The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 336,374 1,996 SH SOLE 0 0 1,996
ALPHABET INC CAP STK CL A 02079K305 436,884 1,281 SH SOLE 0 0 1,281
AMAZON COM INC COM 023135106 541,687 2,196 SH SOLE 0 0 2,196
APPLE INC COM 037833100 1,019,556 3,095 SH SOLE 0 0 3,095
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,746,824 3,477 SH SOLE 0 0 3,477
BLACKROCK ETF TRUST DISC VOLA EQ ETF 09290C715 1,277,837 48,782 SH SOLE 0 0 48,782
BLACKROCK ETF TRUST DYNAMIC EQTY ACT 09290C723 1,906,251 68,350 SH SOLE 0 0 68,350
BLACKROCK ETF TRUST ISHA FLEX EQ ETF 09290C590 1,167,370 45,282 SH SOLE 0 0 45,282
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 1,312,891 27,869 SH SOLE 0 0 27,869
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 1,932,110 52,862 SH SOLE 0 0 52,862
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 1,536,183 31,306 SH SOLE 0 0 31,306
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 1,112,434 37,330 SH SOLE 0 0 37,330
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 212,775 2,601 SH SOLE 0 0 2,601
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 974,069 22,113 SH SOLE 0 0 22,113
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 793,222 25,310 SH SOLE 0 0 25,310
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 3,526,230 50,840 SH SOLE 0 0 50,840
BLACKROCK ETF TRUST ISHARES US LARG 09290C863 455,397 13,223 SH SOLE 0 0 13,223
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 1,325,087 26,069 SH SOLE 0 0 26,069
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 1,025,138 20,470 SH SOLE 0 0 20,470
BLACKROCK ETF TRUST II ISHA SECU IN ETF 092528819 574,484 11,818 SH SOLE 0 0 11,818
BLACKROCK ETF TRUST II ISHARES AAA CLO 092528504 590,183 11,362 SH SOLE 0 0 11,362
CORNING INC COM 219350105 310,868 1,959 SH SOLE 0 0 1,959
DATAVAULT AI INC COM SHS 86633R609 11,498 75,000 SH SOLE 0 0 75,000
DIMENSIONAL ETF TRUST CALIF MUN BD ETF 25434V633 235,391 4,965 SH SOLE 0 0 4,965
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 754,188 18,784 SH SOLE 0 0 18,784
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 1,390,260 34,722 SH SOLE 0 0 34,722
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757 754,164 18,173 SH SOLE 0 0 18,173
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 709,239 16,629 SH SOLE 0 0 16,629
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 5,473,058 137,999 SH SOLE 1,040 0 136,959
DIMENSIONAL ETF TRUST GLOB CO PLUS ETF 25434V583 2,370,257 45,595 SH SOLE 0 0 45,595
DIMENSIONAL ETF TRUST GLOBAL CR ETF 25434V567 2,042,509 39,304 SH SOLE 0 0 39,304
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 398,108 14,593 SH SOLE 0 0 14,593
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 345,569 8,846 SH SOLE 0 0 8,846
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 11,434,402 274,535 SH SOLE 1,605 0 272,930
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 3,755,084 99,341 SH SOLE 0 0 99,341
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1,235,283 36,520 SH SOLE 0 0 36,520
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1,320,538 30,448 SH SOLE 0 0 30,448
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 931,890 20,062 SH SOLE 0 0 20,062
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 15,405,252 345,100 SH SOLE 0 0 345,100
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 41,290,963 786,944 SH SOLE 4,999 0 781,945
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 365,485 4,697 SH SOLE 0 0 4,697
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 228,281 3,405 SH SOLE 0 0 3,405
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 618,378 16,592 SH SOLE 0 0 16,592
INDIVIOR PHARMACEUTICALS INC COM 45579U109 384,195 10,500 SH SOLE 0 0 10,500
ISHARES GOLD TR ISHARES NEW 464285204 393,071 5,006 SH SOLE 0 0 5,006
ISHARES INC CORE MSCI EMKT 46434G103 1,409,648 17,214 SH SOLE 0 0 17,214
ISHARES INC EURO HIGH YIELD 464286210 242,219 4,635 SH SOLE 0 0 4,635
ISHARES INC MSCI EMRG CHN 46434G764 221,886 2,211 SH SOLE 0 0 2,211
ISHARES TR 0-5YR HI YL CP 46434V407 248,770 6,022 SH SOLE 1,232 0 4,790
ISHARES TR 10-20 YR TRS ETF 464288653 1,287,480 13,920 SH SOLE 0 0 13,920
ISHARES TR 7-10 YR TRSY BD 464287440 1,187,951 13,281 SH SOLE 0 0 13,281
ISHARES TR CALIF MUN BD ETF 464288356 762,919 14,212 SH SOLE 0 0 14,212
ISHARES TR CORE DIV GRWTH 46434V621 461,720 6,074 SH SOLE 0 0 6,074
ISHARES TR CORE MSCI EAFE 46432F842 1,243,677 12,761 SH SOLE 402 0 12,359
ISHARES TR CORE S&P500 ETF 464287200 10,546,642 13,741 SH SOLE 0 0 13,741
ISHARES TR CORE UNIVRSL USD 46434V613 7,297,397 165,324 SH SOLE 0 0 165,324
ISHARES TR EAFE GRWTH ETF 464288885 1,651,752 13,711 SH SOLE 0 0 13,711
ISHARES TR EAFE VALUE ETF 464288877 1,078,702 13,546 SH SOLE 0 0 13,546
ISHARES TR ESG ADVAN ETF 46436E619 306,279 7,364 SH SOLE 0 0 7,364
ISHARES TR ESG AWR MSCI USA 46435G425 894,697 5,355 SH SOLE 0 0 5,355
ISHARES TR ESG AWR US AGRGT 46435U549 345,677 7,633 SH SOLE 0 0 7,633
ISHARES TR ESG AWRE USD ETF 46435G193 206,893 9,414 SH SOLE 0 0 9,414
ISHARES TR IBOXX INV CP ETF 464287242 394,951 3,857 SH SOLE 0 0 3,857
ISHARES TR INVT GRAD SY ETF 46435G219 1,494,811 34,901 SH SOLE 0 0 34,901
ISHARES TR MBS ETF 464288588 320,334 3,578 SH SOLE 0 0 3,578
ISHARES TR MSCI ACWI EX US 464288240 1,442,697 18,938 SH SOLE 0 0 18,938
ISHARES TR MSCI USA QLT FCT 46432F339 282,126 1,264 SH SOLE 0 0 1,264
ISHARES TR MSCI USA VALUE 46432F388 298,884 1,505 SH SOLE 0 0 1,505
ISHARES TR NATIONAL MUN ETF 464288414 1,834,006 18,289 SH SOLE 0 0 18,289
ISHARES TR S&P 500 GRWT ETF 464287309 3,531,244 24,809 SH SOLE 0 0 24,809
ISHARES TR S&P 500 VAL ETF 464287408 2,875,050 12,536 SH SOLE 0 0 12,536
ISHARES TR SHRT NAT MUN ETF 464288158 614,486 5,900 SH SOLE 0 0 5,900
ISHARES TR SYSTEMATIC BD ET 46435U796 215,274 2,553 SH SOLE 0 0 2,553
ISHARES TR US TREAS BD ETF 46429B267 1,751,521 80,033 SH SOLE 0 0 80,033
META PLATFORMS INC CL A 30303M102 223,932 303 SH SOLE 0 0 303
MICROSOFT CORP COM 594918104 564,998 1,110 SH SOLE 0 0 1,110
MICROVAST HOLDINGS INC COM 59516C106 23,537 36,339 SH SOLE 0 0 36,339
NVIDIA CORPORATION COM 67066G104 959,648 4,224 SH SOLE 0 0 4,224
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 208,547 3,852 SH SOLE 0 0 3,852
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,783,091 49,654 SH SOLE 0 0 49,654
SCHWAB STRATEGIC TR US TIPS ETF 808524870 10,220,331 406,375 SH SOLE 0 0 406,375
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 419,356 2,456 SH SOLE 0 0 2,456
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 240,218 3,903 SH SOLE 0 0 3,903
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 512,261 9,485 SH SOLE 0 0 9,485
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 698,371 3,591 SH SOLE 0 0 3,591
SPDR SERIES TRUST ST STR P500ETF 78464A854 773,947 8,605 SH SOLE 0 0 8,605
TESLA INC COM 88160R101 265,336 752 SH SOLE 39 0 713
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 314,763 12,713 SH SOLE 0 0 12,713
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 639,066 1,053 SH SOLE 0 0 1,053
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 552,720 7,237 SH SOLE 0 0 7,237
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2,506,310 50,581 SH SOLE 0 0 50,581
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 281,037 749 SH SOLE 0 0 749
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 438,520 624 SH SOLE 0 0 624
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 209,220 4,457 SH SOLE 0 0 4,457
VANGUARD NY TAX FREE FDS TAX EXEMPT BD 92204H400 284,424 2,947 SH SOLE 0 0 2,947
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 17,851,219 270,984 SH SOLE 3,016 0 267,967
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 370,883 5,210 SH SOLE 0 0 5,210
WALMART INC COM 931142103 539,881 5,055 SH SOLE 0 0 5,055