The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 5,671,617 16,645 SH SOLE 16,645 0 0
ALPHABET INC CAP STK CL A 02079K305 5,642,912 16,400 SH SOLE 16,400 0 0
APPLE INC COM 037833100 439,919 1,321 SH SOLE 1,321 0 0
BANK OF NY MELLON CORP COM 064058100 272,772 1,886 SH SOLE 1,886 0 0
CORNING INC COM 219350105 207,576 1,350 SH SOLE 1,350 0 0
DFA INVT DIMENSIONS GROUP IN U.S. CORE EQTY 1 25239Y220 300,800 3,639 SH SOLE 3,639 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 2,811,156 53,689 SH SOLE 53,689 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 729,161 18,549 SH SOLE 18,549 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 2,022,405 48,815 SH SOLE 48,815 0 0
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 9,711,525 218,482 SH SOLE 218,482 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 3,414,290 62,078 SH SOLE 62,078 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 287,021 4,320 SH SOLE 4,320 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 221,015 1,358 SH SOLE 1,358 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2,969,427 68,578 SH SOLE 68,578 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 357,826 1,627 SH SOLE 1,627 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 237,830 3,373 SH SOLE 3,373 0 0
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 9,688,540 178,000 SH SOLE 178,000 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,205,411 23,562 SH SOLE 23,562 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,488,812 1,944 SH SOLE 1,944 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,124,363 4,535 SH SOLE 4,535 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 3,877,591 39,795 SH SOLE 39,795 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 1,313,742 25,644 SH SOLE 25,644 0 0
ISHARES TR MSCI EAFE ETF 464287465 577,628 5,560 SH SOLE 5,560 0 0
ISHARES TR NATIONAL MUN ETF 464288414 373,868 3,698 SH SOLE 3,698 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 633,589 2,280 SH SOLE 2,280 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 7,333,007 145,583 SH SOLE 145,583 0 0
JOHNSON & JOHNSON COM 478160104 202,526 765 SH SOLE 765 0 0
MICROSOFT CORP COM 594918104 853,979 1,665 SH SOLE 1,665 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,523,695 108,321 SH SOLE 108,321 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 247,505 9,010 SH SOLE 9,010 0 0
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 15,095,960 510,171 SH SOLE 510,171 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,814,825 36,843 SH SOLE 36,843 0 0
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 11,446,732 127,031 SH SOLE 127,031 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 34,894,701 49,788 SH SOLE 49,788 0 0
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 699,790 3,029 SH SOLE 3,029 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 486,512 5,428 SH SOLE 5,428 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 5,042,510 13,474 SH SOLE 13,474 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 1,343,802 6,219 SH SOLE 6,219 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 292,754 4,936 SH SOLE 4,936 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 536,038 6,939 SH SOLE 6,939 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 345,532 1,481 SH SOLE 1,481 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,959,985 34,840 SH SOLE 34,840 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 225,740 3,197 SH SOLE 3,197 0 0