The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Common Stock 002824100 871,186 8,815 SH SOLE 8,815 0 0
Abbvie Inc Common Stock 00287Y109 1,067,287 4,080 SH SOLE 4,080 0 0
Accenture PLC Common Stock G1151C101 678,652 3,701 SH SOLE 3,701 0 0
Advanced Micro Devices Inc Common Stock 007903107 3,397,103 5,553 SH SOLE 5,553 0 0
Alphabet Inc. Common Stock 02079K107 481,466 1,413 SH SOLE 1,413 0 0
Alphabet Inc Common Stock 02079K305 6,352,749 18,463 SH SOLE 18,463 0 0
Amazon.com Inc Common Stock 023135106 4,323,002 17,351 SH SOLE 17,351 0 0
American Century Focused Large Cap Value Exchange Traded Fund 025072794 471,626 5,725 SH SOLE 5,725 0 0
American Express Company Common Stock 025816109 1,136,118 3,736 SH SOLE 3,736 0 0
Amgen Inc Common Stock 031162100 1,324,806 3,143 SH SOLE 3,143 0 0
Amphenol Corp Common Stock 032095101 847,131 10,049 SH SOLE 10,049 0 0
Analog Devices Inc Common Stock 032654105 330,063 832 SH SOLE 832 0 0
Apple Inc. Common Stock 037833100 7,072,346 21,237 SH SOLE 21,237 0 0
Applied Materials Inc Common Stock 038222105 3,167,488 6,194 SH SOLE 6,194 0 0
ARISTA NETWORKS INC Common Stock 040413205 869,736 4,272 SH SOLE 4,272 0 0
Avantis Emerging Market ETF International Equity ETF 025072604 334,993 3,563 SH SOLE 3,563 0 0
Avantis U.S. Small Cap Value Exchange Traded Fund 025072877 7,537 64 SH OTR 64 0 0
Avantis U.S. Small Cap Value Exchange Traded Fund 025072877 36,272,453 307,994 SH SOLE 307,994 0 0
BANK OF AMERICA CORP Common Stock 060505104 792,664 14,563 SH SOLE 14,563 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702 1,271,764 2,554 SH SOLE 2,554 0 0
BLACKROCK INC Common Stock 09290D101 552,427 522 SH SOLE 522 0 0
Boeing Co Common Stock 097023105 226,750 1,219 SH SOLE 1,219 0 0
BOOKING HOLDINGS INC Common Stock 09857L108 649,196 3,985 SH SOLE 3,985 0 0
Broadcom Inc Common Stock 11135F101 2,627,604 7,482 SH SOLE 7,482 0 0
Caterpillar Inc Common Stock 149123101 1,021,595 1,260 SH SOLE 1,260 0 0
Chevron Corp. Common Stock 166764100 1,444,377 7,073 SH SOLE 7,073 0 0
Cisco Systems Inc Common Stock 17275R102 1,082,112 10,054 SH SOLE 10,054 0 0
CITIGROUP INC Common Stock 172967424 630,050 4,866 SH SOLE 4,866 0 0
ConocoPhillips Common Stock 20825C104 346,666 2,770 SH SOLE 2,770 0 0
Corning Inc Common Stock 219350105 272,309 1,771 SH SOLE 1,771 0 0
Costco Wholesale Corporation Common Stock 22160K105 1,634,060 1,795 SH SOLE 1,795 0 0
Crowdstrike Holdings Inc Common Stock 22788C105 1,354,461 5,116 SH SOLE 5,116 0 0
D R HORTON INC Common Stock 23331A109 251,026 1,837 SH SOLE 1,837 0 0
Deere & Co Common Stock 244199105 285,409 425 SH SOLE 425 0 0
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V401 488,299 5,881 SH SOLE 5,881 0 0
Eaton Corp. PLC Common Stock G29183103 1,286,552 2,994 SH SOLE 2,994 0 0
Eli Lilly and Co Common Stock 532457108 1,842,071 1,592 SH SOLE 1,592 0 0
EXXONMOBIL HOLDINGS CORP Common Stock 30233Q108 1,741,588 10,701 SH SOLE 10,701 0 0
Fidelity Enhanced International International Equity ETF 31609A404 62,201,970 1,558,556 SH SOLE 1,558,556 0 0
Fidelity Enhanced International International Equity ETF 31609A404 12,492 313 SH OTR 313 0 0
GE AEROSPACE Common Stock 369604301 3,907,997 12,514 SH SOLE 12,514 0 0
GE VERNOVA INC Common Stock 36828A101 3,061,528 3,221 SH SOLE 3,221 0 0
Goldman Sachs Group Inc Common Stock 38141G104 681,573 757 SH SOLE 757 0 0
Goldman Sachs Small Cap Equity Exchange Traded Fund 38149W614 4,828 78 SH OTR 78 0 0
Goldman Sachs Small Cap Equity Exchange Traded Fund 38149W614 25,442,392 411,050 SH SOLE 411,050 0 0
Home Depot Common Stock 437076102 1,157,590 4,069 SH SOLE 4,069 0 0
HONEYWELL INTL INC Common Stock 438516205 240,472 1,140 SH SOLE 1,140 0 0
INTUITIVE SURGICAL INC Common Stock 46120E602 672,566 1,654 SH SOLE 1,654 0 0
Invesco Russell 1000 Dynamic Multifactor Exchange Traded Fund 46138J619 3,203,244 45,951 SH SOLE 45,951 0 0
iShares Core Dividend Growth ETF Exchange Traded Fund 46434V621 250,370 3,321 SH SOLE 3,321 0 0
iShares Core MSCI EAFE ETF International Equity ETF 46432F842 5,753,606 59,389 SH SOLE 59,389 0 0
iShares Core MSCI Emerging Markets ETF International Equity ETF 46434G103 5,220,049 64,318 SH SOLE 64,318 0 0
iShares Core S&P 500 Index Fund Exchange Traded Fund 464287200 175,443,981 229,084 SH SOLE 229,084 0 0
iShares Core S&P 500 Index Fund Exchange Traded Fund 464287200 42,888 56 SH OTR 56 0 0
iShares Core S&P Mid-Cap Index Fund Exchange Traded Fund 464287507 2,280,311 31,693 SH SOLE 31,693 0 0
iShares Core US Aggregate Bond Fixed Income ETF 464287226 1,311,743 13,875 SH SOLE 13,875 0 0
iShares MSCI ACWI ex US ETF International Equity ETF 464288240 1,656,002 21,899 SH SOLE 21,899 0 0
iShares MSCI EAFE ETF International Equity ETF 464287465 1,337,168 12,871 SH SOLE 12,871 0 0
iShares MSCI Emerging Markets ETF International Equity ETF 464287234 828,196 12,400 SH SOLE 12,400 0 0
iShares National Muni Bond Fixed Income ETF 464288414 3,251,578 32,162 SH SOLE 32,162 0 0
iShares Russell 1000 Growth ETF Exchange Traded Fund 464287614 1,096,025 8,750 SH SOLE 8,750 0 0
iShares Russell 1000 Index Fund Exchange Traded Fund 464287622 2,830,516 6,802 SH SOLE 6,802 0 0
iShares Russell 1000 Value ETF Exchange Traded Fund 464287598 419,002 1,690 SH SOLE 1,690 0 0
Johnson & Johnson Common Stock 478160104 1,862,181 7,034 SH SOLE 7,034 0 0
JPMorgan Active Growth Exchange Traded Fund 46654Q609 24,478,104 253,449 SH SOLE 253,449 0 0
JPMorgan Active Value Exchange Traded Fund 46641Q167 8,929 112 SH OTR 112 0 0
JPMorgan Active Value Exchange Traded Fund 46641Q167 68,473,900 858,930 SH SOLE 858,930 0 0
JPMorgan Chase & Co Common Stock 46625H100 2,721,077 8,225 SH SOLE 8,225 0 0
JPMorgan Equity Premium Income Exchange Traded Fund 46641Q332 26,426,267 470,051 SH SOLE 470,051 0 0
JPMorgan Hedged Equity Laddered Overlay Exchange Traded Fund 46654Q724 10,809,680 156,277 SH SOLE 156,277 0 0
LAM RESEARCH CORP Common Stock 512807306 2,937,208 8,941 SH SOLE 8,941 0 0
Mastercard Inc Common Stock 57636Q104 1,320,771 2,395 SH SOLE 2,395 0 0
Mcdonald's Corp Common Stock 580135101 668,340 2,894 SH SOLE 2,894 0 0
Merck & Co Inc Common Stock 58933Y105 585,745 4,031 SH SOLE 4,031 0 0
Meta Platforms Inc Common Stock 30303M102 2,313,324 3,190 SH SOLE 3,190 0 0
MICRON TECHNOLOGY INC Common Stock 595112103 2,236,731 2,100 SH SOLE 2,100 0 0
Microsoft Corp Common Stock 594918104 7,257,022 14,149 SH SOLE 14,149 0 0
MORGAN STANLEY Common Stock 617446448 243,752 1,296 SH SOLE 1,296 0 0
Netflix Inc Common Stock 64110L106 830,159 11,931 SH SOLE 11,931 0 0
NVIDIA Corp Common Stock 67066G104 6,820,112 29,863 SH SOLE 29,863 0 0
Oracle Corp Common Stock 68389X105 975,105 7,102 SH SOLE 7,102 0 0
OUTLOOK THERAPEUTICS INC Common Stock 69012T305 8,603 15,000 SH SOLE 15,000 0 0
Palo Alto Networks Inc Common Stock 697435105 1,257,089 3,164 SH SOLE 3,164 0 0
PepsiCo Inc Common Stock 713448108 625,743 4,938 SH SOLE 4,938 0 0
Pfizer Inc Common Stock 717081103 277,528 9,731 SH SOLE 9,731 0 0
Phillips 66 Common Stock 718546104 251,480 985 SH SOLE 985 0 0
PNC Financial Services Group Inc Common Stock 693475105 1,356,897 6,105 SH SOLE 6,105 0 0
Procter & Gamble Co Common Stock 742718109 994,006 6,842 SH SOLE 6,842 0 0
PROGRESSIVE CORP Common Stock 743315103 270,125 1,303 SH SOLE 1,303 0 0
Qualcomm Inc Common Stock 747525103 428,445 2,328 SH SOLE 2,328 0 0
QUANTA SVCS INC Common Stock 74762E102 375,868 585 SH SOLE 585 0 0
RTX Corporation Common Stock 75513E101 1,756,435 9,461 SH SOLE 9,461 0 0
S&P Global Inc Common Stock 78409V104 714,780 1,812 SH SOLE 1,812 0 0
SALESFORCE, INC. Common Stock 79466L302 1,270,211 5,533 SH SOLE 5,533 0 0
SANDISK CORP Common Stock 80004C200 610,701 351 SH SOLE 351 0 0
ServiceNow Inc Common Stock 81762P102 804,998 6,007 SH SOLE 6,007 0 0
SPDR S&P 600 Small Cap Growth Exchange Traded Fund 78464A201 543,942 5,085 SH SOLE 5,085 0 0
State Street Energy Select Sector SPDR ETF Exchange Traded Fund 81369Y506 506,453 8,235 SH SOLE 8,235 0 0
State Street Materials Select Sector SPDR ETF Exchange Traded Fund 81369Y100 1,004,291 20,622 SH SOLE 20,622 0 0
State Street Real Estate Select Sector SPDR ETF Exchange Traded Fund 81369Y860 710,484 17,367 SH SOLE 17,367 0 0
STATE STREET SPDR DOW JONES INDUSTRIAL AVERAGE ETF Exchange Traded Fund 78467X109 868,603 1,708 SH SOLE 1,708 0 0
State Street SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103 652,811 856 SH SOLE 856 0 0
State Street Utilities Select Sector SPDR ETF Exchange Traded Fund 81369Y886 1,031,790 26,161 SH SOLE 26,161 0 0
Tesla Inc Common Stock 88160R101 798,323 2,250 SH SOLE 2,250 0 0
The Charles Schwab Corporation Common Stock 808513105 489,873 5,012 SH SOLE 5,012 0 0
Thermo Fisher Scientific Inc Common Stock 883556102 1,092,906 1,619 SH SOLE 1,619 0 0
TJX Companies Inc Common Stock 872540109 1,712,091 12,940 SH SOLE 12,940 0 0
T-MOBILE US INC Common Stock 872590104 769,411 4,718 SH SOLE 4,718 0 0
Travelers Companies Inc Common Stock 89417E109 876,658 2,459 SH SOLE 2,459 0 0
UBER TECHNOLOGIES INC Common Stock 90353T100 500,945 7,312 SH SOLE 7,312 0 0
Union Pacific Corp Common Stock 907818108 1,303,503 4,790 SH SOLE 4,790 0 0
UnitedHealth Group Inc Common Stock 91324P102 1,455,105 3,964 SH SOLE 3,964 0 0
Valero Energy Corp Common Stock 91913Y100 491,877 1,269 SH SOLE 1,269 0 0
Vanguard 500 Index Fund Exchange Traded Fund 922908363 2,419,369 3,452 SH SOLE 3,452 0 0
Vanguard Core Bond Fixed Income ETF 922020748 21,276 289 SH OTR 289 0 0
Vanguard Core Bond Fixed Income ETF 922020748 65,811,863 893,940 SH SOLE 893,940 0 0
Vanguard Intermediate Term Bond ETF Fixed Income ETF 921937819 8,236,094 113,040 SH SOLE 113,040 0 0
Vanguard Morningstar Small-Cap ETF Exchange Traded Fund 922908751 4,158,106 14,616 SH SOLE 14,616 0 0
Vanguard Morningstar Exchange Traded Fund 922908769 299,392 800 SH SOLE 800 0 0
Vanguard Russell 3000 ETF Exchange Traded Fund 92206C599 1,730,847 5,159 SH SOLE 5,159 0 0
Vanguard Short-Term Corporate Bond Idx Fd Fixed Income ETF 92206C409 775,899 10,044 SH SOLE 10,044 0 0
Visa Inc Common Stock 92826C839 2,675,212 7,445 SH SOLE 7,445 0 0
Walmart Inc Common Stock 931142103 2,181,800 20,995 SH SOLE 20,995 0 0
Walt Disney Co Common Stock 254687106 580,464 5,534 SH SOLE 5,534 0 0
WESTERN DIGITAL CORP Common Stock 958102105 205,870 453 SH SOLE 453 0 0