The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SERIES TRUST ST STR P500ETF 78464A854 99,038,479 1,103,370 SH SOLE 55,887 0 1,047,483
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 31,774,953 874,139 SH SOLE 56,600 0 817,539
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 1,469,264 29,262 SH SOLE 383 0 28,879
WISDOMTREE TR EM EX ST-OWNED 97717X578 254,925 5,441 SH SOLE 203 0 5,238
SPDR SERIES TRUST ST INTER ETF 78464A672 223,123 8,179 SH SOLE 51 0 8,128
ISHARES TR CORE UNIVRSL USD 46434V613 558,256 12,662 SH SOLE 22 0 12,640
WORLD GOLD TR SPDR GLD MINIS 98149E303 4,175,211 50,806 SH SOLE 1,617 0 49,189
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 29,926,359 432,087 SH SOLE 23,577 0 408,510
ISHARES TR S&P 500 GRWT ETF 464287309 36,093,030 253,712 SH SOLE 14,239 0 239,473
ISHARES TR S&P 500 VAL ETF 464287408 22,187,516 97,194 SH SOLE 6,138 0 91,057
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 10,748,810 219,543 SH SOLE 15,795 0 203,748
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 12,627,982 267,599 SH SOLE 16,901 0 250,698
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 9,197,483 177,695 SH SOLE 10,641 0 167,054
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 6,362,950 266,790 SH SOLE 17,363 0 249,427
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 7,479,679 48,375 SH SOLE 3,210 0 45,165
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 5,564,195 186,343 SH SOLE 12,879 0 173,464
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 6,227,348 124,298 SH SOLE 8,674 0 115,624
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 13,858,827 272,865 SH SOLE 13,989 0 258,876
ISHARES TR MSCI USA MIN ETF 46429B697 1,532,295 15,726 SH SOLE 83 0 15,643
SPECIAL OPPORTUNITIES FD INC COM 84741T104 136,803 10,823 SH SOLE 0 0 10,823
ISHARES TR US TREAS BD ETF 46429B267 5,986,491 273,731 SH SOLE 18,136 0 255,595
ISHARES TR NATIONAL MUN ETF 464288414 5,074,310 50,191 SH SOLE 1,909 0 48,282
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 5,866,957 123,880 SH SOLE 496 0 123,384
ISHARES TR MSCI USA QLT FCT 46432F339 7,564,765 34,039 SH SOLE 240 0 33,799
ISHARES TR S&P 100 ETF 464287101 15,826,898 41,423 SH SOLE 53 0 41,370
ISHARES TR MORNINGSTAR VALU 464288109 840,719 7,981 SH SOLE 28 0 7,953
SPDR SERIES TRUST ST STR CORPO ETF 78464A144 1,027,293 37,370 SH SOLE 0 0 37,370
ISHARES TR 7-10 YR TRSY BD 464287440 641,339 7,181 SH SOLE 0 0 7,181
BLACKROCK ETF TRUST ISHARES US LARG 09290C863 1,630,027 47,302 SH SOLE 0 0 47,302
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 2,290,121 45,376 SH SOLE 0 0 45,376
BLACKROCK ETF TRUST II ISHA SECU IN ETF 092528819 956,800 19,705 SH SOLE 0 0 19,705
ISHARES TR INTL DIV GRWTH 46435G524 1,302,677 14,676 SH SOLE 0 0 14,676
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,305,086 31,311 SH SOLE 0 0 31,311
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 1,266,702 23,567 SH SOLE 2,314 0 21,253
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 549,295 22,122 SH SOLE 303 0 21,819
ISHARES INC EURO HIGH YIELD 464286210 496,234 9,500 SH SOLE 0 0 9,500
ISHARES TR CORE HIGH DV ETF 46429B663 612,874 21,920 SH SOLE 0 0 21,920
ISHARES TR RUS 1000 ETF 464287622 2,011,989 4,835 SH SOLE 21 0 4,814
ISHARES INC CORE MSCI EMKT 46434G103 379,666 4,678 SH SOLE 108 0 4,570
ISHARES TR CORE S&P TTL STK 464287150 1,977,402 11,892 SH SOLE 139 0 11,753
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 5,363,308 81,435 SH SOLE 75 0 81,360
ISHARES TR HDG MSCI EAFE 46434V803 727,712 15,687 SH SOLE 118 0 15,569
ISHARES TR LONG TERM MUNI 46438G448 2,616,507 56,257 SH SOLE 1,899 0 54,358
SPDR SERIES TRUST ST STR TIPS ETF 78464A656 333,368 13,679 SH SOLE 80 0 13,599
SPDR SERIES TRUST ST STR P500GRW 78464A409 356,146 2,894 SH SOLE 0 0 2,894
ISHARES TR CORE S&P MCP ETF 464287507 251,225 3,492 SH SOLE 0 0 3,492
KLA CORP COM NEW 482480100 249,217 1,278 SH SOLE 0 0 1,278
COSTCO WHOLESALE CORPORATION COM 22160K105 459,785 505 SH SOLE 31 0 474
REPUBLIC SVCS INC COM 760759100 399,643 1,904 SH SOLE 0 0 1,904
CINTAS CORP COM 172908105 300,424 1,540 SH SOLE 0 0 1,540
SHERWIN WILLIAMS CO COM 824348106 226,435 700 SH SOLE 0 0 700
MASTERCARD INCORPORATED CL A 57636Q104 1,024,398 1,858 SH SOLE 26 0 1,832
BLACKROCK INC COM 09290D101 398,758 377 SH SOLE 0 0 377
HOME DEPOT INC COM 437076102 699,526 2,459 SH SOLE 0 0 2,459
NEXTERA ENERGY INC COM 65339F101 501,020 6,615 SH SOLE 0 0 6,615
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 332,424 1,168 SH SOLE 14 0 1,154
EA SERIES TRUST ALPHA ARCH 1-3 02072L565 742,779 6,274 SH SOLE 0 0 6,274
EATON VANCE TAX-MANAGED GLOB COM 27829C105 103,313 10,875 SH SOLE 0 0 10,875
PIMCO CORPORATE & INCM STRG COM 72200U100 138,603 12,990 SH SOLE 0 0 12,990
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 215,126 2,581 SH SOLE 0 0 2,581
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 414,832 1,179 SH SOLE 1 0 1,178
ISHARES TR CUR HD EURZN ETF 46434V639 448,264 9,254 SH SOLE 1 0 9,253
ISHARES TR FUTU EXPO TE ETF 46434V381 298,822 3,583 SH SOLE 0 0 3,583
ISHARES TR IBOXX HI YD ETF 464288513 317,024 4,106 SH SOLE 0 0 4,106
WISDOMTREE TR US QTLY DIV GRT 97717X669 586,033 6,027 SH SOLE 0 0 6,027
SPDR SERIES TRUST ST STR BACKE ETF 78464A383 1,787,872 84,573 SH SOLE 7,086 0 77,487
ISHARES TR SYSTEMATIC BD ET 46435U796 444,493 5,274 SH SOLE 290 0 4,984
SPDR SERIES TRUST STATE STRET SPDR 78468R861 642,157 35,264 SH SOLE 1,364 0 33,900
ISHARES TR HIGH YLD CORP BD 46436E320 322,810 11,420 SH SOLE 0 0 11,420
FORD MTR CO COM 345370860 145,926 12,100 SH SOLE 0 0 12,100
COCA COLA CO COM 191216100 1,059,300 12,306 SH SOLE 0 0 12,306
VALERO ENERGY CORP COM 91913Y100 348,640 899 SH SOLE 0 0 899
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 388,199 6,905 SH SOLE 0 0 6,905
WELLS FARGO & CO COM 949746101 432,270 5,400 SH SOLE 0 0 5,400
SOUTHERN CO COM 842587107 1,053,356 12,708 SH SOLE 0 0 12,708
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 539,960 11,406 SH SOLE 0 0 11,406
NVIDIA CORPORATION COM 67066G104 2,995,153 13,115 SH SOLE 0 0 13,115
MICROSOFT CORP COM 594918104 5,064,270 9,874 SH SOLE 121 0 9,753
ABBVIE INC COM 00287Y109 3,784,425 14,467 SH SOLE 84 0 14,383
INTEL CORP COM 458140100 419,603 3,490 SH SOLE 0 0 3,490
ABBOTT LABORATORIES COM 002824100 1,477,303 14,948 SH SOLE 85 0 14,863
TESLA INC COM 88160R101 249,431 703 SH SOLE 0 0 703
SPDR SERIES TRUST ST STR SP REGBNK 78464A698 513,856 7,400 SH SOLE 0 0 7,400
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 1,122,904 19,238 SH SOLE 0 0 19,238
ISHARES TR MSCI USA MMENTM 46432F396 3,361,612 10,593 SH SOLE 0 0 10,593
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 204,266 2,897 SH SOLE 0 0 2,897
US BANCORP COM NEW 902973304 4,516,890 78,201 SH SOLE 100 0 78,101
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 1,769,780 11,676 SH SOLE 542 0 11,134
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,532,696 10,748 SH SOLE 94 0 10,654
SPDR SERIES TRUST ST STR NYSE TECH 78464A102 541,989 1,418 SH SOLE 33 0 1,385
SPDR SERIES TRUST ST STR PR SP1500 78464A805 927,989 10,081 SH SOLE 0 0 10,081
AMAZON COM INC COM 023135106 3,227,087 12,952 SH SOLE 352 0 12,600
EDGEWELL PERSONAL CARE CO COM 28035Q102 250,428 9,282 SH SOLE 0 0 9,282
ISHARES TR PFD AND INCM SEC 464288687 300,871 10,199 SH SOLE 0 0 10,199
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 239,163 1,541 SH SOLE 0 0 1,541
ISHARES TR ESG AWR MSCI USA 46435G425 855,580 5,129 SH SOLE 0 0 5,129
VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 1,379,336 14,888 SH SOLE 0 0 14,888
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 613,754 1,640 SH SOLE 0 0 1,640
ALTRIA GROUP INC COM 02209S103 289,966 4,306 SH SOLE 0 0 4,306
COMMERCE BANCSHARES INC COM 200525103 600,771 10,975 SH SOLE 0 0 10,975
BYLINE BANCORP INC COM 124411109 6,005,132 163,050 SH SOLE 0 0 163,050
EMERSON ELEC CO COM 291011104 524,814 3,384 SH SOLE 0 0 3,384
APPLE INC COM 037833100 8,882,297 26,672 SH SOLE 1,517 0 25,155
PROCTER & GAMBLE CO COM 742718109 972,448 6,694 SH SOLE 0 0 6,694
JOHNSON & JOHNSON COM 478160104 1,282,981 4,846 SH SOLE 149 0 4,697
PEPSICO INC COM 713448108 1,623,073 12,808 SH SOLE 0 0 12,808
THE CIGNA GROUP COM 125523100 265,685 977 SH SOLE 0 0 977
UNITED PARCEL SVCS INC CL B 911312106 461,336 4,937 SH SOLE 0 0 4,937
PHILIP MORRIS INTL INC COM 718172109 587,284 3,078 SH SOLE 0 0 3,078
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 612,976 1,231 SH SOLE 0 0 1,231
ISHARES TR ISHARES SEMICDTR 464287523 381,703 671 SH SOLE 0 0 671
WALMART INC COM 931142103 3,115,641 29,981 SH SOLE 1,302 0 28,679
INNOVATIVE INDL PPTYS INC COM 45781V101 232,913 4,421 SH SOLE 0 0 4,421
ALPHABET INC CAP STK CL C 02079K107 488,280 1,433 SH SOLE 0 0 1,433
META PLATFORMS INC CL A 30303M102 411,143 567 SH SOLE 4 0 563
DISNEY WALT CO COM 254687106 417,838 3,983 SH SOLE 0 0 3,983
ALPHABET INC CAP STK CL A 02079K305 4,059,826 11,799 SH SOLE 12 0 11,787
GOLDMAN SACHS GROUP INC COM 38141G104 275,669 306 SH SOLE 0 0 306
TRAVELERS COMPANIES INC COM 89417E109 209,984 589 SH SOLE 0 0 589
UNION PAC CORP COM 907818108 512,285 1,883 SH SOLE 0 0 1,883
PNC FINL SVCS GROUP INC COM 693475105 221,882 998 SH SOLE 0 0 998
SPDR SERIES TRUST ST NUVE TERM ETF 78468R739 1,390,467 29,806 SH SOLE 18 0 29,788
LOCKHEED MARTIN CORP COM 539830109 205,586 404 SH SOLE 0 0 404
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 734,547 4,513 SH SOLE 0 0 4,513
SPIRE INC COM 84857L101 477,581 6,277 SH SOLE 0 0 6,277
MERCK & CO INC COM 58933Y105 387,847 2,669 SH SOLE 0 0 2,669
VERIZON COMMUNICATIONS INC COM 92343V104 356,481 7,772 SH SOLE 0 0 7,772
ISHARES TR 20 YR TR BD ETF 464287432 266,785 3,430 SH SOLE 0 0 3,430
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 2,374,447 26,351 SH SOLE 1,528 0 24,823
ISHARES TR CORE S&P SCP ETF 464287804 233,890 1,719 SH SOLE 869 0 850
MARSH & MCLENNAN COS INC COM 571748102 247,388 1,449 SH SOLE 0 0 1,449
BANK OF NY MELLON CORP COM 064058100 267,132 1,847 SH SOLE 0 0 1,847
WASTE MGMT INC DEL COM 94106L109 1,109,351 5,440 SH SOLE 0 0 5,440
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 997,154 12,716 SH SOLE 562 0 12,154
BROADCOM INC COM 11135F101 286,316 815 SH SOLE 0 0 815
LAM RESEARCH CORP COM NEW 512807306 256,368 780 SH SOLE 0 0 780
UNITEDHEALTH GROUP INC COM 91324P102 431,034 1,174 SH SOLE 0 0 1,174
AUTOMATIC DATA PROCESSING IN COM 053015103 405,576 1,572 SH SOLE 0 0 1,572
STIFEL FINL CORP COM 860630102 441,252 6,300 SH SOLE 0 0 6,300
MCDONALDS CORP COM 580135101 323,119 1,399 SH SOLE 0 0 1,399
SPDR GOLD TR GOLD SHS 78463V107 236,882 622 SH SOLE 0 0 622
CHEVRON CORPORATION COM 166764100 229,873 1,126 SH SOLE 0 0 1,126
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 662,316 1,452 SH SOLE 0 0 1,452
HUBBELL INC COM 443510607 306,180 675 SH SOLE 0 0 675
CATERPILLAR INC COM 149123101 210,805 260 SH SOLE 0 0 260
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 1,622,558 29,810 SH SOLE 0 0 29,810
JPMORGAN CHASE & CO COM 46625H100 762,448 2,305 SH SOLE 60 0 2,245
HCA HEALTHCARE INC COM 40412C101 4,267,400 10,000 SH SOLE 0 0 10,000
ELEVANCE HEALTH INC FORMERLY COM 036752103 658,471 1,694 SH SOLE 0 0 1,694
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 362,711 8,080 SH SOLE 0 0 8,080
AT&T INC COM 00206R102 395,841 16,223 SH SOLE 0 0 16,223
ISHARES TR RUS MID CAP ETF 464287499 329,231 3,085 SH SOLE 0 0 3,085
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 1,126,444 5,213 SH SOLE 613 0 4,600
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887 456,510 9,143 SH SOLE 0 0 9,143
ADVANCED MICRO DEVICES INC COM 007903107 883,381 1,444 SH SOLE 0 0 1,444
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 1,337,324 26,550 SH SOLE 0 0 26,550
ELI LILLY & CO COM 532457108 1,049,636 907 SH SOLE 0 0 907
RTX CORPORATION COM 75513E101 458,851 2,472 SH SOLE 0 0 2,472
DELL TECHNOLOGIES INC CL C 24703L202 463,250 861 SH SOLE 0 0 861
VISA INC COM CL A 92826C839 890,919 2,479 SH SOLE 0 0 2,479
AMGEN INC COM 031162100 377,985 897 SH SOLE 0 0 897
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 210,459 2,336 SH SOLE 0 0 2,336
ISHARES TR A RATE CP BD ETF 46429B291 231,661 5,149 SH SOLE 0 0 5,149
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 274,232 1,401 SH SOLE 1 0 1,400
INVESCO QQQ TR UNIT SER 1 46090E103 250,782 339 SH SOLE 50 0 289
PFIZER INC COM 717081103 266,809 9,355 SH SOLE 0 0 9,355
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 665,363 9,423 SH SOLE 912 0 8,511
PROSHARES TR S&P 500 DV ARIST 74348A467 358,260 6,622 SH SOLE 0 0 6,622
AMEREN CORP COM 023608102 728,573 7,331 SH SOLE 0 0 7,331
BANK OF AMER CORP COM 060505104 271,522 4,988 SH SOLE 97 0 4,891
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 600,630 788 SH SOLE 281 0 507
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 786,828 1,292 SH SOLE 0 0 1,292
ISHARES TR RUSSELL 3000 ETF 464287689 548,640 1,271 SH SOLE 0 0 1,271
ISHARES TR RUSSELL 2000 ETF 464287655 483,088 1,738 SH SOLE 0 0 1,738
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 599,426 7,225 SH SOLE 0 0 7,225
ISHARES TR RUS 2000 VAL ETF 464287630 209,450 1,000 SH SOLE 0 0 1,000
HBT FINL INC. COM 404111106 860,729 24,335 SH SOLE 24,335 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 528,173 9,271 SH SOLE 8 0 9,263
ISHARES TR RUS 1000 GRW ETF 464287614 2,794,676 22,311 SH SOLE 0 0 22,311
WP CAREY INC COM 92936U109 219,742 3,400 SH SOLE 0 0 3,400
CISCO SYS INC COM 17275R102 511,996 4,757 SH SOLE 100 0 4,657
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 633,413 14,145 SH SOLE 0 0 14,145
CAPITAL GROUP CORE EQUITY ET SHS CREAT UNIT 14020V108 374,512 8,416 SH SOLE 0 0 8,416
EQUIFAX INC COM 294429105 3,705,480 27,000 SH SOLE 0 0 27,000
ISHARES U S ETF TR SHOR DURA BD ETF 46431W507 498,600 10,000 SH SOLE 0 0 10,000
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 209,844 3,623 SH SOLE 0 0 3,623
INVESCO QQQ TR PUT 46090E953 739,770 1,000 SH Put SOLE 0 0 10
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 74,246 14,062 SH SOLE 0 0 14,062