The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB INTERNATIONAL LOW VOLATILITY EQUITY ETF Exchange Traded Fund 00039J822 1,952,093 42,921 SH SOLE 0 0 42,921
ABBVIE INC COM Common Stock 00287Y109 439,635 1,590 SH SOLE 0 0 1,590
ACCENTURE PLC IRELAND SHS CLASS A Common Stock G1151C101 217,213 1,039 SH SOLE 0 0 1,039
ADVANCED MICRO DEVICES INC COM Common Stock 007903107 496,210 816 SH SOLE 0 0 816
ALPHABET INC CAP STK CL A Common Stock 02079K305 1,837,378 5,225 SH SOLE 0 0 5,225
ALPHABET INC CAP STK CL C Common Stock 02079K107 1,213,045 3,487 SH SOLE 0 0 3,487
AMAZON COM INC COM Common Stock 023135106 3,730,180 14,214 SH SOLE 0 0 14,214
AMERICAN EXPRESS CO COM Common Stock 025816109 1,694,706 5,499 SH SOLE 0 0 5,499
AMERIPRISE FINL INC COM Common Stock 03076C106 258,389 516 SH SOLE 0 0 516
APPLE INC COM Common Stock 037833100 9,844,371 29,243 SH SOLE 0 0 29,243
APPLIED MATLS INC COM Common Stock 038222105 215,276 425 SH SOLE 0 0 425
ASML HLDG NV N Y REGISTRY SHS American Depository Receipt N07059210 279,513 157 SH SOLE 0 0 157
AT&T INC COM Common Stock 00206R102 333,775 15,048 SH SOLE 0 0 15,048
BANK OF AMER CORP COM Common Stock 060505104 223,120 4,108 SH SOLE 0 0 4,108
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 652,775 1,266 SH SOLE 0 0 1,266
BLACKBERRY LTD COM Common Stock 09228F103 242,040 27,165 SH SOLE 0 0 27,165
BROADCOM INC COM Common Stock 11135F101 1,107,862 3,064 SH SOLE 0 0 3,064
CATERPILLAR INC COM Common Stock 149123101 251,832 315 SH SOLE 0 0 315
CISCO SYS INC COM Common Stock 17275R102 243,240 2,055 SH SOLE 0 0 2,055
COCA COLA CO COM Common Stock 191216100 253,959 2,884 SH SOLE 0 0 2,884
COGNIZANT TECHNOLOGY SOLUTIONS CL A Common Stock 192446102 251,804 4,253 SH SOLE 0 0 4,253
CONVERGENCE LONG/SHORT EQUITY ETF Exchange Traded Fund 89834G760 1,059,931 30,803 SH SOLE 0 0 30,803
COREWEAVE INC COM CL A Common Stock 21873S108 211,684 2,579 SH SOLE 0 0 2,579
DELL TECHNOLOGIES INC CL C Common Stock 24703L202 3,392,246 5,788 SH SOLE 0 0 5,788
DEUTSCHE BK AG NAMEN AKT Common Stock D18190898 262,165 7,784 SH SOLE 0 0 7,784
DISNEY WALT CO COM Common Stock 254687106 201,267 1,863 SH SOLE 0 0 1,863
ELI LILLY & CO COM Common Stock 532457108 541,594 459 SH SOLE 0 0 459
EXPEDIA GROUP INC COM NEW Common Stock 30212P303 221,616 808 SH SOLE 0 0 808
EXXONMOBIL HOLDINGS CORP COM SHS Common Stock 30233Q108 705,855 4,178 SH SOLE 0 0 4,178
F N B CORP COM Common Stock 302520101 197,049 11,550 SH SOLE 0 0 11,550
FIDELITY BLUE CHIP GROWTH ETF Exchange Traded Fund 316092352 1,760,262 27,517 SH SOLE 0 0 27,517
FIDELITY ENHANCED INTERNATIONAL ETF Exchange Traded Fund 31609A404 75,596,041 1,904,662 SH SOLE 0 0 1,904,662
FIDELITY HIGH DIVIDEND ETF Exchange Traded Fund 316092840 1,536,682 24,918 SH SOLE 0 0 24,918
FIFTH THIRD BANCORP COM Common Stock 316773100 239,244 4,724 SH SOLE 0 0 4,724
FIRST TRUST EMERGING MARKETS SMALL CAP ALPHADEX FUND Exchange Traded Fund 33737J307 1,320,377 27,974 SH SOLE 0 0 27,974
FIRST TRUST LONG/SHORT EQUITY ETF Exchange Traded Fund 33739P103 19,643,350 252,778 SH SOLE 0 0 252,778
FIRST TRUST MATERIALS ALPHADEX FUND Exchange Traded Fund 33734X168 217,084 2,789 SH SOLE 0 0 2,789
FIRST TRUST NASDAQ CLEAN EDGE SMART GRID INFRASTRUCTURE INDEX Exchange Traded Fund 33737A108 1,056,759 5,842 SH SOLE 0 0 5,842
GE VERNOVA INC COM Common Stock 36828A101 234,226 233 SH SOLE 0 0 233
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF Exchange Traded Fund 381430107 249,346 5,449 SH SOLE 0 0 5,449
GOLDMAN SACHS MARKETBETA U.S. EQUITY ETF Exchange Traded Fund 381430123 696,194 6,463 SH SOLE 0 0 6,463
HOME DEPOT INC COM Common Stock 437076102 297,740 1,024 SH SOLE 0 0 1,024
INNOVATOR U.S. EQUITY POWER BUFFER ETF - JULY Exchange Traded Fund 45782C813 1,670,423 33,196 SH SOLE 0 0 33,196
INTEL CORP COM Common Stock 458140100 356,818 3,408 SH SOLE 0 0 3,408
INTERNATIONAL BUSINESS MACHS COM Common Stock 459200101 507,999 2,237 SH SOLE 0 0 2,237
INVESCO NASDAQ 100 ETF Exchange Traded Fund 46138G649 94,168,307 304,368 SH SOLE 0 0 304,368
INVESCO QQQ TRUST SERIES I Exchange Traded Fund 46090E103 17,796,346 23,688 SH SOLE 0 0 23,688
INVESCO S&P SMALLCAP MOMENTUM ETF Exchange Traded Fund 46137V498 770,003 9,419 SH SOLE 0 0 9,419
ISHARES 10-20 YEAR TREASURY BOND ETF Exchange Traded Fund 464288653 3,173,151 34,420 SH SOLE 0 0 34,420
ISHARES A.I. INNOVATION AND TECH ACTIVE ETF Exchange Traded Fund 09290C780 4,054,243 84,130 SH SOLE 0 0 84,130
ISHARES BITCOIN TRUST ETF Exchange Traded Fund 46438F101 822,166 17,662 SH SOLE 0 0 17,662
ISHARES CONVERTIBLE BOND ETF Exchange Traded Fund 46435G102 20,592,578 183,829 SH SOLE 0 0 183,829
ISHARES CORE 40/60 MODERATE ALLOCATION ETF Exchange Traded Fund 464289875 665,733 13,636 SH SOLE 0 0 13,636
ISHARES CORE 60/40 BALANCED ALLOCATION ETF Exchange Traded Fund 464289867 724,768 10,528 SH SOLE 0 0 10,528
ISHARES CORE 80/20 AGGRESSIVE ALLOCATION ETF Exchange Traded Fund 464289859 1,594,136 16,265 SH SOLE 0 0 16,265
ISHARES CORE MSCI EMERGING MARKETS ETF Exchange Traded Fund 46434G103 19,478,731 239,296 SH SOLE 0 0 239,296
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 23,422,973 29,954 SH SOLE 0 0 29,954
ISHARES CORE S&P MID-CAP ETF Exchange Traded Fund 464287507 218,943 2,982 SH SOLE 0 0 2,982
ISHARES CORE S&P SMALL CAP ETF Exchange Traded Fund 464287804 592,771 4,309 SH SOLE 0 0 4,309
ISHARES CORE TOTAL USD BOND MARKET ETF Exchange Traded Fund 46434V613 17,302,166 391,984 SH SOLE 0 0 391,984
ISHARES CORE U.S. AGGREGATE BOND ETF Exchange Traded Fund 464287226 452,024 4,779 SH SOLE 0 0 4,779
ISHARES CURRENCY HEDGED MSCI EAFE ETF Exchange Traded Fund 46434V803 5,348,385 115,230 SH SOLE 0 0 115,230
ISHARES DEFENSE INDUSTRIALS AND TECH ACTIVE ETF Exchange Traded Fund 09290C699 2,101,735 67,407 SH SOLE 0 0 67,407
ISHARES ESG ADVANCED MSCI EAFE ETF Exchange Traded Fund 46436E759 239,812 2,843 SH SOLE 0 0 2,843
ISHARES ESG ADVANCED MSCI USA ETF Exchange Traded Fund 46436E767 487,758 7,063 SH SOLE 0 0 7,063
ISHARES ESG AWARE MSCI EAFE ETF Exchange Traded Fund 46435G516 335,447 3,274 SH SOLE 0 0 3,274
ISHARES ESG AWARE MSCI EM ETF Exchange Traded Fund 46434G863 346,969 6,404 SH SOLE 0 0 6,404
ISHARES ESG AWARE MSCI USA ETF Exchange Traded Fund 46435G425 740,832 4,345 SH SOLE 0 0 4,345
ISHARES ESG AWARE MSCI USA VALUE ETF Exchange Traded Fund 46436E221 293,149 7,929 SH SOLE 0 0 7,929
ISHARES ESG AWARE US AGGREGATE BOND ETF Exchange Traded Fund 46435U549 461,890 10,201 SH SOLE 0 0 10,201
ISHARES ESG AWARE USD CORPORATE BOND ETF Exchange Traded Fund 46435G193 456,447 20,762 SH SOLE 0 0 20,762
ISHARES ESG MSCI KLD 400 ETF Exchange Traded Fund 464288570 638,341 4,277 SH SOLE 0 0 4,277
ISHARES ETHEREUM TRUST ETF Exchange Traded Fund 46438R204 215,394 3,847 SH SOLE 0 0 3,847
ISHARES FALLEN ANGELS USD BOND ETF Exchange Traded Fund 46435G474 2,878,793 111,065 SH SOLE 0 0 111,065
ISHARES FLEXIBLE INCOME ACTIVE ETF Exchange Traded Fund 092528603 940,579 18,556 SH SOLE 0 0 18,556
ISHARES GLOBAL GOVERNMENT BOND USD HEDGED ACTIVE ETF Exchange Traded Fund 092528835 2,633,093 52,884 SH SOLE 0 0 52,884
ISHARES GOLD TRUST Exchange Traded Fund 464285204 1,142,590 14,487 SH SOLE 0 0 14,487
ISHARES HIGH YIELD SYSTEMATIC BOND ETF Exchange Traded Fund 46435G250 19,348,030 430,914 SH SOLE 0 0 430,914
ISHARES INTERNATIONAL COUNTRY ROTATION ACTIVE ETF Exchange Traded Fund 09290C764 4,397,165 121,569 SH SOLE 0 0 121,569
ISHARES INTERNATIONAL DIVIDEND ACTIVE ETF Exchange Traded Fund 09290C848 272,012 9,067 SH SOLE 0 0 9,067
ISHARES LARGE CAP CORE ACTIVE ETF Exchange Traded Fund 09290C855 3,945,815 78,446 SH SOLE 0 0 78,446
ISHARES LONG-TERM NATIONAL MUNI BOND ETF Exchange Traded Fund 46438G448 1,468,671 31,659 SH SOLE 0 0 31,659
ISHARES MBS ETF Exchange Traded Fund 464288588 1,026,109 11,428 SH SOLE 0 0 11,428
ISHARES MORNINGSTAR MID-CAP GROWTH ETF Exchange Traded Fund 464288307 38,499,218 396,327 SH SOLE 0 0 396,327
ISHARES MSCI ACWI EX U.S. ETF Exchange Traded Fund 464288240 2,317,343 30,701 SH SOLE 0 0 30,701
ISHARES MSCI EAFE GROWTH ETF Exchange Traded Fund 464288885 3,963,914 32,950 SH SOLE 0 0 32,950
ISHARES MSCI EAFE VALUE ETF Exchange Traded Fund 464288877 3,127,158 39,994 SH SOLE 0 0 39,994
ISHARES MSCI USA MOMENTUM FACTOR ETF Exchange Traded Fund 46432F396 1,137,046 3,553 SH SOLE 0 0 3,553
ISHARES MSCI USA QUALITY FACTOR ETF Exchange Traded Fund 46432F339 1,121,253 4,937 SH SOLE 0 0 4,937
ISHARES NATIONAL MUNI BOND ETF Exchange Traded Fund 464288414 4,133,075 40,889 SH SOLE 0 0 40,889
ISHARES RESIDENTIAL AND MULTISECTOR REAL ESTATE ETF Exchange Traded Fund 464288562 19,371,735 220,534 SH SOLE 0 0 220,534
ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 738,643 1,737 SH SOLE 0 0 1,737
ISHARES RUSSELL 1000 GROWTH ETF Exchange Traded Fund 464287614 2,389,864 18,684 SH SOLE 0 0 18,684
ISHARES RUSSELL 2000 GROWTH ETF Exchange Traded Fund 464287648 252,830 709 SH SOLE 0 0 709
ISHARES RUSSELL 2000 VALUE ETF Exchange Traded Fund 464287630 204,766 971 SH SOLE 0 0 971
ISHARES RUSSELL MID-CAP GROWTH ETF Exchange Traded Fund 464287481 1,089,122 7,611 SH SOLE 0 0 7,611
ISHARES RUSSELL TOP 200 GROWTH ETF Exchange Traded Fund 464289438 2,112,096 7,025 SH SOLE 0 0 7,025
ISHARES S&P 500 GROWTH ETF Exchange Traded Fund 464287309 9,488,895 65,333 SH SOLE 0 0 65,333
ISHARES S&P 500 VALUE ETF Exchange Traded Fund 464287408 7,291,852 31,293 SH SOLE 0 0 31,293
ISHARES SYSTEMATIC ALTERNATIVES ACTIVE ETF Exchange Traded Fund 09290C665 2,882,953 95,811 SH SOLE 0 0 95,811
ISHARES SYSTEMATIC BOND ETF Exchange Traded Fund 46435U796 564,253 6,695 SH SOLE 0 0 6,695
ISHARES U.S. AEROSPACE & DEFENSE ETF Exchange Traded Fund 464288760 259,274 1,255 SH SOLE 0 0 1,255
ISHARES U.S. CARBON TRANSITION READINESS AWARE ACTIVE ETF Exchange Traded Fund 09290C509 885,147 10,622 SH SOLE 0 0 10,622
ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF Exchange Traded Fund 09290C103 9,117,443 129,454 SH SOLE 0 0 129,454
ISHARES U.S. SMALLCAP EQUITY FACTOR ETF Exchange Traded Fund 46434V290 42,102,849 493,412 SH SOLE 0 0 493,412
ISHARES U.S. THEMATIC ROTATION ACTIVE ETF Exchange Traded Fund 09290C806 2,947,636 65,840 SH SOLE 0 0 65,840
ISHARES U.S. TREASURY BOND ETF Exchange Traded Fund 46429B267 4,127,321 188,678 SH SOLE 0 0 188,678
JOHNSON & JOHNSON COM Common Stock 478160104 961,548 3,678 SH SOLE 0 0 3,678
JPMORGAN CHASE & CO COM Common Stock 46625H100 2,421,211 7,271 SH SOLE 0 0 7,271
JPMORGAN INFLATION MANAGED BOND ETF Exchange Traded Fund 46654Q104 1,396,123 30,235 SH SOLE 0 0 30,235
LAZARD INTERNATIONAL DYNAMIC EQUITY ETF Exchange Traded Fund 52110K400 3,967,361 114,070 SH SOLE 0 0 114,070
LINDE PLC SHS Common Stock G54950103 591,922 1,224 SH SOLE 0 0 1,224
MASTERCARD INCORPORATED CL A Common Stock 57636Q104 261,114 443 SH SOLE 0 0 443
MERCK & CO INC COM Common Stock 58933Y105 438,846 3,014 SH SOLE 0 0 3,014
META PLATFORMS INC CL A Common Stock 30303M102 1,349,987 1,878 SH SOLE 0 0 1,878
METLIFE INC COM Common Stock 59156R108 856,632 8,712 SH SOLE 0 0 8,712
MICRON TECHNOLOGY INC COM Common Stock 595112103 607,895 591 SH SOLE 0 0 591
MICROSOFT CORP COM Common Stock 594918104 2,860,238 5,346 SH SOLE 0 0 5,346
MOODYS CORP COM Common Stock 615369105 840,300 1,810 SH SOLE 0 0 1,810
NUVEEN ESG LARGE-CAP GROWTH ETF Exchange Traded Fund 67092P201 414,713 3,593 SH SOLE 0 0 3,593
NVIDIA CORPORATION COM Common Stock 67066G104 8,250,883 35,986 SH SOLE 0 0 35,986
PACER ARISTOTLE PACIFIC FLOATING RATE HIGH INCOME ETF Exchange Traded Fund 69374H428 31,656,467 680,784 SH SOLE 0 0 680,784
PACER US CASH COWS 100 ETF Exchange Traded Fund 69374H881 675,074 9,852 SH SOLE 0 0 9,852
PALO ALTO NETWORKS INC COM Common Stock 697435105 344,656 823 SH SOLE 0 0 823
PARSONS CORP DEL COM Common Stock 70202L102 351,624 7,800 SH SOLE 0 0 7,800
PHILIP MORRIS INTL INC COM Common Stock 718172109 444,505 2,209 SH SOLE 0 0 2,209
PRINCIPAL U.S. MEGA-CAP ETF Exchange Traded Fund 74255Y870 328,667 4,208 SH SOLE 0 0 4,208
PROCTER & GAMBLE CO COM Common Stock 742718109 388,496 2,569 SH SOLE 0 0 2,569
PUBLIC SVC ENTERPRISE GROUP COM Common Stock 744573106 950,847 13,155 SH SOLE 0 0 13,155
SCHWAB FUNDAMENTAL EMERGING MARKETS EQUITY ETF Exchange Traded Fund 808524730 3,752,943 87,706 SH SOLE 0 0 87,706
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF Exchange Traded Fund 808524771 56,127,164 1,745,248 SH SOLE 0 0 1,745,248
SCHWAB INTERNATIONAL EQUITY ETF Exchange Traded Fund 808524805 464,515 17,034 SH SOLE 0 0 17,034
SCHWAB U.S. BROAD MARKET ETF Exchange Traded Fund 808524102 488,009 16,316 SH SOLE 0 0 16,316
SCHWAB U.S. LARGE-CAP GROWTH ETF Exchange Traded Fund 808524300 5,182,852 141,068 SH SOLE 0 0 141,068
SCHWAB US DIVIDEND EQUITY ETF Exchange Traded Fund 808524797 2,583,797 78,202 SH SOLE 0 0 78,202
SEMPRA COM Common Stock 816851109 330,073 4,058 SH SOLE 0 0 4,058
SOUTHERN CO COM Common Stock 842587107 211,801 2,458 SH SOLE 0 0 2,458
SPACE EXPLORATION TECHN CORP CLASS A COM STK Common Stock 84615Q103 703,715 4,329 SH SOLE 0 0 4,329
SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST Exchange Traded Fund 98149E303 1,213,231 14,619 SH SOLE 0 0 14,619
SPDR GOLD SHARES Exchange Traded Fund 78463V107 2,257,869 5,871 SH SOLE 0 0 5,871
STATE STREET ENERGY SELECT SECTOR SPDR ETF Exchange Traded Fund 81369Y506 1,225,307 18,828 SH SOLE 0 0 18,828
STATE STREET REAL ESTATE SELECT SECTOR SPDR ETF Exchange Traded Fund 81369Y860 1,353,047 32,517 SH SOLE 0 0 32,517
STATE STREET SPDR PORTFOLIO S&P 500 ETF Exchange Traded Fund 78464A854 1,345,717 14,685 SH SOLE 0 0 14,685
STATE STREET SPDR S&P 500 ETF Exchange Traded Fund 78462F103 1,120,610 1,439 SH SOLE 0 0 1,439
STATE STREET SPDR S&P NORTH AMERICAN NATURAL RESOURCES ETF Exchange Traded Fund 78463X152 17,405,398 200,269 SH SOLE 0 0 200,269
STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF Exchange Traded Fund 81369Y803 254,071 1,278 SH SOLE 0 0 1,278
SUNOCO LP/SUNOCO FIN CORP COM UT REP LP Common Stock 86765K109 364,099 4,816 SH SOLE 0 0 4,816
TAIWAN SEMICONDUCTOR MANUFACT SPONSORED ADS American Depository Receipt 874039100 265,640 586 SH SOLE 0 0 586
TESLA INC COM Common Stock 88160R101 1,209,332 3,160 SH SOLE 0 0 3,160
TEXTRON INC COM Common Stock 883203101 204,015 2,751 SH SOLE 0 0 2,751
THE CIGNA GROUP COM Common Stock 125523100 282,645 1,001 SH SOLE 0 0 1,001
TR ACTIVEBETA US LARGE CAP EQUITY ETF Exchange Traded Fund 381430503 226,955 1,531 SH SOLE 0 0 1,531
UNITED PARCEL SVCS INC CL B Common Stock 911312106 323,157 3,417 SH SOLE 0 0 3,417
UNITEDHEALTH GROUP INC COM Common Stock 91324P102 218,003 575 SH SOLE 0 0 575
VANECK ENERGY INCOME ETF Exchange Traded Fund 92189H870 1,294,132 11,111 SH SOLE 0 0 11,111
VANECK FALLEN ANGEL HIGH YIELD BOND ETF Exchange Traded Fund 92189F437 274,993 9,935 SH SOLE 0 0 9,935
VANGUARD BD. IND. FDS. - LONG TERM BOND INDEX FUND Exchange Traded Fund 921937793 323,774 5,150 SH SOLE 0 0 5,150
VANGUARD EXTENDED MARKET ETF Exchange Traded Fund 922908652 400,980 1,706 SH SOLE 0 0 1,706
VANGUARD FTSE DEVELOPED MARKETS ETF Exchange Traded Fund 921943858 14,265,899 202,785 SH SOLE 0 0 202,785
VANGUARD FTSE EMERGING MARKETS ETF Exchange Traded Fund 922042858 620,443 10,382 SH SOLE 0 0 10,382
VANGUARD HIGH DIVIDEND YIELD INDEX ETF Exchange Traded Fund 921946406 266,903 1,681 SH SOLE 0 0 1,681
VANGUARD INTERMEDIATE-TERM BOND ETF Exchange Traded Fund 921937819 37,333,811 511,983 SH SOLE 0 0 511,983
VANGUARD MORNINGSTAR GROWTH ETF Exchange Traded Fund 922908736 203,348 2,211 SH SOLE 0 0 2,211
VANGUARD MORNINGSTAR MID-CAP VALUE ETF Exchange Traded Fund 922908512 239,888 1,186 SH SOLE 0 0 1,186
VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF Exchange Traded Fund 922908769 420,460 1,101 SH SOLE 0 0 1,101
VANGUARD MORTGAGE-BACKED SECURITIES ETF Exchange Traded Fund 92206C771 391,351 8,788 SH SOLE 0 0 8,788
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 3,564,321 4,981 SH SOLE 0 0 4,981
VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 749,115 9,808 SH SOLE 0 0 9,808
VANGUARD TAX-EXEMPT BOND ETF Exchange Traded Fund 922907746 207,892 4,393 SH SOLE 0 0 4,393
VANGUARD TOTAL INTERNATIONAL BOND ETF Exchange Traded Fund 92203J407 796,361 16,951 SH SOLE 0 0 16,951
VICTORYSHARES SHORT-TERM BOND ETF Exchange Traded Fund 92647N535 15,930,472 319,504 SH SOLE 0 0 319,504
VIRTUS SEIX SENIOR LOAN ETF Exchange Traded Fund 92790A405 243,822 10,514 SH SOLE 0 0 10,514
VISA INC COM CL A Common Stock 92826C839 487,959 1,266 SH SOLE 0 0 1,266
WALMART INC COM Common Stock 931142103 286,729 2,575 SH SOLE 0 0 2,575
WISDOMTREE EUROPE HEDGED EQUITY FUND Exchange Traded Fund 97717X701 476,934 8,635 SH SOLE 0 0 8,635
WISDOMTREE US VALUE FUND OF BENEF INTEREST Exchange Traded Fund 97717W547 15,825,037 151,421 SH SOLE 0 0 151,421