SAIF IA DEPOSITOR, LLC ABS-15G

 

Exhibit 99.1 - Schedule 5(a)

 

Sage Unique ID Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name
SAIF202620004 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Borrower Prepared Borrower 5 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620010 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620005 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620011 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620007 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.440% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620012 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620006 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620013 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.930% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620008 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 || Co Borrower - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620017 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.480% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620014 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.150% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620016 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620015 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.160% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 2 0 2 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 6 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620018 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620019 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620020 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620021 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.480% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620024 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620026 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Military and Government Assistance - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620023 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.510% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability, SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620025 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620022 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620003 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620060 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.680% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 20 Other Yes 6 9 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620059 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.680% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 6 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620294 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.710% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 24 Work Number Yes 24 34 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620066 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.310% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 33 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620178 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.910% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620142 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 35 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620086 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.560% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     2 2     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 33.33%     Borrower Prepared 11 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620128 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.260% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 35 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620258 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620097 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2024 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 Borrower - Executed 4506T Verified - 2025, 2024 || Co Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620090 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620359 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.680% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 14 34 Other Yes 3 34 Other No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620109 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.640% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620098 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 3 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620121 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.230% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620099 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.660% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620173 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 1 NA NA N/A 0 N/A 0 2 0 2 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 10 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620111 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620185 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.910% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620196 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 35 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620131 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620122 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.230% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620119 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620092 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.230% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 10 35 Work Number     0   No 0     Borrower - Wage, SESoleProprietor, SESoleProprietor, Overtime - 2 YRS Personal Tax Returns Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620154 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.910% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 35 Other NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620129 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.230% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 35 Work Number NA 0 0 N/A No 0     Borrower - Wage, Wage, Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620233 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 14 35 Other NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620145 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.230% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 35 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620179 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.910% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620174 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 91     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620146 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620325 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 20 24 Other No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2025 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620201 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620150 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620147 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - Executed 4506T Verified - 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620234 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 3 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 35 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620148 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620312 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.720% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 22 Work Number Yes 1 5 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620186 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.740% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 35 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620213 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620187 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - Executed 4506T Verified, Award Letter Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620175 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620295 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 6 35 Work Number No 0     Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023, 2024, 2025 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620159 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.910% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 34 Other     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620155 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.910% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620247 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month Yes 4 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 34 Work Number Yes 6 34 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620437 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 12 Other NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620764 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 0 0 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620180 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620160 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.910% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620345 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620163 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 35 Other     0   No 0     Borrower - Wage, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620282 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620188 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.740% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 1 0 1 0 1 0 NA NA No No 0 No Yes N/A 1 0 Yes Yes 1 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Personal Bank Statements Verified || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620181 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620164 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620259 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 35 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620182 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620135 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 33 Other     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620235 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620197 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 35 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620371 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620214 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.780% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0   Yes 17 35 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620215 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620283 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 35 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620198 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 35 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620236 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No No No Borrower As Individual N/A N/A N/A        
SAIF202620260 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 35 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023, 2021, 2020 Borrower - Executed 4506T Verified - 2025, 2024, 2023, 2021, 2020 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620237 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 1 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Borrower Prepared Borrower 11 NA 0 Yes 216 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620296 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 2 0 1 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620248 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 35 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620223 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620261 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 1 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 36 Other NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified - 2024 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620284 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023, 2022 Borrower - Executed 4506T Verified - 2025, 2024, 2023, 2022 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620216 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 Yes 3 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 14 35 Other Yes 5 48 Work Number No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620404 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 3 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2025 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620262 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2024 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2024 Borrower - Executed 4506T Verified - 2025, 2024 || Co Borrower - Executed 4506T Verified - 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620244 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620229 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 23 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2024, 2025 || Co Borrower Borrower - 2 YRS Personal Tax Returns Verified - 2023, 2024, 2025 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620211 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 35 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620340 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620224 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 1 0 NA Yes No No 0 No No Yes 0 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 35 Other Yes 5 35 Work Number No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Wage, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620334 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620217 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620263 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     2 2     1 2 Yes   No No 0 No No Yes 0 0 No       0.00% 50.00%     Borrower Prepared 11 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620285 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 5     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 19 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620739 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620438 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620410 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620225 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 35 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2025, 2024, 2023 Borrower - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620202 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 23 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620238 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 2 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1040 Schedule E Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1040 Schedule E Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1) - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620249 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 36 Work Number     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620346 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620313 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024 Borrower - Executed 4506T Verified - 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620311 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     0 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 28 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620218 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620250 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 3 0 Yes Yes 3 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 35 Other Yes 5 35 Other No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620251 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620360 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.720% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620226 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 35 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620227 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.780% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620328 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 3 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620252 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 1 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 43 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620428 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 36 Work Number Yes 8 35 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620297 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 36 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2025, 2024 Borrower - Executed 4506T Verified - 2023, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 113     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620286 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620264 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 21 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620265 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620361 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620287 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Subject Property Net Rental Income(Loss) if NOO, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620393 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 25 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620280 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620257 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620329 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620306 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620298 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620278 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620318 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620314 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2025, 2024 Borrower - Executed 4506T Verified - 2023, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620239 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620253 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 33 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620288 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620276 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 36 Other     0   No 0     Borrower - Wage, Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023, 2026 Borrower - Executed 4506T Verified - 2025, 2024, 2023, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620305 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.270% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 36 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620299 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     1 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620289 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.720% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620341 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 20 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620266 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620300 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620301 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.720% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620290 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620291 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 35 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620558 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.720% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620381 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620319 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.720% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 24 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620315 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620335 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.720% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 6     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 41 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620302 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620347 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620395 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620303 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620342 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2025, 2024 Borrower - Executed 4506T Verified - 2023, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620348 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 2 1 0 Yes NA No No 0 No Yes Yes 1 0 Yes Yes 1 2 0.00% 0.00% 100.00%   N/A 0 N/A Borrower Prepared Borrower 12 NA 0 No 0 Yes 2 24 Other NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023, 2024, 2025 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620418 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 10.00%     N/A 0 N/A       NA 0 No   Yes 24 36 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620330 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620405 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Other REO Net Rental Income(Loss) - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620331 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 36 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620692 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620320 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2013, 2024, 2025 Borrower - Executed 4506T Verified - 2013, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620406 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 36 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620332 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 2 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620321 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.720% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 35 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620336 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.720% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 180 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620322 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.720% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620382 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 22 24 Work Number     0   No 0     Borrower - Wage, Bonus, Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620362 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620349 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 5 24 Work Number No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620623 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 24 Work Number NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620363 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620337 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 36 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620350 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.250% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 36 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620372 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620208 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 5 36 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620383 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620373 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.720% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 23 36 Other Yes 2 24 Other No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620356 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620374 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620507 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 25 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620476 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620267 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620407 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620753 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 1     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 40 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023, 2022 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023, 2022 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620351 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 15 24 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620352 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 36 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620353 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 36 Work Number     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620444 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 2 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620408 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620641 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 25 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620461 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 1 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023, 2026 || Co Borrower - Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified - 2024 Borrower - Executed 4506T Verified - 2025, 2024, 2023, 2026 || Co Borrower - Executed 4506T Verified - 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620375 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 36 FNMA 1005     0   No 0     Borrower - Wage, Overtime, Commission, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Award Letter Verified - 2023, 2024, 2025, 2026 Borrower - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620367 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620364 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 35 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620384 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620344 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 4 68 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2026, 2023, 2024 Borrower - Executed 4506T Verified - 2025, 2026, 2023, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620396 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 1 1 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   100.00%   N/A 0 N/A Borrower Prepared Borrower 12 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620376 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620477 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 5 36 Other Yes 4 55 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023, 2021, 2022 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023, 2021, 2022 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       13 XX-XX-XXXX XX-XX-XXXX 0   49   0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620576 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 24 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620419 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 24 Work Number     0   No 0     Borrower - Wage, Overtime, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620397 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 24 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620400 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620385 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 36 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620524 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620389 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 2     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 36 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620268 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 36 Work Number     0   No 0     Borrower - Wage, SSI and Disability, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620496 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 14 36 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620478 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620386 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0       0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620453 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 1 0 Yes N/A 1 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 8 Other NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2022, 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified, Personal Bank Statements Verified Borrower - Executed 4506T Verified - 2022, 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620443 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Award Letter Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620517 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 Yes Yes 0 12 85.48% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 24 Other NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025, 2026 || Co Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620439 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 36 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023, 2026 Borrower - Executed 4506T Verified - 2025, 2024, 2023, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620602 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620445 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     1 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No No No Borrower As Individual N/A N/A N/A        
SAIF202620429 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620446 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 24 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620401 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 36 Other Yes 31 36 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620464 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 18 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620447 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620454 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     1 0     0 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, Award Letter Verified, 1040 Schedule E Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1040 Schedule E Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620497 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620420 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 11 12 Work Number No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620402 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.190% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620540 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620448 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620614 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620449 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 24 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620485 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 21 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620711 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 5 25 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620512 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620541 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA XX-XX-XXXX XX-XX-XXXX 0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620495 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability, Retirement, Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 || Co Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
SAIF202620610 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 36 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A        
SAIF202620513 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 1     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620486 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A        
SAIF202620494 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620440 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 24 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024, 2023 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620441 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.690% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 21 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 112     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620690 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 21 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620465 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 24 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620442 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 36 Work Number     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620518 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 36 Work Number Yes 2 24 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620409 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620466 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 24 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620487 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620479 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620450 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620480 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 36 Other Yes 2 32 Other No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620529 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 260 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620467 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620542 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620514 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 40 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620451 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 89     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620676 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620462 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 79     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620481 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 24 Work Number     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620523 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620488 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620525 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026, 2023 || Co Borrower - Wage - Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2025, 2026, 2023 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620452 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620490 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 1 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620468 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2023, 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620469 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 36 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620526 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 24 Other     0   No 0     Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620498 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620470 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620914 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 24 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620482 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620519 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620520 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620806 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 29 25 Other No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620530 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 25 Other     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620489 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.170% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620624 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 Yes 4 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 2 24 Work Number No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620678 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     2 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023, 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620515 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Commission, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620603 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620508 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.960% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 5 24 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620543 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 Yes 10 1 0 1 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 23 60 Other Yes 21 30 Other No 0     Borrower - Wage, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026, 2024, 2023 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026, 2024, 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620987 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 24 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620625 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     1 0     1 1 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 25 Other     0   No 0     Borrower - Wage, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620527 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 24 Other Yes 12 24 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620574 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 6 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202620544 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620615 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 25 Other NA 0 0 N/A No 0     Borrower - Wage, Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620772 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 25 Other     0   No 0     Borrower - Wage, Overtime, Bonus, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620586 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 24 Work Number Yes 6 24 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620858 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 24 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2026, 2025, 2024, 2023 Borrower - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620654 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620521 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620545 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 18 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620647 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.500% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620516 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620559 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620531 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 24 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620564 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620616 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620638 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 4 25 Other No 0     Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620604 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability, Retirement, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620532 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620533 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 2 1 0 1 1 NA NA No No 0 No Yes Yes 3 0 Yes Yes 3 0 0.00% 50.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Bonus, Commission, SEPartnership, SEPartnership - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified - 2023, 2024, 2025, 2026 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2023, 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620597 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620712 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 24 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620655 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 1 Other     0   No 0     Borrower - Wage, Retirement, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620813 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620702 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620807 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620565 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202620534 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.500% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 25 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620593 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620639 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620552 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.500% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 25 Work Number     0   No 0     Borrower - Wage, Other, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620587 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620617 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620535 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 25 Work Number     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620605 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.500% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     2 0     1 0 NA   No No 0 No Yes Yes 0 1 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620528 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620560 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620561 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2026 Borrower - Executed 4506T Verified - 2025, 2024, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620546 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.500% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620547 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 25 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620754 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 5 25 Other Yes 3 26 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620640 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.500% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620548 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 4 24 Work Number No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620598 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2024, 2025, 2026, 2023 Borrower - 2024, 2025, 2026, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620701 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 || Co Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620588 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620824 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 Yes Yes 4 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620713 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620626 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.060% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620549 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620562 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 5 25 Other Yes 16 24 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620550 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 11 24 Other Yes 9 24 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620648 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 37 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620589 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 24 Other     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620606 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 25 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620618 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620729 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620599 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620594 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No     5 - Stated, 2YRs Verified + CPA Letter   3 - Stated, 3rd Party Verification   XXXX XXXX Employed   16.77   Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower 2 - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2026 || Co Borrower 2 - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX 01/27/2026   XXXX 752 787 757       757   No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     US Citizen US Citizen N/A Standard Driver's License - Not for federal use   UT United States 12-12-2028     N/A                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual Borrower As Individual N/A
SAIF202620627 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.600% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   1 0 0 0 0 0 0 0 1 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620590 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 6 24 Other No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0   0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620566 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202620679 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620563 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 44 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 110     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620677 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 110     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620714 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620867 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620649 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620715 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 25 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620619 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 106     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620620 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 25 Other Yes 1 1 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 107     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620628 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620693 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620650 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 25 Other NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620621 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.920% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 18 24 Other Yes 2 25 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620612 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620694 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 6     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 13 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620607 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620656 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 17 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620591 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620768 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620635 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 2     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     Borrower Prepared 12 Borrower       NA 0 No   Yes 2 24 Other     0   No 0     Borrower - Commission - 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Business Tax Returns Verified(1120S), Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620622 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620825 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     2 0     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620642 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Missing 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620592 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620670 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620716 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 25 Work Number     0   No 0     Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620705 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620657 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620915 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 Yes Yes 3 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 25 Other Yes 15 24 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620651 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2026, 2025, 2024 Borrower || Co Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620600 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 25 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620895 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Primary Residence Rent Income - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620629 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 25 Work Number NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 || Co Borrower Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 86     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620680 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 25 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620845 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620601 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620706 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 36 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620611 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620608 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 25 Other Yes 6 25 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620652 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 38 25 Work Number No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620643 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620681 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620707 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 25 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 81     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620786 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621021 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620636 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 25 Work Number Yes 3 36 Other No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620773 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 12 25 Other No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620168 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 25 Work Number Yes 10 25 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620703 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620740 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2024, 2023 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620741 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 26 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620162 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 24 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620658 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620671 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620717 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 22 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620742 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     0 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability, SSI and Disability - Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620659 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024 Borrower - Executed 4506T Verified - 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620774 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 25 Other Yes 3 25 Work Number No 0     Borrower - Wage, Bonus, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620682 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 49 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620846 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 25 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620653 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2010, 2025, 2026 Borrower - Executed 4506T Verified - 2010, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620695 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620683 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 25 Other     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620759 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620826 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 108     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620766 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.520% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Retirement, SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620743 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2026, 2023, 2025 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2026, 2023, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620814 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 0 12 No       71.14% 100.00%     N/A 0 N/A       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, SSI and Disability - CPA Letter Verified, 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Business Bank Statements Verified - 2025, 2024 Borrower - Executed 4506T Verified - 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621476 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.140% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 11 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620730 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 25 Other     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620804 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620718 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 8 25 Work Number No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620708 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621063 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 25 Other Yes 7 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620775 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620755 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 25 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620776 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 1 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 25 Other Yes 1 2 Other No 0     Borrower - Wage, Retirement, SSI and Disability, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023, 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620726 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 12 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Maintenance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620815 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 31 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620719 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620777 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 3     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 49 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023, 2022 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023, 2022 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620787 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620793 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 25 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620709 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 36 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620839 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.130% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA NA N/A 0 N/A 0 1 0 1 0 1 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620765 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 25 Work Number     0   No 0     Borrower - Wage, Bonus, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620737 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     2 0     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 3 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620696 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 25 FNMA 1005     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620731 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620735 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2026 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620720 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 13 Other Yes 6 25 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620721 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620847 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 25 Other NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621022 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 11 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   10 0 0 0 0 0 0 0 10 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620697 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 5 25 Other Yes 4 25 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620722 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620723 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 25 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620821 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 10     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 34 Work Number     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620727 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 33 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620732 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621187 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 25 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 101     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620691 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620744 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 7 25 Other No 0     Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified || Co Borrower - Commission, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621023 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 15 26 Work Number Yes 5 25 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620890 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620778 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 2 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Borrower Prepared Borrower 12 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024, 2023 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620794 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 25 Work Number Yes 6 25 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620630 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     2 0     1 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620745 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 14 25 Other Yes 1 13 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620805 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620746 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620779 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620756 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.130% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 3 Other     0   No 0     Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620788 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 25 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 104     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620747 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620710 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620758 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 1 0 1 0 NA NA No No 0 No Yes Yes 0 2 No N/A 0 0 0.00% 100.00%     Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified, Business Bank Statements Verified - 2023, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620780 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 25 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620724 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620840 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 1 1 NA NA No No 0 No Yes Yes 0 1 No N/A 0 0 16.50% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified, Business Bank Statements Verified - 2023, 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620978 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620883 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.130% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620781 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 25 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620770 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620820 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.130% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 1 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, Retirement - Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620876 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620949 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - Executed 4506T Verified - 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620827 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620795 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 20 Other No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620836 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.130% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 26 Work Number     0   No 0     Borrower - Wage, Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621070 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 37 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2022, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2022, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620950 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621502 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.130% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 36 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 74     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620763 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.590% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620757 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620782 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.840% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 2 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620877 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620796 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620816 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620797 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621220 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.130% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 25 Work Number     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620873 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 85     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620808 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620979 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620902 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 1 Work Number     0   No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620951 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620798 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620817 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.130% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620969 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025 Borrower - Executed 4506T Verified - 2025 || Co Borrower - Executed 4506T Verified - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620841 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620799 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620868 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620884 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 13 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 || Co Borrower Borrower - 2024, 2025, 2026 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620800 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 5 25 Work Number Yes 5 25 Work Number No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621137 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620801 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.130% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620869 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620837 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620736 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 0 2 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Business Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620859 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.130% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 4     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 33 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621132 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 20 Other     0   No 0     Borrower - Wage, Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620939 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620818 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 25 Other     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620907 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Borrower Prepared Borrower 12 NA 0 No 0 Yes 9 25 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 78     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620952 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620963 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 26 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620885 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620819 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620878 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620838 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620879 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 25 FNMA 1005     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620851 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 22 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620828 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620896 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       13 XX-XX-XXXX XX-XX-XXXX 0   77   0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620970 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621185 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620848 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620860 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.130% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 26 Other     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620855 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 || Co Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620897 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 41 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621085 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 3 26 Other No 0     Borrower - Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2018, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2018, 2025 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620829 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 37 Other Yes 4 37 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620830 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620962 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621040 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 25 Other     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620852 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620861 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.130% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 92     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621000 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.860% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 || Co Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620940 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     2 0     1 0 Yes   No No 0 No Yes Yes 3 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023, 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620853 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.130% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620856 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620919 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - Award Letter Verified - 2026, 2025 Borrower - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620898 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 13 25 Other No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620953 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621024 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620886 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.660% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620899 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.660% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620920 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Retirement - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620880 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620908 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Child Support - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620909 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.660% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621025 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 12 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620954 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620943 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 25 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621265 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620887 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620921 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621001 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620900 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 79     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620971 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621026 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202620922 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620901 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621041 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620955 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 25 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620972 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 25 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2026, 2024 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620956 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620973 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 4 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621071 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 13 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620923 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 25 Other     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620910 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620888 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 26 Other Yes 6 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620927 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621002 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.660% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621229 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 26 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621163 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620957 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 17 25 Other No 0     Borrower - Wage, SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621079 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 13 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620991 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 26 Work Number     0   No 0     Borrower - Wage, Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621003 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 26 Work Number     0   No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620924 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620944 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 25 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620925 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 25 Other     0   No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202620974 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 19 26 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621086 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621027 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620926 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 25 Work Number Yes 2 25 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621057 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.100% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 26 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620958 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 25 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621028 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 26 Other NA 0 0 N/A No 0     Borrower - Commission, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621029 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 24 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620967 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.880% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 3 25 Work Number No 0     Borrower - 2 YRS W2 1099 Verified, Executed 4506T Verified || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620975 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     2 0     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621058 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 25 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621004 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 35 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620959 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 7 Other Yes 26 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621064 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 26 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621005 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620980 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA 1 Month N/A 0 N/A 0 2 2 2 2 1 0 Yes NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 50.00% 50.00%   Borrower Prepared 13 Borrower Borrower Prepared Borrower 13 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024, 2023 || Co Borrower - SESCorp, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620976 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 26 Other     0   No 0     Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621072 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 0 13 Yes Yes 0 13 100.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 Yes 228 Yes 228 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621006 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 26 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621011 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620988 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621036 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620989 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620960 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620854 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620977 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621037 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620961 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621266 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 2 Other No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 || Co Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621138 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 26 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621030 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 26 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621031 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621125 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 15 26 Other Yes 15 26 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621156 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 26 Other     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202621048 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 50 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023, 2022 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023, 2022 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620767 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 Yes 9 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 16 Work Number Yes 3 40 Work Number No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621007 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620990 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621054 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 60 Other     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621105 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621080 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2026, 2024 Borrower - Executed 4506T Verified - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621032 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.640% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2025 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621087 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0       0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621258 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621088 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621131 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 26 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621192 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 16 Other     0   No 0     Borrower - Wage, Overtime, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621537 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621106 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Missing 0 0 N/A     0   No 0   Yes Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621035 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 1 1 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, 1040 Schedule E Verified - 2026, 2025, 2024, 2023 || Co Borrower - SSI and Disability, Retirement - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, 1040 Schedule E Verified - 2026, 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621033 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 25 Other Yes 3 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621012 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   No XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 25 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202621107 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620426 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 1 1 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 168 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss), Retirement, Retirement - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026, 2024 || Co Borrower - Retirement, Retirement, SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025, 2026, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621143 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 26 Other Yes 8 26 Other No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621008 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.460% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621013 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 23 25 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621089 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621049 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621078 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621073 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 25 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621164 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 7 Other Yes 2 11 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621009 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621046 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 3 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 5 26 Other No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621213 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.320% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     2 2     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 4 Borrower       Yes 40 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified, IRS Transcripts Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621108 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes N/A 20 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026, 2024 Borrower - Executed 4506T Verified - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621010 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621074 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621157 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621090 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 11 24 Other Yes 13 15 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2026, 2024 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621050 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 14 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621051 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621151 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 120 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026, 2024 Borrower - Executed 4506T Verified - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202621075 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 17 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621034 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.770% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621193 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 11 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621257 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621144 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     2 2     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, K1), Balance Sheet Verified, Executed 4506T Verified - 2024, 2025, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, K1), Executed 4506T Verified - 2024, 2025, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621091 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 1 0 Yes Yes No No 0 No Yes Yes 3 0 Yes Yes 3 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023, 2024, 2025, 2026 || Co Borrower - Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2023, 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621291 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621139 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 Other NA 0 0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 || Co Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621059 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621052 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 Other Yes 2 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621053 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2026 Borrower - Executed 4506T Verified - 2025, 2024, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621116 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621243 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621117 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 NA NA N/A 0 N/A 0 2 0 2 0 1 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621230 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 26 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621115 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 2 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621062 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 26 Other     0   No 0     Borrower - Wage, SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621060 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621158 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 4 25 Other No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621076 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621092 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     2 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 2 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202621061 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621277 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621159 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621093 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621094 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 17 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621095 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.640% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621283 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 1 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 26 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621096 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621097 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - Retirement, SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621267 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621109 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 21 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621194 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 26 Work Number Yes 5 26 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621443 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621160 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 19 26 Work Number Yes 13 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621242 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621183 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621190 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 26 Other NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621440 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 100.00%   100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Executed 4506T Verified || Co Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621114 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621140 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621516 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621110 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 26 Other     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621204 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 27 Other     0   No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621098 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621161 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621141 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 26 Work Number Yes 8 48 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024, 2023, 2022 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023, 2022 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621179 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621222 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 87     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621142 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 26 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621195 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621180 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621196 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621199 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621123 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621554 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621345 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621111 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.530% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621165 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621324 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 90     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621112 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 5 26 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621189 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 26 Work Number     0   No 0     Borrower - Wage, Commission, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 78     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621113 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.640% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621124 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 26 Work Number     0   No 0     Borrower - Wage, Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621215 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621219 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 6 Other Yes 5 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621181 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621188 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621249 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 26 Work Number NA 0 0 N/A No 0     Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621632 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 9 Other No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621169 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 15 Yes 5 25 Other NA 0 0 N/A No 0     Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 98     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621162 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 26 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621145 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 116     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621250 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621284 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621251 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620928 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     2 0     1 0 NA   No No 0 No Yes Yes 0 1 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Business Bank Statements Verified - 2023, 2024, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621387 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621197 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 26 Other     0   No 0     Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621303 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621216 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 35 26 Other NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621538 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 26 Work Number     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621255 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 18 27 Other Yes 31 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621281 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 1 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621168 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621166 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621186 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 27 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621221 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621350 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 26 Other Yes 10 26 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 81     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621414 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA XX-XX-XXXX XX-XX-XXXX 0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621203 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 4 26 Other No 0     Borrower - Wage, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621261 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 26 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621286 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 4 26 Other No 0     Borrower - Other REO Net Rental Income(Loss) - Executed 4506T Verified - 2026 || Co Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621182 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621542 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 6 Other No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621354 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 14 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621201 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 12 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621357 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621288 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.650% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621218 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621184 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621447 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621270 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621259 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.680% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     1 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability, SESoleProprietor - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621198 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.650% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621223 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621458 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621287 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 27 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621408 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 39 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621362 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621260 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621391 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 1 0 NA NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 27 Work Number Yes 1 18 Other No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 93     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621252 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 26 Work Number Yes 7 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621783 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 2     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621202 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621253 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621244 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.650% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621205 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 26 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621217 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.580% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 46 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621355 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 51 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023, 2022 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023, 2022 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621254 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 26 Other Yes 9 25 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621504 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621167 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 26 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621394 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 203 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621589 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621593 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 26 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621337 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 9 27 Other No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621385 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621615 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621300 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No Yes Yes 0 12 No Yes 0 0 70.88% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 11 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621380 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621518 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621285 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621256 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621747 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621289 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621406 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621351 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621336 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 9 27 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified - 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621323 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621322 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621269 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 99     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621301 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621278 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 26 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621773 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 12 12 No       100.00% 100.00%     N/A 0 N/A       Yes 8 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621519 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621318 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621609 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 51 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621510 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 1 0 No       100.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621282 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621370 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621290 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621601 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 2 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202621390 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621126 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 18 26 Other No 0     Borrower - SESoleProprietor, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621346 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621334 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 26 Other     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621413 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621279 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621268 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 3 0 Yes Yes 3 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621321 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 27 Work Number Yes 2 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621372 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621271 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.680% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 26 Other     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621349 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 7 Other No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621384 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 26 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621356 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 27 Other Yes 4 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621325 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621417 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621341 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 1 0 1 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, SESoleProprietor - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621559 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621397 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 22 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202620689 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 27 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621320 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621302 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621437 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 46 4 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621494 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621525 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621460 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621800 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621280 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621604 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 26 Other     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621416 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 26 Other Yes 9 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621367 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621335 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621369 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621602 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 26 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621676 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621352 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.700% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 35 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621389 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621388 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621319 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621652 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 28 Work Number     0   No 0     Borrower - Wage, Other - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621371 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621348 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 19 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621363 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621725 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.610% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 9 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621721 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 27 Other     0   No 0     Borrower - Wage, Overtime, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621557 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 27 Other     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621368 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621405 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 26 Other     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621407 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.750% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 12 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 26 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621395 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 26 Other Yes 3 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622059 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621412 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 38 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621317 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.120% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 27 Other NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621474 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621420 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621393 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 26 Other NA 0 0 N/A No 0     Borrower - Wage, Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621386 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 26 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621501 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 27 Work Number     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 103     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621568 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     2 2     1 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 50.00%     Borrower Prepared 4 Borrower       Yes 14 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621526 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621430 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621347 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621358 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 26 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX       XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621624 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621467 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621453 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622399 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 27 Other Yes 3 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621374 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 7 23 Other No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621077 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621442 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 6 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621396 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621409 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621415 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 26 Work Number     0   No 0     Borrower - Wage, Overtime, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621366 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621421 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 27 Work Number     0   No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621535 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621419 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 26 Work Number Yes 12 27 Other No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621562 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 27 Other     0   No 0     Borrower - Wage, Overtime, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621423 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621468 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 2 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621677 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 27 Work Number     0   No 0     Borrower - Wage, Overtime, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621663 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 27 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621410 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 1 1 Month NA N/A 0 N/A 0 1 0 1 0 1 1 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Retirement, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 2026, 2025 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621445 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Retirement - Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621499 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 27 Other Yes 4 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621530 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.220% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 2     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 25.00%     Borrower Prepared 4 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621714 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                     Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621495 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621411 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621478 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 35 27 Other No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621422 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621539 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621670 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621438 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified - 2025 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified - 2025 Borrower - Executed 4506T Verified - 2025 || Co Borrower - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621475 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621446 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 26 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621511 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.300% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 3 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621459 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 39 Other Yes 5 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621625 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes N/A 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621643 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621549 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 2 2 0 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 27 Work Number Yes 6 26 Other No 0     Borrower - Wage, Overtime, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - Wage, Commission, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, IRS Transcripts Verified - 2026, 2025, 2024, 2023 Borrower - IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), IRS Transcripts Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621418 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 26 Other     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621563 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621436 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.730% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621678 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621496 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.940% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 2 31 Other No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621616 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, IRS Transcripts Verified - 2024, 2025, 2026 Borrower - IRS Transcripts Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621603 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621477 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621473 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621571 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 27 Other     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621826 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2   1 Month   N/A 0     1 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621441 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621541 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 27 Other     0   No 0     Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621592 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.760% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621532 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 10 27 Other No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621512 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 4 27 Other No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621513 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 2     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621492 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.10%     N/A 0 N/A       NA 0 No   Yes 5 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621514 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 1 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025, 2026, 2024 Borrower - Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621560 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621498 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621723 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 1 0 Yes Yes No No 0 No Yes Yes 3 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Investment Income - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621200 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 11     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621672 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 10 27 Other No 0     Borrower - Retirement - Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202620789 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621444 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 26 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621639 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.760% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 15 27 Other No 0     Borrower - Retirement, Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified Borrower - Executed 4506T Verified - 2025 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621536 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621718 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         Full Doc 0 2 NA 1 Month N/A 0 N/A 0 1 0 1 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 96 28 Other No 0     Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2026 || Co Borrower - Wage, Bonus, SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621500 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.760% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 15 27 Other Yes 11 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621611 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 5 27 Work Number No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621736 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621540 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621497 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   Yes 2     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 29 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621626 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 22 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621515 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 28 Other     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621944 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.410% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     2 0     1 2 NA   No No 0 No Yes Yes 2 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621617 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621608 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 27 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621493 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621582 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621517 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621621 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 7 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621955 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 17 27 Other Yes 17 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621503 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621353 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621623 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621534 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621830 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.020% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621527 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621715 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 15 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621555 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2026 Borrower - Executed 4506T Verified - 2025, 2024, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621586 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 39 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621556 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 27 Work Number     0   No 0     Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621558 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621646 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621587 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 27 Other Yes 6 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621671 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 15 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621645 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621894 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 26 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Overtime, Other, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621550 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621605 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 22 26 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621590 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621392 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 11 27 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621774 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621697 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 3 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622174 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 || Co Borrower - Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621917 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 26 Work Number     0   No 0     Borrower - Wage, Overtime, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621667 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 27 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621618 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622543 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0   0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621606 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.990% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No Yes Yes 0 12 No Yes 0 0 78.93% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - Executed 4506T Verified, Award Letter Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower - SESoleProprietor - Executed 4506T Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621533 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.870% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621653 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 81     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621588 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621710 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621561 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.760% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 26 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621584 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621583 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.030% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 27 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024, 2023, 2022 Borrower - Executed 4506T Verified - 2026, 2025, 2024, 2023, 2022 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621704 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 27 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621628 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 27 Other Yes 4 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621722 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621591 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 27 Work Number Yes 16 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621364 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 17 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621849 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.850% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 5 28 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621595 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621629 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621801 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621724 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621570 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 15 27 Other Yes 12 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621056 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     1 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 184 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621654 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 26 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621596 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621627 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621708 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621789 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621612 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - Executed 4506T Verified - 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621776 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 27 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621766 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202622070 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 16 27 Other     0   No 0     Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621831 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 9 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621640 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621439 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 27 Other     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202622117 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 27 Other     0   No 0     Borrower - , Overtime, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
SAIF202621585 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     1 1 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2026, 2025 Borrower - Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
SAIF202621641 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.980% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621691 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 6.430% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621679 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 6.370% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621669 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
SAIF202621607 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.970% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621673 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A XXXX XX-XX-XXXX 5.890% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 26 Other     0   No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025, 2024 Borrower - Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621705 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1   NA   N/A 0     0 0     1 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - Executed 4506T Verified - 2026, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
SAIF202621674 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A XXXX XX-XX-XXXX 5.950% Manual Underwriting   No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No             No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A