The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 394,430 3,991 SH SOLE 0 0 0 3,991
ABBVIE INC COM 00287Y109 222,991 852 SH SOLE 0 0 0 852
ALPHABET INC CAP STK CL A 02079K305 5,815,768 16,902 SH SOLE 0 0 0 16,902
AMAZON COM INC COM 023135106 2,024,842 8,127 SH SOLE 0 0 0 8,127
AMGEN INC COM 031162100 453,560 1,076 SH SOLE 0 0 0 1,076
APPLE INC COM 037833100 5,254,850 15,779 SH SOLE 0 0 0 15,779
APPLIED MATLS INC COM 038222105 651,129 1,273 SH SOLE 0 0 0 1,273
ASML HLDG NV N Y REGISTRY SHS N07059210 485,528 268 SH SOLE 0 0 0 268
AT&T INC COM 00206R102 1,513,685 62,036 SH SOLE 0 0 0 62,036
BANK OF AMER CORP COM 060505104 1,513,254 27,802 SH SOLE 0 0 0 27,802
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,588,958 3,191 SH SOLE 0 0 0 3,191
BHP BILLITON LIMITED SPONSORED ADS 088606108 231,613 2,730 SH SOLE 0 0 0 2,730
BRISTOL-MYERS SQUIBB CO COM 110122108 203,424 3,260 SH SOLE 0 0 0 3,260
BROADCOM INC COM 11135F101 889,809 2,534 SH SOLE 0 0 0 2,534
CAPITAL GROUP CORE BALANCED SHS 14021D107 2,093,161 56,957 SH SOLE 0 0 0 56,957
CAPITAL GROUP CORE EQUITY ET SHS CREAT UNIT 14020V108 818,447 18,392 SH SOLE 0 0 0 18,392
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 12,715,468 260,296 SH SOLE 0 0 0 260,296
CAPITAL GROUP EQUITY ETF TR US SM MI CA ETF 14022A102 4,605,376 148,752 SH SOLE 0 0 0 148,752
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 7,180,548 180,506 SH SOLE 0 0 0 180,506
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 10,900,525 229,823 SH SOLE 0 0 0 229,823
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 6,094,206 287,870 SH SOLE 0 0 0 287,870
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409 1,691,624 66,995 SH SOLE 0 0 0 66,995
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 235,414 8,975 SH SOLE 0 0 0 8,975
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 1,509,967 58,210 SH SOLE 0 0 0 58,210
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 5,438,115 217,699 SH SOLE 0 0 0 217,699
CAPITAL GRP FIXED INCM ETF T SHOR DUR MUN ETF 14020Y607 1,539,772 59,890 SH SOLE 0 0 0 59,890
CATERPILLAR INC COM 149123101 910,517 1,123 SH SOLE 0 0 0 1,123
CHARLES SCHWAB CORP (THE) COM 808513105 564,191 5,772 SH SOLE 0 0 0 5,772
CHEVRON CORPORATION COM 166764100 370,260 1,813 SH SOLE 0 0 0 1,813
CISCO SYS INC COM 17275R102 1,181,239 10,975 SH SOLE 0 0 0 10,975
CITIGROUP INC COM NEW 172967424 507,052 3,916 SH SOLE 0 0 0 3,916
COCA COLA CO COM 191216100 1,896,898 22,036 SH SOLE 0 0 0 22,036
CONOCOPHILLIPS COM 20825C104 217,799 1,740 SH SOLE 0 0 0 1,740
COSTCO WHOLESALE CORPORATION COM 22160K105 338,824 372 SH SOLE 0 0 0 372
CUMMINS INC COM 231021106 207,145 401 SH SOLE 0 0 0 401
DEERE & CO COM 244199105 402,930 600 SH SOLE 0 0 0 600
DISNEY WALT CO COM 254687106 958,436 9,137 SH SOLE 0 0 0 9,137
DOMINION ENERGY INC COM 25746U109 221,503 3,660 SH SOLE 0 0 0 3,660
DUKE ENERGY CORP NEW COM NEW 26441C204 795,448 6,977 SH SOLE 0 0 0 6,977
EATON CORP PLC SHS G29183103 246,654 574 SH SOLE 0 0 0 574
ELI LILLY & CO COM 532457108 1,375,419 1,189 SH SOLE 0 0 0 1,189
EMERSON ELEC CO COM 291011104 224,275 1,446 SH SOLE 0 0 0 1,446
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 2,181,126 13,402 SH SOLE 0 0 0 13,402
FEDEX CORP COM 31428X106 457,284 1,604 SH SOLE 0 0 0 1,604
FIRST TR EXCHANGE TRADED FD RBA INDL ETF 33738R704 2,598,322 25,168 SH SOLE 0 0 0 25,168
GE VERNOVA INC COM 36828A101 254,731 268 SH SOLE 0 0 0 268
GLOBAL PMTS INC COM 37940X102 903,270 11,060 SH SOLE 0 0 0 11,060
GLOBE LIFE INC COM 37959E102 3,729,444 22,514 SH SOLE 0 0 0 22,514
HOME DEPOT INC COM 437076102 797,425 2,803 SH SOLE 0 0 0 2,803
HUMANA INC COM 444859102 1,075,646 2,819 SH SOLE 0 0 0 2,819
INTEL CORP COM 458140100 629,573 5,236 SH SOLE 0 0 0 5,236
INTERNATIONAL BUSINESS MACHS COM 459200101 1,281,282 5,826 SH SOLE 0 0 0 5,826
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 254,682 3,612 SH SOLE 0 0 0 3,612
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 455,148 2,188 SH SOLE 0 0 0 2,188
INVESCO QQQ TR UNIT SER 1 46090E103 4,428,787 5,987 SH SOLE 0 0 0 5,987
ISHARES GOLD TR ISHARES NEW 464285204 5,009,327 64,140 SH SOLE 0 0 0 64,140
ISHARES INC CORE MSCI EMKT 46434G103 603,343 7,434 SH SOLE 0 0 0 7,434
ISHARES INC MSCI EMRG CHN 46434G764 3,788,612 38,238 SH SOLE 0 0 0 38,238
ISHARES TR CORE MSCI EAFE 46432F842 675,178 6,969 SH SOLE 0 0 0 6,969
ISHARES TR FLTG RATE NT ETF 46429B655 356,329 6,980 SH SOLE 0 0 0 6,980
ISHARES TR CORE DIV GRWTH 46434V621 5,829,903 77,330 SH SOLE 0 0 0 77,330
ISHARES TR NATIONAL MUN ETF 464288414 559,589 5,535 SH SOLE 0 0 0 5,535
ISHARES TR SHRT NAT MUN ETF 464288158 1,755,159 16,789 SH SOLE 0 0 0 16,789
ISHARES TR CORE S&P MCP ETF 464287507 1,547,275 21,505 SH SOLE 0 0 0 21,505
ISHARES TR CORE S&P500 ETF 464287200 6,277,502 8,197 SH SOLE 0 0 0 8,197
ISHARES TR RUS 2000 VAL ETF 464287630 675,476 3,225 SH SOLE 0 0 0 3,225
ISHARES TR RUS MID CAP ETF 464287499 6,315,227 59,181 SH SOLE 0 0 0 59,181
ISHARES TR CORE US AGGBD ET 464287226 928,383 9,820 SH SOLE 0 0 0 9,820
ISHARES TR SELECT DIVID ETF 464287168 467,883 3,077 SH SOLE 0 0 0 3,077
ISHARES TR TIPS BD ETF 464287176 371,423 3,570 SH SOLE 0 0 0 3,570
ISHARES TR 1 3 YR TREAS BD 464287457 266,417 3,281 SH SOLE 0 0 0 3,281
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 216,784 3,856 SH SOLE 0 0 0 3,856
JOHNSON & JOHNSON COM 478160104 1,151,763 4,351 SH SOLE 0 0 0 4,351
JPMORGAN CHASE & CO COM 46625H100 2,184,410 6,603 SH SOLE 0 0 0 6,603
KIMBERLY-CLARK CORP COM 494368103 361,270 3,708 SH SOLE 0 0 0 3,708
LAM RESEARCH CORP COM NEW 512807306 525,616 1,600 SH SOLE 0 0 0 1,600
LOCKHEED MARTIN CORP COM 539830109 585,329 1,149 SH SOLE 0 0 0 1,149
MCDONALDS CORP COM 580135101 361,883 1,567 SH SOLE 0 0 0 1,567
MERCK & CO INC COM 58933Y105 713,191 4,908 SH SOLE 0 0 0 4,908
META PLATFORMS INC CL A 30303M102 3,869,492 5,336 SH SOLE 0 0 0 5,336
MICRON TECHNOLOGY INC COM 595112103 505,460 475 SH SOLE 0 0 0 475
MICROSOFT CORP COM 594918104 5,004,834 9,758 SH SOLE 0 0 0 9,758
NEXTERA ENERGY INC COM 65339F101 596,308 7,873 SH SOLE 0 0 0 7,873
NORFOLK SOUTHN CORP COM 655844108 204,558 662 SH SOLE 0 0 0 662
NORTHROP GRUMMAN CORP COM 666807102 418,815 866 SH SOLE 0 0 0 866
NUCOR CORP COM 670346105 361,144 1,545 SH SOLE 0 0 0 1,545
NVIDIA CORPORATION COM 67066G104 2,472,438 10,826 SH SOLE 0 0 0 10,826
ORACLE CORP COM 68389X105 280,436 2,043 SH SOLE 0 0 0 2,043
PACER FDS TR US CASH COWS 100 69374H881 3,348,153 50,152 SH SOLE 0 0 0 50,152
PALANTIR TECHNOLOGIES INC CL A 69608A108 710,790 3,800 SH SOLE 0 0 0 3,800
PEPSICO INC COM 713448108 397,016 3,133 SH SOLE 0 0 0 3,133
PFIZER INC COM 717081103 243,960 8,554 SH SOLE 0 0 0 8,554
PHILIP MORRIS INTL INC COM 718172109 231,274 1,212 SH SOLE 0 0 0 1,212
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 5,885,947 58,538 SH SOLE 0 0 0 58,538
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,125,757 22,656 SH SOLE 0 0 0 22,656
PIMCO ETF TR MUNI INCOME OPP 72201R635 236,587 5,555 SH SOLE 0 0 0 5,555
PROCTER & GAMBLE CO COM 742718109 943,764 6,496 SH SOLE 0 0 0 6,496
QUALCOMM INC COM 747525103 615,468 3,344 SH SOLE 0 0 0 3,344
REGIONS FINANCIAL CORP NEW COM 7591EP100 2,817,347 104,812 SH SOLE 0 0 0 104,812
RIO TINTO PLC SPONSORED ADR 767204100 206,986 2,198 SH SOLE 0 0 0 2,198
RTX CORPORATION COM 75513E101 212,755 1,146 SH SOLE 0 0 0 1,146
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,705,420 113,559 SH SOLE 0 0 0 113,559
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 678,210 17,196 SH SOLE 0 0 0 17,196
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 350,399 6,562 SH SOLE 0 0 0 6,562
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 542,228 2,770 SH SOLE 0 0 0 2,770
SERVISFIRST BANCSHARES INC COM 81768T108 1,211,794 30,310 SH SOLE 0 0 0 30,310
SOUTHERN CO COM 842587107 1,502,884 18,131 SH SOLE 0 0 0 18,131
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 318,989 2,114 SH SOLE 0 0 0 2,114
SPDR GOLD TR GOLD SHS 78463V107 370,557 973 SH SOLE 0 0 0 973
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 6,919,652 137,814 SH SOLE 0 0 0 137,814
STARBUCKS CORP COM 855244109 520,733 5,542 SH SOLE 0 0 0 5,542
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 396,160 779 SH SOLE 0 0 0 779
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,414,042 1,854 SH SOLE 0 0 0 1,854
TESLA INC COM 88160R101 1,370,498 3,863 SH SOLE 0 0 0 3,863
TEXAS INSTRS INC COM 882508104 201,518 719 SH SOLE 0 0 0 719
TJX COS INC NEW COM 872540109 251,966 1,904 SH SOLE 0 0 0 1,904
UBER TECHNOLOGIES INC COM 90353T100 388,931 5,677 SH SOLE 0 0 0 5,677
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 455,294 13,652 SH SOLE 0 0 0 13,652
UPEXI INC COM NEW 39959A205 19,950 17,500 SH SOLE 0 0 0 17,500
V F CORP COM 918204108 453,095 32,226 SH SOLE 0 0 0 32,226
VANECK ETF TRUST IG FLOA RATE ETF 92189F486 3,464,848 135,398 SH SOLE 0 0 0 135,398
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 522,419 4,942 SH SOLE 0 0 0 4,942
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 243,520 2,000 SH SOLE 0 0 0 2,000
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 208,419 2,728 SH SOLE 0 0 0 2,728
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,709,432 2,439 SH SOLE 0 0 0 2,439
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 449,328 2,298 SH SOLE 0 0 0 2,298
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 275,718 1,276 SH SOLE 0 0 0 1,276
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 601,140 2,602 SH SOLE 0 0 0 2,602
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 351,630 1,236 SH SOLE 0 0 0 1,236
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 476,321 5,286 SH SOLE 0 0 0 5,286
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 388,125 2,500 SH SOLE 0 0 0 2,500
VERIZON COMMUNICATIONS INC COM 92343V104 1,056,845 23,040 SH SOLE 0 0 0 23,040
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 583,212 8,150 SH SOLE 0 0 0 8,150
VICTORY PORTFOLIOS II VCSHS US 500 VOL 92647N766 946,476 9,891 SH SOLE 0 0 0 9,891
VICTORY PORTFOLIOS II VCSHS US LRG CAP 92647N865 1,070,084 14,332 SH SOLE 0 0 0 14,332
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535 7,298,829 146,328 SH SOLE 0 0 0 146,328
VICTORY PORTFOLIOS II CORE BD ETF 92647N527 7,092,496 158,870 SH SOLE 0 0 0 158,870
WALMART INC COM 931142103 2,201,242 21,182 SH SOLE 0 0 0 21,182
WELLS FARGO & CO COM 949746101 758,234 9,472 SH SOLE 0 0 0 9,472