Exhibit 99.2 - Schedule 1
| Seller Name | Seller Loan ID | Customer Loan ID | Exception ID | Exception ID Date | Exception Category | Exception Subcategory | Exception Description | Exception Comments | Seller Response | Reviewer Response | Compensating Factors | Exception Status | Cleared Date | Exception Approved Pre Origination | Initial Exception Grade | Final Exception Grade | Initial DBRS Exception Grade | Final DBRS Exception Grade | Initial Moodys Exception Grade | Final Moodys Exception Grade | Initial Fitch Exception Grade | Final Fitch Exception Grade | Initial Kroll Exception Grade | Final Kroll Exception Grade | Initial S&P Exception Grade | Final S&P Exception Grade |
| XXXXX | 3158706017 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706017 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706017 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706019 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706019 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706019 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706020 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706020 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706020 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706021 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.6% is less than Guideline CLTV of 89.99% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 71.6% is less than Guideline LTV of 89.99% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706021 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.6% is less than Guideline CLTV of 89.99% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 71.6% is less than Guideline LTV of 89.99% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706021 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 71.6% is less than Guideline CLTV of 89.99% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 71.6% is less than Guideline LTV of 89.99% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706022 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706022 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706022 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706024 | FCRE1437 | 09/25/2026 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines. Per XXX guidelines - Missing evidence of previous years distribution of restricted stock | Document Uploaded. see attached income documentation for XXX | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | C | A | C | A | C | A | C | A | C | A | C | A | ||
| XXXXX | 3158706024 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706024 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706027 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.12% is less than Guideline CLTV of 85% | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.12% is less than Guideline LTV of 85% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706027 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.12% is less than Guideline CLTV of 85% | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.12% is less than Guideline LTV of 85% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706027 | FCRE6911 | 09/22/2026 | Credit | Eligibility | DTI exceeds program maximum | maximum dti for no cash out investment property is XXX% Exception has been granted for dti exceeding XXX% currently XXX% exception was not found in file | XXX: Clear | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.12% is less than Guideline CLTV of 85% | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.12% is less than Guideline LTV of 85% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706028 | FCRE1173 | 09/26/2026 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy. | Document Uploaded. Loan is a XXX to XXX Refi per procedures XXX screenshot is acceptable | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/26/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706028 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706028 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706030 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706030 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706030 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706037 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706037 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706037 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706041 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706041 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706041 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706043 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706043 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706043 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706045 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706045 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706045 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706047 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706047 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706047 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706050 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706050 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706050 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706051 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.43% is less than Guideline CLTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 51.43% is less than Guideline LTV of 80% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706051 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.43% is less than Guideline CLTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 51.43% is less than Guideline LTV of 80% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706051 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.43% is less than Guideline CLTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 51.43% is less than Guideline LTV of 80% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706052 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706052 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706052 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706053 | FCRE1442 | 09/24/2026 | Credit | Assets | Asset 1 Expired | Asset 1 Expired. Most recent account for XXX with balance of XXX is dated XX/XX/XXXX. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706053 | FCRE1443 | 09/24/2026 | Credit | Assets | Asset 2 Expired | Asset 2 Expired. Most recent account for BOA with balance of XXX is dated XX/XX/XXXX. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706053 | FCRE1453 | 09/24/2026 | Credit | Assets | Asset 11 Expired | Asset 11 Expired. Most recent account for XXX with balance of XXX is dated XX/XX/XXXX. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706053 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706053 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706055 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706055 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706055 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706056 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.14% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.14% is less than Guideline LTV of 80% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706056 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.14% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.14% is less than Guideline LTV of 80% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706056 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.14% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.14% is less than Guideline LTV of 80% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706057 | FCRE2902 | 09/25/2026 | Credit | Missing Doc | Borrower XXX Non-US Citizen Identification Document Missing | Non US Citizen Borrower XXX is missing Identification Document. | Document Uploaded. XXX provided | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706057 | FCRE2903 | 09/25/2026 | Credit | Missing Doc | Borrower XXX Non-US Citizen Identification Document Missing | Non US Citizen Borrower XXX is missing Identification Document. | Document Uploaded. XXX Provided | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706057 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706057 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706059 | FCRE1452 | 09/24/2026 | Credit | Assets | Asset 10 Expired | Asset 10 Expired. Most recent account for XXX with balance of XXX is dated XX/XX/XXXX. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706059 | FCRE1448 | 09/24/2026 | Credit | Assets | Asset 6 Expired | Asset 6 Expired. Most recent account for XXX with balance of XXX is dated XX/XX/XXXX. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706059 | FCRE1449 | 09/24/2026 | Credit | Assets | Asset 7 Expired | Asset 7 Expired. Most recent account for XXX with balance of XXX is dated XX/XX/XXXX. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706059 | FCRE1450 | 09/24/2026 | Credit | Assets | Asset 8 Expired | Asset 8 Expired. Most recent account for XXX with balance of XXX is dated XX/XX/XXXX. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706059 | FCRE1451 | 09/24/2026 | Credit | Assets | Asset 9 Expired | Asset 9 Expired. Most recent account for XXX with balance of XXX is dated XX/XX/XXXX. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706059 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706059 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706060 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706060 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706060 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706061 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706061 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706061 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706063 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706063 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706063 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706064 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706064 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706064 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706066 | FCRE1193 | 09/21/2026 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender exception provided for DTI of XXX% over maximum amount of XXX% Lender not using Borrower 1 income from employment with Borrower 2 to qualify. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706066 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706066 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706067 | FPRO1502 | 09/22/2026 | Property | Property | HOA Does Not Meet Guidelines | HOA Does Not Meet Guidelines. Lender exception provided for XXX for insufficient reserves supported by the following compensating factors: XXX years on job, $XXX equity in REO, no mortgage late payments, strong reserves/assets, low DTI, high disposable income, experience managing rentals. Exception downgraded to a level 2/B. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706067 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706067 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706067 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706070 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.43% is less than Guideline CLTV of 65% | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.43% is less than Guideline LTV of 65% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706070 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.43% is less than Guideline CLTV of 65% | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.43% is less than Guideline LTV of 65% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706070 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.43% is less than Guideline CLTV of 65% | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.43% is less than Guideline LTV of 65% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706074 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706074 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706074 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706075 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706075 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706075 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706076 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706076 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706076 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706077 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706077 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706077 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706078 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706078 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706078 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706079 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706079 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706079 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706080 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706080 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706080 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706082 | FCRE8201 | 09/24/2026 | Credit | Eligibility | Loan does not conform to program guidelines | Lender approved for reserves only. The customer originally planned to fund the subject using XXX exchange proceeds from an investment property sale, but that closing is delayed. Customer is using personal funds to close, creating a temporary reserve shortfall. ATR is supported by long-term self-employment, strong disposable income property management experiences, solid credit/high score, and strong deposit relationship. Customer also has meaniful equity in other REO properties. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706082 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706082 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706082 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706083 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.07% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.07% is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706083 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.07% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.07% is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706083 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.07% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.07% is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706084 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706084 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706084 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706085 | FCRE3599 | 09/25/2026 | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Loan was approved with an exception for number of financed properties exceeding the maximum of XXX per guidelines. Borrower has XXX financed properties including borrower's primary, XXX other rental properties and the new investment purchase making the XXX financed property. Compensating factors used - Borrower is XXX year self-employed with Lender business and personal relationships. Borrower has XXX in the XXX deposit accounts and XXX equity in the primary and the XXX existing rental properties and rental income from XXX properties that is not being used to qualify. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706085 | FCRE1193 | 09/21/2026 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Loan was approved with an exception for DTI exceeding the maximum of XXX% and expanded authority allowance for income documents, allowing to proceed without XXX business transripts for borrower's XXX. Have XXX and XXX business and personal returns. XXX transcripts reflect extension filed. DTI is XXX% just over the maximum of XXX% Calculated income using XXX and XXX and XXX P & L which reflects income increasing year over year. Compensating factors used - Borrower is XXX year self-employed with Lender business and personal relationships. Borrower has XXX in the XXX deposit accounts and XXX equity in the primary and the XXX existing rental properties and rental income from XXX properties that is not being used to qualify. Borrower meets all other guidelines | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706085 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706085 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706086 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 89% | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 89% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706086 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 89% | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 89% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706086 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 89% | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 89% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706090 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.08% is less than Guideline CLTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 61.08% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706090 | FCRE8999 | 09/21/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.08% is less than Guideline CLTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 61.08% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706090 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.08% is less than Guideline CLTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 61.08% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706091 | FCRE7497 | 09/25/2026 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees for non-subject property. Other Reo properties need HOA | Document Uploaded. There are XXX properties: XXX , this has HOA fees per the property detail report attached, see the evidence of the HOA Fee XXX - this is a new property just purchase with XXX as a multi pack loan - see the attached CD - there is no HOA and CD outlines the PITIA on that property XXX - This is commercial property per the HOI in the file - also XXX shows it as a XXX or something of that nature XXX - HOI in file reflects this as a SFR and XXX reflects as SFR as well. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706091 | FPRO8998 | 09/21/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706091 | FCOM8997 | 09/21/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706092 | FCRE3599 | 09/25/2026 | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Borrower owns more than XXX financed properties - XXX total. The fifth property is owned by the borrower's business. | Document Uploaded. The loan has an expanded decision for multiple financed properties (see attached) also note that properties that the Customer is personally liable for count towards the XXX (see guideline) | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706092 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706092 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706093 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706093 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706093 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706095 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706095 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706095 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706096 | FCRE7497 | 09/25/2026 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees for non-subject property. For Primary Property #XXX, the mortgage Statement, property tax bill, and homeowners' insurance documents are missing. | Document Uploaded. the mortgage is verified on the credit report, I pulled Customer Assist (XXX internal system) to show that the escrows are not included in the payment, the evidence of taxes, insurance and HOA are attached. Although I believe some of these documents are included in the file build, I saw the tax bill on page XXX | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706096 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706096 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706098 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706098 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706098 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706101 | FCRE7497 | 09/28/2026 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees for non-subject property. Why: Guidelines require all liabilities to be considered in the underwriting decision. What: HOA information for the REO Property XXX and Property XXX is not available in the file How: Provide evidence of HOA dues for this property or evidence that HOA dues are not applicable. | Document Uploaded. Please find our internal screen-print of the mortgage with XXX on XXX to reflect SFR, for XXX the HOA bill is on page XXX of the file build. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/28/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706101 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706101 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706102 | FCRE1358 | 09/25/2026 | Credit | Missing Doc | Borrower 2 W2/1099 Missing | Borrower 2 W2/1099 Missing. The provided W2s in the file does not contain the Employee and Employer information along with the year of W2 due to which the information cannot be derived from the provided W2s. Provide W2s reflecting the above Stated information as it is required to appropriately update the borrower's previous year income. | Document Uploaded. Income documents provided | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 55% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706102 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 55% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706102 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 55% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706103 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706103 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706103 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706104 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706104 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706104 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706106 | FCRE1193 | 09/22/2026 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender documented exception in file | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706106 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706106 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706108 | FCRE9785 | 09/24/2026 | Credit | Missing Doc | Purchase Contract is Incomplete | Loan Purpose is Purchase but Purchase Contract Doc is Incomplete. Purchase agreement does not show purchase price, only a red line drawn through purchase price section. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706108 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706108 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706109 | FCRE1193 | 09/22/2026 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender documented exception in file | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706109 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706109 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706110 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706110 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706110 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706112 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706112 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706112 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706115 | FCRE3599 | 09/25/2026 | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Borrower owns XXX financed properties, which exceeds the guideline limit of XXX on non-owner-occupied loans | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706115 | FCRE1193 | 09/22/2026 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Approved only for DTI, financed properties (XXX total) and use of prior job bonus income (Income Calculation) subject to tolerances set holding. An investor purchase. UW used the XXX prior job bonus income. Since the XXX bonus from the prior job is less than the target bonus of the current job amount, the expanded authority income calculation is approved. Customer should earn more than that when she begins receiving bonus income from the current job. Good disposable, solid reserves, XXX relationship, experience managing rentals and solid equity in REOs. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706115 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706115 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706117 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706117 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706117 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706118 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.02% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.02% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706118 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.02% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.02% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706118 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.02% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.02% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706120 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706120 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706120 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706122 | FCRE1193 | 09/22/2026 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% XXX XXX converted to Primary XXX-Lender used lower PITI XXX per versus higher proposed PITI XXX that includes P&I XXX per mortgage print out, tax XXX per tax certification and hoi XXX per hoi declarations page this is a new mortgage and not reporting on credit report. Higher amount applied as most conservative. XXX REO Investment REO XXX Lender used lower PITI XXX that includes XXX P&I per mortgage Statement and XXX that includes tax per tax certification, HOA Statement and no HOI Per 1003 XXX higher PITIA XXX per tax certification, HOA Statement and XXX insurance amount page XXX Higher amount applied as most conservative. Lender did not apply rental income per XXX- Lender used higher XXX monthly income Per 1003 versus lower monthly income XXX per income analysis as income decreased from previous year and lower amount applied as most conservative. XXX and XXX business returns including Schedule K1. | XXX: Clear | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.13% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 56.13% is less than Guideline LTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706122 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.13% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 56.13% is less than Guideline LTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706122 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.13% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 56.13% is less than Guideline LTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706123 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706123 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706123 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706125 | FCRE1159 | 09/30/2026 | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Hazard Insurance has an effective date of XX/XX/XXXX, which is after the loan disbursement date of XX/XX/XXXX. The borrower did not provide prior insurance history to demonstrate continuous coverage before the disbursement date. Therefore, the insurance coverage in effect at the time of disbursement could not be verified. | Unable to Resolve-Unable to remediate. | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Unable to Resolve | C | C | C | C | C | C | C | C | C | C | C | C | ||||
| XXXXX | 3158706125 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706125 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706126 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.23% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 55.23% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706126 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.23% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 55.23% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706126 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.23% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 55.23% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706129 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706129 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706129 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706131 | FCRE9785 | 09/23/2026 | Credit | Missing Doc | Purchase Contract is Incomplete | Loan Purpose is Purchase but Purchase Contract Doc is Incomplete. The Purchase Contract has expired; therefore, an updated Contract of Sale with a valid expiration date is required. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | B | A | B | A | B | A | B | A | B | A | B | A | |||
| XXXXX | 3158706131 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706131 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706131 | FCOM1234 | 10/05/2026 | Credit | Missing Doc - Credit | The Final 1003 is Not Executed | The Final 1003 is Not Executed. The Final 1003 is Not Signed. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706133 | FCRE1451 | 09/24/2026 | Credit | Assets | Asset 9 Expired | Asset 9 Expired. Statement Expired in file | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706133 | FCRE1452 | 09/24/2026 | Credit | Assets | Asset 10 Expired | Asset 10 Expired. Statement expired in file | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706133 | FCRE1453 | 09/24/2026 | Credit | Assets | Asset 11 Expired | Asset 11 Expired. Statement Expired in file | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706133 | FCRE1454 | 09/24/2026 | Credit | Assets | Asset 12 Expired | Asset 12 Expired. Statement Expired in file | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706133 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.19% is less than Guideline CLTV of 89.99% | Original LTV is Below the Guideline Maximum - Calculated LTV of 54.19% is less than Guideline LTV of 89.99% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706133 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.19% is less than Guideline CLTV of 89.99% | Original LTV is Below the Guideline Maximum - Calculated LTV of 54.19% is less than Guideline LTV of 89.99% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706134 | FCRE9785 | 09/23/2026 | Credit | Missing Doc | Purchase Contract is Incomplete | Loan Purpose is Purchase but Purchase Contract Doc is Incomplete. The contract of sale expiration date is before the closing date. Require addendum with closing date on or after the Note date XX/XX/XXXX. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.93% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.93% is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | B | A | B | A | B | A | B | A | B | A | B | A | |||
| XXXXX | 3158706134 | FCRE1193 | 09/22/2026 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% As per matrix max allowable DTI is XXX% for NOO. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.93% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.93% is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706134 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.93% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.93% is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706134 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.93% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.93% is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706137 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.43% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 51.43% is less than Guideline LTV of 75% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706137 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.43% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 51.43% is less than Guideline LTV of 75% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706137 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.43% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 51.43% is less than Guideline LTV of 75% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706139 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.97% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.97% is less than Guideline LTV of 75% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706139 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.97% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.97% is less than Guideline LTV of 75% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706139 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.97% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.97% is less than Guideline LTV of 75% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706140 | FCRE7497 | 09/25/2026 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees for non-subject property. Missing HOA verification. HOA explanation are missing for REO properties (XXX ) & (XXX) | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706140 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.84% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 51.84% is less than Guideline LTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706140 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.84% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 51.84% is less than Guideline LTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706142 | FCRE1347 | 09/24/2026 | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing. Borrower 2 3rd Party VOE Prior to Close Missing. | Document Uploaded. Please review 3rd party VOE XX/XX/XXXX | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/24/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706142 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706142 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706143 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706143 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706143 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706145 | FCRE7497 | 09/29/2026 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees for non-subject property. XXX and or HOAs. | Document Uploaded. Please see mortgage Statement. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/29/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706145 | FCRE1442 | 09/24/2026 | Credit | Assets | Asset 1 Expired | Asset 1 Expired. Asset 1 – XXX account ending in #XXX Statement reflects an ending date of XX/XX/XXXX and is expired. Please provide the most recent account Statement to support asset verification. | Document Uploaded. Please see Statement ending in XXX | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | C | A | C | A | C | A | C | A | C | A | C | A | ||
| XXXXX | 3158706145 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706145 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706146 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706146 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706146 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706147 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706147 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706147 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706148 | FCRE1316 | 09/24/2026 | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing. XXX Not in XXX Days Prior | Document Uploaded. Do Not Concur - VOE signed XX/XX/XXXX within XXX days of note | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% | Resolved | 09/24/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706148 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706148 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706150 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706150 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706150 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706152 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706152 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706152 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706154 | FCRE1173 | 09/24/2026 | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy. H0-XXX missing in the loan file. | Document Uploaded. Do Not concur - please review policy attached | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706154 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706154 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706157 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706157 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706157 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706165 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706165 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706165 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706170 | FPRO1246 | 09/25/2026 | Property | Appraisal | Second Appraisal is Expired | Secondary Value Appraisal is Expired. Secondary Value dated XX/XX/XXXX | Please provide clarification - appraisal completion report dated XX/XX/XXXX - loan closed XX/XX/XXXX | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706170 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706170 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706182 | FCRE1360 | 09/24/2026 | Credit | Missing Doc | Borrower 2 Paystubs Missing | Borrower 2 Paystubs Missing. | Document Uploaded. Do Not Concur - XXX in file confirms pay | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706182 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706182 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706183 | FCRE8999 | 09/22/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52% is less than Guideline CLTV of 65% | Original LTV is Below the Guideline Maximum - Calculated LTV of 52% is less than Guideline LTV of 65% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706183 | FCOM8997 | 09/22/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52% is less than Guideline CLTV of 65% | Original LTV is Below the Guideline Maximum - Calculated LTV of 52% is less than Guideline LTV of 65% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706183 | FPRO8998 | 09/22/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52% is less than Guideline CLTV of 65% | Original LTV is Below the Guideline Maximum - Calculated LTV of 52% is less than Guideline LTV of 65% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/22/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706185 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.57% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.57% is less than Guideline LTV of 80% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706185 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.57% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.57% is less than Guideline LTV of 80% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706185 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.57% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.57% is less than Guideline LTV of 80% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706186 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706186 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706186 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706187 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706187 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706187 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706189 | FCRE0363 | 09/25/2026 | Credit | Data | XXX Project is Non-Warrantable | When the subject XXX is a (XXX) and the Loan Program is Agency (DU) the XXX Project: (No), in all circumstances, must be warrantable. | Per Delegated Condo Review guidelines our Correspondent Lender is solely responsible under their XXX Reps and Warrants for providing an accurate XXX warranty in accordance with the applicable Agency XXX guidelines. The Correspondent Condo Warranty form in file meets documentation requirements. ; Document Uploaded. Please review uploaded XXX and PUD Warranty Form. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | C | A | C | A | C | A | C | A | C | A | C | A | ||
| XXXXX | 3158706189 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706189 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706189 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706190 | FCOM1232 | 09/25/2026 | Credit | Missing Doc | The Final 1003 is Missing | The Final 1003 is Missing. Final 1003 is missing. | Document Uploaded. Do Not Concur - please review Final 1003 in file | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706190 | FCRE1334 | 09/25/2026 | Credit | Missing Doc | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T Missing. Executed XXX form 4506T is not present in the loan images. | Document Uploaded. Do Not Concur - please review 4506T | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706190 | FCRE1161 | 09/25/2026 | Credit | Missing Doc | Flood Certificate Missing | Missing Flood Certificate. Flood Certificate is not present in the loan images | Document Uploaded. Do Not Concur -please review Flood Cert in file | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706190 | FCRE9814 | 09/25/2026 | Credit | Missing Doc | Missing Trust Agreement | Trust Agreement is missing and/or does not meet guideline requirements. Trust Agreement is not present in the loan file. | Document Uploaded. Do Not Agree - please review Trust Cert | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706190 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706190 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706192 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.08% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 61.08% is less than Guideline LTV of 75% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706192 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.08% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 61.08% is less than Guideline LTV of 75% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706192 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.08% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 61.08% is less than Guideline LTV of 75% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706194 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706194 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706194 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706195 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706195 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706195 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706197 | FPRO1137 | 09/25/2026 | Property | Appraisal | The appraiser was not licensed (Primary Value) | Primary Value appraiser's license was not effective prior to the Valuation Date or expired prior to the Valuation Date. License Effective Date is after the appraisal date | Do Not Concur - Date of Signature and Report is XX/XX/XXXX and Effective Date of Appraisal is XX/XX/XXXX. ppraisers Certification Expires XX/XX/XXXX - Certification expiration date is after the appraisal date. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706197 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706197 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706197 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706200 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706200 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706200 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706201 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.36% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 61.36% is less than Guideline LTV of 75% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706201 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.36% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 61.36% is less than Guideline LTV of 75% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706201 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.36% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 61.36% is less than Guideline LTV of 75% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706202 | FCRE1196 | 09/26/2026 | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV of 68.5% exceeds Guideline HCLTV of 65% The maximum HCLTV is 65% and has been exceeded. | Do not concur. Per XXX Underwriting review "This is a no cash-out refinance for one of the borrowers’ XXX investment properties. Collateral and capacity metrics reflect an LTV of 69% and DTI of XXX% Borrower has excellent credit and have sufficient verified income and assets to support ATR. The loan structure and qualifications adhere to FNMA/Non-Agency guidelines." | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706202 | FCRE1195 | 09/26/2026 | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Audited CLTV of 68.5% exceeds Guideline CLTV of 65% The maximum CLTV is 65% and has been exceeded. | Do not concur. Per XXX Underwriting review "This is a no cash-out refinance for one of the borrowers’ XXX investment properties. Collateral and capacity metrics reflect an LTV of 69% and DTI of XXX% Borrower has excellent credit and have sufficient verified income and assets to support ATR. The loan structure and qualifications adhere to FNMA/Non-Agency guidelines." | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706202 | FCRE1194 | 09/26/2026 | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Audited LTV of 68.5% exceeds Guideline LTV of 65% The maximum LTV is 65% and has been exceeded. | Do not concur. Per XXX Underwriting review "This is a no cash-out refinance for one of the borrowers’ XXX investment properties. Collateral and capacity metrics reflect an LTV of 69% and DTI of XXX% Borrower has excellent credit and have sufficient verified income and assets to support ATR. The loan structure and qualifications adhere to FNMA/Non-Agency guidelines." | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706202 | FCRE6737 | 09/25/2026 | Credit | Missing Doc | Missing Letter of Explanation (Income) | Provide a letter of explanation and/or evidence that the employer XXX (Paystub) and XXX (WVOE) are related or one in the same. | Document Uploaded. Do not concur. There is no WVOE for XXX on file. Attached VVOE is for XXX. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706202 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706202 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706203 | FCRE9785 | 09/23/2026 | Credit | Missing Doc | Purchase Contract is Incomplete | Loan Purpose is Purchase but Purchase Contract Doc is Incomplete. The purchase contract reflects an expiration/closing date different from the final closing date. Please provide a fully executed addendum extending the Purchase Contract Expiration Date to match the actual closing date of XX/XX/XXXX. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | B | A | B | A | B | A | B | A | B | A | B | A | |||
| XXXXX | 3158706203 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706203 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706204 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706204 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706204 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706206 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706206 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706206 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706207 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706207 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706207 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706208 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706208 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706208 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706209 | FCRE1241 | 09/26/2026 | Credit | Missing Doc | Purchase Contract is Missing | Loan Purpose is Purchase but Purchase Contract Doc is Missing. | Document Uploaded. Please review uploaded purchase contract. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/26/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706209 | FCRE1442 | 09/26/2026 | Credit | Assets | Asset 1 Expired | Asset 1 Expired. Asset 1 (XXX #XXX) is aged XXX days from Note Date, which exceeds the guidelines limit of XXX days | Do not concur. Statement through XX/XX/XXXX is within XXX days of XX/XX/XXXX Note date. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706209 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706209 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706210 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706210 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706210 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706211 | FCRE9995 | 09/26/2026 | Credit | Assets | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. | Do not concur. XXX months / XXX reserves are no required per LP. XXX months / XXX required per XXX Underwriting. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706211 | FCRE1198 | 09/26/2026 | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) | Do not concur. XXX months / XXX reserves are no required per LP. XXX months / XXX required per XXX Underwriting. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706211 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706211 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706214 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706214 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706214 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706215 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706215 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706215 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706216 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706216 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706216 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706218 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706218 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706218 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706220 | FCRE2901 | 09/25/2026 | Credit | Missing Doc | Borrower 2 Non-US Citizen Identification Document Missing | Non US Citizen Borrower 2 is missing Identification Document. For Permanent XXX residency doc is missing in this file. | Please review Patriot Act Disclosure uploaded and disclosure on page XXX of XXX Driver's License and ID supporting Patriot Act disclosure are on pages XXX-XXX and XXX-XXX. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706220 | FCRE2900 | 09/25/2026 | Credit | Missing Doc | Borrower Non-US Citizen Identification Document Missing | Non US Citizen Borrower is missing Identification Document. For Permanent Resident Alien residency doc is missing in this file. | Document Uploaded. Please review Patriot Act Disclosure uploaded and disclosure on page XXX of XXX Driver's License and ID supporting Patriot Act disclosure are on pages XXX-XXX and XXX-XXX. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706220 | FCRE1119 | 09/25/2026 | Credit | Closing | Borrower 2 Deed of Trust Signature does not match Note | Borrower 2 Signature does not match Note. Borrower 2 name does not in the Mortgage. | Do not concur. Title is held in a trust. B2 signed as trustee. B2 is only a borrower, not a trustee of the trust, and signed the Note accordingly. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706220 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706220 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706223 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706223 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706223 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706224 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706224 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706224 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706226 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706226 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706226 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706227 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706227 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706227 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706228 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706228 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706228 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706232 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706232 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706232 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706233 | FCRE0404 | 09/28/2026 | Credit | Data | The Interested Party Contributions exceed the Total Closing Costs | Interested Party Contributions exceeds Total Closing Costs. Please provide an updated AUS/XXX/Loan Approval reflecting the XXX reduced by $XXX. The final CD reflects the contributions exceeds the amount due to the XXX being reduced | Do not concur. The final DU #XXX no longer shows interested party contributions exceed closing costs, discount points and prepaids messaging as it also includes the XXX borrower prepaid adjustment for County Taxes showing in Section L. on the Final CD. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706233 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706233 | FCOM3849 | 09/23/2026 | Compliance | Disclosure | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: The document provided indicates that the borrower either received, or chose to waive the right to receive the appraisal at least XXX days prior to consummation, but does not confirm the borrower received the appraisal at or prior to consummation. Provide documentation to show the date the borrower received the appraisal to confirm it was received by the borrower timely. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Open | B | B | B | B | B | B | B | B | B | B | B | B | |||||
| XXXXX | 3158706234 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706234 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706234 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706236 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706236 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706236 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706237 | FCRE7495 | 09/26/2026 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | XXX revolving account is not reflected on the credit report. Lender included the liability in the DTI calculation; however, a supporting credit card Statement was not located in the file. Provide a current account Statement to support the reported balance and monthly payment. | Document Uploaded. Please review XXX item down on page XXX of XXX of xactus credit report pulled XX/XX/XXXX located in uploaded documents at page XXX of XXX A snipit is attached showing credit name and last XXX digits of account number. Correspondent utilized XXX% of reduced balance of XXX per final URLA vs XXX on CBR. The XXX difference is negligible due to low front end and back end DTIs. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/26/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706237 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706237 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706238 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706238 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706238 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706240 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706240 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706240 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706241 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706241 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706241 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706242 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 50% is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706242 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 50% is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706242 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50% is less than Guideline CLTV of 80% | Original LTV is Below the Guideline Maximum - Calculated LTV of 50% is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706245 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706245 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706245 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706247 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706247 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706247 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706248 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706248 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706248 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706249 | FCRE8999 | 09/23/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706249 | FPRO8998 | 09/23/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706249 | FCOM8997 | 09/23/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/23/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706278 | FCRE9785 | 09/28/2026 | Credit | Missing Doc | Purchase Contract is Incomplete | Loan Purpose is Purchase but Purchase Contract Doc is Incomplete. Per Final CD XXX reflect XXX and missing sales addendum with updated XXX | Document Uploaded. Please see attached Addendum to the Sales Contract reflecting XXX | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/28/2026 | B | A | B | A | B | A | B | A | B | A | B | A | ||
| XXXXX | 3158706278 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | Transaction meets BP guidelines. Transaction is a purchase of investment property. TRID review is not required The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706278 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706279 | FCRE7497 | 09/28/2026 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees for non-subject property. XXX - HOA XXX document is missing XXX - XXX Insurance Document is missing XXX Insurance Document is missing XXX - HOA XXX document is missing | Document Uploaded. Missing verification of taxes, insurance, and/or HOA fees for non-subject property. XXX - HOA XXX document is missing - Attached XXX - XXX Insurance Document is missing - used XXX • PI XXX (pr mtg stmt) • XXX (per XXX 1040s) • I XXX (per XXX 1040s) • HOA XXX (per LOX) • Total pmt XXX • Rental loss XXX - XXX Insurance Document is missing - Attached XXX - HOA XXX document is missing - Attached (no HOA per XXX) | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.38% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 51.38% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/28/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706279 | FCRE1728 | 09/28/2026 | Credit | Missing Doc | Missing rent comparable schedule form 1007 | Missing Lease agreement for the XXX | Document Uploaded. XXX Schedule provided confirming rent for subject to be $XXX/mth • $XXX% less PITIA XXX = rental loss of ($XXX)-calculated by Corr • $XXX x XXX% less PITIA XXX = rental loss of XXX calculated by XXX UW **based on XXX UW income calculations and debt, rental loss/income calculations, DTI is XX/XX/XXXX which does not affect tolerances, therefore, nothing is required | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706279 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.38% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 51.38% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706279 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | Transaction meets BP guidelines. Transaction is a purchase of investment property. TRID review is not required The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.38% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 51.38% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706280 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706280 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706280 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. Transaction meets BP guidelines. Transaction is a purchase of investment property. TRID review is not required | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706281 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706281 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706281 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | Transaction meets BP guidelines. Transaction is a purchase of investment property. TRID review is not required The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706282 | FCRE9785 | 09/28/2026 | Credit | Missing Doc | Purchase Contract is Incomplete | Loan Purpose is Purchase but Purchase Contract Doc is Incomplete. The purchase contract is illegible. We would need the lender to provide a legible copy of the purchase contract | Document Uploaded. Please review legible sales contract | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/28/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706282 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706282 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706283 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706283 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706283 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706285 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706285 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706285 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706286 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.82% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.82% is less than Guideline LTV of 75% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706286 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.82% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.82% is less than Guideline LTV of 75% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706286 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.82% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.82% is less than Guideline LTV of 75% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706289 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706289 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706289 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706291 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706291 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706291 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706294 | FCRE1193 | 09/28/2026 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Due to the REO loss from the income | Please re-review. All REO accounted for in debts and a conservative approach was taken per UW Summary: XXX Subject Second Home] XXX PITIA XXX [Primary] XXX Mtg #XXX PITI (taxes & insurance escrowed per mortgage Statement) XXX #XXX P&I (utilized XXX% of line limit as conservative measure) HOA Dues: XXX per monthnth XXX , XXX [Second Home] XXX Bank #XXX PITI Insurance: XXX /XXX= XXX Taxes: XXX /XXX= XXX (included escrowed taxes and insurance in addition to PITI from mortgage Statement as conservative measure) HOA Dues: None per borrower explanation XXX Credit Bureau Debt XXX Total Debt / XXX Total Income = XXX% DTI | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706294 | FCRE1186 | 09/28/2026 | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Due the REO loss subtracted from the income | Please re-review. All REO accounted for in debts and a conservative approach was taken per UW Summary: XXX [Subject Second Home] XXX PITIA XXX [Primary] XXX Mtg #XXX PITI (taxes & insurance escrowed per mortgage Statement) Presidential HELOC #XXX P&I (utilized XXX% of line limit as conservative measure) HOA Dues: XXX per monthnth XXX [Second Home] XXX Bank #XXX PITI Insurance: XXX /XXX= XXX Taxes: XXX /XXX= XXX (included escrowed taxes and insurance in addition to PITI from mortgage Statement as conservative measure) HOA Dues: None per borrower explanation XXX Credit Bureau Debt XXX Total Debt / XXX Total Income = XXX% DTI | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706294 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706294 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706294 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706295 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706295 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706295 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706297 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706297 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706297 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | Transaction meets BP guidelines. Transaction is a purchase of investment property. TRID review is not required The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706298 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706298 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706298 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706299 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706299 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706299 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706300 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | Transaction meets BP guidelines. Transaction is a purchase of investment property. TRID review is not required The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706300 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706300 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706302 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706302 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706302 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706303 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706303 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706303 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706304 | FCRE1437 | 09/28/2026 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines. The Other Income XXX is calculated using paystub by cap loan repayment XXX. since the paystub is not available in File. | Document Uploaded. Please review documentation verifying XXX Repayment listed on XX/XX/XXXX YTD distribution Statement current balance is XXX and XXX per month payments. Therefore not including in the DTI due to less than XXX payments remaining. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/28/2026 | C | A | C | A | C | A | C | A | C | A | C | A | ||
| XXXXX | 3158706304 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706304 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706305 | FCRE1193 | 09/24/2026 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% DTI of XXX% exceeds the maximum allowable per program for Second Home LTV/CLTV >XXX - XXX%: XXX% MAX. The borrowers qualifying DTI of XXX% and LTV /CLTV of 85% per the AUS matches Audits review with DTI XXX% and LTV/CLTV of 85%, with no discrepancies which des not meet the guideline maximum of XXX% on a rate and term refinance of a second home with an 85% LTV/CLTV. However the loan file contains a lender approved exception allowing the DTI of XXX% The lender identified the following compensating factors to justify the lender approved exception: Borrower has a strong credit profile, substantial verified reserves, high earning capacity from newly started employment, additional self-employment income and significant residual/disposable income. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706305 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706305 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706306 | FCRE1186 | 09/28/2026 | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% | Document Uploaded. Do Not Concur - total income XXX - please review attached income calculation | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/28/2026 | C | A | C | A | C | A | C | A | C | A | C | A | ||
| XXXXX | 3158706306 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706306 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706311 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706311 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706311 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706313 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706313 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706313 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706314 | FCOM1220 | 09/28/2026 | Credit | Closing | The Deed of Trust is Missing | The Deed of Trust is Missing. The Deed of Trust is Missing. | Document Uploaded. Do Not Concur - Mortgage in file, please review | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/28/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706314 | FCOM1229 | 09/28/2026 | Credit | Missing Doc | 1-4 Family Rider is Missing | 1-4 Family Rider is Missing. Subject property is investment; 1-4 Family Rider required. | Document Uploaded. Please see Rider attached | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/28/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706314 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706314 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706315 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706315 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706315 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706316 | FCRE7497 | 09/28/2026 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees for non-subject property. XXX is missing HOA or LOE stating there is no HOA. | Document Uploaded. Please review LOE in file "There is no HOA for the properties XXX/XXX " - attached | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/28/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706316 | FCRE9178 | 09/28/2026 | Credit | Eligibility | Borrower has less than XXX FICO scores and does not meet minimum required to be scored. | Borrower has less than XXX FICO scores and does not meet minimum required to be scored. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/28/2026 | B | A | B | A | B | A | B | A | B | A | B | A | |||
| XXXXX | 3158706316 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706316 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706317 | FCRE7497 | 09/28/2026 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX - HELOC lien document missing in file unable to verify P&I. HOA document is missing in file. Missing verification of taxes, insurance, and/or HOA fees for non-subject property. | Document Uploaded. United Heloc XXX: XXX HOI: XX/XX/XXXX = XXX. Tax: XXX/XXX = XXX. HOA: XX/XX/XXXX = XXX stmt good thru XX/XX/XXXX without any additional association dues, appears to be annual total. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/28/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706317 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706317 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706318 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706318 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706318 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706320 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706320 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706320 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706323 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706323 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706323 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706327 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706327 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706327 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706328 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706328 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706328 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706329 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706329 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706329 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706330 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706330 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706330 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706332 | FCRE7497 | 09/28/2026 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees for non-subject property. XXX - HOA document is missing in file, amount of XXX is not align as per calculation, Based on conservative approach amount of XXX used for qualification. XXX - Gross rental income of XXX used by lender, Document missing in file Sch E and lease not available. | XXX is the Customer's current residence - the property detail report reflecting SFR, taxes, mortgage Statement and HOI are in the file starting on page XXX with regards to property at XXX. there was no rental income used by the Underwriter to qualify, the entire debt of XXX was included in the DTI and Ratios, if there is something else on another property you are looking for please let me know. please rescind this finding, thank you | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706332 | FCRE1440 | 09/28/2026 | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements. Approved for more than XXX financed properties only. The subject multi unit purchase will be the customer’s seventh financed property. Exception in file on XXX. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706332 | FCRE3599 | 09/25/2026 | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Borrower owns XXX financed properties which exceeds the guideline limit of XXX | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706332 | FCRE1193 | 09/24/2026 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706332 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706332 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706335 | FCRE7495 | 09/28/2026 | Credit | Missing Doc | Verification of Borrower Liabilities Missing or Incomplete | Borrower's liabilities (XXX, and XXX ) were all excluded from ratios. Per FNMA guidelines, co maker debt may be excluded, provided the lender must document that the other party has paid the debt on time for the past XXX consecutive months is present in the loan file. If the XXX-month payment evidence does not exist or cannot be verified, the full student loan payment must be calculated into the DTI according to XXX’s standard guidelines. Additional conditions may apply upon receipt of documentation. | Document Uploaded. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/28/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706335 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706335 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706337 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706337 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706337 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706338 | FCRE1437 | 09/28/2026 | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines. 'Other' income document are missing | provided documentation and lox | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.89% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 59.89% is less than Guideline LTV of 75% | Resolved | 09/28/2026 | C | A | C | A | C | A | C | A | C | A | C | A | ||
| XXXXX | 3158706338 | FCRE1964 | 09/28/2026 | Credit | Missing Doc | Missing income documentation | Provide documentation that support 'Other' income at XXX per month. | Document Uploaded. This is a fixed IRA monthly amount, see notes I pulled from the Underwriter on the file. Docs also attached, the XXX XXX assets are in the file build Using newly established IRA dist agreement set up XX/XX/XXXX first dist XX/XX/XXXX need proof of current receipt assets on file for XXX balance XXX - supports XXX year continuance Borrower is over age XXX Borrower has had access to this line of credit for a few years but based on change in employment borrower has decided to start new IRA distribution | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.89% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 59.89% is less than Guideline LTV of 75% | Resolved | 09/28/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706338 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.89% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 59.89% is less than Guideline LTV of 75% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706338 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | Transaction meets BP guidelines. Transaction is a purchase of investment property. TRID review is not required The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.89% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 59.89% is less than Guideline LTV of 75% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706339 | FCRE7497 | 09/28/2026 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees for non-subject property. Missing Taxes, Insurance and HOA if applicable for XXX | Please refer to page XXX of the file build, this is a printout of our Internal System that provide evidence SFR, payment and escrows, please rescind this finding | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | ||||
| XXXXX | 3158706339 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.33% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 59.33% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706339 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | Transaction meets BP guidelines. Transaction is a purchase of investment property. TRID review is not required The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.33% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 59.33% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706341 | FCRE1193 | 09/24/2026 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706341 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706341 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | Transaction meets BP guidelines. Transaction is a purchase of investment property. TRID review is not required The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706342 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.25% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 56.25% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706342 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.25% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 56.25% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706342 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | Transaction meets BP guidelines. Transaction is a purchase of investment property. TRID review is not required The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.25% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 56.25% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706345 | FVAL5474 | 09/24/2026 | Property | Property | Condo project is ineligible | XXX Project Declined through residential project system | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706345 | FPRO1502 | 09/24/2026 | Property | Property | HOA Does Not Meet Guidelines | HOA Does Not Meet Guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706345 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706345 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | Transaction meets BP guidelines. Transaction is a purchase of investment property. TRID review is not required The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706347 | FCRE8999 | 09/24/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706347 | FPRO8998 | 09/24/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706347 | FCOM8997 | 09/24/2026 | Compliance | Data | No Compliance Findings | This transaction meets the Business Purpose criteria and is classified as a Rate and Term Refinance secured by an Investment Property. As such, it is exempt from TRID and Qualified Mortgage (QM) requirements. The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/24/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706350 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.3% is less than Guideline CLTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.3% is less than Guideline LTV of 80% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706350 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.3% is less than Guideline CLTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.3% is less than Guideline LTV of 80% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706350 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | This transaction meets the Business Purpose criteria and is classified as a Rate and Term Refinance secured by an Investment Property. As such, it is exempt from TRID and Qualified Mortgage (QM) requirements. The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.3% is less than Guideline CLTV of 80% | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.3% is less than Guideline LTV of 80% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706351 | FCRE3599 | 09/25/2026 | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | The number of financed properties XXX exceeds the maximum number of financed properties allowed per lender guidelines. | XXX: Clear | Rescinded | A | A | A | A | A | A | A | A | A | A | A | A | |||||
| XXXXX | 3158706351 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706351 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706352 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706352 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706352 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706353 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706353 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706353 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706355 | FCRE7497 | 10/02/2026 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees for non-subject property. XXX - Rent or Lease Agreement XXX - HOA Docs XXX - Rent or Lease agreement XXX - Rental or Lease agreement and Insurance, Taxes, HOA Docs | Per prior comments, I thought we agreed it's in the file build? ; Document Uploaded. See legible tax returns, we had a redaction issue that was resolved. Sorry about that XXX. Mtg payment =$XXX. HOA=$XXX (Statement in file). HOI=$XXX (per tax returns). We have uploaded XXX to confirm taxes of XXX per month. Total loss in XXX should be XXX instead of XXX per month. XXX (XXX per month) and insurance (XXX per month) verified per tax returns. HOA in file verified at XXX per month. XXX is uploaded and taxes are a little higher at XXX per month. Total expenses should be XXX and should result in positive rent of XXX per month instead of XXX per month currently in XXX also confirms the property is in the name of a business so it shouldn’t technically need to be included in the DTI. ; the HOA documentation for XXX is on page XXX of the file build, regarding XXX and XXX, those are rentals and on the tax returns which reflect rental income and expenses - please review and if you find that this does not satisfy, please let me know, otherwise please rescind. Thank you | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 10/02/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706355 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706355 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706355 | FCRE8201 | 09/25/2026 | Credit | Eligibility | Loan does not conform to program guidelines | Borrower has XXX financed properties greater than policy maximum of XXX Lender exception in file supported by the following compensating factors: Good employment history, strong disposable income, experience managing multiple properties. Exception downgraded to a level 2/B. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706355 | FCRE1193 | 09/25/2026 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender exception provided for DTI supported by the following compensating factors: Good employment history, strong disposable income, experience managing multiple properties. Exception downgraded to a level 2/B. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706357 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706357 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706357 | FCRE1193 | 09/25/2026 | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender exception provided for DTI supported by the following compensating factors: Stable long term employment, high disposable income, excellent credit history with high FICO, deposit relationship with strong reserves. Exception downgraded to a level 2/B. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706161 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706161 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706161 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706162 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706162 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706162 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706163 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706163 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706163 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706164 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.59% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.59% is less than Guideline LTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706164 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.59% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.59% is less than Guideline LTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706164 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.59% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.59% is less than Guideline LTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706166 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706166 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706166 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706167 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706167 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706167 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706168 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.32% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.32% is less than Guideline LTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706168 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.32% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.32% is less than Guideline LTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706168 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.32% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.32% is less than Guideline LTV of 75% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706171 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706171 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706171 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706172 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706172 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706172 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706175 | FVAL5474 | 09/25/2026 | Property | Property | Condo project is ineligible | The condo was declined condo project. However, the loan file contained a lender exception allowing for XXX. Customer has good reserves, strong employment history and high disposable income. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Acknowledged | Yes | C | B | C | B | C | B | C | B | C | B | C | B | |||
| XXXXX | 3158706175 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706175 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706176 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706176 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706176 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706177 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706177 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706177 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706179 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.88% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.88% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706179 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.88% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.88% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706179 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.88% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.88% is less than Guideline LTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706180 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706180 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706180 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706181 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706181 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706181 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706251 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706251 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706251 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706257 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.56% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.56% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706257 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.56% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.56% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706257 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | This transaction meets the Business Purpose criteria and is classified as a Rate and Term Refinance secured by an Investment property. As such, it is exempt from TRID and Qualified Mortgage (QM) requirements. The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.56% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.56% is less than Guideline CLTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706259 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706259 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706259 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706261 | FCRE1347 | 09/29/2026 | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing. VVOE missing for co borrower. WVOE is dated XX/XX/XXXX and most recent paystub is dated XX/XX/XXXX. Requirements of DU #XXX not satisfied. | Document Uploaded. Please review VOE attached. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/29/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706261 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706261 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706263 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706263 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706263 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706265 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706265 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706265 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706267 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706267 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706267 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706268 | FCRE7497 | 09/28/2026 | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees for non-subject property. XXX - For the property HOA document not available in the file | Document Uploaded. Please see attached XXX verification for HOA as well as page XXX of XXX in the loan file. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/28/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706268 | FCOM1544 | 09/28/2026 | Compliance | Missing Doc | TRID: Missing Closing Disclosure | The Closing Detail Statement is missing (i. Closing Disclosure, HUD-XXX, Final Settlement Statement) Documentation required to clear exception: The Final CD XX/XX/XXXX is missing from the loan file per XXX in file. All testing was completed using CD XX/XX/XXXX. Please provide final CD for additional testing. | Document Uploaded. See attached Final CD dated XX/XX/XXXX | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/28/2026 | D | A | D | A | D | A | D | A | D | A | D | A | ||
| XXXXX | 3158706268 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706269 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706269 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706269 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706270 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706270 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706270 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706271 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706271 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706271 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706273 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706273 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706273 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706274 | FPRO9990 | 09/29/2026 | Property | Third Party Valuation | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | Document Uploaded. CDA uploaded; Document Uploaded. Please review the Secondary valuation attached. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/29/2026 | C | A | C | A | C | A | C | A | C | A | C | A | ||
| XXXXX | 3158706274 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706274 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706276 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706276 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706276 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706277 | FCOM8997 | 09/25/2026 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706277 | FCRE8999 | 09/25/2026 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A | |||
| XXXXX | 3158706277 | FPRO8998 | 09/25/2026 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX: Clear | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 09/25/2026 | A | A | A | A | A | A | A | A | A | A | A | A |