The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
TOTAL ENERGIES SE FOREIGN EQUITIES F92124100 19,066 223 SH SOLE 223 0 0
ARCH CAPIT COM COMMON STOCK G0450A105 10,067 109 SH SOLE 109 0 0
ASTRAZENECA PLC COMMON STOCK G0593M107 2,422 15 SH SOLE 15 0 0
ACCENTURE PLC FOREIGN EQUITIES G1151C101 167,596 914 SH SOLE 914 0 0
ACCENTURE PLC FOREIGN EQUITIES G1151C101 174,201 950 SH DFND 950 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103 226,879 528 SH SOLE 403 0 125
JOHNSON CTLS INTL PLC FOREIGN EQUITIES G51502105 21,553 145 SH SOLE 145 0 0
LINDE PLC NPV COMMON STOCK G54950103 468,928 988 SH SOLE 969 0 19
LINDE PLC NPV COMMON STOCK G54950103 47,464 100 SH DFND 100 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 4,659 54 SH SOLE 54 0 0
TE CONNECTIVITY PLC USD COMMON STOCK G87052109 4,221 20 SH SOLE 20 0 0
ALCON INC CHF FOREIGN EQUITIES H01301128 2,590 40 SH DFND 40 0 0
CHUBB LTD CHF COMMON STOCK H1467J104 109,282 336 SH SOLE 336 0 0
GARMIN LTD COMMON STOCK H2906T109 31,551 110 SH SOLE 110 0 0
ASML HOLDING NV COMMON STOCK N07059210 10,870 6 SH SOLE 6 0 0
MAGNUM ICE CREAM COMPANY NV COMMON STOCK N5505D105 444 25 SH SOLE 25 0 0
NXP SEMICONDUCTORS NV FOREIGN EQUITIES N6596X109 153,206 645 SH SOLE 645 0 0
AFLAC INCORPORATED COMMON STOCK 001055102 156,378 1,399 SH SOLE 1,399 0 0
AFLAC INCORPORATED COMMON STOCK 001055102 33,534 300 SH DFND 300 0 0
AT&T INC COMMON STOCK 00206R102 158,604 6,503 SH SOLE 6,503 0 0
AT&T INC COMMON STOCK 00206R102 36,585 1,500 SH DFND 1,500 0 0
ABBOTT LABORATORIES COM COMMON STOCK 002824100 606,710 6,139 SH SOLE 6,139 0 0
ABBOTT LABORATORIES COM COMMON STOCK 002824100 132,430 1,340 SH DFND 1,340 0 0
ABBVIE INC COMMON STOCK 00287Y109 602,409 2,303 SH SOLE 2,303 0 0
ABBVIE INC COMMON STOCK 00287Y109 323,050 1,235 SH DFND 935 0 300
ADOBE SYSTEMS INC COMMON STOCK 00724F101 134,604 561 SH SOLE 561 0 0
ADVANCED MICRO DEVICES COMMON STOCK 007903107 108,893 178 SH SOLE 178 0 0
ADVANCED MICRO DEVICES COMMON STOCK 007903107 61,176 100 SH DFND 100 0 0
AIRBNB INC COMMON STOCK 009066101 3,052 19 SH SOLE 19 0 0
AIR PRODUCTS AND CHEMICALS INC. COMMON STOCK 009158106 8,067 29 SH SOLE 29 0 0
ALPHABET INC COMMON STOCK 02079K107 797,645 2,341 SH SOLE 2,341 0 0
ALPHABET INC COMMON STOCK 02079K107 81,775 240 SH DFND 240 0 0
ALPHABET INC COMMON STOCK 02079K305 4,866,153 14,143 SH SOLE 14,021 0 122
ALPHABET INC COMMON STOCK 02079K305 144,508 420 SH DFND 420 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 195,485 2,903 SH SOLE 2,903 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 47,070 699 SH DFND 300 0 399
AMAZON.COM INC COMMON STOCK 023135106 2,457,098 9,862 SH SOLE 9,798 0 64
AMAZON.COM INC COMMON STOCK 023135106 124,575 500 SH DFND 500 0 0
AMEREN CORP COMMON STOCK 023608102 19,876 200 SH SOLE 200 0 0
AMERICA MOVIL S.A.B. DE C.V. FOREIGN EQUITIES 02390A101 14,826 700 SH SOLE 700 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 27,287 230 SH SOLE 230 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 751,701 2,472 SH SOLE 2,472 0 0
AMERICAN TOWER REIT COMMON STOCK 03027X100 326,229 1,993 SH SOLE 1,993 0 0
AMERICAN WTR WKS CO INC NEW COM COMMON STOCK 030420103 188,114 1,453 SH SOLE 1,453 0 0
AMGEN INC. COMMON STOCK 031162100 482,203 1,144 SH SOLE 1,144 0 0
AMPHENOL CL A COMMON STOCK 032095101 13,150 156 SH SOLE 156 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 99,968 252 SH SOLE 252 0 0
APOLLO GLOBAL MANAGEMENT INC COMMON STOCK 03769M106 11,606 100 SH SOLE 100 0 0
APPLE INCORPORATED COMMON STOCK 037833100 6,240,902 18,741 SH SOLE 18,158 0 583
APPLE INCORPORATED COMMON STOCK 037833100 391,951 1,177 SH DFND 1,177 0 0
APPLIED MATERIALS COM COMMON STOCK 038222105 979,800 1,916 SH SOLE 1,916 0 0
ARISTA NETWORKS INC COMMON STOCK 040413205 7,532 37 SH SOLE 37 0 0
ASBURY AUTOMOTIVE GROUP COMMON STOCK 043436104 2,067 12 SH SOLE 12 0 0
AUTOMATIC DATA PROCESSING COM COMMON STOCK 053015103 1,070,898 4,150 SH SOLE 4,150 0 0
AUTOMATIC DATA PROCESSING COM COMMON STOCK 053015103 260,372 1,009 SH DFND 880 0 129
BAKER HUGHES INC. CL A COMMON COMMON STOCK 05722G100 4,282 78 SH SOLE 78 0 0
BANK OF AMERICA CORP NEW COMMON STOCK 060505104 538,360 9,891 SH SOLE 9,891 0 0
BECTON DICKINSON & CO. COMMON STOCK 075887109 70,526 394 SH SOLE 394 0 0
BERKLEY W R CORP COMMON STOCK 084423102 4,052 60 SH SOLE 60 0 0
BERKSHIRE HATHAWAY INC COM COMMON STOCK 084670108 23,904,160 32 SH SOLE 32 0 0
BERKSHIRE HATHAWAY INC. DEL CL B COMMON STOCK 084670702 157,350 316 SH SOLE 316 0 0
ISHARES SHORT-TERM CALIFORNIA MUNI ACTIVE ETF ETF - INTERM 092528884 101,562 2,039 SH SOLE 2,039 0 0
ISHARES SHORT-TERM CALIFORNIA MUNI ACTIVE ETF ETF - INTERM 092528884 45,576 915 SH DFND 0 915 0
BLACKSTONE GROUP INC COMMON STOCK 09260D107 888,739 7,929 SH SOLE 7,719 0 210
BLACKSTONE GROUP INC COMMON STOCK 09260D107 5,044 45 SH DFND 45 0 0
BLACKROCK INC NEW NPV COMMON STOCK 09290D101 457,174 432 SH SOLE 432 0 0
BOEING COMPANY COM COMMON STOCK 097023105 1,860 10 SH SOLE 10 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 8,145 50 SH SOLE 50 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 501,507 8,037 SH SOLE 7,937 0 100
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 79,872 1,280 SH DFND 860 0 420
BROADCOM INC COMMON STOCK 11135F101 1,404,738 4,000 SH SOLE 3,947 0 53
BROADCOM INC COMMON STOCK 11135F101 11,238 32 SH DFND 32 0 0
BROOKFIELD ASSET MGMT LTD COMMON STOCK 113004105 2,763 62 SH SOLE 62 0 0
BROWN & BROWN INC. COMMON STOCK 115236101 4,141 68 SH SOLE 68 0 0
BROWN-FORMAN CORP CLASS B COMMON STOCK 115637209 1,624 62 SH SOLE 62 0 0
CBRE GROUP INC CL A COMMON STOCK 12504L109 137,065 1,067 SH SOLE 988 0 79
CDW CORP COMMON STOCK 12514G108 4,101 32 SH SOLE 32 0 0
CME GROUP INC COMMON STOCK 12572Q105 338,450 1,292 SH SOLE 1,228 0 64
CSX CORP COM COMMON STOCK 126408103 176,700 3,800 SH SOLE 3,800 0 0
CVS HEALTH CORP COM COMMON STOCK 126650100 198,198 2,313 SH SOLE 2,313 0 0
CADENCE DESIGN SYSTEMS INC COMMON STOCK 127387108 4,292 13 SH SOLE 13 0 0
CAPITAL ONE FINANCIAL COMMON STOCK 14040H105 26,257 136 SH SOLE 136 0 0
CARLISLE COS INC COMMON STOCK 142339100 5,154 16 SH SOLE 16 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 61,662 1,124 SH SOLE 1,124 0 0
CASEYS GEN STORES COMMON STOCK 147528103 690,583 1,135 SH SOLE 1,123 0 12
CASEYS GEN STORES COMMON STOCK 147528103 11,560 19 SH DFND 19 0 0
CATERPILLAR INC COM COMMON STOCK 149123101 1,032,927 1,274 SH SOLE 1,274 0 0
CATERPILLAR INC COM COMMON STOCK 149123101 77,024 95 SH DFND 95 0 0
CHARTER COMMUNICATIONS INC COMMON STOCK 16119P108 1,109 10 SH SOLE 10 0 0
CHEVRON CORPORATION COM COMMON STOCK 166764100 1,282,007 6,278 SH SOLE 6,278 0 0
CHURCH & DWIGHT CO.INC COMMON STOCK 171340102 131,908 1,400 SH SOLE 1,400 0 0
CISCO SYSTEMS INC COM COMMON STOCK 17275R102 828,743 7,700 SH SOLE 7,700 0 0
CITIGROUP INC COMMON STOCK 172967424 189,946 1,467 SH SOLE 1,467 0 0
CITIGROUP INC COMMON STOCK 172967424 51,792 400 SH DFND 400 0 0
CLOROX CO CALIF COM STK COMMON STOCK 189054109 66,751 824 SH SOLE 824 0 0
COCA COLA COMPANY COM COMMON STOCK 191216100 633,546 7,360 SH SOLE 7,360 0 0
COCA COLA COMPANY COM COMMON STOCK 191216100 21,520 250 SH DFND 250 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CORP COMMON STOCK 192446102 2,297 40 SH SOLE 40 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 25,506 299 SH SOLE 174 0 125
COMCAST CORP NEW CL A COMMON STOCK 20030N101 33,103 1,522 SH SOLE 1,522 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 16,921 778 SH DFND 778 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 130,528 1,043 SH SOLE 1,043 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 40,548 324 SH DFND 0 0 324
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 92,703 907 SH SOLE 907 0 0
CONSTELLATION ENERGY CORP COMMON STOCK 21037T109 217,433 856 SH SOLE 815 0 41
COPART INC NPV COMMON STOCK 217204106 2,836 104 SH SOLE 104 0 0
CORTEVA, INC. COMMON STOCK 22052L104 14,753 190 SH SOLE 190 0 0
COSTCO WHOLESALE CORPORATION COMMON STOCK 22160K105 1,875,273 2,060 SH SOLE 2,049 0 11
COSTCO WHOLESALE CORPORATION COMMON STOCK 22160K105 236,688 260 SH DFND 260 0 0
CROWDSTRIKE HOLDINGS INC. COMMON STOCK 22788C105 85,779 324 SH SOLE 324 0 0
CROWN CASTLE INTL CORP COMMON STOCK 22822V101 4,798 72 SH SOLE 72 0 0
CULLEN/FROST BANKERS INC COMMON STOCK 229899109 1,832 12 SH SOLE 12 0 0
CUMMINS INC COMMON STOCK 231021106 287,210 556 SH SOLE 556 0 0
DANAHER CORP COMMON STOCK 235851102 458,164 2,068 SH SOLE 2,068 0 0
DANAHER CORP COMMON STOCK 235851102 28,801 130 SH DFND 130 0 0
DARDEN RESTAURANTS, INC COM COMMON STOCK 237194105 28,987 150 SH SOLE 150 0 0
DEERE & COMPANY COMMON STOCK 244199105 267,272 398 SH SOLE 398 0 0
DEERE & COMPANY COMMON STOCK 244199105 80,584 120 SH DFND 120 0 0
WALT DISNEY COMPANY COM COMMON STOCK 254687106 118,641 1,131 SH SOLE 1,131 0 0
WALT DISNEY COMPANY COM COMMON STOCK 254687106 47,205 450 SH DFND 450 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 75,346 1,245 SH SOLE 1,245 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 18,156 300 SH DFND 0 0 300
DOMINO'S PIZZA INC COMMON STOCK 25754A201 2,696 9 SH DFND 9 0 0
DOW HLDGS INC COM COMMON STOCK 260557103 8,316 302 SH DFND 20 0 282
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 215,813 1,893 SH SOLE 1,893 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 102,721 901 SH DFND 751 0 150
DUPONT DE NEMOURS INC COMMON STOCK 26614N201 21,042 162 SH SOLE 162 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N201 779 6 SH DFND 6 0 0
EOG RES INC COMMON STOCK 26875P101 468,925 3,404 SH SOLE 3,328 0 76
ECOLAB INC COMMON STOCK 278865100 31,026 113 SH SOLE 113 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 128,265 827 SH SOLE 827 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 217,140 1,400 SH DFND 1,400 0 0
ENBRIDGE INC NPV FOREIGN EQUITIES 29250N105 575,400 12,377 SH SOLE 12,377 0 0
ENBRIDGE INC NPV FOREIGN EQUITIES 29250N105 326,312 7,019 SH DFND 6,335 0 684
ENTERGY CORPORATION COMMON STOCK 29364G103 29,579 298 SH SOLE 298 0 0
EQUINIX INC COM PAR $0.001 COMMON STOCK 29444U700 94,076 93 SH SOLE 93 0 0
ESCO TECHNOLOGIES INC COMMON STOCK 296315104 56,201 212 SH SOLE 212 0 0
EVERSOURCE ENERGY COMMON STOCK 30040W108 795,203 12,396 SH SOLE 12,396 0 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 3,323 18 SH SOLE 18 0 0
EXXONMOBIL HLDGS CORP NPV COMMON STOCK 30233Q108 4,581,718 28,152 SH SOLE 27,652 0 500
EXXONMOBIL HLDGS CORP NPV COMMON STOCK 30233Q108 313,944 1,929 SH DFND 1,530 0 399
META PLATFORMS COMMON STOCK 30303M102 1,253,072 1,728 SH SOLE 1,697 0 31
META PLATFORMS COMMON STOCK 30303M102 108,775 150 SH DFND 150 0 0
FASTENAL COMMON STOCK 311900104 19,808 400 SH DFND 400 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 91,795 322 SH SOLE 322 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 28,508 100 SH DFND 100 0 0
FEDEX FREIGHT HOLDING COMPANY, INC COMMON STOCK 314352105 5,469 50 SH DFND 50 0 0
FISERV INC COMMON STOCK 337738108 76,806 1,700 SH SOLE 1,700 0 0
FLEXSHARES 3 YEAR DURATION TIPS ETF ETF - INFLATION PROTECTED 33939L506 1,880 81 SH SOLE 81 0 0
GE HEALTHCARE TECHNOLOGIES, INC. COMMON STOCK 36266G107 16,143 247 SH SOLE 247 0 0
GE VERNOVA INC. COMMON STOCK 36828A101 779,374 820 SH SOLE 809 0 11
GENERAL DYNAMICS CORP COMMON STOCK 369550108 122,771 370 SH SOLE 370 0 0
GE AEROSPACE COMMON STOCK 369604301 936,823 3,000 SH SOLE 2,956 0 44
GENERAL MILLS INC COM COMMON STOCK 370334104 48,255 1,501 SH SOLE 1,501 0 0
GENERAL MILLS INC COM COMMON STOCK 370334104 6,430 200 SH DFND 200 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 38,453 258 SH SOLE 258 0 0
GLAXO SMITHKLINE PLC ADR NEW COMMON STOCK 37733W204 114,041 2,368 SH SOLE 2,368 0 0
GOLDMAN SACHS GROUP COMMON STOCK 38141G104 98,136 109 SH SOLE 109 0 0
HP INC COMMON STOCK 40434L105 39,494 1,263 SH SOLE 1,263 0 0
HALEON PLC NPV ADR COMMON STOCK 405552100 11,997 1,333 SH SOLE 1,333 0 0
HEICO CORP COMMON STOCK 422806109 396,835 1,309 SH SOLE 1,260 0 49
HEICO CORP COMMON STOCK 422806109 5,153 17 SH DFND 17 0 0
HEWLETT PACKARD ENT CO COMMON STOCK 42824C109 80,680 1,263 SH SOLE 1,263 0 0
THE HOME DEPOT, INC COMMON STOCK 437076102 620,997 2,183 SH SOLE 2,152 0 31
THE HOME DEPOT, INC COMMON STOCK 437076102 277,368 975 SH DFND 975 0 0
HONEYWELL AEROSPACE INC COMMON STOCK 43849R105 274,602 1,772 SH SOLE 1,772 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516205 373,781 1,772 SH SOLE 1,772 0 0
IDACORP INC. COMMON STOCK 451107106 98,047 750 SH SOLE 750 0 0
IDEXX LABORATORIES INC COMMON STOCK 45168D104 1,409,913 2,700 SH SOLE 0 0 2,700
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 38,590 150 SH DFND 150 0 0
INTEL CORP COM COMMON STOCK 458140100 16,711 139 SH SOLE 139 0 0
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104 130,134 856 SH SOLE 856 0 0
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104 60,812 400 SH DFND 400 0 0
INTERNAT'L BUSINESS MACHINES COM COMMON STOCK 459200101 238,618 1,085 SH SOLE 1,085 0 0
INTERNAT'L BUSINESS MACHINES COM COMMON STOCK 459200101 197,936 900 SH DFND 900 0 0
INVESCO QQQ ETF - LARGE CAP 46090E103 2,919,854 3,947 SH SOLE 3,947 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 576,991 1,419 SH SOLE 1,364 0 55
INTUIT COM COMMON STOCK 461202103 194,368 705 SH SOLE 705 0 0
INVESCO EX S&P 500 TOP 50 ETF ETF - LARGE CAP 46137V233 41,473 652 SH SOLE 652 0 0
INVESCO S&P 500 QUALITY ETF ETF - LARGE CAP 46137V241 41,516,182 493,772 SH SOLE 479,481 0 14,291
INVESCO S&P 500 QUALITY ETF ETF - LARGE CAP 46137V241 21,440 255 SH DFND 255 0 0
INVESCO EXCHNG TRADED FD TR GLOBAL WATER ETF - LARGE CAP 46138E651 42,322 979 SH SOLE 979 0 0
ISHARES SILVER TRUST ETF ETF - ALTERNATIVE 46428Q109 95,974 1,761 SH SOLE 1,761 0 0
ISHARES GOLD TRUST ETF ETF - ALTERNATIVE 464285204 164,478 2,106 SH SOLE 2,106 0 0
ISHARES SELECT DIVIDEND ETF ETF - MID CAP 464287168 1,698,911 11,172 SH SOLE 11,172 0 0
ISHARES CORE S&P 500 ETF ETF - LARGE CAP 464287200 797,230 1,041 SH SOLE 1,041 0 0
ISHARES CORE TOTAL U S BOND MARKET ETF ETF - INTERM 464287226 1,174,084 12,419 SH SOLE 12,419 0 0
ISHARES MSCI EMERGING MKTS INDEX ETF - EMERGING INTL 464287234 291,738 4,368 SH SOLE 4,368 0 0
ISHARES MSCI EMERGING MKTS INDEX ETF - EMERGING INTL 464287234 16,831 252 SH DFND 252 0 0
ISHARES IBOXX $ INV GRADE CORP BOND ETF ETF - INTERM 464287242 58,139 569 SH SOLE 569 0 0
ISHARES GLOBAL COMMUNICATION SERVICES ETF ETF - LARGE CAP 464287275 12,417 105 SH SOLE 105 0 0
ISHARES S&P GROWTH INDEX FUND ETF - LARGE CAP 464287309 1,446,778 10,170 SH SOLE 10,170 0 0
ISHARES S&P VALUE INDEX FUND ETF - LARGE CAP 464287408 419,576 1,838 SH SOLE 1,838 0 0
ISHS BARCLAYS 1-3 YR TREAS BD FD ETF - SHORT 464287457 44,172 544 SH SOLE 544 0 0
ISHARES MSCI EAFE INDEX ETF - DEVELOPED INTL 464287465 109,913 1,058 SH SOLE 1,058 0 0
ISHARES RUSSELL MIDCAP VALUE INDEX FUND ETF - MID CAP 464287473 319,869 1,990 SH SOLE 1,990 0 0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUND ETF - MID CAP 464287481 109,454 795 SH SOLE 795 0 0
ISHARES RUSSELL MIDCAP INDEX FUND ETF - EQUITIES 464287499 602,590 5,647 SH SOLE 5,647 0 0
ISHARES CORE S&P MID-CAP ETF ETF - MID CAP 464287507 15,369,464 213,615 SH SOLE 205,618 0 7,997
NASDAQ BIOTECHNOLOGY I SHARES ETF - EQUITIES 464287556 94,737 450 SH SOLE 450 0 0
NASDAQ BIOTECHNOLOGY I SHARES ETF - EQUITIES 464287556 157,896 750 SH DFND 750 0 0
ISHARES RUSSELL 1000 VALUE INDEX ETF - EQUITIES 464287598 175,534 708 SH SOLE 708 0 0
I SHS RUSSELL 1000 GROWTH INDEX G ETF - LARGE CAP 464287614 935,438 7,468 SH SOLE 7,468 0 0
I SHS RUSSELL 1000 ETF - LARGE CAP 464287622 525,570 1,263 SH SOLE 1,263 0 0
ISHARES RUSSELL 2000 VALUE INDEX FUND ETF - SMALL CAP 464287630 301,604 1,440 SH SOLE 1,440 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND ETF - SMALL CAP 464287648 160,954 451 SH SOLE 451 0 0
ISHARES RUSSELL 2000 INDEX ETF - SMALL CAP 464287655 6,943,031 24,986 SH SOLE 24,986 0 0
ISHS TR S&P MDCP 400 VALUE ETF ETF - MID CAP 464287705 24,236 176 SH SOLE 176 0 0
ISHARES CORE S&P SMALL-CAP ETF ETF - SMALL CAP 464287804 3,432,074 25,229 SH SOLE 23,250 0 1,979
ISHS ALL COUNTRY ASIS EX JAPAN INDEX FD ETF INTL EQUITY 464288182 135,058 1,160 SH DFND 1,160 0 0
ISHARES CALIFORNIA MUNI BONDETF ETF - INTERM 464288356 196,960 3,640 SH SOLE 3,640 0 0
ISHARES CALIFORNIA MUNI BONDETF ETF - INTERM 464288356 88,686 1,639 SH DFND 0 1,639 0
ISHARES S&P NATL MUNI BOND FUND ETF - INTERM 464288414 92,203 912 SH SOLE 912 0 0
ISHARES HI YIELD CORPORATE BOND ETF - HIGH YIELD 464288513 208,231 2,697 SH SOLE 2,697 0 0
ETF ISHS INTER GOVT CR BD ETF - INTERM 464288612 5,133,891 49,810 SH SOLE 49,810 0 0
ETF ISHS INTER GOVT CR BD ETF - INTERM 464288612 238,194 2,311 SH DFND 2,311 0 0
ISHS BARCLAYS INTERMEDIATE TERM CREDIT BOND FD ETF - INTERM 464288638 121,117 2,406 SH SOLE 2,406 0 0
ISHARES SHORT-TERM CORP BOND ETF - SHORT 464288646 643,625 12,566 SH SOLE 12,566 0 0
ISHARES S&P US PREFERRED STOCK INDEX FUND PREFERRED STOCK 464288687 104,399 3,539 SH SOLE 3,539 0 0
ISHS MSCI EAFE VALUE ETF ETF - DEVELOPED INTL 464288877 23,739 300 SH DFND 300 0 0
ISHS MSCI EAFE GROWTH ETF ETF - DEVELOPED INTL 464288885 18,573 155 SH DFND 155 0 0
ISHARES EDGE MSCI MIN VOL USA ETF ETF - EQUITIES 46429B697 72,105 740 SH SOLE 740 0 0
ISHARES EDGE MSCI US QULTY FACT ETF ETF - DEVELOPED INTL 46432F339 129,565 583 SH SOLE 583 0 0
ISHARES CORE MSCI EAFE ETF ETF - EMERGING INTL 46432F842 64,715 668 SH SOLE 668 0 0
ISHARES CORE MSCI EAFE ETF ETF - EMERGING INTL 46432F842 309,628 3,196 SH DFND 3,196 0 0
ISHARES INC CORE MSCI EMERGING MKTS ETF ETF - EMERGING INTL 46434G103 68,896 849 SH SOLE 849 0 0
ISHARES INC CORE MSCI EMERGING MKTS ETF ETF - EMERGING INTL 46434G103 157,105 1,936 SH DFND 1,936 0 0
ISHARES ESG AWARE MSCI EMERGING MKTS FUND ETF - EMERGING INTL 46434G863 207,715 3,836 SH SOLE 3,836 0 0
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF - SMALL CAP 46435U663 88,868 1,709 SH SOLE 1,709 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 2,736,511 8,272 SH SOLE 8,226 0 46
J P MORGAN CHASE & CO COMMON STOCK 46625H100 534,274 1,615 SH DFND 1,615 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,307,226 4,938 SH SOLE 4,938 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 45,003 170 SH DFND 125 0 45
KEYSIGHT TECHNOLOGIES INC COMMON STOCK 49338L103 5,096 14 SH SOLE 14 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 279,427 2,868 SH SOLE 2,868 0 0
KINSALE CAP GROUP INC COMMON STOCK 49714P108 1,613 5 SH SOLE 5 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 2,224 98 SH SOLE 98 0 0
LABCORP HLDGS INC COMMON STOCK 504922105 5,545 18 SH SOLE 18 0 0
LAM RESH CORP USD COMMON STOCK 512807306 408,008 1,242 SH SOLE 1,242 0 0
LIBERTY MEDIA CORP DEL NPV COMMON STOCK 531229755 4,158 45 SH SOLE 45 0 0
ELI LILLY & CO COM COMMON STOCK 532457108 1,120,043 968 SH SOLE 968 0 0
ELI LILLY & CO COM COMMON STOCK 532457108 554,241 479 SH DFND 479 0 0
LITHIA MOTORS CL A COMMON STOCK 536797103 2,626 9 SH SOLE 9 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 661,503 1,299 SH SOLE 1,279 0 20
LOCKHEED MARTIN CORP COMMON STOCK 539830109 50,925 100 SH DFND 100 0 0
LOWES COMPANIES INC COM STK COMMON STOCK 548661107 399,348 2,167 SH SOLE 2,167 0 0
LOWES COMPANIES INC COM STK COMMON STOCK 548661107 7,371 40 SH DFND 40 0 0
MKS INC COMMON STOCK 55306N104 11,410 43 SH SOLE 43 0 0
MANULIFE FINANCIAL CORP COMMON STOCK 56501R106 16,610 390 SH SOLE 390 0 0
MARSH & MCLENNAN COMPANIES, INC COMMON STOCK 571748102 87,754 514 SH SOLE 514 0 0
MARRIOTT INTERNATIONAL INC NEW CLASS A COMMON STOCK 571903202 5,334 15 SH SOLE 15 0 0
MARVELL TECHNOLOGY, INC COMMON STOCK 573874104 13,210 50 SH SOLE 50 0 0
MASCO CORPORATION COMMON STOCK 574599106 18,535 275 SH SOLE 275 0 0
MASTERCARD INC COMMON STOCK 57636Q104 1,747,549 3,169 SH SOLE 3,139 0 30
MASTERCARD INC COMMON STOCK 57636Q104 110,292 200 SH DFND 200 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 584,962 2,533 SH SOLE 2,408 0 125
MCDONALDS CORP COM COMMON STOCK 580135101 138,564 600 SH DFND 600 0 0
MCKESSON CORP COMMON STOCK 58155Q103 234,795 275 SH SOLE 275 0 0
MCKESSON CORP COMMON STOCK 58155Q103 85,380 100 SH DFND 100 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 645,313 4,441 SH SOLE 4,441 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 30,951 213 SH DFND 0 0 213
METLIFE INC COMMON STOCK 59156R108 207,033 2,199 SH SOLE 2,199 0 0
MICROSOFT CORP COMMON STOCK 594918104 7,609,701 14,837 SH SOLE 14,630 0 207
MICROSOFT CORP COMMON STOCK 594918104 690,860 1,347 SH DFND 1,194 0 153
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 442,574 5,691 SH SOLE 5,511 0 180
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 302,488 284 SH SOLE 284 0 0
MOELIS & CO COMMON STOCK 60786M105 2,243 39 SH SOLE 39 0 0
MONDELEZ INTL INC COMMON STOCK 609207105 393,151 6,801 SH SOLE 6,622 0 179
MONDELEZ INTL INC COMMON STOCK 609207105 137,933 2,386 SH DFND 2,110 0 276
MORGAN STANLEY COMMON STOCK 617446448 93,851 499 SH SOLE 499 0 0
NBT BANCORP INC COMMON STOCK 628778102 187,459 3,738 SH SOLE 3,738 0 0
NETFLIX INC COMMON STOCK 64110L106 76,537 1,100 SH SOLE 1,100 0 0
NETFLIX INC COMMON STOCK 64110L106 113,415 1,630 SH DFND 1,630 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 69,983 924 SH SOLE 924 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 321,894 4,250 SH DFND 4,250 0 0
NIKE INC CL B COMMON STOCK 654106103 21,515 608 SH SOLE 608 0 0
NIKE INC CL B COMMON STOCK 654106103 10,617 300 SH DFND 300 0 0
NORFOLK SOUTHN CORP COM COMMON STOCK 655844108 1,178,835 3,815 SH SOLE 3,815 0 0
NORFOLK SOUTHN CORP COM COMMON STOCK 655844108 154,500 500 SH DFND 500 0 0
NOVARTIS A G ADR COMMON STOCK 66987V109 117,904 827 SH SOLE 827 0 0
NOVARTIS A G ADR COMMON STOCK 66987V109 121,184 850 SH DFND 850 0 0
NOVO NORDISK AS ADR COMMON STOCK 670100205 78,945 2,083 SH SOLE 2,083 0 0
NOVO NORDISK AS ADR COMMON STOCK 670100205 3,411 90 SH DFND 90 0 0
NUCOR CORP COMMON STOCK 670346105 232,580 995 SH DFND 995 0 0
NVIDIA CORP COMMON STOCK 67066G104 3,701,783 16,209 SH SOLE 16,085 0 124
NVIDIA CORP COMMON STOCK 67066G104 22,838 100 SH DFND 100 0 0
O'REILLY AUTOMOTIVE INC. COMMON STOCK 67103H107 248,514 2,910 SH SOLE 2,910 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105 866,760 6,313 SH SOLE 6,108 0 205
ORACLE CORPORATION COM COMMON STOCK 68389X105 48,055 350 SH DFND 350 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 47,119 212 SH SOLE 212 0 0
PACCAR INC COM COMMON STOCK 693718108 5,710 52 SH SOLE 52 0 0
PACER DATA AND DIGITAL REVOLUTION ETF - LARGE CAP 69374H386 44,473 441 SH SOLE 441 0 0
PALANTIR TECHNOLOGIES CL A COMMON STOCK 69608A108 18,705 100 SH SOLE 100 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 961,456 2,420 SH SOLE 2,376 0 44
PARKER HANNIFIN CORP COMMON STOCK 701094104 267,514 280 SH SOLE 280 0 0
PAYCHEX INC COM STK COMMON STOCK 704326107 97,908 994 SH SOLE 994 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 8,403 160 SH DFND 160 0 0
PEPSICO, INC COM COMMON STOCK 713448108 587,717 4,638 SH SOLE 4,638 0 0
PEPSICO, INC COM COMMON STOCK 713448108 126,720 1,000 SH DFND 1,000 0 0
PFIZER INC COM COMMON STOCK 717081103 272,052 9,539 SH SOLE 9,539 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 117,925 618 SH SOLE 618 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 54,383 285 SH DFND 0 0 285
PHOTRONICS INC COMMON STOCK 719405102 153,850 5,000 SH SOLE 5,000 0 0
T ROWE PRICE GROUP COMMON STOCK 74144T108 20,810 200 SH DFND 200 0 0
PRINCIPAL FINANCIAL GROUP COMMON STOCK 74251V102 21,832 195 SH SOLE 195 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 1,181,551 8,133 SH SOLE 8,133 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 159,808 1,100 SH DFND 1,100 0 0
PRUDENTIAL FINL INC COM COMMON STOCK 744320102 35,436 312 SH SOLE 312 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 77,238 1,147 SH SOLE 1,147 0 0
QNITY ELECTRONICS, INC COMMON STOCK 74743L100 1,257 10 SH DFND 10 0 0
QUALCOMM INC COMMON STOCK 747525103 9,202 50 SH SOLE 0 0 50
RAYTHEON TECHNOLOGIES CORP. COMMON STOCK 75513E101 958,869 5,165 SH SOLE 5,165 0 0
RAYTHEON TECHNOLOGIES CORP. COMMON STOCK 75513E101 184,349 993 SH DFND 795 0 198
REALTY INCOME CORPORATION COMMON STOCK 756109104 3,311 61 SH SOLE 61 0 0
REGIONS FINL CORP COMMON STOCK 7591EP100 23,081 859 SH SOLE 859 0 0
ROSS STORES INC COMMON STOCK 778296103 11,903 51 SH SOLE 51 0 0
SHELL PLC NPV ADR COMMON STOCK 780259305 83,738 881 SH SOLE 881 0 0
SPDR S&P 500 ETF TRUST ETF - LARGE CAP 78462F103 12,411,774 16,275 SH SOLE 16,275 0 0
SPDR S&P 500 ETF TRUST ETF - LARGE CAP 78462F103 546,042 716 SH DFND 0 716 0
SPDR GOLD TR GOLD SHS ETF - ALTERNATIVE 78463V107 544,586 1,430 SH SOLE 1,430 0 0
SPDR S&P DIVIDEND ETF ETF - LARGE CAP 78464A763 1,762,729 12,034 SH SOLE 12,034 0 0
SPDR DOW JONES INDL AVERAGE ETR TR ETF - LARGE CAP 78467X109 120,015 236 SH SOLE 236 0 0
SPDR S&P MIDCAP 400 ETF TR ETF - MID CAP 78467Y107 4,104,422 6,250 SH SOLE 6,250 0 0
SALESFORCE INC COMMON STOCK 79466L302 5,280 23 SH SOLE 23 0 0
SALESFORCE INC COMMON STOCK 79466L302 27,548 120 SH DFND 120 0 0
SLB LIMITED COM STK COMMON STOCK 806857108 2,288 47 SH SOLE 47 0 0
SCHWAB US DIVIDEND EQUITY ETF - LARGE CAP 808524797 108,519 3,337 SH SOLE 3,337 0 0
SELECT SECTOR SPDR TR SBI MATERIALS ETF - EQUITIES 81369Y100 97,400 2,000 SH SOLE 2,000 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE ETF - EQUITIES 81369Y209 151,914 902 SH SOLE 902 0 0
SPDR CONSUMER DISCRETIONARY ETF - EQUITIES 81369Y407 76,622 704 SH SOLE 704 0 0
FINANCIAL SELECT SECTOR SPDRETF ETF - EQUITIES 81369Y605 865,397 16,206 SH SOLE 16,206 0 0
FINANCIAL SELECT SECTOR SPDRETF ETF - EQUITIES 81369Y605 29,316 549 SH DFND 0 0 549
SELECT SECTOR SPDR TR SBI INT-INDS ETF - EQUITIES 81369Y704 69,964 419 SH SOLE 419 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF ETF - EQUITIES 81369Y803 42,282 216 SH SOLE 216 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF - LARGE CAP 81369Y852 11,873 107 SH SOLE 107 0 0
SELECT SECTOR SPDR - UTILITIES ETF - EQUITIES 81369Y886 278,134 7,054 SH SOLE 7,054 0 0
SERVICENOW, INC COMMON STOCK 81762P102 4,690 35 SH SOLE 35 0 0
SOLVENTUM CORP. COMMON STOCK 83444M101 2,203 25 SH DFND 25 0 0
SOUTHERN CO COM COMMON STOCK 842587107 451,272 5,445 SH SOLE 5,445 0 0
SOUTHERN CO COM COMMON STOCK 842587107 19,891 240 SH DFND 0 0 240
SPACE EXPLORATION TECHNOLOGIES CORP COMMON STOCK 84615Q103 1,659 11 SH SOLE 11 0 0
STARBUCKS CORPORATION COMMON STOCK 855244109 171,664 1,827 SH SOLE 1,827 0 0
STATE STREET CORP COM COMMON STOCK 857477103 13,094 75 SH SOLE 75 0 0
STRYKER CORP COMMON STOCK 863667101 964,636 3,503 SH SOLE 3,453 0 50
SUNCOR ENERGY, INC. FOREIGN EQUITIES 867224107 167,953 2,475 SH DFND 2,475 0 0
SYSCO CORP COM COMMON STOCK 871829107 6,626 85 SH SOLE 85 0 0
TJX COS INC COMMON STOCK 872540109 1,502,360 11,355 SH SOLE 11,250 0 105
TARGET CORP COM COMMON STOCK 87612E106 127,542 814 SH SOLE 814 0 0
TARGET CORP COM COMMON STOCK 87612E106 47,007 300 SH DFND 300 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 4,247 7 SH SOLE 7 0 0
TESLA MOTORS INC. COMMON COMMON STOCK 88160R101 701,084 1,976 SH SOLE 1,976 0 0
TEXAS INSTRUMENTS, INC COMMON STOCK 882508104 121,834 435 SH SOLE 435 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 902,518 1,337 SH SOLE 1,307 0 30
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 12,150 18 SH DFND 18 0 0
THOR INDS INC COMMON STOCK 885160101 2,487 36 SH SOLE 36 0 0
3M COMPANY COMMON STOCK 88579Y101 340,607 2,075 SH SOLE 1,625 0 450
3M COMPANY COMMON STOCK 88579Y101 152,165 927 SH DFND 927 0 0
TRACTOR SUPPLY CO. COMMON STOCK 892356106 3,440 110 SH SOLE 110 0 0
TRANSDIGM GROUP INC COMMON STOCK 893641100 81,195 75 SH DFND 75 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 954,010 2,676 SH SOLE 2,576 0 100
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 231,730 650 SH DFND 650 0 0
TRUIST FINL CORP COM COMMON STOCK 89832Q109 33,512 724 SH SOLE 724 0 0
TRUIST FINL CORP COM COMMON STOCK 89832Q109 52,770 1,140 SH DFND 1,140 0 0
UNILEVER PLC COMMON STOCK 904767803 6,739 111 SH SOLE 111 0 0
UNION PAC CORP COM COMMON STOCK 907818108 674,051 2,477 SH SOLE 1,690 0 787
UNION PAC CORP COM COMMON STOCK 907818108 54,426 200 SH DFND 200 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 77,740 832 SH SOLE 832 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 47,747 511 SH DFND 511 0 0
UNITED HEALTH GROUP INC COMMON STOCK 91324P102 236,756 645 SH SOLE 645 0 0
V F CORP COMMON STOCK 918204108 2,460 175 SH DFND 175 0 0
VAIL RESORTS INC COM COMMON STOCK 91879Q109 23,868 174 SH SOLE 174 0 0
VANECK SEMICONDUCTOR ETF ETF - LARGE CAP 92189F676 24,360 40 SH SOLE 40 0 0
VANECK VEC RETAIL ETF ETF - LARGE CAP 92189F684 50,086 200 SH DFND 200 0 0
ETF VANGUARD DIVIDEND APPRECIATION ETF - LARGE CAP 921908844 942,801 4,041 SH SOLE 4,041 0 0
VANGUARD ESG U.S. STOCK ETF ETF - EQUITIES 921910733 79,420 586 SH SOLE 586 0 0
VANGUARD MEGA CAP INDEX FUNDETF ETF - LARGE CAP 921910873 656,912 2,327 SH SOLE 2,327 0 0
VANGUARD S&P 500 GROWTH ETF - LARGE CAP 921932505 71,623 838 SH SOLE 838 0 0
ETF VANGUARD BOND INDEX ETF - INTERM 921937835 214,936 3,064 SH SOLE 2,078 0 986
ETF VANGUARD BOND INDEX ETF - INTERM 921937835 370,882 5,287 SH DFND 5,287 0 0
VANGUARD DEVELOPED MARKETS ETF ETF - DEVELOPED INTL 921943858 189,797 2,688 SH SOLE 2,688 0 0
VANGUARD DEVELOPED MARKETS ETF ETF - DEVELOPED INTL 921943858 125,827 1,782 SH DFND 1,782 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF - LARGE CAP 921946406 5,662,458 36,485 SH SOLE 36,485 0 0
VANGUARD W INTERNATIONAL HIGH DIV Y ETF - DEVELOPED INTL 921946794 10,113 100 SH SOLE 100 0 0
VANGUARD ENERGY ETF ETF - EQUITIES 92204A306 700,859 4,071 SH SOLE 4,071 0 0
VANGUARD HEALTH CARE ETF ETF - LARGE CAP 92204A504 64,162 203 SH DFND 203 0 0
VANGUARD INFORMATION TECHNOLOGY VIPERS ETF - EQUITIES 92204A702 2,546,318 20,262 SH SOLE 20,262 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF - EQUITIES 92204A884 107,682 565 SH SOLE 565 0 0
VANGUARD FTSE ALL WORLD EX US ETF ETF - DEVELOPED INTL 922042775 1,240,297 14,949 SH SOLE 14,362 0 587
VANGUARD FTSE ALL WORLD EX US ETF ETF - DEVELOPED INTL 922042775 161,458 1,946 SH DFND 1,261 685 0
VANGUARD INTL EQUITY INDEX FDS FTSE EUROPE ETF ETF - LARGE CAP 922042874 60,152 693 SH SOLE 0 0 693
VANGUARD INTERMEDIATE TERM CORPORATE BOND ETF ETF - INTERM 92206C870 68,677 877 SH SOLE 0 0 877
VANGUARD INDEX FUNDS S&P 500 ETF ETF - LARGE CAP 922908363 253,005 361 SH SOLE 361 0 0
VANGUARD INDEX FUNDS S&P 500 ETF ETF - LARGE CAP 922908363 614,644 877 SH DFND 877 0 0
VANGUARD REIT ETF - EQUITIES 922908553 25,813 288 SH SOLE 288 0 0
VANGUARD REIT ETF - EQUITIES 922908553 17,476 195 SH DFND 30 0 165
VANGUARD SMALL CAP ETF - SMALL CAP 922908611 17,327 75 SH SOLE 75 0 0
ETF VANGUARD MID-CAP ETF - MID CAP 922908629 12,860 164 SH SOLE 164 0 0
VANGUARD EXTENDED MARKET ETF ETF - MID CAP 922908652 229,080 989 SH SOLE 989 0 0
VANGUARD GROWTH ETF ETF - LARGE CAP 922908736 170,848 1,896 SH SOLE 1,896 0 0
VANGUARD INDEX FUNDS SMALL CAP ETF - SMALL CAP 922908751 363,278 1,277 SH DFND 1,277 0 0
VANGUARD TOTAL STOCK MARKET INDEX ETF - LARGE CAP 922908769 1,005,544 2,687 SH SOLE 2,687 0 0
VANGUARD TOTAL STOCK MARKET INDEX ETF - LARGE CAP 922908769 2,206,458 5,896 SH DFND 5,896 0 0
VERALTO CORP COMMON STOCK 92338C103 4,055 43 SH DFND 43 0 0
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104 185,178 4,038 SH SOLE 4,038 0 0
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104 73,375 1,600 SH DFND 1,600 0 0
VERTEX PHARMACEUTICALS COMMON STOCK 92532F100 5,750 11 SH SOLE 11 0 0
VISA INC COMMON STOCK 92826C839 268,052 746 SH SOLE 746 0 0
WAL-MART STORES, INC COMMON STOCK 931142103 41,879 403 SH SOLE 403 0 0
WAL-MART STORES, INC COMMON STOCK 931142103 59,234 570 SH DFND 570 0 0
WASTE MGMT INC DEL COM COMMON STOCK 94106L109 35,686 175 SH SOLE 175 0 0
WATERS CORPORATION COMMON STOCK 941848103 4,393 10 SH SOLE 10 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 77,886 973 SH SOLE 973 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 25,616 320 SH DFND 320 0 0
WELLS FARGO PFD L PREFERRED STOCK 949746804 12,947 12 SH SOLE 12 0 0
WELLS FARGO PFD L PREFERRED STOCK 949746804 21,579 20 SH DFND 20 0 0
THE WILLIAMS CO INC COMMON STOCK 969457100 16,924 249 SH SOLE 249 0 0
XYLEM INC COMMON STOCK 98419M100 4,251 42 SH SOLE 42 0 0