The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ELI LILLY & CO COM 532457108 229,102 198 SH SOLE 0 0 198
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 210,272 2,685 SH SOLE 0 0 2,685
GOLDMAN SACHS GROUP INC COM 38141G104 298,920 332 SH SOLE 308 0 24
MICROSOFT CORP COM 594918104 257,347 502 SH SOLE 0 0 502
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 958,293 32,965 SH SOLE 2,160 0 30,805
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 652,049 855 SH SOLE 0 0 855
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 249,727 1,609 SH SOLE 0 0 1,609
ISHARES TR CORE S&P500 ETF 464287200 30,971,510 40,441 SH SOLE 7,046 0 33,395
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 15,991,254 269,622 SH SOLE 70,311 0 199,311
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 26,638,564 75,710 SH SOLE 51,345 0 24,365
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 465,085 934 SH SOLE 0 0 934
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 393,198 8,103 SH SOLE 0 0 8,103
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 23,585,142 497,997 SH SOLE 155,999 0 341,998
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 20,637,224 383,948 SH SOLE 104,187 0 279,761
WISDOMTREE TR US SMALLCAP DIVD 97717W604 300,888 7,939 SH SOLE 1,410 0 6,529
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 20,945,585 522,073 SH SOLE 157,135 0 364,938
WISDOMTREE TR US SMALLCAP FUND 97717W562 1,183,556 18,327 SH SOLE 0 0 18,327
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 37,825,977 132,961 SH SOLE 42,733 0 90,228
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 14,125,875 162,740 SH SOLE 28,672 0 134,068
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 5,847,367 117,346 SH SOLE 21,957 0 95,389
ISHARES TR ESG AWR MSCI USA 46435G425 440,852 2,643 SH SOLE 0 0 2,643
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 43,342,494 1,238,357 SH SOLE 339,751 0 898,606
JPMORGAN CHASE & CO COM 46625H100 1,977,688 5,978 SH SOLE 781 0 5,197
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 415,013 2,550 SH SOLE 0 0 2,550
WISDOMTREE TR INTL EQUITY FD 97717W703 7,107,578 96,512 SH SOLE 82,610 0 13,902
ILLINOIS TOOL WKS INC COM 452308109 395,439 1,537 SH SOLE 0 0 1,537
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 15,316,827 132,258 SH SOLE 22,417 0 109,841
NVIDIA CORPORATION COM 67066G104 302,604 1,325 SH SOLE 0 0 1,325
FLEXSHARES TR NRTRN TR MRN GBL 33939L407 53,818,297 1,020,446 SH SOLE 351,689 0 668,757
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 15,590,448 372,354 SH SOLE 86,500 0 285,854
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 9,543,257 106,474 SH SOLE 34,280 0 72,194
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,839,712 56,381 SH SOLE 420 0 55,961
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 30,291,381 962,548 SH SOLE 175,125 0 787,423
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 22,354,581 525,743 SH SOLE 142,522 0 383,221
WISDOMTREE TR US LARGECAP FUND 97717W588 298,214 3,730 SH SOLE 3,730 0 0
MARATHON PETE CORP COM 56585A102 207,200 524 SH SOLE 0 0 524
ISHARES TR GL CLEAN ENE ETF 464288224 1,408,905 82,877 SH SOLE 8,940 0 73,937
GE VERNOVA INC COM 36828A101 872,550 918 SH SOLE 899 0 19
ISHARES TR INTERNATIONAL SL 46434V266 259,268 5,805 SH SOLE 0 0 5,805
SPDR SERIES TRUST ST STR DOW REIT 78464A607 1,371,514 13,072 SH SOLE 6,097 0 6,975
ISHARES TR CRE U S REIT ETF 464288521 13,101,125 212,750 SH SOLE 51,227 0 161,523
PROCTER & GAMBLE CO COM 742718109 1,110,811 7,646 SH SOLE 7,391 0 255
GE AEROSPACE COM NEW 369604301 1,146,729 3,672 SH SOLE 3,596 0 76
WISDOMTREE TR EMER MKT HIGH FD 97717W315 270,687 4,894 SH SOLE 4,065 0 829
JOHNSON & JOHNSON COM 478160104 1,450,775 5,480 SH SOLE 5,270 0 210
WISDOMTREE TR US LARGECAP DIVD 97717W307 8,876,207 91,319 SH SOLE 49,309 0 42,010
ISHARES TR RUSSELL 2000 ETF 464287655 9,909,882 35,661 SH SOLE 24,072 0 11,589
PRICE T ROWE GROUP INC COM 74144T108 312,150 3,000 SH SOLE 3,000 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 446,441 8,243 SH SOLE 0 0 8,243
APPLIED MATLS INC COM 038222105 842,243 1,647 SH SOLE 0 0 1,647
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 440,183 8,739 SH SOLE 600 0 8,139
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 17,033,580 241,235 SH SOLE 93,474 0 147,761
ISHARES TR NATIONAL MUN ETF 464288414 4,639,681 45,892 SH SOLE 18,413 0 27,479
SMUCKER J M CO COM NEW 832696405 211,422 1,778 SH SOLE 1,778 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 621,189 1,660 SH SOLE 0 0 1,660
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 11,019,620 487,810 SH SOLE 90,014 0 397,796
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,563,320 42,276 SH SOLE 7,273 0 35,003
SPDR SERIES TRUST ST STR P500ETF 78464A854 267,844 2,984 SH SOLE 0 0 2,984
ISHARES TR ESG AWARE MSCI 46435U663 264,836 5,093 SH SOLE 0 0 5,093
ISHARES TR ESG AW MSCI EAFE 46435G516 701,152 6,804 SH SOLE 0 0 6,804
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,343,451 43,762 SH SOLE 10,863 0 32,899
APPLE INC COM 037833100 505,857 1,519 SH SOLE 0 0 1,519
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 41,181,397 836,680 SH SOLE 211,681 0 624,999
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 364,447 520 SH SOLE 0 0 520
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 509,962 1,613 SH SOLE 0 0 1,613
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 549,905 8,645 SH SOLE 0 0 8,645
ISHARES TR CORE S&P MCP ETF 464287507 4,658,534 64,747 SH SOLE 64,747 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,900,027 56,791 SH SOLE 37,089 0 19,702