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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TR UNIT SER 1 46090E103 28,238,261 38,172 SH SOLE 0 38,172 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 27,231,985 385,668 SH SOLE 0 385,668 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 15,060,207 214,686 SH SOLE 0 214,686 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,318,571 20,430 SH SOLE 0 20,430 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14,206,385 239,528 SH SOLE 0 239,528 0 0
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 10,680,556 115,154 SH SOLE 0 115,154 0 0
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 10,662,453 37,479 SH SOLE 0 37,479 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 9,238,802 42,756 SH SOLE 0 42,756 0 0
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 8,223,358 42,057 SH SOLE 0 42,057 0 0
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 7,920,452 34,283 SH SOLE 0 34,283 0 0
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 7,188,286 21,278 SH SOLE 0 21,278 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,872,034 87,754 SH SOLE 0 87,754 0 0
SPDR SERIES TRUST ST STR CONV ETF 78464A359 6,163,539 60,917 SH SOLE 0 60,917 0 0
ISHARES TR PFD AND INCM SEC 464288687 5,916,064 200,545 SH SOLE 0 200,545 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,692,140 63,507 SH SOLE 0 63,507 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 4,696,083 81,586 SH SOLE 0 81,586 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,683,565 60,629 SH SOLE 0 60,629 0 0
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 4,671,772 51,845 SH SOLE 0 51,845 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,268,263 18,294 SH SOLE 0 18,294 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 3,174,444 71,480 SH SOLE 0 71,480 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,012,798 14,483 SH SOLE 0 14,483 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,486,486 34,127 SH SOLE 0 34,127 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 2,173,402 43,347 SH SOLE 0 43,347 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,073,604 36,597 SH SOLE 0 36,597 0 0
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 2,026,537 6,938 SH SOLE 0 6,938 0 0
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 1,946,144 24,817 SH SOLE 0 24,817 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 1,794,250 35,600 SH SOLE 0 35,600 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,628,950 34,755 SH SOLE 0 34,755 0 0
GILEAD SCIENCES INC COM 375558103 1,391,550 9,336 SH SOLE 0 9,336 0 0
JOHNSON & JOHNSON COM 478160104 1,380,203 5,213 SH SOLE 0 5,213 0 0
PROCTER & GAMBLE CO COM 742718109 1,344,675 9,256 SH SOLE 0 9,256 0 0
ALTRIA GROUP INC COM 02209S103 1,326,742 19,702 SH SOLE 0 19,702 0 0
AVERY DENNISON CORP COM 053611109 1,316,508 7,714 SH SOLE 0 7,714 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,296,811 7,072 SH SOLE 0 7,072 0 0
PROGRESSIVE CORP COM 743315103 1,277,702 6,163 SH SOLE 0 6,163 0 0
SMITH A O CORP COM 831865209 1,273,882 22,599 SH SOLE 0 22,599 0 0
COLGATE PALMOLIVE CO COM 194162103 1,271,091 14,898 SH SOLE 0 14,898 0 0
PRICE T ROWE GROUP INC COM 74144T108 1,270,450 12,210 SH SOLE 0 12,210 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1,270,352 26,449 SH SOLE 0 26,449 0 0
SNAP ON INC COM 833034101 1,266,117 3,485 SH SOLE 0 3,485 0 0
EOG RES INC COM 26875P101 1,266,077 9,190 SH SOLE 0 9,190 0 0
CINCINNATI FINL CORP COM 172062101 1,251,410 7,852 SH SOLE 0 7,852 0 0
CBOE GLOBAL MKTS INC COM 12503M108 1,251,059 4,545 SH SOLE 0 4,545 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,248,407 4,852 SH SOLE 0 4,852 0 0
CME GROUP INC COM 12572Q105 1,236,721 4,721 SH SOLE 0 4,721 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,229,924 26,813 SH SOLE 0 26,813 0 0
PEPSICO INC COM 713448108 1,225,542 9,671 SH SOLE 0 9,671 0 0
MICROSOFT CORP COM 594918104 1,216,724 2,372 SH SOLE 0 2,372 0 0
KRAFT HEINZ CO COM 500754106 1,205,103 53,041 SH SOLE 0 53,041 0 0
VICI PPTYS INC COM 925652109 1,202,011 52,330 SH SOLE 0 52,330 0 0
CF INDUSTRIES HOLD COM 125269100 1,183,264 10,271 SH SOLE 0 10,271 0 0
ALLSTATE CORP COM 020002101 1,147,872 5,174 SH SOLE 0 5,174 0 0
COMCAST CORP NEW CL A 20030N101 1,107,735 50,907 SH SOLE 0 50,907 0 0
GENERAL MILLS INC COM 370334104 1,060,094 32,963 SH SOLE 0 32,963 0 0
PAYCHEX INC COM 704326107 1,051,540 10,676 SH SOLE 0 10,676 0 0
TEXAS INSTRS INC COM 882508104 1,024,007 3,656 SH SOLE 0 3,656 0 0
ISHARES TR CORE S&P500 ETF 464287200 813,392 1,062 SH SOLE 0 1,062 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 779,676 2,083 SH SOLE 0 2,083 0 0
NVIDIA CORPORATION COM 67066G104 772,444 3,382 SH SOLE 0 3,382 0 0
BRINKER INTL INC COM 109641100 766,698 3,962 SH SOLE 0 3,962 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 681,134 11,075 SH SOLE 0 11,075 0 0
DELL TECHNOLOGIES INC CL C 24703L202 674,201 1,253 SH SOLE 0 1,253 0 0
ADVANCED MICRO DEVICES INC COM 007903107 664,118 1,086 SH SOLE 0 1,086 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 604,936 3,592 SH SOLE 0 3,592 0 0
META PLATFORMS INC CL A 30303M102 571,651 788 SH SOLE 0 788 0 0
APPLE INC COM 037833100 524,859 1,576 SH SOLE 0 1,576 0 0
MICRON TECHNOLOGY INC COM 595112103 496,991 467 SH SOLE 0 467 0 0
TESLA INC COM 88160R101 477,447 1,346 SH SOLE 0 1,346 0 0
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 470,248 5,834 SH SOLE 0 5,834 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 459,532 10,262 SH SOLE 0 10,262 0 0
ALPHABET INC CAP STK CL A 02079K305 456,431 1,327 SH SOLE 0 1,327 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 404,074 9,796 SH SOLE 0 9,796 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 388,407 4,726 SH SOLE 0 4,726 0 0
ELI LILLY & CO COM 532457108 366,418 317 SH SOLE 0 317 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 358,577 6,848 SH SOLE 0 6,848 0 0
BROADCOM INC COM 11135F101 332,082 946 SH SOLE 0 946 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 331,749 3,327 SH SOLE 0 3,327 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 261,547 5,123 SH SOLE 0 5,123 0 0
ISHARES TR CORE S&P SCP ETF 464287804 255,923 1,881 SH SOLE 0 1,881 0 0
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 247,790 2,984 SH SOLE 0 2,984 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 242,856 8,095 SH SOLE 0 8,095 0 0
EXELIXIS INC COM 30161Q104 239,782 4,105 SH SOLE 0 4,105 0 0
VISA INC COM CL A 92826C839 239,510 667 SH SOLE 0 667 0 0
FORTINET INC COM 34959E109 235,265 1,316 SH SOLE 0 1,316 0 0
MONOLITHIC PWR SYS INC COM 609839105 234,938 174 SH SOLE 0 174 0 0
ISHARES TR CORE S&P MCP ETF 464287507 233,644 3,247 SH SOLE 0 3,247 0 0
UNITED THERAPEUTICS CORP DEL COM 91307C102 233,628 431 SH SOLE 0 431 0 0
ISHARES TR CORE MSCI EAFE 46432F842 231,044 2,385 SH SOLE 0 2,385 0 0
HALOZYME THERAPEUTICS INC COM 40637H109 230,712 2,090 SH SOLE 0 2,090 0 0
ISHARES TR NATIONAL MUN ETF 464288414 229,318 2,268 SH SOLE 0 2,268 0 0
RALPH LAUREN CORP CL A 751212101 228,075 642 SH SOLE 0 642 0 0
MCKESSON CORP COM 58155Q103 226,040 265 SH SOLE 0 265 0 0
AMAZON COM INC COM 023135106 224,060 899 SH SOLE 0 899 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100 223,471 1,282 SH SOLE 0 1,282 0 0
TENET HEALTHCARE CORP COM NEW 88033G407 216,873 849 SH SOLE 0 849 0 0
ZOOM COMMUNICATIONS INC CL A 98980L101 215,361 2,373 SH SOLE 0 2,373 0 0
FLEX LTD ORD Y2573F102 208,910 1,899 SH SOLE 0 1,899 0 0
APPLOVIN CORP COM CL A 03831W108 205,370 707 SH SOLE 0 707 0 0
TOAST INC CL A 888787108 204,103 7,040 SH SOLE 0 7,040 0 0
INSULET CORP COM 45784P101 204,015 1,564 SH SOLE 0 1,564 0 0
NEUROCRINE BIOSCIENCES INC COM 64125C109 202,921 1,431 SH SOLE 0 1,431 0 0
CHEWY INC CL A 16679L109 185,078 10,169 SH SOLE 0 10,169 0 0