N-4
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Oct. 15, 2026
USD ($)
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| Prospectus: |
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| Document Type |
N-4
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| Entity Registrant Name |
SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO
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| Entity Central Index Key |
0000935823
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| Entity Investment Company Type |
N-4
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| Document Period End Date |
Oct. 15, 2026
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| Amendment Flag |
false
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| Item 3. Key Information [Line Items] |
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| Fees and Expenses [Text Block] |
| Ongoing Fees and Expenses (annual charges) | The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. Advisory fees for services provided by your financial professional taken from your Contract Value or other assets and are not reflected in the Annual Fees below. If such fees were reflected, the annual costs of your Contract would be higher. | | | ANNUAL FEES | MINIMUM | MAXIMUM | | | 1. Base Contract | 0.35%1,2 | 0.45%1 | | | 2. Investment Options (Fund fees and expenses) | 0.03%3 | 3.48%3 | | | 3. Optional Benefits (for a single optional benefit, if elected) | 0.20%4 | 1.30%4 | | | Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year based on current charges. | | | Lowest Annual Cost: $457.97 | Highest Annual Cost: $4,531.00 | | | Assumes: ● Investment of $100,000 ● 5% annual appreciation ● Least expensive combination of base Contract and Fund fees and expenses | Assumes: ● Investment of $100,000 ● 5% annual appreciation ● Most expensive combination of base Contract, optional benefits, and Fund fees and expenses
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| | ● No
optional benefits
● No
sales charges or advisory fees
● No
additional purchase payments, transfers, or withdrawals
● No
loans or loan interest charges |
● No
sales charges or advisory fees
● No
additional purchase payments, transfers, or withdrawals
● No
loans or loan interest charges
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| 1. | As a percentage of the average daily Variable Account Value. This percentage includes the Mortality and Expense Risk Charge and the Administrative Fee. |
| 2. | The Mortality and Expense Risk charge is reduced from 0.30% to 0.25% for the upcoming Contract quarter
if the Contract Value on the later of the Issue Date or the most recent Contract Quarterly Anniversary is between $500,000 and $999,999.99. The Mortality and Expense Risk charge is reduced
from 0.30% to 0.20% for the upcoming Contract quarter if the Contract Value on
the later of the Issue Date or the most recent Contract Quarterly Anniversary is $1,000,000 or greater. See the CHARGES, FEES AND
ADJUSTMENTS - Mortality and Expense Risk Charge and Optional Death Benefit Rider Charge sections. |
| 3. | As a percentage of Fund assets. |
| 4. | As a percentage of the Protected Payment Base (for an optional living benefit) and average daily Variable Account Value (for an optional death benefit). |
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| Ongoing Fees and Expenses [Table Text Block] |
| Ongoing Fees and Expenses (annual charges) | The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. Advisory fees for services provided by your financial professional taken from your Contract Value or other assets and are not reflected in the Annual Fees below. If such fees were reflected, the annual costs of your Contract would be higher. | | | ANNUAL FEES | MINIMUM | MAXIMUM | | | 1. Base Contract | 0.35%1,2 | 0.45%1 | | | 2. Investment Options (Fund fees and expenses) | 0.03%3 | 3.48%3 | | | 3. Optional Benefits (for a single optional benefit, if elected) | 0.20%4 | 1.30%4 | | | Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year based on current charges. | | | Lowest Annual Cost: $457.97 | Highest Annual Cost: $4,531.00 | | | Assumes: ● Investment of $100,000 ● 5% annual appreciation ● Least expensive combination of base Contract and Fund fees and expenses | Assumes: ● Investment of $100,000 ● 5% annual appreciation ● Most expensive combination of base Contract, optional benefits, and Fund fees and expenses
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| | ● No
optional benefits
● No
sales charges or advisory fees
● No
additional purchase payments, transfers, or withdrawals
● No
loans or loan interest charges |
● No
sales charges or advisory fees
● No
additional purchase payments, transfers, or withdrawals
● No
loans or loan interest charges
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| 1. | As a percentage of the average daily Variable Account Value. This percentage includes the Mortality and Expense Risk Charge and the Administrative Fee. |
| 2. | The Mortality and Expense Risk charge is reduced from 0.30% to 0.25% for the upcoming Contract quarter
if the Contract Value on the later of the Issue Date or the most recent Contract Quarterly Anniversary is between $500,000 and $999,999.99. The Mortality and Expense Risk charge is reduced
from 0.30% to 0.20% for the upcoming Contract quarter if the Contract Value on
the later of the Issue Date or the most recent Contract Quarterly Anniversary is $1,000,000 or greater. See the CHARGES, FEES AND
ADJUSTMENTS - Mortality and Expense Risk Charge and Optional Death Benefit Rider Charge sections. |
| 3. | As a percentage of Fund assets. |
| 4. | As a percentage of the Protected Payment Base (for an optional living benefit) and average daily Variable Account Value (for an optional death benefit). |
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| Base Contract (of Average Annual Net Assets) (N-4) Minimum [Percent] |
0.35%
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[1],[2] |
| Base Contract (of Average Annual Net Assets) (N-4) Maximum [Percent] |
0.45%
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[1] |
| Investment Options (of Average Annual Net Assets) Minimum [Percent] |
0.03%
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[3] |
| Investment Options (of Average Annual Net Assets) Maximum [Percent] |
3.48%
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[3] |
| Optional Benefits Minimum [Percent] |
0.20%
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[4] |
| Optional Benefits Maximum [Percent] |
1.30%
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[4] |
| Base Contract (N-4) Footnotes [Text Block] |
As a percentage of the average daily Variable Account Value. This percentage includes the Mortality and Expense Risk Charge and the Administrative FeeThe Mortality and Expense Risk charge is reduced from 0.30% to 0.25% for the upcoming Contract quarter
if the Contract Value on the later of the Issue Date or the most recent Contract Quarterly Anniversary is between $500,000 and $999,999.99. The Mortality and Expense Risk charge is reduced
from 0.30% to 0.20% for the upcoming Contract quarter if the Contract Value on
the later of the Issue Date or the most recent Contract Quarterly Anniversary is $1,000,000 or greater. See the CHARGES, FEES AND
ADJUSTMENTS - Mortality and Expense Risk Charge and Optional Death Benefit Rider Charge sections.
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| Optional Benefits Footnotes [Text Block] |
As a percentage of the Protected Payment Base (for an optional living benefit) and average daily Variable Account Value (for an optional death benefit).
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| Investment Options Footnotes [Text Block] |
As a percentage of Fund assets.
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| Lowest and Highest Annual Cost [Table Text Block] |
Lowest Annual Cost: $457.97Highest Annual Cost: $4,531.00 Assumes: ● Investment of $100,000 ● 5% annual appreciation ● Least expensive combination of base Contract and Fund fees and expenses Assumes: ● Investment of $100,000 ● 5% annual appreciation ● Most expensive combination of base Contract, optional benefits, and Fund fees and expenses
| | ● No
optional benefits
● No
sales charges or advisory fees
● No
additional purchase payments, transfers, or withdrawals
● No
loans or loan interest charges |
● No
sales charges or advisory fees
● No
additional purchase payments, transfers, or withdrawals
● No
loans or loan interest charges
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| Lowest Annual Cost [Dollars] |
$ 457.97
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| Highest Annual Cost [Dollars] |
$ 4,531
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| Item 4. Fee Table [Line Items] |
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| Item 4. Fee Table [Text Block] |
The current Annual Charge and Annual Credit are
the following:
| Rider Name | Annual Charge Percentage | Annual Credit Percentage | | Portfolio Income Benefit | 1.50% | 6.0% |
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| Mortality And Expense Risk Charge If Contract Value Is $1,000,000 Or Greater [Member] |
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| Item 4. Fee Table [Line Items] |
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| Other Annual Expense (of Average Account Value), Current [Percent] |
0.20%
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| Mortality And Expense Risk Charge If Contract Value Is Between $500,000 And $999,999.99 [Member] |
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| Item 4. Fee Table [Line Items] |
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| Other Annual Expense (of Average Account Value), Current [Percent] |
0.25%
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| Mortality And Expense Risk Charge [Member] |
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| Item 4. Fee Table [Line Items] |
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| Other Annual Expense (of Average Account Value), Maximum [Percent] |
0.30%
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| Portfolio Income Benefit [Member] |
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| Item 4. Fee Table [Line Items] |
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| Optional Benefit Expense (of Benefit Base), Current [Percent] |
1.50%
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| Item 10. Benefits Available [Line Items] |
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| Optional Benefit Expense (of Benefit Base), Current [Percent] |
1.50%
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