The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 342,689 3,467 SH SOLE 0 0 3,467
ABBVIE INC COM 00287Y109 298,915 1,143 SH SOLE 0 0 1,143
ADVANCED MICRO DEVICES INC COM 007903107 1,117,686 1,827 SH SOLE 0 0 1,827
AFLAC INC COM 001055102 457,947 4,097 SH SOLE 0 0 4,097
AIR PRODUCTS AND CHEMICALS I COM 009158106 1,117,129 4,015 SH SOLE 0 0 4,015
ALLSTATE CORP COM 020002101 967,774 4,362 SH SOLE 0 0 4,362
ALPHABET INC CAP STK CL C 02079K107 244,578 718 SH SOLE 0 0 718
AMAZON COM INC COM 023135106 627,858 2,520 SH SOLE 0 0 2,520
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 2,669,665 29,519 SH SOLE 0 0 29,519
AMERICAN CENTY ETF TR US SML CP VALU 025072877 5,851,148 49,683 SH SOLE 0 0 49,683
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 6,186,563 65,800 SH SOLE 0 0 65,800
APPLE INC COM 037833100 5,954,810 17,881 SH SOLE 0 0 17,881
AUTOMATIC DATA PROCESSING IN COM 053015103 1,628,353 6,310 SH SOLE 0 0 6,310
BECTON DICKINSON & CO COM 075887109 235,533 1,316 SH SOLE 0 0 1,316
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 628,911 1,263 SH SOLE 0 0 1,263
BROADCOM INC COM 11135F101 1,245,847 3,548 SH SOLE 0 0 3,548
CHEVRON CORPORATION COM 166764100 4,308,144 21,097 SH SOLE 0 0 21,097
COCA COLA CO COM 191216100 350,688 4,074 SH SOLE 0 0 4,074
COMCAST CORP NEW CL A 20030N101 797,454 36,648 SH SOLE 0 0 36,648
COSTCO WHOLESALE CORPORATION COM 22160K105 1,277,482 1,403 SH SOLE 0 0 1,403
DISNEY WALT CO COM 254687106 1,185,743 11,304 SH SOLE 0 0 11,304
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 2,084,113 12,806 SH SOLE 0 0 12,806
FEDEX CORP COM 31428X106 988,285 3,467 SH SOLE 0 0 3,467
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 11,695,043 293,035 SH SOLE 0 0 293,035
FIDELITY COVINGTON TRUST ENH MID COR ETF 31609A503 4,423,389 109,544 SH SOLE 0 0 109,544
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 25,684,466 593,175 SH SOLE 0 0 593,175
GE AEROSPACE COM NEW 369604301 469,996 1,505 SH SOLE 0 0 1,505
GE VERNOVA INC COM 36828A101 311,761 328 SH SOLE 0 0 328
GOLDMAN SACHS ETF TR ULTR SHOR BD ETF 381430230 16,650,175 329,968 SH SOLE 0 0 329,968
INTUIT COM 461202103 507,463 1,841 SH SOLE 0 0 1,841
INVESCO QQQ TR UNIT SER 1 46090E103 229,705 311 SH SOLE 0 0 311
ISHARES GOLD TR ISHARES NEW 464285204 1,058,333 13,551 SH SOLE 0 0 13,551
ISHARES TR CORE S&P SCP ETF 464287804 404,447 2,973 SH SOLE 0 0 2,973
ISHARES TR ISHARES BIOTECH 464287556 646,606 3,071 SH SOLE 0 0 3,071
ISHARES TR CORE S&P500 ETF 464287200 740,577 967 SH SOLE 0 0 967
ISHARES TR CORE S&P MCP ETF 464287507 582,435 8,095 SH SOLE 0 0 8,095
ISHARES TR 0-3 MTH TREASURY 46436E718 3,224,706 32,029 SH SOLE 0 0 32,029
ISHARES TR MSCI EAFE ETF 464287465 350,317 3,372 SH SOLE 0 0 3,372
ISHARES TR CORE 80 20 ETF 464289859 231,747 2,383 SH SOLE 0 0 2,383
ISHARES TR ESG AWR MSCI USA 46435G425 499,138 2,992 SH SOLE 0 0 2,992
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 11,973,725 266,735 SH SOLE 0 0 266,735
JOHNSON & JOHNSON COM 478160104 1,629,555 6,155 SH SOLE 0 0 6,155
JPMORGAN CHASE & CO COM 46625H100 1,456,132 4,401 SH SOLE 0 0 4,401
KROGER CO COM 501044101 530,542 9,051 SH SOLE 0 0 9,051
LOWES COS INC COM 548661107 1,389,923 7,542 SH SOLE 0 0 7,542
MASTERCARD INCORPORATED CL A 57636Q104 742,143 1,346 SH SOLE 0 0 1,346
MCDONALDS CORP COM 580135101 1,210,269 5,241 SH SOLE 0 0 5,241
META PLATFORMS INC CL A 30303M102 392,453 541 SH SOLE 0 0 541
MICRON TECHNOLOGY INC COM 595112103 462,882 435 SH SOLE 0 0 435
MICROSOFT CORP COM 594918104 3,545,942 6,914 SH SOLE 0 0 6,914
NEXTERA ENERGY INC COM 65339F101 1,152,686 15,219 SH SOLE 0 0 15,219
NIKE INC CL B 654106103 355,195 10,034 SH SOLE 0 0 10,034
NORTHROP GRUMMAN CORP COM 666807102 1,111,786 2,300 SH SOLE 0 0 2,300
NVIDIA CORPORATION COM 67066G104 8,070,940 35,340 SH SOLE 0 0 35,340
PALANTIR TECHNOLOGIES INC CL A 69608A108 544,877 2,913 SH SOLE 0 0 2,913
PEPSICO INC COM 713448108 944,805 7,456 SH SOLE 0 0 7,456
PRICE T ROWE GROUP INC COM 74144T108 1,130,146 10,862 SH SOLE 0 0 10,862
PROSHARES TR S&P 500 DV ARIST 74348A467 299,378 5,534 SH SOLE 0 0 5,534
PUTNAM ETF TRUST FRANKLIN MUNI 746729797 354,492 48,296 SH SOLE 0 0 48,296
QUALCOMM INC COM 747525103 434,385 2,360 SH SOLE 0 0 2,360
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,028,593 154,583 SH SOLE 0 0 154,583
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,704,073 75,259 SH SOLE 0 0 75,259
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 266,815 6,522 SH SOLE 0 0 6,522
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 2,086,230 41,550 SH SOLE 0 0 41,550
SPDR SERIES TRUST ST STR PR SP1500 78464A805 4,823,423 52,400 SH SOLE 0 0 52,400
SPDR SERIES TRUST ST STR SP BIOT 78464A870 210,187 1,333 SH SOLE 0 0 1,333
SPDR SERIES TRUST ST STR SP DIV 78464A763 330,900 2,259 SH SOLE 0 0 2,259
STRYKER CORPORATION COM 863667101 653,523 2,373 SH SOLE 0 0 2,373
TEXAS INSTRS INC COM 882508104 1,995,124 7,123 SH SOLE 0 0 7,123
TRACTOR SUPPLY CO COM 892356106 589,427 18,838 SH SOLE 0 0 18,838
UNITEDHEALTH GROUP INC COM 91324P102 985,101 2,684 SH SOLE 0 0 2,684
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,869,668 15,355 SH SOLE 0 0 15,355
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 800,671 8,933 SH SOLE 0 0 8,933
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 27,887,308 39,790 SH SOLE 0 0 39,790
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 5,312,577 14,196 SH SOLE 0 0 14,196
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,311,009 15,801 SH SOLE 0 0 15,801
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,809,895 11,466 SH SOLE 0 0 11,466
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 218,472 4,613 SH SOLE 0 0 4,613
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,485,195 10,652 SH SOLE 0 0 10,652
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,953,887 41,834 SH SOLE 0 0 41,834
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,275,995 8,222 SH SOLE 0 0 8,222
VANGUARD WORLD FD ESG US STK ETF 921910733 732,133 5,402 SH SOLE 0 0 5,402
VISA INC COM CL A 92826C839 1,428,803 3,976 SH SOLE 0 0 3,976
WW GRAINGER INC COM 384802104 1,161,872 933 SH SOLE 0 0 933