The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 265,383 773 SH SOLE 0 0 773
AMAZON COM INC COM 023135106 1,720,134 6,906 SH SOLE 0 0 6,906
APPLE INC COM 037833100 10,647,334 32,002 SH SOLE 0 0 32,002
ASML HLDG NV N Y REGISTRY SHS N07059210 728,291 402 SH SOLE 0 0 402
AT&T INC COM 00206R102 330,488 13,545 SH SOLE 0 0 13,545
BANK OF AMER CORP COM 060505104 328,104 6,028 SH SOLE 0 0 6,028
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,000,104 2,008 SH SOLE 0 0 2,008
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 389,241 5,620 SH SOLE 0 0 5,620
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 201,072 2,462 SH SOLE 0 0 2,462
BROADCOM INC COM 11135F101 203,340 579 SH SOLE 0 0 579
CATERPILLAR INC COM 149123101 265,128 327 SH SOLE 0 0 327
COCA COLA CO COM 191216100 356,236 4,113 SH SOLE 0 0 4,113
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 309,730 5,631 SH SOLE 0 0 5,631
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 11,110,643 306,670 SH SOLE 0 0 306,670
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 17,138,927 426,660 SH SOLE 0 0 426,660
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 397,168 10,728 SH SOLE 0 0 10,728
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 5,550,903 99,372 SH SOLE 0 0 99,372
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 743,966 8,960 SH SOLE 0 0 8,960
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 285,385 6,141 SH SOLE 0 0 6,141
DNP SELECT INCOME FD INC COM 23325P104 155,474 16,246 SH SOLE 0 0 16,246
ELEVANCE HEALTH INC FORMERLY COM 036752103 404,373 1,040 SH SOLE 0 0 1,040
EVERSOURCE ENERGY COM 30040W108 367,111 5,722 SH SOLE 0 0 5,722
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 521,288 3,203 SH SOLE 0 0 3,203
HOME DEPOT INC COM 437076102 210,378 739 SH SOLE 0 0 739
HONEYWELL INTL INC COM 438516205 203,561 965 SH SOLE 0 0 965
INNOVATOR ETFS TRUST EQUI DEFI 1 APRI 45784N726 308,300 11,400 SH SOLE 0 0 11,400
INNOVATOR ETFS TRUST EQUIT DEFIN JUL 45783Y244 936,438 30,946 SH SOLE 0 0 30,946
INNOVATOR ETFS TRUST EQUI DEFI 1 JULY 45783Y251 639,991 21,154 SH SOLE 0 0 21,154
INNOVATOR ETFS TRUST EQUITY DEFND 1YR 45784N643 218,263 7,871 SH SOLE 0 0 7,871
INNOVATOR ETFS TRUST EQUITY DEFINE 28 45783Y236 223,573 7,400 SH SOLE 0 0 7,400
INNOVATOR ETFS TRUST EQUITY 1YR JANUA 45784N817 554,999 19,522 SH SOLE 0 0 19,522
INNOVATOR ETFS TRUST EQUITY DEF PROTN 45784N775 426,878 16,185 SH SOLE 0 0 16,185
INNOVATOR ETFS TRUST EQUI DEF PRO APR 45784N882 283,050 10,625 SH SOLE 0 0 10,625
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 1,468,040 42,004 SH SOLE 0 0 42,004
INTERNATIONAL BUSINESS MACHS COM 459200101 202,425 920 SH SOLE 0 0 920
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,378,869 16,243 SH SOLE 0 0 16,243
INVESCO EXCHANGE TRADED FD T DORS WRI MOM ETF 46137V837 1,478,630 10,728 SH SOLE 0 0 10,728
ISHARES INC CORE MSCI EMKT 46434G103 960,366 11,833 SH SOLE 0 0 11,833
ISHARES INC EMNG MKTS EQT 46434G889 243,311 3,401 SH SOLE 0 0 3,401
ISHARES TR U.S. TECH ETF 464287721 330,625 1,248 SH SOLE 0 0 1,248
ISHARES TR 3 7 YR TREAS BD 464288661 407,918 3,596 SH SOLE 0 0 3,596
ISHARES TR CORE S&P500 ETF 464287200 848,217 1,108 SH SOLE 0 0 1,108
ISHARES TR 1-10 YEAR U.S. A 464288596 4,014,463 40,361 SH SOLE 0 0 40,361
ISHARES TR EAFE VALUE ETF 464288877 363,806 4,597 SH SOLE 0 0 4,597
ISHARES TR 1 3 YR TREAS BD 464287457 411,300 5,065 SH SOLE 0 0 5,065
ISHARES TR CORE MSCI TOTAL 46432F834 2,972,422 31,292 SH SOLE 0 0 31,292
ISHARES TR RUS 1000 GRW ETF 464287614 25,012,251 199,683 SH SOLE 0 0 199,683
ISHARES TR RUSSELL 2000 ETF 464287655 1,669,563 6,008 SH SOLE 0 0 6,008
ISHARES TR S&P 100 ETF 464287101 255,827 670 SH SOLE 0 0 670
ISHARES TR CORE US AGGBD ET 464287226 18,831,715 199,193 SH SOLE 0 0 199,193
ISHARES TR RUS TP200 GR ETF 464289438 3,901,954 13,231 SH SOLE 0 0 13,231
ISHARES TR CORE UNIVRSL USD 46434V613 1,054,627 23,920 SH SOLE 0 0 23,920
ISHARES TR S&P 500 GRWT ETF 464287309 547,132 3,846 SH SOLE 0 0 3,846
ISHARES TR MRNING SM CP ETF 464288703 667,346 8,921 SH SOLE 0 0 8,921
ISHARES TR SELECT DIVID ETF 464287168 209,248 1,376 SH SOLE 0 0 1,376
ISHARES TR MSCI USA QLT FCT 46432F339 1,020,099 4,590 SH SOLE 0 0 4,590
ISHARES TR MSCI USA MIN ETF 46429B697 9,517,326 97,674 SH SOLE 0 0 97,674
ISHARES TR EAFE GRWTH ETF 464288885 323,626 2,701 SH SOLE 0 0 2,701
ISHARES TR CORE HIGH DV ETF 46429B663 260,308 9,310 SH SOLE 0 0 9,310
ISHARES TR MSCI USA MMENTM 46432F396 211,983 668 SH SOLE 0 0 668
ISHARES TR EAFE SML CP ETF 464288273 1,181,205 13,992 SH SOLE 0 0 13,992
ISHARES TR 0-5YR INVT GR CP 46434V100 552,919 11,176 SH SOLE 0 0 11,176
ISHARES TR US TREAS BD ETF 46429B267 265,524 12,141 SH SOLE 0 0 12,141
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 4,364,123 52,359 SH SOLE 0 0 52,359
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 6,375,509 142,025 SH SOLE 0 0 142,025
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373 4,914,282 63,020 SH SOLE 0 0 63,020
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46654Q849 18,689,477 198,996 SH SOLE 0 0 198,996
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 38,223,625 465,234 SH SOLE 0 0 465,234
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 72,350,380 525,879 SH SOLE 0 0 525,879
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 385,013 6,848 SH SOLE 0 0 6,848
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 693,951 10,962 SH SOLE 0 0 10,962
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 19,722,555 267,243 SH SOLE 0 0 267,243
J P MORGAN EXCHANGE TRADED F BETA EURO ET NE 46641Q191 1,395,875 18,442 SH SOLE 0 0 18,442
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 7,904,430 154,625 SH SOLE 0 0 154,625
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407 559,031 4,119 SH SOLE 0 0 4,119
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 28,840,458 644,048 SH SOLE 0 0 644,048
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266 31,186,186 503,897 SH SOLE 0 0 503,897
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241 282,014 6,435 SH SOLE 0 0 6,435
JOHNSON & JOHNSON COM 478160104 343,726 1,298 SH SOLE 0 0 1,298
JPMORGAN CHASE & CO COM 46625H100 568,736 1,719 SH SOLE 0 0 1,719
MARRIOTT INTL INC NEW CL A 571903202 256,082 720 SH SOLE 0 0 720
MASTERCARD INCORPORATED CL A 57636Q104 734,287 1,332 SH SOLE 0 0 1,332
MCDONALDS CORP COM 580135101 235,481 1,019 SH SOLE 0 0 1,019
MERCK & CO INC COM 58933Y105 381,818 2,612 SH SOLE 0 0 2,612
META PLATFORMS INC CL A 30303M102 449,713 620 SH SOLE 0 0 620
MICROSOFT CORP COM 594918104 5,163,457 10,067 SH SOLE 0 0 10,067
NEXTNAV INC COMMON STOCK 65345N106 2,208,035 153,549 SH SOLE 0 0 153,549
NVIDIA CORPORATION COM 67066G104 825,584 3,611 SH SOLE 0 0 3,611
PFIZER INC COM 717081103 519,057 18,199 SH SOLE 0 0 18,199
PHILIP MORRIS INTL INC COM 718172109 345,766 1,812 SH SOLE 0 0 1,812
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 23,786,599 252,740 SH SOLE 0 0 252,740
PROCTER & GAMBLE CO COM 742718109 978,704 6,735 SH SOLE 0 0 6,735
PROSHARES TR S&P 500 DV ARIST 74348A467 225,056 4,160 SH SOLE 0 0 4,160
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,463,240 43,928 SH SOLE 0 0 43,928
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 4,108,466 173,353 SH SOLE 0 0 173,353
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 934,455 5,548 SH SOLE 0 0 5,548
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 240,372 2,623 SH SOLE 0 0 2,623
SPDR SERIES TRUST ST STR SP600SM C 78464A300 1,295,568 12,683 SH SOLE 0 0 12,683
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 7,426,646 250,985 SH SOLE 0 0 250,985
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 626,577 821 SH SOLE 0 0 821
TESLA INC COM 88160R101 322,996 912 SH SOLE 0 0 912
TRAVELERS COMPANIES INC COM 89417E109 411,031 1,148 SH SOLE 0 0 1,148
UNITED PARCEL SVCS INC CL B 911312106 316,762 3,390 SH SOLE 0 0 3,390
VOYA FINANCIAL INC COM 929089100 4,077,462 4,077,462 SH SOLE 0 0 4,077,462
WALMART INC COM 931142103 380,957 3,663 SH SOLE 0 0 3,663