SAIF IA DEPOSITOR, LLC ABS-15G

 

Exhibit 99.1 - Schedule 5(b)

 

Sage Unique ID Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name
SAIF202621709 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621610 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621692 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 39 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621655 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621622 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621706 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 3 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SSI and Disability, Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620933 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621790 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621686 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 2     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 80.00%     N/A 0 N/A       NA 0 No   Yes 13 27 Other     0   No 0     Borrower - Wage, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621707 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 97     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621666 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Borrower Prepared Borrower 4 NA 0 No 0 Yes 17 27 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor, SESoleProprietor, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621698 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621644 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621752 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621665 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     2 1     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 3 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 1 YR W2 1099 Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621373 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621668 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621642 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621815 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 16 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 113     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621844 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 28 Work Number     0   No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622330 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 28 Work Number Yes 14 28 Work Number No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621731 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 1 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage, Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621647 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 27 Other     0   No 0     Borrower - Wage, Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621656 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.790% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability, Investment Income - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621767 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     2 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 12 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621737 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 27 Other     0   No 0     Borrower - Wage, SSI and Disability, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621680 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621784 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 27 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621738 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 27 FNMA 1005     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621728 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621638 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621816 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621975 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621681 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 114     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621791 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 27 Other Yes 6 27 Other No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2025, 2024 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622221 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621811 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.790% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621775 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621802 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 28 Work Number     0   No 0     Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621890 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621832 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621961 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 26 Other     0   No 0     Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621720 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 26 Work Number     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621739 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621833 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621803 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 27 27 Other No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621755 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621768 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 2 20 Other No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621962 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 3 Work Number Yes 6 28 Other No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621903 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.790% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621788 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621945 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 1 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621733 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 39 Work Number Yes 6 39 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023, 2022 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621732 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 27 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621792 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621814 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.790% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621817 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 27 Work Number Yes 5 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621153 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622509 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621818 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     1 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622143 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622475 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621819 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621793 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621845 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No Yes N/A 1 0 Yes Yes 1 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 50 13 Other No 0     Borrower - Personal Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026, 2022, 2023 Borrower || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2022, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621868 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 28 Work Number     0   No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621798 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621846 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 27 Other     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621829 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 27 Work Number     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621756 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621757 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 3 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621963 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, SSI and Disability, SSI and Disability, SSI and Disability, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621834 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621850 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.790% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 28 FNMA 1005 Yes 24 27 Other No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621754 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 27 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621827 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621804 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 27 Work Number NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621753 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621758 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 11 27 Other Yes 4 27 Work Number No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 85     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621869 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.790% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 17 27 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621759 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 27 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622018 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 6 40 Other No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621820 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621777 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 28 Other     0   No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621760 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 33 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621870 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621964 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621835 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 9 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621871 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.790% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 14 27 Work Number Yes 5 28 FNMA 1005 No 0     Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621872 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 3 27 Other No 0     Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Award Letter Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0   0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621873 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621924 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622089 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 88 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621851 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621908 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 9 31 Work Number Yes 9 27 Other No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621852 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621895 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621836 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621909 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month Yes 3 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 36 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621862 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 19 Other Yes 14 27 Other No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622118 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 3 28 Other No 0     Borrower - SSI and Disability - Award Letter Verified - 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621874 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 27 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621837 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620596 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.790% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621847 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 27 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622243 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621828 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621896 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621891 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.790% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621918 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 4 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621932 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 27 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622027 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 28 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621875 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622180 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 27 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621863 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 27 Other NA 0 0 N/A No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621897 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621898 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 3 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621853 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 27 Other NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621838 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 27 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621956 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621864 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 27 Other Yes 18 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                     Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621876 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622132 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 35 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621976 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621925 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621946 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621947 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621933 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621854 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621919 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 29 Other     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621930 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 27 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621848 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622019 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 12 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621910 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 28 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621911 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621855 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621877 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621315 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621878 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.790% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 1     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SEPartnership - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621931 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622119 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 28 Other     0   No 0     Borrower - Wage, Bonus, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621879 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621977 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Other - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621978 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621999 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 28 Work Number NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622153 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622090 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621920 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622130 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 15 28 Other No 0     Borrower - Retirement, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026, 2024 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621916 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA XX-XX-XXXX XX-XX-XXXX 0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621979 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024, 2023, 2022, 2021, 2020, 2019 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023, 2022, 2021, 2020, 2019 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 92     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621934 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 24 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622004 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 28 Other     0   No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621957 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621921 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622035 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202621980 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 28 Other     0   No 0     Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621981 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 28 Other Yes 5 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622036 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622071 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 5 28 Other No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621948 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621635 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622154 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622005 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 17 Other     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622651 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621381 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 27 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       13 XX-XX-XXXX XX-XX-XXXX 0   49   0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621129 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622262 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 28 Other     0   No 0   N/A Borrower - Wage, Other, Other, Other, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622133 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621949 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 29 28 Work Number Yes 18 29 Other No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621950 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621965 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 16 No       100.00% 100.00%     N/A 0 N/A       Yes 76 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622181 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621982 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 27 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622000 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621926 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622085 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622006 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 7 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621856 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622007 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622045 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621922 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621927 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621935 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 28 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622263 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621966 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 9 28 Other Yes 18 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621432 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 11 28 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime, Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                     Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622060 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 28 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622134 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 99     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622028 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 28 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621983 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 27 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621984 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621967 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622695 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 3 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 || Co Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621985 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622046 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 24.00%     N/A 0 N/A       NA 0 No   Yes 2 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621936 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 28 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621958 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621937 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622061 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 28 Work Number     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621968 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621938 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 27 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622297 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 2 29 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2026, 2024 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622047 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 28 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621951 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622135 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 1 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622144 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 27 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622013 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621969 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 184 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622182 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 28 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621487 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 8 Other     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621959 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621995 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 27 Other Yes 3 28 Other No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Overtime, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622037 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622020 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 28 Other     0   No 0   Yes Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621986 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 11     0 0     1 0 NA   No No 0 No Yes Yes 4 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 4 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622198 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 28 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 100     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622091 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622021 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622048 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622022 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622183 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622092 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 28 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622226 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622049 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622201 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622062 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 28 Work Number     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622042 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 24 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622155 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622050 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622350 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 1     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622072 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622298 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622051 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622100 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622029 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622103 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 28 Other Yes 34 28 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 88     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                     Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622299 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 28 Other Yes 1 7 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622063 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA 1 Month N/A 0 N/A 0 1 0 1 0 1 0 Yes NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   Borrower Prepared 4 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 3 27 Other No 0     Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622073 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622120 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622030 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622215 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622031 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 16 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622244 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622074 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622032 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement, SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622075 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622052 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 100.00%   100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 96 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Executed 4506T Verified || Co Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622175 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622076 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202622121 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622145 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622093 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622227 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622086 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622064 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 28 Other     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622053 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622122 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 28 Other     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622136 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622077 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202622123 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 28 Other     0   No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622043 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622156 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 1 0 1 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622142 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 28 Other Yes 1 13 Work Number No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622157 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 28 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622124 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 27 Other     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622544 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 25.00% 65.50%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower - SEPartnership - Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622245 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622545 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622228 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 19 28 Other Yes 6 28 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622125 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Borrower Prepared Borrower 5 NA 0 No 0 Yes 5 28 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622184 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622229 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 7 28 Work Number No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622054 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622176 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 24 Other     0   No 0     Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622094 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 37 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622373 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622095 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622110 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622202 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622126 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622078 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc   2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 1 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 18 28 Other No 0     Borrower - SSI and Disability - null W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622079 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622510 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 28 Work Number     0   No 0     Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622216 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 28 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621928 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 1 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 3 33 Work Number No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622127 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622400 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 28 Other     0   No 0     Borrower - Wage, Overtime, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622096 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622128 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622158 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622334 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 24.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622137 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622172 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 108     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622615 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622352 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622246 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622247 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622185 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202622203 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 28 Other Yes 8 28 Other No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622159 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 17 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622230 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 5 28 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622248 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 28 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622204 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.900% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622171 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621664 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622186 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622187 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622138 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 28 Other     0   No 0     Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622160 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 9 28 Other Yes 9 28 Other No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622188 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622189 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 28 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622146 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 33 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622636 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622190 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622139 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 28 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622353 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622161 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 28 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622162 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621456 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622231 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622335 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 || Co Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622354 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622280 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 88 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023, 2022, 2021, 2020, 2019 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023, 2022, 2021, 2020, 2019 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622163 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, Award Letter Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622277 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.900% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622164 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 86     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622165 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622300 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2025 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622264 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622191 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622192 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622281 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622583 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 65     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622265 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 27 Work Number Yes 15 27 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622266 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622374 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     1 0     1 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622193 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622249 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 5 29 Other No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622267 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622282 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 2 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622355 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 13 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622250 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622205 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622437 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622206 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622756 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 0 17 Yes Yes 0 17 100.00% 39.00% 51.00%   N/A 0 N/A N/A N/A 0 Yes 116 Yes 116 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower - SEPartnership - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622194 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622283 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622600 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622251 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 12 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622843 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage, Other, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622207 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 18 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622284 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.900% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 29 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622199 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 29 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA XX-XX-XXXX XX-XX-XXXX 0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622375 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622336 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA Yes 2 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No Yes Yes 3 0 Yes Yes 3 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622637 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622285 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 28 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621331 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622401 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.900% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622591 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 28 Other     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622232 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.900% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622239 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622252 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 Yes 3 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 15 28 Work Number Yes 1 16 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622038 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 0 12 No       77.84% 0.00%     N/A 0 N/A       Yes 137 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, SSI and Disability - CPA Letter Verified, Executed 4506T Verified, Award Letter Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622402 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.900% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 0   1 Month   N/A 0     2 2     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     Borrower Prepared 5 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622233 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622546 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.820% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622234 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622286 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622511 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.900% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622337 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.900% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 22 28 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 8 56     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622512 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 14 Other     0   No 0     Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622301 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622513 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 29 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - IRS Transcripts Verified Borrower - IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622403 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 5 29 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622235 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.820% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622338 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622302 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.600% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     1 0     1 0 Yes   No No 0 No Yes N/A 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement, SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622356 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.900% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622547 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622287 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 29 Work Number Yes 23 2 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622303 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, SESoleProprietor - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622320 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622735 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.900% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 11 Other Yes 7 28 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622322 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622339 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622314 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 28 Work Number     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622431 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622268 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 30 Other Yes 3 30 Other No 0     Borrower - Wage, Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622438 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622624 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.900% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 40 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622253 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.900% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage, Overtime, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622269 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202622304 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622340 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 3 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622357 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622514 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.600% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622288 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622376 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 29 Other Yes 5 28 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622341 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.910% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 29 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622515 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622305 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.900% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 29 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622358 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.910% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622584 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622757 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 28 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622359 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622417 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 42 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622306 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622349 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.600% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 0 0 Other     0   No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202622307 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622516 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622758 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 29 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622342 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.600% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2026, 2024 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026, 2024 Borrower - Executed 4506T Verified - 2025, 2026, 2024 || Co Borrower - Executed 4506T Verified - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622377 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 29 Work Number     0   No 0     Borrower - Subject Property Net Rental Income(Loss) if NOO, Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622404 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 29 Other     0   No 0     Borrower - Wage, Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622378 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.420% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622379 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 28 Other     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622343 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 29 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622380 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622360 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622361 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 29 Other     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622416 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 29 Work Number Yes 19 29 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622344 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622405 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 29 Work Number Yes 3 29 Work Number No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622638 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.600% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 17 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622345 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 28 Other     0   No 0   Yes Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622463 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2026, 2023 || Co Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026, 2023 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622381 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622382 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 26.45% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622896 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 Yes 24 Yes 70 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622395 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622406 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 81     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622383 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 101 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202622384 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 30 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623040 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622407 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622548 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622549 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.910% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622385 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 28 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622362 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622517 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 29 Work Number Yes 12 29 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622471 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.600% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 27 No       100.00% 100.00%     N/A 0 N/A       Yes 65 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622652 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.600% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 84     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622408 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 15 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other REO Net Rental Income(Loss), SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622537 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622687 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622386 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 29 Other NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622833 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 2     1 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622518 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622464 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 9 28 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 || Co Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622387 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.600% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 19 28 Other Yes 26 28 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622388 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622439 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622639 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.600% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 2 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622594 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622500 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622440 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622441 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622675 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.510% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 9 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622854 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 28 Other     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622519 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622424 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 18 28 Other Yes 4 29 Other No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622840 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 37 29 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622520 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 29 Other NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622476 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622389 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 29 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622816 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.600% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 12 Other     0   No 0     Borrower - Wage, Overtime, Primary Residence Rent Income - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622501 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 20 FNMA 1005     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622432 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622409 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622442 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 18 29 Other Yes 4 29 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621433 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 28 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622477 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 29 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622570 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622465 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622786 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622625 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.510% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622455 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622478 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622456 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 4     0 0     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622443 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622536 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622479 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 3 Other Yes 3 29 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 103     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622564 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 27 29 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622616 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   2+ Months   N/A 0     2 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 1 11 Other     0   No 0     Borrower - Wage, SSI and Disability, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SESoleProprietor - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622444 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622480 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 29 Other Yes 6 29 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 105     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622445 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       13 XX-XX-XXXX XX-XX-XXXX 0   53   0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622708 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202622166 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622521 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622453 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 29 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622466 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 22 28 Work Number     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622499 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 29 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622890 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622331 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622522 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622563 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 4 29 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622601 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 4     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 22 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622550 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623047 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622866 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 29 Work Number Yes 4 57 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622571 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622481 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 29 Work Number Yes 6 77 Work Number No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622523 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 29 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622595 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622482 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622467 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622483 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622538 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622799 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 28 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622484 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622551 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 29 Other Yes 2 25 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622575 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622485 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622677 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622724 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.510% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622602 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622552 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 11 29 Work Number No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622603 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 40 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622585 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.510% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622574 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622486 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622553 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622604 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.040% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 1 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 15 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622539 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622487 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 29 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622683 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.510% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 10 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622592 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622586 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622626 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 6 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622820 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 5 29 Other Yes 3 29 Other No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - Wage, Overtime, Bonus, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622907 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 Yes 2 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 11 29 Work Number Yes 11 35 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622605 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622554 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622618 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622913 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622606 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622640 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622587 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2026, 2024 || Co Borrower - Retirement - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026, 2024 Borrower - Executed 4506T Verified - 2025, 2026, 2024 || Co Borrower - Executed 4506T Verified - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622641 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.510% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 29 Other     0   No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622844 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 29 Work Number     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622524 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 29 Work Number     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622525 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622526 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622527 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 28 Other     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622588 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.510% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2011, 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2011, 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622555 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622008 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 29 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       13 XX-XX-XXXX XX-XX-XXXX 1   64   0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622617 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622671 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Investment Income - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622627 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622665 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 13 29 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622706 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622864 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.280% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622619 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 29 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622607 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622589 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622719 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 37 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622608 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 2 28 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622674 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622642 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No Yes Yes 1 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 5 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 || Co Borrower - Wage, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622609 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622650 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.510% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622666 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622872 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 30 Other     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622653 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.510% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 29 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622723 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.510% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623082 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 29 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622783 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.040% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622655 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 112     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622593 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 93     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622795 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622938 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622787 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622610 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622667 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Executed 4506T Verified, IRS Transcripts Verified || Co Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified, IRS Transcripts Verified || Co Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622611 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622842 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 4 29 Work Number No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622856 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.570% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622672 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     2 0     1 2 Yes   No No 0 No Yes Yes 0 1 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622712 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 9 29 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622713 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622827 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.570% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622614 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 12 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 29 Work Number     0   No 0     Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622454 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 15 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622643 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 29 Work Number Yes 15 29 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622644 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622834 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 17 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 99     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622805 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.040% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Commission, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622790 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622821 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622730 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 188 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622765 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 5 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622738 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622645 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage, Other, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622646 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622696 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622769 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.570% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 1 12 No       100.00% 100.00%     N/A 0 N/A       Yes 56 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified, Lease Agreements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622722 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.040% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622681 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622887 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.570% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622798 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 9 29 Other No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622704 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     1 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622883 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622967 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622680 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 29 Other     0   No 0     Borrower - Wage, Overtime, Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622961 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622739 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623154 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622528 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622656 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.510% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026, 2024 Borrower - Executed 4506T Verified - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623141 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622686 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 0 NA NA N/A 0 N/A 0 2 0 2 0 1 1 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 54 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622727 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.040% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622654 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) No No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage, Overtime, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
SAIF202622673 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622895 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622668 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622676 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     2 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622697 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 41 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622720 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified - 2025 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified - 2025 Borrower - Executed 4506T Verified - 2025 || Co Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622678 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622709 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.040% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime, Bonus, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622744 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622679 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622714 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622793 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622828 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.510% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622763 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.040% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622995 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622762 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 29 Other     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622721 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.570% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 18 29 Work Number Yes 23 29 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622884 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622841 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 9 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202623252 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622715 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622726 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.570% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622806 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.040% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 80     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622911 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 29 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622782 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622743 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622745 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.570% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2021 Borrower - Executed 4506T Verified - 2025, 2021 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622812 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 29 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622703 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622788 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623050 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2026, 2024 Borrower - Executed 4506T Verified - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623053 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622452 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622705 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622838 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622768 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.570% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 29 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622698 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622785 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.040% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 29 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622716 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 1 16 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622725 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.570% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622740 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622948 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 23 29 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622741 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 30 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622728 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622729 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.570% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Retirement, SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622791 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.570% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     2 0     2 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 30 Work Number     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622792 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.040% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622916 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 6 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622718 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.040% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 0.00%     N/A 0 N/A       Yes 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622885 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622824 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622869 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 5 Other     0   No 0     Borrower - Wage, Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622789 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 29 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622860 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 30 Work Number Yes 23 29 Other No 0     Borrower - Wage, Overtime, Wage, Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622826 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 29 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622953 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622956 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622764 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623002 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622742 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622794 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.570% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 2     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622784 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 29 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622926 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 8 29 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622924 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622952 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime, SSI and Disability, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623145 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 30 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622941 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 30 Other     0   No 0     Borrower - Wage, Bonus, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622893 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 30 Other Yes 2 30 Other No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622867 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 30 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622761 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 1 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622766 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 30 Work Number     0   No 0     Borrower - Commission, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622767 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622817 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 29 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622862 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622822 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 29 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622823 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 11 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622942 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 11 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS W2 1099 Verified, Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622882 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Executed 4506T Verified || Co Borrower - Retirement, Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622825 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622857 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622870 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 7 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202622565 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.570% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 30 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622818 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623000 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 8 30 Other No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622863 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623213 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No     6 - Stated, 1YRs Verified + CPA Letter   1 - Not Stated, Not Verified   XXXX XXXX Retired   .00   Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 2 2 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, SEPartnership, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower 2 - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower 2 - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX 06/29/2026   XXXX 801 832 801       801   No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MT United States 07-31-2029     N/A                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual Borrower As Individual N/A
SAIF202622819 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 30 Other     0   No 0     Borrower - Wage, Other - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622946 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 29 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202622859 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622971 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 2+ Months Yes 3 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 2 Other Yes 6 30 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622796 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622915 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622839 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 30 Work Number Yes 4 29 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622940 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622993 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622861 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622837 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 2     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622908 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623031 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 29 Other     0   No 0     Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623160 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622886 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622858 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622910 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 30 Other     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622868 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 9 29 Other Yes 3 30 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623280 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622909 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 0 0 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622925 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 29 Other Yes 8 29 Other No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622865 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623157 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623048 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622835 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622836 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622894 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622917 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622963 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622994 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 4 30 Other No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622989 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622873 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 24 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622888 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623070 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 0 13 Yes Yes 0 13 100.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 Yes 240 Yes 240 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622889 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 30 FNMA 1005     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622912 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 30 Other Yes 11 30 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623112 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 Yes 3 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 29 Work Number Yes 1 24 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623102 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623078 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622950 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623049 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 1 Yes Yes No No 0 No Yes Yes 2 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622906 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623212 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 30 Other Yes 8 30 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622892 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622797 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 67 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623016 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622947 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 30 Other     0   No 0     Borrower - Wage, Overtime, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622891 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 22 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622939 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622972 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 30 Other Yes 5 29 Other No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622949 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623231 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 360 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202622996 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 29 Other     0   No 0     Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623096 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622943 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 3 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622990 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623185 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623302 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 42 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622944 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623003 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622620 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 138 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622914 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 30 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623092 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 29 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623114 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026 || Co Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026, 2021 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026, 2021 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622964 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623014 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623165 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 0 0 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623226 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 30 Work Number     0   No 0     Borrower - Wage, Overtime, Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623219 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 30 Other     0   No 0     Borrower - Wage, Overtime, Bonus, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623015 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 9 29 Other No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622968 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 30 Other NA 0 0 Other No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622954 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623211 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622992 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 30 Other     0   No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623139 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623023 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623024 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 30 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623083 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.090% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 Yes 2 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 22 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622970 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 24 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623177 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202623039 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623098 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage - 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622997 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623017 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 30 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622955 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622951 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623099 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622966 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 30 Other NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622991 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 30 Work Number     0   No 0     Borrower - Wage, Overtime, Bonus, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623240 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623052 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623072 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 30 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622962 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 30 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622965 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 31 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623173 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623057 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623067 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 18 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623318 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623030 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 0 0 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622969 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 1 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622311 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 4 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623001 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 1 0 Yes N/A 1 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 30 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified, Personal Bank Statements Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623076 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 108 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623004 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202623200 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 7 30 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623051 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 29 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 89     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623061 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       Yes 42 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622871 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 Yes 3 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 27 30 Work Number Yes 3 43 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023, 2022 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023, 2022 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622998 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623125 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623038 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 59 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623118 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 2 0 Yes N/A 2 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified, Personal Bank Statements Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622999 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Award Letter Verified - 2026, 2025 Borrower - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623068 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623062 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 30 Other Yes 2 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623113 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 33 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623060 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 1 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 83     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623073 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621553 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 30 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623035 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 18 30 Work Number No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623270 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 77     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623192 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623168 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 30 Work Number Yes 4 30 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623037 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623182 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 11 Other     0   No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622026 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 30 Other Yes 5 30 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623080 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 30 Work Number Yes 15 30 Other No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623101 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623124 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 1 Work Number Yes 1 2 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2021, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2021, 2022 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623036 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623032 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623059 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623033 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 27 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623041 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623034 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Retirement - Executed 4506T Verified - 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623054 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623079 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month Yes 6 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623056 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 14 30 Work Number NA 0 0 N/A No 0     Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 || Co Borrower Borrower - 2024, 2025, 2026 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX       XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623093 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623081 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 30 Other     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623063 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623095 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 30 Other     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623144 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 30 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623117 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623158 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623115 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 30 Other     0   No 0     Borrower - Wage, Overtime, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623058 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623055 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 30 Other     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 103     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202623075 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 31 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623214 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623119 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 30 Other Yes 2 30 Other No 0   Yes Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623176 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623134 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 30 Work Number Yes 4 30 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623327 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623143 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 2     1 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 18 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202623126 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623069 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 23 30 Other No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623186 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 22 30 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623229 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623258 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 30 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623071 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623077 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 30 Other     0   No 0   Yes Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623338 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 30 Other Yes 5 30 Work Number No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623097 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 22 30 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623116 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 30 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623251 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 44 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623201 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623175 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623163 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623091 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623094 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 30 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623180 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623162 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 30 Other Yes 7 30 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623121 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623336 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 23 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623100 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.490% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability, Retirement, Retirement - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623239 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623293 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 31 Other Yes 7 31 Other No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623138 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623120 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 30 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623184 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 8 30 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623328 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 30 Work Number Yes 10 30 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623242 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623167 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623227 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623161 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 0 0 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623196 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623166 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623140 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 5 30 Work Number Yes 5 30 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623193 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623142 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623235 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623209 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623159 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623156 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 12 0 Yes Yes 12 0 24.74% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 4 30 Other No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025 || Co Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623337 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.200% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 27 Other     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623225 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623234 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 90     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623183 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) No No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 108     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
SAIF202623155 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 30 Other     0   No 0     Borrower - Wage, Overtime, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623309 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.640% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 31 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623218 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2026 Borrower - Executed 4506T Verified - 2025, 2024, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623181 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No Unknown             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 11 30 Other Yes 4 30 Other No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623164 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623265 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623074 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 30 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623174 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 30 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623208 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 30 Work Number     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623217 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 0 0 Other Yes 0 0 Work Number No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623195 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623246 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 1     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 12 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623198 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 32 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623178 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623266 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623241 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 30 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623323 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 1 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623179 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 2 0 1 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 30 Other NA 0 0 N/A No 0     Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623197 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 30 Other     0   No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623248 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623307 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 30 Other     0   No 0     Borrower - Wage, Bonus, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623255 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 30 Work Number     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623216 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 24 Work Number Yes 7 24 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623322 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     1 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Primary Residence Rent Income - 1 YR Personal Tax Returns Verified, Award Letter Verified, 1040 Schedule E Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 1040 Schedule E Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202623296 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623291 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 42 Work Number     0   No 0     Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623334 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 30 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623238 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 30 Work Number Yes 10 30 Other No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623207 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 30 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623256 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623194 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623268 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623292 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623283 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                             0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623275 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2022, 2024, 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2022, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623223 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202623284 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623267 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 10 31 Work Number No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623210 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623224 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 22 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623282 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 30 Work Number     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623281 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623244 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623230 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623222 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623249 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 30 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623247 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 31 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623260 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Borrower Prepared Borrower 7 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623278 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.200% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 30 Work Number Yes 4 31 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623279 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623243 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 12 30 Other No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623254 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623228 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623342 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 30 Other     0   No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623262 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 30 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623245 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623297 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 30 Other Yes 11 31 Other No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623298 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623237 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623263 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 30 Other     0   No 0     Borrower - Wage, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX No No Yes No Borrower As Individual N/A N/A N/A
SAIF202623199 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 6 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                     Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623233 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 30 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623264 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623236 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623287 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.640% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623271 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified - 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623253 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 31 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623259 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623305 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 4     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 14 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623277 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623257 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623315 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623330 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 31 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623285 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623274 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 31 Other Yes 30 30 Other No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623308 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623272 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623286 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 30 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623329 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.200% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 18 Other     0   No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623273 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623276 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.180% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 30 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623339 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 Yes 1 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 7 Other No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623304 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623288 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 30 Other     0   No 0     Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623299 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623289 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623300 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 31 Work Number     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623301 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623310 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623314 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 31 Work Number Yes 5 31 Other No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623311 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623290 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623306 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.640% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2023 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623303 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.640% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 30 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622707 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623324 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 19 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622633 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 30 Other     0   No 0     Borrower - Wage, Overtime, Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623317 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.640% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 1 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 12 Other Yes 5 31 Other No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623319 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 27 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623313 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.640% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 105     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623312 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623335 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 18 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623332 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 31 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623320 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623321 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 19 30 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Retirement - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623316 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623346 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 31 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623326 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202623345 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.680% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623344 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623325 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.310% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623333 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.680% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623340 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.200% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623341 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.310% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 30 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202623343 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 18 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620002 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 271 27 FNMA 1005 No 0     Borrower - Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620009 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 100 27 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620028 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.930% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620031 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.830% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 30 Other     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620040 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 34 Other     0   No 0   N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620001 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.760% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620030 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No Yes N/A 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620033 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.790% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2024, 2025 || Co Borrower Borrower - 2023, 2024, 2025 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                     Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620037 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.790% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA Yes 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 42 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620035 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.000% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 27 30 Work Number Yes 11 30 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A