|
ALT ID #
|
Loan ID
|
Due Diligence Vendor
|
DD Loan Status
|
Loan Review Type
|
Sub Loan Review Type
|
Loan File Received
|
Vendor Due Diligence Comments
|
Seller Loan ID
|
Initial Loan Originator NMLS
|
Initial Loan Origination Company
|
Loan Officer Name
|
Loan Officer NMLS
|
Mortgage Broker Flag
|
Property Address
|
Property City
|
Property State
|
Property Zip Code
|
Sales Price
|
Subject Property Type
|
Condo Type
|
Condo Rise Level
|
Property Attachment Type
|
Occupancy
|
All Borrowers Occupying
|
Short Term Rental
|
Census Tract
|
Borrower 1 First Name
|
Borrower 1 Last Name
|
Borrower 1 Middle Name
|
Borrower 1 Birthdate
|
Borrower 1 SSN
|
Borrower 1 Years in Job
|
Borrower 1 Months in Job
|
Borrower 1 Sex
|
Borrower 1 Marital Status
|
Borrower 1 Years in Residence
|
Borrower 1 Months in Residence
|
Borrower 1 S&P Employment Type
|
Borrower 1 Employment Status 2
|
Borrower 1 Application Taken Method
|
Borrower 1 Age at Application
|
Borrower 1 Application Date
|
Borrower 1 Years in Industry
|
Borrower 1 Months in Industry
|
Borrower 1 Citizen
|
Borrower 2 First Name
|
Borrower 2 Last Name
|
Borrower 2 Middle Name
|
Borrower 2 SSN
|
Borrower 2 Birthdate
|
Borrower 2 Age at Application
|
Borrower 2 Application Date
|
Borrower 2 Years in Job
|
Borrower 2 Months in Job
|
Borrower 2 Sex
|
Borrower 2 Marital Status
|
Borrower 2 Citizen
|
Borrower 2 Years in Residence
|
Borrower 2 S&P Employment Type
|
Borrower 2 Employment Status 2
|
Borrower 2 Application Taken Method
|
Borrower 2 Years in Industry
|
Borrower 2 Months in Industry
|
Borrower 2 Months in Residence
|
Borrower 3 Birthdate
|
Borrower 3 Citizen
|
Borrower 3 First Name
|
Borrower 3 Last Name
|
Borrower 3 Middle Name
|
Borrower 3 SSN
|
Borrower 3 Sex
|
Borrower 3 Marital Status
|
Borrower 3 Years in Job
|
Borrower 3 Months in Job
|
Borrower 3 Years in Residence
|
Borrower 3 Age at Application
|
Borrower 3 Application Date
|
Borrower 3 S&P Employment Type
|
Borrower 3 Employment Status 2
|
Borrower 3 Application Taken Method
|
Borrower 3 Years in Industry
|
Borrower 3 Months in Industry
|
Borrower 3 Months in Residence
|
Borrower 4 First Name
|
Borrower 4 Last Name
|
Borrower 4 Middle Name
|
Borrower 4 SSN
|
Borrower 4 Birthdate
|
Borrower 4 Citizen
|
Borrower 4 Sex
|
Borrower 4 Marital Status
|
Borrower 4 Years in Job
|
Borrower 4 Years in Residence
|
Borrower 4 Age at Application
|
Borrower 4 Application Date
|
Borrower 4 S&P Employment Type
|
Borrower 4 Employment Status 2
|
Borrower 4 Application Taken Method
|
Borrower 4 Years in Industry
|
Borrower 4 Months in Industry
|
Borrower 4 Months in Residence
|
Borrower 4 Months in Job
|
DD Product Reviewed
|
Original Loan Amount
|
Loan Purpose
|
Refinance Purpose
|
Interest Rate
|
LTV
|
CLTV
|
Lien Position
|
Amortization Type
|
Amortization Term
|
Note Date
|
Maturity Date
|
Original First Payment Date
|
Property Number of Units
|
Current P&I
|
Original PITI
|
Escrow Flag
|
Partial Escrow Type
|
Origination Channel
|
Junior Lien Balance
|
Monthly Total Escrow Payment
|
Relocation Loan Indicator
|
MERS Loan ID
|
Assumable Flag
|
Loan Type
|
Annual Percent Rate (APR)
|
Balloon Flag
|
Shared Equity Loan
|
Margin
|
Monthly Principal and Interest Amount
|
Senior Lien Origination Date
|
Average Prime Offer Rate (APOR)
|
Final Closing Disclosure APR
|
Application Date
|
Total Number of Borrowers
|
Current Senior Lien Balance
|
Servicer Loan ID
|
ARM Rate Index Type
|
Pricing Doc Type
|
Submission Date
|
Forgiven Interest Amount
|
Forgiven Principal Amount
|
Last Modification First Payment Date
|
Number of Modifications
|
Months Since Bankruptcy
|
Initial Payment Discount
|
P&I Payment Max Extension
|
HELOC Max Combined Balance
|
Initial Amortization Term
|
HELOC Indicator
|
Escrows Collected
|
Cash Out Amount
|
Interest Only Term
|
Interest Type
|
Sr Lien Hybrid Period
|
Sr Lien Neg Am Limit
|
HCLTV
|
Loan-To-Cost (LTC)
|
Originator DSCR
|
Subordinate Financing Amount
|
Late Payment History
|
Months Since Foreclosure
|
Asset Depletion Flag
|
Temporary Buydown Flag
|
Buydown Contributor
|
Buydown Type
|
Buydown Total Term
|
Buydown Rate 1
|
Buydown Term 1
|
Buydown Rate 2
|
Buydown Term 2
|
Buydown Rate 3
|
Buydown Term 3
|
Buydown Rate 4
|
Buydown Term 4
|
Buydown Rate 5
|
Buydown Term 5
|
ARM Initial Fixed Rate Period
|
ARM Subsequent Payment Change Frequency
|
ARM Subsequent Changes Date
|
ARM Initial Interest Rate Floor
|
ARM Initial Interest Rate Cap
|
ARM Initial Interest Rate Change Floor
|
ARM Initial Interest Rate Change Cap
|
ARM Subsequent Interest Rate Floor
|
ARM Subsequent Interest Rate Cap
|
ARM Lifetime Interest Rate Minimum
|
ARM Lifetime Interest Rate Maximum
|
Index Lookback Period
|
Index Rounding Factor
|
ARM Rounding Method
|
ARM Convertible Flag
|
Interest Only Flag
|
Prepayment Penalty Flag
|
Prepayment Penalty Type
|
Prepayment Penalty Description
|
Prepayment Penalty Total Term
|
Prepayment Penalty Hard Term
|
GSE Eligible Flag
|
AUS Recommendation
|
AUS Type
|
Lock Date
|
Cash to Close
|
Interested Party Contributions
|
Credit Line Usage Ratio
|
Down Payment Percentage
|
Total Origination and Discount Points
|
Source of Down Payment
|
Lender Credit
|
AUS Case Number
|
Borrower 1 FTHB
|
Borrower 2 FTHB
|
Borrower 3 FTHB
|
Borrower 4 FTHB
|
Total Points and Fees
|
Closing Costs Funds Type
|
Origination Charges
|
Section D - Total Loan Costs
|
Title Held As
|
Flood Zone Code
|
Last Modification Total Capitalized Amount
|
Total Deferred Balance on Deferral Agreement
|
Flood Certification Vendor Name
|
Total Monthly Income
|
All Borrower Base Employment Income
|
All Borrower Bonuses
|
All Borrower Commissions
|
All Borrower Other Income
|
All Borrower Bank Statement Income
|
Qualifying All Borrower Residual Income
|
Borrower 1 Base Empl Income
|
Borrower 1 Bonuses
|
Borrower 1 Commissions
|
Borrower 1 Other Income
|
Borrower 1 Bank Statement Income
|
Borrower 1 Income Verification Level
|
Borrower 1 Income Verification Description
|
Borrower 1 Income Verification Months
|
Borrower 2 Base Empl Income
|
Borrower 2 Bonuses
|
Borrower 2 Commissions
|
Borrower 2 Other Income
|
Borrower 2 Bank Statement Income
|
Borrower 2 Income Verification Level
|
Borrower 2 Income Verification Description
|
Borrower 2 Income Verification Months
|
Borrower 3 Base Empl Income
|
Borrower 3 Bonuses
|
Borrower 3 Commissions
|
Borrower 3 Other Income
|
Borrower 3 Bank Statement Income
|
Borrower 3 Income Verification Level
|
Borrower 3 Income Verification Description
|
Borrower 4 Base Empl Income
|
Borrower 4 Bonuses
|
Borrower 4 Commissions
|
Borrower 4 Other Income
|
Borrower 4 Bank Statement Income
|
Borrower 4 Income Verification Level
|
Borrower 4 Income Verification Description
|
Borrower 1 Asset Verification Level
|
Borrower 2 Asset Verification Level
|
Borrower 3 Asset Verification Level
|
Borrower 4 Asset Verification Level
|
Total Verified Reserves Amount
|
Total Monthly Payments
|
Monthly Other Housing Expense
|
Current Total Housing Payment
|
Borrower 1 Months Asset Bank Statements
|
Borrower 2 Months Asset Bank Statements
|
Effective Property Value
|
Effective Valuation Type
|
Effective Valuation Date
|
Effective Valuation Source
|
Additional Property Value 2
|
Additional Property Value Type 2
|
Additional Property Value Date 2
|
Additional Property Value Source 2
|
Additional Property Value 3
|
Additional Property Value Type 3
|
Additional Property Value Date 3
|
Additional Property Value Source 3
|
Original Appraised Value
|
Original Appraisal Type
|
Original Appraised Date
|
Appraiser Name
|
Appraiser Cert or License Number
|
Appraiser City
|
Appraiser State
|
Date of Report - Appraisal Findings
|
Automated Valuation Model (AVM)
|
AVM Confidence Score
|
Borrower 1 Origination FICO
|
Borrower 1 FICO Date
|
Borrower 1 Origination Equifax
|
Borrower 1 Origination Experian
|
Borrower 1 Origination TransUnion
|
Borrower 2 Origination FICO
|
Borrower 2 FICO Date
|
Borrower 2 Origination Equifax
|
Borrower 2 Origination Experian
|
Borrower 2 Origination TransUnion
|
Borrower 3 Origination FICO
|
Borrower 3 FICO Date
|
Borrower 3 Origination Equifax
|
Borrower 3 Origination Experian
|
Borrower 3 Origination TransUnion
|
Borrower 4 FICO Date
|
Borrower 4 Origination FICO
|
Borrower 4 Origination Equifax
|
Borrower 4 Origination Experian
|
Borrower 4 Origination TransUnion
|
Borrower 1 Employment Verification Level
|
Borrower 2 Employment Verification Level
|
Borrower 3 Employment Verification Level
|
Borrower 4 Employment Verification Level
|
Credit Report: Longest Trade Line
|
Credit Report: Number of Trade Lines
|
Credit Report: Max Trade Line
|
Borrower 1 Employment Verification Detail
|
Borrower 2 Employment Verification Detail
|
FICO Model Used
|
Qualifying FICO
|
Originator QM Status
|
Final Reviewed QM Status
|
Originator DTI
|
Qualifying Housing Debt Income Ratio
|
Covered/High Cost Loan Flag
|
Qualification Method
|
Higher Priced Mortgage Loan (HPML) Flag
|
Qualifying Total Reserves Number of Months
|
Total Mortgaged Properties
|
VOD Months
|
Meets Requirements of Primary Residence
|
HMDA 2018 Demographics
|
Borrower 1 Tax Records Obtained Indicator
|
Borrower 2 Tax Records Obtained Indicator
|
Borrower 3 Tax Records Obtained Indicator
|
Borrower 4 Tax Records Obtained Indicator
|
Borrower 1 CPA Tax Returns
|
Borrower 2 CPA Tax Returns
|
Origination Bankruptcy Chapter
|
Bankruptcy Petition Date
|
Bankruptcy Resolution Date
|
Months Since Bankruptcy
|
Bankruptcy Years
|
Foreclosure Flag
|
Foreclosure Sale Date
|
Months Since Foreclosure
|
Foreclosure Years
|
Short Sale Flag
|
Short Sale Date
|
Short Sale Years
|
Deed-In-Lieu Flag
|
Deed in Lieu Date
|
Deed in Lieu Years
|
|
52823
|
XXXXXXX
|
XXXXXX
|
Diligence Review Complete
|
Purchase Review
|
Full Review
|
Product/Guideline: XXXXXXX Program Eligibility Supplement v 6.4 /XXXXXXX XXXXXX XXXXXXX XXXXXXXXXXXXX Program Eligibility Guide v1.3
Income: B1 $XX,XXX.XX Wage Mthly Income
Assets: $XXX,XXX.XX
|
XXXXXXXX
|
XXXXXXX
|
XXXXXXX
|
0
|
XXXXXXX
|
XXXXXX
|
XX
|
XXXXX
|
$XXXXXX
|
PUD
|
Primary Residence
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XXXXXXXXX
|
1
|
Male
|
24.9
|
Employed
|
No
|
XX/XX/XXXX
|
5
|
US Citizen
|
$XXXXXX
|
Purchase
|
NA
|
7.75
|
95.0
|
95.0
|
1
|
Fixed
|
360
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
1
|
16237.43
|
Taxes and Insurance
|
Retail
|
$XXXXXX
|
0
|
XXXXXXXX
|
No
|
Conventional
|
8.027
|
No
|
No
|
$XXXXXX
|
8.027
|
XX/XX/XXXX
|
1
|
1YR Full Doc
|
360
|
0
|
Taxes and Insurance
|
0.0
|
0
|
2
|
95.0
|
0
|
XXXXXXXXXXXX
|
No
|
No
|
No
|
No
|
No Prepayment Penalty
|
0
|
No
|
Manual Underwriting
|
0.00030
|
1.000000
|
33188.81
|
true
|
$XXXXXX
|
$XXXXXX
|
D
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
.00
|
4
|
4
|
$XXXXXX
|
$XXXXXX
|
$0.00
|
$XXXXXX
|
$XXXXXX
|
XX/XX/XXXX
|
ClearCapital
|
$XXXXXXX
|
3
|
$XXXXXXX
|
691
|
XX/XX/XXXX
|
710
|
675
|
691
|
4
|
200
|
26
|
$XXXXXXX
|
3
|
1
|
QM: Average Prime Offer Rate (APOR)
|
QM: Average Prime Offer Rate (APOR)
|
0.436000
|
No
|
1
|
No
|
1
|
0
|
0
|
0
|
0
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
20563
|
XXXXXXX
|
XXXXXX
|
Diligence Review Complete
|
Purchase Review
|
Full Review
|
XXXXXXX XXXXXX XXXXXXX XXXXXXXXXXXXX Program Eligibility Guide v1.3
Income: B1 $X,XXX.XX monthly base,
B1 $XX,XXX.XX monthly self employed. Post close reserves $XX,XXX.XX mths,.
|
XXXXXXXX
|
XXXXXXX
|
XXXXXXX
|
0
|
XXXXXXX
|
XXXXXX
|
XX
|
XXXXX
|
$XXXXXX
|
Single Family Detached
|
Primary Residence
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XXXXXXXXX
|
5
|
Female
|
5.00
|
Employed
|
No
|
XX/XX/XXXX
|
30
|
US Citizen
|
XXXXXXX
|
XXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
15
|
Female
|
US Citizen
|
Employed
|
Yes
|
$XXXXXX
|
Purchase
|
NA
|
7.75
|
100.0
|
100.0
|
1
|
Fixed
|
360
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
1
|
2066.89
|
Taxes and Insurance
|
Retail
|
$XXXXXX
|
0
|
XXXXXXXX
|
No
|
Conventional
|
8.080
|
No
|
No
|
$XXXXXX
|
8.080
|
XX/XX/XXXX
|
2
|
1YR Full Doc
|
360
|
0
|
Taxes and Insurance
|
0.0
|
0
|
2
|
100.0
|
0
|
XXXXXXXXXXXX
|
No
|
No
|
No
|
No
|
No Prepayment Penalty
|
0
|
No
|
Manual Underwriting
|
0.11659734257654535
|
4113.55
|
false
|
false
|
$XXXXXX
|
$XXXXXX
|
X
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
.00
|
4
|
$XXXXXX
|
.00
|
3
|
4
|
1
|
$XXXXXX
|
$XXXXXX
|
$0.00
|
$XXXXXX
|
$XXXXXXX
|
3
|
$XXXXXXX
|
762
|
XX/XX/XXXX
|
755
|
766
|
762
|
762
|
XX/XX/XXXX
|
769
|
762
|
727
|
4
|
3
|
83
|
15
|
$XXXXXXX
|
3
|
3
|
1
|
QM: Rebuttable Presumption (APOR)
|
QM: Rebuttable Presumption (APOR)
|
0.416300
|
No
|
1
|
Yes
|
1
|
1
|
0
|
0
|
0
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
25214
|
XXXXXXX
|
XXXXXX
|
Diligence Review Complete
|
Purchase Review
|
Full Review
|
Product/Guideline: XXXXXXXX Program Eligibility Supplement v 6.4 /XXXXXXX XXXXXX XXXXXXX XXXXXXXXXXXXX Program Eligibility Guide v1.3
Income: B1 $XX,XXX.XX Wage Income Mthly Income
Assets: $XX,XXX.XX
|
XXXXXXXX
|
XXXXXXX
|
XXXXXXX
|
0
|
XXXXXXX
|
XXXXXX
|
XX
|
XXXXX
|
$XXXXXX
|
Single Family Detached
|
Primary Residence
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XXXXXXXXX
|
0
|
Female
|
4.00
|
Employed
|
No
|
XX/XX/XXXX
|
2
|
US Citizen
|
$XXXXXX
|
Purchase
|
NA
|
7.125
|
100.0
|
100.0
|
1
|
Fixed
|
360
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
1
|
3946.36
|
Taxes and Insurance
|
Retail
|
$XXXXXX
|
0
|
XXXXXXXX
|
No
|
Conventional
|
7.228
|
No
|
No
|
$XXXXXX
|
7.228
|
XX/XX/XXXX
|
1
|
2YR Full Doc
|
360
|
0
|
Taxes and Insurance
|
0.0
|
0
|
2
|
100.0
|
0
|
XXXXXXXXXXXX
|
No
|
No
|
No
|
No
|
No Prepayment Penalty
|
0
|
No
|
Manual Underwriting
|
0.0775076923076923
|
3031.25
|
true
|
$XXXXXX
|
$XXXXXX
|
X
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
.00
|
5
|
4
|
$XXXXXX
|
$XXXXXX
|
$0.00
|
$XXXXXX
|
$XXXXXX
|
XX/XX/XXXX
|
ClearCapital
|
$XXXXXXX
|
3
|
$XXXXXXX
|
744
|
XX/XX/XXXX
|
746
|
744
|
717
|
5
|
151
|
15
|
$XXXXXXX
|
3
|
1
|
QM: Average Prime Offer Rate (APOR)
|
QM: Average Prime Offer Rate (APOR)
|
0.201600
|
No
|
1
|
No
|
1
|
0
|
0
|
0
|
0
|
|
Alt ID
|
Primary Servicer
|
Servicing Fee Percentage
|
Servicing Fee Flat Dollar
|
Servicing Advance Methodology
|
Originator
|
Loan Group
|
Loan Number
|
Amortization Type
|
Lien Position
|
Heloc Indicator
|
Loan Purpose
|
Cash Out Amount
|
Total Origination and Discount Points in Dollars
|
Covered High Cost Loan Indicator
|
Relocation Loan Indicator
|
Broker Indicator
|
Channel
|
Escrow Indicator
|
Senior Loan Amounts
|
Loan Type of Most Senior Lien
|
Hybrid Period of Most Senior Lien in Months
|
Neg Am Limit of Most Senior Lien
|
Junior Mortgage Balance
|
Origination Date of Most Senior Lien
|
Origination Date
|
Original Loan Amount
|
Original Interest Rate
|
Original Amortization Term
|
Original Term to Maturity
|
First Payment Date of Loan
|
Interest Type Indicator
|
Original Interest Only Term
|
Buy Down Period
|
HELOC Draw Period
|
Current Loan Amount
|
Current Interest Rate
|
Current Payment Amount Due
|
Interest Paid Through Date
|
Current Payment Status
|
Index Type
|
ARM Look Back Days
|
Gross Margin
|
ARM Round Flag
|
ARM Rounding Factor
|
Initial Fixed Rate Period
|
Initial Interest Rate Cap Change Up
|
Initial Interest Rate Cap Change Down
|
Subsequent Interest Rate Reset Period
|
Subsequent Interest Rate Change Down
|
Subsequent Interest Rate Change Up
|
Lifetime Maximum Rate Ceiling
|
Lifetime Minimum Rate Floor
|
Negative Amortization Limit
|
Initial Negative Amortization Recast Period
|
Subsequent Negative Amortization Recast Period
|
Initial Fixed Payment Period
|
Subsequent Payment Reset Period
|
Initial Periodic Payment Cap
|
Subsequent Periodic Payment Cap
|
Initial Minimum Payment Reset Period
|
Subsequent Minimum Payment Reset Period
|
Option ARM Indicator
|
Options at Recast
|
Initial Minimum Payment
|
Current Minimum Payment
|
Prepayment Penalty Calculation
|
Prepayment Penalty Type
|
Prepayment Penalty Total Term
|
Prepayment Penalty Hard Term
|
Primary Borrower ID
|
Number of Mortgaged Properties
|
Total Number of Borrowers
|
Self Employment Flag
|
Current Other Monthly Payment
|
Length of Employment Borrower
|
Length of Employment Co Borrower
|
Years in Home
|
FICO Model Used
|
Most Recent FICO Date
|
Primary Wage Earner Original FICO Equifax
|
Primary Wage Earner Original FICO Experian
|
Primary Wage Earner Original FICO Transunion
|
Secondary Wage Earner Original FICO Equifax
|
Secondary Wage Earner Original FICO Experian
|
Secondary Wage Earner Original FICO Transunion
|
Most Recent Primary Borrower FICO
|
Most Recent Co Borrower FICO
|
Most Recent FICO Method
|
Vantagescore Primary Borrower
|
Vantagescore Co Borrower
|
Most Recent Vantagescore Method
|
Vantagescore Date
|
Credit Report Longest Trade Line
|
Credit Report Maximum Trade Line
|
Credit Report Number of Trade Lines
|
Credit Line Usage Ratio
|
Most Recent 12 Month Pay History
|
Months Bankruptcy
|
Months Foreclosure
|
Primary Borrower Wage Income
|
Co Borrower Wage Income
|
Primary Borrower Other Income
|
Co Borrower Other Income
|
All Borrower Wage Income
|
All Borrower Total Income
|
4506T Indicator
|
Borrower Income Verification Level
|
Co Borrower Income Verification
|
Borrower Employment Verification
|
Co Borrower Employment Verification
|
Borrower Asset Verification
|
Co Borrower Asset Verification
|
Liquid Cash Reserves
|
Monthly Debt All Borrowers
|
Originator DTI
|
Fully Indexed Rate
|
Qualification Method
|
Percentage of Down Payment From Borrower Own Funds
|
City
|
State
|
Postal Code
|
Property Type
|
Occupancy
|
Sales Price
|
Original Appraised Property Value
|
Original Property Valuation Type
|
Original Property Valuation Date
|
Original Automated Valuation Model AVM Model Name
|
Original AVM Confidence Score
|
Most Recent Property Value
|
Most Recent Property Valuation Type
|
Most Recent Property Valuation Date
|
Most Recent AVM Model Name
|
Most Recent AVM Confidence Score
|
Original CLTV
|
Original LTV
|
Original Pledged Assets
|
Mortgage Insurance Company Name
|
Mortgage Insurance Percent
|
MI Lender or Borrower Paid
|
Pool Insurance Co Name
|
Pool Insurance Stop Loss Percent
|
MI Certificate Number
|
Updated DTI Front End
|
Updated DTI Back End
|
Modification Effective Payment Date
|
Total Capitalized Amount
|
Total Deferred Amount
|
Pre Modification Interest Note Rate
|
Pre Modification P&I Payment
|
Pre Modification Initial Interest Rate Change Downward Cap
|
Pre Modification Subsequent Interest Rate Cap
|
Pre Modification Next Interest Rate Change Date
|
Pre Modification IO Term
|
Forgiven Principal Amount
|
Forgiven Interest Amount
|
Number of Modifications
|
Real Estate Interest
|
Community Ownership Structure
|
Year of Manufacture
|
HUD Code Compliance Indicator Y/N
|
Gross Manufacturers Invoice Price
|
LTI Loan to Invoice Gross
|
Net Manufacturers Invoice Price
|
LTI Net
|
Manufacturer Name
|
Model Name
|
Down Payment Source
|
Community Related Party Lender Y/N
|
Defined Underwriting Criteria Y/N
|
Chattel Indicator
|
|
52823
|
9999999
|
0.000000
|
99
|
XXXXXXX
|
UNK
|
XXXXXXX
|
1
|
1
|
0
|
6
|
.00
|
$XXXXXX
|
0
|
0
|
0
|
1
|
4
|
XX/XX/XXXX
|
$XXXXXXX
|
0.077500
|
360
|
360
|
XX/XX/XXXX
|
2
|
0
|
0
|
$XXXXXXX
|
0.077500
|
$XXXXXXX
|
XX/XX/XXXX
|
0
|
0
|
999999999
|
1
|
1
|
0
|
$XXXXXX
|
1.00
|
1
|
XX/XX/XXXX
|
710
|
675
|
691
|
691
|
3
|
200
|
$XXXXXX
|
26
|
0.000000
|
XXXXXXXXXXXX
|
$XXXXXX
|
.00
|
$XXXXXX
|
$XXXXXX
|
0
|
4
|
3
|
4
|
$XXXXXX
|
$XXXXXX
|
0.436000
|
1
|
1.000000
|
XXXXXX
|
XX
|
XXXXX
|
7
|
1
|
$XXXXXX
|
$XXXXXX
|
3
|
XX/XX/XXXX
|
0.950000
|
0.950000
|
.00
|
0
|
0
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
20563
|
9999999
|
0.000000
|
99
|
XXXXXXX
|
UNK
|
XXXXXXX
|
1
|
1
|
0
|
7
|
.00
|
$XXXXXX
|
0
|
0
|
0
|
1
|
4
|
XX/XX/XXXX
|
$XXXXXXX
|
0.077500
|
360
|
360
|
XX/XX/XXXX
|
2
|
0
|
0
|
$XXXXXXX
|
0.077500
|
$XXXXXXX
|
XX/XX/XXXX
|
0
|
0
|
999999999
|
1
|
2
|
1
|
$XXXXXX
|
5.00
|
15.00
|
1
|
XX/XX/XXXX
|
755
|
766
|
762
|
769
|
762
|
727
|
762
|
762
|
3
|
83
|
$XXXXXX
|
15
|
0.117000
|
XXXXXXXXXXXX
|
$XXXXXX
|
$XXXXXX
|
.00
|
.00
|
$XXXXXX
|
$XXXXXX
|
1
|
4
|
3
|
3
|
3
|
4
|
1
|
$XXXXXX
|
$XXXXXX
|
0.416300
|
1
|
XXXXXX
|
XX
|
XXXXX
|
1
|
1
|
$XXXXXX
|
$XXXXXX
|
3
|
XX/XX/XXXX
|
1.000000
|
1.000000
|
.00
|
0
|
0
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
25214
|
9999999
|
0.000000
|
99
|
XXXXXXX
|
UNK
|
XXXXXXX
|
1
|
1
|
0
|
6
|
.00
|
$XXXXXX
|
0
|
0
|
0
|
1
|
4
|
XX/XX/XXXX
|
$XXXXXXX
|
0.071250
|
360
|
360
|
XX/XX/XXXX
|
2
|
0
|
0
|
$XXXXXXX
|
0.071250
|
$XXXXXXX
|
XX/XX/XXXX
|
0
|
0
|
999999999
|
1
|
1
|
0
|
$XXXXXX
|
.00
|
1
|
XX/XX/XXXX
|
746
|
744
|
717
|
744
|
3
|
151
|
$XXXXXX
|
15
|
0.078000
|
XXXXXXXXXXXX
|
$XXXXXX
|
.00
|
$XXXXXX
|
$XXXXXX
|
0
|
5
|
3
|
4
|
$XXXXXX
|
$XXXXXX
|
0.201600
|
1
|
XXXXXX
|
XX
|
XXXXX
|
1
|
1
|
$XXXXXX
|
$XXXXXX
|
3
|
XX/XX/XXXX
|
1.000000
|
1.000000
|
.00
|
0
|
0
|
|
Alt ID
|
Seller
|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Queue
|
Created Date
|
Last Modified Date
|
Finding Status
|
Event Level
|
Finding Category
|
Finding Sub Category
|
Finding Name
|
Reviewer Comments
|
Seller Comments
|
Finding Resolution
|
Finding Document
|
Reviewer Comp Factors
|
Originator Comp Factors
|
State
|
Occupancy
|
Loan Purpose
|
Refinance Purpose
|
Unique Finding ID
|
Acknowledged / Waived By
|
Waiver in File?
|
|
52823
|
XXXXXXX
|
XXXXXXX
|
XXXXXX
|
Closed
|
2026-09-02 09:03
|
2026-09-18 13:02
|
Waived
|
1 - Information
|
Property
|
Value
|
S&P value equals B, secondary product within tolerance
|
Waived-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be
rated as A. - Due Diligence Vendor-09/18/2026
Waived- - Due Diligence Vendor-09/04/2026
Waived-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be
rated as A. - Due Diligence Vendor-09/04/2026
Acknowledged- - Due Diligence Vendor-09/04/2026
Waived- - Due Diligence Vendor-09/04/2026
Acknowledged- - Due Diligence Vendor-09/04/2026
Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies
will be rated as A. - Due Diligence Vendor-09/02/2026
|
Waived-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be
rated as A. - Due Diligence Vendor-09/18/2026
Waived- - Due Diligence Vendor-09/04/2026
Waived-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be
rated as A. - Due Diligence Vendor-09/04/2026
Acknowledged- - Due Diligence Vendor-09/04/2026
Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies
will be rated as A. - Due Diligence Vendor-09/02/2026
|
Qualifying Months Reserves Exceed Minimum Required - Qualifying Months Reserves of 29.78 exceeds the guideline minimum of 3 Qualifying
Months Reserves of 29.78 exceeds the guideline minimum of 3
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
Investor Post-Close
|
No
|
||||
|
25214
|
XXXXXXX
|
XXXXXXX
|
XXXXXX
|
Closed
|
2026-09-10 12:36
|
2026-09-18 13:03
|
Waived
|
1 - Information
|
Property
|
Value
|
S&P value equals B, secondary product within tolerance
|
Waived-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other
agencies will be rated as A. - Due Diligence Vendor-09/18/2026
Waived- - Due Diligence Vendor-09/10/2026
Waived-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other
agencies will be rated as A. - Due Diligence Vendor-09/10/2026
Acknowledged- - Due Diligence Vendor-09/10/2026
Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All
other agencies will be rated as A. CU Score of 3.2 - Due Diligence Vendor-09/10/2026
|
Waived-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other
agencies will be rated as A. - Due Diligence Vendor-09/18/2026
Waived- - Due Diligence Vendor-09/10/2026
Waived-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other
agencies will be rated as A. - Due Diligence Vendor-09/10/2026
Acknowledged- - Due Diligence Vendor-09/10/2026
Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All
other agencies will be rated as A. CU Score of 3.2 - Due Diligence Vendor-09/10/2026
|
Qualifying Credit Score Exceeds Minimum Required - Qualifying Credit Score of 744 exceeds the guideline minimum of 680
Qualifying Months Reserves Exceed Minimum Required - Qualifying Months Reserves of 20.69 exceeds the guideline minimum of 3
Qualifying DTI Below Maximum Allowed - Qualifying DTI of 20.16% is below the guideline maximum of 50%
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
Investor Post-Close
|
No
|
|
LOAN INFORMATION
|
INITIAL CREDIT LOAN GRADES
|
INITIAL COMPLIANCE LOAN GRADES
|
INITIAL PROPERTY LOAN GRADES
|
INITIAL OVERALL LOAN GRADES
|
FINAL CREDIT LOAN GRADES
|
FINAL COMPLIANCE LOAN GRADES
|
FINAL PROPERTY LOAN GRADES
|
FINAL OVERALL LOAN GRADES
|
||||||||||||||||||||||||||||||||||||
|
Alt ID
|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Original Loan Amount
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
|
52823
|
XXXXXX
|
XXXXXXX
|
$XXXXXXX
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
B
|
A
|
A
|
A
|
A
|
B
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
B
|
A
|
A
|
A
|
A
|
B
|
A
|
|
|
20563
|
XXXXXX
|
XXXXXXX
|
$XXXXXXX
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
|
|
25214
|
XXXXXX
|
XXXXXXX
|
$XXXXXXX
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
B
|
A
|
A
|
A
|
A
|
B
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
B
|
A
|
A
|
A
|
A
|
B
|
A
|
|
|
Alt ID
|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Lender Application Date
|
Originator QM Status
|
Final QM Status
|
Originator QM Status Difference than Final QM Status?
|
Reason Why NonQM Final Status
|
APR Pricing Threshold Exceeded?
|
QM DTI Threshold Exceeded?
|
Higher Priced Mortgage Loan (HPML)?
|
Negatively Amortizing Loan?
|
Principal Deferment?
|
Interest Only Flag?
|
Prepayment Penalty?
|
Balloon Flag?
|
Adjustable Rate Balloon?
|
Loan Term Less Than 5 Years?
|
QM Points and Fees Threshold Exceeded?
|
QM Total Points and Fees
|
APR
|
ATR: Qualifying Payment Properly Considered?
|
ATR: Current Employment/Self-Employment Verified?
|
ATR: Balloon Qualifying Payment Properly Considered?
|
ATR: Reasonable Income or Assets Considered?
|
ATR: Subject PITIA Adequately Documented?
|
ATR: All Liabilities Including Alimony and Child Support in DTI?
|
ATR: Simultaneous Loan Calculated Properly
|
ATR: Credit History was Considered Properly?
|
ATR: Did Lender Document All ATR Factors?
|
ATR: Was an ATR/QM DTI/Residual Income Analysis Provided?
|
Residual Income
|
Residual Income Meets Guidelines?
|
Borrower 1 Employment Indicator
|
Borrower 2 Employment Indicator
|
Borrower 1 Foreign National Indicator
|
Borrower 2 Foreign National Indicator
|
Business Purpose Loan?
|
Business Purpose Verified?
|
|
52823
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
QM: Safe Harbor APOR (APOR SH)
|
No
|
No
|
Yes
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
29633.89
|
8.027
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
$XXXXXX
|
N/A
|
Employed
|
No
|
No
|
|||||
|
20563
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
QM: Higher Priced APOR (APOR HP)
|
QM: Higher Priced APOR (APOR HP)
|
No
|
No
|
No
|
Yes
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
6003.55
|
8.08
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
$XXXXXX
|
N/A
|
Employed
|
Employed
|
No
|
No
|
No
|
|||
|
25214
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
QM: Safe Harbor APOR (APOR SH)
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
1495.0
|
7.228
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
$XXXXXX
|
N/A
|
Employed
|
No
|
No
|
|
Alt ID
|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Loan Program
|
Guideline Product Name
|
Originator Name
|
Originating Entity CDFI Flag
|
Guideline Name
|
Guideline Author
|
Guideline Date
|
Guideline Version
|
Application Date
|
TILA Status
|
TRID
|
GSE
|
Verified Safe Harbor Flag
|
Verified Safe Harbor Reference Document
|
QM Regulation Failures
|
ATR QM Total Points and Fees Audit
|
Loan Regulation Benchmark Date
|
Benchmark Rate
|
AUS Decision System
|
Rating Result
|
Property Inspection Waiver (PIW)
|
Calculated APR
|
HUD 1 Page 1 Credits Total
|
Verified Qualifying Rate
|
Originator Qualifying Rate
|
Qualifying P&I
|
Default Interest Rate Present
|
Default Interest Rate
|
Annual Property Tax
|
Monthly Property Tax
|
Annual Insurance Costs
|
Monthly Insurance Cost
|
Annual HOA Costs
|
Monthly HOA Costs
|
Monthly Other Costs
|
PITIA
|
Residual Income
|
HOA Questionnaire Flag
|
HOA Name
|
HOA Address State
|
HOA Fee Amount
|
HOA Next Due Date
|
HOA Payment Frequency
|
Originator DTI
|
TPR Verified DTI
|
QM DTI
|
Is Borrower Non Occupant
|
Is Co Borrower Non Occupant
|
Co Borrower 2 Asset Verification Level
|
Co Borrower 3 Asset Verification Level
|
Co Borrower 2 Income Verification Level
|
Co Borrower 3 Income Verification Level
|
Co Borrower 2 Employment Verification Level
|
Co Borrower 3 Employment Verification Level
|
Borrower Employment Indicator
|
Co Borrower Employment Indicator
|
Co Borrower 2 Employment Indicator
|
Co Borrower 3 Employment Indicator
|
Co Borrower 2 Length of Employment
|
Co Borrower 3 Length of Employment
|
Document Level
|
Borrower Years of W2s/1099
|
CoBorrower Years of W2s/1099
|
Borrower Months of Paystubs Verified
|
Co Borrower Months of Paystubs Verified
|
Borrower Employment Gap Letter
|
Borrower Months of Employment Gap
|
Co Borrower Employment Gap Letter
|
Co Borrower Months of Employment Gap
|
Borrower Years of Personal Tax Returns
|
Borrower Years of Business Tax Returns
|
CoBorrower Years of Personal Tax Returns
|
CoBorrower Years of Business Tax Returns
|
Years of 4506T
|
Years of Tax Transcripts
|
Borrower Award/Offer Letter
|
Co Borrower Award/Offer Letter
|
Asset Depletion Flag
|
Partial Asset Depletion Flag
|
Asset Depletion Months Amortized
|
Asset Utilization Flag (No DTI)
|
Borrower Bank Statements Flag
|
Borrower Bank Statement Summary/Lender Worksheet
|
Borrower Number of Personal Bank Statements
|
Borrower Number of Business Bank Statements
|
CoBorrower Bank Statements Flag
|
Co Borrower Bank Statement Summary/Lender Worksheet
|
CoBorrower Number of Personal Bank Statements
|
CoBorrower Number of Business Bank Statements
|
Percent of Income From Statements
|
Borrower Business Ownership %
|
CoBorrower Business Ownership %
|
Bespoke Eligible Assets
|
Borrower P&L Type
|
Borrower Number of Months P&L
|
Borrower P&L Prepared By
|
CoBorrower P&L Type
|
CoBorrower P&L Prepared By
|
CoBorrower Number of Months P&L
|
Borrower CPA Letter Flag
|
# of Months CPA verified income
|
CoBorrower CPA Letter Flag
|
CoBorrower # of Months CPA verified income
|
Borrower WVOE Flag
|
Borrower # of Months Employment Validated WVOE
|
Borrower # of Months Income Validated WVOE
|
Borrower WVOE Form Type
|
CoBorrower WVOE Flag
|
CoBorrower # of Months WVOE
|
CoBorrower # of Months Income Validated WVOE
|
CoBorrower WVOE Form Type
|
DSCR Flag
|
TPR DSCR
|
Originator DSCR
|
Expense Letter
|
Income Doc Detail
|
Tax Return Doc Details
|
Property Address
|
Property City
|
Property State
|
Property Zip
|
Property County
|
Original Credit Report Date
|
Borrower 1 Credit Report Date
|
Borrower 2 Credit Report Date
|
Borrower 3 Credit Report Date
|
Borrower 4 Credit Report Date
|
Qualifying Credit Score
|
Third Wage Earner Original FICO Equifax
|
Third Wage Earner Original FICO Experian
|
Third Wage Earner Original FICO Transunion
|
Fourth Wage Earner Original FICO Equifax
|
Fourth Wage Earner Original FICO Experian
|
Fourth Wage Earner Original FICO Transunion
|
Most Recent Co Borrower 2 FICO
|
Most Recent Co Borrower 3 FICO
|
Updated Credit Report Flag
|
Updated Credit Report Date
|
Updated FICO Method
|
Primary Wage Earner Updated FICO Equifax
|
Primary Wage Earner Updated FICO Experian
|
Primary Wage Earner Updated FICO Transunion
|
Secondary Wage Earner Updated FICO Equifax
|
Secondary Wage Earner Updated FICO Experian
|
Secondary Wage Earner Updated FICO Transunion
|
Third Wage Earner Updated FICO Equifax
|
Third Wage Earner Updated FICO Experian
|
Third Wage Earner Updated FICO Transunion
|
Fourth Wage Earner Updated FICO Equifax
|
Fourth Wage Earner Updated FICO Experian
|
Fourth Wage Earner Updated FICO Transunion
|
Updated Primary Borrower FICO
|
Updated Co Borrower FICO
|
Updated Co Borrower 2 FICO
|
Updated Co Borrower 3 FICO
|
Updated Qualifying FICO
|
Most Recent Bankruptcy Type
|
Most Recent Bankruptcy Filing Date
|
Most Recent Bankruptcy Discharge Date
|
Number of Bankruptcy Events
|
Months Bankruptcy 7 11
|
Months Bankruptcy 13
|
Most Recent Deed in Lieu Date
|
Number of Deed in Lieu Events
|
Months Deed in Lieu
|
Most Recent Short Sale Date
|
Number of Short Sale Events
|
Months Short Sale (or Pre FC)
|
Most Recent Foreclosure Date
|
Number of Foreclosure Events
|
Months Foreclosure
|
Prior Mortgage/Rent Lates 30d in 0-12m
|
Prior Mortgage/Rent Lates 60d in 0-12m
|
Prior Mortgage/Rent Lates 90d in 0-12m
|
Prior Mortgage/Rent Lates 120d+ in 0-12m
|
Prior Mortgage/Rent Lates 30d in 13-24m
|
Prior Mortgage/Rent Lates 60d in 13-24m
|
Prior Mortgage/Rent Lates 90d in 13-24m
|
Prior Mortgage/Rent Lates 120d+ in 13-24m
|
Prior Mortgage/Rent Late 30d in 24m
|
Prior Mortgage/Rent Late 60d in 24m
|
Prior Mortgage/Rent Late 90d in 24m
|
Has ACH
|
Is Equity Shared Loan
|
Subordinate Lien Type
|
Subordinate Lien Max Draw Amount (HELOC)
|
Subordinate Lien 2 Type
|
Subordinate Lien 2 Max Draw Amount (HELOC)
|
Subordinate Lien 3 Type
|
Subordinate Lien 3 Max Draw Amount (HELOC)
|
Is Shared Appreciation Mortgage
|
Borrower Originator Citizenship Designation
|
Borrower Verified Citizenship Designation
|
Borrower Individual Tax Identification Number (ITIN)?
|
Borrower Photo Identification Type
|
Borrower Photo Identification Other Type
|
Borrower Photo ID State of Issuance
|
Borrower Photo ID Country of Issuance
|
Borrower Photo ID Expiration Date
|
Borrower Passport Country of Origin
|
Borrower Passport Expiration Date
|
Borrower Non-US Citizen Identification Document
|
Borrower Date of Resident Since/Valid Date
|
Borrower Non-US Document Expiration Date
|
Co Borrower Originator Citizenship Designation
|
Co Borrower Verified Citizenship Designation
|
Co Borrower Individual Tax Identification Number (ITIN)?
|
Co Borrower Photo Identification Type
|
Co Borrower Photo Identification Other Type
|
Co Borrower Photo ID State of Issuance
|
Co Borrower Photo ID Country of Issuance
|
Co Borrower Photo ID Expiration Date
|
Co Borrower Passport Country of Origin
|
Co Borrower Passport Expiration Date
|
Co Borrower Non-US Citizen Identification Document
|
Co Borrower Date of Resident Since/Valid Date
|
Co Borrower Non-US Document Expiration Date
|
Co Borrower 2 Originator Citizenship Designation
|
Co Borrower 2 Verified Citizenship Designation
|
Co Borrower 2 Individual Tax Identification Number (ITIN)?
|
Co Borrower 2 Photo Identification Type
|
Co Borrower 2 Photo Identification Other Type
|
Co Borrower 2 Photo ID State of Issuance
|
Co Borrower 2 Photo ID Country of Issuance
|
Co Borrower 2 Photo ID Expiration Date
|
Co Borrower 2 Passport Country of Origin
|
Co Borrower 2 Passport Expiration Date
|
Co Borrower 2 Non-US Citizen Identification Document
|
Co Borrower 2 Date of Resident Since/Valid Date
|
Co Borrower 2 Non-US Document Expiration Date
|
Co Borrower 3 Originator Citizenship Designation
|
Co Borrower 3 Verified Citizenship Designation
|
Co Borrower 3 Individual Tax Identification Number (ITIN)?
|
Co Borrower 3 Photo Identification Type
|
Co Borrower 3 Photo Identification Other Type
|
Co Borrower 3 Photo ID State of Issuance
|
Co Borrower 3 Photo ID Country of Issuance
|
Co Borrower 3 Photo ID Expiration Date
|
Co Borrower 3 Passport Country of Origin
|
Co Borrower 3 Passport Expiration Date
|
Co Borrower 3 Non-US Citizen Identification Document
|
Co Borrower 3 Date of Resident Since/Valid Date
|
Co Borrower 3 Non-US Document Expiration Date
|
Property Rights
|
Leasehold Lease Expiration Date
|
Buydown Flag
|
Assumable Mortgage Flag
|
Foreign National Alternative Credit Documentation
|
Liquid / Cash Reserves (ASF)
|
Months Liquid Reserves
|
Total Assets Available for Reserves
|
Months Reserves
|
Blanket Mortgage Flag
|
Qualifying HCLTV
|
Condo Warrantability Flag
|
E-Note Flag
|
O&E in lieu of Title Insurance
|
Business Purpose Flag
|
Borrower Note Executed As
|
Co Borrower Note Executed As
|
Co Borrower 2 Note Executed As
|
Co Borrower 3 Note Executed As
|
Maturity Date
|
Borrower 1 Trust Name
|
Borrower 2 Trust Name
|
Borrower 3 Trust Name
|
Borrower 4 Trust Name
|
Number of Units
|
Property Type
|
Property Listed for Sale Flag
|
Date Listed for Sale
|
FC Completed Date
|
Any other Credit Event Resolution Date (Short Sale/ Deed in Lieu)
|
ITIN Flag
|
Delayed Financing Flag
|
Title Company Name
|
Settlement Agent Company
|
Neighborhood Location
|
Gift Funds
|
Gift Funds Percentage of Total Funds Required
|
|
52823
|
XXXXXXX
|
XXXXXX
|
XXXXXXX
|
XXXXXX
|
XXXXXX
|
No
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$29,633.89
|
XX/XX/XXXX
|
6.490%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
8.027%
|
7.750%
|
7.750%
|
$XXXXXXX
|
No
|
$XXXXXXX
|
$XXXXXXX
|
$XXXXXXX
|
$XXXXXXX
|
$XXXXXXX
|
$XXXXXXX
|
$0.00
|
$XXXXXXX
|
$XXXXXXX
|
N/A
|
XXXXXX
|
XX
|
$XXXXXXX
|
XX/XX/XXXX
|
Monthly
|
43.60%
|
43.60%
|
43.60%
|
No
|
Employed
|
1YR Full Doc
|
1
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - Wage - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025, 2026
|
Borrower - 3 YRS Executed 4506T Verified - 2025, 2026
|
XXXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
691
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
6266.51
|
0.4
|
72978.67
|
4.5
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
No
|
XXXXXXX
|
XXXXXXX
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
20563
|
XXXXXXX
|
XXXXXX
|
XXXXXXX
|
XXXXXX
|
XXXXXX
|
No
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Higher Priced APOR (APOR HP)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$6,003.55
|
XX/XX/XXXX
|
6.530%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
8.080%
|
7.750%
|
7.750%
|
$XXXXXXX
|
No
|
$XXXXXXX
|
$XXXXXXX
|
$XXXXXXX
|
$XXXXXXX
|
$0.00
|
$0.00
|
$0.00
|
$XXXXXXX
|
$XXXXXXX
|
N/A
|
$0.00
|
41.63%
|
41.63%
|
41.63%
|
No
|
No
|
Employed
|
Self-Employed
|
1YR Full Doc
|
1
|
0
|
Less than 1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
1
|
0
|
1
|
1
|
3
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
Borrower Prepared
|
Borrower
|
7
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Less than 1 Month Paystubs
Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026 || Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1120S), YTD Profit And Loss Verified, Balance Sheet
Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025
|
Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026 || Co Borrower -
1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025
|
XXXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
762
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
80996.24
|
39.2
|
80996.24
|
39.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
No
|
XXXXXXX
|
XXXXXXX
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
25214
|
XXXXXXX
|
XXXXXX
|
XXXXXXX
|
XXXXXX
|
XXXXXX
|
No
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$1,495.00
|
XX/XX/XXXX
|
6.720%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
7.228%
|
7.125%
|
7.125%
|
$XXXXXXX
|
No
|
$XXXXXXX
|
$XXXXXXX
|
$XXXXXXX
|
$XXXXXXX
|
$0.00
|
$0.00
|
$0.00
|
$XXXXXXX
|
$XXXXXXX
|
N/A
|
$0.00
|
20.16%
|
20.16%
|
20.16%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
1
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, Award Letter Verified - 2026
|
Borrower - 1 YR Executed 4506T Verified - 2026
|
XXXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
744
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
81655.53
|
20.7
|
81655.53
|
20.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
No
|
XXXXXXX
|
XXXXXXX
|
Suburban
|
No
|
|
Alt ID
|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Note Date
|
Original Loan Amount
|
Sales Price
|
Total Adjusted Prior Purchase Price
|
Primary Appraised Value
|
Primary Appraisal Date
|
Primary Appraisal Type
|
Primary Appraisal Company
|
Primary Appraiser Name
|
Primary Appraiser License Number
|
Value for LTV
|
LTV
|
CLTV
|
Loan Reviewed Property Value
|
Loan Reviewed Variance Amount
|
Loan Reviewed Variance Percent
|
Loan Reviewed Product Type
|
Loan Post-Close Reviewed Property Value
|
Loan Post-Close Reviewed Variance Amount
|
Loan Post-Close Reviewed Variance Percent
|
Loan Post-Close Reviewed Product Type
|
Second Appraisal Value
|
Second Appraisal Variance Amount
|
Second Appraisal Variance Percent
|
Second Appraisal Date
|
Second Appraisal Type
|
AVM Appraised Value
|
AVM Variance Amount
|
AVM Variance Percent
|
AVM Confidence Score
|
FSD Score
|
AVM Company Name
|
AVM Product Name
|
AVM Appraisal Date
|
Desk Review Appraised Value
|
Desk Review Variance Amount
|
Desk Review Variance Percent
|
Desk Review Company
|
Desk Review Risk Score
|
Desk Review Appraisal Date
|
Desk Top Appraised Value
|
Desk Top Variance Amount
|
Desk Top Variance Percent
|
Desk Top Company
|
Desk Top Appraisal Date
|
BPO Appraised Value
|
BPO Variance Amount
|
BPO Variance Percent
|
BPO Company
|
BPO Appraisal Date
|
Field Review Appraised Value
|
Field Review Variance Amount
|
Field Review Variance Percent
|
Field Review Company
|
Field Review Appraisal Date
|
2055 Appraised Value
|
2055 Variance Amount
|
2055 Variance Percent
|
2055 Company
|
2055 Appraisal Date
|
AVE/CMA Appraised Value
|
AVE/CMA Variance Amount
|
AVE/CMA Variance Percent
|
AVE/CMA Company
|
AVE/CMA Appraisal Date
|
Completion Report (1004D) Date
|
Other Appraised Value
|
Other Variance Amount
|
Other Variance Percent
|
Other Appraisal Date
|
Updated Appraised Value
|
Updated Variance Amount
|
Updated Variance Percent
|
Updated Company
|
Updated Appraisal Date
|
Updated Appraisal Type
|
Loan Collateral Advisor Risk Score
|
Loan Collateral Advisor Risk Score Date
|
Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?
|
Collateral Underwriter Risk Score
|
Collateral Underwriter Risk Score Date
|
|
52823
|
XXXXXXX
|
XXXXXXX
|
XX/XX/XXXX
|
$XXXXXXX
|
$XXXXXXX
|
0
|
$XXXXXXX
|
XX/XX/XXXX
|
1004 URAR
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
$XXXXXXX
|
95.0
|
95.0
|
$XXXXXXX
|
0.0
|
.0000
|
Desk Review
|
$XXXXXX
|
0.0
|
.0000
|
XXXXXXX
|
Moderate Risk
|
XX/XX/XXXX
|
XX/XX/XXXX
|
2.6
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
20563
|
XXXXXXX
|
XXXXXXX
|
XX/XX/XXXX
|
$XXXXXXX
|
$XXXXXXX
|
0
|
$XXXXXXX
|
XX/XX/XXXX
|
1004 URAR
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
$XXXXXXX
|
100.0
|
100.0
|
$XXXXXXX
|
0.0
|
.0000
|
Collateral Underwriter (CU)
|
1.7
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
25214
|
XXXXXXX
|
XXXXXXX
|
XX/XX/XXXX
|
$XXXXXXX
|
$XXXXXXX
|
0
|
$XXXXXXX
|
XX/XX/XXXX
|
1004 URAR
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
$XXXXXXX
|
100.0
|
100.0
|
$XXXXXXX
|
0.0
|
.0000
|
Desk Review
|
$XXXXXX
|
0.0
|
.0000
|
XXXXXXX
|
Low Risk
|
XX/XX/XXXX
|
3.2
|
XX/XX/XXXX
|
|
Alt ID
|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Transaction ID
|
Field Name
|
Source
|
Verified Value
|
Bid Tape Value
|
Comment
|
|
20563
|
XXXXXXX
|
XXXXXXX
|
XXXXXXX
|
Property Value
|
propertyValuationPage
|
$XXXXXX
|
$XXXXXX
|
Audit Value Pulled From Appraisal
|
|
|
20563
|
XXXXXXX
|
XXXXXXX
|
XXXXXXX
|
Qualifying FICO
|
creditLiabilitiesPage
|
762
|
755
|
Audit value pulled from most recent credit report in the loan file dated XX/XX/XXX
|