0000847552 2026-10-15 2026-10-15 0000847552 ck0000847552:EstateLockDeathBenefitRiderChargeRateMember 2026-10-15 2026-10-15 0000847552 ck0000847552:LincolnProtectedPayAndEstateLockProtectedLifetimeIncomeFeeRateMember 2026-10-15 2026-10-15 pure Lincoln National Variable Annuity Account H 2026-10-15 <div style="line-height:12.0pt;margin-top:12pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Current Initial Annual Charges</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span></div> </div> <div style="margin-top:0.0pt;"> <table cellpadding="0" style="empty-cells:show;width:523.5pt; border-spacing: 0px;"> <tr style="height:16pt;"> <td style="background-color:#FFFFFF;vertical-align:Bottom;width:466.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Estate Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Death Benefit Rider Charge Rate</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:10pt;margin-left:0.0pt;"> </span></div> </div> </td> <td style="background-color:#FFFFFF;vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> </span></div> </div> </td> <td style="background-color:#FFFFFF;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">0.45%</span></div> </div> </td> </tr> <tr style="height:13pt;"> <td style="background-color:azure;vertical-align:Bottom;width:466.67pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div> </div> </td> <td style="background-color:azure;vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> </span></div> </div> </td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> </span></div> </div> </td> </tr> <tr style="height:10pt;"> <td style="background-color:#FFFFFF;vertical-align:Bottom;width:466.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln ProtectedPay</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Estate Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;line-height:10pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Protected Lifetime Income Fee Rate</span></div> </div> </td> <td style="background-color:#FFFFFF;vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> </span></div> </div> </td> <td style="background-color:#FFFFFF;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.50%</span></div> </div> </td> </tr> </table> </div> <div style="line-height:12.0pt;margin-top:12pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Enhancement Rate</span></div> </div> <div style="line-height:12.0pt;margin-top:12pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6%</span></div> </div> <div style="line-height:12.0pt;margin-top:12pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Protected Annual Income Rates for </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Core</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Estate Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">SM</span></div> </div> <div style="line-height:12.0pt;margin-top:6pt;text-align:left;"> <div style="margin-top:6pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protected Annual Income amount is calculated when you elect the rider. Upon the first Protected Annual Income withdrawal, the Protected Annual Income rate will be based on your age as of the date of that withdrawal, and thereafter may not change unless an Account Value Step-up occurs after reaching a new age band.</span></div> </div> <div style="line-height:12.0pt;margin-top:12pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Core</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Estate Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span></div> </div> <div style="line-height:1.0pt;margin-top:6pt;text-align:left;"> <div style="margin-top:6pt;"> </div> </div> <div style="margin-top:0.0pt;"> <table cellpadding="0" style="empty-cells:show;margin-left:217.03pt;width:93.93pt; border-spacing: 0px;"> <tr style="height:10.05pt;"> <td style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:37.50%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:39.19%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">PAI Rate</span></div> </div> </div> </td> </tr> <tr style="height:13.85pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.30%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.70%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.90%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.10%</span></div> </div> </td> </tr> <tr style="height:11.8pt;"> <td style="background-color:azure;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:azure;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.30%</span></div> </div> </td> </tr> </table> </div> 0.0045 0.015 <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Protected Annual Income Rates for </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Core</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Estate Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">SM</span></div><div style="margin-top:6pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protected Annual Income amount is calculated when you elect the rider. Upon the first Protected Annual Income withdrawal, the Protected Annual Income rate will be based on your age as of the date of that withdrawal, and thereafter may not change unless an Account Value Step-up occurs after reaching a new age band.</span></div><div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Core</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Estate Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span></div><table cellpadding="0" style="empty-cells:show;margin-left:217.03pt;width:93.93pt; border-spacing: 0px;"> <tr style="height:10.05pt;"> <td style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:37.50%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:39.19%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">PAI Rate</span></div> </div> </div> </td> </tr> <tr style="height:13.85pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.30%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.70%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.90%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.10%</span></div> </div> </td> </tr> <tr style="height:11.8pt;"> <td style="background-color:azure;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:azure;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.30%</span></div> </div> </td> </tr> </table> N-4 N-4 0000847552 false