JPMMT2026-ABS-15G

 

Exhibit 99.22

 

Loan ID Seller Loan ID Investor Loan ID Field Name Verified Value Bid Tape Value Comment
305216745 XXXXX   As-Is Value $XXX $XXX Appraisal and change of circumstance letter reflect XXX of XXX
305195197 XXXXX   Borrower First Name XXX XXX Note & Credit report reflect "XXX"
305213228 XXXXX   DSCR XXX XXX Monthly Breakdown: Income $ XX/XX/XXXX / PITIA XXX
305207661 XXXXX   DSCR XXX XXX TIA matches CD XXX PI discrepancy; Monthly Breakdown: Income XXX / $PITIA XXX
305207660 XXXXX   DSCR XXX XXX Monthly Breakdown: Income XXX / PITIA XXX
305213258 XXXXX   DSCR XXX XXX Monthly Breakdown: Income XXX / PITIA XXX
305214090 XXXXX   DSCR XXX XXX Utilizing Lease rent for monthly income XXX / PITIA XXX
305120677 XXXXX   DSCR XXX XXX XXX Mkt Rent / XXX PITIA = XX/XX/XXXX DSCR
305122627 XXXXX   DSCR XXX XXX XXX Lease Rent/ XXX = XX/XX/XXXX DSCR
305122626 XXXXX   DSCR XXX XXX XXX Lease Rent/ XXX PITIA = XX/XX/XXXX DSCR
305194456 XXXXX   DSCR XXX XXX XXX Mkt Rent / XXX PITIA = XX/XX/XXXX DSCR
305156572 XXXXX   DSCR XXX XXX XXX Rents / XXX PITIA = XX/XX/XXXX DSCR
305172500 XXXXX   DSCR XXX XXX XXX Mkt Rent / XXX PITIA = XX/XX/XXXX DSCR
305194472 XXXXX   DSCR XXX XXX XXX Rent/ XXX PITIA = XX/XX/XXXX DSCR
305207661 XXXXX   Loan Amount  $XXXXXX   $XXXXXX  Note reflects XXX
305207660 XXXXX   Loan Amount  $XXXXXX   $XXXXXX  Note & Change of circumstance letter reflects XXX
305227372 XXXXX   Loan Purpose XXX XXX Delayed Finance
305207661 XXXXX   LTV 80.00% 75.00%  
305207660 XXXXX   LTV 80.00% 75.00% XXX / Qualifying value XXX
305216745 XXXXX   LTV 79.21% 72.07% LTV calculated using XXX qualifying value
305142428 XXXXX   Monthly Taxes XXX XXX Includes School taxes
305120677 XXXXX   Monthly Taxes XXX XXX Includes City taxes
305194456 XXXXX   Monthly Taxes XXX XXX Includes City taxes
305194472 XXXXX   Monthly Taxes XXX XXX Property and school taxes: XXX
305207661 XXXXX   P&I XXX XXX Note reflects XXX
305207660 XXXXX   P&I XXX XXX Note reflects XXX
305142428 XXXXX   P&I XXX XXX Note reflects XXX
305120677 XXXXX   P&I XXX XXX Note reflects XXX
305194456 XXXXX   P&I XXX XXX Note reflects XXX
305194472 XXXXX   P&I XXX XXX Note reflects XXX
305077923 XXXXX   PITIA XXX XXX Tape is only reflecting P&I
305102826 XXXXX   PITIA XXX XXX Includes monthly HOA fee of XXX
305172516 XXXXX   PITIA XXX XXX The tape is only reflecting P&I
305156439 XXXXX   PITIA XXX XXX The tape is only reflecting P&I
305172474 XXXXX   PITIA XXX XXX The tape is only reflecting P&I
305194339 XXXXX   PITIA XXX XXX The tape is only reflecting P&I
305190522 XXXXX   Property Type 12- 1 Family Attached SINGFAMDET Appraisal reflects Attached
305147630 XXXXX   Property Type 12- 1 Family Attached SINGFAMDET Appraisal Reflects Attached
305210763 XXXXX   Property Type 12- 1 Family Attached SINGFAMDET Appraisal reflects XXX family attached
305122627 XXXXX   Property Type 29- 5 to 10 Unit Multi-Family 2-4 Units XXX units
305122626 XXXXX   Property Type 29- 5 to 10 Unit Multi-Family 2-4 Units XXX Units
305207661 XXXXX   Qualifying FICO XXX XXX Credit report reflects median FICO score of XXX
305176136 XXXXX   Sales Price XXX XXX HUD reflects XXX purchase price
305201271 XXXXX   Qualifying FICO XXX XXX  
305201230 XXXXX   DSCR XXX XXX Monthly Breakdown: Income XXX / (PI XXX + Hazard Ins XXX + Tax $XXX)
305201268 XXXXX   Qualifying FICO XXX XXX  
305201174 XXXXX   Qualifying FICO XXX XXX  
305232740 XXXXX   DSCR XXX XXX XXX Rent / XXX
305232769 XXXXX   DSCR XXX XXX $XXX/$XXX
305232770 XXXXX   DSCR XXX XXX $XXX/$XXX
305106518 XXXXX   DSCR XXX XXX XXX / XXX
305106526 XXXXX   DSCR XXX XXX XXX Market Rent / XXX PITIA
305232768 XXXXX   DSCR XXX XXX $XXX/$XXX
305232769 XXXXX   Gross Rent XXX XXX Using lower lease rent of XXX
305232770 XXXXX   Gross Rent XXX XXX Missing XXX months rent receipts to utilize higher lease rent
305106518 XXXXX   Gross Rent XXX XXX Using appraisal market rent, property is vacant per appraisal
305106526 XXXXX   Gross Rent XXX XXX Subject is vacant. form 1007 shows market rents at XXX
305232768 XXXXX   Gross Rent XXX XXX Missing XXX months rent receipts to utilize higher lease rent
305232746 XXXXX   Gross Rent XXX XXX Missing XXX months rent receipts to utilize higher lease rent
305232769 XXXXX   Loan Amount  $XXXXXX   $XXXXXX  Note reflects XXX
305232770 XXXXX   Loan Amount  $XXXXXX   $XXXXXX  Note reflects XXX of XXX
305232768 XXXXX   Loan Amount  $XXXXXX   $XXXXXX  Note reflects XXX of XXX
305232769 XXXXX   Loan Purpose XXX XXX Cash to borrower less than XXX% XXX
305232768 XXXXX   Loan Purpose XXX XXX Cash to borrower less than XXX% XXX
305232769 XXXXX   LTV 79.07% 75.00% $XXX/$XXX
305232770 XXXXX   LTV 80.00% 75.00% $XXX/$XXX
305232768 XXXXX   LTV 80.00% 75.00% $XXX/$XXX
305241215 XXXXX   Mo. Insurance XXX XXX Insurance Receipt shows XXX annual premium
305232760 XXXXX   Mo. Insurance XXX XXX CA value only includes Hazard insurance while Tape value include Hazard and Flood
305232758 XXXXX   Mo. Insurance XXX XXX CA value only includes Hazard insurance while Tape value include Hazard and Flood
305232759 XXXXX   Mo. Insurance XXX XXX CA value only includes Hazard insurance while Tape value include Hazard and Flood
305232756 XXXXX   Mo. Taxes XXX XXX Tax Cert shows annual taxes of XXX
305232754 XXXXX   Mo. Taxes XXX XXX Tax Cert shows annual taxes of XXX
305232750 XXXXX   Mo. Taxes XXX XXX XXX Annual tax per estimate in file
305232760 XXXXX   Note Date XX/XX/XXXX XX/XX/XXXX Note reflects XX/XX/XXXX
305106518 XXXXX   Note Date XX/XX/XXXX XX/XX/XXXX Note reflects XX/XX/XXXX
305106526 XXXXX   Note Date XX/XX/XXXX XX/XX/XXXX Note reflects XX/XX/XXXX
305232769 XXXXX   P&I XXX XXX matches first payment letter in file
305232770 XXXXX   P&I XXX XXX Note reflects XXX
305232768 XXXXX   P&I XXX XXX matches first payment letter in file
305241215 XXXXX   PITIA XXX XXX XXX P&I + XXX Insurance + XXX Tax
305241213 XXXXX   PITIA XXX XXX XXX P&I + XXX Insurance + XXX Tax + XXX HOA
305232740 XXXXX   PITIA XXX XXX XXX P&I + XXX Insurance + XXX Tax
305232769 XXXXX   PITIA XXX XXX matches first payment letter in file
305232770 XXXXX   PITIA XXX XXX Breakdown: P&I: XXX + Hazard: XXX + Taxes: XXX
305232768 XXXXX   PITIA XXX XXX matches first payment letter in file
305232762 XXXXX   PITIA XXX XXX Immaterial variance
305232756 XXXXX   PITIA XXX XXX XXX P&I + XXX Insurance + XXX Tax
305232755 XXXXX   PITIA XXX XXX XXX P&I + XXX Tax + XXX Insurance + XXX HOA dues
305232754 XXXXX   PITIA XXX XXX XXX P&I + XXX Insurance + XXX Tax
305232750 XXXXX   PITIA XXX XXX XXX P&I + XXX Insurance + XXX Tax
305232769 XXXXX   Qualifying FICO XXX XXX Qualifying FICO is XXX
305232770 XXXXX   Qualifying FICO XXX XXX Utilizing lower FICO of both borrowers
305232768 XXXXX   Qualifying FICO XXX XXX Utilizing lower FICO of both borrowers
305176833 XXXXX   Borrower 1 Citizen XXX XXX Per Work Visa and Foreign Passport.
305191409 XXXXX   Borrower 1 Citizen XXX XXX Perm Resident, ID on file
305176833 XXXXX   Borrower 1 FTHB XXX XXX Per Final 1003.
305191414 XXXXX   Borrower 1 FTHB XXX XXX Borrower is a FTHB
305191420 XXXXX   Borrower 1 FTHB XXX XXX Borrower 1-XXX are FTHB.
305191461 XXXXX   Calculated DSCR XXX XXX Updated PITI payment for subject.
305102496 XXXXX   Closing/Settlement Date XX/XX/XXXX XX/XX/XXXX Per the initial 1003 the application date is XXX.
305142119 XXXXX   Closing/Settlement Date XX/XX/XXXX XX/XX/XXXX Per CD
305172780 XXXXX   Closing/Settlement Date XX/XX/XXXX XX/XX/XXXX Per Final CD
305194498 XXXXX   Closing/Settlement Date XX/XX/XXXX XX/XX/XXXX  
305102496 XXXXX   Credit QM/ATR Designation XXX XXX Per Lender's approval the subject loan is NonQM.
305142119 XXXXX   Credit QM/ATR Designation XXX XXX Per Loan Approval
305172477 XXXXX   Credit QM/ATR Designation XXX XXX QM - ATR Exempt, per investment refi.
305156539 XXXXX   Credit QM/ATR Designation XXX XXX Per the Lender's approval the subject loan is NonQM.
305156429 XXXXX   Credit QM/ATR Designation XXX XXX Per the Lender's approval the subject loan is NonQM.
305172780 XXXXX   Credit QM/ATR Designation XXX XXX Per Loan Approval
305156499 XXXXX   Credit QM/ATR Designation XXX XXX Non QM, per Loan Approval.
305156434 XXXXX   Credit QM/ATR Designation XXX XXX QM -ATR EXEMPT
305194430 XXXXX   Credit QM/ATR Designation XXX XXX Per the Lender's approval the subject loan is NonQM.
305194408 XXXXX   Credit QM/ATR Designation XXX XXX As per Lender Approval "XXX" Updated
305194498 XXXXX   Credit QM/ATR Designation XXX XXX Per the Lender's approval and occupancy disclosure the subject property is an investment.
305102546 XXXXX   Credit QM/ATR Designation XXX XXX Per Loan Approval
305194215 XXXXX   Credit QM/ATR Designation XXX XXX Updated as per Guidelines
305197564 XXXXX   Credit QM/ATR Designation XXX XXX XXX confirmed using guidelines.
305102546 XXXXX   Loan Product Type XXX XXX Per Note
305191443 XXXXX   Property Type Single Family Attached Single Family Detached Per appraisal
305232779 XXXXX   Property Type Two to Four Unit Single Family Detached This is a two unit property
305232777 XXXXX   Property Type Two to Four Unit Single Family Detached Verified XXX to the appraisal
305232775 XXXXX   Property Type Two to Four Unit Single Family Detached Verified with the appraisal
305157892 XXXXX   Property Value $XXX $XXX confirmed with XXX ana appraisal
305157828 XXXXX   Property Value $XXX $XXX Qualified with appraised value
305156429 XXXXX   Property Value $XXX $XXX Verified per the subject property appraisal, the value is XXX
305191486 XXXXX   Qualifying FICO XXX XXX Confirmed score using middle score.
305191441 XXXXX   Qualifying FICO XXX XXX Qualified using the Primary Wage Earner.
305191513 XXXXX   Qualifying FICO XXX XXX Confirmed on the credit report.
305191568 XXXXX   Qualifying FICO XXX XXX  
305191402 XXXXX   Qualifying FICO XXX XXX  
305241216 XXXXX   Qualifying LTV 61.22 60.00 Confirmed, price is greater than value, using appraised value to calculate LTV.
305156499 XXXXX   Qualifying Total Debt Income Ratio XXX XXX XXX% DTI per audit review. The borrower provided several credit card account Statements, with the accounts paid in full or lower payments than reflected on the credit report. Audit included the lower payments and as a result, the Borrower's DTI was lower than the qualifying DTI.
305142119 XXXXX   Qualifying Total Debt Income Ratio XXX XXX DTI variance is due to departure residence rent payment captured incorrectly on XXX as XXX vs XXX calculated and verified on Final 1003 provided via trailing docs.
305194498 XXXXX   Qualifying Total Debt Income Ratio XXX XXX Audit DTI of XXX is due to the HOI payment for properties located at XXX/XXX XXX. Per the Final 1003, REO page, a combined total monthly payment of XXX for taxes, HOI, and HOA was used to qualify the subject loan transaction. Verified monthly tax payment as XXX and verified monthly HOI payment as $XXX. Per the Final 1003, REO page, a combined total monthly payment of XXX for taxes, HOI, and HOA was used to qualify the subject loan transaction. Verified monthly tax payment as XXX and verified monthly HOI payment as $XXX. The audit DTI of XXX does not exceed the max allowed DTI of XXX
305191431 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Total months reserves verified via asset docs.
305191411 XXXXX   Qualifying Total Reserves Number of Months XXX XXX XXX months reserves are required per Investor Guidelines
305191496 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Taken from assets provided
305191399 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Assets as documented in the loan file. Matches the Final 1003.
305191443 XXXXX   Qualifying Total Reserves Number of Months XXX XXX XXX months reserves are required per Investor Guidelines
305191499 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Updated assets with assets reviewed and verified.
305191477 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Updated per asset Statements.
305176839 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Assets as documented in the loan file.
305191498 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Based on the documented assets in the loan file. Matches the Final 1003.
305191461 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Verified assets updated number of reserves months.
305191426 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Updated assets
305191422 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Updated assets
305191430 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Based on documented assets in the loan file.
305191435 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Confirmed based on the asset docs in file.
305191420 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Total months reserves verified.
305191480 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Total months reserves verified.
305191478 XXXXX   Qualifying Total Reserves Number of Months XXX XXX XXX months reserves are required per Investor Guidelines
305157828 XXXXX   Qualifying Total Reserves Number of Months XXX XXX asset verified with all bank Statements and reserves are sufficient for cash to close
305191404 XXXXX   Qualifying Total Reserves Number of Months XXX XXX XXX months reserves are required per Investor Guidelines
305191513 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Confirmed based on the final CD. Cash in hand.
305157892 XXXXX   Qualifying Total Reserves Number of Months XXX XXX updated as per guideline and matrix
305191402 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Assets taken from file
305191488 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Based on cash out proceeds.
305191472 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Using cash out proceeds per final CD.
305191495 XXXXX   Qualifying Total Reserves Number of Months XXX XXX XXX months reserves are required per Investor Guidelines
305191413 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Taken from assets provided
305191455 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Taken from assets provided
305191444 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Taken from assets provided.
305157797 XXXXX   Qualifying Total Reserves Number of Months XXX XXX XXX per assets provided in file.
305191462 XXXXX   Qualifying Total Reserves Number of Months XXX XXX Updated assets including business bank account
305191417 XXXXX   Reviewed Appraised Property Value $XXX $XXX Value per appraisal and desk review is XXX
305191513 XXXXX   Reviewed Appraised Property Value $XXX $XXX Confirmed on the 1st appraisal.
305191403 XXXXX   Reviewed Appraised Property Value $XXX $XXX Reviewed appraisal amount base on property listed for sale XX/XX/XXXX. Used amount from sale in XXX of $XXX.
305232463 XXXXX   Borrower 1 First Name XXX XXX Borrowers first name is XXX
305232517 XXXXX   Borrower 1 First Name XXX XXX The borrower's first name verified in the file.
305232463 XXXXX   Borrower 1 Last Name XXXXX XXXXX Borrower Last Name is XXX
305232517 XXXXX   Borrower 1 Last Name XXXXX XXXXX The borrower's Last Name verified in the file
305232463 XXXXX   Qualifying FICO XXX XXX The representative score for each borrower is the middle score when three XXX credit agency scores return and the higher score when two XXX credit agency scores return
305232463 XXXXX   Qualifying Total Debt Income Ratio XXX XXX Lender XXX reflects primary payment PI XXX and added XXX or taxes and XXX for HOI. The actual is XXX which included taxes and insurance. This caused higher DTI