<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by Broadridge Transform (tm) - http://www.broadridge.com -->
<!-- Created: Thu Oct 08 14:58:17 UTC 2026 -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <roleRef xlink:type="simple" xlink:href="https://xbrl.sec.gov/vip/2026/vip-2026.xsd#N4" roleURI="http://xbrl.sec.gov/vip/role/N4"/>
  <presentationLink xlink:role="http://xbrl.sec.gov/vip/role/N4" xlink:type="extended">
    <loc xlink:type="locator" xlink:label="vip_AllBenefitsMember" xlink:href="https://xbrl.sec.gov/vip/2026/vip-2026.xsd#vip_AllBenefitsMember"/>
    <loc xlink:type="locator" xlink:label="EstateLockDeathBenefitRiderChargeRateMember" xlink:href="ck0000847552-20261015.xsd#ck0000847552_EstateLockDeathBenefitRiderChargeRateMember"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="vip_AllBenefitsMember" xlink:to="EstateLockDeathBenefitRiderChargeRateMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="LincolnProtectedPayAndEstateLockProtectedLifetimeIncomeFeeRateMember" xlink:href="ck0000847552-20261015.xsd#ck0000847552_LincolnProtectedPayAndEstateLockProtectedLifetimeIncomeFeeRateMember"/>
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    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="vip_AllBenefitsMember" xlink:to="LincolnProtectedPayAndEstateLockProtectedLifetimeIncomeFeeRateMember" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </presentationLink>
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