The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,393,687 4,185 SH SOLE 4,185 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 343,737 4,963 SH SOLE 4,963 0 0
BLACKROCK ETF TRUST II ISHARES LARG CAP 092528702 3,997,312 105,833 SH SOLE 105,833 0 0
BONDBLOXX ETF TRUST PRIVA CR CLO ETF 09789C671 1,332,249 26,629 SH SOLE 26,629 0 0
CHUBB LIMITED COM H1467J104 1,854,250 5,701 SH SOLE 5,701 0 0
ELI LILLY & CO COM 532457108 422,334 365 SH SOLE 365 0 0
FLEXSHARES TR NRTRN TR MRN GBL 33939L407 210,855 3,998 SH SOLE 3,998 0 0
HARBOR ETF TRUST COMM ALL WEA ETF 41151J505 2,049,946 58,138 SH SOLE 58,138 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 7,169,111 9,691 SH SOLE 9,691 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 9,505,922 34,208 SH SOLE 34,208 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,288,823 12,748 SH SOLE 12,748 0 0
ISHARES TR MSCI USA MMENTM 46432F396 891,725 2,810 SH SOLE 2,810 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 1,153,203 5,189 SH SOLE 5,189 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 5,849,185 104,041 SH SOLE 104,041 0 0
PACER FDS TR US CASH COWS 100 69374H881 4,105,273 61,493 SH SOLE 61,493 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 10,718,908 123,220 SH SOLE 123,220 0 0
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 280,823 9,795 SH SOLE 9,795 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 29,017,309 38,049 SH SOLE 38,049 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,368,112 15,264 SH SOLE 15,264 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 866,964 1,237 SH SOLE 1,237 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 1,270,919 3,396 SH SOLE 3,396 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,038,622 84,954 SH SOLE 84,954 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 8,336,166 35,730 SH SOLE 35,730 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 16,270,415 230,427 SH SOLE 230,427 0 0