The Securities and Exchange Commission has not necessarily
reviewed the information in this filing and has not determined
if it is accurate and complete.
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | 25,566,277 | 263,896 | SH | SOLE | 263,896 | 0 | 0 | ||
| ISHARES INC | CORE MSCI EMKT | 46434G103 | 5,342,777 | 65,830 | SH | SOLE | 65,830 | 0 | 0 | ||
| ISHARES TR | CORE S&P500 ETF | 464287200 | 37,203,725 | 48,578 | SH | SOLE | 48,578 | 0 | 0 | ||
| ISHARES TR | CORE S&P MCP ETF | 464287507 | 2,928,457 | 40,701 | SH | SOLE | 40,701 | 0 | 0 | ||
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 | 21,692,915 | 294,661 | SH | SOLE | 294,661 | 0 | 0 | ||
| VANGUARD INDEX FDS | MRNGSTR SML CP V | 922908611 | 3,236,681 | 14,010 | SH | SOLE | 14,010 | 0 | 0 | ||
| VANGUARD INDEX FDS | MRNGSTR VAL ETF | 922908744 | 13,279,867 | 61,458 | SH | SOLE | 61,458 | 0 | 0 | ||
| ISHARES INC | EM MKT SM-CP ETF | 464286475 | 1,183,654 | 15,728 | SH | SOLE | 15,728 | 0 | 0 | ||
| ISHARES TR | CORE US AGGBD ET | 464287226 | 985,490 | 10,424 | SH | SOLE | 10,424 | 0 | 0 | ||
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | 423,333 | 4,723 | SH | SOLE | 4,723 | 0 | 0 | ||
| APPLE INC | COM | 037833100 | 690,019 | 2,072 | SH | SOLE | 2,072 | 0 | 0 | ||
| MORGAN STANLEY ETF TRUST | EATO VA DURA ETF | 61774R825 | 433,513 | 8,710 | SH | SOLE | 8,710 | 0 | 0 | ||
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 | 1,937,416 | 6,457 | SH | SOLE | 6,457 | 0 | 0 | ||
| ISHARES TR | S&P 500 GRWT ETF | 464287309 | 1,469,935 | 10,333 | SH | SOLE | 10,333 | 0 | 0 | ||
| ISHARES TR | S&P 500 VAL ETF | 464287408 | 2,667,404 | 11,685 | SH | SOLE | 11,685 | 0 | 0 | ||
| PAYCHEX INC | COM | 704326107 | 317,591 | 3,224 | SH | SOLE | 3,224 | 0 | 0 | ||
| VANGUARD INDEX FDS | MRNGSTR SML CAP | 922908751 | 246,747 | 867 | SH | SOLE | 867 | 0 | 0 | ||
| ISHARES TR | SP SMCP600VL ETF | 464287879 | 648,508 | 5,063 | SH | SOLE | 5,063 | 0 | 0 | ||
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 4,824,006 | 68,319 | SH | SOLE | 68,319 | 0 | 0 | ||
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 780,336 | 13,157 | SH | SOLE | 13,157 | 0 | 0 | ||
| VANGUARD INDEX FDS | MRNGSTR GRWT ETF | 922908736 | 2,344,332 | 26,016 | SH | SOLE | 26,016 | 0 | 0 | ||
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 | 243,682 | 8,965 | SH | SOLE | 8,965 | 0 | 0 | ||
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 809,896 | 1,626 | SH | SOLE | 1,626 | 0 | 0 | ||
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | 3,473,145 | 27,637 | SH | SOLE | 27,637 | 0 | 0 | ||
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 | 563,089 | 5,964 | SH | SOLE | 5,964 | 0 | 0 | ||
| VANGUARD INDEX FDS | MRNGSTR MID CAP | 922908629 | 661,419 | 8,434 | SH | SOLE | 8,434 | 0 | 0 | ||
| VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 921932885 | 214,933 | 1,765 | SH | SOLE | 1,765 | 0 | 0 | ||
| ISHARES TR | TIPS BD ETF | 464287176 | 430,102 | 4,134 | SH | SOLE | 4,134 | 0 | 0 | ||
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 1,610,707 | 18,958 | SH | SOLE | 18,958 | 0 | 0 | ||
| EXXONMOBIL HOLDINGS CORP | COM SHS | 30233Q108 | 240,849 | 1,480 | SH | SOLE | 1,480 | 0 | 0 | ||
| ISHARES TR | CORE MSCI INTL | 46435G326 | 362,915 | 4,056 | SH | SOLE | 4,056 | 0 | 0 | ||
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 651,846 | 9,292 | SH | SOLE | 9,292 | 0 | 0 | ||
| INVESCO ACTIVELY MANAGED EXC | TOTAL RETURN | 46090A804 | 234,940 | 5,269 | SH | SOLE | 5,269 | 0 | 0 | ||
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | 214,316 | 2,737 | SH | SOLE | 2,737 | 0 | 0 | ||
| ALPHABET INC | CAP STK CL A | 02079K305 | 410,143 | 1,192 | SH | SOLE | 1,192 | 0 | 0 | ||
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | 1,494,010 | 2 | SH | SOLE | 2 | 0 | 0 | ||
| CITIGROUP INC | COM NEW | 172967424 | 284,571 | 2,198 | SH | SOLE | 2,198 | 0 | 0 | ||
| ISHARES TR | EAFE GRWTH ETF | 464288885 | 227,731 | 1,900 | SH | SOLE | 1,900 | 0 | 0 | ||
| MICROSOFT CORP | COM | 594918104 | 398,405 | 777 | SH | SOLE | 777 | 0 | 0 | ||
| PALO ALTO NETWORKS INC | COM | 697435105 | 536,369 | 1,350 | SH | SOLE | 1,350 | 0 | 0 | ||
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 540,936 | 6,520 | SH | SOLE | 6,520 | 0 | 0 | ||
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 | 370,636 | 2,153 | SH | SOLE | 2,153 | 0 | 0 | ||
| VANGUARD WORLD FD | INDUSTRIAL ETF | 92204A603 | 284,198 | 887 | SH | SOLE | 887 | 0 | 0 | ||
| AMGEN INC | COM | 031162100 | 223,698 | 531 | SH | SOLE | 531 | 0 | 0 | ||