<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by Broadridge Transform (tm) - http://www.broadridge.com -->
<!-- Created: Thu Oct 08 15:07:55 UTC 2026 -->
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    <loc xlink:type="locator" xlink:label="i4LIFEAdvantageSelectGuaranteedIncomeBenefitSingleLifeMember" xlink:href="ck0000847552-20261015.xsd#ck0000847552_i4LIFEAdvantageSelectGuaranteedIncomeBenefitSingleLifeMember"/>
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