The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 301,919 3,055 SH SOLE 0 0 3,055
ABBVIE INC COM 00287Y109 1,196,614 4,574 SH SOLE 0 0 4,574
ALPHABET INC CAP STK CL A 02079K305 859,234 2,497 SH SOLE 0 0 2,497
ALPHABET INC CAP STK CL C 02079K107 261,406 767 SH SOLE 0 0 767
ALTRIA GROUP INC COM 02209S103 219,260 3,256 SH SOLE 0 0 3,256
AMAZON COM INC COM 023135106 2,186,615 8,776 SH SOLE 0 0 8,776
AMGEN INC COM 031162100 1,990,129 4,721 SH SOLE 0 0 4,721
ANALOG DEVICES INC COM 032654105 994,552 2,507 SH SOLE 0 0 2,507
APPLE INC COM 037833100 13,777,766 41,372 SH SOLE 0 0 41,372
ARES CAPITAL CORP COM 04010L103 544,938 28,531 SH SOLE 0 0 28,531
ASTRAZENECA PLC ORD G0593M107 337,311 2,089 SH SOLE 0 0 2,089
AT&T INC COM 00206R102 320,648 13,141 SH SOLE 0 0 13,141
BANK OF AMER CORP COM 060505104 236,477 4,345 SH SOLE 0 0 4,345
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 894,645 17,365 SH SOLE 0 0 17,365
BARINGS CORPORATE INVS COM 06759X107 1,203,327 68,100 SH SOLE 0 0 68,100
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,482,030 6 SH SOLE 0 0 6
BNY MELLON ETF TRUST US MDCP CORE EQT 09661T206 231,540 6,000 SH SOLE 0 0 6,000
BRISTOL-MYERS SQUIBB CO COM 110122108 262,460 4,206 SH SOLE 0 0 4,206
BROADCOM INC COM 11135F101 630,035 1,794 SH SOLE 0 0 1,794
CARPENTER TECHNOLOGY CORP COM 144285103 388,820 1,000 SH SOLE 0 0 1,000
CATERPILLAR INC COM 149123101 2,361,127 2,912 SH SOLE 0 0 2,912
CHEVRON CORPORATION COM 166764100 330,821 1,620 SH SOLE 0 0 1,620
CISCO SYS INC COM 17275R102 269,064 2,500 SH SOLE 0 0 2,500
COCA COLA CO COM 191216100 907,209 10,539 SH SOLE 0 0 10,539
COSTCO WHOLESALE CORPORATION COM 22160K105 542,549 596 SH SOLE 0 0 596
CSX CORP COM 126408103 882,082 18,965 SH SOLE 0 0 18,965
DEERE & CO COM 244199105 1,637,239 2,438 SH SOLE 0 0 2,438
DUKE ENERGY CORP NEW COM NEW 26441C204 344,995 3,026 SH SOLE 0 0 3,026
ELI LILLY & CO COM 532457108 1,172,123 1,013 SH SOLE 0 0 1,013
ENTERPRISE PRODS PARTNERS L COM 293792107 574,252 16,126 SH SOLE 0 0 16,126
EQT CORP COM 26884L109 417,568 8,599 SH SOLE 0 0 8,599
ETF SER SOLUTIONS US GLB JETS 26922A842 510,056 18,074 SH SOLE 0 0 18,074
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 2,405,711 14,782 SH SOLE 0 0 14,782
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 388,543 1,347 SH SOLE 0 0 1,347
GE AEROSPACE COM NEW 369604301 219,228 702 SH SOLE 0 0 702
GENERAL DYNAMICS CORP COM 369550108 214,363 646 SH SOLE 0 0 646
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 3,038,042 43,512 SH SOLE 0 0 43,512
HERSHEY CO COM 427866108 203,790 1,293 SH SOLE 0 0 1,293
HOME DEPOT INC COM 437076102 1,650,538 5,802 SH SOLE 0 0 5,802
INTEL CORP COM 458140100 470,460 3,913 SH SOLE 0 0 3,913
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115 1,080,402 13,368 SH SOLE 0 0 13,368
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 900,106 12,766 SH SOLE 0 0 12,766
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 1,611,685 36,654 SH SOLE 0 0 36,654
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,304,862 11,080 SH SOLE 0 0 11,080
INVESCO QQQ TR UNIT SER 1 46090E103 6,802,258 9,195 SH SOLE 0 0 9,195
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 528,173 11,157 SH SOLE 0 0 11,157
ISHARES GOLD TR ISHARES NEW 464285204 4,082,131 52,268 SH SOLE 0 0 52,268
ISHARES INC CORE MSCI EMKT 46434G103 13,106,394 161,488 SH SOLE 0 0 161,488
ISHARES INC JP MRGN EM HI BD 464286285 248,982 6,427 SH SOLE 0 0 6,427
ISHARES INC MSCI EMERG MRKT 464286533 603,799 8,154 SH SOLE 0 0 8,154
ISHARES INC MSCI GBL MIN VOL 464286525 315,294 2,569 SH SOLE 0 0 2,569
ISHARES TR 0-5 YR TIPS ETF 46429B747 919,334 9,221 SH SOLE 0 0 9,221
ISHARES TR 0-5YR HI YL CP 46434V407 620,194 15,035 SH SOLE 0 0 15,035
ISHARES TR 1 3 YR TREAS BD 464287457 6,712,456 82,666 SH SOLE 0 0 82,666
ISHARES TR ASIA 50 ETF 464288430 300,690 2,115 SH SOLE 0 0 2,115
ISHARES TR BROAD USD HIGH 46435U853 1,685,770 47,194 SH SOLE 0 0 47,194
ISHARES TR CORE DIV GRWTH 46434V621 1,862,192 24,701 SH SOLE 0 0 24,701
ISHARES TR CORE HIGH DV ETF 46429B663 1,937,768 69,305 SH SOLE 0 0 69,305
ISHARES TR CORE INTL AGGR 46435G672 2,949,322 59,946 SH SOLE 0 0 59,946
ISHARES TR CORE MSCI EAFE 46432F842 9,825,529 101,420 SH SOLE 0 0 101,420
ISHARES TR CORE MSCI EURO 46434V738 897,928 12,184 SH SOLE 0 0 12,184
ISHARES TR CORE MSCI INTL 46435G326 7,785,299 87,006 SH SOLE 0 0 87,006
ISHARES TR CORE MSCI TOTAL 46432F834 278,131 2,928 SH SOLE 0 0 2,928
ISHARES TR CORE S&P MCP ETF 464287507 1,240,766 17,245 SH SOLE 0 0 17,245
ISHARES TR CORE S&P SCP ETF 464287804 2,238,717 16,456 SH SOLE 0 0 16,456
ISHARES TR CORE S&P TTL STK 464287150 9,196,090 55,305 SH SOLE 0 0 55,305
ISHARES TR CORE S&P500 ETF 464287200 19,107,959 24,950 SH SOLE 0 0 24,950
ISHARES TR CORE UNIVRSL USD 46434V613 2,424,359 54,987 SH SOLE 0 0 54,987
ISHARES TR CORE US AGGBD ET 464287226 24,944,604 263,852 SH SOLE 0 0 263,852
ISHARES TR ESG AW MSCI EAFE 46435G516 228,545 2,218 SH SOLE 0 0 2,218
ISHARES TR ESG AWARE MSCI 46435U663 293,514 5,644 SH SOLE 0 0 5,644
ISHARES TR ESG AWR MSCI USA 46435G425 582,845 3,494 SH SOLE 0 0 3,494
ISHARES TR ESG AWR US AGRGT 46435U549 202,291 4,471 SH SOLE 0 0 4,471
ISHARES TR EXPANDED TECH 464287515 210,831 1,980 SH SOLE 0 0 1,980
ISHARES TR FALN ANGLS USD 46435G474 221,417 8,539 SH SOLE 0 0 8,539
ISHARES TR FUTU EXPO TE ETF 46434V381 548,538 6,577 SH SOLE 0 0 6,577
ISHARES TR GLB CNS DISC ETF 464288745 241,247 1,305 SH SOLE 0 0 1,305
ISHARES TR GLB CNSM STP ETF 464288737 1,144,218 17,488 SH SOLE 0 0 17,488
ISHARES TR GLB INFRASTR ETF 464288372 617,446 10,030 SH SOLE 0 0 10,030
ISHARES TR GLOB HLTHCRE ETF 464287325 444,416 4,352 SH SOLE 0 0 4,352
ISHARES TR GLOB INDSTRL ETF 464288729 1,069,700 5,652 SH SOLE 0 0 5,652
ISHARES TR GLOBAL MATER ETF 464288695 246,077 2,300 SH SOLE 0 0 2,300
ISHARES TR GLOBAL TECH ETF 464287291 1,926,416 12,997 SH SOLE 0 0 12,997
ISHARES TR IBDS DEC28 ETF 46435U515 361,746 14,493 SH SOLE 0 0 14,493
ISHARES TR IBONDS 27 ETF 46435UAA9 861,712 35,726 SH SOLE 0 0 35,726
ISHARES TR IBONDS DEC2026 46435GAA0 701,724 28,949 SH SOLE 0 0 28,949
ISHARES TR IBOXX HI YD ETF 464288513 344,203 4,458 SH SOLE 0 0 4,458
ISHARES TR IBOXX INV CP ETF 464287242 531,745 5,204 SH SOLE 0 0 5,204
ISHARES TR ISHARES BIOTECH 464287556 1,796,779 8,535 SH SOLE 0 0 8,535
ISHARES TR ISHARES SEMICDTR 464287523 1,239,636 2,180 SH SOLE 0 0 2,180
ISHARES TR ISHS 1-5YR INVS 464288646 10,974,646 214,223 SH SOLE 0 0 214,223
ISHARES TR ISHS 5-10YR INVT 464288638 6,728,079 133,626 SH SOLE 0 0 133,626
ISHARES TR JPMORGAN USD EMG 464288281 1,110,643 12,226 SH SOLE 0 0 12,226
ISHARES TR MSCI EAFE ETF 464287465 1,590,339 15,308 SH SOLE 0 0 15,308
ISHARES TR MSCI EAFE MIN VL 46429B689 858,469 9,421 SH SOLE 0 0 9,421
ISHARES TR MSCI EMG MKT ETF 464287234 914,155 13,687 SH SOLE 0 0 13,687
ISHARES TR MSCI USA MIN ETF 46429B697 2,815,264 28,892 SH SOLE 0 0 28,892
ISHARES TR MSCI USA SMCP MN 46435G433 960,478 21,591 SH SOLE 0 0 21,591
ISHARES TR NATIONAL MUN ETF 464288414 9,378,977 92,769 SH SOLE 0 0 92,769
ISHARES TR PFD AND INCM SEC 464288687 899,485 30,491 SH SOLE 0 0 30,491
ISHARES TR RUS 1000 GRW ETF 464287614 468,974 3,744 SH SOLE 0 0 3,744
ISHARES TR RUS 1000 VAL ETF 464287598 284,128 1,146 SH SOLE 0 0 1,146
ISHARES TR RUS 2000 GRW ETF 464287648 333,702 935 SH SOLE 0 0 935
ISHARES TR RUS 2000 VAL ETF 464287630 242,962 1,160 SH SOLE 0 0 1,160
ISHARES TR RUS MDCP VAL ETF 464287473 388,348 2,416 SH SOLE 0 0 2,416
ISHARES TR RUS MID CAP ETF 464287499 1,413,268 13,244 SH SOLE 0 0 13,244
ISHARES TR RUSSELL 2000 ETF 464287655 1,931,892 6,952 SH SOLE 0 0 6,952
ISHARES TR S&P 500 GRWT ETF 464287309 6,631,044 46,612 SH SOLE 0 0 46,612
ISHARES TR S&P 500 VAL ETF 464287408 2,108,623 9,237 SH SOLE 0 0 9,237
ISHARES TR S&P MC 400GR ETF 464287606 260,434 2,376 SH SOLE 0 0 2,376
ISHARES TR S&P MC 400VL ETF 464287705 309,129 2,245 SH SOLE 0 0 2,245
ISHARES TR S&P SML 600 GWT 464287887 1,155,819 7,209 SH SOLE 0 0 7,209
ISHARES TR SELECT DIVID ETF 464287168 1,738,617 11,433 SH SOLE 0 0 11,433
ISHARES TR SHRT NAT MUN ETF 464288158 1,003,062 9,595 SH SOLE 0 0 9,595
ISHARES TR SP SMCP600VL ETF 464287879 1,039,763 8,117 SH SOLE 0 0 8,117
ISHARES TR TIPS BD ETF 464287176 928,037 8,920 SH SOLE 0 0 8,920
ISHARES TR U.S. BAS MTL ETF 464287838 424,484 2,383 SH SOLE 0 0 2,383
ISHARES TR U.S. TECH ETF 464287721 1,356,553 5,121 SH SOLE 0 0 5,121
ISHARES TR US AER DEF ETF 464288760 905,086 4,369 SH SOLE 0 0 4,369
ISHARES TR US CONSM STAPLES 464287812 526,522 7,444 SH SOLE 0 0 7,444
ISHARES TR US CONSUM DISCRE 464287580 460,180 4,855 SH SOLE 0 0 4,855
ISHARES TR US HLTHCARE ETF 464287762 666,666 9,316 SH SOLE 0 0 9,316
ISHARES TR US INDUSTRIALS 464287754 363,487 2,370 SH SOLE 0 0 2,370
ISHARES TR US INFRASTRUC 46435U713 244,236 4,438 SH SOLE 0 0 4,438
ISHARES TR USD INV GRDE ETF 464288620 1,146,780 23,543 SH SOLE 0 0 23,543
ISHARES U S ETF TR SHOR DURA BD ETF 46431W507 241,971 4,853 SH SOLE 0 0 4,853
ISHARES U S ETF TR U.S. TECH INDEPD 46431W648 1,287,005 11,275 SH SOLE 0 0 11,275
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 534,577 10,613 SH SOLE 0 0 10,613
JABIL INC COM 466313103 1,036,999 3,615 SH SOLE 0 0 3,615
JOHNSON & JOHNSON COM 478160104 2,868,922 10,837 SH SOLE 0 0 10,837
JPMORGAN CHASE & CO COM 46625H100 2,132,104 6,445 SH SOLE 0 0 6,445
LOWES COS INC COM 548661107 297,533 1,614 SH SOLE 0 0 1,614
MARATHON PETE CORP COM 56585A102 493,089 1,247 SH SOLE 0 0 1,247
MERCK & CO INC COM 58933Y105 1,230,389 8,467 SH SOLE 0 0 8,467
META PLATFORMS INC CL A 30303M102 341,566 471 SH SOLE 0 0 471
MICRON TECHNOLOGY INC COM 595112103 330,185 310 SH SOLE 0 0 310
MICROSOFT CORP COM 594918104 4,493,092 8,760 SH SOLE 0 0 8,760
NVIDIA CORPORATION COM 67066G104 6,101,392 26,716 SH SOLE 0 0 26,716
NXP SEMICONDUCTORS N V COM N6596X109 255,583 1,076 SH SOLE 0 0 1,076
PALANTIR TECHNOLOGIES INC CL A 69608A108 216,230 1,156 SH SOLE 0 0 1,156
PEPSICO INC COM 713448108 654,002 5,161 SH SOLE 0 0 5,161
PHILIP MORRIS INTL INC COM 718172109 674,549 3,535 SH SOLE 0 0 3,535
PINNACLE FINL PARTNERS INC COM 72348N109 2,587,854 27,645 SH SOLE 0 0 27,645
PROCTER & GAMBLE CO COM 742718109 871,695 6,000 SH SOLE 0 0 6,000
ROYAL BK CDA COM 780087102 488,723 2,486 SH SOLE 0 0 2,486
RTX CORPORATION COM 75513E101 591,735 3,187 SH SOLE 0 0 3,187
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,669,264 155,535 SH SOLE 0 0 155,535
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 295,015 8,429 SH SOLE 0 0 8,429
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 13,230,793 481,645 SH SOLE 0 0 481,645
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 3,790,554 76,207 SH SOLE 0 0 76,207
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,103,993 140,452 SH SOLE 0 0 140,452
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 29,232,075 997,341 SH SOLE 0 0 997,341
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,604,013 233,754 SH SOLE 0 0 233,754
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 770,817 21,453 SH SOLE 0 0 21,453
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 423,637 12,718 SH SOLE 0 0 12,718
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,902,610 296,754 SH SOLE 0 0 296,754
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 9,382,505 275,794 SH SOLE 0 0 275,794
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,916,518 86,956 SH SOLE 0 0 86,956
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 9,415,469 288,553 SH SOLE 0 0 288,553
SCHWAB STRATEGIC TR US TIPS ETF 808524870 478,049 19,023 SH SOLE 0 0 19,023
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 391,995 425 SH SOLE 0 0 425
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 305,044 1,811 SH SOLE 0 0 1,811
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 492,246 8,004 SH SOLE 0 0 8,004
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 344,057 6,443 SH SOLE 0 0 6,443
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 1,255,792 30,696 SH SOLE 0 0 30,696
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 486,243 2,484 SH SOLE 0 0 2,484
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 1,224,139 31,038 SH SOLE 0 0 31,038
SMARTFINANCIAL INC COM NEW 83190L208 1,731,877 34,938 SH SOLE 0 0 34,938
SOCIEDAD QUIMICA Y MINERA DE SPON ADR SER B 833635105 471,930 7,275 SH SOLE 0 0 7,275
SOUTHERN CO COM 842587107 353,288 4,262 SH SOLE 0 0 4,262
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 494,610 3,279 SH SOLE 0 0 3,279
SPDR GOLD TR GOLD SHS 78463V107 778,057 2,043 SH SOLE 0 0 2,043
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 664,200 12,832 SH SOLE 0 0 12,832
SPDR INDEX SHS FDS ST STR NAT ETF 78463X541 244,471 3,305 SH SOLE 0 0 3,305
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 4,242,163 84,488 SH SOLE 0 0 84,488
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 1,546,285 52,257 SH SOLE 0 0 52,257
SPDR SERIES TRUST ST STR SP BIOT 78464A870 1,075,851 6,823 SH SOLE 0 0 6,823
SPDR SERIES TRUST ST STR SP DIV 78464A763 1,148,416 7,840 SH SOLE 0 0 7,840
SPDR SERIES TRUST ST STR SP600 SML 78468R853 44,341,171 838,842 SH SOLE 0 0 838,842
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 16,130,296 21,151 SH SOLE 0 0 21,151
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1,711,387 2,606 SH SOLE 0 0 2,606
STRATEGY INC CL A NEW 594972408 1,112,046 7,264 SH SOLE 0 0 7,264
TESLA INC COM 88160R101 11,602,452 32,700 SH SOLE 0 0 32,700
TJX COS INC NEW COM 872540109 289,123 2,185 SH SOLE 0 0 2,185
TRUIST FINL CORP COM 89832Q109 419,108 9,052 SH SOLE 0 0 9,052
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 595,565 17,858 SH SOLE 0 0 17,858
UNITED PARCEL SVCS INC CL B 911312106 243,134 2,602 SH SOLE 0 0 2,602
VANECK ETF TRUST GOLD MINERS ETF 92189F106 2,055,694 23,413 SH SOLE 0 0 23,413
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 6,344,051 50,143 SH SOLE 0 0 50,143
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,445,746 97,457 SH SOLE 0 0 97,457
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 135,420,656 1,930,444 SH SOLE 0 0 1,930,444
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1,714,147 34,594 SH SOLE 0 0 34,594
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 14,588,727 311,259 SH SOLE 0 0 311,259
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,794,677 7,748 SH SOLE 0 0 7,748
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 1,565,563 17,374 SH SOLE 0 0 17,374
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 12,301,234 34,962 SH SOLE 0 0 34,962
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 3,202,895 10,965 SH SOLE 0 0 10,965
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 1,709,083 8,741 SH SOLE 0 0 8,741
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 16,061,969 204,820 SH SOLE 0 0 204,820
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 360,465 1,067 SH SOLE 0 0 1,067
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 28,106,836 98,797 SH SOLE 0 0 98,797
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 2,801,707 12,127 SH SOLE 0 0 12,127
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 549,523,984 1,468,373 SH SOLE 0 0 1,468,373
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 2,220,562 10,277 SH SOLE 0 0 10,277
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 23,401,982 261,095 SH SOLE 0 0 261,095
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,015,945 7,157 SH SOLE 0 0 7,157
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 66,011,914 795,612 SH SOLE 0 0 795,612
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 56,068,314 945,343 SH SOLE 0 0 945,343
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 886,164 7,652 SH SOLE 0 0 7,652
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,899,783 18,678 SH SOLE 0 0 18,678
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,659,390 10,512 SH SOLE 0 0 10,512
VANGUARD MALVERN FDS CORE BD ETF 922020748 1,934,955 26,283 SH SOLE 0 0 26,283
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,565,019 31,796 SH SOLE 0 0 31,796
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 6,166,427 130,203 SH SOLE 0 0 130,203
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 780,039 13,767 SH SOLE 0 0 13,767
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 68,115,647 869,821 SH SOLE 0 0 869,821
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 20,179,244 350,578 SH SOLE 0 0 350,578
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 40,980,530 530,492 SH SOLE 0 0 530,492
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 13,287,166 56,951 SH SOLE 0 0 56,951
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,520,748 41,440 SH SOLE 0 0 41,440
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 98,553,707 1,395,747 SH SOLE 0 0 1,395,747
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 2,084,492 33,019 SH SOLE 0 0 33,019
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 15,667,351 100,949 SH SOLE 0 0 100,949
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 678,793 6,712 SH SOLE 0 0 6,712
VANGUARD WORLD FD CONSUM STP ETF 92204A207 14,804,608 67,846 SH SOLE 0 0 67,846
VANGUARD WORLD FD ENERGY ETF 92204A306 1,921,590 11,162 SH SOLE 0 0 11,162
VANGUARD WORLD FD ESG INTL STK ETF 921910725 254,184 3,135 SH SOLE 0 0 3,135
VANGUARD WORLD FD ESG US STK ETF 921910733 3,679,910 27,152 SH SOLE 0 0 27,152
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 453,677 1,435 SH SOLE 0 0 1,435
VANGUARD WORLD FD INF TECH ETF 92204A702 5,649,719 44,957 SH SOLE 0 0 44,957
VANGUARD WORLD FD UTILITIES ETF 92204A876 15,206,418 88,926 SH SOLE 0 0 88,926
VERIZON COMMUNICATIONS INC COM 92343V104 443,472 9,668 SH SOLE 0 0 9,668
VISA INC COM CL A 92826C839 447,007 1,244 SH SOLE 0 0 1,244
WALMART INC COM 931142103 1,144,991 11,018 SH SOLE 0 0 11,018
WESTROCK COFFEE CO COM 96145W103 96,971 12,061 SH SOLE 0 0 12,061
XCEL ENERGY INC COM 98389B100 207,353 2,942 SH SOLE 0 0 2,942