. |
| XXXX | 3117882 | Interest Only Term In Months | 120 | 60 | Per Note, IO period is (redacted) months. |
| XXXX | 3117882 | Total Debt to Income Ratio | 47.30% | 53.04% | Investor Acknowledged Exception, DTI with fully amortized payment (redacted), which is within (redacted). Tape Value is based on the IO payment. |