0000847552 2026-10-15 2026-10-15 0000847552 ck0000847552:CurrentInitialProtectedLifetimeIncomeFeeRateSingleLifeMember 2026-10-15 2026-10-15 0000847552 ck0000847552:CurrentInitialProtectedLifetimeIncomeFeeRateJointLifeMember 2026-10-15 2026-10-15 0000847552 ck0000847552:i4LIFEAdvantageSelectGuaranteedIncomeBenefitContractownersFromLincolnProtectedPaySelectCoreSingleMember 2026-10-15 2026-10-15 0000847552 ck0000847552:i4LIFEAdvantageSelectGuaranteedIncomeBenefitContractownersFromLincolnProtectedPaySelectCoreJointMember 2026-10-15 2026-10-15 pure Lincoln National Variable Annuity Account H 2026-10-15 <div style="line-height:12.0pt;margin-top:12pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Current Initial Protected Lifetime Income Fee Rate</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span></div> </div> <div style="margin-top:0.0pt;"> <table cellpadding="0" style="empty-cells:show;width:523.5pt; border-spacing: 0px;"> <tr style="height:26pt;"> <td style="background-color:#FFFFFF;vertical-align:Bottom;width:440.56pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> </span></div> </div> </td> <td style="background-color:#FFFFFF;vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Single</span></div> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Life</span></div> </div> </td> <td style="background-color:#FFFFFF;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Joint</span></div> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Life</span></div> </div> </td> </tr> <tr style="height:10pt;"> <td style="background-color:azure;vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Current Initial Annual Charge</span></div> </div> </td> <td style="background-color:azure;vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.50%</span></div> </div> </td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.60%</span></div> </div> </td> </tr> </table> </div> <div style="line-height:12.0pt;margin-top:12pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Enhancement Rate</span></div> </div> <div style="line-height:12.0pt;margin-top:12pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7%</span></div> </div> <div style="line-height:12.0pt;margin-top:12pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Protected Annual Income Rates for </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Core</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span></div> </div> <div style="line-height:12.0pt;margin-top:6pt;text-align:left;"> <div style="margin-top:6pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protected Annual Income amount is calculated when you elect the rider. Upon the first Protected Annual Income withdrawal, the Protected Annual Income rate will be based on your age (or the younger of you and your spouse under the joint life option) as of the date of that withdrawal, and thereafter may not change unless an Account Value Step-up occurs after reaching a new age band.</span></div> </div> <div style="line-height:12.0pt;margin-top:12pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Core</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span></div> </div> <div style="line-height:1.0pt;margin-top:6pt;text-align:left;"> <div style="margin-top:6pt;"> </div> </div> <div style="margin-top:0.0pt;"> <table cellpadding="0" style="empty-cells:show;margin-left:152.07pt;width:223.86pt; border-spacing: 0px;"> <tr style="height:10.05pt;"> <td colspan="2" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:111.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:16.08%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life PAI Rate</span></div> </div> </div> </td> <td colspan="2" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:111.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:16.08%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life PAI Rate</span></div> </div> </div> </td> </tr> <tr style="height:14.1pt;"> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:37.50%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:63.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:28.16%;margin-right:28.16%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">PAI Rate</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:27.27%;margin-right:27.27%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:39.19%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">PAI Rate</span></div> </div> </div> </td> </tr> <tr style="height:13.85pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:63.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.50%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.25%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:63.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.15%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.60%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:63.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.35%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.80%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:63.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.55%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.00%</span></div> </div> </td> </tr> <tr style="height:11.8pt;"> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:63.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.70%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.10%</span></div> </div> </td> </tr> </table> </div> <div style="line-height:12.0pt;margin-top:12pt;text-align:left;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div> </div> <div style="line-height:12.0pt;margin-top:12.0pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Protected Annual Income Rates for </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Select Plus</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Max</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span></div> </div> <div style="line-height:12.0pt;margin-top:6.0pt;text-align:left;"> <div style="margin-top:6pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Protected Annual Income rate is based on your age as of the date of the first Protected Annual Income withdrawal. Under the joint life option, the age of the younger of you or your spouse will be used. Thereafter the Protected Annual Income rate will only increase upon an Account Value Step-up after reaching a new age band and will decrease once the Contract Value reaches zero.</span></div> </div> <div style="line-height:12.0pt;margin-top:6.0pt;text-align:left;"> <div style="margin-top:6pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The rates in Table A apply prior to the Contract Value reaching zero. When the Contract Value reaches zero, Table B will always be used and, the Protected Annual Income amount will be immediately recalculated to equal the Protected Income Base multiplied by the applicable rate shown in Table B. The rate in Table B will be based on the later of (a) your age at the time the first Protected Annual Income withdrawal occurred, or (b) your age as of the Valuation Date of the most recent Account Value Step-up. If no withdrawals have been taken prior to the Contract Value reaching zero, then your current age (single life option) or the younger of you and your spouse (joint life option) will be used to determine the Protected Annual Income rate in Table B.</span></div> </div><div style="line-height:12.0pt;text-align:center;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Plus</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span></div> <div style="line-height:1.0pt;margin-top:12pt;text-align:left;"> <div style="margin-top:12pt;"> </div> </div> <div style="margin-top:0.0pt;"> <table cellpadding="0" style="empty-cells:show;margin-left:78.21pt;width:371.59pt; border-spacing: 0px;"> <tr style="height:10.05pt;"> <td colspan="3" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:185.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:9.69%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">TABLE A</span></div> </div> </div> </td> <td colspan="3" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:185.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:9.69%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">TABLE B</span></div> </div> </div> </td> </tr> <tr style="height:23.1pt;"> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:37.50%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.23%;margin-right:25.23%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:27.09%;margin-right:27.09%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:27.27%;margin-right:27.27%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.23%;margin-right:25.23%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:37.15%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> </tr> <tr style="height:13.85pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.70%</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.20%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.00%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.00%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.65%</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.10%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.50%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.25%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.90%</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.40%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.50%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.25%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.00%</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.50%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.50%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.25%</span></div> </div> </td> </tr> <tr style="height:11.8pt;"> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.10%</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.60%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.50%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.25%</span></div> </div> </td> </tr> </table> </div> <div style="line-height:12.0pt;margin-top:12pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div> </div> <div style="line-height:12.0pt;margin-top:12.0pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Select Max</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span></div> </div> <div style="line-height:1.0pt;margin-top:12.0pt;text-align:left;"> <div style="margin-top:12pt;"> </div> </div> <div style="margin-top:0.0pt;"> <table cellpadding="0" style="empty-cells:show;margin-left:78.21pt;width:371.59pt; border-spacing: 0px;"> <tr style="height:10.05pt;"> <td colspan="3" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:185.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:9.69%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">TABLE A</span></div> </div> </div> </td> <td colspan="3" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:185.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:9.69%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">TABLE B</span></div> </div> </div> </td> </tr> <tr style="height:23.1pt;"> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:37.50%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.23%;margin-right:25.23%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:27.09%;margin-right:27.09%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:27.27%;margin-right:27.27%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.23%;margin-right:25.23%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:37.15%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> </tr> <tr style="height:13.85pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.70%</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.20%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.00%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.00%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.65%</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.25%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.50%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.25%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.85%</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.40%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.50%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.25%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">9.00%</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.60%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.50%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.25%</span></div> </div> </td> </tr> <tr style="height:11.8pt;"> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">9.10%</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.70%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.50%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.25%</span></div> </div> </td> </tr> </table> </div> <div style="line-height:12.0pt;margin-top:12pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span></div> </div> <div style="line-height:12.0pt;margin-top:12.00pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage Guaranteed Income Benefit Charge Rate</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span></div> </div> <div style="margin-top:0.0pt;"> <table cellpadding="0" style="empty-cells:show;width:523.5pt; border-spacing: 0px;"> <tr style="height:26pt;"> <td style="background-color:#FFFFFF;vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Advantage Select Guaranteed Income Benefit for Contractowners who transition from </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Lincoln </span></div> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">ProtectedPay Select Core</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1.0pt;position:relative;top:-7pt;">®</span></div> </div> </td> <td style="background-color:#FFFFFF;vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Single</span></div> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Life</span></div> </div> </td> <td style="background-color:#FFFFFF;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Joint</span></div> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Life</span></div> </div> </td> </tr> <tr style="height:10pt;"> <td style="background-color:azure;vertical-align:Bottom;width:440.56pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Current Initial Annual Charge</span></div> </div> </td> <td style="background-color:azure;vertical-align:Bottom;width:44.11pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:7pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.50%</span></div> </div> </td> <td style="background-color:azure;vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.60%</span></div> </div> </td> </tr> </table> </div> <div style="line-height:12.0pt;margin-top:12pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Guaranteed Income Benefit Percentages</span></div> </div> <div style="line-height:12.0pt;margin-top:6.00pt;text-align:left;"> <div style="margin-top:6pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Guaranteed Income Benefit will be an amount equal to a specified percentage of your Account Value or Protected Income Base, based on your age (or the age of the youngest life under a joint life option) at the time the Guaranteed Income Benefit is elected. The following rates apply to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit elections for Contractowners who transition from </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln ProtectedPay Select Core</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">.</span></div> </div> <div style="line-height:12.0pt;margin-top:12.00pt;text-align:center;"> <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;margin-left:0%;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage Select Guaranteed Income Benefit Percentages For Contractowners Who Transition From </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Core</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span></div> </div> <div style="line-height:1.0pt;margin-top:6.00pt;text-align:left;"> <div style="margin-top:6pt;"> </div> </div> <div style="margin-top:0.0pt;"> <table cellpadding="0" style="empty-cells:show;margin-left:147.79pt;width:232.42pt; border-spacing: 0px;"> <tr style="height:10.05pt;"> <td colspan="2" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:116.21pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:15.49%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life GIB %</span></div> </div> </div> </td> <td colspan="2" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:116.21pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:15.49%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life GIB %</span></div> </div> </div> </td> </tr> <tr style="height:14.1pt;"> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:33.10%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:29.11%;margin-right:29.11%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">GIB %</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:24.87%;margin-right:24.87%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:41.07%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">GIB %</span></div> </div> </div> </td> </tr> <tr style="height:13.85pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Under 40</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.25%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Under 40</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.00%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">40 – 54</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.00%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">40 – 54</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.50%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">55 – 58</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.25%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">55 – 58</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.75%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.25%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.75%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.25%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.75%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 79</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.50%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 79</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.00%</span></div> </div> </td> </tr> <tr style="height:11.8pt;"> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.50%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.00%</span></div> </div> </td> </tr> </table> </div> 0.015 0.016 <div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Protected Annual Income Rates for </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Core</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span></div><div style="margin-top:6pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protected Annual Income amount is calculated when you elect the rider. Upon the first Protected Annual Income withdrawal, the Protected Annual Income rate will be based on your age (or the younger of you and your spouse under the joint life option) as of the date of that withdrawal, and thereafter may not change unless an Account Value Step-up occurs after reaching a new age band.</span></div><div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Core</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span></div><table cellpadding="0" style="empty-cells:show;margin-left:152.07pt;width:223.86pt; border-spacing: 0px;"> <tr style="height:10.05pt;"> <td colspan="2" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:111.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:16.08%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life PAI Rate</span></div> </div> </div> </td> <td colspan="2" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:111.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:16.08%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life PAI Rate</span></div> </div> </div> </td> </tr> <tr style="height:14.1pt;"> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:37.50%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:63.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:28.16%;margin-right:28.16%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">PAI Rate</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:27.27%;margin-right:27.27%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:39.19%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">PAI Rate</span></div> </div> </div> </td> </tr> <tr style="height:13.85pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:63.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.50%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.25%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:63.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.15%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.60%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:63.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.35%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.80%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:63.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.55%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.00%</span></div> </div> </td> </tr> <tr style="height:11.8pt;"> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:63.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.70%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:45.93pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">6.10%</span></div> </div> </td> </tr> </table><div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Protected Annual Income Rates for </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Select Plus</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Max</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span></div><div style="margin-top:6pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Protected Annual Income rate is based on your age as of the date of the first Protected Annual Income withdrawal. Under the joint life option, the age of the younger of you or your spouse will be used. Thereafter the Protected Annual Income rate will only increase upon an Account Value Step-up after reaching a new age band and will decrease once the Contract Value reaches zero.</span></div><div style="margin-top:6pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The rates in Table A apply prior to the Contract Value reaching zero. When the Contract Value reaches zero, Table B will always be used and, the Protected Annual Income amount will be immediately recalculated to equal the Protected Income Base multiplied by the applicable rate shown in Table B. The rate in Table B will be based on the later of (a) your age at the time the first Protected Annual Income withdrawal occurred, or (b) your age as of the Valuation Date of the most recent Account Value Step-up. If no withdrawals have been taken prior to the Contract Value reaching zero, then your current age (single life option) or the younger of you and your spouse (joint life option) will be used to determine the Protected Annual Income rate in Table B.</span></div><div style="line-height:12.0pt;text-align:center;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Plus</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span></div><table cellpadding="0" style="empty-cells:show;margin-left:78.21pt;width:371.59pt; border-spacing: 0px;"> <tr style="height:10.05pt;"> <td colspan="3" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:185.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:9.69%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">TABLE A</span></div> </div> </div> </td> <td colspan="3" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:185.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:9.69%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">TABLE B</span></div> </div> </div> </td> </tr> <tr style="height:23.1pt;"> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:37.50%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.23%;margin-right:25.23%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:27.09%;margin-right:27.09%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:27.27%;margin-right:27.27%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.23%;margin-right:25.23%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:37.15%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> </tr> <tr style="height:13.85pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.70%</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.20%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.00%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.00%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.65%</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.10%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.50%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.25%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.90%</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.40%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.50%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.25%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.00%</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.50%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.50%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.25%</span></div> </div> </td> </tr> <tr style="height:11.8pt;"> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.10%</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.60%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.50%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.25%</span></div> </div> </td> </tr> </table><div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Select Max</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span></div><table cellpadding="0" style="empty-cells:show;margin-left:78.21pt;width:371.59pt; border-spacing: 0px;"> <tr style="height:10.05pt;"> <td colspan="3" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:185.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:9.69%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">TABLE A</span></div> </div> </div> </td> <td colspan="3" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:185.79pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:9.69%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">TABLE B</span></div> </div> </div> </td> </tr> <tr style="height:23.1pt;"> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:37.50%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.23%;margin-right:25.23%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:27.09%;margin-right:27.09%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:27.27%;margin-right:27.27%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.23%;margin-right:25.23%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:37.15%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life</span></div> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Option</span></div> </div> </div> </td> </tr> <tr style="height:13.85pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.70%</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.20%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.00%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.00%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.65%</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.25%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.50%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.25%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.85%</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.40%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 74</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.50%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.25%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">9.00%</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.60%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">75 – 79</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.50%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.25%</span></div> </div> </td> </tr> <tr style="height:11.8pt;"> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">9.10%</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:66.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">8.70%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:71.34pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.50%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:48.45pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.25%</span></div> </div> </td> </tr> </table><div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Guaranteed Income Benefit Percentages</span></div><div style="margin-top:6pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Guaranteed Income Benefit will be an amount equal to a specified percentage of your Account Value or Protected Income Base, based on your age (or the age of the youngest life under a joint life option) at the time the Guaranteed Income Benefit is elected. The following rates apply to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Advantage Guaranteed Income Benefit elections for Contractowners who transition from </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln ProtectedPay Select Core</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">.</span></div><div style="margin-top:12pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;margin-left:0%;">i4LIFE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Advantage Select Guaranteed Income Benefit Percentages For Contractowners Who Transition From </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Lincoln ProtectedPay Select Core</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;"> </span></div><table cellpadding="0" style="empty-cells:show;margin-left:147.79pt;width:232.42pt; border-spacing: 0px;"> <tr style="height:10.05pt;"> <td colspan="2" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:116.21pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:15.49%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Single Life GIB %</span></div> </div> </div> </td> <td colspan="2" style="background-color:#FFFFFF;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:116.21pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:15.49%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Joint Life GIB %</span></div> </div> </div> </td> </tr> <tr style="height:14.1pt;"> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:0%;margin-right:33.10%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:29.11%;margin-right:29.11%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">GIB %</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:24.87%;margin-right:24.87%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Age</span></div> </div> </div> </td> <td style="background-color:azure;padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:41.07%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">GIB %</span></div> </div> </div> </td> </tr> <tr style="height:13.85pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Under 40</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.25%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Under 40</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:1.25pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.00%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">40 – 54</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.00%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">40 – 54</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.50%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">55 – 58</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.25%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">55 – 58</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.75%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.25%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">59 – 64</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.75%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.25%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">65 – 69</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4.75%</span></div> </div> </td> </tr> <tr style="height:12.6pt;"> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 79</span></div> </div> </td> <td style="background-color:azure;border-right:1pt solid #000000;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.50%</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">70 – 79</span></div> </div> </td> <td style="background-color:azure;padding-bottom:2.8pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.00%</span></div> </div> </td> </tr> <tr style="height:11.8pt;"> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:54.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;border-right:1pt solid #000000;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:61.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.50%</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:72.38pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;margin-right:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">80+</span></div> </div> </td> <td style="background-color:#FFFFFF;padding-bottom:1.5pt;padding-top:2.8pt;vertical-align:Bottom;width:43.83pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:17.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5.00%</span></div> </div> </td> </tr> </table> 0.015 0.016 N-4 N-4 0000847552 false