The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 329 2 SH SOLE 0 0 2
ABBOTT LABORATORIES COM 002824100 40,125 406 SH SOLE 0 0 406
ABBVIE INC COM 00287Y109 106,206 406 SH SOLE 0 0 406
ADOBE INC COM 00724F101 480 2 SH SOLE 0 0 2
ADVANCED DRAIN SYS INC DEL COM 00790R104 127 1 SH SOLE 0 0 1
ADVANCED MICRO DEVICES INC COM 007903107 2,448 4 SH SOLE 0 0 4
AFLAC INC COM 001055102 224 2 SH SOLE 0 0 2
AGILENT TECHNOLOGIES INC COM 00846U101 690 4 SH SOLE 0 0 4
AIR PRODUCTS AND CHEMICALS I COM 009158106 279 1 SH SOLE 0 0 1
AIRBNB INC COM CL A 009066101 161 1 SH SOLE 0 0 1
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 95 2 SH SOLE 0 0 2
ALLSTATE CORP COM 020002101 222 1 SH SOLE 0 0 1
ALLY FINL INC COM 02005N100 76 2 SH SOLE 0 0 2
ALPHABET INC CAP STK CL A 02079K305 76,386 222 SH SOLE 0 0 222
ALPHABET INC CAP STK CL C 02079K107 296,636 871 SH SOLE 0 0 871
ALTRIA GROUP INC COM 02209S103 337 5 SH SOLE 0 0 5
AMAZON COM INC COM 023135106 21,427 86 SH SOLE 0 0 86
AMEREN CORP COM 023608102 100 1 SH SOLE 0 0 1
AMERICAN AIRLINES GROUP INC COM 02376R102 107 8 SH SOLE 0 0 8
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 727,770 18,476 SH SOLE 0 0 18,476
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,748,108 39,865 SH SOLE 0 0 39,865
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 102,255 1,570 SH SOLE 0 0 1,570
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 203,379 2,257 SH SOLE 0 0 2,257
AMERICAN CENTY ETF TR US EQT ETF 025072885 9,793,261 76,456 SH SOLE 0 0 76,456
AMERICAN ELEC PWR CO INC COM 025537101 119 1 SH SOLE 0 0 1
AMERICAN EXPRESS CO COM 025816109 609 2 SH SOLE 0 0 2
AMERICAN TOWER CORP COM 03027X100 164 1 SH SOLE 0 0 1
AMERIPRISE FINL INC COM 03076C106 29,541 60 SH SOLE 0 0 60
AMETEK INC COM 031100100 248 1 SH SOLE 0 0 1
AMGEN INC COM 031162100 84,724 201 SH SOLE 0 0 201
AMPHENOL CORP CL A 032095101 506 6 SH SOLE 0 0 6
ANTERO RESOURCES CORP COM 03674X106 67 2 SH SOLE 0 0 2
AON PLC SHS CL A G0403H108 277 1 SH SOLE 0 0 1
APA CORPORATION COM 03743Q108 208 5 SH SOLE 0 0 5
APOLLO GLOBAL MGMT INC COM 03769M106 117 1 SH SOLE 0 0 1
APPLE INC COM 037833100 1,854,976 5,570 SH SOLE 0 0 5,570
APPLIED MATLS INC COM 038222105 1,535 3 SH SOLE 0 0 3
APPLOVIN CORP COM CL A 03831W108 291 1 SH SOLE 0 0 1
ARCH CAP GROUP LTD ORD G0450A105 278 3 SH SOLE 0 0 3
ARCHER DANIELS MIDLAND CO COM 039483102 239 3 SH SOLE 0 0 3
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 233 2 SH SOLE 0 0 2
ARISTA NETWORKS INC COM SHS 040413205 815 4 SH SOLE 0 0 4
AT&T INC COM 00206R102 513 21 SH SOLE 0 0 21
ATLASSIAN CORPORATION CL A 049468101 359 2 SH SOLE 0 0 2
AUTOMATIC DATA PROCESSING IN COM 053015103 517 2 SH SOLE 0 0 2
AVANTOR INC COM 05352A100 121 8 SH SOLE 0 0 8
BAKER HUGHES COMPANY CL A 05722G100 165 3 SH SOLE 0 0 3
BALL CORP COM 058498106 169 3 SH SOLE 0 0 3
BANK OF AMER CORP COM 060505104 54,757 1,006 SH SOLE 0 0 1,006
BANK OF NY MELLON CORP COM 064058100 290 2 SH SOLE 0 0 2
BAXTER INTL INC COM 071813109 144 6 SH SOLE 0 0 6
BERKLEY W R CORP COM 084423102 68 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 600,528 1,206 SH SOLE 0 0 1,206
BEST BUY INC COM 086516101 89 1 SH SOLE 0 0 1
BIOGEN INC COM 09062X103 452 2 SH SOLE 0 0 2
BIO-TECHNE CORP COM 09073M104 145 2 SH SOLE 0 0 2
BJS WHSL CLUB HLDGS INC COM 05550J101 184 2 SH SOLE 0 0 2
BLACKROCK ETF TRUST II ISHA SH TERM ETF 092528884 338,161 6,789 SH SOLE 0 0 6,789
BLACKROCK INC COM 09290D101 1,059 1 SH SOLE 0 0 1
BLOCK INC CL A 852234103 74 1 SH SOLE 0 0 1
BLUE OWL CAPITAL INC COM CL A 09581B103 82 9 SH SOLE 0 0 9
BOEING CO COM 097023105 373 2 SH SOLE 0 0 2
BOOKING HOLDINGS INC COM 09857L108 163 1 SH SOLE 0 0 1
BOSTON SCIENTIFIC CORP COM 101137107 262 6 SH SOLE 0 0 6
BOYD GAMING CORP COM 103304101 134 2 SH SOLE 0 0 2
BRIDGEBIO PHARMA INC COM 10806X102 66 1 SH SOLE 0 0 1
BRISTOL-MYERS SQUIBB CO COM 110122108 312 5 SH SOLE 0 0 5
BROADCOM INC COM 11135F101 4,917 14 SH SOLE 0 0 14
BRUNSWICK CORP COM 117043109 257 4 SH SOLE 0 0 4
BWX TECHNOLOGIES INC COM 05605H100 274 2 SH SOLE 0 0 2
C H ROBINSON WORLDWIDE IN COM NEW 12541W209 296 2 SH SOLE 0 0 2
CADENCE DESIGN SYSTEM INC COM 127387108 331 1 SH SOLE 0 0 1
CAPITAL ONE FINL CORP COM 14040H105 387 2 SH SOLE 0 0 2
CARDINAL HEALTH INC COM 14149Y108 445 2 SH SOLE 0 0 2
CARLYLE GROUP INC COM 14316J108 80 2 SH SOLE 0 0 2
CARNIVAL CORP LTD COMMON SHARES G2004J103 148 6 SH SOLE 0 0 6
CATERPILLAR INC COM 149123101 811 1 SH SOLE 0 0 1
CENTENE CORP DEL COM 15135B101 187 3 SH SOLE 0 0 3
CENTERPOINT ENERGY INC COM 15189T107 111 3 SH SOLE 0 0 3
CHARLES RIV LABS INTL INC COM 159864107 296 1 SH SOLE 0 0 1
CHEVRON CORPORATION COM 166764100 102,514 502 SH SOLE 0 0 502
CHIPOTLE MEXICAN GRILL INC COM 169656105 96 3 SH SOLE 0 0 3
CHURCH & DWIGHT CO INC COM 171340102 95 1 SH SOLE 0 0 1
CINCINNATI FINL CORP COM 172062101 160 1 SH SOLE 0 0 1
CISCO SYS INC COM 17275R102 66,085 614 SH SOLE 0 0 614
CITIGROUP INC COM NEW 172967424 907 7 SH SOLE 0 0 7
CITIZENS FINL GROUP INC COM 174610105 192 3 SH SOLE 0 0 3
CLEVELAND-CLIFFS INC NEW COM 185899101 155 14 SH SOLE 0 0 14
CLOUDFLARE INC CL A COM 18915M107 695 2 SH SOLE 0 0 2
CME GROUP INC COM 12572Q105 262 1 SH SOLE 0 0 1
COCA COLA CO COM 191216100 35,207 409 SH SOLE 0 0 409
COGNEX CORP COM 192422103 182 3 SH SOLE 0 0 3
COINBASE GLOBAL INC COM CL A 19260Q107 187 1 SH SOLE 0 0 1
COMCAST CORP NEW CL A 20030N101 175 8 SH SOLE 0 0 8
CONOCOPHILLIPS COM 20825C104 31,413 251 SH SOLE 0 0 251
CONSTELLATION ENERGY CORP COM 21037T109 255 1 SH SOLE 0 0 1
COPART INC COM 217204106 82 3 SH SOLE 0 0 3
COREWEAVE INC COM CL A 21873S108 88 1 SH SOLE 0 0 1
CORNING INC COM 219350105 308 2 SH SOLE 0 0 2
CORTEVA INC COM 22052L104 156 2 SH SOLE 0 0 2
COSTCO WHOLESALE CORPORATION COM 22160K105 201,186 221 SH SOLE 0 0 221
CRH PLC ORD G25508105 332 4 SH SOLE 0 0 4
CROWDSTRIKE HLDGS INC CL A 22788C105 1,059 4 SH SOLE 0 0 4
CROWN CASTLE INC COM 22822V101 67 1 SH SOLE 0 0 1
CROWN HLDGS INC COM 228368106 106 1 SH SOLE 0 0 1
CSX CORP COM 126408103 745 16 SH SOLE 0 0 16
CUMMINS INC COM 231021106 517 1 SH SOLE 0 0 1
CVS HEALTH CORP COM 126650100 172 2 SH SOLE 0 0 2
D R HORTON INC COM 23331A109 137 1 SH SOLE 0 0 1
DANAHER CORP DEL COM 235851102 13,293 60 SH SOLE 0 0 60
DATADOG INC CL A COM 23804L103 274 1 SH SOLE 0 0 1
DEERE & CO COM 244199105 672 1 SH SOLE 0 0 1
DELL TECHNOLOGIES INC CL C 24703L202 1,076 2 SH SOLE 0 0 2
DELTA AIR LINES INC COM NEW 247361702 13,771 165 SH SOLE 0 0 165
DEXCOM INC COM 252131107 87 1 SH SOLE 0 0 1
DIAMONDBACK ENERGY INC COM 25278X109 184 1 SH SOLE 0 0 1
DIGITAL RLTY TR INC COM 253868103 176 1 SH SOLE 0 0 1
DIMENSIONAL ETF TRUST CALIF MUN BD ETF 25434V633 161,125 3,380 SH SOLE 0 0 3,380
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 6,524,154 162,616 SH SOLE 0 0 162,616
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,184,018 30,120 SH SOLE 0 0 30,120
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 126,108 4,662 SH SOLE 0 0 4,662
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 228,077 4,083 SH SOLE 0 0 4,083
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 2,744,450 53,667 SH SOLE 0 0 53,667
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 6,661,778 160,796 SH SOLE 0 0 160,796
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 597,143 13,794 SH SOLE 0 0 13,794
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 14,267 307 SH SOLE 0 0 307
DIMENSIONAL ETF TRUST ULTR FIX INC ETF 25434V591 4,754,531 94,168 SH SOLE 0 0 94,168
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 23,769,919 534,756 SH SOLE 0 0 534,756
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 8,401,705 160,460 SH SOLE 0 0 160,460
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 2,318,696 27,926 SH SOLE 0 0 27,926
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 276,979 3,578 SH SOLE 0 0 3,578
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 995,854 21,112 SH SOLE 0 0 21,112
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2,536,879 38,183 SH SOLE 0 0 38,183
DISNEY WALT CO COM 254687106 96,194 917 SH SOLE 0 0 917
DOCUSIGN INC COM 256163106 135 2 SH SOLE 0 0 2
DOLLAR GEN CORP COM 256677105 120 1 SH SOLE 0 0 1
DOLLAR TREE INC COM 256746108 229 2 SH SOLE 0 0 2
DOMINION ENERGY INC COM 25746U109 61 1 SH SOLE 0 0 1
DOORDASH INC CL A 25809K105 184 1 SH SOLE 0 0 1
DOVER CORP COM 260003108 188 1 SH SOLE 0 0 1
DROPBOX INC CL A 26210C104 68 2 SH SOLE 0 0 2
DUKE ENERGY CORP NEW COM NEW 26441C204 457 4 SH SOLE 0 0 4
DUPONT DE NEMOURS INC COMMON STOCK 26614N201 130 1 SH SOLE 0 0 1
EAGLE MATLS INC COM 26969P108 172 1 SH SOLE 0 0 1
EATON CORP PLC SHS G29183103 860 2 SH SOLE 0 0 2
EBAY INC. COM 278642103 425 4 SH SOLE 0 0 4
ECOLAB INC COM 278865100 275 1 SH SOLE 0 0 1
EDISON INTL COM 281020107 108 2 SH SOLE 0 0 2
EDWARDS LIFESCIENCES CORP COM 28176E108 173 2 SH SOLE 0 0 2
ELI LILLY & CO COM 532457108 638,709 552 SH SOLE 0 0 552
EMERSON ELEC CO COM 291011104 31,020 200 SH SOLE 0 0 200
ENTEGRIS INC COM 29362U104 309 2 SH SOLE 0 0 2
EOG RES INC COM 26875P101 276 2 SH SOLE 0 0 2
EQT CORP COM 26884L109 146 3 SH SOLE 0 0 3
ESSENTIAL UTILS INC COM 29670G102 79 2 SH SOLE 0 0 2
EVERSOURCE ENERGY COM 30040W108 129 2 SH SOLE 0 0 2
EXELON CORP COM 30161N101 162 4 SH SOLE 0 0 4
EXLSERVICE HLDGS INC COM 302081104 104 3 SH SOLE 0 0 3
EXPAND ENERGY CORPORATION COM 165167735 169 2 SH SOLE 0 0 2
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 33,690 207 SH SOLE 0 0 207
FASTENAL CO COM 311900104 298 6 SH SOLE 0 0 6
FEDEX CORP COM 31428X106 286 1 SH SOLE 0 0 1
FIFTH THIRD BANCORP COM 316773100 304 6 SH SOLE 0 0 6
FIGMA INC CLASS A COM STK 316841105 106 5 SH SOLE 0 0 5
FIRST HORIZON CORPORATION COM 320517105 162 7 SH SOLE 0 0 7
FIRST INDL RLTY TR INC COM 32054K103 120 2 SH SOLE 0 0 2
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 13,866 233 SH SOLE 0 0 233
FLEX LTD ORD Y2573F102 330 3 SH SOLE 0 0 3
FORD MTR CO COM 345370860 133 11 SH SOLE 0 0 11
FORTINET INC COM 34959E109 179 1 SH SOLE 0 0 1
FOX CORP CL B COM 35137L204 169 3 SH SOLE 0 0 3
FRANKLIN TEMPLETON INC COM 354613101 129 4 SH SOLE 0 0 4
FREEPORT MCMORAN INC CL B 35671D857 490 7 SH SOLE 0 0 7
GE AEROSPACE COM NEW 369604301 1,250 4 SH SOLE 0 0 4
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 66 1 SH SOLE 0 0 1
GE VERNOVA INC COM 36828A101 951 1 SH SOLE 0 0 1
GENERAL DYNAMICS CORP COM 369550108 332 1 SH SOLE 0 0 1
GENERAL MILLS INC COM 370334104 97 3 SH SOLE 0 0 3
GENERAL MTRS CO COM 37045V100 231 3 SH SOLE 0 0 3
GILEAD SCIENCES INC COM 375558103 895 6 SH SOLE 0 0 6
GLOBE LIFE INC COM 37959E102 166 1 SH SOLE 0 0 1
GRANITE CONSTR INC COM 387328107 122,286 1,055 SH SOLE 0 0 1,055
GRAPHIC PACKAGING HLDG CO COM 388689101 37 4 SH SOLE 0 0 4
HALOZYME THERAPEUTICS INC COM 40637H109 221 2 SH SOLE 0 0 2
HARTFORD INSURANCE GROUP INC COM 416515104 245 2 SH SOLE 0 0 2
HCA HEALTHCARE INC COM 40412C101 427 1 SH SOLE 0 0 1
HERSHEY CO COM 427866108 158 1 SH SOLE 0 0 1
HEWLETT PACKARD ENTERPRISE C COM 42824C109 320 5 SH SOLE 0 0 5
HEXCEL CORP NEW COM 428291108 84 1 SH SOLE 0 0 1
HF SINCLAIR CORP COM 403949100 322 3 SH SOLE 0 0 3
HILTON WORLDWIDE HLDGS INC COM 43300A203 319 1 SH SOLE 0 0 1
HOME DEPOT INC COM 437076102 569 2 SH SOLE 0 0 2
HONEYWELL AEROSPACE INC COM 43849R105 155 1 SH SOLE 0 0 1
HOST HOTELS & RESORTS INC COM 44107P104 202 9 SH SOLE 0 0 9
HOWMET AEROSPACE INC COM 443201108 227 1 SH SOLE 0 0 1
HUMANA INC COM 444859102 382 1 SH SOLE 0 0 1
HUNTINGTON BANCSHARES INC COM 446150104 138 9 SH SOLE 0 0 9
ILLUMINA INC COM 452327109 548 2 SH SOLE 0 0 2
INCYTE CORP COM 45337C102 89,314 736 SH SOLE 0 0 736
INTEL CORP COM 458140100 97,627 812 SH SOLE 0 0 812
INTERCONTINENTAL EXCHANGE IN COM 45866F104 305 2 SH SOLE 0 0 2
INTERNATIONAL BUSINESS MACHS COM 459200101 27,052 123 SH SOLE 0 0 123
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 251 3 SH SOLE 0 0 3
INTUIT COM 461202103 276 1 SH SOLE 0 0 1
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 76,136 366 SH SOLE 0 0 366
INVESCO LTD SHS G491BT108 151 5 SH SOLE 0 0 5
INVESCO QQQ TR UNIT SER 1 46090E103 2,617,307 3,538 SH SOLE 0 0 3,538
IONIS PHARMACEUTICALS INC COM 462222100 90 2 SH SOLE 0 0 2
IRON MTN INC DEL COM 46284V101 111 1 SH SOLE 0 0 1
ISHARES GOLD TR ISHARES NEW 464285204 1,953 25 SH SOLE 0 0 25
ISHARES INC MSCI EMERG MRKT 464286533 299 4 SH SOLE 0 0 4
ISHARES INC MSCI EURZONE ETF 464286608 147,453 2,190 SH SOLE 0 0 2,190
ISHARES INC MSCI JAPAN ETF 46434G822 62,667 643 SH SOLE 0 0 643
ISHARES INC MSCI PAC JP ETF 464286665 72,915 1,325 SH SOLE 0 0 1,325
ISHARES TR 1 3 YR TREAS BD 464287457 13,967 172 SH SOLE 0 0 172
ISHARES TR 3YRTB ETF 464288125 748,329 10,104 SH SOLE 0 0 10,104
ISHARES TR CORE DIV GRWTH 46434V621 177,544 2,355 SH SOLE 0 0 2,355
ISHARES TR CORE MSCI INTL 46435G326 198,646 2,220 SH SOLE 0 0 2,220
ISHARES TR CORE S&P MCP ETF 464287507 269,453 3,745 SH SOLE 0 0 3,745
ISHARES TR CORE S&P SCP ETF 464287804 189,776 1,395 SH SOLE 0 0 1,395
ISHARES TR CORE S&P500 ETF 464287200 369,140 482 SH SOLE 0 0 482
ISHARES TR GLOBAL REIT ETF 46434V647 150,195 5,826 SH SOLE 0 0 5,826
ISHARES TR IBON 2026 TE ETF 46436E528 8,967 398 SH SOLE 0 0 398
ISHARES TR IBONDS DEC 26 46435U259 26,025 1,015 SH SOLE 0 0 1,015
ISHARES TR MSCI EAFE ETF 464287465 443,922 4,273 SH SOLE 0 0 4,273
ISHARES TR MSCI INDIA ETF 46429B598 21,567 462 SH SOLE 0 0 462
ISHARES TR MSCI UK ETF NEW 46435G334 75,519 1,623 SH SOLE 0 0 1,623
ISHARES TR RUS 1000 ETF 464287622 858,061 2,062 SH SOLE 0 0 2,062
ISHARES TR RUS 1000 GRW ETF 464287614 1,025,165 8,184 SH SOLE 0 0 8,184
ISHARES TR RUS 1000 VAL ETF 464287598 896,267 3,615 SH SOLE 0 0 3,615
ISHARES TR RUS MID CAP ETF 464287499 196,347 1,840 SH SOLE 0 0 1,840
ISHARES TR RUSSELL 2000 ETF 464287655 242,043 871 SH SOLE 0 0 871
ISHARES TR S&P 100 ETF 464287101 45,086 118 SH SOLE 0 0 118
ISHARES TR S&P MC 400VL ETF 464287705 6,543 48 SH SOLE 0 0 48
ISHARES TR TRS FLT RT BD 46434V860 1,314,463 25,942 SH SOLE 0 0 25,942
ISHARES TR ULTRA SHORT DUR 46434V878 35,200 698 SH SOLE 0 0 698
JOHNSON & JOHNSON COM 478160104 111,191 420 SH SOLE 0 0 420
JOHNSON CONTROLS INTERNATION SHS G51502105 298 2 SH SOLE 0 0 2
JPMORGAN CHASE & CO COM 46625H100 15,550 47 SH SOLE 0 0 47
KENVUE INC COM 49177J102 177 10 SH SOLE 0 0 10
KEURIG DR PEPPER INC COM 49271V100 152 5 SH SOLE 0 0 5
KEYCORP COM 493267108 121 6 SH SOLE 0 0 6
KIMCO REALTY CORP COM 49446R109 67 3 SH SOLE 0 0 3
KINDER MORGAN INC DEL COM 49456B101 875 29 SH SOLE 0 0 29
KKR & CO INC COM 48251W104 91,483 1,002 SH SOLE 0 0 1,002
KLA CORP COM NEW 482480100 1,560 8 SH SOLE 0 0 8
KNIGHT-SWIFT TRANSN HLDGS IN CL A 499049104 128 2 SH SOLE 0 0 2
KROGER CO COM 501044101 59 1 SH SOLE 0 0 1
L3HARRIS TECHNOLOGIES INC COM 502431109 237 1 SH SOLE 0 0 1
LAM RESEARCH CORP COM NEW 512807306 658 2 SH SOLE 0 0 2
LAMB WESTON HLDGS INC COM 513272104 6,254 150 SH SOLE 0 0 150
LAUDER ESTEE COS INC CL A 518439104 186 2 SH SOLE 0 0 2
LAZARD INC COM 52110M109 73 2 SH SOLE 0 0 2
LEAR CORP COM NEW 521865204 119 1 SH SOLE 0 0 1
LEIDOS HOLDINGS INC COM 525327102 122 1 SH SOLE 0 0 1
LINCOLN NATL CORP IND COM 534187109 81 2 SH SOLE 0 0 2
LITTELFUSE INC COM 537008104 424 1 SH SOLE 0 0 1
LOAR HOLDINGS INC COM SHS 53947R105 62 1 SH SOLE 0 0 1
LOEWS CORP COM 540424108 105 1 SH SOLE 0 0 1
LYONDELLBASELL INDUSTRIES NV SHS - A - N53745100 173 3 SH SOLE 0 0 3
M & T BK CORP COM 55261F104 218 1 SH SOLE 0 0 1
MACOM TECH SOLUTIONS HLDGS I COM 55405Y100 285 1 SH SOLE 0 0 1
MAPLEBEAR INC COM 565394103 44 1 SH SOLE 0 0 1
MARATHON PETE CORP COM 56585A102 396 1 SH SOLE 0 0 1
MARRIOTT INTL INC NEW CL A 571903202 36,279 102 SH SOLE 0 0 102
MARVELL TECHNOLOGY INC COM 573874104 793 3 SH SOLE 0 0 3
MASTEC INC COM 576323109 428 2 SH SOLE 0 0 2
MASTERCARD INCORPORATED CL A 57636Q104 1,655 3 SH SOLE 0 0 3
MCKESSON CORP COM 58155Q103 34,153 40 SH SOLE 0 0 40
MEDTRONIC PLC SHS G5960L103 346 4 SH SOLE 0 0 4
MERCK & CO INC COM 58933Y105 45,337 312 SH SOLE 0 0 312
META PLATFORMS INC CL A 30303M102 109,503 151 SH SOLE 0 0 151
MGIC INVT CORP WIS COM 552848103 130 5 SH SOLE 0 0 5
MGM RESORTS INTERNATIONAL COM 552953101 94 3 SH SOLE 0 0 3
MICROCHIP TECHNOLOGY INC. COM 595017104 156 2 SH SOLE 0 0 2
MICRON TECHNOLOGY INC COM 595112103 3,196 3 SH SOLE 0 0 3
MICROSOFT CORP COM 594918104 1,663,335 3,243 SH SOLE 0 0 3,243
MKS INC. COM 55306N104 266 1 SH SOLE 0 0 1
MODERNA INC COM 60770K107 193 1 SH SOLE 0 0 1
MONDELEZ INTL INC CL A 609207105 116 2 SH SOLE 0 0 2
MOODYS CORP COM 615369105 455 1 SH SOLE 0 0 1
MORGAN STANLEY COM NEW 617446448 753 4 SH SOLE 0 0 4
NASDAQ INC COM 631103108 93 1 SH SOLE 0 0 1
NATIONAL FUEL GAS CO COM 636180101 15,172 200 SH SOLE 0 0 200
NETAPP INC COM 64110D104 211 1 SH SOLE 0 0 1
NETFLIX INC. COM 64110L106 766 11 SH SOLE 0 0 11
NEWMONT CORP COM 651639106 347 3 SH SOLE 0 0 3
NEXTERA ENERGY INC COM 65339F101 379 5 SH SOLE 0 0 5
NORDSON CORP COM 655663102 328 1 SH SOLE 0 0 1
NRG ENERGY INC COM NEW 629377508 96 1 SH SOLE 0 0 1
NVIDIA CORPORATION COM 67066G104 14,845 65 SH SOLE 0 0 65
NXP SEMICONDUCTORS N V COM N6596X109 34,917 147 SH SOLE 0 0 147
ONEMAIN HLDGS INC COM 68268W103 111 2 SH SOLE 0 0 2
ONEOK INC NEW COM 30609A109 86 1 SH SOLE 0 0 1
ORACLE CORP COM 68389X105 687 5 SH SOLE 0 0 5
OREILLY AUTOMOTIVE INC COM 67103H107 171 2 SH SOLE 0 0 2
ORGANON & CO COMMON STOCK 68622V106 137 10 SH SOLE 0 0 10
OSHKOSH CORP COM 688239201 129 1 SH SOLE 0 0 1
PACCAR INC COM 693718108 76,758 699 SH SOLE 0 0 699
PALANTIR TECHNOLOGIES INC CL A 69608A108 1,123 6 SH SOLE 0 0 6
PALO ALTO NETWORKS INC COM 697435105 795 2 SH SOLE 0 0 2
PARKER-HANNIFIN CORP COM 701094104 223,569 234 SH SOLE 0 0 234
PAYCHEX INC COM 704326107 197 2 SH SOLE 0 0 2
PAYLOCITY HLDG CORP COM 70438V106 286 2 SH SOLE 0 0 2
PAYPAL HLDGS INC COM 70450Y103 158 3 SH SOLE 0 0 3
PENSKE AUTOMOTIVE GRP INC COM 70959W103 65,111 325 SH SOLE 0 0 325
PEPSICO INC COM 713448108 507 4 SH SOLE 0 0 4
PERMIAN RESOURCES CORP CLASS A COM 71424F105 275 13 SH SOLE 0 0 13
PFIZER INC COM 717081103 571 20 SH SOLE 0 0 20
PG&E CORP COM 69331C108 123 10 SH SOLE 0 0 10
PHILIP MORRIS INTL INC COM 718172109 764 4 SH SOLE 0 0 4
PHILLIPS 66 COM 718546104 31,404 123 SH SOLE 0 0 123
PILGRIMS PRIDE CORP COM 72147K108 82 3 SH SOLE 0 0 3
PINNACLE WEST CAP CORP COM 723484101 94 1 SH SOLE 0 0 1
PNC FINL SVCS GROUP INC COM 693475105 445 2 SH SOLE 0 0 2
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 112 1 SH SOLE 0 0 1
PROCTER & GAMBLE CO COM 742718109 86,442 595 SH SOLE 0 0 595
PROGRESSIVE CORP COM 743315103 415 2 SH SOLE 0 0 2
PROLOGIS INC. COM 74340W103 390 3 SH SOLE 0 0 3
PUBLIC SVC ENTERPRISE GROUP COM 744573106 68 1 SH SOLE 0 0 1
PULTE GROUP INC COM 745867101 349 3 SH SOLE 0 0 3
QNITY ELECTRONICS INC COMMON STOCK 74743L100 126 1 SH SOLE 0 0 1
QUALCOMM INC COM 747525103 369 2 SH SOLE 0 0 2
RANGE RES CORP COM 75281A109 112 3 SH SOLE 0 0 3
REALTY INCOME CORP COM 756109104 218 4 SH SOLE 0 0 4
REGIONS FINANCIAL CORP NEW COM 7591EP100 135 5 SH SOLE 0 0 5
REPUBLIC SVCS INC COM 760759100 210 1 SH SOLE 0 0 1
RESMED INC COM 761152107 222 1 SH SOLE 0 0 1
ROBINHOOD MKTS INC COM CL A 770700102 225 2 SH SOLE 0 0 2
ROBLOX CORP CL A 771049103 85 2 SH SOLE 0 0 2
ROCKWELL AUTOMATION INC COM 773903109 436 1 SH SOLE 0 0 1
ROIVANT SCIENCES LTD SHS G76279101 330 9 SH SOLE 0 0 9
ROKU INC COM CL A 77543R102 153 1 SH SOLE 0 0 1
ROSS STORES INC COM 778296103 234 1 SH SOLE 0 0 1
ROYAL CARIBBEAN GROUP COM V7780T103 532 2 SH SOLE 0 0 2
RTX CORPORATION COM 75513E101 929 5 SH SOLE 0 0 5
S&P GLOBAL INC COM 78409V104 395 1 SH SOLE 0 0 1
SALESFORCE INC COM 79466L302 460 2 SH SOLE 0 0 2
SAMSARA INC COM CL A 79589L106 191 5 SH SOLE 0 0 5
SBA COMMUNICATIONS CORP CL A 78410G104 161 1 SH SOLE 0 0 1
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 630,929 17,309 SH SOLE 0 0 17,309
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 2,154 40 SH SOLE 0 0 40
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 869 25 SH SOLE 0 0 25
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 540,531 19,677 SH SOLE 0 0 19,677
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,223 25 SH SOLE 0 0 25
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,489,034 119,039 SH SOLE 0 0 119,039
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 7,632 229 SH SOLE 0 0 229
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,712 90 SH SOLE 0 0 90
SCHWAB STRATEGIC TR US REIT ETF 808524847 143,745 6,522 SH SOLE 0 0 6,522
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 555,954 17,038 SH SOLE 0 0 17,038
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 923 1 SH SOLE 0 0 1
SEI INVTS CO COM 784117103 103 1 SH SOLE 0 0 1
SEMPRA COM 816851109 156 2 SH SOLE 0 0 2
SERVICENOW INC COM 81762P102 537 4 SH SOLE 0 0 4
SIMON PPTY GROUP INC NEW COM 828806109 402 2 SH SOLE 0 0 2
SNAP INC CL A 83304A106 92 17 SH SOLE 0 0 17
SNOWFLAKE INC COM SHS 833445109 680 2 SH SOLE 0 0 2
SOUTHERN CO COM 842587107 415 5 SH SOLE 0 0 5
SPDR INDEX SHS FDS SP CHINA ETF 78463X400 96,303 1,110 SH SOLE 0 0 1,110
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 36,382 397 SH SOLE 0 0 397
SPROUTS FMRS MKT INC COM 85208M102 67 1 SH SOLE 0 0 1
STAG INDUSTRIAL INC COM 85254J102 180 5 SH SOLE 0 0 5
STARBUCKS CORP COM 855244109 376 4 SH SOLE 0 0 4
STATE STR CORP COM 857477103 75,947 435 SH SOLE 0 0 435
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,584,563 2,078 SH SOLE 0 0 2,078
STRATEGY INC CL A NEW 594972408 154 1 SH SOLE 0 0 1
STRYKER CORPORATION COM 863667101 276 1 SH SOLE 0 0 1
SYNCHRONY FINANCIAL COM 87165B103 142 2 SH SOLE 0 0 2
TAPESTRY INC COM 876030107 231 2 SH SOLE 0 0 2
TE CONNECTIVITY PLC ORD SHS G87052109 423 2 SH SOLE 0 0 2
TESLA INC COM 88160R101 34,772 98 SH SOLE 0 0 98
TEXAS INSTRS INC COM 882508104 561 2 SH SOLE 0 0 2
THE CAMPBELLS COMPANY COM 134429109 40 2 SH SOLE 0 0 2
THE CIGNA GROUP COM 125523100 16,582 61 SH SOLE 0 0 61
TIMKEN CO COM 887389104 234 2 SH SOLE 0 0 2
TJX COS INC NEW COM 872540109 662 5 SH SOLE 0 0 5
T-MOBILE US INC COM 872590104 490 3 SH SOLE 0 0 3
TRACTOR SUPPLY CO COM 892356106 94 3 SH SOLE 0 0 3
TRANE TECHNOLOGIES PLC SHS G8994E103 452 1 SH SOLE 0 0 1
UBER TECHNOLOGIES INC COM 90353T100 412 6 SH SOLE 0 0 6
UNION PAC CORP COM 907818108 136,338 501 SH SOLE 0 0 501
UNITED AIRLS HLDGS INC COM 910047109 22,856 206 SH SOLE 0 0 206
UNITEDHEALTH GROUP INC COM 91324P102 1,102 3 SH SOLE 0 0 3
VANGUARD BD INDEX FDS INTERMED TERM 921937819 188,635 2,589 SH SOLE 0 0 2,589
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 11,708,999 153,259 SH SOLE 0 0 153,259
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 269,128 946 SH SOLE 0 0 946
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 800,874 2,140 SH SOLE 0 0 2,140
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 192,078 2,143 SH SOLE 0 0 2,143
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,382,797 1,973 SH SOLE 0 0 1,973
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6,306 76 SH SOLE 0 0 76
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 18,228 210 SH SOLE 0 0 210
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 488,519 10,315 SH SOLE 0 0 10,315
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 4,215 64 SH SOLE 0 0 64
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,282,751 32,329 SH SOLE 0 0 32,329
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 184,185 1,868 SH SOLE 0 0 1,868
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,532,600 9,875 SH SOLE 0 0 9,875
VENTAS INC COM 92276F100 171 2 SH SOLE 0 0 2
VENTURE GLOBAL INC COM CL A 92333F101 165 13 SH SOLE 0 0 13
VERISIGN INC COM 92343E102 283 1 SH SOLE 0 0 1
VERIZON COMMUNICATIONS INC COM 92343V104 413 9 SH SOLE 0 0 9
VIATRIS INC COM 92556V106 886 50 SH SOLE 0 0 50
VISA INC COM CL A 92826C839 109,237 304 SH SOLE 0 0 304
VISTRA CORP COM 92840M102 139 1 SH SOLE 0 0 1
WABTEC COM 929740108 3,159 11 SH SOLE 0 0 11
WALMART INC COM 931142103 1,559 15 SH SOLE 0 0 15
WARNER BROS DISCOVERY INC COM SER A 934423104 248 8 SH SOLE 0 0 8
WASTE MGMT INC DEL COM 94106L109 81,568 400 SH SOLE 0 0 400
WEATHERFORD INTL PLC ORD SHS G48833118 158 2 SH SOLE 0 0 2
WEC ENERGY GROUP INC COM 92939U106 101 1 SH SOLE 0 0 1
WELLS FARGO & CO COM 949746101 56,836 710 SH SOLE 0 0 710
WELLTOWER INC COM 95040Q104 461 2 SH SOLE 0 0 2
WESTLAKE CORPORATION COM 960413102 63 1 SH SOLE 0 0 1
WEYERHAEUSER CO COM NEW 962166104 5,068 266 SH SOLE 0 0 266
WILLIAMS COS INC COM 969457100 816 12 SH SOLE 0 0 12
WISDOMTREE TR INTL SMCAP DIV 97717W760 39,062 448 SH SOLE 0 0 448
WORKDAY INC CL A 98138H101 191 1 SH SOLE 0 0 1
WW GRAINGER INC COM 384802104 82,221 66 SH SOLE 0 0 66
XCEL ENERGY INC COM 98389B100 141 2 SH SOLE 0 0 2
ZILLOW GROUP INC CL C CAP STK 98954M200 109 4 SH SOLE 0 0 4
ZSCALER INC COM 98980G102 200 1 SH SOLE 0 0 1