The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVISORS INNER CIRCLE FD II PMV ADAPTIVE RSK 00791R301 1,228,986 36,099 SH SOLE 36,099 0 0
AGF INVTS TR US MARKET NETRL 00110G408 229,740 19,145 SH SOLE 19,145 0 0
AMAZON COM INC COM 023135106 423,804 1,701 SH SOLE 1,701 0 0
APPLE INC COM 037833100 2,919,594 8,767 SH SOLE 8,767 0 0
AT&T INC COM 00206R102 497,043 20,371 SH SOLE 20,371 0 0
BANK OF AMER CORP COM 060505104 242,497 4,455 SH SOLE 4,455 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 360,018 723 SH SOLE 723 0 0
BNY MELLON ETF TRUST INTERNATIONL EQT 09661T404 4,177,245 125,030 SH SOLE 125,030 0 0
CATERPILLAR INC COM 149123101 334,045 412 SH SOLE 412 0 0
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 5,988,078 72,119 SH SOLE 72,119 0 0
DOMINION ENERGY INC COM 25746U109 1,032,264 17,057 SH SOLE 17,057 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 230,984 1,419 SH SOLE 1,419 0 0
FRANKLIN TEMPLETON ETF TR INCOME FOCUS ETF 35473P439 995,218 34,969 SH SOLE 34,969 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 2,347,673 16,186 SH SOLE 16,186 0 0
INTEL CORP COM 458140100 285,363 2,373 SH SOLE 2,373 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 251,639 1,144 SH SOLE 1,144 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 262,553 862 SH SOLE 862 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 739,259 4,877 SH SOLE 4,877 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 6,551,814 8,857 SH SOLE 8,857 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,202,735 33,873 SH SOLE 33,873 0 0
ISHARES TR BROAD USD HIGH 46435U853 1,783,565 49,932 SH SOLE 49,932 0 0
ISHARES TR S&P MC 400VL ETF 464287705 878,634 6,380 SH SOLE 6,380 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,780,659 20,440 SH SOLE 20,440 0 0
ISHARES TR CORE DIV GRWTH 46434V621 3,900,476 51,737 SH SOLE 51,737 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 245,794 1,962 SH SOLE 1,962 0 0
ISHARES TR CORE S&P US GWT 464287671 1,457,901 7,525 SH SOLE 7,525 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,485,768 15,336 SH SOLE 15,336 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,001,564 13,920 SH SOLE 13,920 0 0
ISHARES TR MSCI USA VALUE 46432F388 869,572 4,392 SH SOLE 4,392 0 0
ISHARES TR CORE S&P500 ETF 464287200 9,584,756 12,515 SH SOLE 12,515 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 470,419 4,264 SH SOLE 4,264 0 0
ISHARES TR CORE S&P US VLU 464287663 842,662 7,641 SH SOLE 7,641 0 0
ISHARES TR RUS MID CAP ETF 464287499 967,260 9,064 SH SOLE 9,064 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 3,338,254 59,378 SH SOLE 59,378 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 747,757 12,206 SH SOLE 12,206 0 0
JOHNSON & JOHNSON COM 478160104 461,228 1,742 SH SOLE 1,742 0 0
JPMORGAN CHASE & CO COM 46625H100 327,166 989 SH SOLE 989 0 0
LOWES COS INC COM 548661107 242,982 1,318 SH SOLE 1,318 0 0
MCDONALDS CORP COM 580135101 418,750 1,813 SH SOLE 1,813 0 0
MICRON TECHNOLOGY INC COM 595112103 409,210 384 SH SOLE 384 0 0
MICROSOFT CORP COM 594918104 1,518,737 2,961 SH SOLE 2,961 0 0
NORTHROP GRUMMAN CORP COM 666807102 214,928 445 SH SOLE 445 0 0
NVIDIA CORPORATION COM 67066G104 997,509 4,368 SH SOLE 4,368 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107 8,135,366 164,484 SH SOLE 164,484 0 0
PNC FINL SVCS GROUP INC COM 693475105 329,612 1,483 SH SOLE 1,483 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 314,540 3,288 SH SOLE 3,288 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,617,613 67,796 SH SOLE 67,796 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 736,589 22,643 SH SOLE 22,643 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 383,643 13,966 SH SOLE 13,966 0 0
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699 248,125 8,603 SH SOLE 8,603 0 0
SPDR SERIES TRUST ST STR SP500DIV 78468R788 2,218,076 48,889 SH SOLE 48,889 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 726,638 5,904 SH SOLE 5,904 0 0
SPDR SERIES TRUST ST STR P500VAL 78464A508 248,032 4,057 SH SOLE 4,057 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 394,297 517 SH SOLE 517 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 272,102 408 SH SOLE 408 0 0
TESLA INC COM 88160R101 274,623 774 SH SOLE 774 0 0
TEXAS INSTRS INC COM 882508104 238,041 850 SH SOLE 850 0 0
TRUIST FINL CORP COM 89832Q109 202,484 4,373 SH SOLE 4,373 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 290,126 476 SH SOLE 476 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 452,094 5,289 SH SOLE 5,289 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 573,451 7,833 SH SOLE 7,833 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,248,944 32,059 SH SOLE 32,059 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 607,314 12,957 SH SOLE 12,957 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 63,045,805 89,955 SH SOLE 89,955 0 0
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 3,857,503 49,190 SH SOLE 49,190 0 0
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 220,311 954 SH SOLE 954 0 0
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 220,103 626 SH SOLE 626 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 997,155 4,615 SH SOLE 4,615 0 0
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 279,796 828 SH SOLE 828 0 0
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 2,476,902 27,488 SH SOLE 27,488 0 0
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 1,482,474 5,211 SH SOLE 5,211 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 5,171,014 13,817 SH SOLE 13,817 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 267,614 4,512 SH SOLE 4,512 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,097,326 22,294 SH SOLE 22,294 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 299,382 2,322 SH SOLE 2,322 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 210,096 2,720 SH SOLE 2,720 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 745,651 3,248 SH SOLE 3,248 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,345,660 27,609 SH SOLE 27,609 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,639,631 23,221 SH SOLE 23,221 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 327,144 2,108 SH SOLE 2,108 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 334,007 1,057 SH SOLE 1,057 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306 206,805 1,201 SH SOLE 1,201 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 6,915,346 55,028 SH SOLE 55,028 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 268,706 5,858 SH SOLE 5,858 0 0
VISA INC COM CL A 92826C839 301,557 839 SH SOLE 839 0 0
WALMART INC COM 931142103 223,218 2,148 SH SOLE 2,148 0 0